Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bank Of Whittier, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 270 |
| Total Mortgage Loan Application Amount | $101,240,000 |
| Average Mortgage Loan Application Amount | $342,000 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $205,000 |
| Highest Applicant Income | $1,164,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 50 | $ 16,310,000 | $ 326,000 | $ 191,000 |
| Collin County Texas | 42 | $ 17,640,000 | $ 420,000 | $ 220,000 |
| Queens County New York | 11 | $ 6,435,000 | $ 585,000 | $ 183,000 |
| Los Angeles County California | 9 | $ 4,865,000 | $ 540,000 | $ 377,000 |
| Nassau County New York | 7 | $ 3,525,000 | $ 503,000 | $ 153,000 |
| Bernalillo County New Mexico | 6 | $ 1,420,000 | $ 236,000 | $ 120,000 |
| Harris County Texas | 6 | $ 3,840,000 | $ 640,000 | $ 573,000 |
| Maricopa County Arizona | 5 | $ 2,545,000 | $ 509,000 | $ 125,000 |
| Jefferson County Louisiana | 5 | $ 2,585,000 | $ 517,000 | $ 466,000 |
| Fort Bend County Texas | 5 | $ 2,005,000 | $ 401,000 | $ 275,000 |
| Tarrant County Texas | 5 | $ 1,845,000 | $ 369,000 | $ 212,000 |
| East Baton Rouge County Louisiana | 4 | $ 960,000 | $ 240,000 | $ 100,000 |
| St. Louis County Missouri | 4 | $ 1,730,000 | $ 432,000 | $ 249,000 |
| Erie County New York | 4 | $ 660,000 | $ 165,000 | $ 135,000 |
| Onondaga County New York | 4 | $ 970,000 | $ 242,000 | $ 187,000 |
| Philadelphia County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 145,000 |
| Orange County California | 3 | $ 1,245,000 | $ 415,000 | $ 384,000 |
| Johnson County Kansas | 3 | $ 1,435,000 | $ 478,000 | $ 161,000 |
| Androscoggin County Maine | 3 | $ 635,000 | $ 211,000 | $ 59,000 |
| Dakota County Nebraska | 3 | $ 765,000 | $ 255,000 | $ 60,000 |
| Kings County New York | 3 | $ 2,135,000 | $ 711,000 | $ 168,000 |
| Jefferson County Alabama | 2 | $ 1,060,000 | $ 530,000 | $ 700,000 |
| Pulaski County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Alameda County California | 2 | $ 1,070,000 | $ 535,000 | $ 352,000 |
| San Diego County California | 2 | $ 710,000 | $ 355,000 | $ 156,000 |
| New Castle County Delaware | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Osceola County Florida | 2 | $ 590,000 | $ 295,000 | $ 338,000 |
| DuPage County Illinois | 2 | $ 410,000 | $ 205,000 | $ 405,000 |
| Cumberland County Maine | 2 | $ 730,000 | $ 365,000 | $ 619,000 |
| Jackson County Missouri | 2 | $ 270,000 | $ 135,000 | $ 321,000 |
| Merrimack County New Hampshire | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Sandoval County New Mexico | 2 | $ 780,000 | $ 390,000 | $ 120,000 |
| Bronx County New York | 2 | $ 1,160,000 | $ 580,000 | $ 157,000 |
| Cuyahoga County Ohio | 2 | $ 700,000 | $ 350,000 | $ 289,000 |
| Delaware County Pennsylvania | 2 | $ 1,080,000 | $ 540,000 | $ 144,000 |
| Travis County Texas | 2 | $ 770,000 | $ 385,000 | $ 252,000 |
| Lee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Tuscaloosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Anchorage County Alaska | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Yavapai County Arizona | 1 | $ 645,000 | $ 645,000 | $ 168,000 |
| Benton County Arkansas | 1 | $ 635,000 | $ 635,000 | $ 115,000 |
| Kern County California | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Solano County California | 1 | $ 155,000 | $ 155,000 | $ 363,000 |
| Arapahoe County Colorado | 1 | $ 575,000 | $ 575,000 | $ 255,000 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| El Paso County Colorado | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Pueblo County Colorado | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Teller County Colorado | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
| Kent County Delaware | 1 | $ 365,000 | $ 365,000 | $ 516,000 |
| Sussex County Delaware | 1 | $ 435,000 | $ 435,000 | $ 700,000 |
| Orange County Florida | 1 | $ 645,000 | $ 645,000 | $ 188,000 |
| Honolulu County Hawaii | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Sedgwick County Kansas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Caddo County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 746,000 |
| Ouachita County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 521,000 |
| Middlesex County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 256,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 184,000 |
| Clay County Missouri | 1 | $ 125,000 | $ 125,000 | $ 184,000 |
| Silver Bow County Montana | 1 | $ 185,000 | $ 185,000 | $ 875,000 |
| Lancaster County Nebraska | 1 | $ 555,000 | $ 555,000 | $ 184,000 |
| Rockingham County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Union County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 299,000 |
| Otero County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 354,000 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Orange County New York | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Orleans County New York | 1 | $ 95,000 | $ 95,000 | $ 220,000 |
| Franklin County Ohio | 1 | $ 635,000 | $ 635,000 | $ 174,000 |
| Lorain County Ohio | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Mahoning County Ohio | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Montgomery County Ohio | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Portage County Ohio | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Allegheny County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 394,000 |
| Lehigh County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Northampton County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 141,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Washington County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| El Paso County Texas | 1 | $ 325,000 | $ 325,000 | $ 768,000 |
| Grayson County Texas | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Hunt County Texas | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Kaufman County Texas | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Montgomery County Texas | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Cache County Utah | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Prince William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 176,000 |
| Monongalia County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 550,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 158 | $63,910,000 | $404,000 | $1,285,000 | $237,000 | $1,164,000 |
| Cash-out Refinancing | 83 | $29,615,000 | $356,000 | $975,000 | $226,000 | $1,128,000 |
| Refinancing | 29 | $7,715,000 | $266,000 | $645,000 | $152,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 143 | $56,265,000 | $393,000 | $1,075,000 | $215,000 | $848,000 |
| Not Provided | 48 | $18,360,000 | $382,000 | $1,285,000 | $294,000 | $1,131,000 |
| White | 41 | $13,905,000 | $339,000 | $1,005,000 | $252,000 | $1,164,000 |
| Black or African American | 18 | $6,010,000 | $333,000 | $605,000 | $138,000 | $258,000 |
| Hispanic | 2 | $450,000 | $225,000 | $235,000 | $97,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 270 | $101,240,000 | $374,000 | $1,285,000 | $225,000 | $1,164,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 106 | $37,120,000 | $350,000 | $1,285,000 | $249,000 | $1,131,000 |
| File Closed For Incompleteness | 80 | $28,300,000 | $353,000 | $1,005,000 | $211,000 | $1,164,000 |
| Application Withdrawn By Applicant | 61 | $26,995,000 | $442,000 | $1,075,000 | $222,000 | $798,000 |
| Application Denied By Financial Institution | 23 | $8,825,000 | $383,000 | $905,000 | $170,000 | $600,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 247 | $92,415,000 | $374,000 | $1,285,000 | $230,000 | $1,164,000 |
| Debt-To-Income Ratio | 15 | $6,705,000 | $447,000 | $905,000 | $144,000 | $481,000 |
| Credit History | 3 | $595,000 | $198,000 | $355,000 | $105,000 | $116,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $285,000 | $38,000 | $63,000 |
| Employment History | 1 | $455,000 | $455,000 | $455,000 | $240,000 | $240,000 |
| Other | 1 | $545,000 | $545,000 | $545,000 | $513,000 | $513,000 |
| Collateral | 1 | $135,000 | $135,000 | $135,000 | $600,000 | $600,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.