Bank Of Oklahoma, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bank Of Oklahoma, Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Oklahoma, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,301 |
| Total Mortgage Loan Application Amount | $1,890,690,000 |
| Average Mortgage Loan Application Amount | $98,666 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bank Of Oklahoma, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Oklahoma, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bank Of Oklahoma, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Oklahoma, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Oklahoma, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Oklahoma, Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 3,276 | $ 329,183,000 | $ 100,000 | $ 80,000 |
| Oklahoma County Oklahoma | 2,027 | $ 190,101,000 | $ 93,000 | $ 84,000 |
| Cleveland County Oklahoma | 585 | $ 57,067,000 | $ 97,000 | $ 73,000 |
| Comanche County Oklahoma | 551 | $ 62,471,000 | $ 113,000 | $ 67,000 |
| Wagoner County Oklahoma | 377 | $ 38,527,000 | $ 102,000 | $ 69,000 |
| Garfield County Oklahoma | 335 | $ 24,697,000 | $ 73,000 | $ 63,000 |
| Rogers County Oklahoma | 318 | $ 30,374,000 | $ 95,000 | $ 70,000 |
| Bernalillo County New Mexico | 261 | $ 46,813,000 | $ 179,000 | $ 94,000 |
| Muskogee County Oklahoma | 256 | $ 14,695,000 | $ 57,000 | $ 55,000 |
| Creek County Oklahoma | 232 | $ 20,318,000 | $ 87,000 | $ 66,000 |
| Benton County Arkansas | 228 | $ 31,317,000 | $ 137,000 | $ 85,000 |
| Harris County Texas | 225 | $ 29,398,000 | $ 130,000 | $ 102,000 |
| Canadian County Oklahoma | 215 | $ 19,155,000 | $ 89,000 | $ 72,000 |
| Dallas County Texas | 157 | $ 38,967,000 | $ 248,000 | $ 172,000 |
| Delaware County Oklahoma | 126 | $ 13,344,000 | $ 105,000 | $ 98,000 |
| Clay County Missouri | 112 | $ 16,086,000 | $ 143,000 | $ 66,000 |
| Johnson County Kansas | 109 | $ 17,913,000 | $ 164,000 | $ 86,000 |
| Jackson County Missouri | 103 | $ 11,663,000 | $ 113,000 | $ 74,000 |
| Washington County Oklahoma | 98 | $ 6,627,000 | $ 67,000 | $ 54,000 |
| Washington County Arkansas | 97 | $ 12,559,000 | $ 129,000 | $ 71,000 |
| Osage County Oklahoma | 97 | $ 7,932,000 | $ 81,000 | $ 64,000 |
| Tarrant County Texas | 95 | $ 18,435,000 | $ 194,000 | $ 125,000 |
| Wyandotte County Kansas | 91 | $ 9,593,000 | $ 105,000 | $ 82,000 |
| McIntosh County Oklahoma | 87 | $ 6,528,000 | $ 75,000 | $ 51,000 |
| Sandoval County New Mexico | 74 | $ 12,536,000 | $ 169,000 | $ 71,000 |
| Pittsburg County Oklahoma | 66 | $ 3,863,000 | $ 58,000 | $ 60,000 |
| Maricopa County Arizona | 65 | $ 38,639,000 | $ 594,000 | $ 311,000 |
| Denver County Colorado | 61 | $ 11,254,000 | $ 184,000 | $ 127,000 |
| McClain County Oklahoma | 57 | $ 5,607,000 | $ 98,000 | $ 55,000 |
| Platte County Missouri | 54 | $ 10,756,000 | $ 199,000 | $ 97,000 |
| Pima County Arizona | 51 | $ 10,162,000 | $ 199,000 | $ 43,000 |
| Valencia County New Mexico | 48 | $ 5,417,000 | $ 112,000 | $ 78,000 |
| Jefferson County Colorado | 46 | $ 8,258,000 | $ 179,000 | $ 86,000 |
| Collin County Texas | 42 | $ 7,648,000 | $ 182,000 | $ 155,000 |
| Logan County Oklahoma | 41 | $ 3,005,000 | $ 73,000 | $ 77,000 |
| Pawnee County Oklahoma | 40 | $ 3,141,000 | $ 78,000 | $ 69,000 |
| Grady County Oklahoma | 39 | $ 3,913,000 | $ 100,000 | $ 76,000 |
| Adams County Colorado | 38 | $ 5,868,000 | $ 154,000 | $ 48,000 |
| Fort Bend County Texas | 38 | $ 7,407,000 | $ 194,000 | $ 148,000 |
| Arapahoe County Colorado | 35 | $ 6,889,000 | $ 196,000 | $ 70,000 |
| Douglas County Colorado | 35 | $ 8,933,000 | $ 255,000 | $ 114,000 |
| Cass County Missouri | 29 | $ 3,833,000 | $ 132,000 | $ 74,000 |
| Mayes County Oklahoma | 28 | $ 2,245,000 | $ 80,000 | $ 64,000 |
| Payne County Oklahoma | 28 | $ 2,443,000 | $ 87,000 | $ 87,000 |
| Lincoln County Oklahoma | 27 | $ 1,765,000 | $ 65,000 | $ 53,000 |
| Okmulgee County Oklahoma | 26 | $ 1,748,000 | $ 67,000 | $ 51,000 |
| Montgomery County Texas | 23 | $ 3,681,000 | $ 160,000 | $ 128,000 |
| Pottawatomie County Oklahoma | 22 | $ 1,537,000 | $ 69,000 | $ 74,000 |
| Cherokee County Oklahoma | 21 | $ 2,776,000 | $ 132,000 | $ 202,000 |
| Denton County Texas | 21 | $ 3,626,000 | $ 172,000 | $ 172,000 |
| Craig County Oklahoma | 19 | $ 2,124,000 | $ 111,000 | $ 110,000 |
| Kay County Oklahoma | 18 | $ 1,172,000 | $ 65,000 | $ 59,000 |
| Stephens County Oklahoma | 18 | $ 1,846,000 | $ 102,000 | $ 62,000 |
| Ottawa County Oklahoma | 14 | $ 1,353,000 | $ 96,000 | $ 95,000 |
| Boulder County Colorado | 13 | $ 3,419,000 | $ 263,000 | $ 109,000 |
| Pulaski County Arkansas | 11 | $ 1,229,000 | $ 111,000 | $ 66,000 |
| El Paso County Colorado | 11 | $ 5,658,000 | $ 514,000 | $ 203,000 |
| Santa Fe County New Mexico | 11 | $ 2,248,000 | $ 204,000 | $ 54,000 |
| Nowata County Oklahoma | 10 | $ 494,000 | $ 49,000 | $ 37,000 |
| Ellis County Texas | 10 | $ 1,257,000 | $ 125,000 | $ 88,000 |
| Cibola County New Mexico | 9 | $ 767,000 | $ 85,000 | $ 52,000 |
| Cotton County Oklahoma | 9 | $ 808,000 | $ 89,000 | $ 69,000 |
| Haskell County Oklahoma | 9 | $ 829,000 | $ 92,000 | $ 50,000 |
| Sequoyah County Oklahoma | 8 | $ 466,000 | $ 58,000 | $ 65,000 |
| Woodward County Oklahoma | 8 | $ 761,000 | $ 95,000 | $ 115,000 |
| Bexar County Texas | 8 | $ 828,000 | $ 103,000 | $ 77,000 |
| Brazoria County Texas | 8 | $ 1,964,000 | $ 245,000 | $ 217,000 |
| Brazos County Texas | 8 | $ 1,020,000 | $ 127,000 | $ 85,000 |
| Parker County Texas | 8 | $ 1,251,000 | $ 156,000 | $ 68,000 |
| Los Angeles County California | 7 | $ 9,384,000 | $ 1,340,000 | $ 1,697,000 |
| Shawnee County Kansas | 7 | $ 681,000 | $ 97,000 | $ 54,000 |
| Caddo County Oklahoma | 7 | $ 659,000 | $ 94,000 | $ 58,000 |
| Jackson County Oklahoma | 7 | $ 634,000 | $ 90,000 | $ 55,000 |
| Kingfisher County Oklahoma | 7 | $ 686,000 | $ 98,000 | $ 63,000 |
| Le Flore County Oklahoma | 7 | $ 492,000 | $ 70,000 | $ 54,000 |
| Galveston County Texas | 7 | $ 596,000 | $ 85,000 | $ 163,000 |
| Grayson County Texas | 7 | $ 1,256,000 | $ 179,000 | $ 277,000 |
| Travis County Texas | 7 | $ 2,297,000 | $ 328,000 | $ 225,000 |
| Weld County Colorado | 6 | $ 969,000 | $ 161,000 | $ 74,000 |
| Leavenworth County Kansas | 6 | $ 1,082,000 | $ 180,000 | $ 102,000 |
| Garvin County Oklahoma | 6 | $ 415,000 | $ 69,000 | $ 56,000 |
| Grant County Oklahoma | 6 | $ 304,000 | $ 50,000 | $ 60,000 |
| Kiowa County Oklahoma | 6 | $ 511,000 | $ 85,000 | $ 63,000 |
| Marshall County Oklahoma | 6 | $ 272,000 | $ 45,000 | $ 118,000 |
| Seminole County Oklahoma | 6 | $ 313,000 | $ 52,000 | $ 48,000 |
| Kaufman County Texas | 6 | $ 541,000 | $ 90,000 | $ 91,000 |
| Pinal County Arizona | 5 | $ 889,000 | $ 177,000 | $ 104,000 |
| Larimer County Colorado | 5 | $ 692,000 | $ 138,000 | $ 113,000 |
| Sedgwick County Kansas | 5 | $ 671,000 | $ 134,000 | $ 75,000 |
| Torrance County New Mexico | 5 | $ 444,000 | $ 88,000 | $ 49,000 |
| McCurtain County Oklahoma | 5 | $ 761,000 | $ 152,000 | $ 272,000 |
| Madison County Arkansas | 4 | $ 370,000 | $ 92,000 | $ 44,000 |
| San Bernardino County California | 4 | $ 1,835,000 | $ 458,000 | $ 193,000 |
| San Diego County California | 4 | $ 2,102,000 | $ 525,000 | $ 280,000 |
| Prowers County Colorado | 4 | $ 210,000 | $ 52,000 | $ 35,000 |
| Summit County Colorado | 4 | $ 644,000 | $ 161,000 | $ 48,000 |
| Douglas County Kansas | 4 | $ 755,000 | $ 188,000 | $ 121,000 |
| DeSoto County Mississippi | 4 | $ 442,000 | $ 110,000 | $ 126,000 |
| Clinton County Missouri | 4 | $ 459,000 | $ 114,000 | $ 82,000 |
| Morgan County Missouri | 4 | $ 606,000 | $ 151,000 | $ 189,000 |
| Clark County Nevada | 4 | $ 1,823,000 | $ 455,000 | $ 297,000 |
| Hughes County Oklahoma | 4 | $ 201,000 | $ 50,000 | $ 45,000 |
| Major County Oklahoma | 4 | $ 254,000 | $ 63,000 | $ 57,000 |
| Okfuskee County Oklahoma | 4 | $ 139,000 | $ 34,000 | $ 38,000 |
| Tillman County Oklahoma | 4 | $ 232,000 | $ 58,000 | $ 47,000 |
| Hays County Texas | 4 | $ 1,017,000 | $ 254,000 | $ 146,000 |
| Rockwall County Texas | 4 | $ 890,000 | $ 222,000 | $ 192,000 |
| Madison County Alabama | 3 | $ 371,000 | $ 123,000 | $ 92,000 |
| Crawford County Arkansas | 3 | $ 357,000 | $ 119,000 | $ 86,000 |
| White County Arkansas | 3 | $ 525,000 | $ 175,000 | $ 876,000 |
| Broomfield County Colorado | 3 | $ 793,000 | $ 264,000 | $ 237,000 |
| Park County Colorado | 3 | $ 415,000 | $ 138,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,564,000 | $ 521,000 | $ 78,000 |
| Cobb County Georgia | 3 | $ 495,000 | $ 165,000 | $ 50,000 |
| DeKalb County Georgia | 3 | $ 358,000 | $ 119,000 | $ 73,000 |
| Miami County Kansas | 3 | $ 489,000 | $ 163,000 | $ 81,000 |
| Montgomery County Maryland | 3 | $ 727,000 | $ 242,000 | $ 119,000 |
| St. Louis County Missouri | 3 | $ 1,142,000 | $ 380,000 | $ 250,000 |
| Gallatin County Montana | 3 | $ 895,000 | $ 298,000 | $ 345,000 |
| Camden County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 108,000 |
| Mecklenburg County North Carolina | 3 | $ 998,000 | $ 332,000 | $ 365,000 |
| Alfalfa County Oklahoma | 3 | $ 120,000 | $ 40,000 | $ 50,000 |
| Latimer County Oklahoma | 3 | $ 118,000 | $ 39,000 | $ 44,000 |
| Murray County Oklahoma | 3 | $ 324,000 | $ 108,000 | $ 84,000 |
| Shelby County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 78,000 |
| Hood County Texas | 3 | $ 1,157,000 | $ 385,000 | $ 293,000 |
| Jefferson County Texas | 3 | $ 246,000 | $ 82,000 | $ 58,000 |
| Carroll County Arkansas | 2 | $ 950,000 | $ 475,000 | $ 290,000 |
| Cleveland County Arkansas | 2 | $ 305,000 | $ 152,000 | $ 63,000 |
| Faulkner County Arkansas | 2 | $ 293,000 | $ 146,000 | $ 67,000 |
| Kern County California | 2 | $ 305,000 | $ 152,000 | $ 98,000 |
| San Francisco County California | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Grand County Colorado | 2 | $ 667,000 | $ 333,000 | $ 201,000 |
| Gunnison County Colorado | 2 | $ 1,155,000 | $ 577,000 | $ 952,000 |
| Kit Carson County Colorado | 2 | $ 103,000 | $ 51,000 | $ 59,000 |
| La Plata County Colorado | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| Broward County Florida | 2 | $ 217,000 | $ 108,000 | $ 57,000 |
| Hillsborough County Florida | 2 | $ 218,000 | $ 109,000 | $ 37,000 |
| Walton County Florida | 2 | $ 1,268,000 | $ 634,000 | $ 435,000 |
| Gwinnett County Georgia | 2 | $ 222,000 | $ 111,000 | $ 60,000 |
| Cook County Illinois | 2 | $ 695,000 | $ 347,000 | $ 109,000 |
| Cowley County Kansas | 2 | $ 127,000 | $ 63,000 | $ 84,000 |
| Jefferson County Kansas | 2 | $ 281,000 | $ 140,000 | $ 62,000 |
| Riley County Kansas | 2 | $ 446,000 | $ 223,000 | $ 79,000 |
| Dakota County Minnesota | 2 | $ 211,000 | $ 105,000 | $ 39,000 |
| Barry County Missouri | 2 | $ 105,000 | $ 52,000 | $ 65,000 |
| Nodaway County Missouri | 2 | $ 391,000 | $ 195,000 | $ 190,000 |
| Polk County Missouri | 2 | $ 440,000 | $ 220,000 | $ 135,000 |
| Ray County Missouri | 2 | $ 273,000 | $ 136,000 | $ 35,000 |
| Taney County Missouri | 2 | $ 301,000 | $ 150,000 | $ 134,000 |
| Douglas County Nebraska | 2 | $ 962,000 | $ 481,000 | $ 167,000 |
| Rio Arriba County New Mexico | 2 | $ 455,000 | $ 227,000 | $ 71,000 |
| Socorro County New Mexico | 2 | $ 145,000 | $ 72,000 | $ 32,000 |
| Wayne County New York | 2 | $ 163,000 | $ 81,000 | $ 62,000 |
| Wake County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 75,000 |
| Hamilton County Ohio | 2 | $ 158,000 | $ 79,000 | $ 94,000 |
| Blaine County Oklahoma | 2 | $ 13,000 | $ 6,000 | $ 36,000 |
| Bryan County Oklahoma | 2 | $ 114,000 | $ 57,000 | $ 48,000 |
| Choctaw County Oklahoma | 2 | $ 165,000 | $ 82,000 | $ 60,000 |
| Pontotoc County Oklahoma | 2 | $ 115,000 | $ 57,000 | $ 99,000 |
| Pushmataha County Oklahoma | 2 | $ 165,000 | $ 82,000 | $ 25,000 |
| Bucks County Pennsylvania | 2 | $ 662,000 | $ 331,000 | $ 148,000 |
| Bell County Texas | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| Franklin County Texas | 2 | $ 333,000 | $ 166,000 | $ 233,000 |
| Johnson County Texas | 2 | $ 324,000 | $ 162,000 | $ 84,000 |
| Midland County Texas | 2 | $ 229,000 | $ 114,000 | $ 108,000 |
| Navarro County Texas | 2 | $ 2,696,000 | $ 1,348,000 | $ 1,491,000 |
| Orange County Texas | 2 | $ 353,000 | $ 176,000 | $ 200,000 |
| Wichita County Texas | 2 | $ 179,000 | $ 89,000 | $ 51,000 |
| Salt Lake County Utah | 2 | $ 457,000 | $ 228,000 | $ 75,000 |
| Charlottesville County Virginia | 2 | $ 627,000 | $ 313,000 | $ 191,000 |
| Fairfax County Virginia | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Newport News County Virginia | 2 | $ 364,000 | $ 182,000 | $ 96,000 |
| Virginia Beach County Virginia | 2 | $ 202,000 | $ 101,000 | $ 91,000 |
| Lauderdale County Alabama | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Tuscaloosa County Alabama | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Anchorage County Alaska | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Matanuska-Susitna County Alaska | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Coconino County Arizona | 1 | $ 400,000 | $ 400,000 | $ 325,000 |
| Gila County Arizona | 1 | $ 260,000 | $ 260,000 | $ 307,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Navajo County Arizona | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Garland County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 97,000 |
| Hot Spring County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 49,000 |
| Howard County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Fresno County California | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Monterey County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 4,185,000 |
| Placer County California | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Riverside County California | 1 | $ 620,000 | $ 620,000 | $ 281,000 |
| San Joaquin County California | 1 | $ 173,000 | $ 173,000 | $ 111,000 |
| Chaffee County Colorado | 1 | $ 252,000 | $ 252,000 | $ 86,000 |
| Clear Creek County Colorado | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Custer County Colorado | 1 | $ 136,000 | $ 136,000 | $ 223,000 |
| Eagle County Colorado | 1 | $ 750,000 | $ 750,000 | $ 249,000 |
| Elbert County Colorado | 1 | $ 429,000 | $ 429,000 | $ 84,000 |
| Garfield County Colorado | 1 | $ 250,000 | $ 250,000 | $ 250,000 |
| Mesa County Colorado | 1 | $ 555,000 | $ 555,000 | $ 365,000 |
| San Miguel County Colorado | 1 | $ 1,088,000 | $ 1,088,000 | $ 620,000 |
| Fairfield County Connecticut | 1 | $ 2,080,000 | $ 2,080,000 | $ 975,000 |
| Litchfield County Connecticut | 1 | $ 592,000 | $ 592,000 | $ 3,600,000 |
| Kent County Delaware | 1 | $ 214,000 | $ 214,000 | $ 79,000 |
| New Castle County Delaware | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Sussex County Delaware | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Brevard County Florida | 1 | $ 348,000 | $ 348,000 | $ 560,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Duval County Florida | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 510,000 |
| Leon County Florida | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Miami-Dade County Florida | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| Monroe County Florida | 1 | $ 910,000 | $ 910,000 | $ 600,000 |
| Okaloosa County Florida | 1 | $ 396,000 | $ 396,000 | $ 221,000 |
| Osceola County Florida | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Palm Beach County Florida | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Pinellas County Florida | 1 | $ 720,000 | $ 720,000 | $ 483,000 |
| Volusia County Florida | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
| Coweta County Georgia | 1 | $ 154,000 | $ 154,000 | $ 80,000 |
| Douglas County Georgia | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| Glynn County Georgia | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Habersham County Georgia | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Paulding County Georgia | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Maui County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
| Valley County Idaho | 1 | $ 1,255,000 | $ 1,255,000 | $ 833,000 |
| McHenry County Illinois | 1 | $ 147,000 | $ 147,000 | $ 32,000 |
| Clinton County Indiana | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Marion County Indiana | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Hamilton County Iowa | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Brown County Kansas | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Cloud County Kansas | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Crawford County Kansas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Geary County Kansas | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Harvey County Kansas | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Montgomery County Kansas | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Saline County Kansas | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Seward County Kansas | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Bullitt County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Daviess County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 94,000 |
| Lafayette County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 292,000 | $ 292,000 | $ 275,000 |
| Rapides County Louisiana | 1 | $ 550,000 | $ 550,000 | $ 649,000 |
| St. Martin County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| St. Tammany County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Anne Arundel County Maryland | 1 | $ 180,000 | $ 180,000 | $ 136,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Harford County Maryland | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Howard County Maryland | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Anoka County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Harrison County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Madison County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Boone County Missouri | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Buchanan County Missouri | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Caldwell County Missouri | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Carroll County Missouri | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Christian County Missouri | 1 | $ 196,000 | $ 196,000 | $ 119,000 |
| Iron County Missouri | 1 | $ 59,000 | $ 59,000 | $ 425,000 |
| Johnson County Missouri | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Lawrence County Missouri | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| McDonald County Missouri | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Newton County Missouri | 1 | $ 612,000 | $ 612,000 | $ 258,000 |
| St. Charles County Missouri | 1 | $ 149,000 | $ 149,000 | $ 88,000 |
| Buffalo County Nebraska | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Bergen County New Jersey | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Gloucester County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 404,000 |
| Hudson County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Middlesex County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Ocean County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Passaic County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Salem County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| Catron County New Mexico | 1 | $ 382,000 | $ 382,000 | $ 94,000 |
| Colfax County New Mexico | 1 | $ 530,000 | $ 530,000 | $ 148,000 |
| McKinley County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Otero County New Mexico | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Sierra County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 106,000 |
| Albany County New York | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Jefferson County New York | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| Nassau County New York | 1 | $ 840,000 | $ 840,000 | $ 225,000 |
| New York County New York | 1 | $ 1,680,000 | $ 1,680,000 | $ 828,000 |
| Queens County New York | 1 | $ 180,000 | $ 180,000 | $ 220,000 |
| Suffolk County New York | 1 | $ 417,000 | $ 417,000 | $ 350,000 |
| Cumberland County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 116,000 |
| Davidson County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Henderson County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 116,000 |
| Adams County Ohio | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Clark County Ohio | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Cuyahoga County Ohio | 1 | $ 99,000 | $ 99,000 | $ 100,000 |
| Darke County Ohio | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Perry County Ohio | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Warren County Ohio | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Adair County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Beckham County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Carter County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Coal County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Greer County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Harper County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 35,000 |
| Johnston County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Washita County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Washington County Oregon | 1 | $ 389,000 | $ 389,000 | $ 368,000 |
| Lancaster County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| Anderson County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Greenville County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 73,000 |
| Blount County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Davidson County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 15,000 |
| Hamilton County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Archer County Texas | 1 | $ 163,000 | $ 163,000 | $ 90,000 |
| Atascosa County Texas | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Burnet County Texas | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Fannin County Texas | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Hunt County Texas | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Lubbock County Texas | 1 | $ 186,000 | $ 186,000 | $ 162,000 |
| Medina County Texas | 1 | $ 326,000 | $ 326,000 | $ 140,000 |
| Montague County Texas | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Moore County Texas | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Palo Pinto County Texas | 1 | $ 22,000 | $ 22,000 | $ 182,000 |
| Sabine County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| San Patricio County Texas | 1 | $ 342,000 | $ 342,000 | $ 156,000 |
| Tyler County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Upshur County Texas | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Washington County Texas | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Cache County Utah | 1 | $ 101,000 | $ 101,000 | $ 20,000 |
| Washington County Utah | 1 | $ 1,200,000 | $ 1,200,000 | $ 596,000 |
| Alexandria County Virginia | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Chesterfield County Virginia | 1 | $ 140,000 | $ 140,000 | $ 245,000 |
| Frederick County Virginia | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Hampton County Virginia | 1 | $ 68,000 | $ 68,000 | $ 216,000 |
| Hopewell County Virginia | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Prince George County Virginia | 1 | $ 91,000 | $ 91,000 | $ 104,000 |
| Richmond City County Virginia | 1 | $ 342,000 | $ 342,000 | $ 95,000 |
| Franklin County Washington | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Brown County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Chippewa County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 160,000 |
| Kenosha County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| Teton County Wyoming | 1 | $ 4,055,000 | $ 4,055,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Oklahoma, Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,505 | $1,437,508,000 | $124,000 | $6,000,000 | $76,000 | $9,999,000 |
| Refinancing | 2,835 | $370,417,000 | $130,000 | $4,055,000 | $84,000 | $2,126,000 |
| Home Improvement | 1,961 | $82,765,000 | $42,000 | $1,200,000 | $68,000 | $1,875,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,873 | $1,366,263,000 | $115,000 | $3,500,000 | $82,000 | $9,999,000 |
| Not Provided | 1,303 | $176,493,000 | $135,000 | $2,200,000 | $75,000 | $1,209,000 |
| Hispanic | 1,172 | $127,827,000 | $109,000 | $1,100,000 | $56,000 | $1,920,000 |
| Black or African American | 947 | $91,495,000 | $96,000 | $500,000 | $53,000 | $1,433,000 |
| American Indian or Alaskan Native | 584 | $53,401,000 | $91,000 | $518,000 | $56,000 | $971,000 |
| Asian | 300 | $42,659,000 | $142,000 | $2,080,000 | $82,000 | $1,875,000 |
| Not applicable | 75 | $26,905,000 | $358,000 | $6,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 47 | $5,647,000 | $120,000 | $324,000 | $81,000 | $1,354,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,938 | $1,502,273,000 | $116,000 | $6,000,000 | $83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,481 | $273,024,000 | $110,000 | $307,000 | $50,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 841 | $110,640,000 | $131,000 | $417,000 | $54,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,753,000 | $115,000 | $204,000 | $40,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,013 | $1,108,574,000 | $122,000 | $6,000,000 | $89,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 3,814 | $435,447,000 | $114,000 | $1,700,000 | $49,000 | $5,212,000 |
| Application Denied By Financial Institution | 2,132 | $166,146,000 | $77,000 | $1,855,000 | $69,000 | $1,875,000 |
| Preapproval Approved but not Accepted | 636 | $82,518,000 | $129,000 | $630,000 | $72,000 | $1,209,000 |
| Application Withdrawn By Applicant | 309 | $48,511,000 | $156,000 | $1,050,000 | $79,000 | $801,000 |
| Application Approved But Not Accepted | 264 | $30,881,000 | $116,000 | $1,350,000 | $97,000 | $856,000 |
| File Closed For Incompleteness | 133 | $18,613,000 | $139,000 | $600,000 | $79,000 | $1,421,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,675 | $349,206,000 | $95,000 | $1,000,000 | $54,000 | $5,212,000 |
| Debt-To-Income Ratio | 1,280 | $133,027,000 | $103,000 | $1,620,000 | $47,000 | $684,000 |
| Credit Application Incomplete | 451 | $66,619,000 | $147,000 | $1,855,000 | $70,000 | $1,200,000 |
| Collateral | 243 | $19,293,000 | $79,000 | $580,000 | $78,000 | $591,000 |
| Other | 203 | $25,545,000 | $125,000 | $1,680,000 | $92,000 | $1,436,000 |
| Unverifiable Information | 50 | $4,324,000 | $86,000 | $310,000 | $87,000 | $713,000 |
| Employment History | 34 | $2,915,000 | $85,000 | $215,000 | $45,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $664,000 | $66,000 | $180,000 | $44,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Oklahoma, Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Oklahoma, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.