Bank Of The West
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Bank Of The West 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Of The West
180 Montgomery Street
San Francisco, CA 94104
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 29,842
Total Mortgage Loan Application Amount $12,726,580,000
Average Mortgage Loan Application Amount $358,166
Highest Mortgage Loan Application Amount $54,175,000
Average Applicant Income $187,000
Highest Applicant Income $9,288,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank Of The West. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The West's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Bank Of The West's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The West serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Of The West, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The West's mortgage activity for 2021.

Mortgage Loan Application Totals for Bank Of The West by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 4,542 $ 2,819,240,000 $ 620,000 $ 301,000
Santa Clara County California 1,724 $ 1,316,380,000 $ 763,000 $ 317,000
Alameda County California 1,472 $ 720,760,000 $ 489,000 $ 216,000
Orange County California 1,461 $ 916,525,000 $ 627,000 $ 330,000
Contra Costa County California 1,183 $ 494,595,000 $ 418,000 $ 232,000
San Joaquin County California 663 $ 165,935,000 $ 250,000 $ 156,000
San Mateo County California 594 $ 473,210,000 $ 796,000 $ 303,000
San Francisco County California 568 $ 480,830,000 $ 846,000 $ 299,000
Stanislaus County California 566 $ 120,870,000 $ 213,000 $ 117,000
Sonoma County California 496 $ 205,860,000 $ 415,000 $ 202,000
Sacramento County California 474 $ 206,170,000 $ 434,000 $ 176,000
Clark County Nevada 473 $ 152,225,000 $ 321,000 $ 200,000
San Bernardino County California 469 $ 141,675,000 $ 302,000 $ 196,000
San Diego County California 437 $ 216,645,000 $ 495,000 $ 251,000
Bernalillo County New Mexico 426 $ 78,730,000 $ 184,000 $ 128,000
Jefferson County Colorado 421 $ 123,645,000 $ 293,000 $ 133,000
Riverside County California 411 $ 133,615,000 $ 325,000 $ 251,000
Douglas County Nebraska 406 $ 57,560,000 $ 141,000 $ 132,000
Denver County Colorado 397 $ 141,425,000 $ 356,000 $ 183,000
Maricopa County Arizona 395 $ 125,725,000 $ 318,000 $ 206,000
Fresno County California 352 $ 91,130,000 $ 258,000 $ 149,000
Arapahoe County Colorado 329 $ 100,965,000 $ 306,000 $ 200,000
Adams County Colorado 308 $ 69,670,000 $ 226,000 $ 102,000
Ventura County California 307 $ 138,275,000 $ 450,000 $ 278,000
Solano County California 265 $ 69,475,000 $ 262,000 $ 129,000
Pima County Arizona 260 $ 66,470,000 $ 255,000 $ 142,000
Placer County California 254 $ 203,140,000 $ 799,000 $ 308,000
Santa Barbara County California 226 $ 130,550,000 $ 577,000 $ 289,000
Santa Cruz County California 225 $ 85,515,000 $ 380,000 $ 211,000
Ada County Idaho 215 $ 57,665,000 $ 268,000 $ 178,000
Marin County California 208 $ 143,880,000 $ 691,000 $ 316,000
Jackson County Missouri 203 $ 44,275,000 $ 218,000 $ 121,000
Polk County Iowa 195 $ 31,555,000 $ 161,000 $ 94,000
Tulare County California 181 $ 36,135,000 $ 199,000 $ 126,000
Kern County California 180 $ 40,190,000 $ 223,000 $ 137,000
Boulder County Colorado 174 $ 59,470,000 $ 341,000 $ 167,000
Monterey County California 171 $ 81,035,000 $ 473,000 $ 273,000
Washoe County Nevada 170 $ 56,750,000 $ 333,000 $ 199,000
Washington County Oregon 169 $ 48,845,000 $ 289,000 $ 199,000
Multnomah County Oregon 160 $ 77,590,000 $ 484,000 $ 195,000
Douglas County Colorado 156 $ 50,150,000 $ 321,000 $ 174,000
Sedgwick County Kansas 153 $ 23,505,000 $ 153,000 $ 86,000
El Dorado County California 152 $ 51,760,000 $ 340,000 $ 219,000
Napa County California 143 $ 46,825,000 $ 327,000 $ 217,000
Pinal County Arizona 141 $ 23,185,000 $ 164,000 $ 97,000
Mesa County Colorado 134 $ 38,620,000 $ 288,000 $ 70,000
Johnson County Kansas 127 $ 27,665,000 $ 217,000 $ 130,000
Weld County Colorado 121 $ 31,665,000 $ 261,000 $ 143,000
Nevada County California 117 $ 35,335,000 $ 302,000 $ 206,000
Clackamas County Oregon 115 $ 41,275,000 $ 358,000 $ 156,000
Larimer County Colorado 110 $ 29,180,000 $ 265,000 $ 154,000
Sarpy County Nebraska 110 $ 15,540,000 $ 141,000 $ 117,000
Summit County Colorado 104 $ 47,250,000 $ 454,000 $ 211,000
Dona Ana County New Mexico 98 $ 14,000,000 $ 142,000 $ 77,000
Oklahoma County Oklahoma 97 $ 38,155,000 $ 393,000 $ 113,000
Gunnison County Colorado 96 $ 45,050,000 $ 469,000 $ 174,000
Sandoval County New Mexico 95 $ 17,045,000 $ 179,000 $ 102,000
Dallas County Texas 95 $ 20,185,000 $ 212,000 $ 0
Salt Lake County Utah 91 $ 39,735,000 $ 436,000 $ 206,000
Butte County California 90 $ 14,520,000 $ 161,000 $ 122,000
Linn County Iowa 90 $ 14,450,000 $ 160,000 $ 70,000
Lincoln County Oregon 84 $ 15,340,000 $ 182,000 $ 83,000
Merced County California 81 $ 17,315,000 $ 213,000 $ 247,000
Grand County Colorado 81 $ 32,965,000 $ 406,000 $ 189,000
King County Washington 78 $ 38,250,000 $ 490,000 $ 250,000
Clay County Missouri 73 $ 14,035,000 $ 192,000 $ 230,000
Harris County Texas 69 $ 11,705,000 $ 169,000 $ 0
Lancaster County Nebraska 68 $ 8,820,000 $ 129,000 $ 73,000
Canyon County Idaho 64 $ 11,260,000 $ 175,000 $ 121,000
Dallas County Iowa 64 $ 17,360,000 $ 271,000 $ 112,000
Laramie County Wyoming 63 $ 10,305,000 $ 163,000 $ 86,000
San Luis Obispo County California 62 $ 36,410,000 $ 587,000 $ 482,000
Bexar County Texas 57 $ 10,755,000 $ 188,000 $ 0
Lake County California 56 $ 8,940,000 $ 159,000 $ 84,000
Kings County California 53 $ 7,285,000 $ 137,000 $ 78,000
Harvey County Kansas 49 $ 4,025,000 $ 82,000 $ 83,000
Tulsa County Oklahoma 49 $ 10,695,000 $ 218,000 $ 113,000
Yolo County California 48 $ 15,080,000 $ 314,000 $ 167,000
San Benito County California 45 $ 8,355,000 $ 185,000 $ 180,000
Clay County South Dakota 43 $ 8,335,000 $ 193,000 $ 107,000
Otter Tail County Minnesota 41 $ 5,315,000 $ 129,000 $ 76,000
Elbert County Colorado 40 $ 10,950,000 $ 273,000 $ 134,000
Gila County Arizona 39 $ 3,345,000 $ 85,000 $ 98,000
Navajo County Arizona 38 $ 4,010,000 $ 105,000 $ 92,000
Park County Colorado 37 $ 8,485,000 $ 229,000 $ 98,000
Boone County Iowa 37 $ 2,935,000 $ 79,000 $ 66,000
Box Butte County Nebraska 37 $ 3,435,000 $ 92,000 $ 82,000
Carson City County Nevada 36 $ 15,540,000 $ 431,000 $ 123,000
Valencia County New Mexico 36 $ 5,820,000 $ 161,000 $ 160,000
Pierce County Washington 36 $ 13,530,000 $ 375,000 $ 262,000
Lincoln County Wyoming 36 $ 5,600,000 $ 155,000 $ 113,000
Warren County Iowa 35 $ 4,165,000 $ 119,000 $ 81,000
Franklin County Kansas 35 $ 4,435,000 $ 126,000 $ 81,000
Platte County Missouri 35 $ 6,385,000 $ 182,000 $ 120,000
Cass County North Dakota 35 $ 6,135,000 $ 175,000 $ 87,000
Tarrant County Texas 35 $ 6,875,000 $ 196,000 $ 0
Cass County Missouri 34 $ 10,130,000 $ 297,000 $ 93,000
Clark County Washington 34 $ 11,290,000 $ 332,000 $ 341,000
Montgomery County Tennessee 33 $ 6,585,000 $ 199,000 $ 0
Coconino County Arizona 32 $ 9,190,000 $ 287,000 $ 238,000
Routt County Colorado 32 $ 19,610,000 $ 612,000 $ 306,000
Calaveras County California 31 $ 6,485,000 $ 209,000 $ 141,000
Kit Carson County Colorado 31 $ 3,485,000 $ 112,000 $ 70,000
El Paso County Texas 31 $ 3,995,000 $ 128,000 $ 0
Travis County Texas 31 $ 10,885,000 $ 351,000 $ 0
Logan County Colorado 30 $ 4,850,000 $ 161,000 $ 87,000
Duval County Florida 30 $ 5,760,000 $ 192,000 $ 0
Douglas County Nevada 30 $ 15,390,000 $ 513,000 $ 254,000
Garfield County Oklahoma 30 $ 3,240,000 $ 108,000 $ 66,000
Utah County Utah 30 $ 10,130,000 $ 337,000 $ 236,000
Broomfield County Colorado 29 $ 8,085,000 $ 278,000 $ 145,000
El Paso County Colorado 28 $ 10,420,000 $ 372,000 $ 139,000
Lyon County Minnesota 28 $ 2,740,000 $ 97,000 $ 86,000
Santa Fe County New Mexico 28 $ 9,870,000 $ 352,000 $ 178,000
Chaffee County Colorado 27 $ 5,825,000 $ 215,000 $ 79,000
Delta County Colorado 27 $ 4,365,000 $ 161,000 $ 68,000
Montrose County Colorado 27 $ 5,035,000 $ 186,000 $ 72,000
Hennepin County Minnesota 27 $ 6,275,000 $ 232,000 $ 200,000
Lincoln County Nebraska 27 $ 3,095,000 $ 114,000 $ 84,000
Fremont County Wyoming 27 $ 4,915,000 $ 182,000 $ 83,000
Blaine County Idaho 26 $ 15,400,000 $ 592,000 $ 327,000
Butler County Kansas 26 $ 3,360,000 $ 129,000 $ 91,000
Benton County Washington 26 $ 3,480,000 $ 133,000 $ 66,000
Yakima County Washington 26 $ 6,780,000 $ 260,000 $ 192,000
Sweetwater County Wyoming 26 $ 3,390,000 $ 130,000 $ 98,000
Pottawattamie County Iowa 25 $ 2,965,000 $ 118,000 $ 102,000
Apache County Arizona 24 $ 2,280,000 $ 95,000 $ 55,000
Yavapai County Arizona 24 $ 4,090,000 $ 170,000 $ 99,000
Pinellas County Florida 24 $ 6,300,000 $ 262,000 $ 0
Cowley County Kansas 24 $ 3,380,000 $ 140,000 $ 73,000
Snohomish County Washington 24 $ 7,010,000 $ 292,000 $ 160,000
Ford County Kansas 23 $ 2,505,000 $ 108,000 $ 73,000
Swift County Minnesota 23 $ 1,805,000 $ 78,000 $ 66,000
Davis County Utah 23 $ 13,095,000 $ 569,000 $ 176,000
Deschutes County Oregon 22 $ 9,110,000 $ 414,000 $ 429,000
Cook County Illinois 21 $ 12,455,000 $ 593,000 $ 0
Morrison County Minnesota 21 $ 2,245,000 $ 106,000 $ 70,000
Kittitas County Washington 21 $ 5,075,000 $ 241,000 $ 153,000
Pitkin County Colorado 20 $ 55,450,000 $ 2,772,000 $ 764,000
Grant County Minnesota 20 $ 2,050,000 $ 102,000 $ 65,000
Dodge County Nebraska 20 $ 2,120,000 $ 106,000 $ 55,000
Cleveland County Oklahoma 20 $ 2,580,000 $ 129,000 $ 65,000
Weber County Utah 20 $ 5,220,000 $ 261,000 $ 131,000
Mohave County Arizona 19 $ 3,815,000 $ 200,000 $ 241,000
Sutter County California 19 $ 5,385,000 $ 283,000 $ 101,000
Tuolumne County California 19 $ 5,555,000 $ 292,000 $ 133,000
San Miguel County Colorado 19 $ 39,405,000 $ 2,073,000 $ 785,000
Anoka County Minnesota 19 $ 3,915,000 $ 206,000 $ 104,000
Gage County Nebraska 19 $ 1,585,000 $ 83,000 $ 62,000
Yuba County California 18 $ 5,030,000 $ 279,000 $ 107,000
Carroll County Iowa 18 $ 1,850,000 $ 102,000 $ 82,000
Story County Iowa 18 $ 2,020,000 $ 112,000 $ 78,000
Morgan County Colorado 17 $ 1,605,000 $ 94,000 $ 85,000
Hillsborough County Florida 17 $ 5,595,000 $ 329,000 $ 0
Wyandotte County Kansas 17 $ 3,365,000 $ 197,000 $ 88,000
Franklin County Washington 17 $ 4,465,000 $ 262,000 $ 153,000
Washburn County Wisconsin 17 $ 1,815,000 $ 106,000 $ 45,000
Sheridan County Wyoming 17 $ 2,835,000 $ 166,000 $ 80,000
Madera County California 16 $ 3,490,000 $ 218,000 $ 110,000
Decatur County Iowa 16 $ 1,320,000 $ 82,000 $ 53,000
Barton County Kansas 16 $ 1,310,000 $ 81,000 $ 60,000
Houston County Minnesota 16 $ 2,710,000 $ 169,000 $ 60,000
Buffalo County Nebraska 16 $ 2,150,000 $ 134,000 $ 80,000
Platte County Nebraska 16 $ 2,190,000 $ 136,000 $ 68,000
Lyon County Nevada 16 $ 15,290,000 $ 955,000 $ 95,000
Natrona County Wyoming 16 $ 2,660,000 $ 166,000 $ 85,000
Teton County Wyoming 16 $ 8,950,000 $ 559,000 $ 219,000
Las Animas County Colorado 15 $ 1,775,000 $ 118,000 $ 91,000
Kootenai County Idaho 15 $ 5,825,000 $ 388,000 $ 306,000
Harrison County Iowa 15 $ 1,545,000 $ 103,000 $ 83,000
Stevens County Minnesota 15 $ 1,785,000 $ 119,000 $ 87,000
Dawes County Nebraska 15 $ 1,065,000 $ 71,000 $ 73,000
Madison County Nebraska 15 $ 1,085,000 $ 72,000 $ 92,000
Seminole County Oklahoma 15 $ 965,000 $ 64,000 $ 53,000
Marion County Oregon 15 $ 6,495,000 $ 433,000 $ 70,000
Collin County Texas 15 $ 3,525,000 $ 235,000 $ 0
Pueblo County Colorado 14 $ 1,760,000 $ 125,000 $ 95,000
Nobles County Minnesota 14 $ 1,330,000 $ 95,000 $ 150,000
Cass County Nebraska 14 $ 1,560,000 $ 111,000 $ 121,000
Hall County Nebraska 14 $ 1,630,000 $ 116,000 $ 65,000
Carter County Oklahoma 14 $ 5,610,000 $ 400,000 $ 44,000
Uintah County Utah 14 $ 1,160,000 $ 82,000 $ 0
Albany County Wyoming 14 $ 2,270,000 $ 162,000 $ 71,000
Carbon County Wyoming 14 $ 1,660,000 $ 118,000 $ 71,000
Uinta County Wyoming 14 $ 1,330,000 $ 95,000 $ 64,000
Moffat County Colorado 13 $ 1,495,000 $ 115,000 $ 68,000
Phillips County Colorado 13 $ 1,515,000 $ 116,000 $ 145,000
Winneshiek County Iowa 13 $ 1,555,000 $ 119,000 $ 76,000
Clay County Minnesota 13 $ 2,315,000 $ 178,000 $ 104,000
Fillmore County Minnesota 13 $ 755,000 $ 58,000 $ 51,000
Lincoln County Minnesota 13 $ 1,705,000 $ 131,000 $ 68,000
Pontotoc County Oklahoma 13 $ 1,465,000 $ 112,000 $ 64,000
Clatsop County Oregon 13 $ 8,065,000 $ 620,000 $ 374,000
Summit County Utah 13 $ 19,965,000 $ 1,535,000 $ 523,000
Spokane County Washington 13 $ 4,885,000 $ 375,000 $ 241,000
Orange County Florida 12 $ 2,370,000 $ 197,000 $ 0
Seminole County Florida 12 $ 2,910,000 $ 242,000 $ 0
Finney County Kansas 12 $ 1,790,000 $ 149,000 $ 69,000
Sheridan County Nebraska 12 $ 540,000 $ 45,000 $ 72,000
Umatilla County Oregon 12 $ 1,620,000 $ 135,000 $ 87,000
Niobrara County Wyoming 12 $ 1,270,000 $ 105,000 $ 45,000
Eagle County Colorado 11 $ 12,885,000 $ 1,171,000 $ 898,000
Fulton County Georgia 11 $ 4,055,000 $ 368,000 $ 0
Paulding County Georgia 11 $ 1,765,000 $ 160,000 $ 0
Reno County Kansas 11 $ 835,000 $ 75,000 $ 41,000
Traverse County Minnesota 11 $ 1,025,000 $ 93,000 $ 62,000
Richland County North Dakota 11 $ 1,605,000 $ 145,000 $ 86,000
Kay County Oklahoma 11 $ 1,355,000 $ 123,000 $ 68,000
Payne County Oklahoma 11 $ 945,000 $ 85,000 $ 68,000
Sublette County Wyoming 11 $ 1,845,000 $ 167,000 $ 84,000
Clear Creek County Colorado 10 $ 4,070,000 $ 407,000 $ 114,000
Payette County Idaho 10 $ 1,430,000 $ 143,000 $ 115,000
Davis County Iowa 10 $ 2,490,000 $ 249,000 $ 95,000
Johnson County Iowa 10 $ 1,730,000 $ 173,000 $ 79,000
Norman County Minnesota 10 $ 840,000 $ 84,000 $ 87,000
Washington County Nebraska 10 $ 1,080,000 $ 108,000 $ 75,000
Yamhill County Oregon 10 $ 2,480,000 $ 248,000 $ 278,000
Amador County California 9 $ 1,365,000 $ 151,000 $ 100,000
Garfield County Colorado 9 $ 5,045,000 $ 560,000 $ 378,000
St. Louis County Missouri 9 $ 22,245,000 $ 2,471,000 $ 70,000
Cherry County Nebraska 9 $ 1,135,000 $ 126,000 $ 58,000
Canadian County Oklahoma 9 $ 785,000 $ 87,000 $ 47,000
Jackson County Oregon 9 $ 1,925,000 $ 213,000 $ 83,000
Malheur County Oregon 9 $ 1,275,000 $ 141,000 $ 84,000
Wasco County Oregon 9 $ 1,275,000 $ 141,000 $ 76,000
Washington County Utah 9 $ 2,955,000 $ 328,000 $ 218,000
Grant County Washington 9 $ 2,655,000 $ 295,000 $ 44,000
Grays Harbor County Washington 9 $ 1,545,000 $ 171,000 $ 62,000
Kitsap County Washington 9 $ 2,355,000 $ 261,000 $ 101,000
Thurston County Washington 9 $ 2,085,000 $ 231,000 $ 132,000
Mariposa County California 8 $ 1,800,000 $ 225,000 $ 89,000
Plumas County California 8 $ 1,410,000 $ 176,000 $ 196,000
Fremont County Colorado 8 $ 1,520,000 $ 190,000 $ 92,000
Bonneville County Idaho 8 $ 1,450,000 $ 181,000 $ 0
Shelby County Iowa 8 $ 680,000 $ 85,000 $ 62,000
Becker County Minnesota 8 $ 1,320,000 $ 165,000 $ 137,000
Jackson County Minnesota 8 $ 580,000 $ 72,000 $ 67,000
Ramsey County Minnesota 8 $ 1,940,000 $ 242,000 $ 96,000
Camden County Missouri 8 $ 1,450,000 $ 181,000 $ 399,000
Columbia County Oregon 8 $ 2,820,000 $ 352,000 $ 249,000
Beadle County South Dakota 8 $ 590,000 $ 73,000 $ 43,000
Hamilton County Tennessee 8 $ 1,160,000 $ 145,000 $ 0
Denton County Texas 8 $ 1,780,000 $ 222,000 $ 0
Platte County Wyoming 8 $ 1,270,000 $ 158,000 $ 80,000
Manatee County Florida 7 $ 17,545,000 $ 2,506,000 $ 0
Chatham County Georgia 7 $ 1,105,000 $ 157,000 $ 0
Gwinnett County Georgia 7 $ 1,305,000 $ 186,000 $ 0
Bannock County Idaho 7 $ 965,000 $ 137,000 $ 0
Bonner County Idaho 7 $ 5,895,000 $ 842,000 $ 258,000
Twin Falls County Idaho 7 $ 1,295,000 $ 185,000 $ 100,000
Valley County Idaho 7 $ 4,575,000 $ 653,000 $ 200,000
Madison County Iowa 7 $ 635,000 $ 90,000 $ 64,000
Douglas County Kansas 7 $ 665,000 $ 95,000 $ 77,000
Cottonwood County Minnesota 7 $ 635,000 $ 90,000 $ 60,000
Buchanan County Missouri 7 $ 675,000 $ 96,000 $ 101,000
Elko County Nevada 7 $ 875,000 $ 125,000 $ 293,000
Wagoner County Oklahoma 7 $ 1,225,000 $ 175,000 $ 72,000
Charles Mix County South Dakota 7 $ 865,000 $ 123,000 $ 69,000
Tooele County Utah 7 $ 1,835,000 $ 262,000 $ 61,000
Skagit County Washington 7 $ 4,275,000 $ 610,000 $ 272,000
Park County Wyoming 7 $ 1,535,000 $ 219,000 $ 128,000
La Paz County Arizona 6 $ 3,300,000 $ 550,000 $ 419,000
Yuma County Arizona 6 $ 900,000 $ 150,000 $ 106,000
Humboldt County California 6 $ 2,160,000 $ 360,000 $ 987,000
Mono County California 6 $ 3,440,000 $ 573,000 $ 496,000
Shasta County California 6 $ 1,180,000 $ 196,000 $ 103,000
Cobb County Georgia 6 $ 1,410,000 $ 235,000 $ 0
Richmond County Georgia 6 $ 550,000 $ 91,000 $ 0
Elmore County Idaho 6 $ 1,020,000 $ 170,000 $ 187,000
Gem County Idaho 6 $ 730,000 $ 121,000 $ 56,000
Marion County Kansas 6 $ 500,000 $ 83,000 $ 64,000
Pawnee County Kansas 6 $ 510,000 $ 85,000 $ 89,000
Wilkin County Minnesota 6 $ 570,000 $ 95,000 $ 52,000
Grant County New Mexico 6 $ 3,480,000 $ 580,000 $ 91,000
Grady County Oklahoma 6 $ 1,350,000 $ 225,000 $ 50,000
Minnehaha County South Dakota 6 $ 710,000 $ 118,000 $ 109,000
Perkins County South Dakota 6 $ 530,000 $ 88,000 $ 99,000
Union County South Dakota 6 $ 700,000 $ 116,000 $ 91,000
Fort Bend County Texas 6 $ 1,380,000 $ 230,000 $ 0
Montgomery County Texas 6 $ 1,310,000 $ 218,000 $ 0
Washakie County Wyoming 6 $ 910,000 $ 151,000 $ 89,000
Cochise County Arizona 5 $ 1,095,000 $ 219,000 $ 88,000
Gilpin County Colorado 5 $ 1,195,000 $ 239,000 $ 88,000
Clay County Florida 5 $ 925,000 $ 185,000 $ 0
Jones County Iowa 5 $ 505,000 $ 101,000 $ 65,000
Leavenworth County Kansas 5 $ 625,000 $ 125,000 $ 99,000
Wright County Minnesota 5 $ 915,000 $ 183,000 $ 175,000
Yellow Medicine County Minnesota 5 $ 345,000 $ 69,000 $ 50,000
Johnson County Missouri 5 $ 2,695,000 $ 539,000 $ 71,000
Morrill County Nebraska 5 $ 735,000 $ 147,000 $ 86,000
Torrance County New Mexico 5 $ 1,065,000 $ 213,000 $ 134,000
Kings County New York 5 $ 3,475,000 $ 695,000 $ 121,000
Pottawatomie County Oklahoma 5 $ 655,000 $ 131,000 $ 104,000
Jefferson County Oregon 5 $ 715,000 $ 143,000 $ 90,000
Richland County South Carolina 5 $ 685,000 $ 137,000 $ 0
Lincoln County South Dakota 5 $ 485,000 $ 97,000 $ 88,000
Potter County South Dakota 5 $ 765,000 $ 153,000 $ 113,000
Yankton County South Dakota 5 $ 945,000 $ 189,000 $ 75,000
Davidson County Tennessee 5 $ 785,000 $ 157,000 $ 0
Galveston County Texas 5 $ 955,000 $ 191,000 $ 0
Williamson County Texas 5 $ 1,405,000 $ 281,000 $ 0
Cache County Utah 5 $ 1,205,000 $ 241,000 $ 0
Island County Washington 5 $ 3,495,000 $ 699,000 $ 71,000
Mendocino County California 4 $ 1,190,000 $ 297,000 $ 447,000
Archuleta County Colorado 4 $ 530,000 $ 132,000 $ 137,000
Lake County Colorado 4 $ 310,000 $ 77,000 $ 25,000
Ouray County Colorado 4 $ 590,000 $ 147,000 $ 103,000
Volusia County Florida 4 $ 590,000 $ 147,000 $ 0
DeKalb County Georgia 4 $ 580,000 $ 145,000 $ 0
Henry County Georgia 4 $ 620,000 $ 155,000 $ 0
Wapello County Iowa 4 $ 300,000 $ 75,000 $ 65,000
Rice County Kansas 4 $ 160,000 $ 40,000 $ 47,000
Shawnee County Kansas 4 $ 290,000 $ 72,000 $ 83,000
Sumner County Kansas 4 $ 470,000 $ 117,000 $ 92,000
Cass County Minnesota 4 $ 2,670,000 $ 667,000 $ 105,000
Kandiyohi County Minnesota 4 $ 630,000 $ 157,000 $ 81,000
Murray County Minnesota 4 $ 330,000 $ 82,000 $ 47,000
Stearns County Minnesota 4 $ 540,000 $ 135,000 $ 92,000
Todd County Minnesota 4 $ 660,000 $ 165,000 $ 71,000
Lafayette County Missouri 4 $ 390,000 $ 97,000 $ 235,000
St. Louis City County Missouri 4 $ 910,000 $ 227,000 $ 0
Adams County Nebraska 4 $ 280,000 $ 70,000 $ 63,000
Dawson County Nebraska 4 $ 410,000 $ 102,000 $ 192,000
Keith County Nebraska 4 $ 490,000 $ 122,000 $ 72,000
Saunders County Nebraska 4 $ 470,000 $ 117,000 $ 95,000
Churchill County Nevada 4 $ 880,000 $ 220,000 $ 113,000
Bronx County New York 4 $ 1,330,000 $ 332,000 $ 84,000
Logan County Oklahoma 4 $ 530,000 $ 132,000 $ 65,000
Tillamook County Oregon 4 $ 1,450,000 $ 362,000 $ 245,000
Wallowa County Oregon 4 $ 1,480,000 $ 370,000 $ 1,128,000
Berkeley County South Carolina 4 $ 680,000 $ 170,000 $ 0
Charleston County South Carolina 4 $ 770,000 $ 192,000 $ 0
Douglas County South Dakota 4 $ 360,000 $ 90,000 $ 57,000
Shelby County Tennessee 4 $ 1,800,000 $ 450,000 $ 52,000
Clallam County Washington 4 $ 1,900,000 $ 475,000 $ 71,000
Cowlitz County Washington 4 $ 440,000 $ 110,000 $ 78,000
Jefferson County Washington 4 $ 1,590,000 $ 397,000 $ 278,000
Pacific County Washington 4 $ 310,000 $ 77,000 $ 0
Whatcom County Washington 4 $ 2,020,000 $ 505,000 $ 150,000
Milwaukee County Wisconsin 4 $ 1,580,000 $ 395,000 $ 720,000
Sierra County California 3 $ 455,000 $ 151,000 $ 144,000
Saguache County Colorado 3 $ 715,000 $ 238,000 $ 83,000
Teller County Colorado 3 $ 165,000 $ 55,000 $ 56,000
St. Johns County Florida 3 $ 915,000 $ 305,000 $ 0
Boise County Idaho 3 $ 465,000 $ 155,000 $ 105,000
Teton County Idaho 3 $ 1,045,000 $ 348,000 $ 107,000
DuPage County Illinois 3 $ 1,295,000 $ 431,000 $ 0
Crawford County Iowa 3 $ 325,000 $ 108,000 $ 91,000
Marshall County Iowa 3 $ 205,000 $ 68,000 $ 52,000
Sherman County Kansas 3 $ 345,000 $ 115,000 $ 52,000
Carver County Minnesota 3 $ 395,000 $ 131,000 $ 115,000
Pope County Minnesota 3 $ 265,000 $ 88,000 $ 89,000
Redwood County Minnesota 3 $ 215,000 $ 71,000 $ 97,000
Scott County Minnesota 3 $ 765,000 $ 255,000 $ 97,000
Sherburne County Minnesota 3 $ 2,415,000 $ 805,000 $ 145,000
Ray County Missouri 3 $ 255,000 $ 85,000 $ 63,000
Butler County Nebraska 3 $ 405,000 $ 135,000 $ 106,000
Howard County Nebraska 3 $ 295,000 $ 98,000 $ 87,000
Otoe County Nebraska 3 $ 355,000 $ 118,000 $ 132,000
Queens County New York 3 $ 755,000 $ 251,000 $ 49,000
Williams County North Dakota 3 $ 1,045,000 $ 348,000 $ 139,000
Comanche County Oklahoma 3 $ 885,000 $ 295,000 $ 31,000
Hughes County Oklahoma 3 $ 415,000 $ 138,000 $ 52,000
Marshall County Oklahoma 3 $ 425,000 $ 141,000 $ 102,000
Pittsburg County Oklahoma 3 $ 305,000 $ 101,000 $ 42,000
Washington County Oklahoma 3 $ 525,000 $ 175,000 $ 36,000
Crook County Oregon 3 $ 5,915,000 $ 1,971,000 $ 476,000
Josephine County Oregon 3 $ 385,000 $ 128,000 $ 309,000
Polk County Oregon 3 $ 605,000 $ 201,000 $ 96,000
Beaufort County South Carolina 3 $ 545,000 $ 181,000 $ 0
Dorchester County South Carolina 3 $ 485,000 $ 161,000 $ 0
Box Elder County Utah 3 $ 425,000 $ 141,000 $ 100,000
Klickitat County Washington 3 $ 355,000 $ 118,000 $ 79,000
Mason County Washington 3 $ 845,000 $ 281,000 $ 303,000
Douglas County Wisconsin 3 $ 275,000 $ 91,000 $ 31,000
Sawyer County Wisconsin 3 $ 245,000 $ 81,000 $ 57,000
Campbell County Wyoming 3 $ 385,000 $ 128,000 $ 59,000
Converse County Wyoming 3 $ 475,000 $ 158,000 $ 82,000
Graham County Arizona 2 $ 330,000 $ 165,000 $ 94,000
Alpine County California 2 $ 510,000 $ 255,000 $ 90,000
Colusa County California 2 $ 470,000 $ 235,000 $ 182,000
Imperial County California 2 $ 210,000 $ 105,000 $ 39,000
Lassen County California 2 $ 140,000 $ 70,000 $ 71,000
Custer County Colorado 2 $ 390,000 $ 195,000 $ 111,000
La Plata County Colorado 2 $ 2,210,000 $ 1,105,000 $ 295,000
Lincoln County Colorado 2 $ 190,000 $ 95,000 $ 44,000
Osceola County Florida 2 $ 480,000 $ 240,000 $ 0
Pasco County Florida 2 $ 500,000 $ 250,000 $ 0
Cherokee County Georgia 2 $ 450,000 $ 225,000 $ 0
Effingham County Georgia 2 $ 240,000 $ 120,000 $ 0
Polk County Georgia 2 $ 230,000 $ 115,000 $ 0
Rockdale County Georgia 2 $ 440,000 $ 220,000 $ 0
Cassia County Idaho 2 $ 270,000 $ 135,000 $ 0
Owyhee County Idaho 2 $ 410,000 $ 205,000 $ 63,000
Kane County Illinois 2 $ 1,830,000 $ 915,000 $ 0
Morgan County Illinois 2 $ 540,000 $ 270,000 $ 0
Allamakee County Iowa 2 $ 230,000 $ 115,000 $ 41,000
Appanoose County Iowa 2 $ 140,000 $ 70,000 $ 86,000
Benton County Iowa 2 $ 320,000 $ 160,000 $ 57,000
Calhoun County Iowa 2 $ 120,000 $ 60,000 $ 38,000
Clayton County Iowa 2 $ 630,000 $ 315,000 $ 419,000
Delaware County Iowa 2 $ 270,000 $ 135,000 $ 42,000
Dickinson County Iowa 2 $ 410,000 $ 205,000 $ 215,000
Fayette County Iowa 2 $ 160,000 $ 80,000 $ 81,000
Greene County Iowa 2 $ 100,000 $ 50,000 $ 34,000
Hamilton County Iowa 2 $ 150,000 $ 75,000 $ 87,000
Hardin County Iowa 2 $ 240,000 $ 120,000 $ 57,000
Marion County Iowa 2 $ 190,000 $ 95,000 $ 56,000
Mills County Iowa 2 $ 1,130,000 $ 565,000 $ 73,000
Poweshiek County Iowa 2 $ 190,000 $ 95,000 $ 227,000
Ringgold County Iowa 2 $ 430,000 $ 215,000 $ 61,000
Wright County Iowa 2 $ 110,000 $ 55,000 $ 84,000
Edwards County Kansas 2 $ 110,000 $ 55,000 $ 102,000
Haskell County Kansas 2 $ 230,000 $ 115,000 $ 65,000
Hodgeman County Kansas 2 $ 130,000 $ 65,000 $ 65,000
Jefferson County Kansas 2 $ 120,000 $ 60,000 $ 104,000
Rush County Kansas 2 $ 50,000 $ 25,000 $ 12,000
Fayette County Kentucky 2 $ 1,650,000 $ 825,000 $ 0
Wayne County Michigan 2 $ 20,000 $ 10,000 $ 132,000
Douglas County Minnesota 2 $ 690,000 $ 345,000 $ 52,000
McLeod County Minnesota 2 $ 1,500,000 $ 750,000 $ 33,000
Renville County Minnesota 2 $ 110,000 $ 55,000 $ 142,000
St. Louis County Minnesota 2 $ 160,000 $ 80,000 $ 54,000
Cedar County Missouri 2 $ 170,000 $ 85,000 $ 77,000
Morgan County Missouri 2 $ 510,000 $ 255,000 $ 541,000
Nodaway County Missouri 2 $ 5,970,000 $ 2,985,000 $ 0
Stone County Missouri 2 $ 390,000 $ 195,000 $ 80,000
Dawson County Montana 2 $ 1,090,000 $ 545,000 $ 0
Burt County Nebraska 2 $ 280,000 $ 140,000 $ 110,000
Cedar County Nebraska 2 $ 130,000 $ 65,000 $ 26,000
Cheyenne County Nebraska 2 $ 330,000 $ 165,000 $ 84,000
Colfax County Nebraska 2 $ 180,000 $ 90,000 $ 37,000
Johnson County Nebraska 2 $ 110,000 $ 55,000 $ 62,000
Pierce County Nebraska 2 $ 390,000 $ 195,000 $ 43,000
Saline County Nebraska 2 $ 280,000 $ 140,000 $ 114,000
Stanton County Nebraska 2 $ 280,000 $ 140,000 $ 54,000
York County Nebraska 2 $ 110,000 $ 55,000 $ 44,000
Lincoln County Nevada 2 $ 470,000 $ 235,000 $ 151,000
Mineral County Nevada 2 $ 590,000 $ 295,000 $ 0
Chaves County New Mexico 2 $ 540,000 $ 270,000 $ 350,000
Cibola County New Mexico 2 $ 260,000 $ 130,000 $ 54,000
Lincoln County New Mexico 2 $ 420,000 $ 210,000 $ 71,000
San Juan County New Mexico 2 $ 470,000 $ 235,000 $ 171,000
Sierra County New Mexico 2 $ 190,000 $ 95,000 $ 96,000
Richmond County New York 2 $ 380,000 $ 190,000 $ 49,000
Mercer County North Dakota 2 $ 780,000 $ 390,000 $ 143,000
Cuyahoga County Ohio 2 $ 580,000 $ 290,000 $ 0
Cherokee County Oklahoma 2 $ 220,000 $ 110,000 $ 124,000
Creek County Oklahoma 2 $ 170,000 $ 85,000 $ 29,000
Custer County Oklahoma 2 $ 210,000 $ 105,000 $ 199,000
Latimer County Oklahoma 2 $ 110,000 $ 55,000 $ 58,000
Lincoln County Oklahoma 2 $ 190,000 $ 95,000 $ 55,000
Major County Oklahoma 2 $ 310,000 $ 155,000 $ 191,000
Muskogee County Oklahoma 2 $ 130,000 $ 65,000 $ 42,000
Baker County Oregon 2 $ 820,000 $ 410,000 $ 0
Benton County Oregon 2 $ 340,000 $ 170,000 $ 66,000
Coos County Oregon 2 $ 170,000 $ 85,000 $ 64,000
Lane County Oregon 2 $ 440,000 $ 220,000 $ 441,000
Lexington County South Carolina 2 $ 260,000 $ 130,000 $ 0
Brookings County South Dakota 2 $ 460,000 $ 230,000 $ 106,000
Fall River County South Dakota 2 $ 230,000 $ 115,000 $ 41,000
Hutchinson County South Dakota 2 $ 90,000 $ 45,000 $ 35,000
Pennington County South Dakota 2 $ 350,000 $ 175,000 $ 187,000
Rutherford County Tennessee 2 $ 510,000 $ 255,000 $ 0
Comal County Texas 2 $ 570,000 $ 285,000 $ 0
Guadalupe County Texas 2 $ 440,000 $ 220,000 $ 0
Jefferson County Texas 2 $ 3,530,000 $ 1,765,000 $ 0
Wasatch County Utah 2 $ 1,030,000 $ 515,000 $ 137,000
Richmond City County Virginia 2 $ 1,120,000 $ 560,000 $ 0
Lewis County Washington 2 $ 270,000 $ 135,000 $ 0
Jefferson County Wisconsin 2 $ 2,630,000 $ 1,315,000 $ 81,000
Shawano County Wisconsin 2 $ 250,000 $ 125,000 $ 241,000
Washington County Wisconsin 2 $ 1,710,000 $ 855,000 $ 90,000
Crook County Wyoming 2 $ 230,000 $ 115,000 $ 117,000
Goshen County Wyoming 2 $ 180,000 $ 90,000 $ 64,000
Hot Springs County Wyoming 2 $ 30,000 $ 15,000 $ 60,000
Johnson County Wyoming 2 $ 600,000 $ 300,000 $ 93,000
Madison County Alabama 1 $ 1,685,000 $ 1,685,000 $ 0
Pulaski County Arkansas 1 $ 15,000 $ 15,000 $ 124,000
Del Norte County California 1 $ 785,000 $ 785,000 $ 0
Inyo County California 1 $ 405,000 $ 405,000 $ 0
Siskiyou County California 1 $ 85,000 $ 85,000 $ 33,000
Tehama County California 1 $ 25,000 $ 25,000 $ 37,000
Cheyenne County Colorado 1 $ 95,000 $ 95,000 $ 49,000
Conejos County Colorado 1 $ 65,000 $ 65,000 $ 24,000
Hinsdale County Colorado 1 $ 205,000 $ 205,000 $ 91,000
Huerfano County Colorado 1 $ 205,000 $ 205,000 $ 59,000
Jackson County Colorado 1 $ 195,000 $ 195,000 $ 98,000
Rio Grande County Colorado 1 $ 255,000 $ 255,000 $ 225,000
Washington County Colorado 1 $ 95,000 $ 95,000 $ 22,000
Yuma County Colorado 1 $ 265,000 $ 265,000 $ 48,000
Sarasota County Florida 1 $ 105,000 $ 105,000 $ 0
Bartow County Georgia 1 $ 165,000 $ 165,000 $ 0
Bryan County Georgia 1 $ 145,000 $ 145,000 $ 0
Coweta County Georgia 1 $ 185,000 $ 185,000 $ 0
Douglas County Georgia 1 $ 435,000 $ 435,000 $ 0
Forsyth County Georgia 1 $ 265,000 $ 265,000 $ 0
Hall County Georgia 1 $ 275,000 $ 275,000 $ 0
Lowndes County Georgia 1 $ 285,000 $ 285,000 $ 0
Caribou County Idaho 1 $ 115,000 $ 115,000 $ 0
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Mortgage Loan Application Detail Totals for Bank Of The West in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,981 $5,165,235,000 $517,000 $13,305,000 $253,000 $9,288,000
Other Purpose 6,185 $1,596,865,000 $258,000 $5,005,000 $203,000 $7,840,000
Home Purchase 5,273 $2,994,905,000 $567,000 $54,175,000 $255,000 $6,475,000
Cash-out Refinancing 4,616 $2,270,290,000 $491,000 $6,005,000 $173,000 $7,496,000
Home Improvement 3,752 $694,680,000 $185,000 $3,005,000 $174,000 $4,800,000
Not Applicable 35 $4,605,000 $131,000 $515,000 $64,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,552 $5,923,550,000 $407,000 $15,685,000 $213,000 $7,840,000
Asian 4,189 $2,346,695,000 $560,000 $4,025,000 $271,000 $9,288,000
Not Provided 3,982 $1,885,230,000 $473,000 $13,305,000 $266,000 $8,672,000
Not applicable 3,360 $1,486,590,000 $442,000 $54,175,000 $89,000 $1,724,000
Hispanic 2,852 $740,790,000 $259,000 $3,605,000 $143,000 $6,107,000
Black or African American 436 $126,010,000 $289,000 $2,625,000 $145,000 $2,852,000
American Indian or Alaskan Native 137 $33,495,000 $244,000 $3,195,000 $133,000 $900,000
Native Hawaiian or Other Pacific Islander 72 $22,280,000 $309,000 $2,255,000 $139,000 $749,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,318 $12,618,270,000 $430,000 $54,175,000 $220,000 $9,288,000
FHA-insured (Federal Housing Administration) 426 $82,480,000 $193,000 $835,000 $70,000 $461,000
VA-guaranteed (Veterans Administration) 94 $25,320,000 $269,000 $975,000 $74,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $510,000 $127,000 $225,000 $45,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,356 $7,389,280,000 $451,000 $54,175,000 $239,000 $8,874,000
Application Denied By Financial Institution 8,291 $3,092,365,000 $372,000 $8,005,000 $199,000 $9,288,000
Application Withdrawn By Applicant 4,055 $1,927,155,000 $475,000 $12,005,000 $208,000 $7,293,000
Loan Purchased By The Institution 944 $228,730,000 $242,000 $695,000 $89,000 $1,724,000
Application Approved But Not Accepted 188 $73,240,000 $389,000 $3,935,000 $180,000 $1,410,000
File Closed For Incompleteness 8 $15,810,000 $1,976,000 $6,255,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,551 $9,634,215,000 $447,000 $54,175,000 $225,000 $8,874,000
Credit Application Incomplete 3,962 $1,516,060,000 $382,000 $6,005,000 $263,000 $9,288,000
Debt-To-Income Ratio 2,445 $915,315,000 $374,000 $8,005,000 $82,000 $928,000
Collateral 644 $229,880,000 $356,000 $5,305,000 $219,000 $5,304,000
Other 551 $182,265,000 $330,000 $7,075,000 $193,000 $3,133,000
Unverifiable Information 365 $152,585,000 $418,000 $5,255,000 $232,000 $3,391,000
Credit History 283 $74,175,000 $262,000 $3,005,000 $141,000 $3,127,000
Insufficient Cash (Downpayment, Closing Cost) 24 $18,000,000 $750,000 $2,755,000 $140,000 $420,000
Employment History 15 $3,555,000 $237,000 $1,225,000 $105,000 $310,000
Mortgage Insurance Denied 2 $530,000 $265,000 $385,000 $65,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The West's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Of The West's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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