Bankplus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bankplus 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankplus 1068 Highland Colony Parkway Belzoni, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,105 |
| Total Mortgage Loan Application Amount | $919,845,000 |
| Average Mortgage Loan Application Amount | $186,000 |
| Highest Mortgage Loan Application Amount | $15,845,000 |
| Average Applicant Income | $162,200 |
| Highest Applicant Income | $6,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bankplus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankplus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bankplus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankplus serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankplus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankplus's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Mississippi | 794 | $ 219,300,000 | $ 276,000 | $ 215,000 |
| Hinds County Mississippi | 651 | $ 133,795,000 | $ 205,000 | $ 163,000 |
| Rankin County Mississippi | 421 | $ 80,475,000 | $ 191,000 | $ 135,000 |
| DeSoto County Mississippi | 245 | $ 44,255,000 | $ 180,000 | $ 138,000 |
| Lee County Mississippi | 239 | $ 55,915,000 | $ 233,000 | $ 168,000 |
| Pearl River County Mississippi | 174 | $ 26,270,000 | $ 150,000 | $ 93,000 |
| Yazoo County Mississippi | 121 | $ 15,135,000 | $ 125,000 | $ 82,000 |
| Lincoln County Mississippi | 72 | $ 8,120,000 | $ 112,000 | $ 103,000 |
| Lauderdale County Mississippi | 68 | $ 7,800,000 | $ 114,000 | $ 92,000 |
| Orleans County Louisiana | 59 | $ 35,285,000 | $ 598,000 | $ 211,000 |
| Grenada County Mississippi | 57 | $ 7,895,000 | $ 138,000 | $ 107,000 |
| Lafayette County Mississippi | 55 | $ 14,595,000 | $ 265,000 | $ 314,000 |
| Marion County Mississippi | 54 | $ 5,110,000 | $ 94,000 | $ 93,000 |
| Clarke County Mississippi | 53 | $ 4,295,000 | $ 81,000 | $ 100,000 |
| Mobile County Alabama | 52 | $ 13,610,000 | $ 261,000 | $ 144,000 |
| Coffee County Alabama | 47 | $ 9,665,000 | $ 205,000 | $ 131,000 |
| Humphreys County Mississippi | 39 | $ 5,165,000 | $ 132,000 | $ 111,000 |
| St. Tammany County Louisiana | 38 | $ 12,940,000 | $ 340,000 | $ 612,000 |
| Pike County Mississippi | 36 | $ 5,230,000 | $ 145,000 | $ 88,000 |
| Oktibbeha County Mississippi | 35 | $ 9,665,000 | $ 276,000 | $ 294,000 |
| East Baton Rouge County Louisiana | 34 | $ 9,000,000 | $ 264,000 | $ 309,000 |
| Newton County Mississippi | 33 | $ 2,115,000 | $ 64,000 | $ 81,000 |
| Baldwin County Alabama | 28 | $ 11,950,000 | $ 426,000 | $ 316,000 |
| Hancock County Mississippi | 26 | $ 5,240,000 | $ 201,000 | $ 141,000 |
| Holmes County Mississippi | 25 | $ 1,485,000 | $ 59,000 | $ 67,000 |
| Itawamba County Mississippi | 25 | $ 3,465,000 | $ 138,000 | $ 116,000 |
| Pointe Coupee County Louisiana | 24 | $ 2,790,000 | $ 116,000 | $ 80,000 |
| Bolivar County Mississippi | 24 | $ 3,440,000 | $ 143,000 | $ 74,000 |
| Shelby County Tennessee | 24 | $ 5,840,000 | $ 243,000 | $ 151,000 |
| Houston County Alabama | 23 | $ 5,225,000 | $ 227,000 | $ 212,000 |
| Lawrence County Mississippi | 22 | $ 1,620,000 | $ 73,000 | $ 89,000 |
| Wayne County Mississippi | 20 | $ 1,870,000 | $ 93,000 | $ 88,000 |
| Geneva County Alabama | 19 | $ 1,935,000 | $ 101,000 | $ 62,000 |
| Tangipahoa County Louisiana | 19 | $ 6,985,000 | $ 367,000 | $ 167,000 |
| Livingston County Louisiana | 16 | $ 3,180,000 | $ 198,000 | $ 209,000 |
| Marshall County Mississippi | 16 | $ 2,640,000 | $ 165,000 | $ 92,000 |
| Jefferson County Louisiana | 15 | $ 20,135,000 | $ 1,342,000 | $ 98,000 |
| Pontotoc County Mississippi | 15 | $ 2,795,000 | $ 186,000 | $ 99,000 |
| Harrison County Mississippi | 14 | $ 4,920,000 | $ 351,000 | $ 248,000 |
| Lamar County Mississippi | 14 | $ 3,140,000 | $ 224,000 | $ 198,000 |
| Walton County Florida | 12 | $ 10,340,000 | $ 861,000 | $ 360,000 |
| Copiah County Mississippi | 12 | $ 1,370,000 | $ 114,000 | $ 127,000 |
| Leflore County Mississippi | 12 | $ 1,330,000 | $ 110,000 | $ 100,000 |
| Sunflower County Mississippi | 11 | $ 2,625,000 | $ 238,000 | $ 89,000 |
| Ascension County Louisiana | 10 | $ 2,700,000 | $ 270,000 | $ 219,000 |
| Tate County Mississippi | 10 | $ 2,040,000 | $ 204,000 | $ 185,000 |
| Davidson County Tennessee | 10 | $ 3,770,000 | $ 377,000 | $ 129,000 |
| Williamson County Tennessee | 9 | $ 2,685,000 | $ 298,000 | $ 266,000 |
| Henry County Alabama | 8 | $ 1,640,000 | $ 205,000 | $ 132,000 |
| Escambia County Florida | 8 | $ 4,190,000 | $ 523,000 | $ 479,000 |
| Walthall County Mississippi | 8 | $ 800,000 | $ 100,000 | $ 106,000 |
| Jefferson County Alabama | 7 | $ 2,725,000 | $ 389,000 | $ 261,000 |
| Forrest County Mississippi | 7 | $ 1,025,000 | $ 146,000 | $ 88,000 |
| Monroe County Mississippi | 7 | $ 695,000 | $ 99,000 | $ 94,000 |
| Scott County Mississippi | 7 | $ 755,000 | $ 107,000 | $ 78,000 |
| Simpson County Mississippi | 7 | $ 1,365,000 | $ 195,000 | $ 76,000 |
| Winston County Alabama | 6 | $ 1,920,000 | $ 320,000 | $ 451,000 |
| Carroll County Mississippi | 6 | $ 540,000 | $ 90,000 | $ 99,000 |
| Jackson County Mississippi | 6 | $ 1,510,000 | $ 251,000 | $ 161,000 |
| Montgomery County Mississippi | 6 | $ 860,000 | $ 143,000 | $ 127,000 |
| St. Landry County Louisiana | 5 | $ 385,000 | $ 77,000 | $ 210,000 |
| Attala County Mississippi | 5 | $ 585,000 | $ 117,000 | $ 73,000 |
| Jasper County Mississippi | 5 | $ 405,000 | $ 81,000 | $ 69,000 |
| Jefferson Davis County Mississippi | 5 | $ 465,000 | $ 93,000 | $ 135,000 |
| Neshoba County Mississippi | 5 | $ 505,000 | $ 101,000 | $ 103,000 |
| Panola County Mississippi | 5 | $ 1,435,000 | $ 287,000 | $ 83,000 |
| Tishomingo County Mississippi | 5 | $ 1,535,000 | $ 307,000 | $ 823,000 |
| Union County Mississippi | 5 | $ 825,000 | $ 165,000 | $ 149,000 |
| Gwinnett County Georgia | 4 | $ 950,000 | $ 237,000 | $ 231,000 |
| Amite County Mississippi | 4 | $ 840,000 | $ 210,000 | $ 117,000 |
| Jones County Mississippi | 4 | $ 11,900,000 | $ 2,975,000 | $ 45,000 |
| Tallahatchie County Mississippi | 4 | $ 250,000 | $ 62,000 | $ 58,000 |
| Lee County Alabama | 3 | $ 385,000 | $ 128,000 | $ 69,000 |
| Tuscaloosa County Alabama | 3 | $ 505,000 | $ 168,000 | $ 185,000 |
| Bay County Florida | 3 | $ 845,000 | $ 281,000 | $ 354,000 |
| Holmes County Florida | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Orange County Florida | 3 | $ 1,745,000 | $ 581,000 | $ 348,000 |
| Alcorn County Mississippi | 3 | $ 1,205,000 | $ 401,000 | $ 304,000 |
| Clay County Mississippi | 3 | $ 625,000 | $ 208,000 | $ 334,000 |
| Kemper County Mississippi | 3 | $ 95,000 | $ 31,000 | $ 60,000 |
| Sharkey County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 72,000 |
| Warren County Mississippi | 3 | $ 915,000 | $ 305,000 | $ 64,000 |
| Washington County Mississippi | 3 | $ 3,105,000 | $ 1,035,000 | $ 145,000 |
| Fayette County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 448,000 |
| Washington County Tennessee | 3 | $ 1,515,000 | $ 505,000 | $ 228,000 |
| Harris County Texas | 3 | $ 655,000 | $ 218,000 | $ 162,000 |
| Colbert County Alabama | 2 | $ 1,110,000 | $ 555,000 | $ 658,000 |
| Dale County Alabama | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Pike County Alabama | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Maricopa County Arizona | 2 | $ 650,000 | $ 325,000 | $ 168,000 |
| Washington County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 379,000 |
| Collier County Florida | 2 | $ 1,300,000 | $ 650,000 | $ 229,000 |
| Hillsborough County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 384,000 |
| Acadia County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 96,000 |
| Evangeline County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Jefferson Davis County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Lafayette County Louisiana | 2 | $ 2,400,000 | $ 1,200,000 | $ 0 |
| St. Bernard County Louisiana | 2 | $ 950,000 | $ 475,000 | $ 0 |
| West Baton Rouge County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 157,000 |
| Adams County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 304,000 |
| Chickasaw County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Leake County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Lowndes County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Clay County Missouri | 2 | $ 600,000 | $ 300,000 | $ 448,000 |
| Wake County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 588,000 |
| Lane County Oregon | 2 | $ 500,000 | $ 250,000 | $ 392,000 |
| Hamilton County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| Sevier County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Covington County Alabama | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Lauderdale County Alabama | 1 | $ 275,000 | $ 275,000 | $ 282,000 |
| Talladega County Alabama | 1 | $ 705,000 | $ 705,000 | $ 227,000 |
| Chicot County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Lonoke County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Sebastian County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Denver County Colorado | 1 | $ 545,000 | $ 545,000 | $ 151,000 |
| Gulf County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Jackson County Florida | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Miami-Dade County Florida | 1 | $ 275,000 | $ 275,000 | $ 173,000 |
| Palm Beach County Florida | 1 | $ 345,000 | $ 345,000 | $ 52,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 427,000 |
| Washington County Florida | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Cobb County Georgia | 1 | $ 495,000 | $ 495,000 | $ 160,000 |
| Fayette County Georgia | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| Muscogee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 484,000 |
| Hawaii County Hawaii | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Johnson County Kansas | 1 | $ 505,000 | $ 505,000 | $ 399,000 |
| Calcasieu County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lincoln County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Ouachita County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| St. Charles County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Tensas County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Wicomico County Maryland | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Covington County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Franklin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| George County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Greene County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 217,000 |
| Jefferson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Smith County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Tippah County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Yalobusha County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 50,000 |
| Oklahoma County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Allegheny County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 279,000 |
| Anderson County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 202,000 |
| DeKalb County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 271,000 |
| Franklin County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 377,000 |
| Hardeman County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Hardin County Tennessee | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 184,000 |
| McNairy County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Parker County Texas | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| Kane County Utah | 1 | $ 505,000 | $ 505,000 | $ 420,000 |
| Rockbridge County Virginia | 1 | $ 365,000 | $ 365,000 | $ 820,000 |
| Teton County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 320,000 |
Mortgage Loan Application Detail Totals for Bankplus in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,651 | $337,325,000 | $204,000 | $11,755,000 | $165,000 | $2,230,000 |
| Home Purchase | 1,575 | $450,285,000 | $285,000 | $15,845,000 | $169,000 | $6,764,000 |
| Home Improvement | 338 | $26,810,000 | $79,000 | $2,485,000 | $134,000 | $2,369,000 |
| Cash-out Refinancing | 317 | $81,765,000 | $257,000 | $645,000 | $152,000 | $804,000 |
| Other Purpose | 224 | $23,660,000 | $105,000 | $755,000 | $191,000 | $1,262,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,940 | $619,080,000 | $210,000 | $3,365,000 | $172,000 | $6,764,000 |
| Black or African American | 468 | $64,350,000 | $137,000 | $1,305,000 | $93,000 | $945,000 |
| Not Provided | 296 | $75,750,000 | $255,000 | $945,000 | $205,000 | $1,200,000 |
| Not applicable | 284 | $130,610,000 | $459,000 | $15,845,000 | $0 | $0 |
| Hispanic | 50 | $12,300,000 | $246,000 | $545,000 | $158,000 | $1,069,000 |
| Asian | 48 | $13,050,000 | $271,000 | $575,000 | $167,000 | $864,000 |
| American Indian or Alaskan Native | 3 | $725,000 | $241,000 | $305,000 | $105,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,926 | $883,230,000 | $224,000 | $15,845,000 | $169,000 | $6,764,000 |
| FHA-insured (Federal Housing Administration) | 127 | $23,165,000 | $182,000 | $345,000 | $64,000 | $267,000 |
| VA-guaranteed (Veterans Administration) | 32 | $9,630,000 | $300,000 | $515,000 | $115,000 | $451,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,820,000 | $191,000 | $275,000 | $57,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,096 | $710,570,000 | $229,000 | $15,845,000 | $173,000 | $6,764,000 |
| Application Approved But Not Accepted | 602 | $146,080,000 | $242,000 | $3,665,000 | $170,000 | $3,120,000 |
| Application Denied By Financial Institution | 372 | $57,150,000 | $153,000 | $755,000 | $91,000 | $2,059,000 |
| File Closed For Incompleteness | 18 | $2,730,000 | $151,000 | $945,000 | $105,000 | $379,000 |
| Application Withdrawn By Applicant | 17 | $3,315,000 | $195,000 | $805,000 | $224,000 | $983,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,733 | $862,695,000 | $231,000 | $15,845,000 | $172,000 | $6,764,000 |
| Debt-To-Income Ratio | 181 | $29,535,000 | $163,000 | $755,000 | $60,000 | $319,000 |
| Credit History | 118 | $13,570,000 | $115,000 | $545,000 | $98,000 | $865,000 |
| Other | 43 | $9,135,000 | $212,000 | $535,000 | $172,000 | $2,059,000 |
| Collateral | 22 | $3,120,000 | $141,000 | $285,000 | $131,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,355,000 | $193,000 | $365,000 | $98,000 | $255,000 |
| Unverifiable Information | 1 | $435,000 | $435,000 | $435,000 | $364,000 | $364,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankplus's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankplus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.