Bank of England Mortgage Lending & HMDA Data, 2008

In 2008, Bank of England of England, AR reported 1,360 mortgage applications totaling $232.0 million, down 42% from 2007. The average application was for $170,561, and applicants reported an average income of $74,365. 23% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Little Rock-North Little Rock-Conway, AR (327), Minneapolis-St. Paul-Bloomington, MN-WI (35) and Fayetteville-Springdale-Rogers, AR-MO (27) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 1,360
Total Mortgage Loan Application Amount $231,964,000
Average Mortgage Loan Application Amount $170,561
Highest Mortgage Loan Application Amount $1,950,000
Average Applicant Income $74,365
Highest Applicant Income $1,260,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski, Arkansas 146 $ 21,215,000 $ 145,308 $ 61,000
Lonoke, Arkansas 145 $ 8,663,000 $ 59,744 $ 52,000
Jefferson, Arkansas 25 $ 1,363,000 $ 54,520 $ 53,000
Saline, Arkansas 23 $ 3,289,000 $ 143,000 $ 46,000
Garland, Arkansas 16 $ 2,177,000 $ 136,062 $ 54,000
Pittsylvania, Virginia 16 $ 2,447,000 $ 152,937 $ 55,000
Benton, Arkansas 15 $ 2,376,000 $ 158,400 $ 66,000
White, Arkansas 14 $ 2,410,000 $ 172,142 $ 81,000
Faulkner, Arkansas 13 $ 1,588,000 $ 122,153 $ 69,000
Cuyahoga, Ohio 13 $ 1,634,000 $ 125,692 $ 46,000
Nassau, New York 12 $ 4,275,000 $ 356,250 $ 257,000
Maricopa, Arizona 11 $ 3,348,000 $ 304,363 $ 82,000
Washington, Arkansas 11 $ 1,691,000 $ 153,727 $ 56,000
Hennepin, Minnesota 11 $ 2,023,000 $ 183,909 $ 64,000
Eddy, New Mexico 11 $ 1,152,000 $ 104,727 $ 63,000
Ada, Idaho 9 $ 1,856,000 $ 206,222 $ 51,000
East Baton Rouge, Louisiana 9 $ 1,746,000 $ 194,000 $ 117,000
Craighead, Arkansas 8 $ 1,213,000 $ 151,625 $ 69,000
Jefferson, Louisiana 8 $ 2,871,000 $ 358,875 $ 146,000
Dakota, Minnesota 8 $ 1,681,000 $ 210,125 $ 71,000
Hamilton, Ohio 8 $ 1,196,000 $ 149,500 $ 56,000
New Haven, Connecticut 7 $ 1,295,000 $ 185,000 $ 82,000
Fulton, Georgia 7 $ 1,373,000 $ 196,142 $ 76,000
Wayne, Michigan 7 $ 841,000 $ 120,142 $ 72,000
Salt Lake, Utah 7 $ 1,581,000 $ 225,857 $ 60,000
Cleburne, Arkansas 6 $ 940,000 $ 156,666 $ 73,000
Middlesex, Connecticut 6 $ 1,396,000 $ 232,666 $ 87,000
Orleans, Louisiana 6 $ 1,714,000 $ 285,666 $ 83,000
Kings, New York 6 $ 1,730,000 $ 288,333 $ 92,000
Monroe, New York 6 $ 847,000 $ 141,166 $ 80,000
Queens, New York 6 $ 1,976,000 $ 329,333 $ 215,000
Guilford, North Carolina 6 $ 956,000 $ 159,333 $ 59,000
Mecklenburg, North Carolina 6 $ 1,266,000 $ 211,000 $ 90,000
Collin, Texas 6 $ 1,176,000 $ 196,000 $ 88,000
Williamson, Texas 6 $ 1,261,000 $ 210,166 $ 122,000
District of Columbia, District Of Columbia 5 $ 1,868,000 $ 373,600 $ 74,000
Jefferson, Kentucky 5 $ 1,157,000 $ 231,400 $ 60,000
Wright, Minnesota 5 $ 906,000 $ 181,200 $ 60,000
St. Louis, Missouri 5 $ 656,000 $ 131,200 $ 55,000
Sandoval, New Mexico 5 $ 1,241,000 $ 248,200 $ 66,000
Erie, New York 5 $ 567,000 $ 113,400 $ 86,000
Suffolk, New York 5 $ 1,721,000 $ 344,200 $ 175,000
Franklin, Ohio 5 $ 957,000 $ 191,400 $ 58,000
Beaufort, South Carolina 5 $ 1,181,000 $ 236,200 $ 133,000
Windsor, Vermont 5 $ 903,000 $ 180,600 $ 61,000
Anchorage, Alaska 4 $ 1,010,000 $ 252,500 $ 112,000
Pima, Arizona 4 $ 881,000 $ 220,250 $ 66,000
Pope, Arkansas 4 $ 310,000 $ 77,500 $ 113,000
Cobb, Georgia 4 $ 1,185,000 $ 296,250 $ 126,000
Bonneville, Idaho 4 $ 803,000 $ 200,750 $ 66,000
Canyon, Idaho 4 $ 961,000 $ 240,250 $ 83,000
Cook, Illinois 4 $ 965,000 $ 241,250 $ 76,000
Ouachita, Louisiana 4 $ 588,000 $ 147,000 $ 70,000
Cumberland, Maine 4 $ 1,090,000 $ 272,500 $ 87,000
Kennebec, Maine 4 $ 547,000 $ 136,750 $ 53,000
Hampden, Massachusetts 4 $ 683,000 $ 170,750 $ 55,000
Ramsey, Minnesota 4 $ 599,000 $ 149,750 $ 64,000
Clinton, New York 4 $ 580,000 $ 145,000 $ 74,000
Niagara, New York 4 $ 572,000 $ 143,000 $ 118,000
Orange, New York 4 $ 786,000 $ 196,500 $ 59,000
Wake, North Carolina 4 $ 1,172,000 $ 293,000 $ 123,000
Lorain, Ohio 4 $ 892,000 $ 223,000 $ 100,000
Stark, Ohio 4 $ 511,000 $ 127,750 $ 94,000
Tarrant, Texas 4 $ 4,890,000 $ 1,222,500 $ 287,000
Danville, Virginia 4 $ 324,000 $ 81,000 $ 29,000
Pinal, Arizona 3 $ 550,000 $ 183,333 $ 55,000
Conway, Arkansas 3 $ 420,000 $ 140,000 $ 65,000
Sebastian, Arkansas 3 $ 427,000 $ 142,333 $ 59,000
Los Angeles, California 3 $ 1,264,000 $ 421,333 $ 60,000
Denver, Colorado 3 $ 457,000 $ 152,333 $ 76,000
El Paso, Colorado 3 $ 1,005,000 $ 335,000 $ 88,000
DeKalb, Georgia 3 $ 594,000 $ 198,000 $ 50,000
Gwinnett, Georgia 3 $ 618,000 $ 206,000 $ 84,000
Richmond, Georgia 3 $ 521,000 $ 173,666 $ 51,000
Kootenai, Idaho 3 $ 493,000 $ 164,333 $ 63,000
Fayette, Kentucky 3 $ 410,000 $ 136,666 $ 51,000
Bossier, Louisiana 3 $ 449,000 $ 149,666 $ 69,000
Calcasieu, Louisiana 3 $ 546,000 $ 182,000 $ 103,000
Lafayette, Louisiana 3 $ 338,000 $ 112,666 $ 55,000
Rapides, Louisiana 3 $ 634,000 $ 211,333 $ 91,000
St. Tammany, Louisiana 3 $ 382,000 $ 127,333 $ 52,000
Terrebonne, Louisiana 3 $ 527,000 $ 175,666 $ 59,000
Ingham, Michigan 3 $ 556,000 $ 185,333 $ 85,000
Kent, Michigan 3 $ 363,000 $ 121,000 $ 77,000
Becker, Minnesota 3 $ 591,000 $ 197,000 $ 41,000
Hancock, Mississippi 3 $ 551,000 $ 183,666 $ 77,000
Clay, Missouri 3 $ 572,000 $ 190,666 $ 83,000
Bernalillo, New Mexico 3 $ 535,000 $ 178,333 $ 59,000
Lea, New Mexico 3 $ 552,000 $ 184,000 $ 57,000
Westchester, New York 3 $ 1,315,000 $ 438,333 $ 530,000
Caswell, North Carolina 3 $ 625,000 $ 208,333 $ 51,000
Iredell, North Carolina 3 $ 546,000 $ 182,000 $ 50,000
Randolph, North Carolina 3 $ 403,000 $ 134,333 $ 26,000
Cass, North Dakota 3 $ 408,000 $ 136,000 $ 55,000
Delaware, Ohio 3 $ 677,000 $ 225,666 $ 93,000
Anderson, South Carolina 3 $ 469,000 $ 156,333 $ 50,000
Horry, South Carolina 3 $ 1,326,000 $ 442,000 $ 148,000
Minnehaha, South Dakota 3 $ 517,000 $ 172,333 $ 75,000
Fort Bend, Texas 3 $ 688,000 $ 229,333 $ 99,000
Harris, Texas 3 $ 558,000 $ 186,000 $ 127,000
Davis, Utah 3 $ 538,000 $ 179,333 $ 59,000
Franklin, Vermont 3 $ 397,000 $ 132,333 $ 62,000
Marion, West Virginia 3 $ 434,000 $ 144,666 $ 53,000
Racine, Wisconsin 3 $ 411,000 $ 137,000 $ 70,000
Jefferson, Alabama 2 $ 631,000 $ 315,500 $ 170,000
Arkansas, Arkansas 2 $ 126,000 $ 63,000 $ 36,000
Boone, Arkansas 2 $ 504,000 $ 252,000 $ 26,000
Howard, Arkansas 2 $ 310,000 $ 155,000 $ 199,000
Woodruff, Arkansas 2 $ 142,000 $ 71,000 $ 35,000
Orange, California 2 $ 1,009,000 $ 504,500 $ 220,000
Jefferson, Colorado 2 $ 361,000 $ 180,500 $ 38,000
Weld, Colorado 2 $ 571,000 $ 285,500 $ 106,000
Hartford, Connecticut 2 $ 299,000 $ 149,500 $ 39,000
Cherokee, Georgia 2 $ 257,000 $ 128,500 $ 50,000
Payette, Idaho 2 $ 408,000 $ 204,000 $ 54,000
DuPage, Illinois 2 $ 382,000 $ 191,000 $ 81,000
Madison, Illinois 2 $ 234,000 $ 117,000 $ 74,000
McHenry, Illinois 2 $ 438,000 $ 219,000 $ 93,000
St. Clair, Illinois 2 $ 282,000 $ 141,000 $ 52,000
Lake, Indiana 2 $ 254,000 $ 127,000 $ 62,000
Marion, Indiana 2 $ 242,000 $ 121,000 $ 41,000
Shawnee, Kansas 2 $ 250,000 $ 125,000 $ 61,000
Campbell, Kentucky 2 $ 275,000 $ 137,500 $ 94,000
Warren, Kentucky 2 $ 580,000 $ 290,000 $ 35,000
Iberia, Louisiana 2 $ 320,000 $ 160,000 $ 76,000
St. John the Baptist, Louisiana 2 $ 300,000 $ 150,000 $ 54,000
Bristol, Massachusetts 2 $ 298,000 $ 149,000 $ 55,000
Essex, Massachusetts 2 $ 604,000 $ 302,000 $ 112,000
Norfolk, Massachusetts 2 $ 1,036,000 $ 518,000 $ 198,000
Plymouth, Massachusetts 2 $ 813,000 $ 406,500 $ 70,000
Berrien, Michigan 2 $ 358,000 $ 179,000 $ 30,000
Lenawee, Michigan 2 $ 404,000 $ 202,000 $ 147,000
Oakland, Michigan 2 $ 297,000 $ 148,500 $ 89,000
Washtenaw, Michigan 2 $ 855,000 $ 427,500 $ 161,000
Chisago, Minnesota 2 $ 430,000 $ 215,000 $ 73,000
Clay, Minnesota 2 $ 266,000 $ 133,000 $ 67,000
Washington, Minnesota 2 $ 299,000 $ 149,500 $ 86,000
DeSoto, Mississippi 2 $ 231,000 $ 115,500 $ 19,000
Hinds, Mississippi 2 $ 372,000 $ 186,000 $ 92,000
Jackson, Mississippi 2 $ 251,000 $ 125,500 $ 33,000
Jasper, Mississippi 2 $ 94,000 $ 47,000 $ 88,000
Lee, Mississippi 2 $ 239,000 $ 119,500 $ 75,000
Rankin, Mississippi 2 $ 284,000 $ 142,000 $ 70,000
Yazoo, Mississippi 2 $ 247,000 $ 123,500 $ 50,000
Greene, Missouri 2 $ 372,000 $ 186,000 $ 146,000
Douglas, Nebraska 2 $ 306,000 $ 153,000 $ 140,000
Gage, Nebraska 2 $ 272,000 $ 136,000 $ 28,000
Dona Ana, New Mexico 2 $ 498,000 $ 249,000 $ 113,000
Santa Fe, New Mexico 2 $ 393,000 $ 196,500 $ 58,000
Bronx, New York 2 $ 722,000 $ 361,000 $ 57,000
Broome, New York 2 $ 241,000 $ 120,500 $ 91,000
Montgomery, New York 2 $ 254,000 $ 127,000 $ 10,000
Onondaga, New York 2 $ 263,000 $ 131,500 $ 75,000
Richmond, New York 2 $ 562,000 $ 281,000 $ 83,000
Warren, New York 2 $ 348,000 $ 174,000 $ 50,000
Alamance, North Carolina 2 $ 298,000 $ 149,000 $ 57,000
Forsyth, North Carolina 2 $ 257,000 $ 128,500 $ 31,000
Granville, North Carolina 2 $ 542,000 $ 271,000 $ 80,000
Haywood, North Carolina 2 $ 436,000 $ 218,000 $ 62,000
Moore, North Carolina 2 $ 219,000 $ 109,500 $ 66,000
Nash, North Carolina 2 $ 363,000 $ 181,500 $ 69,000
New Hanover, North Carolina 2 $ 612,000 $ 306,000 $ 69,000
Surry, North Carolina 2 $ 237,000 $ 118,500 $ 24,000
Allen, Ohio 2 $ 254,000 $ 127,000 $ 47,000
Brown, Ohio 2 $ 241,000 $ 120,500 $ 83,000
Butler, Ohio 2 $ 328,000 $ 164,000 $ 156,000
Columbiana, Ohio 2 $ 229,000 $ 114,500 $ 79,000
Knox, Ohio 2 $ 255,000 $ 127,500 $ 66,000
Montgomery, Ohio 2 $ 288,000 $ 144,000 $ 56,000
Portage, Ohio 2 $ 393,000 $ 196,500 $ 71,000
Summit, Ohio 2 $ 270,000 $ 135,000 $ 19,000
Washington, Ohio 2 $ 239,000 $ 119,500 $ 61,000
Marshall, Oklahoma 2 $ 182,000 $ 91,000 $ 42,000
Oklahoma, Oklahoma 2 $ 519,000 $ 259,500 $ 93,000
Philadelphia, Pennsylvania 2 $ 207,000 $ 103,500 $ 54,000
Lexington, South Carolina 2 $ 276,000 $ 138,000 $ 66,000
Pennington, South Dakota 2 $ 395,000 $ 197,500 $ 128,000
Madison, Tennessee 2 $ 417,000 $ 208,500 $ 89,000
Bexar, Texas 2 $ 375,000 $ 187,500 $ 76,000
Brazos, Texas 2 $ 395,000 $ 197,500 $ 277,000
Dallas, Texas 2 $ 400,000 $ 200,000 $ 153,000
El Paso, Texas 2 $ 269,000 $ 134,500 $ 48,000
Montgomery, Texas 2 $ 320,000 $ 160,000 $ 67,000
Chittenden, Vermont 2 $ 294,000 $ 147,000 $ 50,000
Jefferson, West Virginia 2 $ 477,000 $ 238,500 $ 73,000
Ohio, West Virginia 2 $ 323,000 $ 161,500 $ 80,000
Raleigh, West Virginia 2 $ 256,000 $ 128,000 $ 39,000
Dane, Wisconsin 2 $ 349,000 $ 174,500 $ 75,000
Milwaukee, Wisconsin 2 $ 290,000 $ 145,000 $ 56,000
Outagamie, Wisconsin 2 $ 268,000 $ 134,000 $ 41,000
Limestone, Alabama 1 $ 229,000 $ 229,000 $ 84,000
Mobile, Alabama 1 $ 268,000 $ 268,000 $ 175,000
Montgomery, Alabama 1 $ 239,000 $ 239,000 $ 130,000
Tuscaloosa, Alabama 1 $ 123,000 $ 123,000 $ 70,000
Ketchikan Gateway, Alaska 1 $ 234,000 $ 234,000 $ 90,000
Matanuska-Susitna, Alaska 1 $ 182,000 $ 182,000 $ 46,000
Coconino, Arizona 1 $ 146,000 $ 146,000 $ 51,000
Yavapai, Arizona 1 $ 330,000 $ 330,000 $ 0
Baxter, Arkansas 1 $ 170,000 $ 170,000 $ 57,000
Clark, Arkansas 1 $ 100,000 $ 100,000 $ 500,000
Columbia, Arkansas 1 $ 110,000 $ 110,000 $ 65,000
Crawford, Arkansas 1 $ 203,000 $ 203,000 $ 45,000
Crittenden, Arkansas 1 $ 304,000 $ 304,000 $ 301,000
Hot Spring, Arkansas 1 $ 28,000 $ 28,000 $ 0
Independence, Arkansas 1 $ 149,000 $ 149,000 $ 53,000
Jackson, Arkansas 1 $ 89,000 $ 89,000 $ 22,000
Logan, Arkansas 1 $ 127,000 $ 127,000 $ 79,000
Marion, Arkansas 1 $ 105,000 $ 105,000 $ 71,000
Mississippi, Arkansas 1 $ 68,000 $ 68,000 $ 25,000
Prairie, Arkansas 1 $ 127,000 $ 127,000 $ 29,000
Randolph, Arkansas 1 $ 114,000 $ 114,000 $ 68,000
Stone, Arkansas 1 $ 163,000 $ 163,000 $ 95,000
Van Buren, Arkansas 1 $ 54,000 $ 54,000 $ 143,000
Alameda, California 1 $ 537,000 $ 537,000 $ 90,000
San Bernardino, California 1 $ 339,000 $ 339,000 $ 81,000
Adams, Colorado 1 $ 119,000 $ 119,000 $ 25,000
Boulder, Colorado 1 $ 130,000 $ 130,000 $ 39,000
Gilpin, Colorado 1 $ 228,000 $ 228,000 $ 38,000
Gunnison, Colorado 1 $ 216,000 $ 216,000 $ 50,000
Larimer, Colorado 1 $ 370,000 $ 370,000 $ 90,000
Rio Blanco, Colorado 1 $ 131,000 $ 131,000 $ 91,000
Summit, Colorado 1 $ 342,000 $ 342,000 $ 85,000
Windham, Connecticut 1 $ 180,000 $ 180,000 $ 34,000
Broward, Florida 1 $ 153,000 $ 153,000 $ 500,000
Charlotte, Florida 1 $ 245,000 $ 245,000 $ 59,000
Duval, Florida 1 $ 303,000 $ 303,000 $ 110,000
Hernando, Florida 1 $ 190,000 $ 190,000 $ 108,000
Hillsborough, Florida 1 $ 231,000 $ 231,000 $ 65,000
Palm Beach, Florida 1 $ 417,000 $ 417,000 $ 112,000
Barrow, Georgia 1 $ 73,000 $ 73,000 $ 26,000
Camden, Georgia 1 $ 136,000 $ 136,000 $ 71,000
Lee, Georgia 1 $ 207,000 $ 207,000 $ 525,000
Toombs, Georgia 1 $ 205,000 $ 205,000 $ 79,000
Whitfield, Georgia 1 $ 144,000 $ 144,000 $ 67,000
Wilkes, Georgia 1 $ 65,000 $ 65,000 $ 0
Worth, Georgia 1 $ 112,000 $ 112,000 $ 56,000
Honolulu, Hawaii 1 $ 90,000 $ 90,000 $ 42,000
Adams, Idaho 1 $ 150,000 $ 150,000 $ 0
Bannock, Idaho 1 $ 135,000 $ 135,000 $ 78,000
Bonner, Idaho 1 $ 127,000 $ 127,000 $ 31,000
Adams, Illinois 1 $ 104,000 $ 104,000 $ 48,000
Clinton, Illinois 1 $ 347,000 $ 347,000 $ 106,000
DeKalb, Illinois 1 $ 119,000 $ 119,000 $ 38,000
Jasper, Illinois 1 $ 60,000 $ 60,000 $ 37,000
Kendall, Illinois 1 $ 268,000 $ 268,000 $ 102,000
Lake, Illinois 1 $ 108,000 $ 108,000 $ 40,000
Peoria, Illinois 1 $ 140,000 $ 140,000 $ 33,000
Piatt, Illinois 1 $ 126,000 $ 126,000 $ 90,000
Carroll, Indiana 1 $ 116,000 $ 116,000 $ 65,000
Clark, Indiana 1 $ 108,000 $ 108,000 $ 120,000
Delaware, Indiana 1 $ 127,000 $ 127,000 $ 36,000
Hamilton, Indiana 1 $ 121,000 $ 121,000 $ 40,000
Hancock, Indiana 1 $ 227,000 $ 227,000 $ 90,000
LaPorte, Indiana 1 $ 145,000 $ 145,000 $ 137,000
Monroe, Indiana 1 $ 205,000 $ 205,000 $ 78,000
Porter, Indiana 1 $ 140,000 $ 140,000 $ 33,000
Crawford, Kansas 1 $ 125,000 $ 125,000 $ 49,000
Doniphan, Kansas 1 $ 156,000 $ 156,000 $ 72,000
Geary, Kansas 1 $ 155,000 $ 155,000 $ 0
Johnson, Kansas 1 $ 130,000 $ 130,000 $ 48,000
Leavenworth, Kansas 1 $ 123,000 $ 123,000 $ 39,000
Lyon, Kansas 1 $ 192,000 $ 192,000 $ 83,000
Morris, Kansas 1 $ 113,000 $ 113,000 $ 25,000
Sedgwick, Kansas 1 $ 112,000 $ 112,000 $ 120,000
Anderson, Kentucky 1 $ 103,000 $ 103,000 $ 45,000
Bourbon, Kentucky 1 $ 132,000 $ 132,000 $ 53,000
Bracken, Kentucky 1 $ 75,000 $ 75,000 $ 0
Caldwell, Kentucky 1 $ 115,000 $ 115,000 $ 20,000
Clark, Kentucky 1 $ 139,000 $ 139,000 $ 85,000
Franklin, Kentucky 1 $ 163,000 $ 163,000 $ 80,000
Greenup, Kentucky 1 $ 111,000 $ 111,000 $ 67,000
Hancock, Kentucky 1 $ 55,000 $ 55,000 $ 32,000
Harrison, Kentucky 1 $ 48,000 $ 48,000 $ 63,000
Kenton, Kentucky 1 $ 104,000 $ 104,000 $ 36,000
Knox, Kentucky 1 $ 120,000 $ 120,000 $ 30,000
Madison, Kentucky 1 $ 169,000 $ 169,000 $ 56,000
Monroe, Kentucky 1 $ 50,000 $ 50,000 $ 30,000
Muhlenberg, Kentucky 1 $ 114,000 $ 114,000 $ 0
Perry, Kentucky 1 $ 109,000 $ 109,000 $ 43,000
Pike, Kentucky 1 $ 214,000 $ 214,000 $ 40,000
Rockcastle, Kentucky 1 $ 105,000 $ 105,000 $ 53,000
Shelby, Kentucky 1 $ 135,000 $ 135,000 $ 46,000
Spencer, Kentucky 1 $ 60,000 $ 60,000 $ 17,000
Ascension, Louisiana 1 $ 156,000 $ 156,000 $ 53,000
Jackson, Louisiana 1 $ 184,000 $ 184,000 $ 89,000
Lafourche, Louisiana 1 $ 105,000 $ 105,000 $ 150,000
Livingston, Louisiana 1 $ 133,000 $ 133,000 $ 37,000
Morehouse, Louisiana 1 $ 208,000 $ 208,000 $ 90,000
Tangipahoa, Louisiana 1 $ 156,000 $ 156,000 $ 30,000
Androscoggin, Maine 1 $ 124,000 $ 124,000 $ 51,000
Oxford, Maine 1 $ 154,000 $ 154,000 $ 40,000
Waldo, Maine 1 $ 194,000 $ 194,000 $ 74,000
Washington, Maine 1 $ 178,000 $ 178,000 $ 77,000
St. Mary's, Maryland 1 $ 286,000 $ 286,000 $ 74,000
Barnstable, Massachusetts 1 $ 239,000 $ 239,000 $ 0
Middlesex, Massachusetts 1 $ 174,000 $ 174,000 $ 76,000
Suffolk, Massachusetts 1 $ 387,000 $ 387,000 $ 80,000
Worcester, Massachusetts 1 $ 159,000 $ 159,000 $ 61,000
Calhoun, Michigan 1 $ 123,000 $ 123,000 $ 61,000
Genesee, Michigan 1 $ 152,000 $ 152,000 $ 62,000
Grand Traverse, Michigan 1 $ 208,000 $ 208,000 $ 350,000
Gratiot, Michigan 1 $ 68,000 $ 68,000 $ 0
Iron, Michigan 1 $ 100,000 $ 100,000 $ 126,000
Jackson, Michigan 1 $ 141,000 $ 141,000 $ 90,000
Lapeer, Michigan 1 $ 125,000 $ 125,000 $ 65,000
Livingston, Michigan 1 $ 245,000 $ 245,000 $ 65,000
Macomb, Michigan 1 $ 183,000 $ 183,000 $ 0
Marquette, Michigan 1 $ 115,000 $ 115,000 $ 67,000
Ogemaw, Michigan 1 $ 226,000 $ 226,000 $ 77,000
Saginaw, Michigan 1 $ 140,000 $ 140,000 $ 53,000
Shiawassee, Michigan 1 $ 194,000 $ 194,000 $ 33,000
St. Joseph, Michigan 1 $ 314,000 $ 314,000 $ 52,000
Anoka, Minnesota 1 $ 151,000 $ 151,000 $ 41,000
Crow Wing, Minnesota 1 $ 260,000 $ 260,000 $ 125,000
Lyon, Minnesota 1 $ 311,000 $ 311,000 $ 76,000
Mille Lacs, Minnesota 1 $ 413,000 $ 413,000 $ 0
Norman, Minnesota 1 $ 80,000 $ 80,000 $ 72,000
Rice, Minnesota 1 $ 202,000 $ 202,000 $ 165,000
Scott, Minnesota 1 $ 312,000 $ 312,000 $ 150,000
Sherburne, Minnesota 1 $ 202,000 $ 202,000 $ 92,000
St. Louis, Minnesota 1 $ 254,000 $ 254,000 $ 74,000
Chickasaw, Mississippi 1 $ 81,000 $ 81,000 $ 82,000
Lauderdale, Mississippi 1 $ 907,000 $ 907,000 $ 350,000
Montgomery, Mississippi 1 $ 226,000 $ 226,000 $ 120,000
Newton, Mississippi 1 $ 167,000 $ 167,000 $ 80,000
Oktibbeha, Mississippi 1 $ 125,000 $ 125,000 $ 68,000
Prentiss, Mississippi 1 $ 54,000 $ 54,000 $ 27,000
Sunflower, Mississippi 1 $ 109,000 $ 109,000 $ 55,000
Warren, Mississippi 1 $ 350,000 $ 350,000 $ 61,000
Jasper, Missouri 1 $ 145,000 $ 145,000 $ 44,000
McDonald, Missouri 1 $ 133,000 $ 133,000 $ 32,000
Platte, Missouri 1 $ 270,000 $ 270,000 $ 68,000
Putnam, Missouri 1 $ 342,000 $ 342,000 $ 155,000
St. Charles, Missouri 1 $ 390,000 $ 390,000 $ 0
St. Louis City, Missouri 1 $ 200,000 $ 200,000 $ 150,000
Taney, Missouri 1 $ 116,000 $ 116,000 $ 171,000
Texas, Missouri 1 $ 60,000 $ 60,000 $ 31,000
Box Butte, Nebraska 1 $ 100,000 $ 100,000 $ 75,000
Platte, Nebraska 1 $ 145,000 $ 145,000 $ 105,000
Sarpy, Nebraska 1 $ 220,000 $ 220,000 $ 50,000
Webster, Nebraska 1 $ 162,000 $ 162,000 $ 70,000
Lyon, Nevada 1 $ 336,000 $ 336,000 $ 70,000
Coos, New Hampshire 1 $ 58,000 $ 58,000 $ 60,000
Lincoln, New Mexico 1 $ 172,000 $ 172,000 $ 45,000
Otero, New Mexico 1 $ 144,000 $ 144,000 $ 115,000
Rio Arriba, New Mexico 1 $ 135,000 $ 135,000 $ 58,000
Taos, New Mexico 1 $ 131,000 $ 131,000 $ 354,000
Allegany, New York 1 $ 153,000 $ 153,000 $ 47,000
Cayuga, New York 1 $ 114,000 $ 114,000 $ 75,000
Delaware, New York 1 $ 107,000 $ 107,000 $ 60,000
Dutchess, New York 1 $ 594,000 $ 594,000 $ 180,000
Essex, New York 1 $ 95,000 $ 95,000 $ 72,000
Jefferson, New York 1 $ 125,000 $ 125,000 $ 32,000
Lewis, New York 1 $ 155,000 $ 155,000 $ 44,000
Livingston, New York 1 $ 298,000 $ 298,000 $ 40,000
Oneida, New York 1 $ 122,000 $ 122,000 $ 60,000
Oswego, New York 1 $ 63,000 $ 63,000 $ 0
Rockland, New York 1 $ 698,000 $ 698,000 $ 156,000
Saratoga, New York 1 $ 134,000 $ 134,000 $ 66,000
Schenectady, New York 1 $ 159,000 $ 159,000 $ 74,000
Steuben, New York 1 $ 280,000 $ 280,000 $ 80,000
Tompkins, New York 1 $ 108,000 $ 108,000 $ 85,000
Ulster, New York 1 $ 282,000 $ 282,000 $ 46,000
Wyoming, New York 1 $ 115,000 $ 115,000 $ 41,000
Alexander, North Carolina 1 $ 175,000 $ 175,000 $ 78,000
Brunswick, North Carolina 1 $ 254,000 $ 254,000 $ 46,000
Burke, North Carolina 1 $ 110,000 $ 110,000 $ 64,000
Cabarrus, North Carolina 1 $ 121,000 $ 121,000 $ 0
Currituck, North Carolina 1 $ 200,000 $ 200,000 $ 40,000
Dare, North Carolina 1 $ 531,000 $ 531,000 $ 148,000
Davidson, North Carolina 1 $ 94,000 $ 94,000 $ 0
Davie, North Carolina 1 $ 128,000 $ 128,000 $ 40,000
Edgecombe, North Carolina 1 $ 124,000 $ 124,000 $ 82,000
Gaston, North Carolina 1 $ 147,000 $ 147,000 $ 35,000
Johnston, North Carolina 1 $ 131,000 $ 131,000 $ 54,000
Lee, North Carolina 1 $ 187,000 $ 187,000 $ 104,000
Perquimans, North Carolina 1 $ 105,000 $ 105,000 $ 38,000
Pitt, North Carolina 1 $ 135,000 $ 135,000 $ 33,000
Robeson, North Carolina 1 $ 200,000 $ 200,000 $ 150,000
Rockingham, North Carolina 1 $ 225,000 $ 225,000 $ 55,000
Swain, North Carolina 1 $ 116,000 $ 116,000 $ 50,000
Transylvania, North Carolina 1 $ 115,000 $ 115,000 $ 17,000
Wilkes, North Carolina 1 $ 128,000 $ 128,000 $ 46,000
Ashland, Ohio 1 $ 149,000 $ 149,000 $ 36,000
Clark, Ohio 1 $ 235,000 $ 235,000 $ 125,000
Darke, Ohio 1 $ 114,000 $ 114,000 $ 50,000
Fairfield, Ohio 1 $ 112,000 $ 112,000 $ 49,000
Fulton, Ohio 1 $ 120,000 $ 120,000 $ 156,000
Gallia, Ohio 1 $ 206,000 $ 206,000 $ 88,000
Geauga, Ohio 1 $ 325,000 $ 325,000 $ 76,000
Greene, Ohio 1 $ 217,000 $ 217,000 $ 0
Hancock, Ohio 1 $ 117,000 $ 117,000 $ 72,000
Licking, Ohio 1 $ 149,000 $ 149,000 $ 65,000
Madison, Ohio 1 $ 120,000 $ 120,000 $ 126,000
Medina, Ohio 1 $ 253,000 $ 253,000 $ 60,000
Muskingum, Ohio 1 $ 125,000 $ 125,000 $ 25,000
Preble, Ohio 1 $ 117,000 $ 117,000 $ 105,000
Ross, Ohio 1 $ 162,000 $ 162,000 $ 34,000
Tuscarawas, Ohio 1 $ 164,000 $ 164,000 $ 100,000
Wayne, Ohio 1 $ 192,000 $ 192,000 $ 120,000
Canadian, Oklahoma 1 $ 158,000 $ 158,000 $ 58,000
Cleveland, Oklahoma 1 $ 417,000 $ 417,000 $ 191,000
Comanche, Oklahoma 1 $ 158,000 $ 158,000 $ 82,000
Grady, Oklahoma 1 $ 63,000 $ 63,000 $ 28,000
Clatsop, Oregon 1 $ 233,000 $ 233,000 $ 63,000
Douglas, Oregon 1 $ 300,000 $ 300,000 $ 85,000
Multnomah, Oregon 1 $ 264,000 $ 264,000 $ 104,000
Allegheny, Pennsylvania 1 $ 74,000 $ 74,000 $ 48,000
Carbon, Pennsylvania 1 $ 149,000 $ 149,000 $ 57,000
Dauphin, Pennsylvania 1 $ 251,000 $ 251,000 $ 77,000
Lackawanna, Pennsylvania 1 $ 135,000 $ 135,000 $ 20,000
Mifflin, Pennsylvania 1 $ 59,000 $ 59,000 $ 53,000
Montgomery, Pennsylvania 1 $ 417,000 $ 417,000 $ 259,000
Pike, Pennsylvania 1 $ 162,000 $ 162,000 $ 264,000
Schuylkill, Pennsylvania 1 $ 193,000 $ 193,000 $ 0
Tioga, Pennsylvania 1 $ 128,000 $ 128,000 $ 42,000
Berkeley, South Carolina 1 $ 127,000 $ 127,000 $ 78,000
Charleston, South Carolina 1 $ 177,000 $ 177,000 $ 66,000
Florence, South Carolina 1 $ 100,000 $ 100,000 $ 0
Greenville, South Carolina 1 $ 741,000 $ 741,000 $ 126,000
Laurens, South Carolina 1 $ 166,000 $ 166,000 $ 0
Newberry, South Carolina 1 $ 205,000 $ 205,000 $ 0
Orangeburg, South Carolina 1 $ 150,000 $ 150,000 $ 62,000
Pickens, South Carolina 1 $ 135,000 $ 135,000 $ 37,000
Richland, South Carolina 1 $ 165,000 $ 165,000 $ 56,000
York, South Carolina 1 $ 235,000 $ 235,000 $ 76,000
Brookings, South Dakota 1 $ 144,000 $ 144,000 $ 75,000
Custer, South Dakota 1 $ 132,000 $ 132,000 $ 138,000
Hughes, South Dakota 1 $ 141,000 $ 141,000 $ 93,000
Lake, South Dakota 1 $ 147,000 $ 147,000 $ 33,000
Lincoln, South Dakota 1 $ 260,000 $ 260,000 $ 63,000
Cumberland, Tennessee 1 $ 102,000 $ 102,000 $ 40,000
Davidson, Tennessee 1 $ 156,000 $ 156,000 $ 126,000
Dyer, Tennessee 1 $ 200,000 $ 200,000 $ 0
Fayette, Tennessee 1 $ 148,000 $ 148,000 $ 36,000
Knox, Tennessee 1 $ 273,000 $ 273,000 $ 90,000
Lincoln, Tennessee 1 $ 80,000 $ 80,000 $ 48,000
Loudon, Tennessee 1 $ 525,000 $ 525,000 $ 215,000
Monroe, Tennessee 1 $ 140,000 $ 140,000 $ 58,000
Brazoria, Texas 1 $ 155,000 $ 155,000 $ 55,000
Burnet, Texas 1 $ 200,000 $ 200,000 $ 78,000
Comal, Texas 1 $ 350,000 $ 350,000 $ 101,000
Guadalupe, Texas 1 $ 94,000 $ 94,000 $ 86,000
Hays, Texas 1 $ 123,000 $ 123,000 $ 37,000
Orange, Texas 1 $ 155,000 $ 155,000 $ 70,000
Parker, Texas 1 $ 128,000 $ 128,000 $ 84,000
Rockwall, Texas 1 $ 203,000 $ 203,000 $ 75,000
Smith, Texas 1 $ 120,000 $ 120,000 $ 0
Starr, Texas 1 $ 98,000 $ 98,000 $ 53,000
Taylor, Texas 1 $ 231,000 $ 231,000 $ 98,000
Travis, Texas 1 $ 545,000 $ 545,000 $ 198,000
Wichita, Texas 1 $ 111,000 $ 111,000 $ 117,000
Wood, Texas 1 $ 176,000 $ 176,000 $ 130,000
Beaver, Utah 1 $ 218,000 $ 218,000 $ 72,000
Cache, Utah 1 $ 379,000 $ 379,000 $ 90,000
Morgan, Utah 1 $ 422,000 $ 422,000 $ 80,000
Rich, Utah 1 $ 375,000 $ 375,000 $ 126,000
Tooele, Utah 1 $ 219,000 $ 219,000 $ 39,000
Utah, Utah 1 $ 124,000 $ 124,000 $ 98,000
Washington, Utah 1 $ 246,000 $ 246,000 $ 0
Weber, Utah 1 $ 150,000 $ 150,000 $ 67,000
Addison, Vermont 1 $ 54,000 $ 54,000 $ 48,000
Orange, Vermont 1 $ 165,000 $ 165,000 $ 54,000
Rutland, Vermont 1 $ 231,000 $ 231,000 $ 99,000
Washington, Vermont 1 $ 222,000 $ 222,000 $ 55,000
Windham, Vermont 1 $ 132,000 $ 132,000 $ 31,000
Campbell, Virginia 1 $ 298,000 $ 298,000 $ 84,000
Charlotte, Virginia 1 $ 373,000 $ 373,000 $ 119,000
Chesterfield, Virginia 1 $ 253,000 $ 253,000 $ 72,000
Fairfax, Virginia 1 $ 520,000 $ 520,000 $ 0
Hopewell, Virginia 1 $ 159,000 $ 159,000 $ 54,000
Mecklenburg, Virginia 1 $ 102,000 $ 102,000 $ 56,000
Orange, Virginia 1 $ 184,000 $ 184,000 $ 37,000
Petersburg, Virginia 1 $ 124,000 $ 124,000 $ 28,000
Prince William, Virginia 1 $ 209,000 $ 209,000 $ 40,000
Spotsylvania, Virginia 1 $ 261,000 $ 261,000 $ 92,000
Suffolk, Virginia 1 $ 368,000 $ 368,000 $ 46,000
Virginia Beach, Virginia 1 $ 163,000 $ 163,000 $ 76,000
Chelan, Washington 1 $ 142,000 $ 142,000 $ 144,000
King, Washington 1 $ 334,000 $ 334,000 $ 206,000
Pierce, Washington 1 $ 480,000 $ 480,000 $ 108,000
Snohomish, Washington 1 $ 214,000 $ 214,000 $ 37,000
Berkeley, West Virginia 1 $ 131,000 $ 131,000 $ 71,000
Cabell, West Virginia 1 $ 102,000 $ 102,000 $ 39,000
Harrison, West Virginia 1 $ 71,000 $ 71,000 $ 52,000
Kanawha, West Virginia 1 $ 126,000 $ 126,000 $ 65,000
Logan, West Virginia 1 $ 121,000 $ 121,000 $ 100,000
Mercer, West Virginia 1 $ 105,000 $ 105,000 $ 38,000
Mineral, West Virginia 1 $ 110,000 $ 110,000 $ 78,000
Monongalia, West Virginia 1 $ 120,000 $ 120,000 $ 24,000
Preston, West Virginia 1 $ 106,000 $ 106,000 $ 75,000
Wayne, West Virginia 1 $ 154,000 $ 154,000 $ 47,000
Adams, Wisconsin 1 $ 100,000 $ 100,000 $ 39,000
Barron, Wisconsin 1 $ 130,000 $ 130,000 $ 58,000
Dodge, Wisconsin 1 $ 139,000 $ 139,000 $ 0
Fond du Lac, Wisconsin 1 $ 100,000 $ 100,000 $ 49,000
Kenosha, Wisconsin 1 $ 132,000 $ 132,000 $ 38,000
Manitowoc, Wisconsin 1 $ 178,000 $ 178,000 $ 54,000
Marathon, Wisconsin 1 $ 115,000 $ 115,000 $ 24,000
Marinette, Wisconsin 1 $ 117,000 $ 117,000 $ 81,000
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Mortgage Loan Application Detail Totals for Bank of England in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 936 $174,950,000 $186,000 $1,950,000 $78,000 $1,260,000
Home Purchase 345 $55,818,000 $161,000 $1,170,000 $71,000 $1,120,000
Home Improvement 79 $1,196,000 $15,000 $232,000 $46,000 $222,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 982 $162,810,000 $165,000 $1,950,000 $76,000 $820,000
Not Provided 163 $32,649,000 $200,000 $1,601,000 $77,000 $1,260,000
Black or African American 128 $17,765,000 $138,000 $712,000 $55,000 $264,000
Hispanic 28 $4,912,000 $175,000 $339,000 $69,000 $264,000
Not applicable 27 $6,477,000 $239,000 $1,170,000 $0 $0
Asian 24 $5,909,000 $246,000 $507,000 $172,000 $1,120,000
American Indian or Alaskan Native 6 $1,109,000 $184,000 $293,000 $90,000 $177,000
Native Hawaiian or Other Pacific Islander 2 $333,000 $166,000 $176,000 $77,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 954 $164,741,000 $172,000 $1,950,000 $80,000 $1,260,000
FHA-insured (Federal Housing Administration) 363 $59,297,000 $163,000 $698,000 $62,000 $264,000
VA-guaranteed (Veterans Administration) 31 $6,404,000 $206,000 $413,000 $64,000 $232,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,522,000 $126,000 $243,000 $42,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 652 $117,694,000 $180,000 $1,300,000 $86,000 $1,260,000
Application Denied By Financial Institution 386 $69,212,000 $179,000 $1,601,000 $57,000 $600,000
Loan Originated 315 $41,962,000 $133,000 $1,950,000 $71,000 $615,000
Application Approved But Not Accepted 7 $3,096,000 $442,000 $1,850,000 $98,000 $440,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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