Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of Commerce 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 874 |
| Total Mortgage Loan Application Amount | $216,655,000 |
| Average Mortgage Loan Application Amount | $201,333 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TULSA, OK | 132 | $ 18,856,000 | $ 142,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 57 | $ 9,614,000 | $ 168,000 | $ 92,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 34 | $ 8,994,000 | $ 264,000 | $ 99,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 27 | $ 10,399,000 | $ 360,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 8,777,000 | $ 288,666 | $ 55,000 |
| EDISON-NEW BRUNSWICK, NJ | 18 | $ 5,884,000 | $ 326,000 | $ 65,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 3,914,000 | $ 230,000 | $ 68,000 |
| NASSAU-SUFFOLK, NY | 16 | $ 6,115,000 | $ 382,000 | $ 90,000 |
| PHILADELPHIA, PA | 15 | $ 4,024,000 | $ 268,000 | $ 61,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 3,039,000 | $ 233,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 12 | $ 3,856,000 | $ 321,000 | $ 161,000 |
| NEWARK-UNION, NJ-PA | 11 | $ 4,450,000 | $ 404,000 | $ 137,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 2,834,000 | $ 257,000 | $ 82,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 10 | $ 3,042,000 | $ 304,000 | $ 128,000 |
| KANSAS CITY, MO-KS | 10 | $ 2,809,000 | $ 287,000 | $ 135,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 9 | $ 3,944,000 | $ 438,000 | $ 116,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 1,820,000 | $ 202,000 | $ 86,000 |
| DALLAS-PLANO-IRVING, TX | 8 | $ 2,809,000 | $ 351,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 1,839,000 | $ 229,000 | $ 54,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 1,722,000 | $ 215,000 | $ 68,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,402,000 | $ 300,000 | $ 168,000 |
| ALBUQUERQUE, NM | 7 | $ 1,718,000 | $ 245,000 | $ 75,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 7 | $ 1,743,000 | $ 249,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,988,000 | $ 331,000 | $ 137,000 |
| CAMDEN, NJ | 6 | $ 1,340,000 | $ 223,000 | $ 57,000 |
| KNOXVILLE, TN | 6 | $ 1,697,000 | $ 282,000 | $ 104,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 2,015,000 | $ 335,000 | $ 238,000 |
| RALEIGH-CARY, NC | 6 | $ 1,632,000 | $ 272,000 | $ 64,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 931,000 | $ 314,500 | $ 147,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,016,000 | $ 203,000 | $ 56,000 |
| LAS VEGAS-PARADISE, NV | 5 | $ 2,422,000 | $ 484,000 | $ 161,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 1,306,000 | $ 261,000 | $ 81,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 5 | $ 1,282,000 | $ 256,000 | $ 72,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 2,184,000 | $ 436,000 | $ 563,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 710,000 | $ 177,000 | $ 93,000 |
| CLARKSVILLE, TN-KY | 4 | $ 888,000 | $ 222,000 | $ 94,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 440,000 | $ 110,000 | $ 82,000 |
| DENVER-AURORA, CO | 4 | $ 877,000 | $ 219,000 | $ 143,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 723,000 | $ 180,000 | $ 82,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 1,109,000 | $ 277,000 | $ 82,000 |
| HUNTSVILLE, AL | 4 | $ 1,006,000 | $ 251,000 | $ 102,000 |
| JEFFERSON CITY, MO | 4 | $ 556,000 | $ 139,000 | $ 40,000 |
| MOBILE, AL | 4 | $ 919,000 | $ 229,000 | $ 82,000 |
| PROVO-OREM, UT | 4 | $ 3,057,000 | $ 764,000 | $ 239,000 |
| SALT LAKE CITY, UT | 4 | $ 1,888,000 | $ 472,000 | $ 117,000 |
| SAN ANTONIO, TX | 4 | $ 946,000 | $ 236,000 | $ 69,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 1,217,000 | $ 304,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 643,000 | $ 212,000 | $ 48,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 2,012,000 | $ 670,000 | $ 36,000 |
| BALTIMORE-TOWSON, MD | 3 | $ 940,000 | $ 313,000 | $ 114,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,031,000 | $ 343,000 | $ 101,000 |
| CHATTANOOGA, TN-GA | 3 | $ 802,000 | $ 267,000 | $ 79,000 |
| COLUMBIA, SC | 3 | $ 428,000 | $ 142,000 | $ 62,000 |
| FLAGSTAFF, AZ | 3 | $ 1,610,000 | $ 536,000 | $ 33,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 372,000 | $ 124,000 | $ 49,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3 | $ 1,680,000 | $ 560,000 | $ 227,000 |
| MORRISTOWN, TN | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| ORLANDO-KISSIMMEE, FL | 3 | $ 1,425,000 | $ 475,000 | $ 157,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 711,000 | $ 237,000 | $ 69,000 |
| PITTSBURGH, PA | 3 | $ 571,000 | $ 190,000 | $ 111,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 936,000 | $ 312,000 | $ 107,000 |
| READING, PA | 3 | $ 633,000 | $ 211,000 | $ 60,000 |
| RICHMOND, VA | 3 | $ 826,000 | $ 275,000 | $ 87,000 |
| ROCHESTER, MN | 3 | $ 981,000 | $ 327,000 | $ 140,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 831,000 | $ 277,000 | $ 93,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3 | $ 1,094,000 | $ 364,000 | $ 103,000 |
| ST. LOUIS, MO-IL | 3 | $ 263,000 | $ 84,500 | $ 36,500 |
| TUCSON, AZ | 3 | $ 772,000 | $ 257,000 | $ 61,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3 | $ 535,000 | $ 178,000 | $ 64,000 |
| WICHITA, KS | 3 | $ 337,000 | $ 112,000 | $ 80,000 |
| AKRON, OH | 2 | $ 492,000 | $ 246,000 | $ 52,000 |
| ASHEVILLE, NC | 2 | $ 232,000 | $ 116,000 | $ 34,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 299,000 | $ 149,000 | $ 41,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 595,000 | $ 297,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
| CLEVELAND, TN | 2 | $ 582,000 | $ 291,000 | $ 30,000 |
| DOVER, DE | 2 | $ 393,000 | $ 196,000 | $ 30,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 472,000 | $ 236,000 | $ 37,000 |
| GADSDEN, AL | 2 | $ 323,000 | $ 161,000 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 921,000 | $ 460,000 | $ 115,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 1,669,000 | $ 834,000 | $ 451,000 |
| JACKSONVILLE, FL | 2 | $ 1,017,000 | $ 508,000 | $ 128,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 300,000 | $ 150,000 | $ 33,000 |
| LUBBOCK, TX | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 378,000 | $ 189,000 | $ 50,000 |
| MONTGOMERY, AL | 2 | $ 665,000 | $ 332,000 | $ 40,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,072,000 | $ 536,000 | $ 153,000 |
| PRESCOTT, AZ | 2 | $ 253,000 | $ 126,000 | $ 42,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 487,000 | $ 243,000 | $ 62,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 793,000 | $ 396,000 | $ 37,000 |
| SHERMAN-DENISON, TX | 2 | $ 182,000 | $ 91,000 | $ 91,000 |
| SPARTANBURG, SC | 2 | $ 459,000 | $ 229,000 | $ 62,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 470,000 | $ 235,000 | $ 43,000 |
| WILMINGTON, NC | 2 | $ 312,000 | $ 156,000 | $ 78,000 |
| ANN ARBOR, MI | 1 | $ 268,000 | $ 268,000 | $ 97,000 |
| ANNISTON-OXFORD, AL | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 78,000 | $ 78,000 | $ 94,000 |
| BANGOR, ME | 1 | $ 119,000 | $ 119,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 257,000 | $ 257,000 | $ 206,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1 | $ 360,000 | $ 360,000 | $ 95,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| CHARLESTON, WV | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| COLUMBUS, GA-AL | 1 | $ 30,000 | $ 30,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 96,000 | $ 96,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 172,000 | $ 172,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| DURHAM, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 400,000 | $ 400,000 | $ 464,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 219,000 | $ 219,000 | $ 113,000 |
| FAYETTEVILLE, NC | 1 | $ 102,000 | $ 102,000 | $ 105,000 |
| FLORENCE, SC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 212,000 | $ 212,000 | $ 47,000 |
| FORT SMITH, AR-OK | 1 | $ 294,000 | $ 294,000 | $ 150,000 |
| GARY, IN | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| JACKSON, MS | 1 | $ 170,000 | $ 170,000 | $ 400,000 |
| JACKSONVILLE, NC | 1 | $ 207,000 | $ 207,000 | $ 100,000 |
| JOHNSON CITY, TN | 1 | $ 403,000 | $ 403,000 | $ 96,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 204,000 | $ 204,000 | $ 0 |
| KINGSTON, NY | 1 | $ 324,000 | $ 324,000 | $ 60,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 280,000 | $ 280,000 | $ 66,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 1,200,000 | $ 1,200,000 | $ 619,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 360,000 | $ 360,000 | $ 94,000 |
| OCALA, FL | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| OCEAN CITY, NJ | 1 | $ 176,000 | $ 176,000 | $ 75,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 360,000 | $ 360,000 | $ 0 |
| PEABODY, MA | 1 | $ 416,000 | $ 416,000 | $ 144,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 307,000 | $ 307,000 | $ 62,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| PUNTA GORDA, FL | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| RACINE, WI | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| SALISBURY, MD | 1 | $ 300,000 | $ 300,000 | $ 612,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 563,000 | $ 563,000 | $ 348,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 322,000 | $ 322,000 | $ 171,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 390,000 | $ 390,000 | $ 62,000 |
| SPOKANE, WA | 1 | $ 247,000 | $ 247,000 | $ 102,000 |
| SPRINGFIELD, MO | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| SPRINGFIELD, OH | 1 | $ 184,000 | $ 184,000 | $ 36,000 |
| TERRE HAUTE, IN | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| TOLEDO, OH | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| TRENTON-EWING, NJ | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| UTICA-ROME, NY | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 189,000 | $ 189,000 | $ 98,000 |
| WINSTON-SALEM, NC | 1 | $ 377,000 | $ 377,000 | $ 122,000 |
| WORCESTER, MA | 1 | $ 299,000 | $ 299,000 | $ 116,000 |
| YUBA CITY, CA | 1 | $ 176,000 | $ 176,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 653 | $164,275,000 | $251,000 | $1,911,000 | $84,000 | $847,000 |
| Home Purchase | 211 | $51,280,000 | $243,000 | $1,950,000 | $110,000 | $2,000,000 |
| Home Improvement | 10 | $1,100,000 | $110,000 | $650,000 | $103,000 | $594,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 429 | $103,661,000 | $241,000 | $1,950,000 | $103,000 | $2,000,000 |
| Not Provided | 283 | $78,208,000 | $276,000 | $1,500,000 | $78,000 | $758,000 |
| Black or African American | 56 | $11,152,000 | $199,000 | $765,000 | $88,000 | $540,000 |
| Hispanic | 39 | $8,393,000 | $215,000 | $443,000 | $63,000 | $133,000 |
| Asian | 33 | $9,525,000 | $288,000 | $1,200,000 | $101,000 | $469,000 |
| American Indian or Alaskan Native | 19 | $2,392,000 | $125,000 | $417,000 | $90,000 | $400,000 |
| Not applicable | 15 | $3,324,000 | $221,000 | $1,911,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 789 | $204,369,000 | $259,000 | $1,950,000 | $94,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 79 | $11,123,000 | $140,000 | $440,000 | $53,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $577,000 | $144,000 | $215,000 | $58,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 2 | $586,000 | $293,000 | $363,000 | $63,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 556 | $150,527,000 | $270,000 | $1,950,000 | $96,000 | $2,000,000 |
| Application Denied By Financial Institution | 205 | $50,655,000 | $247,000 | $1,400,000 | $87,000 | $805,000 |
| Loan Originated | 107 | $13,771,000 | $128,000 | $1,911,000 | $66,000 | $594,000 |
| Application Approved But Not Accepted | 3 | $620,000 | $206,000 | $300,000 | $96,000 | $163,000 |
| File Closed For Incompleteness | 3 | $1,082,000 | $360,000 | $495,000 | $121,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.