Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of England 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,360 |
| Total Mortgage Loan Application Amount | $231,964,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 327 | $ 34,755,000 | $ 106,000 | $ 56,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 35 | $ 6,603,000 | $ 188,000 | $ 69,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 27 | $ 4,200,000 | $ 144,500 | $ 46,500 |
| PINE BLUFF, AR | 25 | $ 1,363,000 | $ 54,000 | $ 53,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 20 | $ 4,100,000 | $ 205,000 | $ 78,000 |
| DANVILLE, VA | 20 | $ 2,771,000 | $ 138,000 | $ 50,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 20 | $ 7,003,000 | $ 350,000 | $ 193,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 19 | $ 3,104,000 | $ 163,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 19 | $ 5,267,000 | $ 277,000 | $ 102,000 |
| NASSAU-SUFFOLK, NY | 17 | $ 5,996,000 | $ 352,000 | $ 233,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 16 | $ 2,219,000 | $ 130,000 | $ 66,500 |
| HOT SPRINGS, AR | 16 | $ 2,177,000 | $ 136,000 | $ 54,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 14 | $ 3,898,000 | $ 278,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 2,817,000 | $ 216,000 | $ 61,000 |
| ST. LOUIS, MO-IL | 12 | $ 2,109,000 | $ 175,000 | $ 66,000 |
| BATON ROUGE, LA | 11 | $ 2,035,000 | $ 185,000 | $ 103,000 |
| COLUMBUS, OH | 11 | $ 2,015,000 | $ 183,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 10 | $ 2,172,000 | $ 217,000 | $ 79,000 |
| GREENSBORO-HIGH POINT, NC | 10 | $ 1,584,000 | $ 158,000 | $ 48,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 3,335,000 | $ 313,666 | $ 63,666 |
| BUFFALO-NIAGARA FALLS, NY | 9 | $ 1,139,000 | $ 126,000 | $ 101,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 1,769,000 | $ 213,000 | $ 74,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 1,779,000 | $ 197,000 | $ 101,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 9 | $ 1,721,000 | $ 191,000 | $ 96,000 |
| ALBUQUERQUE, NM | 8 | $ 1,776,000 | $ 222,000 | $ 63,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 1,929,000 | $ 241,000 | $ 120,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,695,000 | $ 211,000 | $ 75,000 |
| JONESBORO, AR | 8 | $ 1,213,000 | $ 151,000 | $ 69,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 8 | $ 1,460,000 | $ 150,500 | $ 85,500 |
| SALT LAKE CITY, UT | 8 | $ 1,800,000 | $ 225,000 | $ 58,000 |
| DENVER-AURORA, CO | 7 | $ 1,165,000 | $ 166,000 | $ 52,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 7 | $ 841,000 | $ 120,000 | $ 72,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,295,000 | $ 185,000 | $ 82,000 |
| ROCHESTER, NY | 7 | $ 1,145,000 | $ 163,000 | $ 74,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,095,000 | $ 168,000 | $ 61,000 |
| ANCHORAGE, AK | 5 | $ 1,192,000 | $ 238,000 | $ 99,000 |
| BOSTON-QUINCY, MA | 5 | $ 2,236,000 | $ 447,000 | $ 123,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 691,000 | $ 138,000 | $ 57,000 |
| FARGO, ND-MN | 5 | $ 674,000 | $ 134,500 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 5,018,000 | $ 1,003,000 | $ 246,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 681,000 | $ 136,000 | $ 58,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,110,000 | $ 222,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 5 | $ 1,157,000 | $ 231,000 | $ 92,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 5 | $ 1,380,000 | $ 276,000 | $ 83,000 |
| RALEIGH-CARY, NC | 5 | $ 1,303,000 | $ 260,000 | $ 109,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 850,000 | $ 170,000 | $ 61,000 |
| AKRON, OH | 4 | $ 663,000 | $ 165,000 | $ 45,000 |
| CANTON-MASSILLON, OH | 4 | $ 511,000 | $ 127,000 | $ 94,000 |
| DAYTON, OH | 4 | $ 622,000 | $ 155,000 | $ 54,000 |
| FORT SMITH, AR-OK | 4 | $ 630,000 | $ 157,000 | $ 56,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 632,000 | $ 158,000 | $ 82,000 |
| IDAHO FALLS, ID | 4 | $ 803,000 | $ 200,000 | $ 66,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 590,000 | $ 147,000 | $ 53,000 |
| JACKSON, MS | 4 | $ 656,000 | $ 164,000 | $ 81,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 683,000 | $ 189,000 | $ 118,666 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 579,000 | $ 144,000 | $ 57,000 |
| MONROE, LA | 4 | $ 588,000 | $ 147,000 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 1,090,000 | $ 272,000 | $ 87,000 |
| SAN ANTONIO, TX | 4 | $ 819,000 | $ 204,000 | $ 84,000 |
| SIOUX FALLS, SD | 4 | $ 777,000 | $ 194,000 | $ 72,000 |
| SPRINGFIELD, MA | 4 | $ 683,000 | $ 170,000 | $ 55,000 |
| TUCSON, AZ | 4 | $ 881,000 | $ 220,000 | $ 66,000 |
| ALEXANDRIA, LA | 3 | $ 634,000 | $ 211,000 | $ 91,000 |
| ANDERSON, SC | 3 | $ 469,000 | $ 156,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 521,000 | $ 173,000 | $ 51,000 |
| COEUR D'ALENE, ID | 3 | $ 493,000 | $ 164,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 3 | $ 1,005,000 | $ 335,000 | $ 88,000 |
| COLUMBIA, SC | 3 | $ 441,000 | $ 147,000 | $ 63,000 |
| GARY, IN | 3 | $ 394,000 | $ 131,000 | $ 52,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 363,000 | $ 121,000 | $ 77,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 1,042,000 | $ 347,000 | $ 54,000 |
| GULFPORT-BILOXI, MS | 3 | $ 551,000 | $ 183,000 | $ 77,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 367,000 | $ 119,500 | $ 55,000 |
| LAFAYETTE, LA | 3 | $ 338,000 | $ 112,000 | $ 55,000 |
| LAKE CHARLES, LA | 3 | $ 546,000 | $ 182,000 | $ 103,000 |
| LANSING-EAST LANSING, MI | 3 | $ 556,000 | $ 185,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 1,264,000 | $ 421,000 | $ 60,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 1,326,000 | $ 442,000 | $ 148,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 526,000 | $ 175,000 | $ 110,000 |
| PHILADELPHIA, PA | 3 | $ 624,000 | $ 208,000 | $ 122,000 |
| RACINE, WI | 3 | $ 411,000 | $ 137,000 | $ 70,000 |
| RICHMOND, VA | 3 | $ 536,000 | $ 178,000 | $ 51,000 |
| ROCKY MOUNT, NC | 3 | $ 487,000 | $ 162,000 | $ 73,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 449,000 | $ 149,000 | $ 69,000 |
| SYRACUSE, NY | 3 | $ 326,000 | $ 108,000 | $ 50,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 731,000 | $ 232,500 | $ 50,500 |
| WILMINGTON, NC | 3 | $ 866,000 | $ 288,000 | $ 61,000 |
| WINSTON-SALEM, NC | 3 | $ 385,000 | $ 128,000 | $ 34,000 |
| ALBANY, GA | 2 | $ 319,000 | $ 159,000 | $ 290,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 293,000 | $ 146,000 | $ 70,000 |
| ANN ARBOR, MI | 2 | $ 855,000 | $ 427,000 | $ 161,000 |
| APPLETON, WI | 2 | $ 268,000 | $ 134,000 | $ 41,000 |
| ASHEVILLE, NC | 2 | $ 436,000 | $ 218,000 | $ 62,000 |
| BINGHAMTON, NY | 2 | $ 241,000 | $ 120,000 | $ 91,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 631,000 | $ 315,000 | $ 170,000 |
| BOWLING GREEN, KY | 2 | $ 580,000 | $ 290,000 | $ 35,000 |
| BURLINGTON, NC | 2 | $ 298,000 | $ 149,000 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 395,000 | $ 197,000 | $ 277,000 |
| EL PASO, TX | 2 | $ 269,000 | $ 134,000 | $ 48,000 |
| GLENS FALLS, NY | 2 | $ 348,000 | $ 174,000 | $ 50,000 |
| GREELEY, CO | 2 | $ 571,000 | $ 285,000 | $ 106,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 285,000 | $ 142,000 | $ 71,000 |
| JACKSON, TN | 2 | $ 417,000 | $ 208,000 | $ 89,000 |
| KNOXVILLE, TN | 2 | $ 798,000 | $ 399,000 | $ 152,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| LAS CRUCES, NM | 2 | $ 498,000 | $ 249,000 | $ 113,000 |
| LIMA, OH | 2 | $ 254,000 | $ 127,000 | $ 47,000 |
| MADISON, WI | 2 | $ 349,000 | $ 174,000 | $ 75,000 |
| MORGANTOWN, WV | 2 | $ 226,000 | $ 113,000 | $ 49,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 358,000 | $ 179,000 | $ 30,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 239,000 | $ 119,000 | $ 61,000 |
| PASCAGOULA, MS | 2 | $ 251,000 | $ 125,000 | $ 33,000 |
| PEABODY, MA | 2 | $ 604,000 | $ 302,000 | $ 112,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 298,000 | $ 149,000 | $ 55,000 |
| RAPID CITY, SD | 2 | $ 395,000 | $ 197,000 | $ 128,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 1,009,000 | $ 504,000 | $ 220,000 |
| SANTA FE, NM | 2 | $ 393,000 | $ 196,000 | $ 58,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 548,000 | $ 274,000 | $ 121,000 |
| SPRINGFIELD, MO | 2 | $ 372,000 | $ 186,000 | $ 146,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 421,000 | $ 210,000 | $ 86,000 |
| TOPEKA, KS | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| WHEELING, WV-OH | 2 | $ 323,000 | $ 161,000 | $ 80,000 |
| ABILENE, TX | 1 | $ 231,000 | $ 231,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 1 | $ 239,000 | $ 239,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| BLOOMINGTON, IN | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| BOULDER, CO | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| CHARLESTON, WV | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| CUMBERLAND, MD-WV | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| DALTON, GA | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| DULUTH, MN-WI | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
| FLAGSTAFF, AZ | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| FLINT, MI | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| FLORENCE, SC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 370,000 | $ 370,000 | $ 90,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 153,000 | $ 153,000 | $ 500,000 |
| GREEN BAY, WI | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| GREENVILLE, NC | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| HONOLULU, HI | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| HUNTSVILLE, AL | 1 | $ 229,000 | $ 229,000 | $ 84,000 |
| ITHACA, NY | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| JACKSON, MI | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| JACKSONVILLE, FL | 1 | $ 303,000 | $ 303,000 | $ 110,000 |
| JOPLIN, MO | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| KINGSTON, NY | 1 | $ 282,000 | $ 282,000 | $ 46,000 |
| LAFAYETTE, IN | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| LAWTON, OK | 1 | $ 158,000 | $ 158,000 | $ 82,000 |
| LEWISTON-AUBURN, ME | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| LOGAN, UT-ID | 1 | $ 379,000 | $ 379,000 | $ 90,000 |
| LYNCHBURG, VA | 1 | $ 298,000 | $ 298,000 | $ 84,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 145,000 | $ 145,000 | $ 137,000 |
| MOBILE, AL | 1 | $ 268,000 | $ 268,000 | $ 175,000 |
| MONTGOMERY, AL | 1 | $ 239,000 | $ 239,000 | $ 130,000 |
| MUNCIE, IN | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 162,000 | $ 162,000 | $ 264,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 537,000 | $ 537,000 | $ 90,000 |
| OWENSBORO, KY | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| PEORIA, IL | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| PITTSBURGH, PA | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| POCATELLO, ID | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1 | $ 264,000 | $ 264,000 | $ 104,000 |
| PRESCOTT, AZ | 1 | $ 330,000 | $ 330,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 124,000 | $ 124,000 | $ 98,000 |
| PUNTA GORDA, FL | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 339,000 | $ 339,000 | $ 81,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| SPRINGFIELD, OH | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| ST. GEORGE, UT | 1 | $ 246,000 | $ 246,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| TACOMA, WA | 1 | $ 480,000 | $ 480,000 | $ 108,000 |
| TOLEDO, OH | 1 | $ 120,000 | $ 120,000 | $ 156,000 |
| TUSCALOOSA, AL | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| TYLER, TX | 1 | $ 120,000 | $ 120,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| WAUSAU, WI | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| WENATCHEE, WA | 1 | $ 142,000 | $ 142,000 | $ 144,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| WICHITA FALLS, TX | 1 | $ 111,000 | $ 111,000 | $ 117,000 |
| WICHITA, KS | 1 | $ 112,000 | $ 112,000 | $ 120,000 |
| WORCESTER, MA | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 936 | $174,950,000 | $186,000 | $1,950,000 | $78,000 | $1,260,000 |
| Home Purchase | 345 | $55,818,000 | $161,000 | $1,170,000 | $71,000 | $1,120,000 |
| Home Improvement | 79 | $1,196,000 | $15,000 | $232,000 | $46,000 | $222,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 982 | $162,810,000 | $165,000 | $1,950,000 | $76,000 | $820,000 |
| Not Provided | 163 | $32,649,000 | $200,000 | $1,601,000 | $77,000 | $1,260,000 |
| Black or African American | 128 | $17,765,000 | $138,000 | $712,000 | $55,000 | $264,000 |
| Hispanic | 28 | $4,912,000 | $175,000 | $339,000 | $69,000 | $264,000 |
| Not applicable | 27 | $6,477,000 | $239,000 | $1,170,000 | $0 | $0 |
| Asian | 24 | $5,909,000 | $246,000 | $507,000 | $172,000 | $1,120,000 |
| American Indian or Alaskan Native | 6 | $1,109,000 | $184,000 | $293,000 | $90,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $333,000 | $166,000 | $176,000 | $77,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 954 | $164,741,000 | $172,000 | $1,950,000 | $80,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) | 363 | $59,297,000 | $163,000 | $698,000 | $62,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 31 | $6,404,000 | $206,000 | $413,000 | $64,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,522,000 | $126,000 | $243,000 | $42,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 652 | $117,694,000 | $180,000 | $1,300,000 | $86,000 | $1,260,000 |
| Application Denied By Financial Institution | 386 | $69,212,000 | $179,000 | $1,601,000 | $57,000 | $600,000 |
| Loan Originated | 315 | $41,962,000 | $133,000 | $1,950,000 | $71,000 | $615,000 |
| Application Approved But Not Accepted | 7 | $3,096,000 | $442,000 | $1,850,000 | $98,000 | $440,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.