Bankfirst
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bankfirst 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankfirst 6100 South Old Village Place Sioux Falls, SD 57108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,630 |
| Total Mortgage Loan Application Amount | $632,978,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $2,532,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bankfirst. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankfirst's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bankfirst's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankfirst serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankfirst, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankfirst's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 541 | $ 115,091,000 | $ 248,000 | $ 114,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 362 | $ 108,935,000 | $ 300,000 | $ 112,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 178 | $ 34,693,000 | $ 194,000 | $ 64,000 |
| KANSAS CITY, MO-KS | 150 | $ 24,176,000 | $ 165,500 | $ 130,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 88 | $ 27,657,000 | $ 314,000 | $ 101,000 |
| DENVER-AURORA, CO | 78 | $ 14,336,000 | $ 183,000 | $ 62,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 71 | $ 22,710,000 | $ 319,000 | $ 122,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 68 | $ 13,878,000 | $ 204,000 | $ 81,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 52 | $ 13,984,000 | $ 268,000 | $ 72,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 51 | $ 20,412,000 | $ 400,000 | $ 166,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 48 | $ 15,965,000 | $ 332,000 | $ 84,000 |
| ORLANDO-KISSIMMEE, FL | 36 | $ 7,390,000 | $ 205,000 | $ 66,000 |
| LAS VEGAS-PARADISE, NV | 31 | $ 13,813,000 | $ 445,000 | $ 190,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 30 | $ 9,426,000 | $ 314,000 | $ 52,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 28 | $ 3,969,000 | $ 141,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 9,462,000 | $ 363,000 | $ 184,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 26 | $ 13,261,000 | $ 343,500 | $ 121,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 26 | $ 18,156,000 | $ 698,000 | $ 168,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 23 | $ 3,310,000 | $ 143,000 | $ 1,321,000 |
| JACKSONVILLE, FL | 20 | $ 3,845,000 | $ 192,000 | $ 140,000 |
| SHEBOYGAN, WI | 17 | $ 1,726,000 | $ 101,000 | $ 47,000 |
| ST. CLOUD, MN | 17 | $ 1,685,000 | $ 99,000 | $ 52,000 |
| DULUTH, MN-WI | 16 | $ 1,915,000 | $ 145,500 | $ 65,000 |
| LA CROSSE, WI-MN | 15 | $ 1,026,000 | $ 88,500 | $ 25,500 |
| LAKELAND, FL | 14 | $ 1,947,000 | $ 139,000 | $ 67,000 |
| NAPLES-MARCO ISLAND, FL | 14 | $ 5,168,000 | $ 369,000 | $ 231,000 |
| COLORADO SPRINGS, CO | 13 | $ 1,992,000 | $ 153,000 | $ 79,000 |
| DES MOINES-WEST DES MOINES, IA | 12 | $ 1,492,000 | $ 124,000 | $ 46,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 12 | $ 2,989,000 | $ 214,500 | $ 89,500 |
| SARASOTA-BRADENTON-VENICE, FL | 11 | $ 4,295,000 | $ 390,000 | $ 261,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 3,033,000 | $ 275,000 | $ 125,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10 | $ 3,647,000 | $ 364,000 | $ 52,000 |
| SIOUX FALLS, SD | 10 | $ 1,275,000 | $ 127,000 | $ 81,000 |
| INDIANAPOLIS-CARMEL, IN | 9 | $ 712,000 | $ 79,000 | $ 133,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 1,635,000 | $ 181,000 | $ 46,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 9 | $ 4,213,000 | $ 468,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9 | $ 3,036,000 | $ 342,666 | $ 93,333 |
| BOULDER, CO | 8 | $ 1,803,000 | $ 225,000 | $ 169,000 |
| COLUMBUS, OH | 8 | $ 864,000 | $ 108,000 | $ 106,000 |
| GARY, IN | 8 | $ 922,000 | $ 115,000 | $ 36,000 |
| BOSTON-QUINCY, MA | 7 | $ 1,905,000 | $ 272,000 | $ 91,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 7 | $ 3,790,000 | $ 406,000 | $ 41,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,104,000 | $ 157,000 | $ 49,000 |
| PUNTA GORDA, FL | 7 | $ 1,084,000 | $ 154,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 4,382,000 | $ 730,000 | $ 205,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 970,000 | $ 161,000 | $ 110,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 6 | $ 676,000 | $ 112,000 | $ 75,000 |
| ROCHESTER, MN | 6 | $ 597,000 | $ 99,000 | $ 33,000 |
| APPLETON, WI | 5 | $ 470,000 | $ 94,000 | $ 86,000 |
| FARGO, ND-MN | 5 | $ 698,000 | $ 127,500 | $ 95,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,624,000 | $ 765,500 | $ 281,500 |
| PHILADELPHIA, PA | 5 | $ 1,195,000 | $ 239,000 | $ 79,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 5 | $ 1,615,000 | $ 323,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 683,000 | $ 136,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 4 | $ 1,443,000 | $ 360,000 | $ 130,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4 | $ 605,000 | $ 151,000 | $ 41,500 |
| FOND DU LAC, WI | 4 | $ 285,000 | $ 71,000 | $ 59,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 278,000 | $ 69,000 | $ 45,000 |
| GRAND JUNCTION, CO | 4 | $ 742,000 | $ 185,000 | $ 124,000 |
| GREELEY, CO | 4 | $ 1,014,000 | $ 253,000 | $ 96,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 4 | $ 396,000 | $ 99,000 | $ 790,000 |
| MADISON, WI | 4 | $ 618,000 | $ 154,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 4 | $ 255,000 | $ 63,000 | $ 216,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 429,000 | $ 107,000 | $ 114,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 806,000 | $ 201,000 | $ 66,000 |
| PUEBLO, CO | 4 | $ 284,000 | $ 71,000 | $ 29,000 |
| ROCKFORD, IL | 4 | $ 877,000 | $ 219,000 | $ 87,000 |
| ST. LOUIS, MO-IL | 4 | $ 366,000 | $ 91,000 | $ 110,000 |
| TUCSON, AZ | 4 | $ 605,000 | $ 151,000 | $ 24,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 190,000 | $ 63,000 | $ 20,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 404,000 | $ 134,000 | $ 189,000 |
| BAKERSFIELD, CA | 3 | $ 769,000 | $ 256,000 | $ 66,000 |
| DURHAM, NC | 3 | $ 328,000 | $ 109,000 | $ 142,000 |
| EAU CLAIRE, WI | 3 | $ 341,000 | $ 113,000 | $ 13,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 407,000 | $ 135,000 | $ 237,000 |
| JANESVILLE, WI | 3 | $ 253,000 | $ 84,000 | $ 41,000 |
| OCALA, FL | 3 | $ 267,000 | $ 89,000 | $ 19,000 |
| PRESCOTT, AZ | 3 | $ 2,597,000 | $ 865,000 | $ 510,000 |
| STOCKTON, CA | 3 | $ 723,000 | $ 241,000 | $ 131,000 |
| WAUSAU, WI | 3 | $ 318,000 | $ 106,000 | $ 47,000 |
| WICHITA, KS | 3 | $ 237,000 | $ 79,000 | $ 84,000 |
| AMES, IA | 2 | $ 122,000 | $ 61,000 | $ 31,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 148,000 | $ 74,000 | $ 67,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 255,000 | $ 127,000 | $ 74,000 |
| BRUNSWICK, GA | 2 | $ 655,000 | $ 327,000 | $ 388,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 870,000 | $ 435,000 | $ 135,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| COEUR D'ALENE, ID | 2 | $ 176,000 | $ 88,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 152,000 | $ 76,000 | $ 75,000 |
| EL PASO, TX | 2 | $ 121,000 | $ 60,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 88,000 | $ 44,000 | $ 62,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 197,000 | $ 98,000 | $ 77,000 |
| GULFPORT-BILOXI, MS | 2 | $ 502,000 | $ 251,000 | $ 61,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 86,000 | $ 43,000 | $ 78,000 |
| IDAHO FALLS, ID | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| MEDFORD, OR | 2 | $ 710,000 | $ 355,000 | $ 97,000 |
| OKLAHOMA CITY, OK | 2 | $ 218,000 | $ 109,000 | $ 180,000 |
| OLYMPIA, WA | 2 | $ 239,000 | $ 119,000 | $ 84,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| REDDING, CA | 2 | $ 177,000 | $ 88,000 | $ 66,000 |
| RICHMOND, VA | 2 | $ 456,000 | $ 228,000 | $ 65,000 |
| SANTA BARBARA-SANTA MARIA, CA | 2 | $ 450,000 | $ 225,000 | $ 191,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 498,000 | $ 249,000 | $ 88,000 |
| SAVANNAH, GA | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
| TULSA, OK | 2 | $ 297,000 | $ 148,000 | $ 137,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 235,000 | $ 117,000 | $ 0 |
| WORCESTER, MA | 2 | $ 155,000 | $ 77,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 78,000 | $ 78,000 | $ 66,000 |
| ANCHORAGE, AK | 1 | $ 150,000 | $ 150,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 1 | $ 240,000 | $ 240,000 | $ 161,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 633,000 | $ 633,000 | $ 342,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 182,000 | $ 182,000 | $ 104,000 |
| GAINESVILLE, FL | 1 | $ 231,000 | $ 231,000 | $ 69,000 |
| GAINESVILLE, GA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 272,000 | $ 272,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 1 | $ 329,000 | $ 329,000 | $ 136,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 656,000 | $ 656,000 | $ 312,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 495,000 | $ 495,000 | $ 199,000 |
| RACINE, WI | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| SALINAS, CA | 1 | $ 346,000 | $ 346,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 320,000 | $ 320,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 130,000 | $ 130,000 | $ 180,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 390,000 | $ 390,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| SPRINGFIELD, IL | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| SPRINGFIELD, MA | 1 | $ 131,000 | $ 131,000 | $ 81,000 |
| TACOMA, WA | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Bankfirst in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,332 | $359,659,000 | $270,000 | $7,000,000 | $99,000 | $2,532,000 |
| Home Purchase | 1,228 | $254,275,000 | $207,000 | $1,628,000 | $146,000 | $2,100,000 |
| Home Improvement | 70 | $19,044,000 | $272,000 | $1,275,000 | $111,000 | $1,431,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,729 | $410,378,000 | $237,000 | $7,000,000 | $138,000 | $2,221,000 |
| Black or African American | 278 | $61,660,000 | $221,000 | $2,000,000 | $84,000 | $602,000 |
| Not Provided | 275 | $67,736,000 | $246,000 | $3,500,000 | $91,000 | $2,532,000 |
| Hispanic | 214 | $57,784,000 | $270,000 | $1,312,000 | $73,000 | $427,000 |
| Asian | 107 | $28,763,000 | $268,000 | $2,000,000 | $130,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,676,000 | $222,000 | $900,000 | $91,000 | $180,000 |
| American Indian or Alaskan Native | 6 | $1,981,000 | $330,000 | $975,000 | $42,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,630 | $632,978,000 | $240,000 | $7,000,000 | $121,000 | $2,532,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,461 | $323,444,000 | $221,000 | $4,500,000 | $140,000 | $2,221,000 |
| Application Denied By Financial Institution | 709 | $193,625,000 | $273,000 | $7,000,000 | $104,000 | $2,532,000 |
| Application Approved But Not Accepted | 435 | $108,346,000 | $249,000 | $2,000,000 | $88,000 | $900,000 |
| Application Withdrawn By Applicant | 24 | $7,373,000 | $307,000 | $2,000,000 | $71,000 | $374,000 |
| File Closed For Incompleteness | 1 | $190,000 | $190,000 | $190,000 | $82,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 159 | $39,311,000 | $247,000 | $1,925,000 | $105,000 | $2,532,000 |
| Unverifiable Information | 124 | $38,054,000 | $306,000 | $3,500,000 | $106,000 | $720,000 |
| Credit Application Incomplete | 116 | $30,339,000 | $261,000 | $7,000,000 | $128,000 | $1,560,000 |
| Credit History | 114 | $31,820,000 | $279,000 | $2,145,000 | $97,000 | $1,404,000 |
| Other | 105 | $31,225,000 | $297,000 | $1,625,000 | $97,000 | $1,372,000 |
| Debt-To-Income Ratio | 59 | $14,796,000 | $250,000 | $3,255,000 | $94,000 | $444,000 |
| Employment History | 24 | $6,908,000 | $287,000 | $1,600,000 | $90,000 | $372,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,172,000 | $146,000 | $356,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankfirst's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankfirst's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.