Chickasaw Community Bank Mortgage Lending & HMDA Data, 2023

In 2023, Chickasaw Community Bank of Oklahoma City, OK reported 1,144 mortgage applications totaling $225.1 million, down 39% from 2022. The average application was for $196,739, and applicants reported an average income of $94,464. 50% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Oklahoma City, OK (261), Tulsa, OK (146) and Des Moines-West Des Moines, IA (40) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,144
Total Mortgage Loan Application Amount $225,070,000
Average Mortgage Loan Application Amount $196,739
Highest Mortgage Loan Application Amount $2,235,000
Average Applicant Income $94,464
Highest Applicant Income $791,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 109 $ 24,115,000 $ 221,238 $ 113,000
Tulsa, Oklahoma 87 $ 14,245,000 $ 163,735 $ 98,000
Cleveland, Oklahoma 56 $ 12,280,000 $ 219,285 $ 114,000
Pontotoc, Oklahoma 55 $ 10,625,000 $ 193,181 $ 103,000
Canadian, Oklahoma 35 $ 8,375,000 $ 239,285 $ 104,000
Calcasieu, Louisiana 30 $ 6,040,000 $ 201,333 $ 90,000
Carter, Oklahoma 30 $ 5,120,000 $ 170,666 $ 101,000
Polk, Iowa 25 $ 5,525,000 $ 221,000 $ 90,000
Cherokee, Oklahoma 22 $ 3,120,000 $ 141,818 $ 74,000
McClain, Oklahoma 22 $ 4,750,000 $ 215,909 $ 97,000
Garvin, Oklahoma 21 $ 4,215,000 $ 200,714 $ 102,000
Grady, Oklahoma 21 $ 4,065,000 $ 193,571 $ 70,000
Ottawa, Oklahoma 20 $ 2,190,000 $ 109,500 $ 73,000
Santa Fe, New Mexico 18 $ 5,270,000 $ 292,777 $ 0
Murray, Oklahoma 18 $ 2,670,000 $ 148,333 $ 95,000
Pottawatomie, Oklahoma 15 $ 2,395,000 $ 159,666 $ 86,000
Osage, Oklahoma 14 $ 2,300,000 $ 164,285 $ 86,000
Anchorage, Alaska 13 $ 3,565,000 $ 274,230 $ 129,000
Wagoner, Oklahoma 13 $ 2,415,000 $ 185,769 $ 89,000
Caddo, Oklahoma 12 $ 1,600,000 $ 133,333 $ 77,000
Comanche, Oklahoma 12 $ 1,890,000 $ 157,500 $ 69,000
Seminole, Oklahoma 12 $ 1,250,000 $ 104,166 $ 58,000
Surry, North Carolina 11 $ 1,985,000 $ 180,454 $ 69,000
Creek, Oklahoma 11 $ 1,645,000 $ 149,545 $ 107,000
Rogers, Oklahoma 11 $ 1,935,000 $ 175,909 $ 101,000
Mayes, Oklahoma 10 $ 1,580,000 $ 158,000 $ 64,000
Muskogee, Oklahoma 10 $ 1,520,000 $ 152,000 $ 59,000
Lincoln, Oklahoma 9 $ 1,105,000 $ 122,777 $ 75,000
Logan, Oklahoma 9 $ 2,285,000 $ 253,888 $ 93,000
Stephens, Oklahoma 9 $ 1,235,000 $ 137,222 $ 57,000
Bernalillo, New Mexico 8 $ 2,310,000 $ 288,750 $ 117,000
Adair, Oklahoma 8 $ 1,080,000 $ 135,000 $ 78,000
Marshall, Oklahoma 8 $ 1,500,000 $ 187,500 $ 93,000
Sequoyah, Oklahoma 8 $ 1,560,000 $ 195,000 $ 89,000
McKinley, New Mexico 7 $ 1,225,000 $ 175,000 $ 66,000
Jackson, Oklahoma 7 $ 1,615,000 $ 230,714 $ 121,000
Johnston, Oklahoma 7 $ 635,000 $ 90,714 $ 42,000
Love, Oklahoma 7 $ 1,585,000 $ 226,428 $ 98,000
Okmulgee, Oklahoma 7 $ 1,295,000 $ 185,000 $ 85,000
Washington, Oklahoma 7 $ 875,000 $ 125,000 $ 56,000
Matanuska-Susitna, Alaska 6 $ 2,050,000 $ 341,666 $ 129,000
Douglas, Nebraska 6 $ 2,440,000 $ 406,666 $ 124,000
Sarpy, Nebraska 6 $ 1,530,000 $ 255,000 $ 114,000
Coshocton, Ohio 6 $ 770,000 $ 128,333 $ 61,000
Bryan, Oklahoma 6 $ 1,000,000 $ 166,666 $ 103,000
Payne, Oklahoma 6 $ 1,250,000 $ 208,333 $ 110,000
Pittsburg, Oklahoma 6 $ 1,180,000 $ 196,666 $ 88,000
Dallas, Iowa 5 $ 965,000 $ 193,000 $ 101,000
Jasper, Iowa 5 $ 675,000 $ 135,000 $ 75,000
San Juan, New Mexico 5 $ 1,035,000 $ 207,000 $ 87,000
Atoka, Oklahoma 5 $ 625,000 $ 125,000 $ 105,000
Craig, Oklahoma 5 $ 795,000 $ 159,000 $ 55,000
Skagit, Washington 5 $ 1,635,000 $ 327,000 $ 157,000
Mobile, Alabama 4 $ 650,000 $ 162,500 $ 66,000
Riverside, California 4 $ 2,080,000 $ 520,000 $ 171,000
Warren, Iowa 4 $ 970,000 $ 242,500 $ 81,000
Tuscarawas, Ohio 4 $ 670,000 $ 167,500 $ 71,000
Garfield, Oklahoma 4 $ 1,020,000 $ 255,000 $ 101,000
Hughes, Oklahoma 4 $ 540,000 $ 135,000 $ 69,000
Le Flore, Oklahoma 4 $ 320,000 $ 80,000 $ 50,000
Noble, Oklahoma 4 $ 630,000 $ 157,500 $ 78,000
Thurston, Washington 4 $ 720,000 $ 180,000 $ 84,000
Maricopa, Arizona 3 $ 715,000 $ 238,333 $ 100,000
Calaveras, California 3 $ 805,000 $ 268,333 $ 115,000
Humboldt, California 3 $ 575,000 $ 191,666 $ 132,000
San Bernardino, California 3 $ 1,475,000 $ 491,666 $ 207,000
Guernsey, Ohio 3 $ 375,000 $ 125,000 $ 71,000
Coal, Oklahoma 3 $ 275,000 $ 91,666 $ 48,000
Delaware, Oklahoma 3 $ 695,000 $ 231,666 $ 91,000
Jefferson, Oklahoma 3 $ 445,000 $ 148,333 $ 106,000
Kay, Oklahoma 3 $ 375,000 $ 125,000 $ 51,000
Okfuskee, Oklahoma 3 $ 395,000 $ 131,666 $ 47,000
Pawnee, Oklahoma 3 $ 455,000 $ 151,666 $ 83,000
Lincoln, Oregon 3 $ 315,000 $ 105,000 $ 66,000
Charles City, Virginia 3 $ 825,000 $ 275,000 $ 99,000
Pierce, Washington 3 $ 1,465,000 $ 488,333 $ 106,000
Snohomish, Washington 3 $ 1,295,000 $ 431,666 $ 139,000
Apache, Arizona 2 $ 900,000 $ 450,000 $ 155,000
Pima, Arizona 2 $ 650,000 $ 325,000 $ 76,000
Benton, Arkansas 2 $ 370,000 $ 185,000 $ 96,000
Los Angeles, California 2 $ 900,000 $ 450,000 $ 151,000
Polk, Florida 2 $ 390,000 $ 195,000 $ 60,000
Volusia, Florida 2 $ 450,000 $ 225,000 $ 81,000
Canyon, Idaho 2 $ 790,000 $ 395,000 $ 161,000
Cook, Illinois 2 $ 640,000 $ 320,000 $ 129,000
Hancock, Illinois 2 $ 300,000 $ 150,000 $ 67,000
Monona, Iowa 2 $ 250,000 $ 125,000 $ 55,000
Muscatine, Iowa 2 $ 230,000 $ 115,000 $ 64,000
Woodbury, Iowa 2 $ 600,000 $ 300,000 $ 112,000
Brown, Kansas 2 $ 370,000 $ 185,000 $ 131,000
Beauregard, Louisiana 2 $ 450,000 $ 225,000 $ 115,000
Jefferson Davis, Louisiana 2 $ 460,000 $ 230,000 $ 98,000
Lincoln, Louisiana 2 $ 90,000 $ 45,000 $ 30,000
Isabella, Michigan 2 $ 240,000 $ 120,000 $ 64,000
Kalkaska, Michigan 2 $ 420,000 $ 210,000 $ 126,000
Silver Bow, Montana 2 $ 540,000 $ 270,000 $ 95,000
Cass, Nebraska 2 $ 260,000 $ 130,000 $ 37,000
Custer, Nebraska 2 $ 330,000 $ 165,000 $ 76,000
Thurston, Nebraska 2 $ 460,000 $ 230,000 $ 126,000
Rio Arriba, New Mexico 2 $ 310,000 $ 155,000 $ 118,000
Rolette, North Dakota 2 $ 390,000 $ 195,000 $ 142,000
Muskingum, Ohio 2 $ 190,000 $ 95,000 $ 53,000
Latimer, Oklahoma 2 $ 360,000 $ 180,000 $ 116,000
McCurtain, Oklahoma 2 $ 240,000 $ 120,000 $ 83,000
McIntosh, Oklahoma 2 $ 270,000 $ 135,000 $ 76,000
Washita, Oklahoma 2 $ 380,000 $ 190,000 $ 26,000
Gilliam, Oregon 2 $ 610,000 $ 305,000 $ 90,000
Multnomah, Oregon 2 $ 690,000 $ 345,000 $ 109,000
Collin, Texas 2 $ 740,000 $ 370,000 $ 126,000
Denton, Texas 2 $ 620,000 $ 310,000 $ 116,000
King and Queen, Virginia 2 $ 490,000 $ 245,000 $ 90,000
Mason, Washington 2 $ 350,000 $ 175,000 $ 43,000
Spokane, Washington 2 $ 590,000 $ 295,000 $ 127,000
Aleutians East, Alaska 1 $ 105,000 $ 105,000 $ 42,000
Bethel, Alaska 1 $ 295,000 $ 295,000 $ 63,000
Bristol Bay, Alaska 1 $ 95,000 $ 95,000 $ 92,000
Nome, Alaska 1 $ 515,000 $ 515,000 $ 143,000
Baxter, Arkansas 1 $ 225,000 $ 225,000 $ 42,000
Howard, Arkansas 1 $ 115,000 $ 115,000 $ 93,000
Washington, Arkansas 1 $ 205,000 $ 205,000 $ 70,000
Butte, California 1 $ 415,000 $ 415,000 $ 194,000
Inyo, California 1 $ 205,000 $ 205,000 $ 49,000
Kern, California 1 $ 235,000 $ 235,000 $ 90,000
Sacramento, California 1 $ 475,000 $ 475,000 $ 115,000
San Diego, California 1 $ 335,000 $ 335,000 $ 252,000
Shasta, California 1 $ 225,000 $ 225,000 $ 48,000
Stanislaus, California 1 $ 55,000 $ 55,000 $ 24,000
Yolo, California 1 $ 225,000 $ 225,000 $ 151,000
Adams, Colorado 1 $ 185,000 $ 185,000 $ 78,000
Denver, Colorado 1 $ 315,000 $ 315,000 $ 76,000
Park, Colorado 1 $ 415,000 $ 415,000 $ 105,000
New Haven, Connecticut 1 $ 175,000 $ 175,000 $ 72,000
Glades, Florida 1 $ 385,000 $ 385,000 $ 144,000
Honolulu, Hawaii 1 $ 255,000 $ 255,000 $ 0
Kauai, Hawaii 1 $ 185,000 $ 185,000 $ 98,000
Bannock, Idaho 1 $ 415,000 $ 415,000 $ 123,000
Warren, Illinois 1 $ 135,000 $ 135,000 $ 90,000
Adair, Iowa 1 $ 145,000 $ 145,000 $ 67,000
Adams, Iowa 1 $ 135,000 $ 135,000 $ 62,000
Black Hawk, Iowa 1 $ 385,000 $ 385,000 $ 142,000
Boone, Iowa 1 $ 135,000 $ 135,000 $ 0
Carroll, Iowa 1 $ 85,000 $ 85,000 $ 40,000
Cherokee, Iowa 1 $ 135,000 $ 135,000 $ 79,000
Clarke, Iowa 1 $ 215,000 $ 215,000 $ 57,000
Dickinson, Iowa 1 $ 255,000 $ 255,000 $ 93,000
Fremont, Iowa 1 $ 125,000 $ 125,000 $ 85,000
Guthrie, Iowa 1 $ 205,000 $ 205,000 $ 91,000
Iowa, Iowa 1 $ 115,000 $ 115,000 $ 62,000
Jefferson, Iowa 1 $ 105,000 $ 105,000 $ 39,000
Lee, Iowa 1 $ 95,000 $ 95,000 $ 0
Lucas, Iowa 1 $ 145,000 $ 145,000 $ 48,000
Osceola, Iowa 1 $ 175,000 $ 175,000 $ 112,000
Pottawattamie, Iowa 1 $ 355,000 $ 355,000 $ 129,000
Sioux, Iowa 1 $ 135,000 $ 135,000 $ 100,000
Story, Iowa 1 $ 185,000 $ 185,000 $ 73,000
Tama, Iowa 1 $ 95,000 $ 95,000 $ 42,000
Van Buren, Iowa 1 $ 25,000 $ 25,000 $ 93,000
Webster, Iowa 1 $ 145,000 $ 145,000 $ 50,000
Cherokee, Kansas 1 $ 105,000 $ 105,000 $ 42,000
Montgomery, Kansas 1 $ 75,000 $ 75,000 $ 35,000
Riley, Kansas 1 $ 185,000 $ 185,000 $ 80,000
Sedgwick, Kansas 1 $ 205,000 $ 205,000 $ 127,000
Stevens, Kansas 1 $ 95,000 $ 95,000 $ 80,000
Avoyelles, Louisiana 1 $ 125,000 $ 125,000 $ 55,000
Lafayette, Louisiana 1 $ 205,000 $ 205,000 $ 65,000
Rapides, Louisiana 1 $ 85,000 $ 85,000 $ 58,000
St. Martin, Louisiana 1 $ 155,000 $ 155,000 $ 64,000
Emmet, Michigan 1 $ 115,000 $ 115,000 $ 39,000
Freeborn, Minnesota 1 $ 65,000 $ 65,000 $ 0
Nicollet, Minnesota 1 $ 265,000 $ 265,000 $ 188,000
Forrest, Mississippi 1 $ 35,000 $ 35,000 $ 18,000
Lawrence, Missouri 1 $ 195,000 $ 195,000 $ 86,000
Newton, Missouri 1 $ 55,000 $ 55,000 $ 33,000
St. Louis, Missouri 1 $ 25,000 $ 25,000 $ 19,000
Big Horn, Montana 1 $ 175,000 $ 175,000 $ 63,000
Glacier, Montana 1 $ 225,000 $ 225,000 $ 121,000
Phillips, Montana 1 $ 125,000 $ 125,000 $ 0
Wibaux, Montana 1 $ 145,000 $ 145,000 $ 96,000
Dixon, Nebraska 1 $ 125,000 $ 125,000 $ 100,000
Merrick, Nebraska 1 $ 325,000 $ 325,000 $ 106,000
Churchill, Nevada 1 $ 275,000 $ 275,000 $ 126,000
Clark, Nevada 1 $ 265,000 $ 265,000 $ 50,000
Sussex, New Jersey 1 $ 275,000 $ 275,000 $ 179,000
Cattaraugus, New York 1 $ 185,000 $ 185,000 $ 0
Nassau, New York 1 $ 355,000 $ 355,000 $ 0
Robeson, North Carolina 1 $ 75,000 $ 75,000 $ 60,000
Yadkin, North Carolina 1 $ 65,000 $ 65,000 $ 63,000
Stutsman, North Dakota 1 $ 155,000 $ 155,000 $ 50,000
Ashland, Ohio 1 $ 55,000 $ 55,000 $ 14,000
Harrison, Ohio 1 $ 225,000 $ 225,000 $ 113,000
Morgan, Ohio 1 $ 145,000 $ 145,000 $ 71,000
Choctaw, Oklahoma 1 $ 35,000 $ 35,000 $ 281,000
Cotton, Oklahoma 1 $ 85,000 $ 85,000 $ 52,000
Custer, Oklahoma 1 $ 45,000 $ 45,000 $ 131,000
Haskell, Oklahoma 1 $ 55,000 $ 55,000 $ 48,000
Nowata, Oklahoma 1 $ 75,000 $ 75,000 $ 26,000
Tillman, Oklahoma 1 $ 65,000 $ 65,000 $ 34,000
Westmoreland, Pennsylvania 1 $ 5,000 $ 5,000 $ 16,000
Brule, South Dakota 1 $ 115,000 $ 115,000 $ 0
Brazos, Texas 1 $ 265,000 $ 265,000 $ 65,000
Brown, Texas 1 $ 105,000 $ 105,000 $ 37,000
Dallas, Texas 1 $ 55,000 $ 55,000 $ 140,000
Hood, Texas 1 $ 135,000 $ 135,000 $ 175,000
Howard, Texas 1 $ 305,000 $ 305,000 $ 122,000
Nolan, Texas 1 $ 5,000 $ 5,000 $ 48,000
Tarrant, Texas 1 $ 135,000 $ 135,000 $ 93,000
Travis, Texas 1 $ 355,000 $ 355,000 $ 79,000
Williamson, Texas 1 $ 185,000 $ 185,000 $ 109,000
Washington, Utah 1 $ 485,000 $ 485,000 $ 187,000
Essex, Virginia 1 $ 215,000 $ 215,000 $ 80,000
Galax, Virginia 1 $ 95,000 $ 95,000 $ 46,000
Grays Harbor, Washington 1 $ 355,000 $ 355,000 $ 142,000
Okanogan, Washington 1 $ 295,000 $ 295,000 $ 41,000
Whatcom, Washington 1 $ 425,000 $ 425,000 $ 147,000
Berkeley, West Virginia 1 $ 235,000 $ 235,000 $ 73,000
Kenosha, Wisconsin 1 $ 415,000 $ 415,000 $ 114,000
Pierce, Wisconsin 1 $ 115,000 $ 115,000 $ 0
Fremont, Wyoming 1 $ 295,000 $ 295,000 $ 167,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 856 $175,290,000 $204,000 $2,235,000 $97,000 $791,000
Cash-out Refinancing 136 $26,380,000 $193,000 $1,985,000 $88,000 $394,000
Refinancing 97 $18,925,000 $195,000 $1,405,000 $94,000 $281,000
Other Purpose 40 $3,210,000 $80,000 $295,000 $64,000 $142,000
Home Improvement 11 $745,000 $67,000 $145,000 $92,000 $154,000
Not Applicable 4 $520,000 $130,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 588 $116,950,000 $198,000 $815,000 $93,000 $406,000
White 306 $58,390,000 $190,000 $1,405,000 $98,000 $791,000
Not applicable 152 $30,260,000 $199,000 $2,235,000 $0 $0
Hispanic 41 $7,285,000 $177,000 $665,000 $78,000 $399,000
Not Provided 26 $4,690,000 $180,000 $345,000 $93,000 $394,000
Black or African American 21 $4,875,000 $232,000 $545,000 $89,000 $380,000
Asian 6 $1,840,000 $306,000 $445,000 $100,000 $125,000
Native Hawaiian or Other Pacific Islander 3 $665,000 $221,000 $245,000 $104,000 $114,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 811 $159,265,000 $196,000 $815,000 $90,000 $406,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 194 $42,110,000 $217,000 $2,235,000 $132,000 $791,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 99 $13,685,000 $138,000 $275,000 $66,000 $112,000
VA-guaranteed (Veterans Administration) 40 $10,010,000 $250,000 $545,000 $105,000 $200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 569 $116,265,000 $204,000 $2,235,000 $101,000 $791,000
Application Denied By Financial Institution 248 $45,220,000 $182,000 $1,405,000 $81,000 $394,000
Application Withdrawn By Applicant 214 $45,230,000 $211,000 $575,000 $94,000 $281,000
Loan Purchased By The Institution 63 $9,325,000 $148,000 $375,000 $0 $0
File Closed For Incompleteness 48 $8,820,000 $183,000 $615,000 $86,000 $264,000
Application Approved But Not Accepted 2 $210,000 $105,000 $155,000 $46,000 $58,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 896 $179,850,000 $200,000 $2,235,000 $98,000 $791,000
Debt-To-Income Ratio 95 $21,935,000 $230,000 $1,405,000 $67,000 $180,000
Credit History 83 $10,935,000 $131,000 $415,000 $93,000 $394,000
Collateral 31 $5,615,000 $181,000 $525,000 $92,000 $251,000
Other 18 $3,370,000 $187,000 $315,000 $95,000 $195,000
Employment History 9 $1,515,000 $168,000 $235,000 $55,000 $122,000
Unverifiable Information 7 $1,275,000 $182,000 $385,000 $85,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 5 $575,000 $115,000 $245,000 $53,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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