Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of Commerce 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 874 |
| Total Mortgage Loan Application Amount | $216,655,000 |
| Average Mortgage Loan Application Amount | $201,333 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rogers County Oklahoma | 58 | $ 9,211,000 | $ 158,000 | $ 62,000 |
| Tulsa County Oklahoma | 46 | $ 6,659,000 | $ 144,000 | $ 67,000 |
| Oklahoma County Oklahoma | 36 | $ 5,015,000 | $ 139,000 | $ 76,000 |
| Mayes County Oklahoma | 19 | $ 2,291,000 | $ 120,000 | $ 60,000 |
| Shelby County Tennessee | 13 | $ 3,039,000 | $ 233,000 | $ 82,000 |
| Maricopa County Arizona | 11 | $ 3,742,000 | $ 340,000 | $ 171,000 |
| Nassau County New York | 11 | $ 4,046,000 | $ 367,000 | $ 96,000 |
| Creek County Oklahoma | 11 | $ 1,594,000 | $ 144,000 | $ 58,000 |
| Westchester County New York | 10 | $ 5,179,000 | $ 517,000 | $ 178,000 |
| Canadian County Oklahoma | 10 | $ 1,347,000 | $ 134,000 | $ 134,000 |
| Fairfax County Virginia | 9 | $ 4,786,000 | $ 531,000 | $ 95,000 |
| Pulaski County Arkansas | 8 | $ 1,693,000 | $ 211,000 | $ 97,000 |
| Broward County Florida | 8 | $ 1,722,000 | $ 215,000 | $ 68,000 |
| Gwinnett County Georgia | 8 | $ 2,407,000 | $ 300,000 | $ 101,000 |
| Cook County Illinois | 8 | $ 3,552,000 | $ 444,000 | $ 108,000 |
| Pawnee County Oklahoma | 8 | $ 594,000 | $ 74,000 | $ 49,000 |
| Davidson County Tennessee | 8 | $ 1,824,000 | $ 228,000 | $ 67,000 |
| Fulton County Georgia | 7 | $ 2,013,000 | $ 287,000 | $ 122,000 |
| Middlesex County New Jersey | 7 | $ 2,125,000 | $ 303,000 | $ 55,000 |
| Bernalillo County New Mexico | 7 | $ 1,718,000 | $ 245,000 | $ 75,000 |
| Dallas County Texas | 7 | $ 2,425,000 | $ 346,000 | $ 110,000 |
| Benton County Arkansas | 6 | $ 1,138,000 | $ 189,000 | $ 58,000 |
| Los Angeles County California | 6 | $ 2,015,000 | $ 335,000 | $ 238,000 |
| Ocean County New Jersey | 6 | $ 2,069,000 | $ 344,000 | $ 87,000 |
| Cleveland County Oklahoma | 6 | $ 2,640,000 | $ 440,000 | $ 151,000 |
| Harris County Texas | 6 | $ 1,830,000 | $ 305,000 | $ 149,000 |
| Miami-Dade County Florida | 5 | $ 1,306,000 | $ 261,000 | $ 81,000 |
| Clark County Nevada | 5 | $ 2,422,000 | $ 484,000 | $ 161,000 |
| Suffolk County New York | 5 | $ 2,069,000 | $ 413,000 | $ 78,000 |
| Mecklenburg County North Carolina | 5 | $ 1,163,000 | $ 232,000 | $ 81,000 |
| Wake County North Carolina | 5 | $ 1,496,000 | $ 299,000 | $ 70,000 |
| Montgomery County Pennsylvania | 5 | $ 1,254,000 | $ 250,000 | $ 103,000 |
| Williamson County Tennessee | 5 | $ 1,352,000 | $ 270,000 | $ 82,000 |
| Travis County Texas | 5 | $ 1,713,000 | $ 342,000 | $ 145,000 |
| Prince William County Virginia | 5 | $ 1,520,000 | $ 304,000 | $ 33,000 |
| Mobile County Alabama | 4 | $ 919,000 | $ 229,000 | $ 82,000 |
| San Diego County California | 4 | $ 1,217,000 | $ 304,000 | $ 43,000 |
| Hillsborough County Florida | 4 | $ 1,918,000 | $ 479,000 | $ 670,000 |
| Prince George's County Maryland | 4 | $ 1,039,000 | $ 259,000 | $ 75,000 |
| Hennepin County Minnesota | 4 | $ 943,000 | $ 235,000 | $ 249,000 |
| Cole County Missouri | 4 | $ 556,000 | $ 139,000 | $ 40,000 |
| Essex County New Jersey | 4 | $ 1,981,000 | $ 495,000 | $ 256,000 |
| Monmouth County New Jersey | 4 | $ 1,431,000 | $ 357,000 | $ 57,000 |
| Osage County Oklahoma | 4 | $ 520,000 | $ 130,000 | $ 91,000 |
| Wagoner County Oklahoma | 4 | $ 213,000 | $ 53,000 | $ 26,000 |
| Bucks County Pennsylvania | 4 | $ 780,000 | $ 195,000 | $ 41,000 |
| Greenville County South Carolina | 4 | $ 1,109,000 | $ 277,000 | $ 82,000 |
| Montgomery County Tennessee | 4 | $ 888,000 | $ 222,000 | $ 94,000 |
| Bexar County Texas | 4 | $ 946,000 | $ 236,000 | $ 69,000 |
| Salt Lake County Utah | 4 | $ 1,888,000 | $ 472,000 | $ 117,000 |
| Utah County Utah | 4 | $ 3,057,000 | $ 764,000 | $ 239,000 |
| Coconino County Arizona | 3 | $ 1,610,000 | $ 536,000 | $ 33,000 |
| Pima County Arizona | 3 | $ 772,000 | $ 257,000 | $ 61,000 |
| Adams County Colorado | 3 | $ 460,000 | $ 153,000 | $ 134,000 |
| Fairfield County Connecticut | 3 | $ 1,031,000 | $ 343,000 | $ 101,000 |
| Hartford County Connecticut | 3 | $ 730,000 | $ 243,000 | $ 62,000 |
| Brevard County Florida | 3 | $ 711,000 | $ 237,000 | $ 69,000 |
| Palm Beach County Florida | 3 | $ 535,000 | $ 178,000 | $ 64,000 |
| DeKalb County Georgia | 3 | $ 703,000 | $ 234,000 | $ 74,000 |
| Johnson County Kansas | 3 | $ 941,000 | $ 313,000 | $ 206,000 |
| Sedgwick County Kansas | 3 | $ 337,000 | $ 112,000 | $ 80,000 |
| Wyandotte County Kansas | 3 | $ 676,000 | $ 225,000 | $ 69,000 |
| Olmsted County Minnesota | 3 | $ 981,000 | $ 327,000 | $ 140,000 |
| Rockingham County New Hampshire | 3 | $ 831,000 | $ 277,000 | $ 93,000 |
| Atlantic County New Jersey | 3 | $ 2,012,000 | $ 670,000 | $ 36,000 |
| Hudson County New Jersey | 3 | $ 837,000 | $ 279,000 | $ 53,000 |
| Morris County New Jersey | 3 | $ 1,006,000 | $ 335,000 | $ 66,000 |
| Passaic County New Jersey | 3 | $ 688,000 | $ 229,000 | $ 0 |
| Rockland County New York | 3 | $ 1,087,000 | $ 362,000 | $ 83,000 |
| Cuyahoga County Ohio | 3 | $ 363,000 | $ 121,000 | $ 90,000 |
| Hamilton County Ohio | 3 | $ 350,000 | $ 116,000 | $ 36,000 |
| Nowata County Oklahoma | 3 | $ 166,000 | $ 55,000 | $ 76,000 |
| Pottawatomie County Oklahoma | 3 | $ 349,000 | $ 116,000 | $ 68,000 |
| Berks County Pennsylvania | 3 | $ 633,000 | $ 211,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 3 | $ 583,000 | $ 194,000 | $ 57,000 |
| Hamilton County Tennessee | 3 | $ 802,000 | $ 267,000 | $ 79,000 |
| Jefferson County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| Knox County Tennessee | 3 | $ 1,097,000 | $ 365,000 | $ 140,000 |
| Loudon County Tennessee | 3 | $ 600,000 | $ 200,000 | $ 68,000 |
| Tarrant County Texas | 3 | $ 372,000 | $ 124,000 | $ 49,000 |
| Virginia Beach County Virginia | 3 | $ 723,000 | $ 241,000 | $ 96,000 |
| Etowah County Alabama | 2 | $ 323,000 | $ 161,000 | $ 44,000 |
| Jefferson County Alabama | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Lauderdale County Alabama | 2 | $ 472,000 | $ 236,000 | $ 37,000 |
| Limestone County Alabama | 2 | $ 383,000 | $ 191,000 | $ 119,000 |
| Madison County Alabama | 2 | $ 623,000 | $ 311,000 | $ 85,000 |
| Yavapai County Arizona | 2 | $ 253,000 | $ 126,000 | $ 42,000 |
| Baxter County Arkansas | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Washington County Arkansas | 2 | $ 701,000 | $ 350,000 | $ 41,000 |
| Orange County California | 2 | $ 793,000 | $ 396,000 | $ 37,000 |
| Ventura County California | 2 | $ 1,072,000 | $ 536,000 | $ 153,000 |
| Tolland County Connecticut | 2 | $ 286,000 | $ 143,000 | $ 49,000 |
| Kent County Delaware | 2 | $ 393,000 | $ 196,000 | $ 30,000 |
| Sussex County Delaware | 2 | $ 448,000 | $ 224,000 | $ 68,000 |
| Lee County Florida | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
| Orange County Florida | 2 | $ 1,245,000 | $ 622,000 | $ 215,000 |
| Polk County Florida | 2 | $ 300,000 | $ 150,000 | $ 33,000 |
| Cherokee County Georgia | 2 | $ 568,000 | $ 284,000 | $ 54,000 |
| Clayton County Georgia | 2 | $ 294,000 | $ 147,000 | $ 48,000 |
| Cobb County Georgia | 2 | $ 285,000 | $ 142,000 | $ 38,000 |
| Forsyth County Georgia | 2 | $ 1,022,000 | $ 511,000 | $ 125,000 |
| Pickens County Georgia | 2 | $ 404,000 | $ 202,000 | $ 164,000 |
| Lyon County Kansas | 2 | $ 152,000 | $ 76,000 | $ 32,000 |
| St. John the Baptist County Louisiana | 2 | $ 640,000 | $ 320,000 | $ 79,000 |
| Baltimore County Maryland | 2 | $ 675,000 | $ 337,000 | $ 140,000 |
| Middlesex County Massachusetts | 2 | $ 595,000 | $ 297,000 | $ 94,000 |
| Anoka County Minnesota | 2 | $ 745,000 | $ 372,000 | $ 66,000 |
| Hillsborough County New Hampshire | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Bergen County New Jersey | 2 | $ 879,000 | $ 439,000 | $ 72,000 |
| Burlington County New Jersey | 2 | $ 438,000 | $ 219,000 | $ 61,000 |
| Camden County New Jersey | 2 | $ 515,000 | $ 257,000 | $ 73,000 |
| Cumberland County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 43,000 |
| Gloucester County New Jersey | 2 | $ 387,000 | $ 193,000 | $ 37,000 |
| Sussex County New Jersey | 2 | $ 863,000 | $ 431,000 | $ 51,000 |
| Union County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Dutchess County New York | 2 | $ 612,000 | $ 306,000 | $ 91,000 |
| New York County New York | 2 | $ 470,000 | $ 235,000 | $ 84,000 |
| Queens County New York | 2 | $ 657,000 | $ 328,000 | $ 85,000 |
| Saratoga County New York | 2 | $ 505,000 | $ 252,000 | $ 106,000 |
| Caldwell County North Carolina | 2 | $ 921,000 | $ 460,000 | $ 115,000 |
| Cherokee County North Carolina | 2 | $ 507,000 | $ 253,000 | $ 72,000 |
| Guilford County North Carolina | 2 | $ 396,000 | $ 198,000 | $ 75,000 |
| Lincoln County North Carolina | 2 | $ 352,000 | $ 176,000 | $ 71,000 |
| Summit County Ohio | 2 | $ 492,000 | $ 246,000 | $ 52,000 |
| Cherokee County Oklahoma | 2 | $ 196,000 | $ 98,000 | $ 84,000 |
| McClain County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 30,000 |
| Delaware County Pennsylvania | 2 | $ 1,225,000 | $ 612,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 438,000 | $ 219,000 | $ 57,000 |
| Providence County Rhode Island | 2 | $ 487,000 | $ 243,000 | $ 62,000 |
| Richland County South Carolina | 2 | $ 201,000 | $ 100,000 | $ 56,000 |
| Spartanburg County South Carolina | 2 | $ 459,000 | $ 229,000 | $ 62,000 |
| Rutherford County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Sumner County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 44,000 |
| Fort Bend County Texas | 2 | $ 732,000 | $ 366,000 | $ 77,000 |
| Grayson County Texas | 2 | $ 182,000 | $ 91,000 | $ 91,000 |
| Lubbock County Texas | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Chesapeake County Virginia | 2 | $ 554,000 | $ 277,000 | $ 93,000 |
| Chesterfield County Virginia | 2 | $ 609,000 | $ 304,000 | $ 109,000 |
| Fairfax City County Virginia | 2 | $ 1,300,000 | $ 650,000 | $ 210,000 |
| York County Virginia | 2 | $ 617,000 | $ 308,000 | $ 137,000 |
| Autauga County Alabama | 1 | $ 342,000 | $ 342,000 | $ 80,000 |
| Baldwin County Alabama | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Clay County Alabama | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Cullman County Alabama | 1 | $ 234,000 | $ 234,000 | $ 123,000 |
| Marshall County Alabama | 1 | $ 351,000 | $ 351,000 | $ 240,000 |
| Montgomery County Alabama | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Talladega County Alabama | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Tallapoosa County Alabama | 1 | $ 208,000 | $ 208,000 | $ 87,000 |
| Cochise County Arizona | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Gila County Arizona | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Mohave County Arizona | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Pinal County Arizona | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Ashley County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Clark County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Cleburne County Arkansas | 1 | $ 198,000 | $ 198,000 | $ 85,000 |
| Conway County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Greene County Arkansas | 1 | $ 187,000 | $ 187,000 | $ 110,000 |
| Hot Spring County Arkansas | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| Ouachita County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Pope County Arkansas | 1 | $ 198,000 | $ 198,000 | $ 88,000 |
| Saline County Arkansas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 294,000 | $ 294,000 | $ 150,000 |
| White County Arkansas | 1 | $ 202,000 | $ 202,000 | $ 102,000 |
| El Dorado County California | 1 | $ 765,000 | $ 765,000 | $ 222,000 |
| Marin County California | 1 | $ 563,000 | $ 563,000 | $ 348,000 |
| Placer County California | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Sacramento County California | 1 | $ 210,000 | $ 210,000 | $ 50,000 |
| Santa Clara County California | 1 | $ 322,000 | $ 322,000 | $ 171,000 |
| Solano County California | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Yuba County California | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Eagle County Colorado | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 171,000 |
| Larimer County Colorado | 1 | $ 212,000 | $ 212,000 | $ 47,000 |
| Montrose County Colorado | 1 | $ 783,000 | $ 783,000 | $ 294,000 |
| Routt County Colorado | 1 | $ 268,000 | $ 268,000 | $ 240,000 |
| New Haven County Connecticut | 1 | $ 360,000 | $ 360,000 | $ 94,000 |
| Bay County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Citrus County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Clay County Florida | 1 | $ 600,000 | $ 600,000 | $ 165,000 |
| Duval County Florida | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Marion County Florida | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Osceola County Florida | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Pinellas County Florida | 1 | $ 266,000 | $ 266,000 | $ 136,000 |
| Santa Rosa County Florida | 1 | $ 307,000 | $ 307,000 | $ 62,000 |
| Volusia County Florida | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Banks County Georgia | 1 | $ 310,000 | $ 310,000 | $ 57,000 |
| Barrow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Bartow County Georgia | 1 | $ 375,000 | $ 375,000 | $ 360,000 |
| Fayette County Georgia | 1 | $ 360,000 | $ 360,000 | $ 87,000 |
| Jackson County Georgia | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Muscogee County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Newton County Georgia | 1 | $ 87,000 | $ 87,000 | $ 96,000 |
| Paulding County Georgia | 1 | $ 218,000 | $ 218,000 | $ 39,000 |
| Polk County Georgia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Richmond County Georgia | 1 | $ 78,000 | $ 78,000 | $ 94,000 |
| Rockdale County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Ada County Idaho | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Canyon County Idaho | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Will County Illinois | 1 | $ 392,000 | $ 392,000 | $ 175,000 |
| Boone County Indiana | 1 | $ 1,500,000 | $ 1,500,000 | $ 758,000 |
| Jasper County Indiana | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Johnson County Indiana | 1 | $ 169,000 | $ 169,000 | $ 144,000 |
| Vermillion County Indiana | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Winneshiek County Iowa | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Cloud County Kansas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Cowley County Kansas | 1 | $ 163,000 | $ 163,000 | $ 93,000 |
| Ellis County Kansas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Labette County Kansas | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Leavenworth County Kansas | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Nemaha County Kansas | 1 | $ 185,000 | $ 185,000 | $ 324,000 |
| Pottawatomie County Kansas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Rice County Kansas | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Seward County Kansas | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Boone County Kentucky | 1 | $ 529,000 | $ 529,000 | $ 240,000 |
| Breckinridge County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Bullitt County Kentucky | 1 | $ 1,010,000 | $ 1,010,000 | $ 480,000 |
| Jefferson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Shelby County Kentucky | 1 | $ 520,000 | $ 520,000 | $ 153,000 |
| Jefferson County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Orleans County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| St. Charles County Louisiana | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Cumberland County Maine | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Knox County Maine | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lincoln County Maine | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Oxford County Maine | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Penobscot County Maine | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Washington County Maine | 1 | $ 300,000 | $ 300,000 | $ 847,000 |
| Baltimore City County Maryland | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Dorchester County Maryland | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 360,000 | $ 360,000 | $ 95,000 |
| Wicomico County Maryland | 1 | $ 300,000 | $ 300,000 | $ 612,000 |
| Barnstable County Massachusetts | 1 | $ 257,000 | $ 257,000 | $ 206,000 |
| Essex County Massachusetts | 1 | $ 416,000 | $ 416,000 | $ 144,000 |
| Worcester County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 116,000 |
| Allegan County Michigan | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Kalamazoo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Muskegon County Michigan | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Washtenaw County Michigan | 1 | $ 268,000 | $ 268,000 | $ 97,000 |
| Wayne County Michigan | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| Dakota County Minnesota | 1 | $ 434,000 | $ 434,000 | $ 149,000 |
| McLeod County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Sherburne County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Hinds County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 400,000 |
| Camden County Missouri | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Clay County Missouri | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Clinton County Missouri | 1 | $ 229,000 | $ 229,000 | $ 324,000 |
| Franklin County Missouri | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Montgomery County Missouri | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| St. Louis County Missouri | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Webster County Missouri | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Flathead County Montana | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Lyon County Nevada | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Cape May County New Jersey | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| Mercer County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Salem County New Jersey | 1 | $ 189,000 | $ 189,000 | $ 98,000 |
| Somerset County New Jersey | 1 | $ 259,000 | $ 259,000 | $ 40,000 |
| Warren County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Rio Arriba County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Albany County New York | 1 | $ 100,000 | $ 100,000 | $ 13,000 |
| Bronx County New York | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Erie County New York | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Herkimer County New York | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Kings County New York | 1 | $ 340,000 | $ 340,000 | $ 23,000 |
| Orange County New York | 1 | $ 324,000 | $ 324,000 | $ 140,000 |
| Schoharie County New York | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Sullivan County New York | 1 | $ 338,000 | $ 338,000 | $ 75,000 |
| Ulster County New York | 1 | $ 324,000 | $ 324,000 | $ 60,000 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Cabarrus County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 105,000 |
| Davidson County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 85,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Haywood County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Henderson County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 81,000 |
| Jackson County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| McDowell County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 96,000 |
| Onslow County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| Pasquotank County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 85,000 |
| Polk County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 81,000 |
| Rockingham County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Rowan County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 122,000 |
| Union County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 70,000 |
| Butler County Ohio | 1 | $ 52,000 | $ 52,000 | $ 112,000 |
| Clark County Ohio | 1 | $ 184,000 | $ 184,000 | $ 36,000 |
| Franklin County Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Jackson County Ohio | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Lake County Ohio | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Lucas County Ohio | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| Delaware County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 14,000 |
| Garvin County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Grady County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 96,000 |
| Lincoln County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Logan County Oklahoma | 1 | $ 227,000 | $ 227,000 | $ 75,000 |
| McIntosh County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 181,000 |
| Okfuskee County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| Okmulgee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Woodward County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 365,000 |
| Lane County Oregon | 1 | $ 219,000 | $ 219,000 | $ 113,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 280,000 |
| Chester County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Westmoreland County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Florence County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Horry County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 619,000 |
| Kershaw County South Carolina | 1 | $ 227,000 | $ 227,000 | $ 75,000 |
| Bradley County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Campbell County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Overton County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| Polk County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Washington County Tennessee | 1 | $ 403,000 | $ 403,000 | $ 96,000 |
| Bell County Texas | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Brazoria County Texas | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Denton County Texas | 1 | $ 384,000 | $ 384,000 | $ 99,000 |
| Lamar County Texas | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Montgomery County Texas | 1 | $ 270,000 | $ 270,000 | $ 237,000 |
| Nueces County Texas | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Palo Pinto County Texas | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Williamson County Texas | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Uintah County Utah | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| Weber County Utah | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Windsor County Vermont | 1 | $ 480,000 | $ 480,000 | $ 175,000 |
| Hampton County Virginia | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Hanover County Virginia | 1 | $ 217,000 | $ 217,000 | $ 42,000 |
| James City County Virginia | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Nelson County Virginia | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Newport News County Virginia | 1 | $ 168,000 | $ 168,000 | $ 20,000 |
| Norfolk County Virginia | 1 | $ 238,000 | $ 238,000 | $ 40,000 |
| Northumberland County Virginia | 1 | $ 697,000 | $ 697,000 | $ 189,000 |
| Clallam County Washington | 1 | $ 176,000 | $ 176,000 | $ 33,000 |
| King County Washington | 1 | $ 390,000 | $ 390,000 | $ 62,000 |
| Mason County Washington | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| Skagit County Washington | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| Spokane County Washington | 1 | $ 247,000 | $ 247,000 | $ 102,000 |
| Jefferson County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Logan County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Chippewa County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 464,000 |
| Dunn County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Milwaukee County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 11,000 |
| Racine County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Washington County Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 90,000 |
| Waupaca County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 41,000 |
| Teton County Wyoming | 1 | $ 870,000 | $ 870,000 | $ 334,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 653 | $164,275,000 | $251,000 | $1,911,000 | $84,000 | $847,000 |
| Home Purchase | 211 | $51,280,000 | $243,000 | $1,950,000 | $110,000 | $2,000,000 |
| Home Improvement | 10 | $1,100,000 | $110,000 | $650,000 | $103,000 | $594,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 429 | $103,661,000 | $241,000 | $1,950,000 | $103,000 | $2,000,000 |
| Not Provided | 283 | $78,208,000 | $276,000 | $1,500,000 | $78,000 | $758,000 |
| Black or African American | 56 | $11,152,000 | $199,000 | $765,000 | $88,000 | $540,000 |
| Hispanic | 39 | $8,393,000 | $215,000 | $443,000 | $63,000 | $133,000 |
| Asian | 33 | $9,525,000 | $288,000 | $1,200,000 | $101,000 | $469,000 |
| American Indian or Alaskan Native | 19 | $2,392,000 | $125,000 | $417,000 | $90,000 | $400,000 |
| Not applicable | 15 | $3,324,000 | $221,000 | $1,911,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 789 | $204,369,000 | $259,000 | $1,950,000 | $94,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 79 | $11,123,000 | $140,000 | $440,000 | $53,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $577,000 | $144,000 | $215,000 | $58,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 2 | $586,000 | $293,000 | $363,000 | $63,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 556 | $150,527,000 | $270,000 | $1,950,000 | $96,000 | $2,000,000 |
| Application Denied By Financial Institution | 205 | $50,655,000 | $247,000 | $1,400,000 | $87,000 | $805,000 |
| Loan Originated | 107 | $13,771,000 | $128,000 | $1,911,000 | $66,000 | $594,000 |
| Application Approved But Not Accepted | 3 | $620,000 | $206,000 | $300,000 | $96,000 | $163,000 |
| File Closed For Incompleteness | 3 | $1,082,000 | $360,000 | $495,000 | $121,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.