Bankunited, National Association Mortgage Lending & HMDA Data, 2018
In 2018, Bankunited, National Association of Miami Lakes, FL reported 3,888 mortgage applications totaling $1.4 billion, up 151% from 2017. The average application was for $372,633, and applicants reported an average income of $70,752. 2% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (281), Chicago-Naperville-Arlington Heights, IL (156) and Atlanta-Sandy Springs-Roswell, GA (142) (applications in parentheses).
| Mortgage Company & Address | Bankunited, National Association 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,888 |
| Total Mortgage Loan Application Amount | $1,448,800,000 |
| Average Mortgage Loan Application Amount | $372,633 |
| Highest Mortgage Loan Application Amount | $17,255,000 |
| Average Applicant Income | $70,752 |
| Highest Applicant Income | $3,334,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Bankunited, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Applicable | 2,787 | $582,665,000 | $209,000 | $3,345,000 | $40,000 | $50,000 |
| Home Purchase | 732 | $589,710,000 | $805,000 | $15,035,000 | $188,000 | $3,334,000 |
| Cash-out Refinancing | 199 | $106,655,000 | $535,000 | $4,505,000 | $0 | $0 |
| Refinancing | 156 | $156,930,000 | $1,005,000 | $17,255,000 | $70,000 | $70,000 |
| Other Purpose | 11 | $10,295,000 | $935,000 | $2,005,000 | $0 | $0 |
| Home Improvement | 3 | $2,545,000 | $848,000 | $1,855,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,830 | $1,431,370,000 | $373,000 | $17,255,000 | $0 | $0 |
| Hispanic | 28 | $2,290,000 | $81,000 | $225,000 | $46,000 | $116,000 |
| Black or African American | 18 | $1,340,000 | $74,000 | $205,000 | $41,000 | $66,000 |
| White | 11 | $12,815,000 | $1,165,000 | $6,485,000 | $717,000 | $3,334,000 |
| Not Provided | 1 | $985,000 | $985,000 | $985,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,304 | $313,850,000 | $136,000 | $715,000 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,267 | $1,077,915,000 | $850,000 | $17,255,000 | $164,000 | $3,334,000 |
| VA-guaranteed (Veterans Administration) | 317 | $57,035,000 | $179,000 | $815,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,792 | $1,269,560,000 | $334,000 | $3,345,000 | $0 | $0 |
| Loan Originated | 85 | $168,835,000 | $1,986,000 | $17,255,000 | $175,000 | $3,334,000 |
| Application Denied By Financial Institution | 6 | $4,970,000 | $828,000 | $1,705,000 | $35,000 | $51,000 |
| Application Withdrawn By Applicant | 5 | $5,435,000 | $1,087,000 | $2,355,000 | $26,000 | $27,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,882 | $1,443,830,000 | $371,000 | $17,255,000 | $169,000 | $3,334,000 |
| Other | 3 | $3,045,000 | $1,015,000 | $1,705,000 | $51,000 | $51,000 |
| Collateral | 1 | $1,095,000 | $1,095,000 | $1,095,000 | $0 | $0 |
| Credit History | 1 | $35,000 | $35,000 | $35,000 | $19,000 | $19,000 |
| Debt-To-Income Ratio | 1 | $795,000 | $795,000 | $795,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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