Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bank Of Springfield 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,519 |
| Total Mortgage Loan Application Amount | $338,717,000 |
| Average Mortgage Loan Application Amount | $121,666 |
| Highest Mortgage Loan Application Amount | $3,441,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $4,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 1,666 | $ 225,844,000 | $ 135,000 | $ 119,000 |
| St. Clair County Illinois | 103 | $ 14,855,000 | $ 144,000 | $ 103,000 |
| Morgan County Illinois | 97 | $ 9,348,000 | $ 96,000 | $ 71,000 |
| Adams County Illinois | 94 | $ 10,551,000 | $ 112,000 | $ 81,000 |
| Menard County Illinois | 57 | $ 6,803,000 | $ 119,000 | $ 91,000 |
| Christian County Illinois | 38 | $ 3,623,000 | $ 95,000 | $ 77,000 |
| Madison County Illinois | 21 | $ 3,197,000 | $ 152,000 | $ 103,000 |
| Cook County Illinois | 16 | $ 3,823,000 | $ 238,000 | $ 155,000 |
| Logan County Illinois | 15 | $ 2,021,000 | $ 134,000 | $ 96,000 |
| Pike County Illinois | 14 | $ 2,070,000 | $ 147,000 | $ 65,000 |
| Macon County Illinois | 13 | $ 1,678,000 | $ 129,000 | $ 130,000 |
| Marion County Missouri | 13 | $ 1,969,000 | $ 151,000 | $ 85,000 |
| Cass County Illinois | 11 | $ 872,000 | $ 79,000 | $ 64,000 |
| Mason County Illinois | 11 | $ 1,066,000 | $ 96,000 | $ 88,000 |
| Macoupin County Illinois | 10 | $ 1,060,000 | $ 106,000 | $ 110,000 |
| St. Louis County Missouri | 10 | $ 2,019,000 | $ 201,000 | $ 156,000 |
| Tazewell County Illinois | 8 | $ 965,000 | $ 120,000 | $ 102,000 |
| Camden County Missouri | 7 | $ 1,698,000 | $ 242,000 | $ 548,000 |
| Collier County Florida | 6 | $ 4,977,000 | $ 829,000 | $ 489,000 |
| Lee County Florida | 6 | $ 1,276,000 | $ 212,000 | $ 187,000 |
| Bond County Illinois | 6 | $ 665,000 | $ 110,000 | $ 69,000 |
| DuPage County Illinois | 6 | $ 1,843,000 | $ 307,000 | $ 186,000 |
| Scott County Illinois | 6 | $ 721,000 | $ 120,000 | $ 150,000 |
| Lewis County Missouri | 6 | $ 679,000 | $ 113,000 | $ 122,000 |
| Maricopa County Arizona | 5 | $ 786,000 | $ 157,000 | $ 126,000 |
| Coles County Illinois | 5 | $ 529,000 | $ 105,000 | $ 126,000 |
| De Witt County Illinois | 5 | $ 717,000 | $ 143,000 | $ 119,000 |
| Montgomery County Illinois | 5 | $ 502,000 | $ 100,000 | $ 77,000 |
| McLean County Illinois | 4 | $ 649,000 | $ 162,000 | $ 154,000 |
| Shelby County Illinois | 4 | $ 324,000 | $ 81,000 | $ 114,000 |
| Will County Illinois | 4 | $ 472,000 | $ 118,000 | $ 98,000 |
| Jefferson County Missouri | 4 | $ 543,000 | $ 135,000 | $ 104,000 |
| Douglas County Illinois | 3 | $ 362,000 | $ 120,000 | $ 144,000 |
| Kane County Illinois | 3 | $ 556,000 | $ 185,000 | $ 89,000 |
| McDonough County Illinois | 3 | $ 262,000 | $ 87,000 | $ 74,000 |
| Monroe County Illinois | 3 | $ 559,000 | $ 186,000 | $ 76,000 |
| St. Charles County Missouri | 3 | $ 567,000 | $ 189,000 | $ 196,000 |
| St. Louis City County Missouri | 3 | $ 649,000 | $ 216,000 | $ 109,000 |
| Montgomery County Pennsylvania | 3 | $ 121,000 | $ 40,000 | $ 39,000 |
| Routt County Colorado | 2 | $ 2,342,000 | $ 1,171,000 | $ 580,000 |
| Charlotte County Florida | 2 | $ 521,000 | $ 260,000 | $ 164,000 |
| Palm Beach County Florida | 2 | $ 601,000 | $ 300,000 | $ 227,000 |
| Polk County Florida | 2 | $ 165,000 | $ 82,000 | $ 152,000 |
| Brown County Illinois | 2 | $ 108,000 | $ 54,000 | $ 18,000 |
| Champaign County Illinois | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| Clinton County Illinois | 2 | $ 98,000 | $ 49,000 | $ 41,000 |
| Fayette County Illinois | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Greene County Illinois | 2 | $ 157,000 | $ 78,000 | $ 23,000 |
| Lake County Illinois | 2 | $ 455,000 | $ 227,000 | $ 129,000 |
| McHenry County Illinois | 2 | $ 307,000 | $ 153,000 | $ 80,000 |
| Howard County Maryland | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Oakland County Michigan | 2 | $ 116,000 | $ 58,000 | $ 50,000 |
| Boone County Missouri | 2 | $ 369,000 | $ 184,000 | $ 336,000 |
| Ralls County Missouri | 2 | $ 199,000 | $ 99,000 | $ 69,000 |
| Stone County Missouri | 2 | $ 180,000 | $ 90,000 | $ 124,000 |
| Chemung County New York | 2 | $ 159,000 | $ 79,000 | $ 56,000 |
| Adams County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 35,000 |
| Lancaster County Pennsylvania | 2 | $ 89,000 | $ 44,000 | $ 44,000 |
| Beaufort County South Carolina | 2 | $ 409,000 | $ 204,000 | $ 348,000 |
| Dane County Wisconsin | 2 | $ 595,000 | $ 297,000 | $ 189,000 |
| Boulder County Colorado | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 172,000 | $ 172,000 | $ 142,000 |
| Kent County Delaware | 1 | $ 34,000 | $ 34,000 | $ 30,000 |
| Sussex County Delaware | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Brevard County Florida | 1 | $ 372,000 | $ 372,000 | $ 667,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| Orange County Florida | 1 | $ 296,000 | $ 296,000 | $ 167,000 |
| Sarasota County Florida | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| Edgar County Illinois | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Hancock County Illinois | 1 | $ 66,000 | $ 66,000 | $ 123,000 |
| Jackson County Illinois | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
| Jersey County Illinois | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Knox County Illinois | 1 | $ 402,000 | $ 402,000 | $ 665,000 |
| LaSalle County Illinois | 1 | $ 93,000 | $ 93,000 | $ 76,000 |
| Marion County Illinois | 1 | $ 51,000 | $ 51,000 | $ 111,000 |
| Marshall County Illinois | 1 | $ 21,000 | $ 21,000 | $ 118,000 |
| Peoria County Illinois | 1 | $ 210,000 | $ 210,000 | $ 499,000 |
| Piatt County Illinois | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Randolph County Illinois | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Rock Island County Illinois | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Schuyler County Illinois | 1 | $ 78,000 | $ 78,000 | $ 16,000 |
| Williamson County Illinois | 1 | $ 156,000 | $ 156,000 | $ 161,000 |
| Woodford County Illinois | 1 | $ 150,000 | $ 150,000 | $ 252,000 |
| Johnson County Iowa | 1 | $ 360,000 | $ 360,000 | $ 439,000 |
| Polk County Iowa | 1 | $ 281,000 | $ 281,000 | $ 959,000 |
| Atchison County Kansas | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Butler County Kansas | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Cherokee County Kansas | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Kingman County Kansas | 1 | $ 69,000 | $ 69,000 | $ 93,000 |
| Morton County Kansas | 1 | $ 69,000 | $ 69,000 | $ 144,000 |
| Pottawatomie County Kansas | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Riley County Kansas | 1 | $ 28,000 | $ 28,000 | $ 41,000 |
| Sedgwick County Kansas | 1 | $ 28,000 | $ 28,000 | $ 117,000 |
| Wyandotte County Kansas | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Lincoln County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Essex County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 1,000,000 |
| Allegan County Michigan | 1 | $ 19,000 | $ 19,000 | $ 18,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Monroe County Michigan | 1 | $ 19,000 | $ 19,000 | $ 59,000 |
| Shiawassee County Michigan | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Washtenaw County Michigan | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Olmsted County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Ramsey County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Wright County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Harrison County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 195,000 |
| Cass County Missouri | 1 | $ 134,000 | $ 134,000 | $ 152,000 |
| Clay County Missouri | 1 | $ 151,000 | $ 151,000 | $ 143,000 |
| Clinton County Missouri | 1 | $ 37,000 | $ 37,000 | $ 29,000 |
| Knox County Missouri | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Lincoln County Missouri | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Monroe County Missouri | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Phelps County Missouri | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Pike County Missouri | 1 | $ 353,000 | $ 353,000 | $ 348,000 |
| Shelby County Missouri | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Ste. Genevieve County Missouri | 1 | $ 26,000 | $ 26,000 | $ 67,000 |
| Dawson County Montana | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Phillips County Montana | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Douglas County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 230,000 |
| Cattaraugus County New York | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Saratoga County New York | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Washington County New York | 1 | $ 81,000 | $ 81,000 | $ 74,000 |
| Williams County North Dakota | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Clark County Ohio | 1 | $ 32,000 | $ 32,000 | $ 52,000 |
| Licking County Ohio | 1 | $ 23,000 | $ 23,000 | $ 31,000 |
| Montgomery County Ohio | 1 | $ 18,000 | $ 18,000 | $ 17,000 |
| Portage County Ohio | 1 | $ 32,000 | $ 32,000 | $ 43,000 |
| Beaver County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Berks County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Butler County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Chester County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 68,000 |
| Dauphin County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Lehigh County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 21,000 |
| Lycoming County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Northampton County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 84,000 |
| Kent County Rhode Island | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Brookings County South Dakota | 1 | $ 19,000 | $ 19,000 | $ 31,000 |
| Williamson County Tennessee | 1 | $ 410,000 | $ 410,000 | $ 225,000 |
| Travis County Texas | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Accomack County Virginia | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Newport News County Virginia | 1 | $ 57,000 | $ 57,000 | $ 125,000 |
| Spotsylvania County Virginia | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Thurston County Washington | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Oneida County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,869 | $255,126,000 | $136,000 | $661,000 | $116,000 | $4,500,000 |
| Home Purchase | 544 | $73,564,000 | $135,000 | $3,441,000 | $109,000 | $1,161,000 |
| Home Improvement | 106 | $10,027,000 | $94,000 | $417,000 | $104,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,362 | $318,513,000 | $134,000 | $3,441,000 | $113,000 | $4,500,000 |
| Black or African American | 52 | $6,272,000 | $120,000 | $284,000 | $86,000 | $224,000 |
| Not Provided | 49 | $5,782,000 | $118,000 | $417,000 | $93,000 | $400,000 |
| Asian | 27 | $3,529,000 | $130,000 | $407,000 | $202,000 | $1,438,000 |
| Hispanic | 18 | $2,928,000 | $162,000 | $417,000 | $173,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,435,000 | $239,000 | $308,000 | $204,000 | $360,000 |
| Not applicable | 3 | $129,000 | $43,000 | $57,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $129,000 | $64,000 | $79,000 | $59,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,497 | $336,734,000 | $134,000 | $3,441,000 | $114,000 | $4,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,442,000 | $90,000 | $186,000 | $41,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 5 | $441,000 | $88,000 | $133,000 | $44,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 1 | $100,000 | $100,000 | $100,000 | $55,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,910 | $266,164,000 | $139,000 | $3,441,000 | $122,000 | $4,500,000 |
| Application Approved But Not Accepted | 377 | $49,599,000 | $131,000 | $600,000 | $98,000 | $959,000 |
| Application Denied By Financial Institution | 225 | $22,120,000 | $98,000 | $417,000 | $65,000 | $600,000 |
| Application Withdrawn By Applicant | 7 | $834,000 | $119,000 | $200,000 | $197,000 | $1,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 115 | $10,355,000 | $90,000 | $340,000 | $72,000 | $600,000 |
| Debt-To-Income Ratio | 77 | $7,241,000 | $94,000 | $364,000 | $46,000 | $159,000 |
| Collateral | 19 | $2,981,000 | $156,000 | $417,000 | $92,000 | $345,000 |
| Other | 4 | $316,000 | $79,000 | $100,000 | $100,000 | $170,000 |
| Employment History | 4 | $438,000 | $109,000 | $247,000 | $62,000 | $119,000 |
| Unverifiable Information | 3 | $354,000 | $118,000 | $174,000 | $102,000 | $263,000 |
| Credit Application Incomplete | 2 | $393,000 | $196,000 | $268,000 | $66,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.