Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank Of Springfield 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,609 |
| Total Mortgage Loan Application Amount | $507,805,000 |
| Average Mortgage Loan Application Amount | $175,800 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $145,200 |
| Highest Applicant Income | $2,016,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 1,045 | $ 176,605,000 | $ 169,000 | $ 126,000 |
| St. Louis County Missouri | 278 | $ 60,840,000 | $ 218,000 | $ 165,000 |
| Madison County Illinois | 230 | $ 45,620,000 | $ 198,000 | $ 134,000 |
| St. Charles County Missouri | 162 | $ 39,120,000 | $ 241,000 | $ 107,000 |
| St. Clair County Illinois | 94 | $ 17,390,000 | $ 185,000 | $ 139,000 |
| Adams County Illinois | 68 | $ 9,030,000 | $ 132,000 | $ 108,000 |
| St. Louis City County Missouri | 61 | $ 12,085,000 | $ 198,000 | $ 140,000 |
| Morgan County Illinois | 51 | $ 6,415,000 | $ 125,000 | $ 107,000 |
| Macoupin County Illinois | 47 | $ 6,415,000 | $ 136,000 | $ 90,000 |
| Christian County Illinois | 34 | $ 4,410,000 | $ 129,000 | $ 97,000 |
| Menard County Illinois | 26 | $ 3,900,000 | $ 150,000 | $ 117,000 |
| Lincoln County Missouri | 25 | $ 6,435,000 | $ 257,000 | $ 86,000 |
| Jefferson County Missouri | 18 | $ 4,050,000 | $ 225,000 | $ 102,000 |
| Logan County Illinois | 16 | $ 2,120,000 | $ 132,000 | $ 94,000 |
| Shelby County Tennessee | 16 | $ 1,330,000 | $ 83,000 | $ 143,000 |
| Cook County Illinois | 15 | $ 4,535,000 | $ 302,000 | $ 177,000 |
| Montgomery County Alabama | 14 | $ 1,260,000 | $ 90,000 | $ 199,000 |
| Camden County Missouri | 13 | $ 2,955,000 | $ 227,000 | $ 196,000 |
| Macon County Illinois | 10 | $ 1,250,000 | $ 125,000 | $ 75,000 |
| Lee County Florida | 9 | $ 2,605,000 | $ 289,000 | $ 127,000 |
| Franklin County Missouri | 9 | $ 3,975,000 | $ 441,000 | $ 193,000 |
| Lewis County Missouri | 9 | $ 1,805,000 | $ 200,000 | $ 103,000 |
| Marion County Missouri | 9 | $ 1,975,000 | $ 219,000 | $ 200,000 |
| Baldwin County Alabama | 8 | $ 3,160,000 | $ 395,000 | $ 456,000 |
| Pike County Illinois | 8 | $ 1,110,000 | $ 138,000 | $ 213,000 |
| Jackson County Missouri | 8 | $ 3,160,000 | $ 395,000 | $ 218,000 |
| McLean County Illinois | 7 | $ 1,515,000 | $ 216,000 | $ 158,000 |
| Will County Illinois | 7 | $ 2,085,000 | $ 297,000 | $ 173,000 |
| Warren County Missouri | 7 | $ 1,435,000 | $ 205,000 | $ 107,000 |
| Collier County Florida | 6 | $ 2,330,000 | $ 388,000 | $ 159,000 |
| McDonough County Illinois | 6 | $ 230,000 | $ 38,000 | $ 83,000 |
| Monroe County Illinois | 6 | $ 980,000 | $ 163,000 | $ 150,000 |
| Pinellas County Florida | 5 | $ 1,625,000 | $ 325,000 | $ 248,000 |
| Cass County Illinois | 5 | $ 775,000 | $ 155,000 | $ 69,000 |
| DuPage County Illinois | 5 | $ 1,395,000 | $ 279,000 | $ 122,000 |
| Effingham County Illinois | 5 | $ 765,000 | $ 153,000 | $ 59,000 |
| Jackson County Illinois | 5 | $ 865,000 | $ 173,000 | $ 97,000 |
| Kane County Illinois | 5 | $ 985,000 | $ 197,000 | $ 76,000 |
| Lake County Illinois | 5 | $ 905,000 | $ 181,000 | $ 159,000 |
| Pike County Missouri | 5 | $ 1,455,000 | $ 291,000 | $ 132,000 |
| Maricopa County Arizona | 4 | $ 560,000 | $ 140,000 | $ 137,000 |
| St. Johns County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 384,000 |
| Clinton County Illinois | 4 | $ 510,000 | $ 127,000 | $ 107,000 |
| Montgomery County Illinois | 4 | $ 500,000 | $ 125,000 | $ 49,000 |
| Scott County Illinois | 4 | $ 730,000 | $ 182,000 | $ 215,000 |
| Boone County Missouri | 4 | $ 660,000 | $ 165,000 | $ 284,000 |
| Clay County Missouri | 4 | $ 840,000 | $ 210,000 | $ 107,000 |
| Montgomery County Missouri | 4 | $ 610,000 | $ 152,000 | $ 91,000 |
| Gallatin County Montana | 4 | $ 1,240,000 | $ 310,000 | $ 234,000 |
| Harris County Texas | 4 | $ 810,000 | $ 202,000 | $ 289,000 |
| Jefferson County Alabama | 3 | $ 535,000 | $ 178,000 | $ 95,000 |
| Riverside County California | 3 | $ 1,195,000 | $ 398,000 | $ 274,000 |
| El Paso County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 183,000 |
| Jefferson County Colorado | 3 | $ 465,000 | $ 155,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,755,000 | $ 585,000 | $ 343,000 |
| Manatee County Florida | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Orange County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 144,000 |
| Sarasota County Florida | 3 | $ 535,000 | $ 178,000 | $ 128,000 |
| Bond County Illinois | 3 | $ 585,000 | $ 195,000 | $ 105,000 |
| Knox County Illinois | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| Mason County Illinois | 3 | $ 365,000 | $ 121,000 | $ 53,000 |
| Platte County Missouri | 3 | $ 925,000 | $ 308,000 | $ 516,000 |
| Taney County Missouri | 3 | $ 495,000 | $ 165,000 | $ 103,000 |
| Washington County Missouri | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Charleston County South Carolina | 3 | $ 1,415,000 | $ 471,000 | $ 191,000 |
| Travis County Texas | 3 | $ 675,000 | $ 225,000 | $ 152,000 |
| Fairfax County Virginia | 3 | $ 1,335,000 | $ 445,000 | $ 209,000 |
| Saline County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Denver County Colorado | 2 | $ 640,000 | $ 320,000 | $ 139,000 |
| Larimer County Colorado | 2 | $ 820,000 | $ 410,000 | $ 118,000 |
| Osceola County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 776,000 |
| Santa Rosa County Florida | 2 | $ 770,000 | $ 385,000 | $ 969,000 |
| Honolulu County Hawaii | 2 | $ 1,250,000 | $ 625,000 | $ 137,000 |
| Clay County Illinois | 2 | $ 630,000 | $ 315,000 | $ 166,000 |
| Greene County Illinois | 2 | $ 250,000 | $ 125,000 | $ 147,000 |
| Jersey County Illinois | 2 | $ 930,000 | $ 465,000 | $ 278,000 |
| Kankakee County Illinois | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Schuyler County Illinois | 2 | $ 140,000 | $ 70,000 | $ 98,000 |
| Tazewell County Illinois | 2 | $ 500,000 | $ 250,000 | $ 126,000 |
| Winnebago County Illinois | 2 | $ 190,000 | $ 95,000 | $ 47,000 |
| Marion County Indiana | 2 | $ 230,000 | $ 115,000 | $ 240,000 |
| Johnson County Iowa | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Polk County Iowa | 2 | $ 1,300,000 | $ 650,000 | $ 1,009,000 |
| Scott County Iowa | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Jefferson County Kentucky | 2 | $ 870,000 | $ 435,000 | $ 173,000 |
| Wayne County Michigan | 2 | $ 340,000 | $ 170,000 | $ 108,000 |
| Shannon County Missouri | 2 | $ 270,000 | $ 135,000 | $ 394,000 |
| Davidson County Tennessee | 2 | $ 880,000 | $ 440,000 | $ 204,000 |
| Bexar County Texas | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Montgomery County Texas | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Tarrant County Texas | 2 | $ 330,000 | $ 165,000 | $ 1,590,000 |
| Williamson County Texas | 2 | $ 360,000 | $ 180,000 | $ 1,590,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Tallapoosa County Alabama | 1 | $ 525,000 | $ 525,000 | $ 70,000 |
| Coconino County Arizona | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Sebastian County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Los Angeles County California | 1 | $ 505,000 | $ 505,000 | $ 416,000 |
| San Diego County California | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| San Luis Obispo County California | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 545,000 | $ 545,000 | $ 145,000 |
| Hinsdale County Colorado | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| New Haven County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 313,000 |
| Bay County Florida | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 206,000 |
| Escambia County Florida | 1 | $ 315,000 | $ 315,000 | $ 1,590,000 |
| Flagler County Florida | 1 | $ 505,000 | $ 505,000 | $ 346,000 |
| Hillsborough County Florida | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Volusia County Florida | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Walton County Florida | 1 | $ 445,000 | $ 445,000 | $ 375,000 |
| Columbia County Georgia | 1 | $ 435,000 | $ 435,000 | $ 698,000 |
| Coweta County Georgia | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Brown County Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Calhoun County Illinois | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Coles County Illinois | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Fulton County Illinois | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Hancock County Illinois | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Iroquois County Illinois | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Kendall County Illinois | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| LaSalle County Illinois | 1 | $ 225,000 | $ 225,000 | $ 190,000 |
| Lee County Illinois | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Marion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Richland County Illinois | 1 | $ 455,000 | $ 455,000 | $ 587,000 |
| Shelby County Illinois | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Union County Illinois | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Vermilion County Illinois | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Williamson County Illinois | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Fountain County Indiana | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Hamilton County Indiana | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
| Johnson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Lake County Indiana | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| St. Joseph County Indiana | 1 | $ 545,000 | $ 545,000 | $ 573,000 |
| Steuben County Indiana | 1 | $ 535,000 | $ 535,000 | $ 165,000 |
| Vigo County Indiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lee County Iowa | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Wyandotte County Kansas | 1 | $ 335,000 | $ 335,000 | $ 149,000 |
| Baltimore County Maryland | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Prince George's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Essex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 181,000 |
| Middlesex County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 286,000 |
| Allegan County Michigan | 1 | $ 515,000 | $ 515,000 | $ 573,000 |
| Itasca County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Montgomery County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Cape Girardeau County Missouri | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Cass County Missouri | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Clark County Missouri | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Cooper County Missouri | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Macon County Missouri | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Putnam County Missouri | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Ralls County Missouri | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Scott County Missouri | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Shelby County Missouri | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| St. Francois County Missouri | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Stone County Missouri | 1 | $ 425,000 | $ 425,000 | $ 834,000 |
| Wayne County Missouri | 1 | $ 195,000 | $ 195,000 | $ 185,000 |
| Lewis and Clark County Montana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Saunders County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 234,000 |
| Camden County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Essex County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 192,000 |
| Morris County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Queens County New York | 1 | $ 445,000 | $ 445,000 | $ 205,000 |
| Suffolk County New York | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Avery County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| Catawba County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 146,000 |
| McDowell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 213,000 |
| Orange County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Butler County Ohio | 1 | $ 475,000 | $ 475,000 | $ 312,000 |
| Montgomery County Ohio | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Cherokee County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Clackamas County Oregon | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Multnomah County Oregon | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Washington County Oregon | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Dauphin County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Philadelphia County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 590,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Lexington County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Cumberland County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Marshall County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Williamson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 360,000 |
| Collin County Texas | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Hunt County Texas | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Grand County Utah | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| Summit County Utah | 1 | $ 455,000 | $ 455,000 | $ 452,000 |
| Arlington County Virginia | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Suffolk County Virginia | 1 | $ 395,000 | $ 395,000 | $ 215,000 |
| King County Washington | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Adams County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Dane County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 268,000 |
| Door County Wisconsin | 1 | $ 545,000 | $ 545,000 | $ 225,000 |
| Milwaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 700,000 |
| Walworth County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,242 | $258,220,000 | $207,000 | $1,725,000 | $142,000 | $1,659,000 |
| Refinancing | 869 | $154,525,000 | $177,000 | $1,575,000 | $136,000 | $987,000 |
| Cash-out Refinancing | 444 | $87,030,000 | $196,000 | $685,000 | $140,000 | $1,590,000 |
| Home Improvement | 30 | $4,150,000 | $138,000 | $1,655,000 | $110,000 | $223,000 |
| Other Purpose | 24 | $3,880,000 | $161,000 | $945,000 | $198,000 | $2,016,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,078 | $407,490,000 | $196,000 | $1,725,000 | $136,000 | $1,659,000 |
| Not Provided | 245 | $44,265,000 | $180,000 | $945,000 | $165,000 | $2,016,000 |
| Not applicable | 121 | $24,765,000 | $204,000 | $1,655,000 | $0 | $0 |
| Black or African American | 63 | $10,005,000 | $158,000 | $705,000 | $113,000 | $700,000 |
| Asian | 58 | $13,480,000 | $232,000 | $965,000 | $209,000 | $812,000 |
| Hispanic | 32 | $5,540,000 | $173,000 | $685,000 | $102,000 | $403,000 |
| American Indian or Alaskan Native | 8 | $1,170,000 | $146,000 | $375,000 | $95,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,090,000 | $272,000 | $385,000 | $131,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,459 | $481,435,000 | $195,000 | $1,725,000 | $144,000 | $2,016,000 |
| FHA-insured (Federal Housing Administration) | 73 | $9,935,000 | $136,000 | $395,000 | $61,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 64 | $14,630,000 | $228,000 | $545,000 | $97,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,805,000 | $138,000 | $235,000 | $53,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,062 | $404,350,000 | $196,000 | $1,725,000 | $140,000 | $1,659,000 |
| Application Withdrawn By Applicant | 386 | $76,540,000 | $198,000 | $945,000 | $157,000 | $2,016,000 |
| Application Denied By Financial Institution | 151 | $24,915,000 | $165,000 | $665,000 | $83,000 | $464,000 |
| Application Approved But Not Accepted | 5 | $1,465,000 | $293,000 | $545,000 | $330,000 | $573,000 |
| File Closed For Incompleteness | 5 | $535,000 | $107,000 | $245,000 | $161,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,458 | $482,890,000 | $196,000 | $1,725,000 | $143,000 | $2,016,000 |
| Debt-To-Income Ratio | 74 | $14,110,000 | $190,000 | $665,000 | $70,000 | $355,000 |
| Credit History | 47 | $6,355,000 | $135,000 | $515,000 | $88,000 | $278,000 |
| Collateral | 14 | $2,020,000 | $144,000 | $265,000 | $95,000 | $271,000 |
| Other | 7 | $1,225,000 | $175,000 | $395,000 | $173,000 | $464,000 |
| Employment History | 4 | $360,000 | $90,000 | $115,000 | $49,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $245,000 | $81,000 | $125,000 | $45,000 | $55,000 |
| Unverifiable Information | 2 | $600,000 | $300,000 | $315,000 | $120,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.