Bank Of Texas, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Texas, Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Texas, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,524 |
| Total Mortgage Loan Application Amount | $775,089,000 |
| Average Mortgage Loan Application Amount | $177,666 |
| Highest Mortgage Loan Application Amount | $5,050,000 |
| Average Applicant Income | $155,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Texas, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Texas, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Texas, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Texas, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Texas, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Texas, Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 701 | $ 145,713,000 | $ 207,000 | $ 168,000 |
| Dallas County Texas | 648 | $ 192,063,000 | $ 296,000 | $ 232,000 |
| Tarrant County Texas | 564 | $ 100,977,000 | $ 179,000 | $ 141,000 |
| Collin County Texas | 315 | $ 59,162,000 | $ 187,000 | $ 160,000 |
| Fort Bend County Texas | 218 | $ 45,406,000 | $ 208,000 | $ 155,000 |
| Denton County Texas | 153 | $ 36,177,000 | $ 236,000 | $ 205,000 |
| Grayson County Texas | 110 | $ 14,682,000 | $ 133,000 | $ 110,000 |
| Parker County Texas | 78 | $ 13,183,000 | $ 169,000 | $ 110,000 |
| Montgomery County Texas | 76 | $ 19,198,000 | $ 252,000 | $ 215,000 |
| Travis County Texas | 43 | $ 14,418,000 | $ 335,000 | $ 203,000 |
| Galveston County Texas | 29 | $ 4,813,000 | $ 165,000 | $ 232,000 |
| Brazoria County Texas | 25 | $ 3,659,000 | $ 146,000 | $ 82,000 |
| Johnson County Texas | 23 | $ 2,459,000 | $ 106,000 | $ 96,000 |
| Wise County Texas | 23 | $ 2,401,000 | $ 104,000 | $ 82,000 |
| Bexar County Texas | 22 | $ 4,247,000 | $ 193,000 | $ 126,000 |
| Rockwall County Texas | 16 | $ 2,652,000 | $ 165,000 | $ 115,000 |
| Williamson County Texas | 16 | $ 2,029,000 | $ 126,000 | $ 218,000 |
| Ellis County Texas | 15 | $ 2,029,000 | $ 135,000 | $ 81,000 |
| Douglas County Colorado | 14 | $ 4,218,000 | $ 301,000 | $ 183,000 |
| Brazos County Texas | 12 | $ 1,377,000 | $ 114,000 | $ 88,000 |
| Larimer County Colorado | 11 | $ 2,466,000 | $ 224,000 | $ 113,000 |
| Hays County Texas | 10 | $ 2,016,000 | $ 201,000 | $ 221,000 |
| Hood County Texas | 10 | $ 2,105,000 | $ 210,000 | $ 371,000 |
| Kaufman County Texas | 9 | $ 1,315,000 | $ 146,000 | $ 73,000 |
| Maricopa County Arizona | 8 | $ 3,767,000 | $ 470,000 | $ 236,000 |
| El Paso County Colorado | 7 | $ 2,516,000 | $ 359,000 | $ 290,000 |
| Tulsa County Oklahoma | 7 | $ 1,100,000 | $ 157,000 | $ 69,000 |
| Cooke County Texas | 7 | $ 1,471,000 | $ 210,000 | $ 196,000 |
| Henderson County Texas | 6 | $ 2,264,000 | $ 377,000 | $ 159,000 |
| Hunt County Texas | 6 | $ 985,000 | $ 164,000 | $ 90,000 |
| Washington County Arkansas | 5 | $ 580,000 | $ 116,000 | $ 389,000 |
| Arapahoe County Colorado | 5 | $ 1,312,000 | $ 262,000 | $ 148,000 |
| Burnet County Texas | 5 | $ 1,691,000 | $ 338,000 | $ 428,000 |
| Comal County Texas | 5 | $ 1,208,000 | $ 241,000 | $ 118,000 |
| St. Louis County Missouri | 4 | $ 852,000 | $ 213,000 | $ 138,000 |
| Santa Fe County New Mexico | 4 | $ 1,392,000 | $ 348,000 | $ 683,000 |
| Oklahoma County Oklahoma | 4 | $ 560,000 | $ 140,000 | $ 82,000 |
| Bastrop County Texas | 4 | $ 744,000 | $ 186,000 | $ 183,000 |
| Lamar County Texas | 4 | $ 446,000 | $ 111,000 | $ 99,000 |
| Palo Pinto County Texas | 4 | $ 975,000 | $ 243,000 | $ 322,000 |
| Coconino County Arizona | 3 | $ 1,099,000 | $ 366,000 | $ 106,000 |
| Jefferson County Colorado | 3 | $ 767,000 | $ 255,000 | $ 138,000 |
| Pitkin County Colorado | 3 | $ 1,959,000 | $ 653,000 | $ 481,000 |
| Summit County Colorado | 3 | $ 2,350,000 | $ 783,000 | $ 879,000 |
| Johnson County Kansas | 3 | $ 2,960,000 | $ 986,000 | $ 792,000 |
| Bernalillo County New Mexico | 3 | $ 962,000 | $ 320,000 | $ 146,000 |
| Lincoln County New Mexico | 3 | $ 914,000 | $ 304,000 | $ 255,000 |
| Angelina County Texas | 3 | $ 364,000 | $ 121,000 | $ 112,000 |
| Chambers County Texas | 3 | $ 275,000 | $ 91,000 | $ 94,000 |
| Guadalupe County Texas | 3 | $ 777,000 | $ 259,000 | $ 262,000 |
| Jefferson County Texas | 3 | $ 313,000 | $ 104,000 | $ 71,000 |
| McLennan County Texas | 3 | $ 468,000 | $ 156,000 | $ 87,000 |
| Titus County Texas | 3 | $ 412,000 | $ 137,000 | $ 43,000 |
| Baldwin County Alabama | 2 | $ 177,000 | $ 88,000 | $ 149,000 |
| Denver County Colorado | 2 | $ 549,000 | $ 274,000 | $ 74,000 |
| Mesa County Colorado | 2 | $ 252,000 | $ 126,000 | $ 51,000 |
| Routt County Colorado | 2 | $ 387,000 | $ 193,000 | $ 70,000 |
| Broward County Florida | 2 | $ 456,000 | $ 228,000 | $ 126,000 |
| Okaloosa County Florida | 2 | $ 345,000 | $ 172,000 | $ 58,000 |
| Boone County Missouri | 2 | $ 730,000 | $ 365,000 | $ 397,000 |
| St. Charles County Missouri | 2 | $ 431,000 | $ 215,000 | $ 122,000 |
| Sandoval County New Mexico | 2 | $ 746,000 | $ 373,000 | $ 125,000 |
| Cleveland County Oklahoma | 2 | $ 1,063,000 | $ 531,000 | $ 142,000 |
| Bell County Texas | 2 | $ 175,000 | $ 87,000 | $ 64,000 |
| Bosque County Texas | 2 | $ 737,000 | $ 368,000 | $ 190,000 |
| Cameron County Texas | 2 | $ 237,000 | $ 118,000 | $ 207,000 |
| Erath County Texas | 2 | $ 256,000 | $ 128,000 | $ 46,000 |
| Franklin County Texas | 2 | $ 820,000 | $ 410,000 | $ 1,140,000 |
| Polk County Texas | 2 | $ 308,000 | $ 154,000 | $ 130,000 |
| Red River County Texas | 2 | $ 323,000 | $ 161,000 | $ 54,000 |
| Val Verde County Texas | 2 | $ 60,000 | $ 30,000 | $ 160,000 |
| Van Zandt County Texas | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Victoria County Texas | 2 | $ 624,000 | $ 312,000 | $ 289,000 |
| Waller County Texas | 2 | $ 141,000 | $ 70,000 | $ 21,000 |
| Wichita County Texas | 2 | $ 174,000 | $ 87,000 | $ 33,000 |
| Wood County Texas | 2 | $ 465,000 | $ 232,000 | $ 74,000 |
| Jefferson County Alabama | 1 | $ 163,000 | $ 163,000 | $ 144,000 |
| Madison County Alabama | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Mobile County Alabama | 1 | $ 193,000 | $ 193,000 | $ 90,000 |
| Matanuska-Susitna County Alaska | 1 | $ 174,000 | $ 174,000 | $ 112,000 |
| Pima County Arizona | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Yavapai County Arizona | 1 | $ 132,000 | $ 132,000 | $ 387,000 |
| Benton County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 176,000 |
| Carroll County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Pulaski County Arkansas | 1 | $ 308,000 | $ 308,000 | $ 277,000 |
| Los Angeles County California | 1 | $ 356,000 | $ 356,000 | $ 179,000 |
| Madera County California | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Riverside County California | 1 | $ 212,000 | $ 212,000 | $ 313,000 |
| Santa Barbara County California | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Boulder County Colorado | 1 | $ 480,000 | $ 480,000 | $ 208,000 |
| Clear Creek County Colorado | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Gunnison County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 907,000 |
| Rio Grande County Colorado | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| Teller County Colorado | 1 | $ 352,000 | $ 352,000 | $ 183,000 |
| Weld County Colorado | 1 | $ 1,290,000 | $ 1,290,000 | $ 1,381,000 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 374,000 |
| Bay County Florida | 1 | $ 387,000 | $ 387,000 | $ 173,000 |
| Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Miami-Dade County Florida | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Palm Beach County Florida | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 416,000 | $ 416,000 | $ 305,000 |
| Sarasota County Florida | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| St. Lucie County Florida | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Columbia County Georgia | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
| Floyd County Georgia | 1 | $ 525,000 | $ 525,000 | $ 258,000 |
| Gwinnett County Georgia | 1 | $ 187,000 | $ 187,000 | $ 148,000 |
| Honolulu County Hawaii | 1 | $ 720,000 | $ 720,000 | $ 472,000 |
| DuPage County Illinois | 1 | $ 296,000 | $ 296,000 | $ 214,000 |
| Monroe County Indiana | 1 | $ 68,000 | $ 68,000 | $ 172,000 |
| Butler County Kansas | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| East Baton Rouge County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Worcester County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 286,000 |
| Lake of the Woods County Minnesota | 1 | $ 326,000 | $ 326,000 | $ 312,000 |
| DeSoto County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Jackson County Missouri | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Missoula County Montana | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Hudson County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Colfax County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Dona Ana County New Mexico | 1 | $ 259,000 | $ 259,000 | $ 141,000 |
| Choctaw County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
| Pawnee County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 165,000 |
| Stephens County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Allegheny County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 569,000 |
| Davidson County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 824,000 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Aransas County Texas | 1 | $ 286,000 | $ 286,000 | $ 131,000 |
| Austin County Texas | 1 | $ 165,000 | $ 165,000 | $ 425,000 |
| Bowie County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Brown County Texas | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Burleson County Texas | 1 | $ 160,000 | $ 160,000 | $ 330,000 |
| Calhoun County Texas | 1 | $ 144,000 | $ 144,000 | $ 407,000 |
| Colorado County Texas | 1 | $ 109,000 | $ 109,000 | $ 85,000 |
| DeWitt County Texas | 1 | $ 348,000 | $ 348,000 | $ 142,000 |
| Eastland County Texas | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Ector County Texas | 1 | $ 18,000 | $ 18,000 | $ 115,000 |
| El Paso County Texas | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Fannin County Texas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Gillespie County Texas | 1 | $ 760,000 | $ 760,000 | $ 120,000 |
| Hill County Texas | 1 | $ 102,000 | $ 102,000 | $ 147,000 |
| Houston County Texas | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Kerr County Texas | 1 | $ 385,000 | $ 385,000 | $ 225,000 |
| Leon County Texas | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Liberty County Texas | 1 | $ 58,000 | $ 58,000 | $ 100,000 |
| Llano County Texas | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Medina County Texas | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Midland County Texas | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Montague County Texas | 1 | $ 166,000 | $ 166,000 | $ 184,000 |
| Navarro County Texas | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Nueces County Texas | 1 | $ 100,000 | $ 100,000 | $ 178,000 |
| Orange County Texas | 1 | $ 169,000 | $ 169,000 | $ 108,000 |
| Panola County Texas | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Rains County Texas | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Somervell County Texas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Swisher County Texas | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Taylor County Texas | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Trinity County Texas | 1 | $ 9,000 | $ 9,000 | $ 28,000 |
| Upshur County Texas | 1 | $ 176,000 | $ 176,000 | $ 116,000 |
| Washington County Texas | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Summit County Utah | 1 | $ 1,200,000 | $ 1,200,000 | $ 2,056,000 |
| Wasatch County Utah | 1 | $ 808,000 | $ 808,000 | $ 978,000 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
Mortgage Loan Application Detail Totals for Bank Of Texas, Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,978 | $449,197,000 | $227,000 | $2,708,000 | $175,000 | $9,999,000 |
| Home Purchase | 1,271 | $308,133,000 | $242,000 | $5,050,000 | $184,000 | $7,038,000 |
| Home Improvement | 275 | $17,759,000 | $64,000 | $700,000 | $108,000 | $1,652,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,517 | $581,567,000 | $231,000 | $5,050,000 | $183,000 | $9,999,000 |
| Not Provided | 371 | $82,724,000 | $222,000 | $1,500,000 | $180,000 | $6,000,000 |
| Hispanic | 300 | $43,812,000 | $146,000 | $2,708,000 | $127,000 | $7,038,000 |
| Asian | 174 | $42,229,000 | $242,000 | $1,500,000 | $158,000 | $1,268,000 |
| Black or African American | 135 | $16,830,000 | $124,000 | $598,000 | $97,000 | $1,452,000 |
| American Indian or Alaskan Native | 15 | $1,699,000 | $113,000 | $252,000 | $197,000 | $1,652,000 |
| Not applicable | 7 | $4,862,000 | $694,000 | $1,900,000 | $85,000 | $601,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,366,000 | $273,000 | $600,000 | $136,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,016 | $706,446,000 | $234,000 | $5,050,000 | $191,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 467 | $62,489,000 | $133,000 | $276,000 | $66,000 | $926,000 |
| VA-guaranteed (Veterans Administration) | 41 | $6,154,000 | $150,000 | $279,000 | $65,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,063 | $444,538,000 | $215,000 | $2,708,000 | $178,000 | $7,227,000 |
| Application Denied By Financial Institution | 725 | $153,325,000 | $211,000 | $5,050,000 | $165,000 | $9,999,000 |
| Application Withdrawn By Applicant | 300 | $79,280,000 | $264,000 | $2,500,000 | $192,000 | $2,826,000 |
| File Closed For Incompleteness | 235 | $57,654,000 | $245,000 | $2,000,000 | $178,000 | $7,038,000 |
| Preapproval Denied by Financial Institution | 126 | $28,200,000 | $223,000 | $1,990,000 | $103,000 | $941,000 |
| Application Approved But Not Accepted | 75 | $12,092,000 | $161,000 | $920,000 | $144,000 | $804,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 330 | $46,448,000 | $140,000 | $1,664,000 | $147,000 | $9,999,000 |
| Credit Application Incomplete | 196 | $53,155,000 | $271,000 | $5,050,000 | $122,000 | $924,000 |
| Debt-To-Income Ratio | 126 | $31,154,000 | $247,000 | $2,282,000 | $96,000 | $600,000 |
| Collateral | 112 | $22,504,000 | $200,000 | $1,188,000 | $163,000 | $824,000 |
| Other | 47 | $12,886,000 | $274,000 | $2,282,000 | $415,000 | $9,999,000 |
| Unverifiable Information | 25 | $12,151,000 | $486,000 | $3,600,000 | $309,000 | $1,511,000 |
| Employment History | 8 | $2,128,000 | $266,000 | $824,000 | $192,000 | $454,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,099,000 | $157,000 | $621,000 | $117,000 | $210,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Texas, Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Texas, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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