Bank Of The West
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Bank Of The West 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of The West 1977 Saturn Street Ms Sc-Mpk-03-N Monterey Park, CA 91755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,197 |
| Total Mortgage Loan Application Amount | $2,252,412,000 |
| Average Mortgage Loan Application Amount | $418,156 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $14,240 |
| Highest Applicant Income | $5,657,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Bank Of The West. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The West's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Bank Of The West's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The West serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of The West, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The West's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,755 | $ 411,824,000 | $ 234,000 | $ 94,000 |
| Orange County California | 985 | $ 276,441,000 | $ 280,000 | $ 102,000 |
| Santa Clara County California | 794 | $ 173,367,000 | $ 218,000 | $ 83,000 |
| Alameda County California | 748 | $ 153,844,000 | $ 205,000 | $ 80,000 |
| Contra Costa County California | 613 | $ 119,626,000 | $ 195,000 | $ 84,000 |
| Stanislaus County California | 449 | $ 43,727,000 | $ 97,000 | $ 68,000 |
| Fresno County California | 357 | $ 34,842,000 | $ 97,000 | $ 71,000 |
| Bernalillo County New Mexico | 332 | $ 28,020,000 | $ 84,000 | $ 59,000 |
| Sacramento County California | 287 | $ 34,470,000 | $ 120,000 | $ 72,000 |
| San Bernardino County California | 268 | $ 35,124,000 | $ 131,000 | $ 87,000 |
| Sonoma County California | 253 | $ 37,161,000 | $ 146,000 | $ 87,000 |
| San Mateo County California | 242 | $ 66,510,000 | $ 274,000 | $ 119,000 |
| San Diego County California | 229 | $ 81,740,000 | $ 356,000 | $ 100,000 |
| San Joaquin County California | 222 | $ 23,645,000 | $ 106,000 | $ 71,000 |
| Solano County California | 201 | $ 25,734,000 | $ 128,000 | $ 80,000 |
| San Francisco County California | 196 | $ 52,993,000 | $ 270,000 | $ 119,000 |
| Ventura County California | 171 | $ 48,140,000 | $ 281,000 | $ 89,000 |
| Butte County California | 153 | $ 10,965,000 | $ 71,000 | $ 50,000 |
| Multnomah County Oregon | 149 | $ 20,250,000 | $ 135,000 | $ 73,000 |
| Washington County Oregon | 136 | $ 14,212,000 | $ 104,000 | $ 78,000 |
| Kern County California | 133 | $ 11,891,000 | $ 89,000 | $ 118,000 |
| Tulare County California | 124 | $ 12,289,000 | $ 99,000 | $ 60,000 |
| Placer County California | 119 | $ 17,389,000 | $ 146,000 | $ 89,000 |
| Clark County Nevada | 111 | $ 12,189,000 | $ 109,000 | $ 87,000 |
| Yolo County California | 108 | $ 9,326,000 | $ 86,000 | $ 57,000 |
| Riverside County California | 94 | $ 16,406,000 | $ 174,000 | $ 142,000 |
| Kings County California | 88 | $ 6,154,000 | $ 69,000 | $ 57,000 |
| Clackamas County Oregon | 85 | $ 13,049,000 | $ 153,000 | $ 112,000 |
| Lake County California | 84 | $ 4,956,000 | $ 59,000 | $ 40,000 |
| Nevada County California | 78 | $ 10,995,000 | $ 140,000 | $ 56,000 |
| Marin County California | 69 | $ 23,778,000 | $ 344,000 | $ 144,000 |
| Santa Cruz County California | 66 | $ 15,294,000 | $ 231,000 | $ 115,000 |
| King County Washington | 63 | $ 29,418,000 | $ 466,000 | $ 63,000 |
| Washoe County Nevada | 55 | $ 8,020,000 | $ 145,000 | $ 81,000 |
| Napa County California | 54 | $ 8,259,000 | $ 152,000 | $ 82,000 |
| Lincoln County Oregon | 54 | $ 4,050,000 | $ 75,000 | $ 48,000 |
| El Dorado County California | 47 | $ 7,938,000 | $ 168,000 | $ 88,000 |
| Benton County Washington | 45 | $ 3,848,000 | $ 85,000 | $ 59,000 |
| Santa Barbara County California | 41 | $ 11,442,000 | $ 279,000 | $ 190,000 |
| Sandoval County New Mexico | 39 | $ 5,080,000 | $ 130,000 | $ 71,000 |
| Cook County Illinois | 34 | $ 16,852,000 | $ 495,000 | $ 0 |
| Maricopa County Arizona | 29 | $ 14,179,000 | $ 488,000 | $ 0 |
| Valencia County New Mexico | 29 | $ 2,019,000 | $ 69,000 | $ 49,000 |
| Kittitas County Washington | 28 | $ 2,881,000 | $ 102,000 | $ 75,000 |
| Fairfax County Virginia | 27 | $ 11,681,000 | $ 432,000 | $ 0 |
| Monterey County California | 26 | $ 7,604,000 | $ 292,000 | $ 72,000 |
| Washington County Idaho | 23 | $ 1,215,000 | $ 52,000 | $ 41,000 |
| Oakland County Michigan | 22 | $ 10,301,000 | $ 468,000 | $ 0 |
| Columbia County Oregon | 21 | $ 3,109,000 | $ 148,000 | $ 45,000 |
| Madera County California | 20 | $ 1,720,000 | $ 86,000 | $ 66,000 |
| Franklin County Washington | 20 | $ 1,230,000 | $ 61,000 | $ 30,000 |
| Marion County Oregon | 18 | $ 1,474,000 | $ 81,000 | $ 35,000 |
| Yakima County Washington | 18 | $ 1,981,000 | $ 110,000 | $ 31,000 |
| Umatilla County Oregon | 17 | $ 1,752,000 | $ 103,000 | $ 65,000 |
| Wasco County Oregon | 17 | $ 1,566,000 | $ 92,000 | $ 69,000 |
| Merced County California | 16 | $ 1,896,000 | $ 118,000 | $ 47,000 |
| Canyon County Idaho | 16 | $ 1,074,000 | $ 67,000 | $ 53,000 |
| Calaveras County California | 15 | $ 1,211,000 | $ 80,000 | $ 106,000 |
| San Luis Obispo County California | 14 | $ 4,931,000 | $ 352,000 | $ 185,000 |
| Middlesex County Massachusetts | 14 | $ 6,748,000 | $ 482,000 | $ 0 |
| Malheur County Oregon | 14 | $ 830,000 | $ 59,000 | $ 61,000 |
| Fairfield County Connecticut | 13 | $ 6,371,000 | $ 490,000 | $ 0 |
| Ada County Idaho | 13 | $ 1,348,000 | $ 103,000 | $ 45,000 |
| Dona Ana County New Mexico | 13 | $ 507,000 | $ 39,000 | $ 47,000 |
| Tuolumne County California | 12 | $ 930,000 | $ 77,000 | $ 57,000 |
| Lake County Illinois | 12 | $ 5,592,000 | $ 466,000 | $ 0 |
| Montgomery County Maryland | 12 | $ 6,456,000 | $ 538,000 | $ 0 |
| Washtenaw County Michigan | 10 | $ 5,772,000 | $ 577,000 | $ 0 |
| Hennepin County Minnesota | 10 | $ 3,914,000 | $ 391,000 | $ 0 |
| St. Louis County Missouri | 10 | $ 5,367,000 | $ 536,000 | $ 0 |
| Nassau County New York | 10 | $ 4,437,000 | $ 443,000 | $ 0 |
| Westchester County New York | 10 | $ 5,722,000 | $ 572,000 | $ 0 |
| Arlington County Virginia | 10 | $ 4,595,000 | $ 459,000 | $ 0 |
| Loudoun County Virginia | 10 | $ 4,179,000 | $ 417,000 | $ 0 |
| San Benito County California | 9 | $ 1,199,000 | $ 133,000 | $ 86,000 |
| Carson City County Nevada | 9 | $ 684,000 | $ 76,000 | $ 58,000 |
| Suffolk County New York | 9 | $ 4,142,000 | $ 460,000 | $ 0 |
| Jefferson County Oregon | 9 | $ 636,000 | $ 70,000 | $ 62,000 |
| Yamhill County Oregon | 9 | $ 1,379,000 | $ 153,000 | $ 49,000 |
| Clark County Washington | 9 | $ 2,550,000 | $ 283,000 | $ 99,000 |
| Mariposa County California | 8 | $ 1,097,000 | $ 137,000 | $ 89,000 |
| Sutter County California | 8 | $ 706,000 | $ 88,000 | $ 49,000 |
| Broward County Florida | 8 | $ 3,522,000 | $ 440,000 | $ 0 |
| Wake County North Carolina | 8 | $ 3,324,000 | $ 415,000 | $ 0 |
| Snohomish County Washington | 8 | $ 3,334,000 | $ 416,000 | $ 19,000 |
| Amador County California | 7 | $ 645,000 | $ 92,000 | $ 101,000 |
| DuPage County Illinois | 7 | $ 3,405,000 | $ 486,000 | $ 0 |
| Norfolk County Massachusetts | 7 | $ 3,249,000 | $ 464,000 | $ 0 |
| Prince William County Virginia | 7 | $ 2,855,000 | $ 407,000 | $ 0 |
| Yuba County California | 6 | $ 418,000 | $ 69,000 | $ 45,000 |
| Douglas County Colorado | 6 | $ 2,617,000 | $ 436,000 | $ 0 |
| Essex County Massachusetts | 6 | $ 2,659,000 | $ 443,000 | $ 0 |
| Lyon County Nevada | 6 | $ 700,000 | $ 116,000 | $ 35,000 |
| Bergen County New Jersey | 6 | $ 2,840,000 | $ 473,000 | $ 0 |
| Polk County Oregon | 6 | $ 624,000 | $ 104,000 | $ 80,000 |
| Harris County Texas | 6 | $ 2,707,000 | $ 451,000 | $ 0 |
| Klickitat County Washington | 6 | $ 488,000 | $ 81,000 | $ 66,000 |
| Miami-Dade County Florida | 5 | $ 2,302,000 | $ 460,000 | $ 0 |
| Payette County Idaho | 5 | $ 243,000 | $ 48,000 | $ 56,000 |
| Wayne County Michigan | 5 | $ 2,803,000 | $ 560,000 | $ 0 |
| Monmouth County New Jersey | 5 | $ 1,972,000 | $ 394,000 | $ 0 |
| Shasta County California | 4 | $ 628,000 | $ 157,000 | $ 264,000 |
| Boulder County Colorado | 4 | $ 2,361,000 | $ 590,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 2,118,000 | $ 529,000 | $ 0 |
| Johnson County Kansas | 4 | $ 1,605,000 | $ 401,000 | $ 0 |
| Worcester County Massachusetts | 4 | $ 2,082,000 | $ 520,000 | $ 0 |
| Somerset County New Jersey | 4 | $ 1,633,000 | $ 408,000 | $ 0 |
| Santa Fe County New Mexico | 4 | $ 553,000 | $ 138,000 | $ 25,000 |
| Deschutes County Oregon | 4 | $ 871,000 | $ 217,000 | $ 95,000 |
| Hood River County Oregon | 4 | $ 543,000 | $ 135,000 | $ 76,000 |
| Montgomery County Pennsylvania | 4 | $ 2,133,000 | $ 533,000 | $ 0 |
| Dallas County Texas | 4 | $ 2,163,000 | $ 540,000 | $ 0 |
| Travis County Texas | 4 | $ 2,035,000 | $ 508,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 1,173,000 | $ 391,000 | $ 0 |
| Madison County Alabama | 3 | $ 1,389,000 | $ 463,000 | $ 0 |
| Mendocino County California | 3 | $ 1,276,000 | $ 425,000 | $ 46,000 |
| Plumas County California | 3 | $ 288,000 | $ 96,000 | $ 119,000 |
| Arapahoe County Colorado | 3 | $ 1,835,000 | $ 611,000 | $ 0 |
| Collier County Florida | 3 | $ 1,226,000 | $ 408,000 | $ 0 |
| Fulton County Georgia | 3 | $ 1,697,000 | $ 565,000 | $ 0 |
| Owyhee County Idaho | 3 | $ 137,000 | $ 45,000 | $ 25,000 |
| McHenry County Illinois | 3 | $ 1,196,000 | $ 398,000 | $ 0 |
| Livingston County Michigan | 3 | $ 1,362,000 | $ 454,000 | $ 0 |
| Ramsey County Minnesota | 3 | $ 1,546,000 | $ 515,000 | $ 0 |
| Douglas County Nevada | 3 | $ 580,000 | $ 193,000 | $ 46,000 |
| Cibola County New Mexico | 3 | $ 43,000 | $ 14,000 | $ 21,000 |
| Torrance County New Mexico | 3 | $ 124,000 | $ 41,000 | $ 40,000 |
| Kings County New York | 3 | $ 1,937,000 | $ 645,000 | $ 0 |
| Clatsop County Oregon | 3 | $ 1,338,000 | $ 446,000 | $ 143,000 |
| Jackson County Oregon | 3 | $ 165,000 | $ 55,000 | $ 101,000 |
| Alexandria County Virginia | 3 | $ 1,156,000 | $ 385,000 | $ 0 |
| Kitsap County Washington | 3 | $ 1,044,000 | $ 348,000 | $ 0 |
| Pierce County Washington | 3 | $ 822,000 | $ 274,000 | $ 39,000 |
| Walla Walla County Washington | 3 | $ 87,000 | $ 29,000 | $ 45,000 |
| Baldwin County Alabama | 2 | $ 794,000 | $ 397,000 | $ 0 |
| Shelby County Alabama | 2 | $ 1,073,000 | $ 536,000 | $ 0 |
| Pima County Arizona | 2 | $ 825,000 | $ 412,000 | $ 0 |
| Colusa County California | 2 | $ 218,000 | $ 109,000 | $ 35,000 |
| Humboldt County California | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Mono County California | 2 | $ 638,000 | $ 319,000 | $ 259,000 |
| Tehama County California | 2 | $ 358,000 | $ 179,000 | $ 9,000 |
| Denver County Colorado | 2 | $ 992,000 | $ 496,000 | $ 0 |
| El Paso County Colorado | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Grand County Colorado | 2 | $ 733,000 | $ 366,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,204,000 | $ 602,000 | $ 0 |
| Lee County Florida | 2 | $ 829,000 | $ 414,000 | $ 0 |
| Orange County Florida | 2 | $ 985,000 | $ 492,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 1,063,000 | $ 531,000 | $ 0 |
| Pinellas County Florida | 2 | $ 864,000 | $ 432,000 | $ 0 |
| Walton County Florida | 2 | $ 805,000 | $ 402,000 | $ 0 |
| Kane County Illinois | 2 | $ 1,092,000 | $ 546,000 | $ 0 |
| Will County Illinois | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 698,000 | $ 349,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 852,000 | $ 426,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 761,000 | $ 380,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 994,000 | $ 497,000 | $ 0 |
| Howard County Maryland | 2 | $ 818,000 | $ 409,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 733,000 | $ 366,000 | $ 0 |
| Ingham County Michigan | 2 | $ 915,000 | $ 457,000 | $ 0 |
| Carver County Minnesota | 2 | $ 1,275,000 | $ 637,000 | $ 0 |
| Washington County Minnesota | 2 | $ 824,000 | $ 412,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 771,000 | $ 385,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 1,113,000 | $ 556,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 1,108,000 | $ 554,000 | $ 0 |
| Essex County New Jersey | 2 | $ 1,162,000 | $ 581,000 | $ 0 |
| Morris County New Jersey | 2 | $ 739,000 | $ 369,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 847,000 | $ 423,000 | $ 0 |
| Union County New Jersey | 2 | $ 878,000 | $ 439,000 | $ 0 |
| Watauga County North Carolina | 2 | $ 824,000 | $ 412,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 1,152,000 | $ 576,000 | $ 0 |
| Lane County Oregon | 2 | $ 223,000 | $ 111,000 | $ 56,000 |
| Tillamook County Oregon | 2 | $ 672,000 | $ 336,000 | $ 173,000 |
| Union County Oregon | 2 | $ 79,000 | $ 39,000 | $ 26,000 |
| Bucks County Pennsylvania | 2 | $ 913,000 | $ 456,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 971,000 | $ 485,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 1,129,000 | $ 564,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 929,000 | $ 464,000 | $ 0 |
| Summit County Utah | 2 | $ 1,452,000 | $ 726,000 | $ 0 |
| Stafford County Virginia | 2 | $ 1,016,000 | $ 508,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 1,358,000 | $ 679,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 124,000 | $ 62,000 | $ 60,000 |
| Island County Washington | 2 | $ 605,000 | $ 302,000 | $ 87,000 |
| Walworth County Wisconsin | 2 | $ 854,000 | $ 427,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 902,000 | $ 451,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Navajo County Arizona | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Yuma County Arizona | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Pulaski County Arkansas | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Alpine County California | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| Imperial County California | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Modoc County California | 1 | $ 70,000 | $ 70,000 | $ 192,000 |
| Sierra County California | 1 | $ 21,000 | $ 21,000 | $ 49,000 |
| Larimer County Colorado | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Weld County Colorado | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Duval County Florida | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Hernando County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Manatee County Florida | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Marion County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Seminole County Florida | 1 | $ 642,000 | $ 642,000 | $ 0 |
| St. Johns County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Chatham County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Douglas County Georgia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Oconee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Pickens County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Adams County Idaho | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Gem County Idaho | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Valley County Idaho | 1 | $ 100,000 | $ 100,000 | $ 324,000 |
| Madison County Illinois | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Boone County Indiana | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Polk County Iowa | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Harford County Maryland | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Talbot County Maryland | 1 | $ 792,000 | $ 792,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Berrien County Michigan | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Kent County Michigan | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 676,000 | $ 676,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Boone County Missouri | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Jackson County Missouri | 1 | $ 432,000 | $ 432,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Mineral County Nevada | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Hudson County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Catron County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Grant County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Quay County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 43,000 |
| Rio Arriba County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| San Juan County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Monroe County New York | 1 | $ 380,000 | $ 380,000 | $ 0 |
| New York County New York | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Orange County New York | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Putnam County New York | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Rockland County New York | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Dare County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Davie County North Carolina | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Union County North Carolina | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Franklin County Ohio | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Stark County Ohio | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Benton County Oregon | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Curry County Oregon | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Douglas County Oregon | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Klamath County Oregon | 1 | $ 46,000 | $ 46,000 | $ 54,000 |
| Delaware County Pennsylvania | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 594,000 | $ 594,000 | $ 0 |
| York County South Carolina | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Knox County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cameron County Texas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Collin County Texas | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Galveston County Texas | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Grayson County Texas | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Montgomery County Texas | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 758,000 | $ 758,000 | $ 0 |
| Davis County Utah | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Utah County Utah | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Weber County Utah | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Addison County Vermont | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Henrico County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Salem County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Clallam County Washington | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Douglas County Washington | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Grant County Washington | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Lewis County Washington | 1 | $ 41,000 | $ 41,000 | $ 96,000 |
| Pacific County Washington | 1 | $ 264,000 | $ 264,000 | $ 272,000 |
| Pend Oreille County Washington | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| San Juan County Washington | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Skagit County Washington | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Spokane County Washington | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Thurston County Washington | 1 | $ 11,000 | $ 11,000 | $ 31,000 |
| Whatcom County Washington | 1 | $ 150,000 | $ 150,000 | $ 170,000 |
| Raleigh County West Virginia | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Door County Wisconsin | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Teton County Wyoming | 1 | $ 386,000 | $ 386,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of The West in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,848 | $1,591,010,000 | $417,825 | $1,900,000 | $11,275 | $5,657,000 |
| Home Improvement (one-to-four family) | 2,654 | $163,315,000 | $190,125 | $758,000 | $48,250 | $1,500,000 |
| Home Purchase (one-to-four family) | 1,686 | $479,682,000 | $396,333 | $1,470,000 | $10,454 | $1,438,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 9 | $18,405,000 | $1,697,000 | $9,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,538 | $641,392,000 | $99,250 | $1,620,000 | $65,125 | $2,195,000 |
| Not applicable | 2,366 | $991,102,000 | $424,365 | $9,000,000 | $0 | $0 |
| Hispanic | 1,546 | $162,494,000 | $83,666 | $650,000 | $54,500 | $1,184,000 |
| Information not provided by applicant in mail or telephone application | 1,344 | $217,134,000 | $111,833 | $1,600,000 | $83,833 | $5,657,000 |
| Asian or Pacific Islander | 817 | $163,792,000 | $161,000 | $1,900,000 | $73,833 | $2,533,000 |
| Black | 260 | $29,411,000 | $79,833 | $600,000 | $49,000 | $984,000 |
| Other | 251 | $39,301,000 | $119,600 | $1,000,000 | $72,400 | $1,265,000 |
| American Indian or Alaskan Native | 75 | $7,786,000 | $69,000 | $623,000 | $33,250 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,197 | $2,252,412,000 | $406,585 | $9,000,000 | $10,073 | $5,657,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,366 | $846,372,000 | $110,833 | $9,000,000 | $70,833 | $5,657,000 |
| Application Denied By Financial Institution | 2,535 | $257,876,000 | $83,250 | $1,620,000 | $59,500 | $1,042,000 |
| Loan Purchased By The Institution | 2,361 | $977,650,000 | $423,804 | $1,339,000 | $0 | $0 |
| Application Withdrawn By Applicant | 591 | $139,389,000 | $163,000 | $1,600,000 | $89,000 | $2,533,000 |
| Application Approved But Not Accepted | 344 | $31,125,000 | $78,600 | $460,000 | $67,800 | $542,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,229 | $103,333,000 | $70,500 | $623,000 | $58,166 | $769,000 |
| Debt-To-Income Ratio | 718 | $79,276,000 | $86,000 | $999,000 | $39,500 | $308,000 |
| Collateral | 289 | $36,999,000 | $129,333 | $1,620,000 | $128,166 | $1,042,000 |
| Other | 175 | $18,861,000 | $64,125 | $520,000 | $65,500 | $598,000 |
| Credit Application Incomplete | 53 | $7,130,000 | $86,500 | $500,000 | $71,666 | $742,000 |
| Employment History | 46 | $6,567,000 | $83,200 | $645,000 | $59,000 | $161,000 |
| Unverifiable Information | 18 | $3,825,000 | $161,666 | $1,000,000 | $54,333 | $510,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,885,000 | $269,000 | $500,000 | $100,000 | $172,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The West's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of The West's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.