Bank Ozk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank Ozk 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Ozk Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,510 |
| Total Mortgage Loan Application Amount | $452,430,000 |
| Average Mortgage Loan Application Amount | $128,200 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $78,800 |
| Highest Applicant Income | $4,859,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank Ozk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Ozk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank Ozk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Ozk serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Ozk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Ozk's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 265 | $ 54,245,000 | $ 204,000 | $ 197,000 |
| Manatee County Florida | 172 | $ 25,900,000 | $ 150,000 | $ 112,000 |
| Pulaski County Arkansas | 162 | $ 30,940,000 | $ 190,000 | $ 93,000 |
| Hillsborough County Florida | 96 | $ 9,070,000 | $ 94,000 | $ 119,000 |
| Carroll County Georgia | 91 | $ 6,915,000 | $ 75,000 | $ 72,000 |
| Lee County Florida | 79 | $ 8,875,000 | $ 112,000 | $ 100,000 |
| Crawford County Arkansas | 78 | $ 5,770,000 | $ 73,000 | $ 69,000 |
| Cleveland County North Carolina | 73 | $ 8,955,000 | $ 122,000 | $ 77,000 |
| Dallas County Texas | 73 | $ 17,205,000 | $ 235,000 | $ 98,000 |
| Benton County Arkansas | 70 | $ 7,310,000 | $ 104,000 | $ 86,000 |
| Sarasota County Florida | 70 | $ 6,390,000 | $ 91,000 | $ 119,000 |
| Saline County Arkansas | 65 | $ 7,035,000 | $ 108,000 | $ 85,000 |
| Garland County Arkansas | 63 | $ 6,265,000 | $ 99,000 | $ 80,000 |
| Barrow County Georgia | 61 | $ 4,235,000 | $ 69,000 | $ 61,000 |
| Lowndes County Georgia | 61 | $ 2,555,000 | $ 41,000 | $ 53,000 |
| Hot Spring County Arkansas | 57 | $ 4,755,000 | $ 83,000 | $ 65,000 |
| Marion County Florida | 48 | $ 4,360,000 | $ 90,000 | $ 54,000 |
| Fulton County Georgia | 48 | $ 8,880,000 | $ 185,000 | $ 95,000 |
| Franklin County Arkansas | 45 | $ 2,165,000 | $ 48,000 | $ 56,000 |
| Haralson County Georgia | 44 | $ 2,530,000 | $ 57,000 | $ 68,000 |
| Faulkner County Arkansas | 43 | $ 5,905,000 | $ 137,000 | $ 123,000 |
| Charlotte County Florida | 41 | $ 4,345,000 | $ 105,000 | $ 88,000 |
| Gwinnett County Georgia | 41 | $ 4,925,000 | $ 120,000 | $ 83,000 |
| Washington County Arkansas | 38 | $ 12,250,000 | $ 322,000 | $ 186,000 |
| Miami-Dade County Florida | 36 | $ 8,590,000 | $ 238,000 | $ 214,000 |
| Gilmer County Georgia | 36 | $ 1,650,000 | $ 45,000 | $ 55,000 |
| Randolph County North Carolina | 35 | $ 2,845,000 | $ 81,000 | $ 83,000 |
| Boone County Arkansas | 33 | $ 1,595,000 | $ 48,000 | $ 80,000 |
| Johnson County Arkansas | 33 | $ 1,645,000 | $ 49,000 | $ 49,000 |
| Fannin County Georgia | 33 | $ 2,515,000 | $ 76,000 | $ 92,000 |
| Pope County Arkansas | 32 | $ 2,400,000 | $ 75,000 | $ 65,000 |
| Mecklenburg County North Carolina | 32 | $ 8,500,000 | $ 265,000 | $ 140,000 |
| Lonoke County Arkansas | 31 | $ 2,305,000 | $ 74,000 | $ 109,000 |
| Sebastian County Arkansas | 31 | $ 6,315,000 | $ 203,000 | $ 96,000 |
| Douglas County Georgia | 28 | $ 2,370,000 | $ 84,000 | $ 84,000 |
| Gaston County North Carolina | 28 | $ 3,060,000 | $ 109,000 | $ 64,000 |
| Union County Georgia | 27 | $ 2,825,000 | $ 104,000 | $ 130,000 |
| Duval County Florida | 25 | $ 2,085,000 | $ 83,000 | $ 90,000 |
| Bartow County Georgia | 25 | $ 1,435,000 | $ 57,000 | $ 62,000 |
| Forsyth County Georgia | 25 | $ 1,985,000 | $ 79,000 | $ 89,000 |
| Jackson County Georgia | 25 | $ 2,755,000 | $ 110,000 | $ 57,000 |
| Muscogee County Georgia | 25 | $ 1,485,000 | $ 59,000 | $ 71,000 |
| Davie County North Carolina | 25 | $ 1,465,000 | $ 58,000 | $ 70,000 |
| Geneva County Alabama | 24 | $ 1,270,000 | $ 52,000 | $ 56,000 |
| Dawson County Georgia | 24 | $ 3,510,000 | $ 146,000 | $ 63,000 |
| DeKalb County Georgia | 24 | $ 3,540,000 | $ 147,000 | $ 100,000 |
| Hempstead County Arkansas | 23 | $ 675,000 | $ 29,000 | $ 80,000 |
| Van Buren County Arkansas | 23 | $ 1,365,000 | $ 59,000 | $ 60,000 |
| Decatur County Georgia | 23 | $ 1,145,000 | $ 49,000 | $ 53,000 |
| Forsyth County North Carolina | 23 | $ 12,395,000 | $ 538,000 | $ 262,000 |
| Baxter County Arkansas | 22 | $ 1,310,000 | $ 59,000 | $ 47,000 |
| Henry County Georgia | 22 | $ 2,920,000 | $ 132,000 | $ 50,000 |
| Mobile County Alabama | 20 | $ 2,480,000 | $ 124,000 | $ 148,000 |
| Pasco County Florida | 20 | $ 2,090,000 | $ 104,000 | $ 89,000 |
| Cherokee County Georgia | 20 | $ 1,770,000 | $ 88,000 | $ 128,000 |
| Cobb County Georgia | 20 | $ 2,990,000 | $ 149,000 | $ 89,000 |
| Heard County Georgia | 20 | $ 1,730,000 | $ 86,000 | $ 64,000 |
| Lumpkin County Georgia | 20 | $ 1,980,000 | $ 99,000 | $ 70,000 |
| Cabarrus County North Carolina | 19 | $ 1,995,000 | $ 105,000 | $ 97,000 |
| Newton County Arkansas | 18 | $ 980,000 | $ 54,000 | $ 49,000 |
| Broward County Florida | 18 | $ 2,890,000 | $ 160,000 | $ 167,000 |
| Walton County Georgia | 18 | $ 940,000 | $ 52,000 | $ 66,000 |
| Tarrant County Texas | 18 | $ 5,930,000 | $ 329,000 | $ 53,000 |
| Coweta County Georgia | 16 | $ 1,870,000 | $ 116,000 | $ 116,000 |
| Davidson County North Carolina | 16 | $ 1,840,000 | $ 115,000 | $ 58,000 |
| Habersham County Georgia | 15 | $ 585,000 | $ 39,000 | $ 75,000 |
| Bibb County Georgia | 14 | $ 860,000 | $ 61,000 | $ 70,000 |
| Murray County Georgia | 14 | $ 720,000 | $ 51,000 | $ 59,000 |
| Lincoln County North Carolina | 14 | $ 1,470,000 | $ 105,000 | $ 62,000 |
| Paulding County Georgia | 13 | $ 1,395,000 | $ 107,000 | $ 77,000 |
| Collin County Texas | 13 | $ 3,105,000 | $ 238,000 | $ 53,000 |
| Searcy County Arkansas | 12 | $ 360,000 | $ 30,000 | $ 46,000 |
| Stokes County North Carolina | 12 | $ 1,340,000 | $ 111,000 | $ 103,000 |
| Harris County Texas | 12 | $ 2,680,000 | $ 223,000 | $ 76,000 |
| Miller County Arkansas | 11 | $ 425,000 | $ 38,000 | $ 61,000 |
| Glynn County Georgia | 11 | $ 485,000 | $ 44,000 | $ 85,000 |
| Hall County Georgia | 11 | $ 1,125,000 | $ 102,000 | $ 150,000 |
| Whitfield County Georgia | 11 | $ 1,755,000 | $ 159,000 | $ 145,000 |
| Marion County Arkansas | 10 | $ 990,000 | $ 99,000 | $ 71,000 |
| Bay County Florida | 10 | $ 1,160,000 | $ 116,000 | $ 94,000 |
| Orange County Florida | 10 | $ 2,240,000 | $ 224,000 | $ 284,000 |
| Rowan County North Carolina | 10 | $ 1,070,000 | $ 107,000 | $ 61,000 |
| Bowie County Texas | 10 | $ 1,240,000 | $ 124,000 | $ 83,000 |
| Clark County Arkansas | 9 | $ 505,000 | $ 56,000 | $ 81,000 |
| White County Georgia | 9 | $ 1,035,000 | $ 115,000 | $ 103,000 |
| Collier County Florida | 8 | $ 2,740,000 | $ 342,000 | $ 175,000 |
| Clarke County Georgia | 8 | $ 940,000 | $ 117,000 | $ 94,000 |
| Gordon County Georgia | 8 | $ 390,000 | $ 48,000 | $ 42,000 |
| Rockdale County Georgia | 8 | $ 780,000 | $ 97,000 | $ 52,000 |
| Rutherford County North Carolina | 8 | $ 520,000 | $ 65,000 | $ 68,000 |
| Holmes County Florida | 7 | $ 345,000 | $ 49,000 | $ 48,000 |
| Sequoyah County Oklahoma | 7 | $ 275,000 | $ 39,000 | $ 61,000 |
| Cleburne County Arkansas | 6 | $ 650,000 | $ 108,000 | $ 152,000 |
| Craighead County Arkansas | 6 | $ 4,470,000 | $ 745,000 | $ 0 |
| Logan County Arkansas | 6 | $ 380,000 | $ 63,000 | $ 50,000 |
| Nevada County Arkansas | 6 | $ 150,000 | $ 25,000 | $ 39,000 |
| White County Arkansas | 6 | $ 590,000 | $ 98,000 | $ 66,000 |
| Lake County Florida | 6 | $ 430,000 | $ 71,000 | $ 146,000 |
| Palm Beach County Florida | 6 | $ 810,000 | $ 135,000 | $ 116,000 |
| Echols County Georgia | 6 | $ 200,000 | $ 33,000 | $ 21,000 |
| Greene County Georgia | 6 | $ 850,000 | $ 141,000 | $ 139,000 |
| Pickens County Georgia | 6 | $ 600,000 | $ 100,000 | $ 56,000 |
| Brunswick County North Carolina | 6 | $ 470,000 | $ 78,000 | $ 74,000 |
| Travis County Texas | 6 | $ 5,170,000 | $ 861,000 | $ 57,000 |
| Columbia County Arkansas | 5 | $ 215,000 | $ 43,000 | $ 51,000 |
| Grant County Arkansas | 5 | $ 125,000 | $ 25,000 | $ 60,000 |
| St. Johns County Florida | 5 | $ 665,000 | $ 133,000 | $ 343,000 |
| Walton County Florida | 5 | $ 1,465,000 | $ 293,000 | $ 282,000 |
| Floyd County Georgia | 5 | $ 135,000 | $ 27,000 | $ 54,000 |
| Liberty County Georgia | 5 | $ 285,000 | $ 57,000 | $ 109,000 |
| Oconee County Georgia | 5 | $ 795,000 | $ 159,000 | $ 115,000 |
| Putnam County Georgia | 5 | $ 4,235,000 | $ 847,000 | $ 320,000 |
| Beaufort County South Carolina | 5 | $ 495,000 | $ 99,000 | $ 63,000 |
| Caldwell County Texas | 5 | $ 555,000 | $ 111,000 | $ 76,000 |
| Clay County Florida | 4 | $ 360,000 | $ 90,000 | $ 68,000 |
| Chatham County Georgia | 4 | $ 660,000 | $ 165,000 | $ 176,000 |
| Clayton County Georgia | 4 | $ 380,000 | $ 95,000 | $ 108,000 |
| Harris County Georgia | 4 | $ 130,000 | $ 32,000 | $ 99,000 |
| Polk County Georgia | 4 | $ 250,000 | $ 62,000 | $ 27,000 |
| Clay County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 220,000 |
| Iredell County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 397,000 |
| New Hanover County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 181,000 |
| Le Flore County Oklahoma | 4 | $ 130,000 | $ 32,000 | $ 61,000 |
| Denton County Texas | 4 | $ 1,920,000 | $ 480,000 | $ 146,000 |
| Cleburne County Alabama | 3 | $ 185,000 | $ 61,000 | $ 44,000 |
| Randolph County Alabama | 3 | $ 215,000 | $ 71,000 | $ 148,000 |
| Conway County Arkansas | 3 | $ 185,000 | $ 61,000 | $ 108,000 |
| Perry County Arkansas | 3 | $ 115,000 | $ 38,000 | $ 41,000 |
| Polk County Florida | 3 | $ 225,000 | $ 75,000 | $ 115,000 |
| Brooks County Georgia | 3 | $ 245,000 | $ 81,000 | $ 40,000 |
| Grady County Georgia | 3 | $ 35,000 | $ 11,000 | $ 32,000 |
| Jasper County Georgia | 3 | $ 435,000 | $ 145,000 | $ 309,000 |
| Newton County Georgia | 3 | $ 235,000 | $ 78,000 | $ 131,000 |
| Pike County Georgia | 3 | $ 415,000 | $ 138,000 | $ 41,000 |
| Buncombe County North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 280,000 |
| Guilford County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 145,000 |
| Yadkin County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 40,000 |
| Kaufman County Texas | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Montgomery County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| DeSoto County Florida | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Franklin County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 196,000 |
| Gadsden County Florida | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Hamilton County Florida | 2 | $ 40,000 | $ 20,000 | $ 37,000 |
| Hardee County Florida | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Hernando County Florida | 2 | $ 130,000 | $ 65,000 | $ 245,000 |
| Levy County Florida | 2 | $ 200,000 | $ 100,000 | $ 182,000 |
| Santa Rosa County Florida | 2 | $ 640,000 | $ 320,000 | $ 58,000 |
| Seminole County Florida | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| Banks County Georgia | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Catoosa County Georgia | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Clay County Georgia | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Fayette County Georgia | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Walker County Georgia | 2 | $ 100,000 | $ 50,000 | $ 145,000 |
| Kings County New York | 2 | $ 930,000 | $ 465,000 | $ 288,000 |
| Cherokee County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 14,000 |
| Pender County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 104,000 |
| Union County North Carolina | 2 | $ 20,000 | $ 10,000 | $ 62,000 |
| Greenville County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 969,000 |
| Horry County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 196,000 |
| Polk County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Sevier County Tennessee | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| Galveston County Texas | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Jefferson County Texas | 2 | $ 320,000 | $ 160,000 | $ 24,000 |
| Williamson County Texas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Coffee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Dale County Alabama | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Elmore County Alabama | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Lee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 188,000 |
| Pike County Alabama | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Russell County Alabama | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Fulton County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Izard County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Jefferson County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lafayette County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Lawrence County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 1,522,000 |
| Madison County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Polk County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Prairie County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Union County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Woodruff County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yell County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| San Joaquin County California | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 223,000 |
| Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Leon County Florida | 1 | $ 605,000 | $ 605,000 | $ 25,000 |
| Monroe County Florida | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Nassau County Florida | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Sumter County Florida | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Taylor County Florida | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Baldwin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Bulloch County Georgia | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Butts County Georgia | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Cook County Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Franklin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Jones County Georgia | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Lanier County Georgia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Meriwether County Georgia | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Monroe County Georgia | 1 | $ 255,000 | $ 255,000 | $ 340,000 |
| Richmond County Georgia | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Seminole County Georgia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Spalding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Twiggs County Georgia | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ware County Georgia | 1 | $ 655,000 | $ 655,000 | $ 373,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Yalobusha County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 26,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Westchester County New York | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Orange County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Surry County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Watauga County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Spartanburg County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 2,005,000 | $ 2,005,000 | $ 443,000 |
| Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Cass County Texas | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Ellis County Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Nottoway County Virginia | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Monroe County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Bank Ozk in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,208 | $228,330,000 | $189,000 | $3,845,000 | $114,000 | $4,859,000 |
| Home Improvement | 1,058 | $70,070,000 | $66,000 | $725,000 | $96,000 | $1,400,000 |
| Refinancing | 721 | $117,895,000 | $163,000 | $8,005,000 | $94,000 | $732,000 |
| Other Purpose | 522 | $35,980,000 | $68,000 | $965,000 | $90,000 | $1,000,000 |
| Cash-out Refinancing | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,069 | $211,405,000 | $102,000 | $3,805,000 | $103,000 | $4,859,000 |
| Not Provided | 522 | $61,880,000 | $118,000 | $1,005,000 | $112,000 | $1,962,000 |
| Not applicable | 324 | $116,210,000 | $358,000 | $8,005,000 | $0 | $0 |
| Black or African American | 261 | $24,435,000 | $93,000 | $605,000 | $69,000 | $555,000 |
| Hispanic | 254 | $27,220,000 | $107,000 | $405,000 | $78,000 | $590,000 |
| Asian | 60 | $8,950,000 | $149,000 | $1,255,000 | $132,000 | $668,000 |
| American Indian or Alaskan Native | 8 | $460,000 | $57,000 | $185,000 | $53,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,509 | $452,225,000 | $128,000 | $8,005,000 | $100,000 | $4,859,000 |
| FHA-insured (Federal Housing Administration) | 1 | $205,000 | $205,000 | $205,000 | $88,000 | $88,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,605 | $234,145,000 | $145,000 | $8,005,000 | $119,000 | $4,859,000 |
| Application Denied By Financial Institution | 1,433 | $140,685,000 | $98,000 | $2,005,000 | $77,000 | $1,238,000 |
| Application Withdrawn By Applicant | 383 | $63,055,000 | $164,000 | $2,305,000 | $116,000 | $1,956,000 |
| Application Approved But Not Accepted | 89 | $14,545,000 | $163,000 | $2,905,000 | $109,000 | $771,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,077 | $311,745,000 | $150,000 | $8,005,000 | $118,000 | $4,859,000 |
| Debt-To-Income Ratio | 581 | $71,205,000 | $122,000 | $1,405,000 | $60,000 | $520,000 |
| Credit History | 484 | $32,870,000 | $67,000 | $2,005,000 | $76,000 | $732,000 |
| Collateral | 257 | $19,625,000 | $76,000 | $875,000 | $101,000 | $1,238,000 |
| Credit Application Incomplete | 62 | $11,180,000 | $180,000 | $2,005,000 | $123,000 | $1,000,000 |
| Other | 20 | $3,200,000 | $160,000 | $505,000 | $83,000 | $195,000 |
| Unverifiable Information | 16 | $1,430,000 | $89,000 | $205,000 | $79,000 | $229,000 |
| Employment History | 8 | $450,000 | $56,000 | $125,000 | $54,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $725,000 | $145,000 | $255,000 | $71,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Ozk's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Ozk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.