Chickasaw Community Bank Mortgage Lending & HMDA Data, 2004
In 2004, Chickasaw Community Bank of Oklahoma City, OK reported 846 mortgage applications totaling $77.2 million. The average application was for $91,231, and applicants reported an average income of $48,140. 35% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Oklahoma City, OK (183), Tulsa, OK (46) and Lawton, OK (9) (applications in parentheses).
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73142 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $77,182,000 |
| Average Mortgage Loan Application Amount | $91,231 |
| Highest Mortgage Loan Application Amount | $832,000 |
| Average Applicant Income | $48,140 |
| Highest Applicant Income | $1,853,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma, Oklahoma | 79 | $ 9,212,000 | $ 116,607 | $ 57,000 |
| Canadian, Oklahoma | 59 | $ 5,938,000 | $ 100,644 | $ 47,000 |
| Cleveland, Oklahoma | 30 | $ 4,840,000 | $ 161,333 | $ 57,000 |
| Tulsa, Oklahoma | 23 | $ 2,738,000 | $ 119,043 | $ 59,000 |
| Pontotoc, Oklahoma | 13 | $ 954,000 | $ 73,384 | $ 48,000 |
| Okmulgee, Oklahoma | 11 | $ 326,000 | $ 29,636 | $ 29,000 |
| Ottawa, Oklahoma | 11 | $ 565,000 | $ 51,363 | $ 43,000 |
| Comanche, Oklahoma | 9 | $ 621,000 | $ 69,000 | $ 32,000 |
| McClain, Oklahoma | 9 | $ 727,000 | $ 80,777 | $ 51,000 |
| Okfuskee, Oklahoma | 8 | $ 47,000 | $ 5,875 | $ 22,000 |
| Robeson, North Carolina | 7 | $ 557,000 | $ 79,571 | $ 53,000 |
| Adair, Oklahoma | 7 | $ 314,000 | $ 44,857 | $ 41,000 |
| Caddo, Oklahoma | 6 | $ 376,000 | $ 62,666 | $ 42,000 |
| Hughes, Oklahoma | 6 | $ 159,000 | $ 26,500 | $ 27,000 |
| Payne, Oklahoma | 6 | $ 493,000 | $ 82,166 | $ 64,000 |
| Washington, Oklahoma | 6 | $ 378,000 | $ 63,000 | $ 25,000 |
| Middlesex, Massachusetts | 5 | $ 1,369,000 | $ 273,800 | $ 87,000 |
| Creek, Oklahoma | 5 | $ 290,000 | $ 58,000 | $ 21,000 |
| Grady, Oklahoma | 5 | $ 401,000 | $ 80,200 | $ 45,000 |
| Nassau, New York | 4 | $ 1,058,000 | $ 264,500 | $ 109,000 |
| Westchester, New York | 4 | $ 1,029,000 | $ 257,250 | $ 81,000 |
| Carter, Oklahoma | 4 | $ 328,000 | $ 82,000 | $ 54,000 |
| Cherokee, Oklahoma | 4 | $ 256,000 | $ 64,000 | $ 27,000 |
| Delaware, Oklahoma | 4 | $ 631,000 | $ 157,750 | $ 92,000 |
| Garvin, Oklahoma | 4 | $ 213,000 | $ 53,250 | $ 32,000 |
| Johnston, Oklahoma | 4 | $ 265,000 | $ 66,250 | $ 55,000 |
| Muskogee, Oklahoma | 4 | $ 116,000 | $ 29,000 | $ 43,000 |
| Rogers, Oklahoma | 4 | $ 279,000 | $ 69,750 | $ 39,000 |
| Jefferson, Alabama | 3 | $ 298,000 | $ 99,333 | $ 36,000 |
| Palm Beach, Florida | 3 | $ 746,000 | $ 248,666 | $ 82,000 |
| Lowndes, Mississippi | 3 | $ 198,000 | $ 66,000 | $ 38,000 |
| Carroll, New Hampshire | 3 | $ 361,000 | $ 120,333 | $ 81,000 |
| Marshall, Oklahoma | 3 | $ 360,000 | $ 120,000 | $ 82,000 |
| McCurtain, Oklahoma | 3 | $ 197,000 | $ 65,666 | $ 56,000 |
| McIntosh, Oklahoma | 3 | $ 176,000 | $ 58,666 | $ 58,000 |
| Seminole, Oklahoma | 3 | $ 157,000 | $ 52,333 | $ 32,000 |
| Fulton, Arkansas | 2 | $ 824,000 | $ 412,000 | $ 80,000 |
| Orange, California | 2 | $ 668,000 | $ 334,000 | $ 77,000 |
| Riverside, California | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Archuleta, Colorado | 2 | $ 380,000 | $ 190,000 | $ 110,000 |
| Citrus, Florida | 2 | $ 547,000 | $ 273,500 | $ 75,000 |
| DeKalb, Georgia | 2 | $ 406,000 | $ 203,000 | $ 129,000 |
| St. Mary, Louisiana | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Franklin, Maine | 2 | $ 484,000 | $ 242,000 | $ 165,000 |
| Essex, Massachusetts | 2 | $ 341,000 | $ 170,500 | $ 49,000 |
| Hillsborough, New Hampshire | 2 | $ 299,000 | $ 149,500 | $ 55,000 |
| Guilford, North Carolina | 2 | $ 159,000 | $ 79,500 | $ 35,000 |
| Craig, Oklahoma | 2 | $ 144,000 | $ 72,000 | $ 24,000 |
| Custer, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 121,000 |
| Kay, Oklahoma | 2 | $ 2,000 | $ 1,000 | $ 53,000 |
| Kingfisher, Oklahoma | 2 | $ 324,000 | $ 162,000 | $ 39,000 |
| Mayes, Oklahoma | 2 | $ 123,000 | $ 61,500 | $ 29,000 |
| Osage, Oklahoma | 2 | $ 195,000 | $ 97,500 | $ 50,000 |
| Pottawatomie, Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 36,000 |
| Bucks, Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 43,000 |
| Providence, Rhode Island | 2 | $ 365,000 | $ 182,500 | $ 118,000 |
| Greenville, South Carolina | 2 | $ 297,000 | $ 148,500 | $ 127,000 |
| Oconee, South Carolina | 2 | $ 179,000 | $ 89,500 | $ 67,000 |
| Bexar, Texas | 2 | $ 330,000 | $ 165,000 | $ 110,000 |
| Denton, Texas | 2 | $ 401,000 | $ 200,500 | $ 69,000 |
| Chesapeake, Virginia | 2 | $ 355,000 | $ 177,500 | $ 58,000 |
| Chesterfield, Virginia | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Fairbanks North Star, Alaska | 1 | $ 166,000 | $ 166,000 | $ 17,000 |
| Pulaski, Arkansas | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| Los Angeles, California | 1 | $ 230,000 | $ 230,000 | $ 0 |
| San Diego, California | 1 | $ 455,000 | $ 455,000 | $ 305,000 |
| Middlesex, Connecticut | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| New Haven, Connecticut | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Collier, Florida | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Lee, Florida | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Clarke, Georgia | 1 | $ 107,000 | $ 107,000 | $ 200,000 |
| Fulton, Georgia | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Houston, Georgia | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Sumner, Kansas | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Jefferson, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| East Baton Rouge, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Baltimore, Maryland | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Harford, Maryland | 1 | $ 284,000 | $ 284,000 | $ 115,000 |
| Bristol, Massachusetts | 1 | $ 626,000 | $ 626,000 | $ 1,853,000 |
| Dukes, Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 217,000 |
| Plymouth, Massachusetts | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Suffolk, Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| DeSoto, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| St. Louis, Missouri | 1 | $ 229,000 | $ 229,000 | $ 88,000 |
| Burt, Nebraska | 1 | $ 87,000 | $ 87,000 | $ 85,000 |
| Belknap, New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Cape May, New Jersey | 1 | $ 800,000 | $ 800,000 | $ 294,000 |
| Mercer, New Jersey | 1 | $ 388,000 | $ 388,000 | $ 74,000 |
| Middlesex, New Jersey | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Bernalillo, New Mexico | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Ontario, New York | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Cumberland, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 124,000 |
| Hoke, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Wake, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Franklin, Ohio | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| Hamilton, Ohio | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Montgomery, Ohio | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Alfalfa, Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Blaine, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Garfield, Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Haskell, Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Logan, Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Love, Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Murray, Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Pawnee, Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Pittsburg, Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 114,000 |
| Pushmataha, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Sequoyah, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Tillman, Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Clackamas, Oregon | 1 | $ 480,000 | $ 480,000 | $ 180,000 |
| Chester, Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Anderson, South Carolina | 1 | $ 198,000 | $ 198,000 | $ 117,000 |
| Edgefield, South Carolina | 1 | $ 216,000 | $ 216,000 | $ 135,000 |
| Horry, South Carolina | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Richland, South Carolina | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Hamilton, Tennessee | 1 | $ 232,000 | $ 232,000 | $ 85,000 |
| Dallas, Texas | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Midland, Texas | 1 | $ 194,000 | $ 194,000 | $ 100,000 |
| Nueces, Texas | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Smith, Texas | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Washington, Texas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Addison, Vermont | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Arlington, Virginia | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Augusta, Virginia | 1 | $ 832,000 | $ 832,000 | $ 339,000 |
| Prince William, Virginia | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Virginia Beach, Virginia | 1 | $ 74,000 | $ 74,000 | $ 13,000 |
| Stevens, Washington | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 577 | $45,484,000 | $163,680 | $566,000 | $86,600 | $264,000 |
| Refinancing | 260 | $31,474,000 | $195,709 | $832,000 | $84,193 | $1,853,000 |
| Home Improvement | 9 | $224,000 | $17,000 | $70,000 | $37,500 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 487 | $29,954,000 | $181,600 | $625,000 | $86,533 | $217,000 |
| White | 299 | $40,742,000 | $186,166 | $832,000 | $79,066 | $339,000 |
| Hispanic | 15 | $1,213,000 | $123,333 | $231,000 | $44,333 | $79,000 |
| Asian | 12 | $1,548,000 | $151,250 | $230,000 | $68,750 | $151,000 |
| Black or African American | 12 | $1,473,000 | $183,333 | $626,000 | $350,000 | $1,853,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $986,000 | $216,000 | $480,000 | $83,000 | $180,000 |
| Not applicable | 7 | $345,000 | $49,000 | $65,000 | $0 | $0 |
| Not Provided | 7 | $921,000 | $131,571 | $253,000 | $87,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 490 | $27,660,000 | $117,142 | $306,000 | $47,428 | $140,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 351 | $49,002,000 | $186,117 | $832,000 | $89,294 | $1,853,000 |
| VA-guaranteed (Veterans Administration) | 5 | $520,000 | $65,000 | $202,000 | $27,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 368 | $18,559,000 | $178,800 | $412,000 | $57,000 | $160,000 |
| Loan Originated | 296 | $42,006,000 | $187,357 | $832,000 | $93,750 | $1,853,000 |
| Application Withdrawn By Applicant | 181 | $16,616,000 | $165,882 | $455,000 | $65,000 | $305,000 |
| Preapproval Denied by Financial Institution | 1 | $1,000 | $1,000 | $1,000 | $28,000 | $28,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 333 | $15,340,000 | $149,875 | $412,000 | $59,500 | $160,000 |
| Debt-To-Income Ratio | 15 | $1,178,000 | $77,500 | $400,000 | $33,000 | $82,000 |
| Other | 15 | $1,327,000 | $180,000 | $412,000 | $28,200 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $715,000 | $141,000 | $284,000 | $60,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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