Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bankwest, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,477 |
| Total Mortgage Loan Application Amount | $138,275,000 |
| Average Mortgage Loan Application Amount | $106,400 |
| Highest Mortgage Loan Application Amount | $6,905,000 |
| Average Applicant Income | $79,400 |
| Highest Applicant Income | $997,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 177 | $ 36,085,000 | $ 203,000 | $ 79,000 |
| Davison County South Dakota | 94 | $ 10,710,000 | $ 113,000 | $ 73,000 |
| Minnehaha County South Dakota | 81 | $ 3,785,000 | $ 46,000 | $ 51,000 |
| Pennington County South Dakota | 80 | $ 8,130,000 | $ 101,000 | $ 74,000 |
| Anoka County Minnesota | 57 | $ 2,705,000 | $ 47,000 | $ 55,000 |
| Ramsey County Minnesota | 39 | $ 1,675,000 | $ 42,000 | $ 60,000 |
| Washington County Minnesota | 35 | $ 1,475,000 | $ 42,000 | $ 61,000 |
| Lincoln County South Dakota | 30 | $ 2,140,000 | $ 71,000 | $ 61,000 |
| Lawrence County South Dakota | 29 | $ 2,645,000 | $ 91,000 | $ 58,000 |
| Dakota County Minnesota | 25 | $ 1,015,000 | $ 40,000 | $ 72,000 |
| Stanley County South Dakota | 24 | $ 4,310,000 | $ 179,000 | $ 83,000 |
| Wright County Minnesota | 23 | $ 855,000 | $ 37,000 | $ 63,000 |
| Gregory County South Dakota | 17 | $ 1,605,000 | $ 94,000 | $ 108,000 |
| Chisago County Minnesota | 16 | $ 580,000 | $ 36,000 | $ 53,000 |
| Meade County South Dakota | 16 | $ 1,310,000 | $ 81,000 | $ 56,000 |
| Hanson County South Dakota | 15 | $ 1,745,000 | $ 116,000 | $ 65,000 |
| Walworth County South Dakota | 15 | $ 1,645,000 | $ 109,000 | $ 115,000 |
| Isanti County Minnesota | 14 | $ 1,120,000 | $ 80,000 | $ 56,000 |
| Custer County South Dakota | 14 | $ 2,250,000 | $ 160,000 | $ 102,000 |
| Douglas County South Dakota | 13 | $ 1,365,000 | $ 105,000 | $ 72,000 |
| Tripp County South Dakota | 13 | $ 1,225,000 | $ 94,000 | $ 59,000 |
| Williams County North Dakota | 12 | $ 1,480,000 | $ 123,000 | $ 102,000 |
| Stark County North Dakota | 11 | $ 595,000 | $ 54,000 | $ 62,000 |
| Hutchinson County South Dakota | 10 | $ 1,020,000 | $ 102,000 | $ 55,000 |
| Scott County Minnesota | 9 | $ 545,000 | $ 60,000 | $ 67,000 |
| Charles Mix County South Dakota | 9 | $ 1,275,000 | $ 141,000 | $ 75,000 |
| Sully County South Dakota | 9 | $ 1,615,000 | $ 179,000 | $ 90,000 |
| Codington County South Dakota | 8 | $ 420,000 | $ 52,000 | $ 82,000 |
| Lyman County South Dakota | 8 | $ 750,000 | $ 93,000 | $ 167,000 |
| Dallas County Iowa | 7 | $ 215,000 | $ 30,000 | $ 70,000 |
| St. Louis County Minnesota | 7 | $ 275,000 | $ 39,000 | $ 104,000 |
| Yellowstone County Montana | 7 | $ 375,000 | $ 53,000 | $ 66,000 |
| Aurora County South Dakota | 7 | $ 885,000 | $ 126,000 | $ 159,000 |
| Brule County South Dakota | 7 | $ 675,000 | $ 96,000 | $ 115,000 |
| Potter County South Dakota | 7 | $ 1,105,000 | $ 157,000 | $ 82,000 |
| Todd County South Dakota | 7 | $ 415,000 | $ 59,000 | $ 75,000 |
| Jackson County South Dakota | 6 | $ 560,000 | $ 93,000 | $ 59,000 |
| Lake County South Dakota | 6 | $ 460,000 | $ 76,000 | $ 84,000 |
| Union County South Dakota | 6 | $ 450,000 | $ 75,000 | $ 63,000 |
| Goodhue County Minnesota | 5 | $ 115,000 | $ 23,000 | $ 70,000 |
| Brookings County South Dakota | 5 | $ 555,000 | $ 111,000 | $ 63,000 |
| Fall River County South Dakota | 5 | $ 635,000 | $ 127,000 | $ 85,000 |
| McCook County South Dakota | 5 | $ 485,000 | $ 97,000 | $ 61,000 |
| Spink County South Dakota | 5 | $ 315,000 | $ 63,000 | $ 52,000 |
| Dodge County Minnesota | 4 | $ 100,000 | $ 25,000 | $ 34,000 |
| Benson County North Dakota | 4 | $ 350,000 | $ 87,000 | $ 48,000 |
| McKenzie County North Dakota | 4 | $ 550,000 | $ 137,000 | $ 296,000 |
| Mountrail County North Dakota | 4 | $ 550,000 | $ 137,000 | $ 122,000 |
| Beadle County South Dakota | 4 | $ 1,120,000 | $ 280,000 | $ 69,000 |
| Butte County South Dakota | 4 | $ 400,000 | $ 100,000 | $ 51,000 |
| Dewey County South Dakota | 4 | $ 380,000 | $ 95,000 | $ 59,000 |
| Jones County South Dakota | 4 | $ 250,000 | $ 62,000 | $ 60,000 |
| Mellette County South Dakota | 4 | $ 510,000 | $ 127,000 | $ 97,000 |
| Ziebach County South Dakota | 4 | $ 370,000 | $ 92,000 | $ 54,000 |
| Carlton County Minnesota | 3 | $ 135,000 | $ 45,000 | $ 50,000 |
| Crow Wing County Minnesota | 3 | $ 85,000 | $ 28,000 | $ 49,000 |
| Sherburne County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 63,000 |
| Judith Basin County Montana | 3 | $ 155,000 | $ 51,000 | $ 93,000 |
| Burleigh County North Dakota | 3 | $ 445,000 | $ 148,000 | $ 70,000 |
| Dunn County North Dakota | 3 | $ 385,000 | $ 128,000 | $ 112,000 |
| Emmons County North Dakota | 3 | $ 145,000 | $ 48,000 | $ 55,000 |
| Pierce County North Dakota | 3 | $ 205,000 | $ 68,000 | $ 88,000 |
| Ward County North Dakota | 3 | $ 235,000 | $ 78,000 | $ 71,000 |
| Bon Homme County South Dakota | 3 | $ 305,000 | $ 101,000 | $ 42,000 |
| Corson County South Dakota | 3 | $ 215,000 | $ 71,000 | $ 105,000 |
| Haakon County South Dakota | 3 | $ 215,000 | $ 71,000 | $ 109,000 |
| Moody County South Dakota | 3 | $ 275,000 | $ 91,000 | $ 68,000 |
| Turner County South Dakota | 3 | $ 185,000 | $ 61,000 | $ 36,000 |
| Yankton County South Dakota | 3 | $ 245,000 | $ 81,000 | $ 68,000 |
| Big Horn County Wyoming | 3 | $ 195,000 | $ 65,000 | $ 55,000 |
| Platte County Wyoming | 3 | $ 105,000 | $ 35,000 | $ 62,000 |
| Sweetwater County Wyoming | 3 | $ 75,000 | $ 25,000 | $ 75,000 |
| Maricopa County Arizona | 2 | $ 600,000 | $ 300,000 | $ 127,000 |
| Woodbury County Iowa | 2 | $ 60,000 | $ 30,000 | $ 55,000 |
| Beltrami County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Benton County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 38,000 |
| Cass County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Olmsted County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Redwood County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Richland County Montana | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Roosevelt County Montana | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Valley County Montana | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Bottineau County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Burke County North Dakota | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| McLean County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 157,000 |
| Renville County North Dakota | 2 | $ 330,000 | $ 165,000 | $ 118,000 |
| Sioux County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 16,000 |
| Stutsman County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Bennett County South Dakota | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Campbell County South Dakota | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Clark County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Hamlin County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Hyde County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Perkins County South Dakota | 2 | $ 180,000 | $ 90,000 | $ 88,000 |
| Natrona County Wyoming | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Park County Wyoming | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Sublette County Wyoming | 2 | $ 50,000 | $ 25,000 | $ 166,000 |
| Weston County Wyoming | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Harrison County Iowa | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Johnson County Iowa | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Palo Alto County Iowa | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Sioux County Iowa | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Aitkin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Carver County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Clearwater County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Douglas County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Nobles County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Wabasha County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Fallon County Montana | 1 | $ 195,000 | $ 195,000 | $ 2,000 |
| Garfield County Montana | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Lewis and Clark County Montana | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Missoula County Montana | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Park County Montana | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Sheridan County Montana | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Boyd County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Buffalo County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Cheyenne County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Dakota County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Keya Paha County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Lincoln County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Morrill County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 163,000 |
| Polk County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Sheridan County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Barnes County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Cass County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Divide County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Foster County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Golden Valley County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Grand Forks County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Grant County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| McHenry County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Morton County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Rolette County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Slope County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 643,000 |
| Wells County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Brown County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Day County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 307,000 |
| Edmunds County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Grant County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Hand County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Jerauld County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McPherson County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Miner County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Roberts County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Sanborn County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 276,000 |
| Fort Bend County Texas | 1 | $ 315,000 | $ 315,000 | $ 211,000 |
| Polk County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Campbell County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Fremont County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Laramie County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Sheridan County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Washakie County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,268 | $111,470,000 | $87,000 | $1,795,000 | $69,000 | $997,000 |
| Cash-out Refinancing | 80 | $10,800,000 | $135,000 | $405,000 | $94,000 | $715,000 |
| Refinancing | 59 | $13,295,000 | $225,000 | $6,905,000 | $86,000 | $409,000 |
| Home Improvement | 45 | $1,245,000 | $27,000 | $85,000 | $74,000 | $349,000 |
| Other Purpose | 25 | $1,465,000 | $58,000 | $255,000 | $74,000 | $368,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,155 | $108,195,000 | $93,000 | $695,000 | $72,000 | $997,000 |
| Not Provided | 90 | $4,690,000 | $52,000 | $245,000 | $62,000 | $216,000 |
| Hispanic | 83 | $4,175,000 | $50,000 | $255,000 | $56,000 | $330,000 |
| American Indian or Alaskan Native | 64 | $5,430,000 | $84,000 | $315,000 | $86,000 | $861,000 |
| Asian | 42 | $2,430,000 | $57,000 | $265,000 | $65,000 | $107,000 |
| Not applicable | 26 | $12,280,000 | $472,000 | $6,905,000 | $0 | $0 |
| Black or African American | 14 | $830,000 | $59,000 | $135,000 | $63,000 | $221,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $175,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,306 | $112,440,000 | $86,000 | $6,905,000 | $72,000 | $997,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $13,215,000 | $133,000 | $395,000 | $54,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 40 | $5,500,000 | $137,000 | $245,000 | $63,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 32 | $7,120,000 | $222,000 | $475,000 | $79,000 | $165,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 703 | $84,845,000 | $120,000 | $6,905,000 | $81,000 | $997,000 |
| Application Denied By Financial Institution | 550 | $31,750,000 | $57,000 | $695,000 | $54,000 | $350,000 |
| Application Withdrawn By Applicant | 171 | $18,355,000 | $107,000 | $475,000 | $84,000 | $861,000 |
| File Closed For Incompleteness | 48 | $2,850,000 | $59,000 | $185,000 | $78,000 | $425,000 |
| Application Approved But Not Accepted | 5 | $475,000 | $95,000 | $275,000 | $61,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 927 | $106,525,000 | $114,000 | $6,905,000 | $81,000 | $997,000 |
| Credit History | 251 | $12,175,000 | $48,000 | $305,000 | $64,000 | $261,000 |
| Debt-To-Income Ratio | 241 | $15,545,000 | $64,000 | $395,000 | $40,000 | $267,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $1,570,000 | $49,000 | $185,000 | $63,000 | $149,000 |
| Other | 13 | $715,000 | $55,000 | $145,000 | $52,000 | $125,000 |
| Collateral | 8 | $1,260,000 | $157,000 | $695,000 | $90,000 | $350,000 |
| Unverifiable Information | 4 | $400,000 | $100,000 | $245,000 | $46,000 | $48,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $12,000 | $12,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.