Bank Of The West
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The West.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bank Of The West 180 Montgomery Street San Francisco, CA 94104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,842 |
| Total Mortgage Loan Application Amount | $12,726,580,000 |
| Average Mortgage Loan Application Amount | $358,166 |
| Highest Mortgage Loan Application Amount | $54,175,000 |
| Average Applicant Income | $187,000 |
| Highest Applicant Income | $9,288,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fremont County Idaho | 1 | $ 525,000 | $ 525,000 | $ 228,000 |
| Jerome County Idaho | 1 | $ 385,000 | $ 385,000 | $ 286,000 |
| Madison County Idaho | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Minidoka County Idaho | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Shoshone County Idaho | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Jackson County Illinois | 1 | $ 8,195,000 | $ 8,195,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 3,995,000 | $ 3,995,000 | $ 0 |
| Adair County Iowa | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Audubon County Iowa | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Black Hawk County Iowa | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Cedar County Iowa | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Chickasaw County Iowa | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Clarke County Iowa | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Guthrie County Iowa | 1 | $ 505,000 | $ 505,000 | $ 358,000 |
| Howard County Iowa | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Iowa County Iowa | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Jasper County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Muscatine County Iowa | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Osceola County Iowa | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Page County Iowa | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Pocahontas County Iowa | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Scott County Iowa | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Sioux County Iowa | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Union County Iowa | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Webster County Iowa | 1 | $ 415,000 | $ 415,000 | $ 336,000 |
| Woodbury County Iowa | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Anderson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Coffey County Kansas | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Comanche County Kansas | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Ellis County Kansas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Kiowa County Kansas | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| McPherson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Miami County Kansas | 1 | $ 205,000 | $ 205,000 | $ 244,000 |
| Montgomery County Kansas | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Nemaha County Kansas | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Osage County Kansas | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Pratt County Kansas | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Stafford County Kansas | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Iosco County Michigan | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Dakota County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 185,000 |
| Hubbard County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Lac qui Parle County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Mahnomen County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Olmsted County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Rice County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 217,000 |
| Washington County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Benton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Boone County Missouri | 1 | $ 215,000 | $ 215,000 | $ 231,000 |
| Clinton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Harrison County Missouri | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Hickory County Missouri | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Taney County Missouri | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Broadwater County Montana | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Wibaux County Montana | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Antelope County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Banner County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Chase County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Cuming County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Custer County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Deuel County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Dixon County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Furnas County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Jefferson County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Kimball County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 141,000 |
| Knox County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Merrick County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Nemaha County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Phelps County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Polk County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Wayne County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Nye County Nevada | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Storey County Nevada | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| White Pine County Nevada | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Catron County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Colfax County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Los Alamos County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
| Luna County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| McKinley County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mora County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Quay County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Socorro County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 469,000 |
| Taos County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Erie County New York | 1 | $ 525,000 | $ 525,000 | $ 0 |
| New York County New York | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Barnes County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Burleigh County North Dakota | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Golden Valley County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McHenry County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Traill County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Ward County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Clark County Ohio | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Coal County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Kingfisher County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Love County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Mayes County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| McClain County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| McIntosh County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Murray County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Okmulgee County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Rogers County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Douglas County Oregon | 1 | $ 225,000 | $ 225,000 | $ 33,000 |
| Klamath County Oregon | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Linn County Oregon | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Morrow County Oregon | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Aurora County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Bennett County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Brown County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Corson County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Custer County South Dakota | 1 | $ 545,000 | $ 545,000 | $ 850,000 |
| Davison County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Deuel County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Kingsbury County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lawrence County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 274,000 |
| Spink County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Turner County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Walworth County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Bradley County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Cameron County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Gray County Texas | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Rockwall County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Waller County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grand County Utah | 1 | $ 395,000 | $ 395,000 | $ 181,000 |
| Kane County Utah | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Fairfax County Virginia | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Adams County Washington | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Chelan County Washington | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Okanogan County Washington | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Juan County Washington | 1 | $ 1,045,000 | $ 1,045,000 | $ 641,000 |
| Stevens County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Chippewa County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Fond du Lac County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| La Crosse County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 205,000 |
| Outagamie County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Racine County Wisconsin | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Big Horn County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of The West in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,981 | $5,165,235,000 | $517,000 | $13,305,000 | $253,000 | $9,288,000 |
| Other Purpose | 6,185 | $1,596,865,000 | $258,000 | $5,005,000 | $203,000 | $7,840,000 |
| Home Purchase | 5,273 | $2,994,905,000 | $567,000 | $54,175,000 | $255,000 | $6,475,000 |
| Cash-out Refinancing | 4,616 | $2,270,290,000 | $491,000 | $6,005,000 | $173,000 | $7,496,000 |
| Home Improvement | 3,752 | $694,680,000 | $185,000 | $3,005,000 | $174,000 | $4,800,000 |
| Not Applicable | 35 | $4,605,000 | $131,000 | $515,000 | $64,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,552 | $5,923,550,000 | $407,000 | $15,685,000 | $213,000 | $7,840,000 |
| Asian | 4,189 | $2,346,695,000 | $560,000 | $4,025,000 | $271,000 | $9,288,000 |
| Not Provided | 3,982 | $1,885,230,000 | $473,000 | $13,305,000 | $266,000 | $8,672,000 |
| Not applicable | 3,360 | $1,486,590,000 | $442,000 | $54,175,000 | $89,000 | $1,724,000 |
| Hispanic | 2,852 | $740,790,000 | $259,000 | $3,605,000 | $143,000 | $6,107,000 |
| Black or African American | 436 | $126,010,000 | $289,000 | $2,625,000 | $145,000 | $2,852,000 |
| American Indian or Alaskan Native | 137 | $33,495,000 | $244,000 | $3,195,000 | $133,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $22,280,000 | $309,000 | $2,255,000 | $139,000 | $749,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,318 | $12,618,270,000 | $430,000 | $54,175,000 | $220,000 | $9,288,000 |
| FHA-insured (Federal Housing Administration) | 426 | $82,480,000 | $193,000 | $835,000 | $70,000 | $461,000 |
| VA-guaranteed (Veterans Administration) | 94 | $25,320,000 | $269,000 | $975,000 | $74,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $510,000 | $127,000 | $225,000 | $45,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,356 | $7,389,280,000 | $451,000 | $54,175,000 | $239,000 | $8,874,000 |
| Application Denied By Financial Institution | 8,291 | $3,092,365,000 | $372,000 | $8,005,000 | $199,000 | $9,288,000 |
| Application Withdrawn By Applicant | 4,055 | $1,927,155,000 | $475,000 | $12,005,000 | $208,000 | $7,293,000 |
| Loan Purchased By The Institution | 944 | $228,730,000 | $242,000 | $695,000 | $89,000 | $1,724,000 |
| Application Approved But Not Accepted | 188 | $73,240,000 | $389,000 | $3,935,000 | $180,000 | $1,410,000 |
| File Closed For Incompleteness | 8 | $15,810,000 | $1,976,000 | $6,255,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,551 | $9,634,215,000 | $447,000 | $54,175,000 | $225,000 | $8,874,000 |
| Credit Application Incomplete | 3,962 | $1,516,060,000 | $382,000 | $6,005,000 | $263,000 | $9,288,000 |
| Debt-To-Income Ratio | 2,445 | $915,315,000 | $374,000 | $8,005,000 | $82,000 | $928,000 |
| Collateral | 644 | $229,880,000 | $356,000 | $5,305,000 | $219,000 | $5,304,000 |
| Other | 551 | $182,265,000 | $330,000 | $7,075,000 | $193,000 | $3,133,000 |
| Unverifiable Information | 365 | $152,585,000 | $418,000 | $5,255,000 | $232,000 | $3,391,000 |
| Credit History | 283 | $74,175,000 | $262,000 | $3,005,000 | $141,000 | $3,127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $18,000,000 | $750,000 | $2,755,000 | $140,000 | $420,000 |
| Employment History | 15 | $3,555,000 | $237,000 | $1,225,000 | $105,000 | $310,000 |
| Mortgage Insurance Denied | 2 | $530,000 | $265,000 | $385,000 | $65,000 | $78,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.