Bank Ozk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bank Ozk 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Ozk Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,674 |
| Total Mortgage Loan Application Amount | $572,077,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $8,320,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $3,003,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank Ozk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Ozk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bank Ozk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Ozk serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Ozk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Ozk's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 304 | $ 38,861,000 | $ 127,000 | $ 51,000 |
| Garland County Arkansas | 156 | $ 22,983,000 | $ 147,000 | $ 100,000 |
| Saline County Arkansas | 128 | $ 17,520,000 | $ 136,000 | $ 72,000 |
| Dallas County Texas | 127 | $ 34,484,000 | $ 271,000 | $ 80,000 |
| Faulkner County Arkansas | 125 | $ 20,075,000 | $ 160,000 | $ 60,000 |
| Collin County Texas | 97 | $ 27,006,000 | $ 278,000 | $ 104,000 |
| Cleveland County North Carolina | 80 | $ 8,711,000 | $ 108,000 | $ 72,000 |
| Fulton County Georgia | 74 | $ 13,095,000 | $ 176,000 | $ 151,000 |
| Crawford County Arkansas | 70 | $ 7,690,000 | $ 109,000 | $ 71,000 |
| Carroll County Georgia | 68 | $ 5,273,000 | $ 77,000 | $ 61,000 |
| Pinellas County Florida | 60 | $ 10,117,000 | $ 168,000 | $ 138,000 |
| Travis County Texas | 60 | $ 19,698,000 | $ 328,000 | $ 142,000 |
| Pope County Arkansas | 59 | $ 4,957,000 | $ 84,000 | $ 47,000 |
| Washington County Arkansas | 51 | $ 12,899,000 | $ 252,000 | $ 66,000 |
| Sebastian County Arkansas | 50 | $ 5,346,000 | $ 106,000 | $ 71,000 |
| Tarrant County Texas | 50 | $ 14,195,000 | $ 283,000 | $ 72,000 |
| Hot Spring County Arkansas | 49 | $ 4,306,000 | $ 87,000 | $ 59,000 |
| Benton County Arkansas | 48 | $ 7,416,000 | $ 154,000 | $ 89,000 |
| Franklin County Arkansas | 46 | $ 1,801,000 | $ 39,000 | $ 56,000 |
| Lowndes County Georgia | 46 | $ 2,352,000 | $ 51,000 | $ 47,000 |
| Gaston County North Carolina | 46 | $ 5,410,000 | $ 117,000 | $ 78,000 |
| Johnson County Arkansas | 45 | $ 2,342,000 | $ 52,000 | $ 48,000 |
| Manatee County Florida | 44 | $ 6,619,000 | $ 150,000 | $ 84,000 |
| Cobb County Georgia | 43 | $ 6,765,000 | $ 157,000 | $ 83,000 |
| Denton County Texas | 42 | $ 9,916,000 | $ 236,000 | $ 97,000 |
| Barrow County Georgia | 41 | $ 2,723,000 | $ 66,000 | $ 51,000 |
| Gilmer County Georgia | 36 | $ 4,252,000 | $ 118,000 | $ 80,000 |
| Harris County Texas | 36 | $ 9,242,000 | $ 256,000 | $ 129,000 |
| Fannin County Georgia | 35 | $ 7,386,000 | $ 211,000 | $ 103,000 |
| Forsyth County North Carolina | 34 | $ 3,096,000 | $ 91,000 | $ 19,000 |
| Miami-Dade County Florida | 33 | $ 15,565,000 | $ 471,000 | $ 97,000 |
| Decatur County Georgia | 32 | $ 755,000 | $ 23,000 | $ 62,000 |
| Lonoke County Arkansas | 31 | $ 3,712,000 | $ 119,000 | $ 59,000 |
| DeKalb County Georgia | 30 | $ 6,876,000 | $ 229,000 | $ 63,000 |
| Douglas County Georgia | 29 | $ 4,234,000 | $ 146,000 | $ 90,000 |
| Paulding County Georgia | 29 | $ 4,423,000 | $ 152,000 | $ 62,000 |
| Mobile County Alabama | 28 | $ 1,436,000 | $ 51,000 | $ 32,000 |
| Miller County Arkansas | 28 | $ 4,770,000 | $ 170,000 | $ 45,000 |
| Whitfield County Georgia | 27 | $ 2,112,000 | $ 78,000 | $ 48,000 |
| Hillsborough County Florida | 26 | $ 3,544,000 | $ 136,000 | $ 62,000 |
| Newton County Arkansas | 25 | $ 999,000 | $ 39,000 | $ 49,000 |
| Mecklenburg County North Carolina | 25 | $ 6,711,000 | $ 268,000 | $ 123,000 |
| Bowie County Texas | 25 | $ 3,935,000 | $ 157,000 | $ 46,000 |
| Van Buren County Arkansas | 24 | $ 2,433,000 | $ 101,000 | $ 61,000 |
| Baxter County Arkansas | 23 | $ 1,826,000 | $ 79,000 | $ 65,000 |
| Hempstead County Arkansas | 23 | $ 1,248,000 | $ 54,000 | $ 54,000 |
| Chatham County Georgia | 23 | $ 1,935,000 | $ 84,000 | $ 16,000 |
| Lincoln County North Carolina | 23 | $ 2,922,000 | $ 127,000 | $ 53,000 |
| Gwinnett County Georgia | 22 | $ 4,373,000 | $ 198,000 | $ 69,000 |
| Haralson County Georgia | 22 | $ 951,000 | $ 43,000 | $ 66,000 |
| Boone County Arkansas | 21 | $ 915,000 | $ 43,000 | $ 48,000 |
| Lee County Florida | 21 | $ 10,964,000 | $ 522,000 | $ 67,000 |
| Clayton County Georgia | 21 | $ 2,345,000 | $ 111,000 | $ 33,000 |
| Forsyth County Georgia | 21 | $ 3,278,000 | $ 156,000 | $ 61,000 |
| Hall County Georgia | 21 | $ 2,738,000 | $ 130,000 | $ 343,000 |
| Union County Georgia | 21 | $ 3,470,000 | $ 165,000 | $ 79,000 |
| Clark County Arkansas | 20 | $ 1,823,000 | $ 91,000 | $ 50,000 |
| Sarasota County Florida | 19 | $ 3,871,000 | $ 203,000 | $ 119,000 |
| Davie County North Carolina | 19 | $ 2,140,000 | $ 112,000 | $ 59,000 |
| Geneva County Alabama | 18 | $ 335,000 | $ 18,000 | $ 39,000 |
| Heard County Georgia | 18 | $ 546,000 | $ 30,000 | $ 53,000 |
| Murray County Georgia | 18 | $ 2,892,000 | $ 160,000 | $ 49,000 |
| Searcy County Arkansas | 17 | $ 1,206,000 | $ 70,000 | $ 40,000 |
| Glynn County Georgia | 17 | $ 1,656,000 | $ 97,000 | $ 53,000 |
| Davidson County North Carolina | 17 | $ 1,359,000 | $ 79,000 | $ 84,000 |
| Williamson County Texas | 17 | $ 3,991,000 | $ 234,000 | $ 173,000 |
| Conway County Arkansas | 16 | $ 949,000 | $ 59,000 | $ 11,000 |
| Bartow County Georgia | 15 | $ 1,494,000 | $ 99,000 | $ 64,000 |
| Bibb County Georgia | 15 | $ 2,528,000 | $ 168,000 | $ 106,000 |
| Cherokee County Georgia | 15 | $ 1,300,000 | $ 86,000 | $ 59,000 |
| Randolph County North Carolina | 15 | $ 1,356,000 | $ 90,000 | $ 50,000 |
| Logan County Arkansas | 14 | $ 739,000 | $ 52,000 | $ 41,000 |
| Rowan County North Carolina | 14 | $ 877,000 | $ 62,000 | $ 41,000 |
| Jackson County Georgia | 12 | $ 805,000 | $ 67,000 | $ 73,000 |
| Le Flore County Oklahoma | 12 | $ 1,685,000 | $ 140,000 | $ 70,000 |
| Cleburne County Arkansas | 11 | $ 1,697,000 | $ 154,000 | $ 54,000 |
| Broward County Florida | 11 | $ 2,654,000 | $ 241,000 | $ 80,000 |
| Charlotte County Florida | 11 | $ 1,576,000 | $ 143,000 | $ 56,000 |
| Walton County Georgia | 11 | $ 966,000 | $ 87,000 | $ 45,000 |
| Cabarrus County North Carolina | 11 | $ 1,703,000 | $ 154,000 | $ 77,000 |
| Columbia County Arkansas | 9 | $ 133,000 | $ 14,000 | $ 53,000 |
| Dawson County Georgia | 9 | $ 1,151,000 | $ 127,000 | $ 48,000 |
| Gordon County Georgia | 9 | $ 3,419,000 | $ 379,000 | $ 56,000 |
| Lumpkin County Georgia | 9 | $ 1,003,000 | $ 111,000 | $ 76,000 |
| Stephens County Georgia | 9 | $ 540,000 | $ 60,000 | $ 0 |
| Sequoyah County Oklahoma | 9 | $ 389,000 | $ 43,000 | $ 49,000 |
| Bexar County Texas | 9 | $ 2,547,000 | $ 283,000 | $ 80,000 |
| Sharp County Arkansas | 8 | $ 432,000 | $ 54,000 | $ 18,000 |
| Coweta County Georgia | 8 | $ 7,293,000 | $ 911,000 | $ 43,000 |
| Fayette County Georgia | 8 | $ 1,803,000 | $ 225,000 | $ 77,000 |
| Floyd County Georgia | 8 | $ 312,000 | $ 39,000 | $ 75,000 |
| Grady County Georgia | 8 | $ 483,000 | $ 60,000 | $ 54,000 |
| Henry County Georgia | 8 | $ 1,432,000 | $ 179,000 | $ 59,000 |
| McIntosh County Georgia | 8 | $ 614,000 | $ 76,000 | $ 66,000 |
| Rutherford County North Carolina | 8 | $ 1,232,000 | $ 154,000 | $ 82,000 |
| Beaufort County South Carolina | 8 | $ 2,517,000 | $ 314,000 | $ 104,000 |
| Grayson County Texas | 8 | $ 1,196,000 | $ 149,000 | $ 31,000 |
| Hays County Texas | 8 | $ 1,331,000 | $ 166,000 | $ 87,000 |
| Duval County Florida | 7 | $ 1,179,000 | $ 168,000 | $ 95,000 |
| Pasco County Florida | 7 | $ 1,035,000 | $ 147,000 | $ 78,000 |
| Oconee County Georgia | 7 | $ 952,000 | $ 136,000 | $ 44,000 |
| Marion County Arkansas | 6 | $ 353,000 | $ 58,000 | $ 63,000 |
| Nevada County Arkansas | 6 | $ 524,000 | $ 87,000 | $ 55,000 |
| Ouachita County Arkansas | 6 | $ 248,000 | $ 41,000 | $ 52,000 |
| Yell County Arkansas | 6 | $ 1,838,000 | $ 306,000 | $ 40,000 |
| Bay County Florida | 6 | $ 940,000 | $ 156,000 | $ 94,000 |
| Orange County Florida | 6 | $ 1,476,000 | $ 246,000 | $ 97,000 |
| Muscogee County Georgia | 6 | $ 1,206,000 | $ 201,000 | $ 92,000 |
| Catawba County North Carolina | 6 | $ 714,000 | $ 119,000 | $ 54,000 |
| Guilford County North Carolina | 6 | $ 1,011,000 | $ 168,000 | $ 58,000 |
| Caldwell County Texas | 6 | $ 95,000 | $ 15,000 | $ 41,000 |
| Hunt County Texas | 6 | $ 985,000 | $ 164,000 | $ 76,000 |
| Baldwin County Alabama | 5 | $ 1,075,000 | $ 215,000 | $ 177,000 |
| Lafayette County Arkansas | 5 | $ 51,000 | $ 10,000 | $ 45,000 |
| Marion County Florida | 5 | $ 429,000 | $ 85,000 | $ 60,000 |
| Banks County Georgia | 5 | $ 1,241,000 | $ 248,000 | $ 41,000 |
| Putnam County Georgia | 5 | $ 2,609,000 | $ 521,000 | $ 314,000 |
| Spalding County Georgia | 5 | $ 1,645,000 | $ 329,000 | $ 48,000 |
| White County Georgia | 5 | $ 557,000 | $ 111,000 | $ 105,000 |
| Polk County Tennessee | 5 | $ 202,000 | $ 40,000 | $ 50,000 |
| Kaufman County Texas | 5 | $ 768,000 | $ 153,000 | $ 103,000 |
| Rockwall County Texas | 5 | $ 877,000 | $ 175,000 | $ 46,000 |
| Cleburne County Alabama | 4 | $ 107,000 | $ 26,000 | $ 45,000 |
| Grant County Arkansas | 4 | $ 273,000 | $ 68,000 | $ 67,000 |
| Clarke County Georgia | 4 | $ 807,000 | $ 201,000 | $ 37,000 |
| Echols County Georgia | 4 | $ 146,000 | $ 36,000 | $ 37,000 |
| Habersham County Georgia | 4 | $ 115,000 | $ 28,000 | $ 28,000 |
| Pickens County Georgia | 4 | $ 163,000 | $ 40,000 | $ 64,000 |
| Towns County Georgia | 4 | $ 377,000 | $ 94,000 | $ 60,000 |
| New Hanover County North Carolina | 4 | $ 672,000 | $ 168,000 | $ 80,000 |
| Ellis County Texas | 4 | $ 787,000 | $ 196,000 | $ 58,000 |
| Montgomery County Texas | 4 | $ 780,000 | $ 195,000 | $ 99,000 |
| Coffee County Alabama | 3 | $ 350,000 | $ 116,000 | $ 25,000 |
| Randolph County Alabama | 3 | $ 419,000 | $ 139,000 | $ 291,000 |
| Craighead County Arkansas | 3 | $ 1,537,000 | $ 512,000 | $ 33,000 |
| Perry County Arkansas | 3 | $ 212,000 | $ 70,000 | $ 109,000 |
| Hamilton County Florida | 3 | $ 90,000 | $ 30,000 | $ 24,000 |
| Osceola County Florida | 3 | $ 356,000 | $ 118,000 | $ 134,000 |
| Brooks County Georgia | 3 | $ 488,000 | $ 162,000 | $ 30,000 |
| Buncombe County North Carolina | 3 | $ 638,000 | $ 212,000 | $ 135,000 |
| Iredell County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 96,000 |
| Union County North Carolina | 3 | $ 878,000 | $ 292,000 | $ 182,000 |
| Shelby County Tennessee | 3 | $ 2,156,000 | $ 718,000 | $ 208,000 |
| Burnet County Texas | 3 | $ 890,000 | $ 296,000 | $ 290,000 |
| Fort Bend County Texas | 3 | $ 684,000 | $ 228,000 | $ 96,000 |
| Calhoun County Alabama | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| Jefferson County Alabama | 2 | $ 244,000 | $ 122,000 | $ 88,000 |
| Carroll County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 66,000 |
| Izard County Arkansas | 2 | $ 157,000 | $ 78,000 | $ 47,000 |
| Pike County Arkansas | 2 | $ 399,000 | $ 199,000 | $ 71,000 |
| Stone County Arkansas | 2 | $ 166,000 | $ 83,000 | $ 66,000 |
| Holmes County Florida | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| Lake County Florida | 2 | $ 502,000 | $ 251,000 | $ 215,000 |
| Leon County Florida | 2 | $ 399,000 | $ 199,000 | $ 29,000 |
| Monroe County Florida | 2 | $ 640,000 | $ 320,000 | $ 211,000 |
| Palm Beach County Florida | 2 | $ 592,000 | $ 296,000 | $ 51,000 |
| St. Johns County Florida | 2 | $ 524,000 | $ 262,000 | $ 210,000 |
| Walton County Florida | 2 | $ 753,000 | $ 376,000 | $ 428,000 |
| Camden County Georgia | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Cook County Georgia | 2 | $ 291,000 | $ 145,000 | $ 45,000 |
| Harris County Georgia | 2 | $ 85,000 | $ 42,000 | $ 83,000 |
| Madison County Georgia | 2 | $ 318,000 | $ 159,000 | $ 148,000 |
| Morgan County Georgia | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Newton County Georgia | 2 | $ 335,000 | $ 167,000 | $ 90,000 |
| Rockdale County Georgia | 2 | $ 266,000 | $ 133,000 | $ 69,000 |
| Talbot County Georgia | 2 | $ 165,000 | $ 82,000 | $ 60,000 |
| Cook County Illinois | 2 | $ 678,000 | $ 339,000 | $ 189,000 |
| Lincoln County Mississippi | 2 | $ 1,209,000 | $ 604,000 | $ 0 |
| Cherokee County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 89,000 |
| Polk County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Stanly County North Carolina | 2 | $ 842,000 | $ 421,000 | $ 252,000 |
| Stokes County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Yadkin County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Charleston County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Cherokee County South Carolina | 2 | $ 8,000 | $ 4,000 | $ 46,000 |
| Spartanburg County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Galveston County Texas | 2 | $ 939,000 | $ 469,000 | $ 214,000 |
| Dale County Alabama | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Lee County Alabama | 1 | $ 112,000 | $ 112,000 | $ 429,000 |
| Russell County Alabama | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 182,000 | $ 182,000 | $ 323,000 |
| Chicot County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 209,000 |
| Clay County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 325,000 |
| Dallas County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 25,000 |
| Howard County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 19,000 |
| Jefferson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Madison County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 385,000 |
| Polk County Arkansas | 1 | $ 1,413,000 | $ 1,413,000 | $ 429,000 |
| Scott County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 83,000 |
| Sevier County Arkansas | 1 | $ 2,047,000 | $ 2,047,000 | $ 49,000 |
| Union County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 7,000 |
| White County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 15,000 |
| Los Angeles County California | 1 | $ 499,000 | $ 499,000 | $ 127,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Clay County Florida | 1 | $ 185,000 | $ 185,000 | $ 14,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Gulf County Florida | 1 | $ 266,000 | $ 266,000 | $ 592,000 |
| Hernando County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Jackson County Florida | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
| Madison County Florida | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Okaloosa County Florida | 1 | $ 2,240,000 | $ 2,240,000 | $ 0 |
| Polk County Florida | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Sumter County Florida | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Wakulla County Florida | 1 | $ 274,000 | $ 274,000 | $ 127,000 |
| Baldwin County Georgia | 1 | $ 6,000 | $ 6,000 | $ 61,000 |
| Brantley County Georgia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Chattooga County Georgia | 1 | $ 54,000 | $ 54,000 | $ 14,000 |
| Clinch County Georgia | 1 | $ 36,000 | $ 36,000 | $ 56,000 |
| Franklin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Greene County Georgia | 1 | $ 227,000 | $ 227,000 | $ 51,000 |
| Jones County Georgia | 1 | $ 214,000 | $ 214,000 | $ 135,000 |
| Lamar County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Laurens County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Liberty County Georgia | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| Meriwether County Georgia | 1 | $ 9,000 | $ 9,000 | $ 3,000 |
| Pike County Georgia | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Polk County Georgia | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Seminole County Georgia | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Upson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Walker County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 364,000 |
| Maui County Hawaii | 1 | $ 3,625,000 | $ 3,625,000 | $ 0 |
| Jackson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Taney County Missouri | 1 | $ 38,000 | $ 38,000 | $ 136,000 |
| Clark County Nevada | 1 | $ 268,000 | $ 268,000 | $ 186,000 |
| Monmouth County New Jersey | 1 | $ 910,000 | $ 910,000 | $ 221,000 |
| Washington County New York | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Durham County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 165,000 |
| Pender County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Surry County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Transylvania County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 23,000 |
| Yancey County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Tulsa County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Multnomah County Oregon | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Horry County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Lancaster County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| York County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 257,000 |
| Kingsbury County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 130,000 |
| Cass County Texas | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Fannin County Texas | 1 | $ 304,000 | $ 304,000 | $ 97,000 |
| Lubbock County Texas | 1 | $ 300,000 | $ 300,000 | $ 121,000 |
| Parker County Texas | 1 | $ 273,000 | $ 273,000 | $ 151,000 |
| Polk County Texas | 1 | $ 248,000 | $ 248,000 | $ 88,000 |
| Van Zandt County Texas | 1 | $ 46,000 | $ 46,000 | $ 166,000 |
| Waller County Texas | 1 | $ 20,000 | $ 20,000 | $ 109,000 |
| Wood County Texas | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Summit County Utah | 1 | $ 1,704,000 | $ 1,704,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 12,000 |
| Sheridan County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Bank Ozk in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,146 | $372,830,000 | $173,000 | $8,320,000 | $80,000 | $3,003,000 |
| Refinancing | 960 | $176,790,000 | $184,000 | $6,100,000 | $77,000 | $1,000,000 |
| Home Improvement | 568 | $22,457,000 | $39,000 | $5,100,000 | $56,000 | $723,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,375 | $332,571,000 | $140,000 | $1,800,000 | $87,000 | $1,719,000 |
| Not applicable | 446 | $115,418,000 | $258,000 | $8,320,000 | $0 | $0 |
| Black or African American | 388 | $48,249,000 | $124,000 | $780,000 | $64,000 | $316,000 |
| Hispanic | 246 | $36,663,000 | $149,000 | $975,000 | $65,000 | $411,000 |
| Not Provided | 101 | $14,506,000 | $143,000 | $930,000 | $141,000 | $3,003,000 |
| Asian | 99 | $20,806,000 | $210,000 | $646,000 | $129,000 | $3,003,000 |
| American Indian or Alaskan Native | 17 | $3,693,000 | $217,000 | $2,047,000 | $66,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $171,000 | $85,000 | $101,000 | $54,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,305 | $514,794,000 | $155,000 | $8,320,000 | $77,000 | $3,003,000 |
| FHA-insured (Federal Housing Administration) | 236 | $39,058,000 | $165,000 | $499,000 | $61,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $11,458,000 | $123,000 | $253,000 | $44,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 40 | $6,767,000 | $169,000 | $635,000 | $59,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,108 | $353,620,000 | $167,000 | $8,320,000 | $76,000 | $3,003,000 |
| Application Denied By Financial Institution | 833 | $89,413,000 | $107,000 | $3,075,000 | $63,000 | $1,000,000 |
| Application Withdrawn By Applicant | 645 | $116,715,000 | $180,000 | $6,100,000 | $90,000 | $1,107,000 |
| Loan Purchased By The Institution | 50 | $7,260,000 | $145,000 | $278,000 | $44,000 | $102,000 |
| Application Approved But Not Accepted | 38 | $5,069,000 | $133,000 | $635,000 | $90,000 | $458,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 403 | $24,643,000 | $61,000 | $1,413,000 | $47,000 | $429,000 |
| Debt-To-Income Ratio | 278 | $35,572,000 | $127,000 | $3,075,000 | $61,000 | $1,000,000 |
| Collateral | 62 | $12,094,000 | $195,000 | $2,047,000 | $90,000 | $814,000 |
| Credit Application Incomplete | 60 | $11,229,000 | $187,000 | $1,800,000 | $122,000 | $592,000 |
| Other | 11 | $1,141,000 | $103,000 | $252,000 | $93,000 | $200,000 |
| Unverifiable Information | 9 | $3,646,000 | $405,000 | $1,700,000 | $207,000 | $827,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $635,000 | $105,000 | $240,000 | $85,000 | $128,000 |
| Employment History | 4 | $453,000 | $113,000 | $198,000 | $51,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Ozk's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Ozk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.