Chickasaw Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Chickasaw Community Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,144 |
| Total Mortgage Loan Application Amount | $225,070,000 |
| Average Mortgage Loan Application Amount | $144,833 |
| Highest Mortgage Loan Application Amount | $2,235,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $791,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Chickasaw Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chickasaw Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Chickasaw Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chickasaw Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chickasaw Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chickasaw Community Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 109 | $ 24,115,000 | $ 221,000 | $ 113,000 |
| Tulsa County Oklahoma | 87 | $ 14,245,000 | $ 163,000 | $ 98,000 |
| Cleveland County Oklahoma | 56 | $ 12,280,000 | $ 219,000 | $ 114,000 |
| Pontotoc County Oklahoma | 55 | $ 10,625,000 | $ 193,000 | $ 103,000 |
| Canadian County Oklahoma | 35 | $ 8,375,000 | $ 239,000 | $ 104,000 |
| Calcasieu County Louisiana | 30 | $ 6,040,000 | $ 201,000 | $ 90,000 |
| Carter County Oklahoma | 30 | $ 5,120,000 | $ 170,000 | $ 101,000 |
| Polk County Iowa | 25 | $ 5,525,000 | $ 221,000 | $ 90,000 |
| Cherokee County Oklahoma | 22 | $ 3,120,000 | $ 141,000 | $ 74,000 |
| McClain County Oklahoma | 22 | $ 4,750,000 | $ 215,000 | $ 97,000 |
| Garvin County Oklahoma | 21 | $ 4,215,000 | $ 200,000 | $ 102,000 |
| Grady County Oklahoma | 21 | $ 4,065,000 | $ 193,000 | $ 70,000 |
| Ottawa County Oklahoma | 20 | $ 2,190,000 | $ 109,000 | $ 73,000 |
| Santa Fe County New Mexico | 18 | $ 5,270,000 | $ 292,000 | $ 0 |
| Murray County Oklahoma | 18 | $ 2,670,000 | $ 148,000 | $ 95,000 |
| Pottawatomie County Oklahoma | 15 | $ 2,395,000 | $ 159,000 | $ 86,000 |
| Osage County Oklahoma | 14 | $ 2,300,000 | $ 164,000 | $ 86,000 |
| Anchorage County Alaska | 13 | $ 3,565,000 | $ 274,000 | $ 129,000 |
| Wagoner County Oklahoma | 13 | $ 2,415,000 | $ 185,000 | $ 89,000 |
| Caddo County Oklahoma | 12 | $ 1,600,000 | $ 133,000 | $ 77,000 |
| Comanche County Oklahoma | 12 | $ 1,890,000 | $ 157,000 | $ 69,000 |
| Seminole County Oklahoma | 12 | $ 1,250,000 | $ 104,000 | $ 58,000 |
| Surry County North Carolina | 11 | $ 1,985,000 | $ 180,000 | $ 69,000 |
| Creek County Oklahoma | 11 | $ 1,645,000 | $ 149,000 | $ 107,000 |
| Rogers County Oklahoma | 11 | $ 1,935,000 | $ 175,000 | $ 101,000 |
| Mayes County Oklahoma | 10 | $ 1,580,000 | $ 158,000 | $ 64,000 |
| Muskogee County Oklahoma | 10 | $ 1,520,000 | $ 152,000 | $ 59,000 |
| Lincoln County Oklahoma | 9 | $ 1,105,000 | $ 122,000 | $ 75,000 |
| Logan County Oklahoma | 9 | $ 2,285,000 | $ 253,000 | $ 93,000 |
| Stephens County Oklahoma | 9 | $ 1,235,000 | $ 137,000 | $ 57,000 |
| Bernalillo County New Mexico | 8 | $ 2,310,000 | $ 288,000 | $ 117,000 |
| Adair County Oklahoma | 8 | $ 1,080,000 | $ 135,000 | $ 78,000 |
| Marshall County Oklahoma | 8 | $ 1,500,000 | $ 187,000 | $ 93,000 |
| Sequoyah County Oklahoma | 8 | $ 1,560,000 | $ 195,000 | $ 89,000 |
| McKinley County New Mexico | 7 | $ 1,225,000 | $ 175,000 | $ 66,000 |
| Jackson County Oklahoma | 7 | $ 1,615,000 | $ 230,000 | $ 121,000 |
| Johnston County Oklahoma | 7 | $ 635,000 | $ 90,000 | $ 42,000 |
| Love County Oklahoma | 7 | $ 1,585,000 | $ 226,000 | $ 98,000 |
| Okmulgee County Oklahoma | 7 | $ 1,295,000 | $ 185,000 | $ 85,000 |
| Washington County Oklahoma | 7 | $ 875,000 | $ 125,000 | $ 56,000 |
| Matanuska-Susitna County Alaska | 6 | $ 2,050,000 | $ 341,000 | $ 129,000 |
| Douglas County Nebraska | 6 | $ 2,440,000 | $ 406,000 | $ 124,000 |
| Sarpy County Nebraska | 6 | $ 1,530,000 | $ 255,000 | $ 114,000 |
| Coshocton County Ohio | 6 | $ 770,000 | $ 128,000 | $ 61,000 |
| Bryan County Oklahoma | 6 | $ 1,000,000 | $ 166,000 | $ 103,000 |
| Payne County Oklahoma | 6 | $ 1,250,000 | $ 208,000 | $ 110,000 |
| Pittsburg County Oklahoma | 6 | $ 1,180,000 | $ 196,000 | $ 88,000 |
| Dallas County Iowa | 5 | $ 965,000 | $ 193,000 | $ 101,000 |
| Jasper County Iowa | 5 | $ 675,000 | $ 135,000 | $ 75,000 |
| San Juan County New Mexico | 5 | $ 1,035,000 | $ 207,000 | $ 87,000 |
| Atoka County Oklahoma | 5 | $ 625,000 | $ 125,000 | $ 105,000 |
| Craig County Oklahoma | 5 | $ 795,000 | $ 159,000 | $ 55,000 |
| Skagit County Washington | 5 | $ 1,635,000 | $ 327,000 | $ 157,000 |
| Mobile County Alabama | 4 | $ 650,000 | $ 162,000 | $ 66,000 |
| Riverside County California | 4 | $ 2,080,000 | $ 520,000 | $ 171,000 |
| Warren County Iowa | 4 | $ 970,000 | $ 242,000 | $ 81,000 |
| Tuscarawas County Ohio | 4 | $ 670,000 | $ 167,000 | $ 71,000 |
| Garfield County Oklahoma | 4 | $ 1,020,000 | $ 255,000 | $ 101,000 |
| Hughes County Oklahoma | 4 | $ 540,000 | $ 135,000 | $ 69,000 |
| Le Flore County Oklahoma | 4 | $ 320,000 | $ 80,000 | $ 50,000 |
| Noble County Oklahoma | 4 | $ 630,000 | $ 157,000 | $ 78,000 |
| Thurston County Washington | 4 | $ 720,000 | $ 180,000 | $ 84,000 |
| Maricopa County Arizona | 3 | $ 715,000 | $ 238,000 | $ 100,000 |
| Calaveras County California | 3 | $ 805,000 | $ 268,000 | $ 115,000 |
| Humboldt County California | 3 | $ 575,000 | $ 191,000 | $ 132,000 |
| San Bernardino County California | 3 | $ 1,475,000 | $ 491,000 | $ 207,000 |
| Guernsey County Ohio | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Coal County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 48,000 |
| Delaware County Oklahoma | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| Jefferson County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 106,000 |
| Kay County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 51,000 |
| Okfuskee County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 47,000 |
| Pawnee County Oklahoma | 3 | $ 455,000 | $ 151,000 | $ 83,000 |
| Lincoln County Oregon | 3 | $ 315,000 | $ 105,000 | $ 66,000 |
| Charles City County Virginia | 3 | $ 825,000 | $ 275,000 | $ 99,000 |
| Pierce County Washington | 3 | $ 1,465,000 | $ 488,000 | $ 106,000 |
| Snohomish County Washington | 3 | $ 1,295,000 | $ 431,000 | $ 139,000 |
| Apache County Arizona | 2 | $ 900,000 | $ 450,000 | $ 155,000 |
| Pima County Arizona | 2 | $ 650,000 | $ 325,000 | $ 76,000 |
| Benton County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Los Angeles County California | 2 | $ 900,000 | $ 450,000 | $ 151,000 |
| Polk County Florida | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Volusia County Florida | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Canyon County Idaho | 2 | $ 790,000 | $ 395,000 | $ 161,000 |
| Cook County Illinois | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Hancock County Illinois | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Monona County Iowa | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Muscatine County Iowa | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Woodbury County Iowa | 2 | $ 600,000 | $ 300,000 | $ 112,000 |
| Brown County Kansas | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Beauregard County Louisiana | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| Jefferson Davis County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Lincoln County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 30,000 |
| Isabella County Michigan | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Kalkaska County Michigan | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| Silver Bow County Montana | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Cass County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Custer County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Thurston County Nebraska | 2 | $ 460,000 | $ 230,000 | $ 126,000 |
| Rio Arriba County New Mexico | 2 | $ 310,000 | $ 155,000 | $ 118,000 |
| Rolette County North Dakota | 2 | $ 390,000 | $ 195,000 | $ 142,000 |
| Muskingum County Ohio | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Latimer County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| McCurtain County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| McIntosh County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Washita County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 26,000 |
| Gilliam County Oregon | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Multnomah County Oregon | 2 | $ 690,000 | $ 345,000 | $ 109,000 |
| Collin County Texas | 2 | $ 740,000 | $ 370,000 | $ 126,000 |
| Denton County Texas | 2 | $ 620,000 | $ 310,000 | $ 116,000 |
| King and Queen County Virginia | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Mason County Washington | 2 | $ 350,000 | $ 175,000 | $ 43,000 |
| Spokane County Washington | 2 | $ 590,000 | $ 295,000 | $ 127,000 |
| Aleutians East County Alaska | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Bethel County Alaska | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Bristol Bay County Alaska | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Nome County Alaska | 1 | $ 515,000 | $ 515,000 | $ 143,000 |
| Baxter County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Howard County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Washington County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Butte County California | 1 | $ 415,000 | $ 415,000 | $ 194,000 |
| Inyo County California | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Kern County California | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Sacramento County California | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| San Diego County California | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Shasta County California | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Adams County Colorado | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Park County Colorado | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| New Haven County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Glades County Florida | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Honolulu County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Bannock County Idaho | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Warren County Illinois | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Adair County Iowa | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Adams County Iowa | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Black Hawk County Iowa | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Boone County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carroll County Iowa | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Cherokee County Iowa | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Clarke County Iowa | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Dickinson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Fremont County Iowa | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Guthrie County Iowa | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Iowa County Iowa | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Jefferson County Iowa | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Lee County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lucas County Iowa | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Osceola County Iowa | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Pottawattamie County Iowa | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| Sioux County Iowa | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Story County Iowa | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Tama County Iowa | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Van Buren County Iowa | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Webster County Iowa | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Cherokee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Montgomery County Kansas | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Riley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Sedgwick County Kansas | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Stevens County Kansas | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Avoyelles County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Lafayette County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Rapides County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| St. Martin County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Emmet County Michigan | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Freeborn County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Forrest County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Lawrence County Missouri | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Newton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Big Horn County Montana | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Glacier County Montana | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Phillips County Montana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wibaux County Montana | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Dixon County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Merrick County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Churchill County Nevada | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Clark County Nevada | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Sussex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Cattaraugus County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Nassau County New York | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Yadkin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Stutsman County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Ashland County Ohio | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Harrison County Ohio | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Morgan County Ohio | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Choctaw County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 281,000 |
| Cotton County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Custer County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Haskell County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Nowata County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Tillman County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Westmoreland County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Brule County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brazos County Texas | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Brown County Texas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Dallas County Texas | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Hood County Texas | 1 | $ 135,000 | $ 135,000 | $ 175,000 |
| Howard County Texas | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Nolan County Texas | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Tarrant County Texas | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Washington County Utah | 1 | $ 485,000 | $ 485,000 | $ 187,000 |
| Essex County Virginia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Galax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Grays Harbor County Washington | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Okanogan County Washington | 1 | $ 295,000 | $ 295,000 | $ 41,000 |
| Whatcom County Washington | 1 | $ 425,000 | $ 425,000 | $ 147,000 |
| Berkeley County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Kenosha County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Pierce County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 856 | $175,290,000 | $204,000 | $2,235,000 | $97,000 | $791,000 |
| Cash-out Refinancing | 136 | $26,380,000 | $193,000 | $1,985,000 | $88,000 | $394,000 |
| Refinancing | 97 | $18,925,000 | $195,000 | $1,405,000 | $94,000 | $281,000 |
| Other Purpose | 40 | $3,210,000 | $80,000 | $295,000 | $64,000 | $142,000 |
| Home Improvement | 11 | $745,000 | $67,000 | $145,000 | $92,000 | $154,000 |
| Not Applicable | 4 | $520,000 | $130,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 588 | $116,950,000 | $198,000 | $815,000 | $93,000 | $406,000 |
| White | 306 | $58,390,000 | $190,000 | $1,405,000 | $98,000 | $791,000 |
| Not applicable | 152 | $30,260,000 | $199,000 | $2,235,000 | $0 | $0 |
| Hispanic | 41 | $7,285,000 | $177,000 | $665,000 | $78,000 | $399,000 |
| Not Provided | 26 | $4,690,000 | $180,000 | $345,000 | $93,000 | $394,000 |
| Black or African American | 21 | $4,875,000 | $232,000 | $545,000 | $89,000 | $380,000 |
| Asian | 6 | $1,840,000 | $306,000 | $445,000 | $100,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $665,000 | $221,000 | $245,000 | $104,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 811 | $159,265,000 | $196,000 | $815,000 | $90,000 | $406,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194 | $42,110,000 | $217,000 | $2,235,000 | $132,000 | $791,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $13,685,000 | $138,000 | $275,000 | $66,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 40 | $10,010,000 | $250,000 | $545,000 | $105,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 569 | $116,265,000 | $204,000 | $2,235,000 | $101,000 | $791,000 |
| Application Denied By Financial Institution | 248 | $45,220,000 | $182,000 | $1,405,000 | $81,000 | $394,000 |
| Application Withdrawn By Applicant | 214 | $45,230,000 | $211,000 | $575,000 | $94,000 | $281,000 |
| Loan Purchased By The Institution | 63 | $9,325,000 | $148,000 | $375,000 | $0 | $0 |
| File Closed For Incompleteness | 48 | $8,820,000 | $183,000 | $615,000 | $86,000 | $264,000 |
| Application Approved But Not Accepted | 2 | $210,000 | $105,000 | $155,000 | $46,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 896 | $179,850,000 | $200,000 | $2,235,000 | $98,000 | $791,000 |
| Debt-To-Income Ratio | 95 | $21,935,000 | $230,000 | $1,405,000 | $67,000 | $180,000 |
| Credit History | 83 | $10,935,000 | $131,000 | $415,000 | $93,000 | $394,000 |
| Collateral | 31 | $5,615,000 | $181,000 | $525,000 | $92,000 | $251,000 |
| Other | 18 | $3,370,000 | $187,000 | $315,000 | $95,000 | $195,000 |
| Employment History | 9 | $1,515,000 | $168,000 | $235,000 | $55,000 | $122,000 |
| Unverifiable Information | 7 | $1,275,000 | $182,000 | $385,000 | $85,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $575,000 | $115,000 | $245,000 | $53,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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