Bank of Manhattan Mortgage Lending & HMDA Data, 2012
In 2012, Bank of Manhattan of El Segundo, CA reported 2,692 mortgage applications totaling $1.2 billion, up 363% from 2011. The average application was for $434,481, and applicants reported an average income of $201,657. 66% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,159), Santa Ana-Anaheim-Irvine, CA (547) and San Diego-Carlsbad-San Marcos, CA (220) (applications in parentheses).
| Mortgage Company & Address | Bank of Manhattan 2141 Rosecrans Avenue Suite 1100 El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,692 |
| Total Mortgage Loan Application Amount | $1,169,623,000 |
| Average Mortgage Loan Application Amount | $434,481 |
| Highest Mortgage Loan Application Amount | $3,052,000 |
| Average Applicant Income | $201,657 |
| Highest Applicant Income | $2,686,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Manhattan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,159 | $ 593,327,000 | $ 511,930 | $ 222,000 |
| Santa Ana-Anaheim-Irvine, CA | 547 | $ 254,123,000 | $ 464,575 | $ 203,000 |
| San Diego-Carlsbad-San Marcos, CA | 220 | $ 78,219,000 | $ 355,540 | $ 168,000 |
| Riverside-San Bernardino-Ontario, CA | 107 | $ 27,069,000 | $ 252,981 | $ 178,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 53 | $ 23,829,000 | $ 449,603 | $ 170,000 |
| San Francisco-San Mateo-Redwood City, CA | 43 | $ 25,434,000 | $ 591,488 | $ 267,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 42 | $ 16,096,000 | $ 383,238 | $ 205,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 37 | $ 18,981,000 | $ 513,000 | $ 195,000 |
| Cambridge-Newton-Framingham, MA | 33 | $ 8,112,000 | $ 245,818 | $ 114,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 31 | $ 7,952,000 | $ 256,516 | $ 133,000 |
| Oakland-Fremont-Hayward, CA | 27 | $ 12,363,000 | $ 457,888 | $ 273,000 |
| Philadelphia, PA | 27 | $ 6,717,000 | $ 248,777 | $ 131,000 |
| Phoenix-Mesa-Glendale, AZ | 26 | $ 5,106,000 | $ 196,384 | $ 144,000 |
| Boston-Quincy, MA | 18 | $ 4,765,000 | $ 264,722 | $ 176,000 |
| Dallas-Plano-Irving, TX | 17 | $ 4,024,000 | $ 236,705 | $ 145,000 |
| San Luis Obispo-Paso Robles, CA | 14 | $ 5,458,000 | $ 389,857 | $ 196,000 |
| Honolulu, HI | 12 | $ 4,266,000 | $ 355,500 | $ 136,000 |
| Peabody, MA | 12 | $ 3,136,000 | $ 261,333 | $ 125,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 3,731,000 | $ 339,181 | $ 346,000 |
| Denver-Aurora-Broomfield, CO | 9 | $ 2,748,000 | $ 305,333 | $ 152,000 |
| Trenton-Ewing, NJ | 9 | $ 1,982,000 | $ 220,222 | $ 88,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,221,000 | $ 246,777 | $ 199,000 |
| Salinas, CA | 8 | $ 3,285,000 | $ 410,625 | $ 137,000 |
| Austin-Round Rock-San Marcos, TX | 7 | $ 1,080,000 | $ 154,285 | $ 116,000 |
| Edison-New Brunswick, NJ | 7 | $ 2,146,000 | $ 306,571 | $ 162,000 |
| Las Vegas-Paradise, NV | 7 | $ 1,820,000 | $ 260,000 | $ 180,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 2,010,000 | $ 287,142 | $ 145,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 2,743,000 | $ 391,857 | $ 183,857 |
| Chicago-Joliet-Naperville, IL | 6 | $ 1,881,000 | $ 313,500 | $ 268,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,151,000 | $ 191,833 | $ 84,000 |
| Fresno, CA | 5 | $ 971,000 | $ 194,200 | $ 91,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 1,986,000 | $ 397,200 | $ 256,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,468,000 | $ 293,600 | $ 201,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 733,000 | $ 183,250 | $ 66,750 |
| Baltimore-Towson, MD | 4 | $ 1,079,000 | $ 269,750 | $ 81,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 801,000 | $ 200,250 | $ 121,000 |
| Fort Worth-Arlington, TX | 4 | $ 744,000 | $ 186,000 | $ 115,000 |
| Houston-Sugar Land-Baytown, TX | 4 | $ 757,000 | $ 189,250 | $ 116,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,436,000 | $ 359,000 | $ 145,000 |
| Tucson, AZ | 4 | $ 1,261,000 | $ 315,250 | $ 206,000 |
| Wilmington, DE-MD-NJ | 4 | $ 710,000 | $ 177,500 | $ 83,250 |
| Barnstable Town, MA | 3 | $ 584,000 | $ 194,666 | $ 198,000 |
| Bend, OR | 3 | $ 1,075,000 | $ 358,333 | $ 160,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 402,000 | $ 134,000 | $ 156,000 |
| Lancaster, PA | 3 | $ 532,000 | $ 177,333 | $ 100,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 704,000 | $ 234,666 | $ 198,000 |
| Modesto, CA | 3 | $ 509,000 | $ 169,666 | $ 128,000 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 1,016,000 | $ 338,666 | $ 89,000 |
| Vallejo-Fairfield, CA | 3 | $ 766,000 | $ 255,333 | $ 123,000 |
| York-Hanover, PA | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| Yuba City, CA | 3 | $ 356,000 | $ 118,666 | $ 99,000 |
| Ann Arbor, MI | 2 | $ 302,000 | $ 151,000 | $ 387,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2 | $ 1,032,000 | $ 516,000 | $ 731,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 768,000 | $ 384,000 | $ 111,000 |
| Boise City-Nampa, ID | 2 | $ 399,000 | $ 199,500 | $ 149,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 819,000 | $ 409,500 | $ 374,000 |
| Camden, NJ | 2 | $ 367,000 | $ 183,500 | $ 111,000 |
| Corpus Christi, TX | 2 | $ 571,000 | $ 285,500 | $ 146,000 |
| Nassau-Suffolk, NY | 2 | $ 471,000 | $ 235,500 | $ 87,000 |
| Newark-Union, NJ-PA | 2 | $ 667,000 | $ 333,500 | $ 170,000 |
| Olympia, WA | 2 | $ 600,000 | $ 300,000 | $ 179,000 |
| Prescott, AZ | 2 | $ 372,000 | $ 186,000 | $ 93,000 |
| Rockingham County-Strafford County, NH | 2 | $ 486,000 | $ 243,000 | $ 112,000 |
| Stockton, CA | 2 | $ 140,000 | $ 70,000 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 466,000 | $ 233,000 | $ 107,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 367,000 | $ 183,500 | $ 179,000 |
| Worcester, MA | 2 | $ 305,000 | $ 152,500 | $ 92,000 |
| Yakima, WA | 2 | $ 362,000 | $ 181,000 | $ 76,000 |
| Albuquerque, NM | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Appleton, WI | 1 | $ 400,000 | $ 400,000 | $ 212,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 232,000 | $ 232,000 | $ 193,000 |
| Bakersfield-Delano, CA | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Bremerton-Silverdale, WA | 1 | $ 376,000 | $ 376,000 | $ 271,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Chico, CA | 1 | $ 417,000 | $ 417,000 | $ 390,000 |
| Colorado Springs, CO | 1 | $ 340,000 | $ 340,000 | $ 149,000 |
| Dover, DE | 1 | $ 212,000 | $ 212,000 | $ 110,000 |
| Fort Collins-Loveland, CO | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Harrisburg-Carlisle, PA | 1 | $ 279,000 | $ 279,000 | $ 59,000 |
| Knoxville, TN | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| Lynchburg, VA | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Manchester-Nashua, NH | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 252,000 | $ 252,000 | $ 294,000 |
| Monroe, MI | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 70,000 | $ 70,000 | $ 137,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 410,000 | $ 410,000 | $ 431,000 |
| Pittsburgh, PA | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 283,000 | $ 283,000 | $ 126,000 |
| Punta Gorda, FL | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Reno-Sparks, NV | 1 | $ 404,000 | $ 404,000 | $ 462,000 |
| Salem, OR | 1 | $ 182,000 | $ 182,000 | $ 97,000 |
| San Antonio-New Braunfels, TX | 1 | $ 400,000 | $ 400,000 | $ 166,000 |
| Spokane, WA | 1 | $ 138,000 | $ 138,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Bank of Manhattan in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,090 | $909,718,000 | $435,000 | $3,052,000 | $206,000 | $2,686,000 |
| Home Purchase | 598 | $258,301,000 | $431,000 | $3,000,000 | $187,000 | $1,683,000 |
| Home Improvement | 4 | $1,604,000 | $401,000 | $710,000 | $124,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,991 | $897,898,000 | $450,000 | $3,052,000 | $214,000 | $2,686,000 |
| Asian | 346 | $127,008,000 | $367,000 | $2,160,000 | $150,000 | $949,000 |
| Not Provided | 182 | $80,814,000 | $444,000 | $1,505,000 | $229,000 | $2,433,000 |
| Hispanic | 136 | $45,558,000 | $334,000 | $1,150,000 | $123,000 | $564,000 |
| Black or African American | 26 | $9,487,000 | $364,000 | $1,990,000 | $205,000 | $1,527,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,794,000 | $299,000 | $471,000 | $92,000 | $194,000 |
| Not applicable | 3 | $6,300,000 | $2,100,000 | $3,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $764,000 | $382,000 | $547,000 | $178,000 | $189,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,622 | $1,142,635,000 | $435,000 | $3,052,000 | $204,000 | $2,686,000 |
| FHA-insured (Federal Housing Administration) | 70 | $26,988,000 | $385,000 | $695,000 | $98,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,768 | $794,997,000 | $449,000 | $3,000,000 | $215,000 | $2,686,000 |
| Loan Purchased By The Institution | 352 | $84,139,000 | $239,000 | $624,000 | $122,000 | $1,200,000 |
| Application Withdrawn By Applicant | 351 | $178,899,000 | $509,000 | $3,052,000 | $210,000 | $2,126,000 |
| Application Denied By Financial Institution | 203 | $98,965,000 | $487,000 | $2,816,000 | $200,000 | $1,247,000 |
| File Closed For Incompleteness | 17 | $12,500,000 | $735,000 | $2,160,000 | $287,000 | $879,000 |
| Application Approved But Not Accepted | 1 | $123,000 | $123,000 | $123,000 | $182,000 | $182,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 114 | $55,942,000 | $490,000 | $2,816,000 | $198,000 | $1,125,000 |
| Debt-To-Income Ratio | 26 | $11,116,000 | $427,000 | $1,007,000 | $116,000 | $300,000 |
| Credit History | 16 | $6,635,000 | $414,000 | $1,587,000 | $130,000 | $488,000 |
| Credit Application Incomplete | 13 | $9,558,000 | $735,000 | $1,500,000 | $368,000 | $1,247,000 |
| Collateral | 11 | $4,698,000 | $427,000 | $900,000 | $366,000 | $1,114,000 |
| Unverifiable Information | 10 | $5,486,000 | $548,000 | $1,300,000 | $235,000 | $553,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $4,755,000 | $475,000 | $900,000 | $134,000 | $258,000 |
| Employment History | 3 | $775,000 | $258,000 | $296,000 | $152,000 | $185,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Manhattan's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of Manhattan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About