Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bank Of Oklahoma, Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,038 |
| Total Mortgage Loan Application Amount | $1,563,314,000 |
| Average Mortgage Loan Application Amount | $215,705 |
| Highest Mortgage Loan Application Amount | $9,575,000 |
| Average Applicant Income | $159,223 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 3,032 | $ 276,981,000 | $ 91,000 | $ 59,000 |
| Oklahoma County Oklahoma | 2,110 | $ 190,542,000 | $ 90,000 | $ 62,000 |
| Comanche County Oklahoma | 620 | $ 68,263,000 | $ 110,000 | $ 64,000 |
| Cleveland County Oklahoma | 574 | $ 55,313,000 | $ 96,000 | $ 63,000 |
| Benton County Arkansas | 398 | $ 47,878,000 | $ 120,000 | $ 54,000 |
| Wagoner County Oklahoma | 331 | $ 30,329,000 | $ 91,000 | $ 60,000 |
| Rogers County Oklahoma | 320 | $ 31,931,000 | $ 99,000 | $ 59,000 |
| Bernalillo County New Mexico | 316 | $ 47,777,000 | $ 151,000 | $ 81,000 |
| Garfield County Oklahoma | 313 | $ 21,055,000 | $ 67,000 | $ 43,000 |
| Muskogee County Oklahoma | 270 | $ 13,400,000 | $ 49,000 | $ 55,000 |
| Canadian County Oklahoma | 268 | $ 24,167,000 | $ 90,000 | $ 74,000 |
| Washington County Arkansas | 240 | $ 27,911,000 | $ 116,000 | $ 52,000 |
| Creek County Oklahoma | 176 | $ 14,523,000 | $ 82,000 | $ 52,000 |
| Jackson County Missouri | 132 | $ 13,625,000 | $ 103,000 | $ 55,000 |
| Dallas County Texas | 126 | $ 24,378,000 | $ 193,000 | $ 108,000 |
| Harris County Texas | 102 | $ 14,619,000 | $ 143,000 | $ 109,000 |
| Cass County Missouri | 94 | $ 12,175,000 | $ 129,000 | $ 53,000 |
| Delaware County Oklahoma | 92 | $ 9,751,000 | $ 105,000 | $ 86,000 |
| Washington County Oklahoma | 92 | $ 5,351,000 | $ 58,000 | $ 53,000 |
| Tarrant County Texas | 90 | $ 14,154,000 | $ 157,000 | $ 107,000 |
| Osage County Oklahoma | 87 | $ 7,178,000 | $ 82,000 | $ 102,000 |
| Pittsburg County Oklahoma | 79 | $ 4,496,000 | $ 56,000 | $ 47,000 |
| Wyandotte County Kansas | 76 | $ 7,579,000 | $ 99,000 | $ 50,000 |
| McIntosh County Oklahoma | 68 | $ 4,432,000 | $ 65,000 | $ 49,000 |
| Sandoval County New Mexico | 63 | $ 7,798,000 | $ 123,000 | $ 69,000 |
| Denver County Colorado | 62 | $ 14,761,000 | $ 238,000 | $ 103,000 |
| Johnson County Kansas | 55 | $ 7,996,000 | $ 145,000 | $ 67,000 |
| Logan County Oklahoma | 53 | $ 4,326,000 | $ 81,000 | $ 49,000 |
| Valencia County New Mexico | 51 | $ 5,586,000 | $ 109,000 | $ 50,000 |
| McClain County Oklahoma | 48 | $ 4,672,000 | $ 97,000 | $ 65,000 |
| Collin County Texas | 48 | $ 6,605,000 | $ 137,000 | $ 111,000 |
| Grady County Oklahoma | 38 | $ 2,728,000 | $ 71,000 | $ 79,000 |
| Adams County Colorado | 37 | $ 6,851,000 | $ 185,000 | $ 48,000 |
| Okmulgee County Oklahoma | 36 | $ 2,546,000 | $ 70,000 | $ 76,000 |
| Pottawatomie County Oklahoma | 35 | $ 2,739,000 | $ 78,000 | $ 47,000 |
| Arapahoe County Colorado | 34 | $ 7,351,000 | $ 216,000 | $ 142,000 |
| Douglas County Colorado | 29 | $ 7,003,000 | $ 241,000 | $ 89,000 |
| Cherokee County Oklahoma | 27 | $ 2,566,000 | $ 95,000 | $ 71,000 |
| Maricopa County Arizona | 26 | $ 9,817,000 | $ 377,000 | $ 170,000 |
| Fort Bend County Texas | 26 | $ 3,921,000 | $ 150,000 | $ 108,000 |
| Shawnee County Kansas | 25 | $ 1,749,000 | $ 69,000 | $ 31,000 |
| Jackson County Oklahoma | 25 | $ 1,710,000 | $ 68,000 | $ 41,000 |
| Mayes County Oklahoma | 24 | $ 2,012,000 | $ 83,000 | $ 84,000 |
| Pawnee County Oklahoma | 24 | $ 1,212,000 | $ 50,000 | $ 71,000 |
| Kay County Oklahoma | 23 | $ 898,000 | $ 39,000 | $ 48,000 |
| Denton County Texas | 22 | $ 3,191,000 | $ 145,000 | $ 141,000 |
| Santa Fe County New Mexico | 21 | $ 5,222,000 | $ 248,000 | $ 138,000 |
| Lincoln County Oklahoma | 18 | $ 1,308,000 | $ 72,000 | $ 68,000 |
| Stephens County Oklahoma | 17 | $ 1,267,000 | $ 74,000 | $ 75,000 |
| Clay County Missouri | 15 | $ 2,062,000 | $ 137,000 | $ 45,000 |
| Payne County Oklahoma | 14 | $ 1,102,000 | $ 78,000 | $ 97,000 |
| Jefferson County Colorado | 13 | $ 2,680,000 | $ 206,000 | $ 85,000 |
| Craig County Oklahoma | 11 | $ 1,639,000 | $ 149,000 | $ 151,000 |
| Parker County Texas | 11 | $ 1,333,000 | $ 121,000 | $ 104,000 |
| Cotton County Oklahoma | 10 | $ 1,036,000 | $ 103,000 | $ 57,000 |
| Kingfisher County Oklahoma | 10 | $ 1,049,000 | $ 104,000 | $ 58,000 |
| Sequoyah County Oklahoma | 10 | $ 602,000 | $ 60,000 | $ 51,000 |
| Leavenworth County Kansas | 9 | $ 1,270,000 | $ 141,000 | $ 73,000 |
| Torrance County New Mexico | 9 | $ 847,000 | $ 94,000 | $ 61,000 |
| Caddo County Oklahoma | 9 | $ 493,000 | $ 54,000 | $ 50,000 |
| Haskell County Oklahoma | 8 | $ 635,000 | $ 79,000 | $ 463,000 |
| Galveston County Texas | 8 | $ 1,219,000 | $ 152,000 | $ 173,000 |
| Travis County Texas | 8 | $ 1,555,000 | $ 194,000 | $ 130,000 |
| Sedgwick County Kansas | 7 | $ 514,000 | $ 73,000 | $ 49,000 |
| Prince George's County Maryland | 7 | $ 1,037,000 | $ 148,000 | $ 79,000 |
| Grant County Oklahoma | 7 | $ 340,000 | $ 48,000 | $ 36,000 |
| Latimer County Oklahoma | 7 | $ 455,000 | $ 65,000 | $ 61,000 |
| Ottawa County Oklahoma | 7 | $ 282,000 | $ 40,000 | $ 35,000 |
| Grayson County Texas | 7 | $ 1,640,000 | $ 234,000 | $ 210,000 |
| El Paso County Colorado | 6 | $ 9,888,000 | $ 1,648,000 | $ 91,000 |
| St. Louis County Missouri | 6 | $ 634,000 | $ 105,000 | $ 66,000 |
| Le Flore County Oklahoma | 6 | $ 237,000 | $ 39,000 | $ 42,000 |
| Shelby County Tennessee | 6 | $ 686,000 | $ 114,000 | $ 63,000 |
| Brazos County Texas | 6 | $ 827,000 | $ 137,000 | $ 99,000 |
| Lubbock County Texas | 6 | $ 363,000 | $ 60,000 | $ 141,000 |
| Madison County Arkansas | 5 | $ 404,000 | $ 80,000 | $ 23,000 |
| St. Charles County Missouri | 5 | $ 510,000 | $ 102,000 | $ 87,000 |
| Custer County Oklahoma | 5 | $ 513,000 | $ 102,000 | $ 80,000 |
| Seminole County Oklahoma | 5 | $ 275,000 | $ 55,000 | $ 41,000 |
| Tillman County Oklahoma | 5 | $ 266,000 | $ 53,000 | $ 39,000 |
| Bexar County Texas | 5 | $ 304,000 | $ 60,000 | $ 46,000 |
| Callahan County Texas | 5 | $ 508,000 | $ 101,000 | $ 114,000 |
| Kaufman County Texas | 5 | $ 333,000 | $ 66,000 | $ 93,000 |
| Montgomery County Texas | 5 | $ 1,505,000 | $ 301,000 | $ 440,000 |
| Pulaski County Arkansas | 4 | $ 417,000 | $ 104,000 | $ 52,000 |
| Boulder County Colorado | 4 | $ 718,000 | $ 179,000 | $ 84,000 |
| Eagle County Colorado | 4 | $ 3,419,000 | $ 854,000 | $ 2,749,000 |
| DeKalb County Georgia | 4 | $ 394,000 | $ 98,000 | $ 25,000 |
| Cook County Illinois | 4 | $ 596,000 | $ 149,000 | $ 81,000 |
| Jefferson County Kansas | 4 | $ 241,000 | $ 60,000 | $ 25,000 |
| Montgomery County Maryland | 4 | $ 1,494,000 | $ 373,000 | $ 684,000 |
| Barry County Missouri | 4 | $ 328,000 | $ 82,000 | $ 195,000 |
| Henry County Missouri | 4 | $ 215,000 | $ 53,000 | $ 43,000 |
| St. Louis City County Missouri | 4 | $ 482,000 | $ 120,000 | $ 74,000 |
| Cibola County New Mexico | 4 | $ 292,000 | $ 73,000 | $ 41,000 |
| Hamilton County Ohio | 4 | $ 402,000 | $ 100,000 | $ 40,000 |
| Atoka County Oklahoma | 4 | $ 240,000 | $ 60,000 | $ 55,000 |
| Garvin County Oklahoma | 4 | $ 179,000 | $ 44,000 | $ 40,000 |
| Major County Oklahoma | 4 | $ 72,000 | $ 18,000 | $ 46,000 |
| Nueces County Texas | 4 | $ 287,000 | $ 71,000 | $ 166,000 |
| Randall County Texas | 4 | $ 255,000 | $ 63,000 | $ 86,000 |
| Wichita County Texas | 4 | $ 372,000 | $ 93,000 | $ 40,000 |
| Fairfax County Virginia | 4 | $ 743,000 | $ 185,000 | $ 105,000 |
| Jefferson County Alabama | 3 | $ 462,000 | $ 154,000 | $ 70,000 |
| Madison County Alabama | 3 | $ 372,000 | $ 124,000 | $ 114,000 |
| Talladega County Alabama | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| Carroll County Arkansas | 3 | $ 254,000 | $ 84,000 | $ 69,000 |
| Santa Barbara County California | 3 | $ 3,110,000 | $ 1,036,000 | $ 51,000 |
| Summit County Colorado | 3 | $ 1,900,000 | $ 633,000 | $ 732,000 |
| Weld County Colorado | 3 | $ 937,000 | $ 312,000 | $ 93,000 |
| Miami County Kansas | 3 | $ 439,000 | $ 146,000 | $ 52,000 |
| Osage County Kansas | 3 | $ 215,000 | $ 71,000 | $ 37,000 |
| Middlesex County Massachusetts | 3 | $ 415,000 | $ 138,000 | $ 149,000 |
| Bates County Missouri | 3 | $ 354,000 | $ 118,000 | $ 90,000 |
| Platte County Missouri | 3 | $ 419,000 | $ 139,000 | $ 74,000 |
| Douglas County Nebraska | 3 | $ 384,000 | $ 128,000 | $ 124,000 |
| Camden County New Jersey | 3 | $ 329,000 | $ 109,000 | $ 103,000 |
| Franklin County Ohio | 3 | $ 178,000 | $ 59,000 | $ 50,000 |
| Blaine County Oklahoma | 3 | $ 133,000 | $ 44,000 | $ 44,000 |
| Choctaw County Oklahoma | 3 | $ 422,000 | $ 140,000 | $ 85,000 |
| Greer County Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 76,000 |
| Jefferson County Oklahoma | 3 | $ 242,000 | $ 80,000 | $ 67,000 |
| Kiowa County Oklahoma | 3 | $ 183,000 | $ 61,000 | $ 58,000 |
| Marshall County Oklahoma | 3 | $ 245,000 | $ 81,000 | $ 23,000 |
| Nowata County Oklahoma | 3 | $ 173,000 | $ 57,000 | $ 41,000 |
| Okfuskee County Oklahoma | 3 | $ 366,000 | $ 122,000 | $ 64,000 |
| Bucks County Pennsylvania | 3 | $ 537,000 | $ 179,000 | $ 58,000 |
| Montgomery County Tennessee | 3 | $ 181,000 | $ 60,000 | $ 53,000 |
| Colorado County Texas | 3 | $ 268,000 | $ 89,000 | $ 144,000 |
| Midland County Texas | 3 | $ 275,000 | $ 91,000 | $ 69,000 |
| Williamson County Texas | 3 | $ 435,000 | $ 145,000 | $ 272,000 |
| Prince William County Virginia | 3 | $ 436,000 | $ 145,000 | $ 38,000 |
| King County Washington | 3 | $ 453,000 | $ 151,000 | $ 80,000 |
| Shelby County Alabama | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| San Bernardino County California | 2 | $ 478,000 | $ 239,000 | $ 66,000 |
| San Diego County California | 2 | $ 1,230,000 | $ 615,000 | $ 262,000 |
| Pueblo County Colorado | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 2 | $ 334,000 | $ 167,000 | $ 92,000 |
| Duval County Florida | 2 | $ 166,000 | $ 83,000 | $ 52,000 |
| Osceola County Florida | 2 | $ 188,000 | $ 94,000 | $ 31,000 |
| Pinellas County Florida | 2 | $ 281,000 | $ 140,000 | $ 217,000 |
| Cobb County Georgia | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Walton County Georgia | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Will County Illinois | 2 | $ 119,000 | $ 59,000 | $ 23,000 |
| Douglas County Kansas | 2 | $ 276,000 | $ 138,000 | $ 28,000 |
| Allegany County Maryland | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Baltimore County Maryland | 2 | $ 309,000 | $ 154,000 | $ 79,000 |
| Harford County Maryland | 2 | $ 352,000 | $ 176,000 | $ 56,000 |
| Buchanan County Missouri | 2 | $ 176,000 | $ 88,000 | $ 52,000 |
| Jasper County Missouri | 2 | $ 409,000 | $ 204,000 | $ 187,000 |
| Jefferson County Missouri | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Johnson County Missouri | 2 | $ 142,000 | $ 71,000 | $ 36,000 |
| Lafayette County Missouri | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| McDonald County Missouri | 2 | $ 33,000 | $ 16,000 | $ 52,000 |
| Stone County Missouri | 2 | $ 276,000 | $ 138,000 | $ 283,000 |
| Ocean County New Jersey | 2 | $ 532,000 | $ 266,000 | $ 118,000 |
| Colfax County New Mexico | 2 | $ 493,000 | $ 246,000 | $ 156,000 |
| Rio Arriba County New Mexico | 2 | $ 306,000 | $ 153,000 | $ 56,000 |
| San Juan County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 79,000 |
| Moore County North Carolina | 2 | $ 167,000 | $ 83,000 | $ 21,000 |
| Wake County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 32,000 |
| Beckham County Oklahoma | 2 | $ 315,000 | $ 157,000 | $ 62,000 |
| Murray County Oklahoma | 2 | $ 163,000 | $ 81,000 | $ 77,000 |
| Pontotoc County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 41,000 |
| Pushmataha County Oklahoma | 2 | $ 36,000 | $ 18,000 | $ 23,000 |
| Philadelphia County Pennsylvania | 2 | $ 421,000 | $ 210,000 | $ 334,000 |
| Brazoria County Texas | 2 | $ 351,000 | $ 175,000 | $ 65,000 |
| Henderson County Texas | 2 | $ 371,000 | $ 185,000 | $ 68,000 |
| Hunt County Texas | 2 | $ 125,000 | $ 62,000 | $ 772,000 |
| Johnson County Texas | 2 | $ 214,000 | $ 107,000 | $ 141,000 |
| Leon County Texas | 2 | $ 103,000 | $ 51,000 | $ 141,000 |
| Rockwall County Texas | 2 | $ 409,000 | $ 204,000 | $ 368,000 |
| Wise County Texas | 2 | $ 373,000 | $ 186,000 | $ 84,000 |
| Arlington County Virginia | 2 | $ 169,000 | $ 84,000 | $ 25,000 |
| Loudoun County Virginia | 2 | $ 369,000 | $ 184,000 | $ 87,000 |
| Waukesha County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Baldwin County Alabama | 1 | $ 239,000 | $ 239,000 | $ 210,000 |
| Anchorage County Alaska | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Baxter County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Craighead County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Crawford County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Faulkner County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 81,000 |
| Lonoke County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 69,000 |
| Saline County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 60,000 |
| Los Angeles County California | 1 | $ 260,000 | $ 260,000 | $ 109,000 |
| Placer County California | 1 | $ 925,000 | $ 925,000 | $ 70,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| San Joaquin County California | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Ventura County California | 1 | $ 410,000 | $ 410,000 | $ 132,000 |
| Broomfield County Colorado | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Garfield County Colorado | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Grand County Colorado | 1 | $ 117,000 | $ 117,000 | $ 215,000 |
| La Plata County Colorado | 1 | $ 100,000 | $ 100,000 | $ 245,000 |
| Ouray County Colorado | 1 | $ 191,000 | $ 191,000 | $ 969,000 |
| Teller County Colorado | 1 | $ 126,000 | $ 126,000 | $ 150,000 |
| Hartford County Connecticut | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Tolland County Connecticut | 1 | $ 153,000 | $ 153,000 | $ 79,000 |
| Kent County Delaware | 1 | $ 114,000 | $ 114,000 | $ 0 |
| New Castle County Delaware | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Collier County Florida | 1 | $ 268,000 | $ 268,000 | $ 198,000 |
| Lee County Florida | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
| Miami-Dade County Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Palm Beach County Florida | 1 | $ 78,000 | $ 78,000 | $ 185,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 189,000 | $ 189,000 | $ 80,000 |
| Catoosa County Georgia | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Columbia County Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Douglas County Georgia | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Gwinnett County Georgia | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Hall County Georgia | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
| Muscogee County Georgia | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Sumter County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 514,000 | $ 514,000 | $ 222,000 |
| Kane County Illinois | 1 | $ 333,000 | $ 333,000 | $ 121,000 |
| McHenry County Illinois | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Elkhart County Indiana | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Hamilton County Indiana | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Butler County Kansas | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Cowley County Kansas | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Crawford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Finney County Kansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Franklin County Kansas | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Geary County Kansas | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Harvey County Kansas | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Jackson County Kansas | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| McPherson County Kansas | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Montgomery County Kansas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Neosho County Kansas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Reno County Kansas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Saline County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Scott County Kansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Christian County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Fayette County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Kenton County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Lyon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Orleans County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 93,000 |
| St. Tammany County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 99,000 |
| Anne Arundel County Maryland | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Charles County Maryland | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Frederick County Maryland | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Howard County Maryland | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Talbot County Maryland | 1 | $ 137,000 | $ 137,000 | $ 137,000 |
| Wicomico County Maryland | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
| Norfolk County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 165,000 |
| Worcester County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| St. Joseph County Michigan | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Wayne County Michigan | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Anoka County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Crow Wing County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Hennepin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Copiah County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Lee County Mississippi | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Madison County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 113,000 |
| Marshall County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Warren County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Yazoo County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 50,000 |
| Adair County Missouri | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Audrain County Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Camden County Missouri | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
| Cole County Missouri | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Crawford County Missouri | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Franklin County Missouri | 1 | $ 224,000 | $ 224,000 | $ 89,000 |
| Newton County Missouri | 1 | $ 410,000 | $ 410,000 | $ 372,000 |
| Nodaway County Missouri | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Pettis County Missouri | 1 | $ 136,000 | $ 136,000 | $ 263,000 |
| Polk County Missouri | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Stoddard County Missouri | 1 | $ 78,000 | $ 78,000 | $ 19,000 |
| Taney County Missouri | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Sarpy County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 18,000 |
| Douglas County Nevada | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Bergen County New Jersey | 1 | $ 949,000 | $ 949,000 | $ 9,999,000 |
| Essex County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 272,000 |
| Monmouth County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Chaves County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 260,000 |
| Dona Ana County New Mexico | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Lincoln County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Luna County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| McKinley County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 216,000 |
| Quay County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| San Miguel County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 91,000 |
| Sierra County New Mexico | 1 | $ 264,000 | $ 264,000 | $ 127,000 |
| Socorro County New Mexico | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| New York County New York | 1 | $ 300,000 | $ 300,000 | $ 527,000 |
| Queens County New York | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Sullivan County New York | 1 | $ 385,000 | $ 385,000 | $ 296,000 |
| Westchester County New York | 1 | $ 9,575,000 | $ 9,575,000 | $ 9,999,000 |
| Butler County Ohio | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Cuyahoga County Ohio | 1 | $ 113,000 | $ 113,000 | $ 74,000 |
| Darke County Ohio | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Lake County Ohio | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Miami County Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Ross County Ohio | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Adair County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Alfalfa County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Carter County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 83,000 |
| Hughes County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| McCurtain County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Noble County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Texas County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 77,000 |
| Woodward County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| Deschutes County Oregon | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Multnomah County Oregon | 1 | $ 699,000 | $ 699,000 | $ 223,000 |
| Chester County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 75,000 |
| Dauphin County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Montgomery County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| Northampton County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Newport County Rhode Island | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Berkeley County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Sumter County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Cheatham County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 93,000 |
| Davidson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Robertson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Sumner County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Burnet County Texas | 1 | $ 352,000 | $ 352,000 | $ 492,000 |
| Cameron County Texas | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Ellis County Texas | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Hill County Texas | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Hood County Texas | 1 | $ 42,000 | $ 42,000 | $ 321,000 |
| Hopkins County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Jefferson County Texas | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Lipscomb County Texas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 680,000 | $ 680,000 | $ 676,000 |
| San Augustine County Texas | 1 | $ 26,000 | $ 26,000 | $ 90,000 |
| Van Zandt County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Wharton County Texas | 1 | $ 223,000 | $ 223,000 | $ 76,000 |
| Salt Lake County Utah | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| Chesapeake County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Fairfax City County Virginia | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Frederick County Virginia | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Hampton County Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Stafford County Virginia | 1 | $ 140,000 | $ 140,000 | $ 118,000 |
| York County Virginia | 1 | $ 151,000 | $ 151,000 | $ 84,000 |
| Pierce County Washington | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Outagamie County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Park County Wyoming | 1 | $ 390,000 | $ 390,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,472 | $1,166,118,000 | $241,310 | $9,072,000 | $137,000 | $2,817,000 |
| Refinancing | 2,703 | $317,175,000 | $150,675 | $2,400,000 | $118,486 | $9,999,000 |
| Home Improvement | 1,863 | $80,021,000 | $303,263 | $9,575,000 | $272,473 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,954 | $1,145,605,000 | $229,487 | $9,575,000 | $158,948 | $9,999,000 |
| Hispanic | 1,683 | $174,237,000 | $101,066 | $457,000 | $47,800 | $2,817,000 |
| Black or African American | 842 | $77,900,000 | $114,500 | $376,000 | $61,550 | $3,050,000 |
| Not Provided | 754 | $76,700,000 | $188,416 | $1,500,000 | $274,333 | $9,999,000 |
| American Indian or Alaskan Native | 478 | $42,495,000 | $214,200 | $1,280,000 | $67,800 | $449,000 |
| Asian | 241 | $25,159,000 | $189,750 | $629,000 | $102,083 | $992,000 |
| Not applicable | 45 | $17,809,000 | $1,994,200 | $9,072,000 | $17,200 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $3,409,000 | $113,000 | $217,000 | $78,500 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,209 | $1,259,678,000 | $232,744 | $9,575,000 | $180,930 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,947 | $194,039,000 | $93,750 | $265,000 | $36,833 | $536,000 |
| VA-guaranteed (Veterans Administration) | 833 | $103,787,000 | $122,933 | $360,000 | $48,600 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,810,000 | $113,750 | $189,000 | $46,500 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,102 | $1,001,827,000 | $261,547 | $9,575,000 | $229,785 | $9,999,000 |
| Preapproval Denied by Financial Institution | 2,781 | $281,842,000 | $101,000 | $1,450,000 | $43,000 | $2,817,000 |
| Application Denied By Financial Institution | 1,687 | $106,279,000 | $188,500 | $2,400,000 | $85,250 | $501,000 |
| Preapproval Approved but not Accepted | 696 | $86,314,000 | $124,000 | $1,000,000 | $51,000 | $600,000 |
| Application Approved But Not Accepted | 286 | $20,642,000 | $111,888 | $1,000,000 | $49,777 | $809,000 |
| Application Withdrawn By Applicant | 286 | $40,655,000 | $151,400 | $1,500,000 | $67,100 | $585,000 |
| File Closed For Incompleteness | 200 | $25,755,000 | $137,333 | $1,920,000 | $44,800 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,337 | $191,963,000 | $143,473 | $1,450,000 | $64,789 | $2,817,000 |
| Debt-To-Income Ratio | 1,332 | $117,655,000 | $196,125 | $925,000 | $63,000 | $1,229,000 |
| Credit Application Incomplete | 245 | $29,493,000 | $124,750 | $960,000 | $68,000 | $477,000 |
| Collateral | 209 | $13,719,000 | $111,272 | $333,000 | $69,636 | $321,000 |
| Other | 147 | $17,550,000 | $382,555 | $2,400,000 | $99,666 | $505,000 |
| Employment History | 96 | $9,562,000 | $128,000 | $457,000 | $46,166 | $255,000 |
| Unverifiable Information | 79 | $6,183,000 | $126,600 | $220,000 | $72,400 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $1,889,000 | $106,800 | $224,000 | $55,200 | $180,000 |
| Mortgage Insurance Denied | 1 | $107,000 | $107,000 | $107,000 | $30,000 | $30,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.