Bankunited, National Association Mortgage Lending & HMDA Data, 2011
In 2011, Bankunited, National Association of Miami Lakes, FL reported 1,197 mortgage applications totaling $594.6 million. The average application was for $496,751, and applicants reported an average income of $71,368. 20% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (174), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (135) and Nassau-Suffolk, NY (131) (applications in parentheses).
| Mortgage Company & Address | Bankunited, National Association 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,197 |
| Total Mortgage Loan Application Amount | $594,612,000 |
| Average Mortgage Loan Application Amount | $496,751 |
| Highest Mortgage Loan Application Amount | $34,000,000 |
| Average Applicant Income | $71,368 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade, Florida | 174 | $ 56,538,000 | $ 324,931 | $ 222,000 |
| Broward, Florida | 135 | $ 46,206,000 | $ 342,266 | $ 136,000 |
| Palm Beach, Florida | 91 | $ 25,939,000 | $ 285,043 | $ 176,000 |
| Nassau, New York | 77 | $ 9,123,000 | $ 118,480 | $ 0 |
| Los Angeles, California | 66 | $ 67,565,000 | $ 1,023,712 | $ 0 |
| Suffolk, New York | 54 | $ 10,501,000 | $ 194,462 | $ 0 |
| Queens, New York | 34 | $ 2,733,000 | $ 80,382 | $ 0 |
| Fairfield, Connecticut | 30 | $ 31,094,000 | $ 1,036,466 | $ 0 |
| Sarasota, Florida | 25 | $ 4,599,000 | $ 183,960 | $ 81,000 |
| St. Lucie, Florida | 22 | $ 2,261,000 | $ 102,772 | $ 42,000 |
| New York, New York | 21 | $ 15,224,000 | $ 724,952 | $ 0 |
| Hamilton, Ohio | 18 | $ 4,034,000 | $ 224,111 | $ 0 |
| Orange, California | 16 | $ 16,281,000 | $ 1,017,562 | $ 0 |
| Collier, Florida | 16 | $ 3,726,000 | $ 232,875 | $ 118,000 |
| Indian River, Florida | 16 | $ 2,764,000 | $ 172,750 | $ 65,000 |
| Lee, Florida | 16 | $ 2,881,000 | $ 180,062 | $ 78,000 |
| Cuyahoga, Ohio | 16 | $ 3,804,000 | $ 237,750 | $ 0 |
| Contra Costa, California | 13 | $ 12,357,000 | $ 950,538 | $ 0 |
| Franklin, Ohio | 13 | $ 2,550,000 | $ 196,153 | $ 0 |
| Santa Clara, California | 12 | $ 10,372,000 | $ 864,333 | $ 0 |
| Pinellas, Florida | 12 | $ 2,133,000 | $ 177,750 | $ 137,000 |
| San Diego, California | 11 | $ 7,987,000 | $ 726,090 | $ 0 |
| Martin, Florida | 11 | $ 2,879,000 | $ 261,727 | $ 85,000 |
| Kings, New York | 11 | $ 6,405,000 | $ 582,272 | $ 0 |
| Cook, Illinois | 10 | $ 6,622,000 | $ 662,200 | $ 0 |
| Alameda, California | 9 | $ 8,257,000 | $ 917,444 | $ 0 |
| Summit, Ohio | 9 | $ 1,703,000 | $ 189,222 | $ 0 |
| Orange, Florida | 8 | $ 40,722,000 | $ 5,090,250 | $ 46,000 |
| Monmouth, New Jersey | 8 | $ 6,496,000 | $ 812,000 | $ 0 |
| Westchester, New York | 8 | $ 4,689,000 | $ 586,125 | $ 0 |
| Harris, Texas | 8 | $ 7,758,000 | $ 969,750 | $ 0 |
| San Mateo, California | 7 | $ 7,613,000 | $ 1,087,571 | $ 0 |
| Hillsborough, Florida | 7 | $ 1,333,000 | $ 190,428 | $ 69,000 |
| Delaware, Ohio | 7 | $ 1,331,000 | $ 190,142 | $ 0 |
| Maricopa, Arizona | 6 | $ 3,855,000 | $ 642,500 | $ 0 |
| Ventura, California | 6 | $ 5,523,000 | $ 920,500 | $ 0 |
| Manatee, Florida | 5 | $ 1,111,000 | $ 222,200 | $ 79,000 |
| Monroe, Florida | 5 | $ 1,976,000 | $ 395,200 | $ 158,000 |
| Norfolk, Massachusetts | 5 | $ 3,163,000 | $ 632,600 | $ 0 |
| Clermont, Ohio | 5 | $ 1,180,000 | $ 236,000 | $ 0 |
| Geauga, Ohio | 5 | $ 1,059,000 | $ 211,800 | $ 0 |
| Dallas, Texas | 5 | $ 4,666,000 | $ 933,200 | $ 0 |
| Placer, California | 4 | $ 3,374,000 | $ 843,500 | $ 0 |
| Sacramento, California | 4 | $ 3,119,000 | $ 779,750 | $ 0 |
| San Francisco, California | 4 | $ 4,467,000 | $ 1,116,750 | $ 0 |
| Charlotte, Florida | 4 | $ 867,000 | $ 216,750 | $ 72,000 |
| Fulton, Georgia | 4 | $ 3,135,000 | $ 783,750 | $ 0 |
| Monterey, California | 3 | $ 3,101,000 | $ 1,033,666 | $ 0 |
| San Bernardino, California | 3 | $ 3,347,000 | $ 1,115,666 | $ 0 |
| Montgomery, Maryland | 3 | $ 2,889,000 | $ 963,000 | $ 0 |
| Bergen, New Jersey | 3 | $ 984,000 | $ 328,000 | $ 0 |
| Bronx, New York | 3 | $ 364,000 | $ 121,333 | $ 0 |
| Butler, Ohio | 3 | $ 552,000 | $ 184,000 | $ 0 |
| Lake, Ohio | 3 | $ 822,000 | $ 274,000 | $ 0 |
| Lorain, Ohio | 3 | $ 530,000 | $ 176,666 | $ 0 |
| Medina, Ohio | 3 | $ 506,000 | $ 168,666 | $ 0 |
| Warren, Ohio | 3 | $ 773,000 | $ 257,666 | $ 0 |
| Montgomery, Texas | 3 | $ 2,107,000 | $ 702,333 | $ 0 |
| Marin, California | 2 | $ 1,725,000 | $ 862,500 | $ 0 |
| San Luis Obispo, California | 2 | $ 1,104,000 | $ 552,000 | $ 0 |
| Arapahoe, Colorado | 2 | $ 2,733,000 | $ 1,366,500 | $ 0 |
| Denver, Colorado | 2 | $ 1,575,000 | $ 787,500 | $ 0 |
| Osceola, Florida | 2 | $ 16,800,000 | $ 8,400,000 | $ 0 |
| Pasco, Florida | 2 | $ 361,000 | $ 180,500 | $ 23,000 |
| Seminole, Florida | 2 | $ 208,000 | $ 104,000 | $ 353,000 |
| Lake, Illinois | 2 | $ 1,119,000 | $ 559,500 | $ 0 |
| Burlington, New Jersey | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Cape May, New Jersey | 2 | $ 1,283,000 | $ 641,500 | $ 0 |
| Somerset, New Jersey | 2 | $ 965,000 | $ 482,500 | $ 0 |
| Richmond, New York | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Union, Ohio | 2 | $ 475,000 | $ 237,500 | $ 0 |
| Clackamas, Oregon | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Collin, Texas | 2 | $ 1,293,000 | $ 646,500 | $ 0 |
| Denton, Texas | 2 | $ 813,000 | $ 406,500 | $ 0 |
| Fort Bend, Texas | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Kendall, Texas | 2 | $ 1,541,000 | $ 770,500 | $ 0 |
| Lubbock, Texas | 2 | $ 1,081,000 | $ 540,500 | $ 0 |
| Alexandria, Virginia | 2 | $ 1,251,000 | $ 625,500 | $ 0 |
| Fairfax, Virginia | 2 | $ 1,381,000 | $ 690,500 | $ 0 |
| King, Washington | 2 | $ 858,000 | $ 429,000 | $ 0 |
| Pima, Arizona | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Kern, California | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Napa, California | 1 | $ 1,060,000 | $ 1,060,000 | $ 0 |
| Nevada, California | 1 | $ 904,000 | $ 904,000 | $ 0 |
| Riverside, California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| San Joaquin, California | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Santa Barbara, California | 1 | $ 920,000 | $ 920,000 | $ 0 |
| Santa Cruz, California | 1 | $ 801,000 | $ 801,000 | $ 0 |
| Sonoma, California | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Boulder, Colorado | 1 | $ 976,000 | $ 976,000 | $ 0 |
| Douglas, Colorado | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Eagle, Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Pitkin, Colorado | 1 | $ 1,494,000 | $ 1,494,000 | $ 0 |
| Litchfield, Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Kent, Delaware | 1 | $ 118,000 | $ 118,000 | $ 0 |
| New Castle, Delaware | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Alachua, Florida | 1 | $ 138,000 | $ 138,000 | $ 130,000 |
| DeSoto, Florida | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Highlands, Florida | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Okeechobee, Florida | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Volusia, Florida | 1 | $ 34,000,000 | $ 34,000,000 | $ 0 |
| Chatham, Georgia | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 768,000 | $ 768,000 | $ 0 |
| Will, Illinois | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Marion, Indiana | 1 | $ 657,000 | $ 657,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 715,000 | $ 715,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 818,000 | $ 818,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Oakland, Michigan | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Carver, Minnesota | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Jackson, Missouri | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Washoe, Nevada | 1 | $ 887,000 | $ 887,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union, New Jersey | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Greene, New York | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Rockland, New York | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Sullivan, New York | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Wake, North Carolina | 1 | $ 1,040,000 | $ 1,040,000 | $ 0 |
| Belmont, Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Licking, Ohio | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Madison, Ohio | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Portage, Ohio | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Stark, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Jackson, Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washington, Oregon | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Bexar, Texas | 1 | $ 666,000 | $ 666,000 | $ 0 |
| Tarrant, Texas | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Travis, Texas | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Northumberland, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Suffolk, Virginia | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Clallam, Washington | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Whatcom, Washington | 1 | $ 570,000 | $ 570,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankunited, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 704 | $407,371,000 | $578,000 | $34,000,000 | $73,000 | $3,902,000 |
| Home Purchase | 485 | $183,812,000 | $378,000 | $3,120,000 | $68,000 | $9,999,000 |
| Home Improvement | 8 | $3,429,000 | $428,000 | $992,000 | $132,000 | $458,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 630 | $336,740,000 | $534,000 | $4,000,000 | $87,000 | $9,999,000 |
| Not applicable | 196 | $126,441,000 | $645,000 | $34,000,000 | $0 | $0 |
| Not Provided | 147 | $64,542,000 | $439,000 | $1,853,000 | $86,000 | $1,085,000 |
| Hispanic | 136 | $32,365,000 | $237,000 | $1,950,000 | $114,000 | $1,942,000 |
| Asian | 45 | $26,520,000 | $589,000 | $1,692,000 | $32,000 | $317,000 |
| Black or African American | 38 | $4,794,000 | $126,000 | $1,149,000 | $36,000 | $102,000 |
| American Indian or Alaskan Native | 4 | $3,046,000 | $761,000 | $1,292,000 | $24,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $164,000 | $164,000 | $164,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,081 | $581,647,000 | $538,000 | $34,000,000 | $75,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 116 | $12,965,000 | $111,000 | $312,000 | $41,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 743 | $358,675,000 | $482,000 | $4,000,000 | $4,000 | $65,000 |
| Loan Originated | 235 | $141,011,000 | $600,000 | $15,000,000 | $179,000 | $3,902,000 |
| Application Denied By Financial Institution | 119 | $71,743,000 | $602,000 | $34,000,000 | $224,000 | $9,999,000 |
| Application Approved But Not Accepted | 86 | $19,476,000 | $226,000 | $1,725,000 | $150,000 | $2,163,000 |
| File Closed For Incompleteness | 8 | $1,801,000 | $225,000 | $352,000 | $107,000 | $209,000 |
| Application Withdrawn By Applicant | 6 | $1,906,000 | $317,000 | $1,400,000 | $43,000 | $110,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 49 | $14,049,000 | $286,000 | $1,334,000 | $92,000 | $640,000 |
| Collateral | 37 | $13,781,000 | $372,000 | $3,120,000 | $437,000 | $9,999,000 |
| Credit Application Incomplete | 14 | $5,118,000 | $365,000 | $1,700,000 | $223,000 | $1,530,000 |
| Credit History | 10 | $2,648,000 | $264,000 | $800,000 | $161,000 | $1,000,000 |
| Other | 6 | $35,363,000 | $5,893,000 | $34,000,000 | $112,000 | $214,000 |
| Unverifiable Information | 1 | $560,000 | $560,000 | $560,000 | $380,000 | $380,000 |
| Employment History | 1 | $156,000 | $156,000 | $156,000 | $108,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $68,000 | $68,000 | $68,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About