Bank Ozk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bank Ozk 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Ozk Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,674 |
| Total Mortgage Loan Application Amount | $572,077,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $8,320,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $3,003,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank Ozk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Ozk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bank Ozk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Ozk serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Ozk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Ozk's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 595 | $ 80,653,000 | $ 135,000 | $ 58,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 511 | $ 73,119,000 | $ 143,000 | $ 75,000 |
| DALLAS-PLANO-IRVING, TX | 286 | $ 74,823,000 | $ 261,000 | $ 90,000 |
| HOT SPRINGS, AR | 156 | $ 22,983,000 | $ 147,000 | $ 100,000 |
| FORT SMITH, AR-OK | 141 | $ 15,110,000 | $ 103,000 | $ 66,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 127 | $ 19,559,000 | $ 177,000 | $ 121,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 100 | $ 20,433,000 | $ 204,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 94 | $ 14,840,000 | $ 157,000 | $ 111,000 |
| AUSTIN-ROUND ROCK, TX | 91 | $ 25,115,000 | $ 275,000 | $ 136,000 |
| WINSTON-SALEM, NC | 74 | $ 6,975,000 | $ 94,000 | $ 48,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 63 | $ 10,490,000 | $ 166,000 | $ 95,000 |
| TEXARKANA, TX-AR | 53 | $ 8,705,000 | $ 163,500 | $ 45,500 |
| VALDOSTA, GA | 53 | $ 2,986,000 | $ 56,000 | $ 45,000 |
| FORT WORTH-ARLINGTON, TX | 51 | $ 14,468,000 | $ 283,000 | $ 74,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 46 | $ 11,665,000 | $ 253,000 | $ 127,000 |
| DALTON, GA | 45 | $ 5,004,000 | $ 111,000 | $ 48,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 33 | $ 15,565,000 | $ 471,000 | $ 97,000 |
| MOBILE, AL | 28 | $ 1,436,000 | $ 51,000 | $ 32,000 |
| BRUNSWICK, GA | 26 | $ 2,315,000 | $ 89,000 | $ 57,000 |
| SAVANNAH, GA | 23 | $ 1,935,000 | $ 84,000 | $ 16,000 |
| CAPE CORAL-FORT MYERS, FL | 21 | $ 10,964,000 | $ 522,000 | $ 67,000 |
| GAINESVILLE, GA | 21 | $ 2,738,000 | $ 130,000 | $ 343,000 |
| GREENSBORO-HIGH POINT, NC | 21 | $ 2,367,000 | $ 112,000 | $ 53,000 |
| DOTHAN, AL | 18 | $ 335,000 | $ 18,000 | $ 39,000 |
| MACON-BIBB COUNTY, GA | 16 | $ 2,742,000 | $ 171,000 | $ 107,000 |
| ATHENS-CLARKE COUNTY, GA | 13 | $ 2,077,000 | $ 159,000 | $ 58,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 2,654,000 | $ 241,000 | $ 80,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11 | $ 2,334,000 | $ 212,000 | $ 128,000 |
| PUNTA GORDA, FL | 11 | $ 1,576,000 | $ 143,000 | $ 56,000 |
| JACKSONVILLE, FL | 10 | $ 1,888,000 | $ 188,000 | $ 110,000 |
| COLUMBUS, GA-AL | 9 | $ 1,371,000 | $ 120,500 | $ 44,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 2,547,000 | $ 283,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 2,517,000 | $ 314,000 | $ 104,000 |
| ROME, GA | 8 | $ 312,000 | $ 39,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,196,000 | $ 149,000 | $ 31,000 |
| PANAMA CITY, FL | 7 | $ 1,206,000 | $ 172,000 | $ 165,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 714,000 | $ 119,000 | $ 54,000 |
| CLEVELAND, TN | 5 | $ 202,000 | $ 40,000 | $ 50,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 1,075,000 | $ 215,000 | $ 177,000 |
| OCALA, FL | 5 | $ 429,000 | $ 85,000 | $ 60,000 |
| WILMINGTON, NC | 5 | $ 860,000 | $ 172,000 | $ 88,000 |
| ASHEVILLE, NC | 3 | $ 638,000 | $ 212,000 | $ 135,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 2,993,000 | $ 997,000 | $ 285,000 |
| JONESBORO, AR | 3 | $ 1,537,000 | $ 512,000 | $ 33,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 2,156,000 | $ 718,000 | $ 208,000 |
| TALLAHASSEE, FL | 3 | $ 673,000 | $ 224,000 | $ 61,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 64,000 | $ 32,000 | $ 49,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 244,000 | $ 122,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2 | $ 678,000 | $ 339,000 | $ 189,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 191,000 | $ 95,500 | $ 61,500 |
| SPARTANBURG, SC | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 592,000 | $ 296,000 | $ 51,000 |
| AUBURN-OPELIKA, AL | 1 | $ 112,000 | $ 112,000 | $ 429,000 |
| CHATTANOOGA, TN-GA | 1 | $ 1,200,000 | $ 1,200,000 | $ 364,000 |
| COLORADO SPRINGS, CO | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 72,000 | $ 72,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 240,000 | $ 240,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 3,625,000 | $ 3,625,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 77,000 | $ 77,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 268,000 | $ 268,000 | $ 186,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 499,000 | $ 499,000 | $ 127,000 |
| LUBBOCK, TX | 1 | $ 300,000 | $ 300,000 | $ 121,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 910,000 | $ 910,000 | $ 221,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 182,000 | $ 182,000 | $ 323,000 |
| PINE BLUFF, AR | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| THE VILLAGES, FL | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| TULSA, OK | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Bank Ozk in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,146 | $372,830,000 | $173,000 | $8,320,000 | $80,000 | $3,003,000 |
| Refinancing | 960 | $176,790,000 | $184,000 | $6,100,000 | $77,000 | $1,000,000 |
| Home Improvement | 568 | $22,457,000 | $39,000 | $5,100,000 | $56,000 | $723,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,375 | $332,571,000 | $140,000 | $1,800,000 | $87,000 | $1,719,000 |
| Not applicable | 446 | $115,418,000 | $258,000 | $8,320,000 | $0 | $0 |
| Black or African American | 388 | $48,249,000 | $124,000 | $780,000 | $64,000 | $316,000 |
| Hispanic | 246 | $36,663,000 | $149,000 | $975,000 | $65,000 | $411,000 |
| Not Provided | 101 | $14,506,000 | $143,000 | $930,000 | $141,000 | $3,003,000 |
| Asian | 99 | $20,806,000 | $210,000 | $646,000 | $129,000 | $3,003,000 |
| American Indian or Alaskan Native | 17 | $3,693,000 | $217,000 | $2,047,000 | $66,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $171,000 | $85,000 | $101,000 | $54,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,305 | $514,794,000 | $155,000 | $8,320,000 | $77,000 | $3,003,000 |
| FHA-insured (Federal Housing Administration) | 236 | $39,058,000 | $165,000 | $499,000 | $61,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $11,458,000 | $123,000 | $253,000 | $44,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 40 | $6,767,000 | $169,000 | $635,000 | $59,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,108 | $353,620,000 | $167,000 | $8,320,000 | $76,000 | $3,003,000 |
| Application Denied By Financial Institution | 833 | $89,413,000 | $107,000 | $3,075,000 | $63,000 | $1,000,000 |
| Application Withdrawn By Applicant | 645 | $116,715,000 | $180,000 | $6,100,000 | $90,000 | $1,107,000 |
| Loan Purchased By The Institution | 50 | $7,260,000 | $145,000 | $278,000 | $44,000 | $102,000 |
| Application Approved But Not Accepted | 38 | $5,069,000 | $133,000 | $635,000 | $90,000 | $458,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 403 | $24,643,000 | $61,000 | $1,413,000 | $47,000 | $429,000 |
| Debt-To-Income Ratio | 278 | $35,572,000 | $127,000 | $3,075,000 | $61,000 | $1,000,000 |
| Collateral | 62 | $12,094,000 | $195,000 | $2,047,000 | $90,000 | $814,000 |
| Credit Application Incomplete | 60 | $11,229,000 | $187,000 | $1,800,000 | $122,000 | $592,000 |
| Other | 11 | $1,141,000 | $103,000 | $252,000 | $93,000 | $200,000 |
| Unverifiable Information | 9 | $3,646,000 | $405,000 | $1,700,000 | $207,000 | $827,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $635,000 | $105,000 | $240,000 | $85,000 | $128,000 |
| Employment History | 4 | $453,000 | $113,000 | $198,000 | $51,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Ozk's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Ozk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.