Bank of Oklahoma, NA Mortgage Lending & HMDA Data, 2005
In 2005, Bank of Oklahoma, NA of Tulsa, OK reported 15,038 mortgage applications totaling $1.6 billion, down 1% from 2004. The average application was for $103,957, and applicants reported an average income of $65,534. 61% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Tulsa, OK (4,006), Oklahoma City, OK (3,109) and Fayetteville-Springdale-Rogers, AR-MO (643) (applications in parentheses).
| Mortgage Company & Address | Bank of Oklahoma, NA Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,038 |
| Total Mortgage Loan Application Amount | $1,563,314,000 |
| Average Mortgage Loan Application Amount | $103,957 |
| Highest Mortgage Loan Application Amount | $9,575,000 |
| Average Applicant Income | $65,534 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Oklahoma, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa, Oklahoma | 3,032 | $ 276,981,000 | $ 91,352 | $ 59,000 |
| Oklahoma, Oklahoma | 2,110 | $ 190,542,000 | $ 90,304 | $ 62,000 |
| Comanche, Oklahoma | 620 | $ 68,263,000 | $ 110,101 | $ 64,000 |
| Cleveland, Oklahoma | 574 | $ 55,313,000 | $ 96,364 | $ 63,000 |
| Benton, Arkansas | 398 | $ 47,878,000 | $ 120,296 | $ 54,000 |
| Wagoner, Oklahoma | 331 | $ 30,329,000 | $ 91,628 | $ 60,000 |
| Rogers, Oklahoma | 320 | $ 31,931,000 | $ 99,784 | $ 59,000 |
| Bernalillo, New Mexico | 316 | $ 47,777,000 | $ 151,193 | $ 81,000 |
| Garfield, Oklahoma | 313 | $ 21,055,000 | $ 67,268 | $ 43,000 |
| Muskogee, Oklahoma | 270 | $ 13,400,000 | $ 49,629 | $ 55,000 |
| Canadian, Oklahoma | 268 | $ 24,167,000 | $ 90,175 | $ 74,000 |
| Washington, Arkansas | 240 | $ 27,911,000 | $ 116,295 | $ 52,000 |
| Creek, Oklahoma | 176 | $ 14,523,000 | $ 82,517 | $ 52,000 |
| Jackson, Missouri | 132 | $ 13,625,000 | $ 103,219 | $ 55,000 |
| Dallas, Texas | 126 | $ 24,378,000 | $ 193,476 | $ 108,000 |
| Harris, Texas | 102 | $ 14,619,000 | $ 143,323 | $ 109,000 |
| Cass, Missouri | 94 | $ 12,175,000 | $ 129,521 | $ 53,000 |
| Delaware, Oklahoma | 92 | $ 9,751,000 | $ 105,989 | $ 86,000 |
| Washington, Oklahoma | 92 | $ 5,351,000 | $ 58,163 | $ 53,000 |
| Tarrant, Texas | 90 | $ 14,154,000 | $ 157,266 | $ 107,000 |
| Osage, Oklahoma | 87 | $ 7,178,000 | $ 82,505 | $ 102,000 |
| Pittsburg, Oklahoma | 79 | $ 4,496,000 | $ 56,911 | $ 47,000 |
| Wyandotte, Kansas | 76 | $ 7,579,000 | $ 99,723 | $ 50,000 |
| McIntosh, Oklahoma | 68 | $ 4,432,000 | $ 65,176 | $ 49,000 |
| Sandoval, New Mexico | 63 | $ 7,798,000 | $ 123,777 | $ 69,000 |
| Denver, Colorado | 62 | $ 14,761,000 | $ 238,080 | $ 103,000 |
| Johnson, Kansas | 55 | $ 7,996,000 | $ 145,381 | $ 67,000 |
| Logan, Oklahoma | 53 | $ 4,326,000 | $ 81,622 | $ 49,000 |
| Valencia, New Mexico | 51 | $ 5,586,000 | $ 109,529 | $ 50,000 |
| McClain, Oklahoma | 48 | $ 4,672,000 | $ 97,333 | $ 65,000 |
| Collin, Texas | 48 | $ 6,605,000 | $ 137,604 | $ 111,000 |
| Grady, Oklahoma | 38 | $ 2,728,000 | $ 71,789 | $ 79,000 |
| Adams, Colorado | 37 | $ 6,851,000 | $ 185,162 | $ 48,000 |
| Okmulgee, Oklahoma | 36 | $ 2,546,000 | $ 70,722 | $ 76,000 |
| Pottawatomie, Oklahoma | 35 | $ 2,739,000 | $ 78,257 | $ 47,000 |
| Arapahoe, Colorado | 34 | $ 7,351,000 | $ 216,205 | $ 142,000 |
| Douglas, Colorado | 29 | $ 7,003,000 | $ 241,482 | $ 89,000 |
| Cherokee, Oklahoma | 27 | $ 2,566,000 | $ 95,037 | $ 71,000 |
| Maricopa, Arizona | 26 | $ 9,817,000 | $ 377,576 | $ 170,000 |
| Fort Bend, Texas | 26 | $ 3,921,000 | $ 150,807 | $ 108,000 |
| Shawnee, Kansas | 25 | $ 1,749,000 | $ 69,960 | $ 31,000 |
| Jackson, Oklahoma | 25 | $ 1,710,000 | $ 68,400 | $ 41,000 |
| Mayes, Oklahoma | 24 | $ 2,012,000 | $ 83,833 | $ 84,000 |
| Pawnee, Oklahoma | 24 | $ 1,212,000 | $ 50,500 | $ 71,000 |
| Kay, Oklahoma | 23 | $ 898,000 | $ 39,043 | $ 48,000 |
| Denton, Texas | 22 | $ 3,191,000 | $ 145,045 | $ 141,000 |
| Santa Fe, New Mexico | 21 | $ 5,222,000 | $ 248,666 | $ 138,000 |
| Lincoln, Oklahoma | 18 | $ 1,308,000 | $ 72,666 | $ 68,000 |
| Stephens, Oklahoma | 17 | $ 1,267,000 | $ 74,529 | $ 75,000 |
| Clay, Missouri | 15 | $ 2,062,000 | $ 137,466 | $ 45,000 |
| Payne, Oklahoma | 14 | $ 1,102,000 | $ 78,714 | $ 97,000 |
| Jefferson, Colorado | 13 | $ 2,680,000 | $ 206,153 | $ 85,000 |
| Craig, Oklahoma | 11 | $ 1,639,000 | $ 149,000 | $ 151,000 |
| Parker, Texas | 11 | $ 1,333,000 | $ 121,181 | $ 104,000 |
| Cotton, Oklahoma | 10 | $ 1,036,000 | $ 103,600 | $ 57,000 |
| Kingfisher, Oklahoma | 10 | $ 1,049,000 | $ 104,900 | $ 58,000 |
| Sequoyah, Oklahoma | 10 | $ 602,000 | $ 60,200 | $ 51,000 |
| Leavenworth, Kansas | 9 | $ 1,270,000 | $ 141,111 | $ 73,000 |
| Torrance, New Mexico | 9 | $ 847,000 | $ 94,111 | $ 61,000 |
| Caddo, Oklahoma | 9 | $ 493,000 | $ 54,777 | $ 50,000 |
| Haskell, Oklahoma | 8 | $ 635,000 | $ 79,375 | $ 463,000 |
| Galveston, Texas | 8 | $ 1,219,000 | $ 152,375 | $ 173,000 |
| Travis, Texas | 8 | $ 1,555,000 | $ 194,375 | $ 130,000 |
| Sedgwick, Kansas | 7 | $ 514,000 | $ 73,428 | $ 49,000 |
| Prince George's, Maryland | 7 | $ 1,037,000 | $ 148,142 | $ 79,000 |
| Grant, Oklahoma | 7 | $ 340,000 | $ 48,571 | $ 36,000 |
| Latimer, Oklahoma | 7 | $ 455,000 | $ 65,000 | $ 61,000 |
| Ottawa, Oklahoma | 7 | $ 282,000 | $ 40,285 | $ 35,000 |
| Grayson, Texas | 7 | $ 1,640,000 | $ 234,285 | $ 210,000 |
| El Paso, Colorado | 6 | $ 9,888,000 | $ 1,648,000 | $ 91,000 |
| St. Louis, Missouri | 6 | $ 634,000 | $ 105,666 | $ 66,000 |
| Le Flore, Oklahoma | 6 | $ 237,000 | $ 39,500 | $ 42,000 |
| Shelby, Tennessee | 6 | $ 686,000 | $ 114,333 | $ 63,000 |
| Brazos, Texas | 6 | $ 827,000 | $ 137,833 | $ 99,000 |
| Lubbock, Texas | 6 | $ 363,000 | $ 60,500 | $ 141,000 |
| Madison, Arkansas | 5 | $ 404,000 | $ 80,800 | $ 23,000 |
| St. Charles, Missouri | 5 | $ 510,000 | $ 102,000 | $ 87,000 |
| Custer, Oklahoma | 5 | $ 513,000 | $ 102,600 | $ 80,000 |
| Seminole, Oklahoma | 5 | $ 275,000 | $ 55,000 | $ 41,000 |
| Tillman, Oklahoma | 5 | $ 266,000 | $ 53,200 | $ 39,000 |
| Bexar, Texas | 5 | $ 304,000 | $ 60,800 | $ 46,000 |
| Callahan, Texas | 5 | $ 508,000 | $ 101,600 | $ 114,000 |
| Kaufman, Texas | 5 | $ 333,000 | $ 66,600 | $ 93,000 |
| Montgomery, Texas | 5 | $ 1,505,000 | $ 301,000 | $ 440,000 |
| Pulaski, Arkansas | 4 | $ 417,000 | $ 104,250 | $ 52,000 |
| Boulder, Colorado | 4 | $ 718,000 | $ 179,500 | $ 84,000 |
| Eagle, Colorado | 4 | $ 3,419,000 | $ 854,750 | $ 2,749,000 |
| DeKalb, Georgia | 4 | $ 394,000 | $ 98,500 | $ 25,000 |
| Cook, Illinois | 4 | $ 596,000 | $ 149,000 | $ 81,000 |
| Jefferson, Kansas | 4 | $ 241,000 | $ 60,250 | $ 25,000 |
| Montgomery, Maryland | 4 | $ 1,494,000 | $ 373,500 | $ 684,000 |
| Barry, Missouri | 4 | $ 328,000 | $ 82,000 | $ 195,000 |
| Henry, Missouri | 4 | $ 215,000 | $ 53,750 | $ 43,000 |
| St. Louis City, Missouri | 4 | $ 482,000 | $ 120,500 | $ 74,000 |
| Cibola, New Mexico | 4 | $ 292,000 | $ 73,000 | $ 41,000 |
| Hamilton, Ohio | 4 | $ 402,000 | $ 100,500 | $ 40,000 |
| Atoka, Oklahoma | 4 | $ 240,000 | $ 60,000 | $ 55,000 |
| Garvin, Oklahoma | 4 | $ 179,000 | $ 44,750 | $ 40,000 |
| Major, Oklahoma | 4 | $ 72,000 | $ 18,000 | $ 46,000 |
| Nueces, Texas | 4 | $ 287,000 | $ 71,750 | $ 166,000 |
| Randall, Texas | 4 | $ 255,000 | $ 63,750 | $ 86,000 |
| Wichita, Texas | 4 | $ 372,000 | $ 93,000 | $ 40,000 |
| Fairfax, Virginia | 4 | $ 743,000 | $ 185,750 | $ 105,000 |
| Jefferson, Alabama | 3 | $ 462,000 | $ 154,000 | $ 70,000 |
| Madison, Alabama | 3 | $ 372,000 | $ 124,000 | $ 114,000 |
| Talladega, Alabama | 3 | $ 565,000 | $ 188,333 | $ 90,000 |
| Carroll, Arkansas | 3 | $ 254,000 | $ 84,666 | $ 69,000 |
| Santa Barbara, California | 3 | $ 3,110,000 | $ 1,036,666 | $ 51,000 |
| Summit, Colorado | 3 | $ 1,900,000 | $ 633,333 | $ 732,000 |
| Weld, Colorado | 3 | $ 937,000 | $ 312,333 | $ 93,000 |
| Miami, Kansas | 3 | $ 439,000 | $ 146,333 | $ 52,000 |
| Osage, Kansas | 3 | $ 215,000 | $ 71,666 | $ 37,000 |
| Middlesex, Massachusetts | 3 | $ 415,000 | $ 138,333 | $ 149,000 |
| Bates, Missouri | 3 | $ 354,000 | $ 118,000 | $ 90,000 |
| Platte, Missouri | 3 | $ 419,000 | $ 139,666 | $ 74,000 |
| Douglas, Nebraska | 3 | $ 384,000 | $ 128,000 | $ 124,000 |
| Camden, New Jersey | 3 | $ 329,000 | $ 109,666 | $ 103,000 |
| Franklin, Ohio | 3 | $ 178,000 | $ 59,333 | $ 50,000 |
| Blaine, Oklahoma | 3 | $ 133,000 | $ 44,333 | $ 44,000 |
| Choctaw, Oklahoma | 3 | $ 422,000 | $ 140,666 | $ 85,000 |
| Greer, Oklahoma | 3 | $ 165,000 | $ 55,000 | $ 76,000 |
| Jefferson, Oklahoma | 3 | $ 242,000 | $ 80,666 | $ 67,000 |
| Kiowa, Oklahoma | 3 | $ 183,000 | $ 61,000 | $ 58,000 |
| Marshall, Oklahoma | 3 | $ 245,000 | $ 81,666 | $ 23,000 |
| Nowata, Oklahoma | 3 | $ 173,000 | $ 57,666 | $ 41,000 |
| Okfuskee, Oklahoma | 3 | $ 366,000 | $ 122,000 | $ 64,000 |
| Bucks, Pennsylvania | 3 | $ 537,000 | $ 179,000 | $ 58,000 |
| Montgomery, Tennessee | 3 | $ 181,000 | $ 60,333 | $ 53,000 |
| Colorado, Texas | 3 | $ 268,000 | $ 89,333 | $ 144,000 |
| Midland, Texas | 3 | $ 275,000 | $ 91,666 | $ 69,000 |
| Williamson, Texas | 3 | $ 435,000 | $ 145,000 | $ 272,000 |
| Prince William, Virginia | 3 | $ 436,000 | $ 145,333 | $ 38,000 |
| King, Washington | 3 | $ 453,000 | $ 151,000 | $ 80,000 |
| Shelby, Alabama | 2 | $ 250,000 | $ 125,000 | $ 100,000 |
| San Bernardino, California | 2 | $ 478,000 | $ 239,000 | $ 66,000 |
| San Diego, California | 2 | $ 1,230,000 | $ 615,000 | $ 262,000 |
| Pueblo, Colorado | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| District of Columbia, District Of Columbia | 2 | $ 334,000 | $ 167,000 | $ 92,000 |
| Duval, Florida | 2 | $ 166,000 | $ 83,000 | $ 52,000 |
| Osceola, Florida | 2 | $ 188,000 | $ 94,000 | $ 31,000 |
| Pinellas, Florida | 2 | $ 281,000 | $ 140,500 | $ 217,000 |
| Cobb, Georgia | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Walton, Georgia | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Will, Illinois | 2 | $ 119,000 | $ 59,500 | $ 23,000 |
| Douglas, Kansas | 2 | $ 276,000 | $ 138,000 | $ 28,000 |
| Allegany, Maryland | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Baltimore, Maryland | 2 | $ 309,000 | $ 154,500 | $ 79,000 |
| Harford, Maryland | 2 | $ 352,000 | $ 176,000 | $ 56,000 |
| Buchanan, Missouri | 2 | $ 176,000 | $ 88,000 | $ 52,000 |
| Jasper, Missouri | 2 | $ 409,000 | $ 204,500 | $ 187,000 |
| Jefferson, Missouri | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Johnson, Missouri | 2 | $ 142,000 | $ 71,000 | $ 36,000 |
| Lafayette, Missouri | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| McDonald, Missouri | 2 | $ 33,000 | $ 16,500 | $ 52,000 |
| Stone, Missouri | 2 | $ 276,000 | $ 138,000 | $ 283,000 |
| Ocean, New Jersey | 2 | $ 532,000 | $ 266,000 | $ 118,000 |
| Colfax, New Mexico | 2 | $ 493,000 | $ 246,500 | $ 156,000 |
| Rio Arriba, New Mexico | 2 | $ 306,000 | $ 153,000 | $ 56,000 |
| San Juan, New Mexico | 2 | $ 270,000 | $ 135,000 | $ 79,000 |
| Moore, North Carolina | 2 | $ 167,000 | $ 83,500 | $ 21,000 |
| Wake, North Carolina | 2 | $ 174,000 | $ 87,000 | $ 32,000 |
| Beckham, Oklahoma | 2 | $ 315,000 | $ 157,500 | $ 62,000 |
| Murray, Oklahoma | 2 | $ 163,000 | $ 81,500 | $ 77,000 |
| Pontotoc, Oklahoma | 2 | $ 229,000 | $ 114,500 | $ 41,000 |
| Pushmataha, Oklahoma | 2 | $ 36,000 | $ 18,000 | $ 23,000 |
| Philadelphia, Pennsylvania | 2 | $ 421,000 | $ 210,500 | $ 334,000 |
| Brazoria, Texas | 2 | $ 351,000 | $ 175,500 | $ 65,000 |
| Henderson, Texas | 2 | $ 371,000 | $ 185,500 | $ 68,000 |
| Hunt, Texas | 2 | $ 125,000 | $ 62,500 | $ 772,000 |
| Johnson, Texas | 2 | $ 214,000 | $ 107,000 | $ 141,000 |
| Leon, Texas | 2 | $ 103,000 | $ 51,500 | $ 141,000 |
| Rockwall, Texas | 2 | $ 409,000 | $ 204,500 | $ 368,000 |
| Wise, Texas | 2 | $ 373,000 | $ 186,500 | $ 84,000 |
| Arlington, Virginia | 2 | $ 169,000 | $ 84,500 | $ 25,000 |
| Loudoun, Virginia | 2 | $ 369,000 | $ 184,500 | $ 87,000 |
| Waukesha, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Baldwin, Alabama | 1 | $ 239,000 | $ 239,000 | $ 210,000 |
| Anchorage, Alaska | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Baxter, Arkansas | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Craighead, Arkansas | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Crawford, Arkansas | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Faulkner, Arkansas | 1 | $ 113,000 | $ 113,000 | $ 81,000 |
| Lonoke, Arkansas | 1 | $ 147,000 | $ 147,000 | $ 69,000 |
| Saline, Arkansas | 1 | $ 23,000 | $ 23,000 | $ 60,000 |
| Los Angeles, California | 1 | $ 260,000 | $ 260,000 | $ 109,000 |
| Placer, California | 1 | $ 925,000 | $ 925,000 | $ 70,000 |
| Riverside, California | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| San Joaquin, California | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Ventura, California | 1 | $ 410,000 | $ 410,000 | $ 132,000 |
| Broomfield, Colorado | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Garfield, Colorado | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Grand, Colorado | 1 | $ 117,000 | $ 117,000 | $ 215,000 |
| La Plata, Colorado | 1 | $ 100,000 | $ 100,000 | $ 245,000 |
| Ouray, Colorado | 1 | $ 191,000 | $ 191,000 | $ 969,000 |
| Teller, Colorado | 1 | $ 126,000 | $ 126,000 | $ 150,000 |
| Hartford, Connecticut | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Tolland, Connecticut | 1 | $ 153,000 | $ 153,000 | $ 79,000 |
| Kent, Delaware | 1 | $ 114,000 | $ 114,000 | $ 0 |
| New Castle, Delaware | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Collier, Florida | 1 | $ 268,000 | $ 268,000 | $ 198,000 |
| Lee, Florida | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
| Miami-Dade, Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Palm Beach, Florida | 1 | $ 78,000 | $ 78,000 | $ 185,000 |
| Seminole, Florida | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| St. Johns, Florida | 1 | $ 189,000 | $ 189,000 | $ 80,000 |
| Catoosa, Georgia | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Columbia, Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Douglas, Georgia | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Gwinnett, Georgia | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Hall, Georgia | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
| Muscogee, Georgia | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Sumter, Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Honolulu, Hawaii | 1 | $ 514,000 | $ 514,000 | $ 222,000 |
| Kane, Illinois | 1 | $ 333,000 | $ 333,000 | $ 121,000 |
| McHenry, Illinois | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Elkhart, Indiana | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Hamilton, Indiana | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Marion, Indiana | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Butler, Kansas | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Cowley, Kansas | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Crawford, Kansas | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Finney, Kansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Franklin, Kansas | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Geary, Kansas | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Harvey, Kansas | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Jackson, Kansas | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| McPherson, Kansas | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Montgomery, Kansas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Neosho, Kansas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Reno, Kansas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Saline, Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Scott, Kansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Christian, Kentucky | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Fayette, Kentucky | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Kenton, Kentucky | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Lyon, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Orleans, Louisiana | 1 | $ 151,000 | $ 151,000 | $ 93,000 |
| St. Tammany, Louisiana | 1 | $ 102,000 | $ 102,000 | $ 99,000 |
| Anne Arundel, Maryland | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Charles, Maryland | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Frederick, Maryland | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Howard, Maryland | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Talbot, Maryland | 1 | $ 137,000 | $ 137,000 | $ 137,000 |
| Wicomico, Maryland | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
| Norfolk, Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 165,000 |
| Worcester, Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| St. Joseph, Michigan | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Wayne, Michigan | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Anoka, Minnesota | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
| Crow Wing, Minnesota | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Hennepin, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Copiah, Mississippi | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Lee, Mississippi | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Madison, Mississippi | 1 | $ 102,000 | $ 102,000 | $ 113,000 |
| Marshall, Mississippi | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Warren, Mississippi | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Yazoo, Mississippi | 1 | $ 199,000 | $ 199,000 | $ 50,000 |
| Adair, Missouri | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Audrain, Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Camden, Missouri | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
| Cole, Missouri | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Crawford, Missouri | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Franklin, Missouri | 1 | $ 224,000 | $ 224,000 | $ 89,000 |
| Newton, Missouri | 1 | $ 410,000 | $ 410,000 | $ 372,000 |
| Nodaway, Missouri | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Pettis, Missouri | 1 | $ 136,000 | $ 136,000 | $ 263,000 |
| Polk, Missouri | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Stoddard, Missouri | 1 | $ 78,000 | $ 78,000 | $ 19,000 |
| Taney, Missouri | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Sarpy, Nebraska | 1 | $ 38,000 | $ 38,000 | $ 18,000 |
| Douglas, Nevada | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Bergen, New Jersey | 1 | $ 949,000 | $ 949,000 | $ 9,999,000 |
| Essex, New Jersey | 1 | $ 585,000 | $ 585,000 | $ 272,000 |
| Monmouth, New Jersey | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Chaves, New Mexico | 1 | $ 250,000 | $ 250,000 | $ 260,000 |
| Dona Ana, New Mexico | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Lincoln, New Mexico | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Luna, New Mexico | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| McKinley, New Mexico | 1 | $ 140,000 | $ 140,000 | $ 216,000 |
| Quay, New Mexico | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| San Miguel, New Mexico | 1 | $ 47,000 | $ 47,000 | $ 91,000 |
| Sierra, New Mexico | 1 | $ 264,000 | $ 264,000 | $ 127,000 |
| Socorro, New Mexico | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| New York, New York | 1 | $ 300,000 | $ 300,000 | $ 527,000 |
| Queens, New York | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Sullivan, New York | 1 | $ 385,000 | $ 385,000 | $ 296,000 |
| Westchester, New York | 1 | $ 9,575,000 | $ 9,575,000 | $ 9,999,000 |
| Butler, Ohio | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Cuyahoga, Ohio | 1 | $ 113,000 | $ 113,000 | $ 74,000 |
| Darke, Ohio | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Lake, Ohio | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Miami, Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Ross, Ohio | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Adair, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Alfalfa, Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Carter, Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 83,000 |
| Hughes, Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| McCurtain, Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Noble, Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Texas, Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 77,000 |
| Woodward, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| Deschutes, Oregon | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Multnomah, Oregon | 1 | $ 699,000 | $ 699,000 | $ 223,000 |
| Chester, Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 75,000 |
| Dauphin, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 39,000 |
| Luzerne, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Montgomery, Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| Northampton, Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Newport, Rhode Island | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Berkeley, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Sumter, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Cheatham, Tennessee | 1 | $ 96,000 | $ 96,000 | $ 93,000 |
| Davidson, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Robertson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Sumner, Tennessee | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Burnet, Texas | 1 | $ 352,000 | $ 352,000 | $ 492,000 |
| Cameron, Texas | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Ellis, Texas | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Hill, Texas | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Hood, Texas | 1 | $ 42,000 | $ 42,000 | $ 321,000 |
| Hopkins, Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Jefferson, Texas | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Lipscomb, Texas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Palo Pinto, Texas | 1 | $ 680,000 | $ 680,000 | $ 676,000 |
| San Augustine, Texas | 1 | $ 26,000 | $ 26,000 | $ 90,000 |
| Van Zandt, Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Wharton, Texas | 1 | $ 223,000 | $ 223,000 | $ 76,000 |
| Salt Lake, Utah | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| Chesapeake, Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Colonial Heights, Virginia | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| Fairfax City, Virginia | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Frederick, Virginia | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Hampton, Virginia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Harrisonburg, Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Stafford, Virginia | 1 | $ 140,000 | $ 140,000 | $ 118,000 |
| York, Virginia | 1 | $ 151,000 | $ 151,000 | $ 84,000 |
| Pierce, Washington | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Outagamie, Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Park, Wyoming | 1 | $ 390,000 | $ 390,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank of Oklahoma, NA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,472 | $1,166,118,000 | $241,310 | $9,072,000 | $137,000 | $2,817,000 |
| Refinancing | 2,703 | $317,175,000 | $150,675 | $2,400,000 | $118,486 | $9,999,000 |
| Home Improvement | 1,863 | $80,021,000 | $303,263 | $9,575,000 | $272,473 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,954 | $1,145,605,000 | $229,487 | $9,575,000 | $158,948 | $9,999,000 |
| Hispanic | 1,683 | $174,237,000 | $101,066 | $457,000 | $47,800 | $2,817,000 |
| Black or African American | 842 | $77,900,000 | $114,500 | $376,000 | $61,550 | $3,050,000 |
| Not Provided | 754 | $76,700,000 | $188,416 | $1,500,000 | $274,333 | $9,999,000 |
| American Indian or Alaskan Native | 478 | $42,495,000 | $214,200 | $1,280,000 | $67,800 | $449,000 |
| Asian | 241 | $25,159,000 | $189,750 | $629,000 | $102,083 | $992,000 |
| Not applicable | 45 | $17,809,000 | $1,994,200 | $9,072,000 | $17,200 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $3,409,000 | $113,000 | $217,000 | $78,500 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,209 | $1,259,678,000 | $232,744 | $9,575,000 | $180,930 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,947 | $194,039,000 | $93,750 | $265,000 | $36,833 | $536,000 |
| VA-guaranteed (Veterans Administration) | 833 | $103,787,000 | $122,933 | $360,000 | $48,600 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,810,000 | $113,750 | $189,000 | $46,500 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,102 | $1,001,827,000 | $261,547 | $9,575,000 | $229,785 | $9,999,000 |
| Preapproval Denied by Financial Institution | 2,781 | $281,842,000 | $101,000 | $1,450,000 | $43,000 | $2,817,000 |
| Application Denied By Financial Institution | 1,687 | $106,279,000 | $188,500 | $2,400,000 | $85,250 | $501,000 |
| Preapproval Approved but not Accepted | 696 | $86,314,000 | $124,000 | $1,000,000 | $51,000 | $600,000 |
| Application Approved But Not Accepted | 286 | $20,642,000 | $111,888 | $1,000,000 | $49,777 | $809,000 |
| Application Withdrawn By Applicant | 286 | $40,655,000 | $151,400 | $1,500,000 | $67,100 | $585,000 |
| File Closed For Incompleteness | 200 | $25,755,000 | $137,333 | $1,920,000 | $44,800 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,337 | $191,963,000 | $143,473 | $1,450,000 | $64,789 | $2,817,000 |
| Debt-To-Income Ratio | 1,332 | $117,655,000 | $196,125 | $925,000 | $63,000 | $1,229,000 |
| Credit Application Incomplete | 245 | $29,493,000 | $124,750 | $960,000 | $68,000 | $477,000 |
| Collateral | 209 | $13,719,000 | $111,272 | $333,000 | $69,636 | $321,000 |
| Other | 147 | $17,550,000 | $382,555 | $2,400,000 | $99,666 | $505,000 |
| Employment History | 96 | $9,562,000 | $128,000 | $457,000 | $46,166 | $255,000 |
| Unverifiable Information | 79 | $6,183,000 | $126,600 | $220,000 | $72,400 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $1,889,000 | $106,800 | $224,000 | $55,200 | $180,000 |
| Mortgage Insurance Denied | 1 | $107,000 | $107,000 | $107,000 | $30,000 | $30,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Oklahoma, NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of Oklahoma, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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