Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Commerce 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 405 |
| Total Mortgage Loan Application Amount | $72,194,000 |
| Average Mortgage Loan Application Amount | $130,333 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $1,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rogers County Oklahoma | 44 | $ 5,547,000 | $ 126,000 | $ 52,000 |
| Oklahoma County Oklahoma | 37 | $ 7,327,000 | $ 198,000 | $ 122,000 |
| Tulsa County Oklahoma | 33 | $ 5,460,000 | $ 165,000 | $ 141,000 |
| Mayes County Oklahoma | 13 | $ 886,000 | $ 68,000 | $ 44,000 |
| Pawnee County Oklahoma | 13 | $ 1,075,000 | $ 82,000 | $ 68,000 |
| Collin County Texas | 9 | $ 1,459,000 | $ 162,000 | $ 45,000 |
| Allegheny County Pennsylvania | 8 | $ 1,287,000 | $ 160,000 | $ 117,000 |
| Harris County Texas | 8 | $ 1,513,000 | $ 189,000 | $ 138,000 |
| Denton County Texas | 7 | $ 1,084,000 | $ 154,000 | $ 109,000 |
| Sedgwick County Kansas | 6 | $ 974,000 | $ 162,000 | $ 69,000 |
| Wagoner County Oklahoma | 6 | $ 562,000 | $ 93,000 | $ 33,000 |
| Jefferson County Alabama | 5 | $ 538,000 | $ 107,000 | $ 56,000 |
| Cleveland County Oklahoma | 5 | $ 708,000 | $ 141,000 | $ 104,000 |
| Maricopa County Arizona | 4 | $ 1,044,000 | $ 261,000 | $ 204,000 |
| San Diego County California | 4 | $ 1,229,000 | $ 307,000 | $ 108,000 |
| Canadian County Oklahoma | 4 | $ 1,011,000 | $ 252,000 | $ 173,000 |
| Comanche County Oklahoma | 4 | $ 836,000 | $ 209,000 | $ 94,000 |
| Craig County Oklahoma | 4 | $ 503,000 | $ 125,000 | $ 41,000 |
| Creek County Oklahoma | 4 | $ 641,000 | $ 160,000 | $ 81,000 |
| Pulaski County Arkansas | 3 | $ 379,000 | $ 126,000 | $ 163,000 |
| Fresno County California | 3 | $ 701,000 | $ 233,000 | $ 188,000 |
| Kern County California | 3 | $ 748,000 | $ 249,000 | $ 289,000 |
| Fairfield County Connecticut | 3 | $ 1,119,000 | $ 373,000 | $ 196,000 |
| Bernalillo County New Mexico | 3 | $ 796,000 | $ 265,000 | $ 123,000 |
| Osage County Oklahoma | 3 | $ 303,000 | $ 101,000 | $ 62,000 |
| Payne County Oklahoma | 3 | $ 379,000 | $ 126,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 363,000 | $ 121,000 | $ 36,000 |
| Kenosha County Wisconsin | 3 | $ 357,000 | $ 119,000 | $ 50,000 |
| Jefferson County Colorado | 2 | $ 767,000 | $ 383,000 | $ 368,000 |
| District of Columbia County District Of Columbia | 2 | $ 808,000 | $ 404,000 | $ 167,000 |
| Broward County Florida | 2 | $ 385,000 | $ 192,000 | $ 132,000 |
| Volusia County Florida | 2 | $ 708,000 | $ 354,000 | $ 112,000 |
| Fulton County Georgia | 2 | $ 526,000 | $ 263,000 | $ 110,000 |
| Cowley County Kansas | 2 | $ 242,000 | $ 121,000 | $ 54,000 |
| Johnson County Kansas | 2 | $ 310,000 | $ 155,000 | $ 132,000 |
| East Baton Rouge County Louisiana | 2 | $ 224,000 | $ 112,000 | $ 8,000 |
| Cumberland County Maine | 2 | $ 834,000 | $ 417,000 | $ 350,000 |
| Hampden County Massachusetts | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Washtenaw County Michigan | 2 | $ 512,000 | $ 256,000 | $ 202,000 |
| Pasquotank County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 37,000 |
| Erie County Ohio | 2 | $ 468,000 | $ 234,000 | $ 270,000 |
| Delaware County Oklahoma | 2 | $ 365,000 | $ 182,000 | $ 152,000 |
| Garfield County Oklahoma | 2 | $ 977,000 | $ 488,000 | $ 158,000 |
| McClain County Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 41,000 |
| Sequoyah County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Butler County Pennsylvania | 2 | $ 619,000 | $ 309,000 | $ 265,000 |
| Mercer County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Bexar County Texas | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Montgomery County Texas | 2 | $ 440,000 | $ 220,000 | $ 137,000 |
| Travis County Texas | 2 | $ 754,000 | $ 377,000 | $ 687,000 |
| Chittenden County Vermont | 2 | $ 524,000 | $ 262,000 | $ 65,000 |
| Albemarle County Virginia | 2 | $ 663,000 | $ 331,000 | $ 458,000 |
| Chesterfield County Virginia | 2 | $ 150,000 | $ 75,000 | $ 24,000 |
| Snohomish County Washington | 2 | $ 816,000 | $ 408,000 | $ 358,000 |
| Shelby County Alabama | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Coconino County Arizona | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Pima County Arizona | 1 | $ 203,000 | $ 203,000 | $ 201,000 |
| Craighead County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 27,000 |
| Sebastian County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| White County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Kings County California | 1 | $ 274,000 | $ 274,000 | $ 210,000 |
| Los Angeles County California | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Orange County California | 1 | $ 358,000 | $ 358,000 | $ 103,000 |
| San Joaquin County California | 1 | $ 330,000 | $ 330,000 | $ 93,000 |
| Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Boulder County Colorado | 1 | $ 233,000 | $ 233,000 | $ 212,000 |
| Denver County Colorado | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| El Paso County Colorado | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Hartford County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Middlesex County Connecticut | 1 | $ 380,000 | $ 380,000 | $ 92,000 |
| New London County Connecticut | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| New Castle County Delaware | 1 | $ 264,000 | $ 264,000 | $ 211,000 |
| Indian River County Florida | 1 | $ 210,000 | $ 210,000 | $ 154,000 |
| Lee County Florida | 1 | $ 191,000 | $ 191,000 | $ 432,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Monroe County Florida | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Pasco County Florida | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| St. Johns County Florida | 1 | $ 246,000 | $ 246,000 | $ 105,000 |
| Appling County Georgia | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Gwinnett County Georgia | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Ada County Idaho | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
| Peoria County Illinois | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Marshall County Indiana | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Page County Iowa | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Butler County Kansas | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Douglas County Kansas | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| Harvey County Kansas | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Reno County Kansas | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Rapides County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 61,000 |
| Prince George's County Maryland | 1 | $ 211,000 | $ 211,000 | $ 71,000 |
| Somerset County Maryland | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Worcester County Maryland | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Worcester County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
| Allegan County Michigan | 1 | $ 400,000 | $ 400,000 | $ 540,000 |
| Berrien County Michigan | 1 | $ 270,000 | $ 270,000 | $ 191,000 |
| Blue Earth County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Hennepin County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 720,000 |
| Boone County Missouri | 1 | $ 280,000 | $ 280,000 | $ 101,000 |
| Cass County Missouri | 1 | $ 202,000 | $ 202,000 | $ 113,000 |
| Greene County Missouri | 1 | $ 132,000 | $ 132,000 | $ 27,000 |
| St. Charles County Missouri | 1 | $ 415,000 | $ 415,000 | $ 184,000 |
| St. Louis County Missouri | 1 | $ 204,000 | $ 204,000 | $ 161,000 |
| Washoe County Nevada | 1 | $ 176,000 | $ 176,000 | $ 107,000 |
| Rockingham County New Hampshire | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Hudson County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 96,000 |
| Colfax County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 250,000 |
| Taos County New Mexico | 1 | $ 248,000 | $ 248,000 | $ 207,000 |
| Kings County New York | 1 | $ 450,000 | $ 450,000 | $ 74,000 |
| Saratoga County New York | 1 | $ 238,000 | $ 238,000 | $ 142,000 |
| Suffolk County New York | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Buncombe County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Duplin County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Madison County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Mecklenburg County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Pender County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 30,000 |
| Randolph County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 26,000 |
| Stanly County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Cass County North Dakota | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Columbiana County Ohio | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Hamilton County Ohio | 1 | $ 34,000 | $ 34,000 | $ 12,000 |
| Lucas County Ohio | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Kay County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Kingfisher County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 66,000 |
| McIntosh County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Noble County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Nowata County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Ottawa County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Pottawatomie County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Woodward County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Klamath County Oregon | 1 | $ 409,000 | $ 409,000 | $ 140,000 |
| Multnomah County Oregon | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Centre County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Montgomery County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Washington County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 272,000 |
| Wyoming County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Fayette County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Hamblen County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 192,000 |
| Montgomery County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| Rutherford County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Brazoria County Texas | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Ellis County Texas | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Guadalupe County Texas | 1 | $ 306,000 | $ 306,000 | $ 158,000 |
| Lampasas County Texas | 1 | $ 149,000 | $ 149,000 | $ 89,000 |
| Potter County Texas | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Rockwall County Texas | 1 | $ 383,000 | $ 383,000 | $ 335,000 |
| San Patricio County Texas | 1 | $ 417,000 | $ 417,000 | $ 88,000 |
| Williamson County Texas | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Salt Lake County Utah | 1 | $ 350,000 | $ 350,000 | $ 350,000 |
| Washington County Utah | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Chesapeake County Virginia | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Prince George County Virginia | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
| York County Virginia | 1 | $ 229,000 | $ 229,000 | $ 43,000 |
| Putnam County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Brown County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Marquette County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 164,000 |
| Outagamie County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 66,000 |
| Racine County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 172,000 |
| Walworth County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 263,000 |
| Waukesha County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 226 | $43,570,000 | $192,000 | $805,000 | $123,000 | $1,302,000 |
| Home Purchase | 174 | $28,440,000 | $163,000 | $704,000 | $90,000 | $1,524,000 |
| Home Improvement | 5 | $184,000 | $36,000 | $66,000 | $74,000 | $155,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 292 | $54,845,000 | $187,000 | $805,000 | $122,000 | $1,524,000 |
| Asian | 69 | $11,479,000 | $166,000 | $704,000 | $71,000 | $805,000 |
| American Indian or Alaskan Native | 17 | $1,802,000 | $106,000 | $247,000 | $83,000 | $720,000 |
| Black or African American | 9 | $1,158,000 | $128,000 | $257,000 | $65,000 | $109,000 |
| Hispanic | 6 | $1,124,000 | $187,000 | $266,000 | $94,000 | $207,000 |
| Not applicable | 6 | $627,000 | $104,000 | $248,000 | $0 | $0 |
| Not Provided | 6 | $1,159,000 | $193,000 | $308,000 | $126,000 | $347,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 336 | $62,561,000 | $186,000 | $805,000 | $117,000 | $1,524,000 |
| FHA-insured (Federal Housing Administration) | 63 | $8,066,000 | $128,000 | $268,000 | $57,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,567,000 | $261,000 | $417,000 | $157,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 200 | $34,715,000 | $173,000 | $480,000 | $113,000 | $1,524,000 |
| Application Withdrawn By Applicant | 138 | $26,052,000 | $188,000 | $704,000 | $117,000 | $1,302,000 |
| Application Denied By Financial Institution | 58 | $9,670,000 | $166,000 | $805,000 | $75,000 | $258,000 |
| File Closed For Incompleteness | 8 | $1,610,000 | $201,000 | $415,000 | $108,000 | $184,000 |
| Application Approved But Not Accepted | 1 | $147,000 | $147,000 | $147,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,676,000 | $128,000 | $560,000 | $66,000 | $258,000 |
| Debt-To-Income Ratio | 11 | $2,004,000 | $182,000 | $408,000 | $56,000 | $106,000 |
| Other | 11 | $2,881,000 | $261,000 | $805,000 | $94,000 | $211,000 |
| Collateral | 8 | $1,684,000 | $210,000 | $417,000 | $107,000 | $258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $205,000 | $102,000 | $106,000 | $37,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.