Chickasaw Community Bank Mortgage Lending & HMDA Data, 2004
In 2004, Chickasaw Community Bank of Oklahoma City, OK reported 846 mortgage applications totaling $77.2 million. The average application was for $91,231, and applicants reported an average income of $48,140. 35% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Oklahoma City, OK (183), Tulsa, OK (46) and Lawton, OK (9) (applications in parentheses).
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73142 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $77,182,000 |
| Average Mortgage Loan Application Amount | $91,231 |
| Highest Mortgage Loan Application Amount | $832,000 |
| Average Applicant Income | $48,140 |
| Highest Applicant Income | $1,853,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 183 | $ 21,274,000 | $ 116,251 | $ 53,000 |
| Tulsa, OK | 46 | $ 3,887,000 | $ 84,500 | $ 40,000 |
| Lawton, OK | 9 | $ 621,000 | $ 69,000 | $ 32,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 1,369,000 | $ 273,800 | $ 87,000 |
| Nassau-Suffolk, NY | 4 | $ 1,058,000 | $ 264,500 | $ 109,000 |
| New York-Wayne-White Plains, NY-NJ | 4 | $ 1,029,000 | $ 257,250 | $ 81,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3 | $ 490,000 | $ 163,333 | $ 88,000 |
| Birmingham-Hoover, AL | 3 | $ 298,000 | $ 99,333 | $ 36,000 |
| Dallas-Plano-Irving, TX | 3 | $ 549,000 | $ 183,000 | $ 76,000 |
| Philadelphia, PA | 3 | $ 404,000 | $ 134,666 | $ 44,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 429,000 | $ 143,000 | $ 43,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 746,000 | $ 248,666 | $ 82,000 |
| Baltimore-Towson, MD | 2 | $ 371,000 | $ 185,500 | $ 80,000 |
| Boston-Quincy, MA | 2 | $ 451,000 | $ 225,500 | $ 39,000 |
| Essex County, MA | 2 | $ 341,000 | $ 170,500 | $ 49,000 |
| Fayetteville, NC | 2 | $ 261,000 | $ 130,500 | $ 85,000 |
| Greensboro-High Point, NC | 2 | $ 159,000 | $ 79,500 | $ 35,000 |
| Greenville, SC | 2 | $ 297,000 | $ 148,500 | $ 127,000 |
| Manchester-Nashua, NH | 2 | $ 299,000 | $ 149,500 | $ 55,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 365,000 | $ 182,500 | $ 118,000 |
| Richmond, VA | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| San Antonio, TX | 2 | $ 330,000 | $ 165,000 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 668,000 | $ 334,000 | $ 77,000 |
| St. Louis, MO-IL | 2 | $ 421,000 | $ 210,500 | $ 98,000 |
| Albuquerque, NM | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Anderson, SC | 1 | $ 198,000 | $ 198,000 | $ 117,000 |
| Athens-Clarke County, GA | 1 | $ 107,000 | $ 107,000 | $ 200,000 |
| Baton Rouge, LA | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Chattanooga, TN-GA | 1 | $ 232,000 | $ 232,000 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Columbia, SC | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Columbus, OH | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| Corpus Christi, TX | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Dayton, OH | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Edison, NJ | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Fairbanks, AK | 1 | $ 166,000 | $ 166,000 | $ 17,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| Little Rock-North Little Rock, AR | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Louisville, KY-IN | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Midland, TX | 1 | $ 194,000 | $ 194,000 | $ 100,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Naples-Marco Island, FL | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
| New Haven-Milford, CT | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Ocean City, NJ | 1 | $ 800,000 | $ 800,000 | $ 294,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 480,000 | $ 480,000 | $ 180,000 |
| Raleigh-Cary, NC | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Rochester, NY | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 455,000 | $ 455,000 | $ 305,000 |
| Trenton-Ewing, NJ | 1 | $ 388,000 | $ 388,000 | $ 74,000 |
| Tyler, TX | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Warner Robins, GA | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Wichita, KS | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 577 | $45,484,000 | $163,680 | $566,000 | $86,600 | $264,000 |
| Refinancing | 260 | $31,474,000 | $195,709 | $832,000 | $84,193 | $1,853,000 |
| Home Improvement | 9 | $224,000 | $17,000 | $70,000 | $37,500 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 487 | $29,954,000 | $181,600 | $625,000 | $86,533 | $217,000 |
| White | 299 | $40,742,000 | $186,166 | $832,000 | $79,066 | $339,000 |
| Hispanic | 15 | $1,213,000 | $123,333 | $231,000 | $44,333 | $79,000 |
| Asian | 12 | $1,548,000 | $151,250 | $230,000 | $68,750 | $151,000 |
| Black or African American | 12 | $1,473,000 | $183,333 | $626,000 | $350,000 | $1,853,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $986,000 | $216,000 | $480,000 | $83,000 | $180,000 |
| Not applicable | 7 | $345,000 | $49,000 | $65,000 | $0 | $0 |
| Not Provided | 7 | $921,000 | $131,571 | $253,000 | $87,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 490 | $27,660,000 | $117,142 | $306,000 | $47,428 | $140,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 351 | $49,002,000 | $186,117 | $832,000 | $89,294 | $1,853,000 |
| VA-guaranteed (Veterans Administration) | 5 | $520,000 | $65,000 | $202,000 | $27,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 368 | $18,559,000 | $178,800 | $412,000 | $57,000 | $160,000 |
| Loan Originated | 296 | $42,006,000 | $187,357 | $832,000 | $93,750 | $1,853,000 |
| Application Withdrawn By Applicant | 181 | $16,616,000 | $165,882 | $455,000 | $65,000 | $305,000 |
| Preapproval Denied by Financial Institution | 1 | $1,000 | $1,000 | $1,000 | $28,000 | $28,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 333 | $15,340,000 | $149,875 | $412,000 | $59,500 | $160,000 |
| Debt-To-Income Ratio | 15 | $1,178,000 | $77,500 | $400,000 | $33,000 | $82,000 |
| Other | 15 | $1,327,000 | $180,000 | $412,000 | $28,200 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $715,000 | $141,000 | $284,000 | $60,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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