Bank Of Hope
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank Of Hope 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Hope 3200 Wilshire Blvd Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 828 |
| Total Mortgage Loan Application Amount | $526,370,000 |
| Average Mortgage Loan Application Amount | $594,750 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $250,750 |
| Highest Applicant Income | $2,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank Of Hope. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Hope's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank Of Hope's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Hope serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Hope, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Hope's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 300 | $ 208,830,000 | $ 696,000 | $ 328,000 |
| Orange County California | 80 | $ 49,280,000 | $ 616,000 | $ 290,000 |
| San Diego County California | 56 | $ 33,970,000 | $ 606,000 | $ 164,000 |
| Riverside County California | 40 | $ 17,450,000 | $ 436,000 | $ 156,000 |
| Cook County Illinois | 39 | $ 14,185,000 | $ 363,000 | $ 129,000 |
| San Bernardino County California | 29 | $ 9,205,000 | $ 317,000 | $ 136,000 |
| Santa Clara County California | 15 | $ 14,045,000 | $ 936,000 | $ 112,000 |
| Alameda County California | 14 | $ 10,170,000 | $ 726,000 | $ 248,000 |
| King County Washington | 14 | $ 6,230,000 | $ 445,000 | $ 117,000 |
| Ventura County California | 12 | $ 6,290,000 | $ 524,000 | $ 182,000 |
| Contra Costa County California | 11 | $ 8,765,000 | $ 796,000 | $ 201,000 |
| Kings County New York | 10 | $ 13,400,000 | $ 1,340,000 | $ 0 |
| Sacramento County California | 9 | $ 3,095,000 | $ 343,000 | $ 146,000 |
| Hudson County New Jersey | 9 | $ 10,115,000 | $ 1,123,000 | $ 0 |
| Nassau County New York | 9 | $ 4,795,000 | $ 532,000 | $ 242,000 |
| Bergen County New Jersey | 8 | $ 5,830,000 | $ 728,000 | $ 174,000 |
| Placer County California | 7 | $ 2,625,000 | $ 375,000 | $ 0 |
| Queens County New York | 7 | $ 7,405,000 | $ 1,057,000 | $ 168,000 |
| Pierce County Washington | 7 | $ 5,485,000 | $ 783,000 | $ 60,000 |
| Marin County California | 6 | $ 8,370,000 | $ 1,395,000 | $ 285,000 |
| New York County New York | 6 | $ 13,290,000 | $ 2,215,000 | $ 150,000 |
| San Francisco County California | 5 | $ 7,545,000 | $ 1,509,000 | $ 293,000 |
| Solano County California | 5 | $ 1,945,000 | $ 389,000 | $ 0 |
| Kern County California | 4 | $ 1,190,000 | $ 297,000 | $ 137,000 |
| Monterey County California | 4 | $ 1,530,000 | $ 382,000 | $ 0 |
| San Joaquin County California | 4 | $ 1,490,000 | $ 372,000 | $ 0 |
| Santa Barbara County California | 4 | $ 2,020,000 | $ 505,000 | $ 0 |
| Morris County New Jersey | 4 | $ 2,300,000 | $ 575,000 | $ 0 |
| Collin County Texas | 4 | $ 980,000 | $ 245,000 | $ 315,000 |
| Fort Bend County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 89,000 |
| Snohomish County Washington | 4 | $ 1,110,000 | $ 277,000 | $ 109,000 |
| Yakima County Washington | 4 | $ 1,090,000 | $ 272,000 | $ 176,000 |
| San Luis Obispo County California | 3 | $ 1,625,000 | $ 541,000 | $ 0 |
| Stanislaus County California | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,645,000 | $ 548,000 | $ 134,000 |
| Middlesex County Massachusetts | 3 | $ 2,835,000 | $ 945,000 | $ 0 |
| Burlington County New Jersey | 3 | $ 955,000 | $ 318,000 | $ 0 |
| Union County New Jersey | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Tarrant County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 0 |
| Mohave County Arizona | 2 | $ 960,000 | $ 480,000 | $ 109,000 |
| El Dorado County California | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Nevada County California | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| San Mateo County California | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Sonoma County California | 2 | $ 2,800,000 | $ 1,400,000 | $ 0 |
| Yolo County California | 2 | $ 910,000 | $ 455,000 | $ 171,000 |
| Will County Illinois | 2 | $ 780,000 | $ 390,000 | $ 112,000 |
| Somerset County New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Dallas County Texas | 2 | $ 380,000 | $ 190,000 | $ 204,000 |
| Harris County Texas | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Travis County Texas | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 900,000 | $ 450,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Colusa County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fresno County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Humboldt County California | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Merced County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Shasta County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sutter County California | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Tulare County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tuolumne County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 2,765,000 | $ 2,765,000 | $ 2,392,000 |
| Collier County Florida | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 0 |
| Cobb County Georgia | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Berrien County Michigan | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Clark County Nevada | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Camden County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Richmond County New York | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Suffolk County New York | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Westchester County New York | 1 | $ 585,000 | $ 585,000 | $ 225,000 |
| Mecklenburg County North Carolina | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Bexar County Texas | 1 | $ 165,000 | $ 165,000 | $ 331,000 |
| Hunt County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Montgomery County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prince William County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| York County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clallam County Washington | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Clark County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lewis County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Spokane County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Hope in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 333 | $244,645,000 | $734,000 | $3,865,000 | $305,000 | $2,392,000 |
| Refinancing | 244 | $156,470,000 | $641,000 | $5,005,000 | $273,000 | $1,869,000 |
| Cash-out Refinancing | 242 | $120,700,000 | $498,000 | $2,305,000 | $222,000 | $1,653,000 |
| Home Improvement | 9 | $4,555,000 | $506,000 | $1,705,000 | $203,000 | $641,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 483 | $302,425,000 | $626,000 | $5,005,000 | $0 | $0 |
| Asian | 147 | $71,365,000 | $485,000 | $2,005,000 | $253,000 | $1,543,000 |
| White | 100 | $84,610,000 | $846,000 | $2,765,000 | $339,000 | $2,392,000 |
| Not Provided | 82 | $60,360,000 | $736,000 | $4,235,000 | $252,000 | $1,869,000 |
| Hispanic | 15 | $7,455,000 | $497,000 | $1,215,000 | $276,000 | $971,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 822 | $525,150,000 | $638,000 | $5,005,000 | $279,000 | $2,392,000 |
| FHA-insured (Federal Housing Administration) | 4 | $780,000 | $195,000 | $305,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 2 | $440,000 | $220,000 | $225,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 428 | $239,380,000 | $559,000 | $2,495,000 | $0 | $0 |
| Loan Originated | 297 | $209,225,000 | $704,000 | $5,005,000 | $306,000 | $2,392,000 |
| Application Withdrawn By Applicant | 43 | $34,345,000 | $798,000 | $3,005,000 | $258,000 | $1,154,000 |
| Application Denied By Financial Institution | 21 | $19,825,000 | $944,000 | $2,305,000 | $209,000 | $714,000 |
| Application Approved But Not Accepted | 19 | $11,025,000 | $580,000 | $1,375,000 | $184,000 | $476,000 |
| File Closed For Incompleteness | 11 | $9,185,000 | $835,000 | $2,045,000 | $184,000 | $403,000 |
| Preapproval Approved but not Accepted | 9 | $3,385,000 | $376,000 | $705,000 | $137,000 | $454,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 807 | $506,545,000 | $627,000 | $5,005,000 | $283,000 | $2,392,000 |
| Debt-To-Income Ratio | 16 | $15,640,000 | $977,000 | $2,305,000 | $193,000 | $391,000 |
| Collateral | 2 | $930,000 | $465,000 | $515,000 | $120,000 | $149,000 |
| Other | 1 | $2,145,000 | $2,145,000 | $2,145,000 | $0 | $0 |
| Unverifiable Information | 1 | $685,000 | $685,000 | $685,000 | $714,000 | $714,000 |
| Credit History | 1 | $425,000 | $425,000 | $425,000 | $130,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Hope's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Hope's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.