Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The West.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Bank Of The West 180 Montgomery Street San Francisco, CA 94104 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 29,634 |
Total Mortgage Loan Application Amount | $10,087,750,000 |
Average Mortgage Loan Application Amount | $286,666 |
Highest Mortgage Loan Application Amount | $20,005,000 |
Average Applicant Income | $154,000 |
Highest Applicant Income | $9,151,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Bingham County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
Boundary County Idaho | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
Butte County Idaho | 1 | $ 45,000 | $ 45,000 | $ 0 |
Cassia County Idaho | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
Gem County Idaho | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
Owyhee County Idaho | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
Power County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
DeKalb County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
Douglas County Illinois | 1 | $ 2,495,000 | $ 2,495,000 | $ 0 |
St. Clair County Illinois | 1 | $ 605,000 | $ 605,000 | $ 0 |
Elkhart County Indiana | 1 | $ 605,000 | $ 605,000 | $ 0 |
Buena Vista County Iowa | 1 | $ 155,000 | $ 155,000 | $ 343,000 |
Cedar County Iowa | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
Chickasaw County Iowa | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
Clay County Iowa | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
Dickinson County Iowa | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
Greene County Iowa | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
Hamilton County Iowa | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
Lee County Iowa | 1 | $ 115,000 | $ 115,000 | $ 306,000 |
Lucas County Iowa | 1 | $ 35,000 | $ 35,000 | $ 5,000 |
Mahaska County Iowa | 1 | $ 185,000 | $ 185,000 | $ 0 |
Marion County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Mills County Iowa | 1 | $ 55,000 | $ 55,000 | $ 241,000 |
Monona County Iowa | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
O'Brien County Iowa | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
Pocahontas County Iowa | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
Taylor County Iowa | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
Van Buren County Iowa | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
Webster County Iowa | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
Wright County Iowa | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
Dickinson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
Geary County Kansas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
Kingman County Kansas | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
Linn County Kansas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
Marion County Kansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Morton County Kansas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
Osage County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
Rice County Kansas | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
Russell County Kansas | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
Stafford County Kansas | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Woodson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
Oakland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
Wayne County Michigan | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
Brown County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
Carlton County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
Chippewa County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
Isanti County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
Itasca County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Mahnomen County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
McLeod County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
Mille Lacs County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
Mower County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
Olmsted County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 172,000 |
Pine County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
Redwood County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
St. Louis County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
Washington County Minnesota | 1 | $ 985,000 | $ 985,000 | $ 469,000 |
Yellow Medicine County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
Lowndes County Mississippi | 1 | $ 475,000 | $ 475,000 | $ 0 |
Benton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
Caldwell County Missouri | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
Cedar County Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
Chariton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 347,000 |
Clinton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
DeKalb County Missouri | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
Harrison County Missouri | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
Henry County Missouri | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
Holt County Missouri | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
Johnson County Missouri | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
Pulaski County Missouri | 1 | $ 1,745,000 | $ 1,745,000 | $ 0 |
Taney County Missouri | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
Arthur County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 0 |
Boyd County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
Butler County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
Cedar County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
Cheyenne County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
Franklin County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
Frontier County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
Kearney County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 219,000 |
Knox County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
Merrick County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
Saline County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
Scotts Bluff County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
Thayer County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
Humboldt County Nevada | 1 | $ 335,000 | $ 335,000 | $ 0 |
Mineral County Nevada | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
Storey County Nevada | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
White Pine County Nevada | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
Chaves County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
Curry County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
Eddy County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 322,000 |
Grant County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
McKinley County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
Rio Arriba County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 192,000 |
Bronx County New York | 1 | $ 455,000 | $ 455,000 | $ 43,000 |
Durham County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
Adams County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
Billings County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
Burleigh County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
Dunn County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
Grand Forks County North Dakota | 1 | $ 385,000 | $ 385,000 | $ 1,010,000 |
McHenry County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 456,000 |
Stutsman County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
Walsh County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 0 |
Butler County Ohio | 1 | $ 445,000 | $ 445,000 | $ 260,000 |
Hamilton County Ohio | 1 | $ 3,715,000 | $ 3,715,000 | $ 0 |
Coal County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
Delaware County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
Grant County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
Hughes County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Johnston County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
Lincoln County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
McClain County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
Noble County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
Okfuskee County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
Okmulgee County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
Pawnee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Pittsburg County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
Pottawatomie County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
Texas County Oklahoma | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
Washington County Oklahoma | 1 | $ 575,000 | $ 575,000 | $ 0 |
Woodward County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
Baker County Oregon | 1 | $ 265,000 | $ 265,000 | $ 228,000 |
Jefferson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
Klamath County Oregon | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
Sherman County Oregon | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
Union County Oregon | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
Chester County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 205,000 |
Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
Dorchester County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
Marion County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
Bon Homme County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
Brookings County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 172,000 |
Brown County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
Codington County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
Davison County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
Gregory County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
Jerauld County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
Lake County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
Lawrence County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Moody County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
Sully County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
Cheatham County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
Shelby County Tennessee | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
Wilson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
Bell County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
Henderson County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
Wise County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
Grand County Utah | 1 | $ 865,000 | $ 865,000 | $ 741,000 |
Sanpete County Utah | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Clallam County Washington | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
Columbia County Washington | 1 | $ 515,000 | $ 515,000 | $ 37,000 |
Grant County Washington | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
Pend Oreille County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
San Juan County Washington | 1 | $ 455,000 | $ 455,000 | $ 121,000 |
Stevens County Washington | 1 | $ 95,000 | $ 95,000 | $ 0 |
Door County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
Jefferson County Wisconsin | 1 | $ 755,000 | $ 755,000 | $ 0 |
Manitowoc County Wisconsin | 1 | $ 975,000 | $ 975,000 | $ 0 |
Oconto County Wisconsin | 1 | $ 895,000 | $ 895,000 | $ 0 |
Oneida County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
Pepin County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
Pierce County Wisconsin | 1 | $ 2,375,000 | $ 2,375,000 | $ 0 |
Portage County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 0 |
Waukesha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 240,000 |
Winnebago County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 0 |
Crook County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 646,000 |
Johnson County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 10,198 | $3,923,810,000 | $384,000 | $13,005,000 | $185,000 | $7,920,000 |
Home Purchase | 5,253 | $2,526,385,000 | $480,000 | $20,005,000 | $213,000 | $5,195,000 |
Other Purpose | 5,181 | $1,078,365,000 | $208,000 | $3,505,000 | $185,000 | $9,151,000 |
Cash-out Refinancing | 4,596 | $1,848,660,000 | $402,000 | $5,005,000 | $146,000 | $8,688,000 |
Home Improvement | 4,400 | $710,020,000 | $161,000 | $3,505,000 | $147,000 | $3,499,000 |
Not Applicable | 6 | $510,000 | $85,000 | $165,000 | $48,000 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 16,682 | $5,145,880,000 | $308,000 | $6,665,000 | $169,000 | $8,688,000 |
Asian | 3,859 | $1,768,685,000 | $458,000 | $3,995,000 | $226,000 | $9,151,000 |
Not Provided | 3,006 | $1,211,920,000 | $403,000 | $4,805,000 | $226,000 | $7,920,000 |
Hispanic | 2,998 | $674,200,000 | $224,000 | $2,415,000 | $121,000 | $2,650,000 |
Not applicable | 2,115 | $987,415,000 | $466,000 | $20,005,000 | $82,000 | $1,729,000 |
Black or African American | 520 | $136,190,000 | $261,000 | $2,105,000 | $139,000 | $4,500,000 |
American Indian or Alaskan Native | 165 | $33,945,000 | $205,000 | $2,805,000 | $125,000 | $864,000 |
Native Hawaiian or Other Pacific Islander | 84 | $28,240,000 | $336,000 | $2,385,000 | $173,000 | $733,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,787 | $9,894,315,000 | $343,000 | $20,005,000 | $179,000 | $9,151,000 |
FHA-insured (Federal Housing Administration) | 609 | $134,045,000 | $220,000 | $1,375,000 | $70,000 | $500,000 |
VA-guaranteed (Veterans Administration) | 228 | $58,190,000 | $255,000 | $895,000 | $81,000 | $442,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,200,000 | $120,000 | $215,000 | $45,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 14,955 | $5,221,805,000 | $349,000 | $20,005,000 | $192,000 | $5,195,000 |
Application Denied By Financial Institution | 8,972 | $2,690,930,000 | $299,000 | $4,805,000 | $149,000 | $8,688,000 |
Application Withdrawn By Applicant | 5,124 | $1,984,610,000 | $387,000 | $12,595,000 | $193,000 | $9,151,000 |
Loan Purchased By The Institution | 370 | $101,830,000 | $275,000 | $885,000 | $82,000 | $1,729,000 |
Application Approved But Not Accepted | 207 | $73,355,000 | $354,000 | $7,105,000 | $142,000 | $656,000 |
File Closed For Incompleteness | 6 | $15,220,000 | $2,536,000 | $5,605,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 20,662 | $7,396,820,000 | $357,000 | $20,005,000 | $189,000 | $9,151,000 |
Debt-To-Income Ratio | 3,177 | $959,635,000 | $302,000 | $4,805,000 | $76,000 | $741,000 |
Credit Application Incomplete | 3,135 | $968,805,000 | $309,000 | $4,105,000 | $197,000 | $8,688,000 |
Collateral | 807 | $206,705,000 | $256,000 | $3,005,000 | $188,000 | $2,346,000 |
Other | 797 | $259,595,000 | $325,000 | $4,235,000 | $181,000 | $4,305,000 |
Credit History | 632 | $145,930,000 | $230,000 | $2,505,000 | $148,000 | $5,110,000 |
Unverifiable Information | 356 | $125,910,000 | $353,000 | $3,005,000 | $190,000 | $1,463,000 |
Insufficient Cash (Downpayment, Closing Cost) | 39 | $17,505,000 | $448,000 | $2,605,000 | $123,000 | $511,000 |
Employment History | 29 | $6,845,000 | $236,000 | $1,225,000 | $159,000 | $960,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.