Chickasaw Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Chickasaw Community Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $77,182,000 |
| Average Mortgage Loan Application Amount | $175,741 |
| Highest Mortgage Loan Application Amount | $832,000 |
| Average Applicant Income | $83,620 |
| Highest Applicant Income | $1,853,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Chickasaw Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chickasaw Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Chickasaw Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chickasaw Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chickasaw Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chickasaw Community Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 79 | $ 9,212,000 | $ 116,000 | $ 57,000 |
| Canadian County Oklahoma | 59 | $ 5,938,000 | $ 100,000 | $ 47,000 |
| Cleveland County Oklahoma | 30 | $ 4,840,000 | $ 161,000 | $ 57,000 |
| Tulsa County Oklahoma | 23 | $ 2,738,000 | $ 119,000 | $ 59,000 |
| Pontotoc County Oklahoma | 13 | $ 954,000 | $ 73,000 | $ 48,000 |
| Okmulgee County Oklahoma | 11 | $ 326,000 | $ 29,000 | $ 29,000 |
| Ottawa County Oklahoma | 11 | $ 565,000 | $ 51,000 | $ 43,000 |
| Comanche County Oklahoma | 9 | $ 621,000 | $ 69,000 | $ 32,000 |
| McClain County Oklahoma | 9 | $ 727,000 | $ 80,000 | $ 51,000 |
| Okfuskee County Oklahoma | 8 | $ 47,000 | $ 5,000 | $ 22,000 |
| Robeson County North Carolina | 7 | $ 557,000 | $ 79,000 | $ 53,000 |
| Adair County Oklahoma | 7 | $ 314,000 | $ 44,000 | $ 41,000 |
| Caddo County Oklahoma | 6 | $ 376,000 | $ 62,000 | $ 42,000 |
| Hughes County Oklahoma | 6 | $ 159,000 | $ 26,000 | $ 27,000 |
| Payne County Oklahoma | 6 | $ 493,000 | $ 82,000 | $ 64,000 |
| Washington County Oklahoma | 6 | $ 378,000 | $ 63,000 | $ 25,000 |
| Middlesex County Massachusetts | 5 | $ 1,369,000 | $ 273,000 | $ 87,000 |
| Creek County Oklahoma | 5 | $ 290,000 | $ 58,000 | $ 21,000 |
| Grady County Oklahoma | 5 | $ 401,000 | $ 80,000 | $ 45,000 |
| Nassau County New York | 4 | $ 1,058,000 | $ 264,000 | $ 109,000 |
| Westchester County New York | 4 | $ 1,029,000 | $ 257,000 | $ 81,000 |
| Carter County Oklahoma | 4 | $ 328,000 | $ 82,000 | $ 54,000 |
| Cherokee County Oklahoma | 4 | $ 256,000 | $ 64,000 | $ 27,000 |
| Delaware County Oklahoma | 4 | $ 631,000 | $ 157,000 | $ 92,000 |
| Garvin County Oklahoma | 4 | $ 213,000 | $ 53,000 | $ 32,000 |
| Johnston County Oklahoma | 4 | $ 265,000 | $ 66,000 | $ 55,000 |
| Muskogee County Oklahoma | 4 | $ 116,000 | $ 29,000 | $ 43,000 |
| Rogers County Oklahoma | 4 | $ 279,000 | $ 69,000 | $ 39,000 |
| Jefferson County Alabama | 3 | $ 298,000 | $ 99,000 | $ 36,000 |
| Palm Beach County Florida | 3 | $ 746,000 | $ 248,000 | $ 82,000 |
| Lowndes County Mississippi | 3 | $ 198,000 | $ 66,000 | $ 38,000 |
| Carroll County New Hampshire | 3 | $ 361,000 | $ 120,000 | $ 81,000 |
| Marshall County Oklahoma | 3 | $ 360,000 | $ 120,000 | $ 82,000 |
| McCurtain County Oklahoma | 3 | $ 197,000 | $ 65,000 | $ 56,000 |
| McIntosh County Oklahoma | 3 | $ 176,000 | $ 58,000 | $ 58,000 |
| Seminole County Oklahoma | 3 | $ 157,000 | $ 52,000 | $ 32,000 |
| Fulton County Arkansas | 2 | $ 824,000 | $ 412,000 | $ 80,000 |
| Orange County California | 2 | $ 668,000 | $ 334,000 | $ 77,000 |
| Riverside County California | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Archuleta County Colorado | 2 | $ 380,000 | $ 190,000 | $ 110,000 |
| Citrus County Florida | 2 | $ 547,000 | $ 273,000 | $ 75,000 |
| DeKalb County Georgia | 2 | $ 406,000 | $ 203,000 | $ 129,000 |
| St. Mary County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Franklin County Maine | 2 | $ 484,000 | $ 242,000 | $ 165,000 |
| Essex County Massachusetts | 2 | $ 341,000 | $ 170,000 | $ 49,000 |
| Hillsborough County New Hampshire | 2 | $ 299,000 | $ 149,000 | $ 55,000 |
| Guilford County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 35,000 |
| Craig County Oklahoma | 2 | $ 144,000 | $ 72,000 | $ 24,000 |
| Custer County Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 121,000 |
| Kay County Oklahoma | 2 | $ 2,000 | $ 1,000 | $ 53,000 |
| Kingfisher County Oklahoma | 2 | $ 324,000 | $ 162,000 | $ 39,000 |
| Mayes County Oklahoma | 2 | $ 123,000 | $ 61,000 | $ 29,000 |
| Osage County Oklahoma | 2 | $ 195,000 | $ 97,000 | $ 50,000 |
| Pottawatomie County Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 36,000 |
| Bucks County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 43,000 |
| Providence County Rhode Island | 2 | $ 365,000 | $ 182,000 | $ 118,000 |
| Greenville County South Carolina | 2 | $ 297,000 | $ 148,000 | $ 127,000 |
| Oconee County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 67,000 |
| Bexar County Texas | 2 | $ 330,000 | $ 165,000 | $ 110,000 |
| Denton County Texas | 2 | $ 401,000 | $ 200,000 | $ 69,000 |
| Chesapeake County Virginia | 2 | $ 355,000 | $ 177,000 | $ 58,000 |
| Chesterfield County Virginia | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Fairbanks North Star County Alaska | 1 | $ 166,000 | $ 166,000 | $ 17,000 |
| Pulaski County Arkansas | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| Los Angeles County California | 1 | $ 230,000 | $ 230,000 | $ 0 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 305,000 |
| Middlesex County Connecticut | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| New Haven County Connecticut | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Collier County Florida | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| Lee County Florida | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Clarke County Georgia | 1 | $ 107,000 | $ 107,000 | $ 200,000 |
| Fulton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Houston County Georgia | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Sumner County Kansas | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Jefferson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Baltimore County Maryland | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Harford County Maryland | 1 | $ 284,000 | $ 284,000 | $ 115,000 |
| Bristol County Massachusetts | 1 | $ 626,000 | $ 626,000 | $ 1,853,000 |
| Dukes County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 217,000 |
| Plymouth County Massachusetts | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Suffolk County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| DeSoto County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 192,000 | $ 192,000 | $ 108,000 |
| St. Louis County Missouri | 1 | $ 229,000 | $ 229,000 | $ 88,000 |
| Burt County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 85,000 |
| Belknap County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Cape May County New Jersey | 1 | $ 800,000 | $ 800,000 | $ 294,000 |
| Mercer County New Jersey | 1 | $ 388,000 | $ 388,000 | $ 74,000 |
| Middlesex County New Jersey | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Ontario County New York | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Cumberland County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 124,000 |
| Hoke County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Franklin County Ohio | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Montgomery County Ohio | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Alfalfa County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Blaine County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Garfield County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Haskell County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Logan County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Love County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Murray County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Pawnee County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 114,000 |
| Pushmataha County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Sequoyah County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Tillman County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Clackamas County Oregon | 1 | $ 480,000 | $ 480,000 | $ 180,000 |
| Chester County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Anderson County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 117,000 |
| Edgefield County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 135,000 |
| Horry County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Richland County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Hamilton County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 85,000 |
| Dallas County Texas | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Midland County Texas | 1 | $ 194,000 | $ 194,000 | $ 100,000 |
| Nueces County Texas | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Smith County Texas | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Washington County Texas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Addison County Vermont | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Arlington County Virginia | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Augusta County Virginia | 1 | $ 832,000 | $ 832,000 | $ 339,000 |
| Prince William County Virginia | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Virginia Beach County Virginia | 1 | $ 74,000 | $ 74,000 | $ 13,000 |
| Stevens County Washington | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 577 | $45,484,000 | $163,680 | $566,000 | $86,600 | $264,000 |
| Refinancing | 260 | $31,474,000 | $195,709 | $832,000 | $84,193 | $1,853,000 |
| Home Improvement | 9 | $224,000 | $17,000 | $70,000 | $37,500 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 487 | $29,954,000 | $181,600 | $625,000 | $86,533 | $217,000 |
| White | 299 | $40,742,000 | $186,166 | $832,000 | $79,066 | $339,000 |
| Hispanic | 15 | $1,213,000 | $123,333 | $231,000 | $44,333 | $79,000 |
| Asian | 12 | $1,548,000 | $151,250 | $230,000 | $68,750 | $151,000 |
| Black or African American | 12 | $1,473,000 | $183,333 | $626,000 | $350,000 | $1,853,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $986,000 | $216,000 | $480,000 | $83,000 | $180,000 |
| Not applicable | 7 | $345,000 | $49,000 | $65,000 | $0 | $0 |
| Not Provided | 7 | $921,000 | $131,571 | $253,000 | $87,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 490 | $27,660,000 | $117,142 | $306,000 | $47,428 | $140,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 351 | $49,002,000 | $186,117 | $832,000 | $89,294 | $1,853,000 |
| VA-guaranteed (Veterans Administration) | 5 | $520,000 | $65,000 | $202,000 | $27,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 368 | $18,559,000 | $178,800 | $412,000 | $57,000 | $160,000 |
| Loan Originated | 296 | $42,006,000 | $187,357 | $832,000 | $93,750 | $1,853,000 |
| Application Withdrawn By Applicant | 181 | $16,616,000 | $165,882 | $455,000 | $65,000 | $305,000 |
| Preapproval Denied by Financial Institution | 1 | $1,000 | $1,000 | $1,000 | $28,000 | $28,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 333 | $15,340,000 | $149,875 | $412,000 | $59,500 | $160,000 |
| Debt-To-Income Ratio | 15 | $1,178,000 | $77,500 | $400,000 | $33,000 | $82,000 |
| Other | 15 | $1,327,000 | $180,000 | $412,000 | $28,200 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $715,000 | $141,000 | $284,000 | $60,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.