Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bank Of Whittier, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 572 |
| Total Mortgage Loan Application Amount | $167,490,000 |
| Average Mortgage Loan Application Amount | $250,500 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $158,250 |
| Highest Applicant Income | $651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 111 | $ 26,855,000 | $ 241,000 | $ 131,000 |
| Collin County Texas | 90 | $ 27,680,000 | $ 307,000 | $ 166,000 |
| Tarrant County Texas | 29 | $ 6,935,000 | $ 239,000 | $ 137,000 |
| Maricopa County Arizona | 23 | $ 5,855,000 | $ 254,000 | $ 138,000 |
| Los Angeles County California | 20 | $ 10,400,000 | $ 520,000 | $ 176,000 |
| Queens County New York | 20 | $ 9,670,000 | $ 483,000 | $ 113,000 |
| Orange County California | 13 | $ 6,125,000 | $ 471,000 | $ 243,000 |
| Bernalillo County New Mexico | 12 | $ 3,410,000 | $ 284,000 | $ 131,000 |
| Fayette County Kentucky | 11 | $ 1,875,000 | $ 170,000 | $ 378,000 |
| Nassau County New York | 11 | $ 4,685,000 | $ 425,000 | $ 142,000 |
| Denton County Texas | 11 | $ 2,905,000 | $ 264,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,300,000 | $ 162,000 | $ 121,000 |
| East Baton Rouge County Louisiana | 6 | $ 1,050,000 | $ 175,000 | $ 110,000 |
| Jackson County Missouri | 6 | $ 1,070,000 | $ 178,000 | $ 68,000 |
| St. Louis County Missouri | 6 | $ 1,600,000 | $ 266,000 | $ 152,000 |
| Clark County Nevada | 6 | $ 1,440,000 | $ 240,000 | $ 190,000 |
| Suffolk County New York | 6 | $ 2,520,000 | $ 420,000 | $ 174,000 |
| Allegheny County Pennsylvania | 6 | $ 2,100,000 | $ 350,000 | $ 367,000 |
| Lee County Alabama | 5 | $ 1,285,000 | $ 257,000 | $ 86,000 |
| San Bernardino County California | 5 | $ 2,025,000 | $ 405,000 | $ 147,000 |
| El Paso County Colorado | 5 | $ 1,745,000 | $ 349,000 | $ 143,000 |
| Johnson County Kansas | 5 | $ 915,000 | $ 183,000 | $ 113,000 |
| Kings County New York | 5 | $ 3,075,000 | $ 615,000 | $ 332,000 |
| Sedgwick County Kansas | 4 | $ 670,000 | $ 167,000 | $ 106,000 |
| Jefferson County Louisiana | 4 | $ 800,000 | $ 200,000 | $ 90,000 |
| Erie County New York | 4 | $ 960,000 | $ 240,000 | $ 120,000 |
| Franklin County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 116,000 |
| Bucks County Pennsylvania | 4 | $ 1,040,000 | $ 260,000 | $ 167,000 |
| Cumberland County Pennsylvania | 4 | $ 1,760,000 | $ 440,000 | $ 437,000 |
| Fort Bend County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 129,000 |
| Harris County Texas | 4 | $ 930,000 | $ 232,000 | $ 219,000 |
| Montgomery County Alabama | 3 | $ 325,000 | $ 108,000 | $ 39,000 |
| Benton County Arkansas | 3 | $ 555,000 | $ 185,000 | $ 115,000 |
| Onondaga County New York | 3 | $ 775,000 | $ 258,000 | $ 134,000 |
| Richmond County New York | 3 | $ 1,045,000 | $ 348,000 | $ 129,000 |
| Sullivan County New York | 3 | $ 415,000 | $ 138,000 | $ 193,000 |
| Salt Lake County Utah | 3 | $ 855,000 | $ 285,000 | $ 81,000 |
| Jefferson County Alabama | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Pima County Arizona | 2 | $ 720,000 | $ 360,000 | $ 103,000 |
| Pinal County Arizona | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Riverside County California | 2 | $ 740,000 | $ 370,000 | $ 101,000 |
| San Diego County California | 2 | $ 730,000 | $ 365,000 | $ 132,000 |
| Arapahoe County Colorado | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Jefferson County Colorado | 2 | $ 640,000 | $ 320,000 | $ 173,000 |
| Broward County Florida | 2 | $ 530,000 | $ 265,000 | $ 384,000 |
| Jefferson County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Jessamine County Kentucky | 2 | $ 800,000 | $ 400,000 | $ 157,000 |
| Lincoln County Louisiana | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| Lamar County Mississippi | 2 | $ 600,000 | $ 300,000 | $ 270,000 |
| Hillsborough County New Hampshire | 2 | $ 860,000 | $ 430,000 | $ 161,000 |
| Chemung County New York | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Lucas County Ohio | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Summit County Ohio | 2 | $ 650,000 | $ 325,000 | $ 207,000 |
| Wood County Ohio | 2 | $ 480,000 | $ 240,000 | $ 141,000 |
| Rockwall County Texas | 2 | $ 510,000 | $ 255,000 | $ 306,000 |
| Williamson County Texas | 2 | $ 280,000 | $ 140,000 | $ 118,000 |
| Fairfax County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 651,000 |
| Baldwin County Alabama | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Conecuh County Alabama | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Madison County Alabama | 1 | $ 515,000 | $ 515,000 | $ 626,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 285,000 |
| Mohave County Arizona | 1 | $ 375,000 | $ 375,000 | $ 255,000 |
| Pulaski County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Contra Costa County California | 1 | $ 135,000 | $ 135,000 | $ 240,000 |
| Adams County Colorado | 1 | $ 235,000 | $ 235,000 | $ 248,000 |
| Pueblo County Colorado | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| New Castle County Delaware | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Hawaii County Hawaii | 1 | $ 765,000 | $ 765,000 | $ 475,000 |
| Ada County Idaho | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Riley County Kansas | 1 | $ 255,000 | $ 255,000 | $ 284,000 |
| Boone County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 395,000 |
| Laurel County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 475,000 |
| Bossier County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Calcasieu County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| St. John the Baptist County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Cumberland County Maine | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Forrest County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| Hinds County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 184,000 |
| Greene County Missouri | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 566,000 |
| Douglas County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Lancaster County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Rockingham County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 142,000 |
| Middlesex County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Lincoln County New Mexico | 1 | $ 445,000 | $ 445,000 | $ 188,000 |
| Albany County New York | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Bronx County New York | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Monroe County New York | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Oneida County New York | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Westchester County New York | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Cass County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Grand Forks County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 449,000 |
| Defiance County Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Warren County Ohio | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Butler County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Chester County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 118,000 |
| Delaware County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Lackawanna County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 215,000 |
| Lehigh County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 225,000 |
| Monroe County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Northampton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Bristol County Rhode Island | 1 | $ 495,000 | $ 495,000 | $ 272,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 411,000 |
| Brazos County Texas | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Grayson County Texas | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Hidalgo County Texas | 1 | $ 285,000 | $ 285,000 | $ 181,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Weber County Utah | 1 | $ 505,000 | $ 505,000 | $ 650,000 |
| Chittenden County Vermont | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Loudoun County Virginia | 1 | $ 515,000 | $ 515,000 | $ 214,000 |
| King County Washington | 1 | $ 295,000 | $ 295,000 | $ 229,000 |
| Monongalia County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Laramie County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 318 | $89,950,000 | $282,000 | $815,000 | $155,000 | $600,000 |
| Home Purchase | 155 | $51,935,000 | $335,000 | $995,000 | $181,000 | $651,000 |
| Cash-out Refinancing | 98 | $25,480,000 | $260,000 | $765,000 | $150,000 | $626,000 |
| Other Purpose | 1 | $125,000 | $125,000 | $125,000 | $147,000 | $147,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 321 | $94,255,000 | $293,000 | $995,000 | $166,000 | $626,000 |
| White | 92 | $25,500,000 | $277,000 | $825,000 | $140,000 | $600,000 |
| Not Provided | 85 | $26,165,000 | $307,000 | $765,000 | $180,000 | $651,000 |
| Black or African American | 19 | $4,495,000 | $236,000 | $765,000 | $88,000 | $178,000 |
| Hispanic | 6 | $1,790,000 | $298,000 | $765,000 | $92,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 572 | $167,490,000 | $292,000 | $995,000 | $161,000 | $651,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 393 | $115,585,000 | $294,000 | $825,000 | $168,000 | $651,000 |
| Application Denied By Financial Institution | 80 | $22,660,000 | $283,000 | $765,000 | $95,000 | $276,000 |
| Application Withdrawn By Applicant | 71 | $21,825,000 | $307,000 | $995,000 | $166,000 | $576,000 |
| File Closed For Incompleteness | 28 | $7,420,000 | $265,000 | $585,000 | $236,000 | $600,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 492 | $144,830,000 | $294,000 | $995,000 | $172,000 | $651,000 |
| Debt-To-Income Ratio | 57 | $16,335,000 | $286,000 | $765,000 | $84,000 | $246,000 |
| Credit History | 14 | $4,390,000 | $313,000 | $765,000 | $135,000 | $276,000 |
| Other | 4 | $850,000 | $212,000 | $275,000 | $107,000 | $153,000 |
| Employment History | 3 | $645,000 | $215,000 | $265,000 | $93,000 | $138,000 |
| Collateral | 2 | $440,000 | $220,000 | $305,000 | $119,000 | $138,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.