Bankfirst
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bankfirst 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankfirst 6100 South Old Village Place Sioux Falls, SD 57108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,630 |
| Total Mortgage Loan Application Amount | $632,978,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $2,532,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bankfirst. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankfirst's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bankfirst's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankfirst serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankfirst, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankfirst's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 204 | $ 43,495,000 | $ 213,000 | $ 82,000 |
| Cook County Illinois | 202 | $ 71,693,000 | $ 354,000 | $ 114,000 |
| Fulton County Georgia | 78 | $ 16,793,000 | $ 215,000 | $ 59,000 |
| Ramsey County Minnesota | 71 | $ 10,693,000 | $ 150,000 | $ 91,000 |
| Maricopa County Arizona | 69 | $ 22,294,000 | $ 323,000 | $ 124,000 |
| Jackson County Missouri | 65 | $ 8,201,000 | $ 126,000 | $ 161,000 |
| Dakota County Minnesota | 63 | $ 11,258,000 | $ 178,000 | $ 74,000 |
| DuPage County Illinois | 57 | $ 15,126,000 | $ 265,000 | $ 113,000 |
| Anoka County Minnesota | 56 | $ 8,580,000 | $ 153,000 | $ 68,000 |
| Broward County Florida | 52 | $ 13,984,000 | $ 268,000 | $ 72,000 |
| Miami-Dade County Florida | 51 | $ 20,412,000 | $ 400,000 | $ 166,000 |
| Scott County Minnesota | 51 | $ 15,515,000 | $ 304,000 | $ 145,000 |
| Will County Illinois | 49 | $ 10,973,000 | $ 223,000 | $ 128,000 |
| Los Angeles County California | 48 | $ 15,965,000 | $ 332,000 | $ 84,000 |
| Riverside County California | 45 | $ 14,371,000 | $ 319,000 | $ 105,000 |
| San Bernardino County California | 43 | $ 13,286,000 | $ 308,000 | $ 97,000 |
| Johnson County Kansas | 43 | $ 8,392,000 | $ 195,000 | $ 96,000 |
| Hillsborough County Florida | 38 | $ 7,766,000 | $ 204,000 | $ 65,000 |
| Clark County Nevada | 31 | $ 13,813,000 | $ 445,000 | $ 190,000 |
| Palm Beach County Florida | 30 | $ 9,426,000 | $ 314,000 | $ 52,000 |
| Washington County Minnesota | 27 | $ 8,512,000 | $ 315,000 | $ 42,000 |
| Orange County California | 26 | $ 18,156,000 | $ 698,000 | $ 168,000 |
| Lee County Florida | 26 | $ 9,462,000 | $ 363,000 | $ 184,000 |
| Clay County Missouri | 26 | $ 4,044,000 | $ 155,000 | $ 204,000 |
| Lake County Illinois | 23 | $ 12,877,000 | $ 559,000 | $ 169,000 |
| Carver County Minnesota | 23 | $ 4,909,000 | $ 213,000 | $ 55,000 |
| Gwinnett County Georgia | 22 | $ 7,750,000 | $ 352,000 | $ 112,000 |
| Kane County Illinois | 22 | $ 4,798,000 | $ 218,000 | $ 78,000 |
| St. Lucie County Florida | 21 | $ 3,127,000 | $ 148,000 | $ 1,443,000 |
| Cobb County Georgia | 21 | $ 2,519,000 | $ 119,000 | $ 45,000 |
| Wright County Minnesota | 21 | $ 7,283,000 | $ 346,000 | $ 45,000 |
| DeKalb County Georgia | 19 | $ 2,019,000 | $ 106,000 | $ 52,000 |
| Le Sueur County Minnesota | 19 | $ 4,225,000 | $ 222,000 | $ 153,000 |
| Jefferson County Colorado | 18 | $ 3,114,000 | $ 173,000 | $ 62,000 |
| Sheboygan County Wisconsin | 17 | $ 1,726,000 | $ 101,000 | $ 47,000 |
| Adams County Colorado | 16 | $ 2,938,000 | $ 183,000 | $ 54,000 |
| Arapahoe County Colorado | 16 | $ 3,484,000 | $ 217,000 | $ 41,000 |
| Indian River County Florida | 16 | $ 2,169,000 | $ 135,000 | $ 1,847,000 |
| Orange County Florida | 16 | $ 3,296,000 | $ 206,000 | $ 77,000 |
| St. Louis County Minnesota | 15 | $ 1,740,000 | $ 116,000 | $ 130,000 |
| Collier County Florida | 14 | $ 5,168,000 | $ 369,000 | $ 231,000 |
| Pinellas County Florida | 14 | $ 4,363,000 | $ 311,000 | $ 83,000 |
| Polk County Florida | 14 | $ 1,947,000 | $ 139,000 | $ 67,000 |
| McHenry County Illinois | 14 | $ 2,938,000 | $ 209,000 | $ 72,000 |
| La Crosse County Wisconsin | 14 | $ 914,000 | $ 65,000 | $ 10,000 |
| Milwaukee County Wisconsin | 14 | $ 1,472,000 | $ 105,000 | $ 35,000 |
| El Paso County Colorado | 13 | $ 1,992,000 | $ 153,000 | $ 79,000 |
| Pasco County Florida | 13 | $ 1,512,000 | $ 116,000 | $ 114,000 |
| Seminole County Florida | 13 | $ 2,296,000 | $ 176,000 | $ 42,000 |
| Kendall County Illinois | 13 | $ 2,726,000 | $ 209,000 | $ 158,000 |
| Stearns County Minnesota | 13 | $ 1,230,000 | $ 94,000 | $ 61,000 |
| Denver County Colorado | 12 | $ 1,891,000 | $ 157,000 | $ 55,000 |
| Walworth County Wisconsin | 11 | $ 2,201,000 | $ 200,000 | $ 185,000 |
| San Diego County California | 10 | $ 3,647,000 | $ 364,000 | $ 52,000 |
| Polk County Iowa | 10 | $ 1,206,000 | $ 120,000 | $ 46,000 |
| King County Washington | 10 | $ 2,720,000 | $ 272,000 | $ 131,000 |
| New Haven County Connecticut | 9 | $ 1,635,000 | $ 181,000 | $ 46,000 |
| Sarasota County Florida | 9 | $ 3,834,000 | $ 426,000 | $ 320,000 |
| Rice County Minnesota | 9 | $ 1,144,000 | $ 127,000 | $ 124,000 |
| Sherburne County Minnesota | 9 | $ 1,269,000 | $ 141,000 | $ 57,000 |
| Boulder County Colorado | 8 | $ 1,803,000 | $ 225,000 | $ 169,000 |
| Douglas County Colorado | 8 | $ 1,215,000 | $ 151,000 | $ 95,000 |
| Duval County Florida | 8 | $ 1,002,000 | $ 125,000 | $ 71,000 |
| Waukesha County Wisconsin | 8 | $ 1,312,000 | $ 164,000 | $ 65,000 |
| Charlotte County Florida | 7 | $ 1,084,000 | $ 154,000 | $ 0 |
| St. Johns County Florida | 7 | $ 1,417,000 | $ 202,000 | $ 105,000 |
| Volusia County Florida | 7 | $ 1,104,000 | $ 157,000 | $ 49,000 |
| Contra Costa County California | 6 | $ 3,245,000 | $ 540,000 | $ 16,000 |
| Fairfield County Connecticut | 6 | $ 4,382,000 | $ 730,000 | $ 205,000 |
| Hendricks County Indiana | 6 | $ 388,000 | $ 64,000 | $ 161,000 |
| Lake County Indiana | 6 | $ 453,000 | $ 75,000 | $ 34,000 |
| Olmsted County Minnesota | 6 | $ 597,000 | $ 99,000 | $ 33,000 |
| Cass County Missouri | 6 | $ 2,421,000 | $ 403,000 | $ 62,000 |
| Guilford County North Carolina | 6 | $ 970,000 | $ 161,000 | $ 110,000 |
| Franklin County Ohio | 6 | $ 594,000 | $ 99,000 | $ 119,000 |
| Multnomah County Oregon | 6 | $ 1,376,000 | $ 229,000 | $ 79,000 |
| Minnehaha County South Dakota | 6 | $ 630,000 | $ 105,000 | $ 70,000 |
| Galveston County Texas | 6 | $ 676,000 | $ 112,000 | $ 75,000 |
| St. Croix County Wisconsin | 6 | $ 1,991,000 | $ 331,000 | $ 147,000 |
| Douglas County Georgia | 5 | $ 462,000 | $ 92,000 | $ 17,000 |
| Fayette County Georgia | 5 | $ 826,000 | $ 165,000 | $ 86,000 |
| Forsyth County Georgia | 5 | $ 1,861,000 | $ 372,000 | $ 230,000 |
| DeKalb County Illinois | 5 | $ 681,000 | $ 136,000 | $ 30,000 |
| Chisago County Minnesota | 5 | $ 818,000 | $ 163,000 | $ 40,000 |
| Douglas County Minnesota | 5 | $ 799,000 | $ 159,000 | $ 205,000 |
| Goodhue County Minnesota | 5 | $ 2,154,000 | $ 430,000 | $ 64,000 |
| Mille Lacs County Minnesota | 5 | $ 626,000 | $ 125,000 | $ 70,000 |
| Otter Tail County Minnesota | 5 | $ 713,000 | $ 142,000 | $ 111,000 |
| Pima County Arizona | 4 | $ 605,000 | $ 151,000 | $ 24,000 |
| Gunnison County Colorado | 4 | $ 1,765,000 | $ 441,000 | $ 406,000 |
| Mesa County Colorado | 4 | $ 742,000 | $ 185,000 | $ 124,000 |
| Pueblo County Colorado | 4 | $ 284,000 | $ 71,000 | $ 29,000 |
| Weld County Colorado | 4 | $ 1,014,000 | $ 253,000 | $ 96,000 |
| Brevard County Florida | 4 | $ 806,000 | $ 201,000 | $ 66,000 |
| Clay County Florida | 4 | $ 526,000 | $ 131,000 | $ 32,000 |
| Lake County Florida | 4 | $ 1,202,000 | $ 300,000 | $ 130,000 |
| Clayton County Georgia | 4 | $ 323,000 | $ 80,000 | $ 0 |
| Henry County Georgia | 4 | $ 314,000 | $ 78,000 | $ 67,000 |
| Wyandotte County Kansas | 4 | $ 263,000 | $ 65,000 | $ 60,000 |
| Jefferson County Kentucky | 4 | $ 396,000 | $ 99,000 | $ 790,000 |
| Benton County Minnesota | 4 | $ 455,000 | $ 113,000 | $ 25,000 |
| Blue Earth County Minnesota | 4 | $ 323,000 | $ 80,000 | $ 22,000 |
| Crow Wing County Minnesota | 4 | $ 455,000 | $ 113,000 | $ 48,000 |
| Mower County Minnesota | 4 | $ 460,000 | $ 115,000 | $ 36,000 |
| DeSoto County Mississippi | 4 | $ 124,000 | $ 31,000 | $ 125,000 |
| Douglas County Nebraska | 4 | $ 429,000 | $ 107,000 | $ 114,000 |
| Bucks County Pennsylvania | 4 | $ 1,055,000 | $ 263,000 | $ 89,000 |
| Lincoln County South Dakota | 4 | $ 645,000 | $ 161,000 | $ 97,000 |
| Rutherford County Tennessee | 4 | $ 255,000 | $ 63,000 | $ 216,000 |
| Tarrant County Texas | 4 | $ 278,000 | $ 69,000 | $ 45,000 |
| Fairfax County Virginia | 4 | $ 1,465,000 | $ 366,000 | $ 97,000 |
| Dane County Wisconsin | 4 | $ 618,000 | $ 154,000 | $ 76,000 |
| Fond du Lac County Wisconsin | 4 | $ 285,000 | $ 71,000 | $ 59,000 |
| Yavapai County Arizona | 3 | $ 2,597,000 | $ 865,000 | $ 510,000 |
| Alameda County California | 3 | $ 968,000 | $ 322,000 | $ 166,000 |
| Kern County California | 3 | $ 769,000 | $ 256,000 | $ 66,000 |
| San Joaquin County California | 3 | $ 723,000 | $ 241,000 | $ 131,000 |
| Broomfield County Colorado | 3 | $ 517,000 | $ 172,000 | $ 82,000 |
| Elbert County Colorado | 3 | $ 490,000 | $ 163,000 | $ 98,000 |
| Summit County Colorado | 3 | $ 495,000 | $ 165,000 | $ 170,000 |
| Citrus County Florida | 3 | $ 497,000 | $ 165,000 | $ 89,000 |
| Flagler County Florida | 3 | $ 727,000 | $ 242,000 | $ 81,000 |
| Hernando County Florida | 3 | $ 237,000 | $ 79,000 | $ 142,000 |
| Marion County Florida | 3 | $ 267,000 | $ 89,000 | $ 19,000 |
| Osceola County Florida | 3 | $ 596,000 | $ 198,000 | $ 32,000 |
| Carroll County Georgia | 3 | $ 269,000 | $ 89,000 | $ 0 |
| Coweta County Georgia | 3 | $ 356,000 | $ 118,000 | $ 9,000 |
| Richmond County Georgia | 3 | $ 190,000 | $ 63,000 | $ 20,000 |
| Miami County Kansas | 3 | $ 388,000 | $ 129,000 | $ 51,000 |
| Sedgwick County Kansas | 3 | $ 237,000 | $ 79,000 | $ 84,000 |
| Norfolk County Massachusetts | 3 | $ 937,000 | $ 312,000 | $ 100,000 |
| Freeborn County Minnesota | 3 | $ 218,000 | $ 72,000 | $ 20,000 |
| McLeod County Minnesota | 3 | $ 420,000 | $ 140,000 | $ 72,000 |
| Meeker County Minnesota | 3 | $ 247,000 | $ 82,000 | $ 0 |
| Platte County Missouri | 3 | $ 467,000 | $ 155,000 | $ 251,000 |
| Mecklenburg County North Carolina | 3 | $ 2,570,000 | $ 856,000 | $ 0 |
| Orange County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 142,000 |
| Cass County North Dakota | 3 | $ 557,000 | $ 185,000 | $ 107,000 |
| Lane County Oregon | 3 | $ 407,000 | $ 135,000 | $ 237,000 |
| Lincoln County Oregon | 3 | $ 500,000 | $ 166,000 | $ 246,000 |
| Virginia Beach County Virginia | 3 | $ 581,000 | $ 193,000 | $ 0 |
| Clark County Washington | 3 | $ 438,000 | $ 146,000 | $ 78,000 |
| Calumet County Wisconsin | 3 | $ 356,000 | $ 118,000 | $ 112,000 |
| Kenosha County Wisconsin | 3 | $ 384,000 | $ 128,000 | $ 74,000 |
| Marathon County Wisconsin | 3 | $ 318,000 | $ 106,000 | $ 47,000 |
| Ozaukee County Wisconsin | 3 | $ 567,000 | $ 189,000 | $ 34,000 |
| Pierce County Wisconsin | 3 | $ 578,000 | $ 192,000 | $ 144,000 |
| Rock County Wisconsin | 3 | $ 253,000 | $ 84,000 | $ 41,000 |
| Sauk County Wisconsin | 3 | $ 339,000 | $ 113,000 | $ 63,000 |
| Washington County Wisconsin | 3 | $ 618,000 | $ 206,000 | $ 177,000 |
| Shelby County Alabama | 2 | $ 148,000 | $ 74,000 | $ 67,000 |
| Cochise County Arizona | 2 | $ 258,000 | $ 129,000 | $ 120,000 |
| La Paz County Arizona | 2 | $ 149,000 | $ 74,000 | $ 0 |
| Pinal County Arizona | 2 | $ 416,000 | $ 208,000 | $ 73,000 |
| El Dorado County California | 2 | $ 666,000 | $ 333,000 | $ 0 |
| Placer County California | 2 | $ 701,000 | $ 350,000 | $ 119,000 |
| Santa Barbara County California | 2 | $ 450,000 | $ 225,000 | $ 191,000 |
| Shasta County California | 2 | $ 177,000 | $ 88,000 | $ 66,000 |
| Sonoma County California | 2 | $ 498,000 | $ 249,000 | $ 88,000 |
| Delta County Colorado | 2 | $ 197,000 | $ 98,000 | $ 42,000 |
| La Plata County Colorado | 2 | $ 475,000 | $ 237,000 | $ 0 |
| Park County Colorado | 2 | $ 687,000 | $ 343,000 | $ 117,000 |
| Rio Grande County Colorado | 2 | $ 905,000 | $ 452,000 | $ 210,000 |
| Bay County Florida | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| Manatee County Florida | 2 | $ 461,000 | $ 230,000 | $ 0 |
| Martin County Florida | 2 | $ 183,000 | $ 91,000 | $ 47,000 |
| Chatham County Georgia | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
| Cherokee County Georgia | 2 | $ 353,000 | $ 176,000 | $ 67,000 |
| Glynn County Georgia | 2 | $ 655,000 | $ 327,000 | $ 388,000 |
| Liberty County Georgia | 2 | $ 86,000 | $ 43,000 | $ 78,000 |
| Newton County Georgia | 2 | $ 237,000 | $ 118,000 | $ 17,000 |
| Spalding County Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Troup County Georgia | 2 | $ 418,000 | $ 209,000 | $ 68,000 |
| Bonneville County Idaho | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Kootenai County Idaho | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Boone County Illinois | 2 | $ 378,000 | $ 189,000 | $ 62,000 |
| McLean County Illinois | 2 | $ 255,000 | $ 127,000 | $ 74,000 |
| Rock Island County Illinois | 2 | $ 152,000 | $ 76,000 | $ 75,000 |
| Winnebago County Illinois | 2 | $ 499,000 | $ 249,000 | $ 113,000 |
| Marion County Indiana | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Porter County Indiana | 2 | $ 469,000 | $ 234,000 | $ 45,000 |
| Vanderburgh County Indiana | 2 | $ 88,000 | $ 44,000 | $ 62,000 |
| Bremer County Iowa | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Fremont County Iowa | 2 | $ 96,000 | $ 48,000 | $ 53,000 |
| Shelby County Iowa | 2 | $ 185,000 | $ 92,000 | $ 90,000 |
| Story County Iowa | 2 | $ 122,000 | $ 61,000 | $ 31,000 |
| Riley County Kansas | 2 | $ 123,000 | $ 61,000 | $ 0 |
| Kenton County Kentucky | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Frederick County Maryland | 2 | $ 609,000 | $ 304,000 | $ 141,000 |
| Montgomery County Maryland | 2 | $ 834,000 | $ 417,000 | $ 120,000 |
| Washington County Maryland | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Middlesex County Massachusetts | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| Plymouth County Massachusetts | 2 | $ 524,000 | $ 262,000 | $ 83,000 |
| Suffolk County Massachusetts | 2 | $ 444,000 | $ 222,000 | $ 86,000 |
| Worcester County Massachusetts | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Newaygo County Michigan | 2 | $ 197,000 | $ 98,000 | $ 77,000 |
| Cass County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Clay County Minnesota | 2 | $ 141,000 | $ 70,000 | $ 83,000 |
| Cook County Minnesota | 2 | $ 271,000 | $ 135,000 | $ 118,000 |
| Isanti County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 246,000 |
| Kandiyohi County Minnesota | 2 | $ 155,000 | $ 77,000 | $ 55,000 |
| Pine County Minnesota | 2 | $ 215,000 | $ 107,000 | $ 91,000 |
| Pipestone County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 84,000 |
| Sibley County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Winona County Minnesota | 2 | $ 691,000 | $ 345,000 | $ 97,000 |
| Harrison County Mississippi | 2 | $ 502,000 | $ 251,000 | $ 61,000 |
| Jefferson County Missouri | 2 | $ 148,000 | $ 74,000 | $ 203,000 |
| Hillsborough County New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Hancock County Ohio | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Medina County Ohio | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Union County Ohio | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| Oklahoma County Oklahoma | 2 | $ 218,000 | $ 109,000 | $ 180,000 |
| Tulsa County Oklahoma | 2 | $ 297,000 | $ 148,000 | $ 137,000 |
| Jackson County Oregon | 2 | $ 710,000 | $ 355,000 | $ 97,000 |
| Jefferson County Oregon | 2 | $ 152,000 | $ 76,000 | $ 183,000 |
| Washington County Oregon | 2 | $ 375,000 | $ 187,000 | $ 68,000 |
| York County South Carolina | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Haywood County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Putnam County Tennessee | 2 | $ 75,000 | $ 37,000 | $ 120,000 |
| El Paso County Texas | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Travis County Texas | 2 | $ 256,000 | $ 128,000 | $ 130,000 |
| Loudoun County Virginia | 2 | $ 782,000 | $ 391,000 | $ 156,000 |
| Newport News County Virginia | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Thurston County Washington | 2 | $ 239,000 | $ 119,000 | $ 84,000 |
| Barron County Wisconsin | 2 | $ 236,000 | $ 118,000 | $ 37,000 |
| Burnett County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Chippewa County Wisconsin | 2 | $ 123,000 | $ 61,000 | $ 0 |
| Grant County Wisconsin | 2 | $ 112,000 | $ 56,000 | $ 45,000 |
| Jefferson County Wisconsin | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Outagamie County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 48,000 |
| Taylor County Wisconsin | 2 | $ 104,000 | $ 52,000 | $ 28,000 |
| Waupaca County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 61,000 |
| Anchorage County Alaska | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mohave County Arizona | 1 | $ 296,000 | $ 296,000 | $ 180,000 |
| Lake County California | 1 | $ 204,000 | $ 204,000 | $ 119,000 |
| Monterey County California | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Plumas County California | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Sacramento County California | 1 | $ 248,000 | $ 248,000 | $ 72,000 |
| San Mateo County California | 1 | $ 130,000 | $ 130,000 | $ 180,000 |
| Santa Cruz County California | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Tuolumne County California | 1 | $ 380,000 | $ 380,000 | $ 78,000 |
| Eagle County Colorado | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Larimer County Colorado | 1 | $ 182,000 | $ 182,000 | $ 104,000 |
| Pitkin County Colorado | 1 | $ 833,000 | $ 833,000 | $ 272,000 |
| Routt County Colorado | 1 | $ 2,038,000 | $ 2,038,000 | $ 600,000 |
| Hartford County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 1 | $ 520,000 | $ 520,000 | $ 142,000 |
| Alachua County Florida | 1 | $ 231,000 | $ 231,000 | $ 69,000 |
| Glades County Florida | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Levy County Florida | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Nassau County Florida | 1 | $ 900,000 | $ 900,000 | $ 1,372,000 |
| Santa Rosa County Florida | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Banks County Georgia | 1 | $ 700,000 | $ 700,000 | $ 199,000 |
| Barrow County Georgia | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Bartow County Georgia | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Elbert County Georgia | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Hall County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Upson County Georgia | 1 | $ 142,000 | $ 142,000 | $ 133,000 |
| Maui County Hawaii | 1 | $ 615,000 | $ 615,000 | $ 330,000 |
| Canyon County Idaho | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Sangamon County Illinois | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| Hamilton County Indiana | 1 | $ 192,000 | $ 192,000 | $ 93,000 |
| Butler County Iowa | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Carroll County Iowa | 1 | $ 169,000 | $ 169,000 | $ 117,000 |
| Iowa County Iowa | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Lee County Iowa | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Linn County Iowa | 1 | $ 240,000 | $ 240,000 | $ 161,000 |
| Madison County Iowa | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Van Buren County Iowa | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Warren County Iowa | 1 | $ 186,000 | $ 186,000 | $ 67,000 |
| York County Maine | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Calvert County Maryland | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| Prince George's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 199,000 |
| Hampden County Massachusetts | 1 | $ 131,000 | $ 131,000 | $ 81,000 |
| Ingham County Michigan | 1 | $ 329,000 | $ 329,000 | $ 136,000 |
| Wayne County Michigan | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| Houston County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Itasca County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Steele County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Stevens County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Franklin County Missouri | 1 | $ 88,000 | $ 88,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Taney County Missouri | 1 | $ 124,000 | $ 124,000 | $ 259,000 |
| Johnson County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| Westchester County New York | 1 | $ 656,000 | $ 656,000 | $ 312,000 |
| Cabarrus County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 112,000 |
| Craven County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 106,000 |
| Pitt County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Union County North Carolina | 1 | $ 860,000 | $ 860,000 | $ 305,000 |
| Williams County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Butler County Ohio | 1 | $ 268,000 | $ 268,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Clackamas County Oregon | 1 | $ 800,000 | $ 800,000 | $ 295,000 |
| Linn County Oregon | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| Delaware County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Northampton County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 3,045,000 | $ 3,045,000 | $ 900,000 |
| Newberry County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Custer County South Dakota | 1 | $ 280,000 | $ 280,000 | $ 52,000 |
| Sevier County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 20,000 |
| Shelby County Tennessee | 1 | $ 1,500,000 | $ 1,500,000 | $ 438,000 |
| Rockwall County Texas | 1 | $ 633,000 | $ 633,000 | $ 342,000 |
| Williamson County Texas | 1 | $ 148,000 | $ 148,000 | $ 307,000 |
| Salt Lake County Utah | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Wasatch County Utah | 1 | $ 73,000 | $ 73,000 | $ 448,000 |
| Windham County Vermont | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Pierce County Washington | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| Skagit County Washington | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Snohomish County Washington | 1 | $ 313,000 | $ 313,000 | $ 65,000 |
| Crawford County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Dodge County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 40,000 |
| Lafayette County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
| Lincoln County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Racine County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Vilas County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankfirst in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,332 | $359,659,000 | $270,000 | $7,000,000 | $99,000 | $2,532,000 |
| Home Purchase | 1,228 | $254,275,000 | $207,000 | $1,628,000 | $146,000 | $2,100,000 |
| Home Improvement | 70 | $19,044,000 | $272,000 | $1,275,000 | $111,000 | $1,431,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,729 | $410,378,000 | $237,000 | $7,000,000 | $138,000 | $2,221,000 |
| Black or African American | 278 | $61,660,000 | $221,000 | $2,000,000 | $84,000 | $602,000 |
| Not Provided | 275 | $67,736,000 | $246,000 | $3,500,000 | $91,000 | $2,532,000 |
| Hispanic | 214 | $57,784,000 | $270,000 | $1,312,000 | $73,000 | $427,000 |
| Asian | 107 | $28,763,000 | $268,000 | $2,000,000 | $130,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,676,000 | $222,000 | $900,000 | $91,000 | $180,000 |
| American Indian or Alaskan Native | 6 | $1,981,000 | $330,000 | $975,000 | $42,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,630 | $632,978,000 | $240,000 | $7,000,000 | $121,000 | $2,532,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,461 | $323,444,000 | $221,000 | $4,500,000 | $140,000 | $2,221,000 |
| Application Denied By Financial Institution | 709 | $193,625,000 | $273,000 | $7,000,000 | $104,000 | $2,532,000 |
| Application Approved But Not Accepted | 435 | $108,346,000 | $249,000 | $2,000,000 | $88,000 | $900,000 |
| Application Withdrawn By Applicant | 24 | $7,373,000 | $307,000 | $2,000,000 | $71,000 | $374,000 |
| File Closed For Incompleteness | 1 | $190,000 | $190,000 | $190,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 159 | $39,311,000 | $247,000 | $1,925,000 | $105,000 | $2,532,000 |
| Unverifiable Information | 124 | $38,054,000 | $306,000 | $3,500,000 | $106,000 | $720,000 |
| Credit Application Incomplete | 116 | $30,339,000 | $261,000 | $7,000,000 | $128,000 | $1,560,000 |
| Credit History | 114 | $31,820,000 | $279,000 | $2,145,000 | $97,000 | $1,404,000 |
| Other | 105 | $31,225,000 | $297,000 | $1,625,000 | $97,000 | $1,372,000 |
| Debt-To-Income Ratio | 59 | $14,796,000 | $250,000 | $3,255,000 | $94,000 | $444,000 |
| Employment History | 24 | $6,908,000 | $287,000 | $1,600,000 | $90,000 | $372,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,172,000 | $146,000 | $356,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankfirst's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankfirst's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.