Bank 34
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank 34 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank 34 500 East Tenth Street Alamogordo, NM 88310 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $173,790,000 |
| Average Mortgage Loan Application Amount | $279,800 |
| Highest Mortgage Loan Application Amount | $3,585,000 |
| Average Applicant Income | $579,000 |
| Highest Applicant Income | $9,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank 34. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank 34's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank 34's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank 34 serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank 34, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank 34's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 85 | $ 31,165,000 | $ 366,000 | $ 93,000 |
| Pierce County Washington | 80 | $ 21,380,000 | $ 267,000 | $ 87,000 |
| Dona Ana County New Mexico | 79 | $ 9,635,000 | $ 121,000 | $ 94,000 |
| Otero County New Mexico | 73 | $ 9,595,000 | $ 131,000 | $ 282,000 |
| Bernalillo County New Mexico | 59 | $ 8,585,000 | $ 145,000 | $ 70,000 |
| El Paso County Texas | 53 | $ 11,895,000 | $ 224,000 | $ 106,000 |
| Lea County New Mexico | 37 | $ 6,755,000 | $ 182,000 | $ 83,000 |
| King County Washington | 37 | $ 13,545,000 | $ 366,000 | $ 145,000 |
| Jackson County Oregon | 27 | $ 8,245,000 | $ 305,000 | $ 120,000 |
| Santa Cruz County Arizona | 25 | $ 4,235,000 | $ 169,000 | $ 103,000 |
| Pinal County Arizona | 16 | $ 5,380,000 | $ 336,000 | $ 98,000 |
| Thurston County Washington | 15 | $ 2,595,000 | $ 173,000 | $ 63,000 |
| Pima County Arizona | 14 | $ 2,780,000 | $ 198,000 | $ 55,000 |
| Snohomish County Washington | 14 | $ 4,950,000 | $ 353,000 | $ 128,000 |
| Sandoval County New Mexico | 13 | $ 2,005,000 | $ 154,000 | $ 66,000 |
| Eddy County New Mexico | 9 | $ 1,165,000 | $ 129,000 | $ 85,000 |
| Washington County Oregon | 9 | $ 2,925,000 | $ 325,000 | $ 90,000 |
| Clark County Washington | 5 | $ 1,415,000 | $ 283,000 | $ 76,000 |
| Yuma County Arizona | 4 | $ 1,170,000 | $ 292,000 | $ 29,000 |
| Marion County Indiana | 4 | $ 340,000 | $ 85,000 | $ 101,000 |
| Santa Fe County New Mexico | 4 | $ 350,000 | $ 87,000 | $ 63,000 |
| Josephine County Oregon | 4 | $ 1,090,000 | $ 272,000 | $ 114,000 |
| Shelby County Tennessee | 4 | $ 420,000 | $ 105,000 | $ 130,000 |
| Kitsap County Washington | 4 | $ 1,240,000 | $ 310,000 | $ 108,000 |
| Valencia County New Mexico | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| Summit County Ohio | 3 | $ 265,000 | $ 88,000 | $ 58,000 |
| Clackamas County Oregon | 3 | $ 975,000 | $ 325,000 | $ 88,000 |
| Deschutes County Oregon | 3 | $ 575,000 | $ 191,000 | $ 42,000 |
| Coconino County Arizona | 2 | $ 1,630,000 | $ 815,000 | $ 109,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 163,000 |
| Cook County Illinois | 2 | $ 230,000 | $ 115,000 | $ 105,000 |
| Lincoln County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Socorro County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Multnomah County Oregon | 2 | $ 950,000 | $ 475,000 | $ 229,000 |
| Tarrant County Texas | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Wasatch County Utah | 2 | $ 1,100,000 | $ 550,000 | $ 374,000 |
| Mason County Washington | 2 | $ 600,000 | $ 300,000 | $ 19,000 |
| Okanogan County Washington | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Yakima County Washington | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Cochise County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gila County Arizona | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Yavapai County Arizona | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Clark County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Contra Costa County California | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Lassen County California | 1 | $ 655,000 | $ 655,000 | $ 152,000 |
| San Bernardino County California | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Douglas County Colorado | 1 | $ 475,000 | $ 475,000 | $ 216,000 |
| Phillips County Colorado | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Weld County Colorado | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Okaloosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Houston County Georgia | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Honolulu County Hawaii | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Ada County Idaho | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Bingham County Idaho | 1 | $ 165,000 | $ 165,000 | $ 215,000 |
| Elmore County Idaho | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Williamson County Illinois | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Hancock County Indiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Vanderburgh County Indiana | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Clinton County Iowa | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Larue County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Oldham County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Rowan County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Kalkaska County Michigan | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Wayne County Michigan | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Redwood County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Callaway County Missouri | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Jackson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Douglas County Nevada | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Humboldt County Nevada | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Monmouth County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Curry County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Torrance County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Chatham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Harnett County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Wilson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Licking County Ohio | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Canadian County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 71,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Lincoln County Oregon | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Marion County Oregon | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Denton County Texas | 1 | $ 145,000 | $ 145,000 | $ 237,000 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Yoakum County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Davis County Utah | 1 | $ 175,000 | $ 175,000 | $ 381,000 |
| Kane County Utah | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Grays Harbor County Washington | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Kittitas County Washington | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Lewis County Washington | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Spokane County Washington | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Stevens County Washington | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Price County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank 34 in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 629 | $135,865,000 | $216,000 | $3,585,000 | $88,000 | $504,000 |
| Cash-out Refinancing | 76 | $18,410,000 | $242,000 | $1,615,000 | $166,000 | $5,000,000 |
| Refinancing | 63 | $18,355,000 | $291,000 | $1,465,000 | $105,000 | $800,000 |
| Home Improvement | 7 | $595,000 | $85,000 | $125,000 | $2,376,000 | $9,300,000 |
| Other Purpose | 1 | $565,000 | $565,000 | $565,000 | $160,000 | $160,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 349 | $73,655,000 | $211,000 | $1,615,000 | $135,000 | $9,300,000 |
| Hispanic | 254 | $37,580,000 | $147,000 | $455,000 | $66,000 | $246,000 |
| Not Provided | 47 | $12,455,000 | $265,000 | $515,000 | $124,000 | $800,000 |
| Black or African American | 45 | $10,855,000 | $241,000 | $505,000 | $104,000 | $396,000 |
| Asian | 41 | $11,455,000 | $279,000 | $735,000 | $122,000 | $450,000 |
| Not applicable | 24 | $24,550,000 | $1,022,000 | $3,585,000 | $199,000 | $499,000 |
| American Indian or Alaskan Native | 11 | $2,215,000 | $201,000 | $465,000 | $84,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 456 | $107,080,000 | $234,000 | $3,585,000 | $142,000 | $9,300,000 |
| FHA-insured (Federal Housing Administration) | 237 | $45,895,000 | $193,000 | $445,000 | $63,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 80 | $20,280,000 | $253,000 | $485,000 | $70,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $535,000 | $178,000 | $225,000 | $54,000 | $66,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 634 | $150,080,000 | $236,000 | $3,585,000 | $118,000 | $9,300,000 |
| Application Denied By Financial Institution | 63 | $9,515,000 | $151,000 | $485,000 | $57,000 | $246,000 |
| Application Withdrawn By Applicant | 63 | $11,465,000 | $181,000 | $735,000 | $78,000 | $415,000 |
| Application Approved But Not Accepted | 16 | $2,730,000 | $170,000 | $365,000 | $95,000 | $337,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 713 | $164,275,000 | $230,000 | $3,585,000 | $114,000 | $9,300,000 |
| Credit History | 17 | $2,825,000 | $166,000 | $485,000 | $59,000 | $141,000 |
| Debt-To-Income Ratio | 17 | $2,715,000 | $159,000 | $355,000 | $51,000 | $88,000 |
| Collateral | 13 | $1,435,000 | $110,000 | $345,000 | $67,000 | $246,000 |
| Other | 6 | $910,000 | $151,000 | $195,000 | $49,000 | $62,000 |
| Unverifiable Information | 4 | $1,000,000 | $250,000 | $385,000 | $78,000 | $99,000 |
| Employment History | 3 | $285,000 | $95,000 | $175,000 | $40,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $345,000 | $115,000 | $195,000 | $50,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank 34's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank 34's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.