Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bankwest, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,128 |
| Total Mortgage Loan Application Amount | $281,820,000 |
| Average Mortgage Loan Application Amount | $128,200 |
| Highest Mortgage Loan Application Amount | $16,455,000 |
| Average Applicant Income | $93,200 |
| Highest Applicant Income | $868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 320 | $ 55,520,000 | $ 173,000 | $ 93,000 |
| Davison County South Dakota | 187 | $ 30,145,000 | $ 161,000 | $ 91,000 |
| Pennington County South Dakota | 150 | $ 41,140,000 | $ 274,000 | $ 95,000 |
| Anoka County Minnesota | 97 | $ 5,535,000 | $ 57,000 | $ 60,000 |
| Minnehaha County South Dakota | 71 | $ 5,375,000 | $ 75,000 | $ 63,000 |
| Dakota County Minnesota | 59 | $ 3,845,000 | $ 65,000 | $ 68,000 |
| Washington County Minnesota | 44 | $ 2,590,000 | $ 58,000 | $ 64,000 |
| Meade County South Dakota | 42 | $ 6,890,000 | $ 164,000 | $ 89,000 |
| Lawrence County South Dakota | 41 | $ 6,645,000 | $ 162,000 | $ 111,000 |
| Stanley County South Dakota | 40 | $ 8,370,000 | $ 209,000 | $ 103,000 |
| Ramsey County Minnesota | 36 | $ 1,830,000 | $ 50,000 | $ 65,000 |
| Tripp County South Dakota | 36 | $ 4,340,000 | $ 120,000 | $ 87,000 |
| Lake County South Dakota | 32 | $ 8,560,000 | $ 267,000 | $ 102,000 |
| Lincoln County South Dakota | 31 | $ 3,885,000 | $ 125,000 | $ 99,000 |
| Hennepin County Minnesota | 30 | $ 3,970,000 | $ 132,000 | $ 77,000 |
| Wright County Minnesota | 28 | $ 2,120,000 | $ 75,000 | $ 83,000 |
| Walworth County South Dakota | 23 | $ 3,245,000 | $ 141,000 | $ 83,000 |
| Beadle County South Dakota | 21 | $ 2,555,000 | $ 121,000 | $ 68,000 |
| Sully County South Dakota | 21 | $ 4,705,000 | $ 224,000 | $ 101,000 |
| Chisago County Minnesota | 18 | $ 1,100,000 | $ 61,000 | $ 56,000 |
| Custer County South Dakota | 18 | $ 2,120,000 | $ 117,000 | $ 89,000 |
| Gregory County South Dakota | 18 | $ 2,490,000 | $ 138,000 | $ 69,000 |
| Hanson County South Dakota | 17 | $ 2,725,000 | $ 160,000 | $ 93,000 |
| Williams County North Dakota | 16 | $ 3,180,000 | $ 198,000 | $ 104,000 |
| Stark County North Dakota | 15 | $ 1,465,000 | $ 97,000 | $ 112,000 |
| Lyman County South Dakota | 15 | $ 1,725,000 | $ 115,000 | $ 65,000 |
| Douglas County South Dakota | 14 | $ 1,970,000 | $ 140,000 | $ 72,000 |
| Brown County South Dakota | 13 | $ 1,515,000 | $ 116,000 | $ 62,000 |
| Yellowstone County Montana | 12 | $ 570,000 | $ 47,000 | $ 63,000 |
| Butte County South Dakota | 12 | $ 1,110,000 | $ 92,000 | $ 48,000 |
| Hutchinson County South Dakota | 11 | $ 1,025,000 | $ 93,000 | $ 74,000 |
| Spink County South Dakota | 11 | $ 725,000 | $ 65,000 | $ 136,000 |
| Isanti County Minnesota | 9 | $ 515,000 | $ 57,000 | $ 53,000 |
| Aurora County South Dakota | 9 | $ 1,465,000 | $ 162,000 | $ 87,000 |
| Brule County South Dakota | 9 | $ 1,125,000 | $ 125,000 | $ 172,000 |
| Yankton County South Dakota | 9 | $ 955,000 | $ 106,000 | $ 83,000 |
| Story County Iowa | 8 | $ 290,000 | $ 36,000 | $ 59,000 |
| McKenzie County North Dakota | 8 | $ 1,610,000 | $ 201,000 | $ 113,000 |
| Charles Mix County South Dakota | 8 | $ 1,070,000 | $ 133,000 | $ 90,000 |
| Fall River County South Dakota | 8 | $ 940,000 | $ 117,000 | $ 86,000 |
| Turner County South Dakota | 8 | $ 910,000 | $ 113,000 | $ 60,000 |
| Scott County Minnesota | 7 | $ 475,000 | $ 67,000 | $ 93,000 |
| McCook County South Dakota | 7 | $ 1,045,000 | $ 149,000 | $ 92,000 |
| Potter County South Dakota | 7 | $ 785,000 | $ 112,000 | $ 107,000 |
| Sweetwater County Wyoming | 7 | $ 665,000 | $ 95,000 | $ 95,000 |
| Goodhue County Minnesota | 6 | $ 250,000 | $ 41,000 | $ 56,000 |
| Edmunds County South Dakota | 6 | $ 1,120,000 | $ 186,000 | $ 133,000 |
| Jackson County South Dakota | 6 | $ 410,000 | $ 68,000 | $ 57,000 |
| Jerauld County South Dakota | 6 | $ 800,000 | $ 133,000 | $ 65,000 |
| Jones County South Dakota | 6 | $ 930,000 | $ 155,000 | $ 63,000 |
| Carver County Minnesota | 5 | $ 585,000 | $ 117,000 | $ 62,000 |
| Crow Wing County Minnesota | 5 | $ 145,000 | $ 29,000 | $ 48,000 |
| Sherburne County Minnesota | 5 | $ 285,000 | $ 57,000 | $ 73,000 |
| Burleigh County North Dakota | 5 | $ 795,000 | $ 159,000 | $ 74,000 |
| Ward County North Dakota | 5 | $ 595,000 | $ 119,000 | $ 102,000 |
| Brookings County South Dakota | 5 | $ 725,000 | $ 145,000 | $ 87,000 |
| Clay County South Dakota | 5 | $ 175,000 | $ 35,000 | $ 55,000 |
| Hamlin County South Dakota | 5 | $ 415,000 | $ 83,000 | $ 48,000 |
| Park County Wyoming | 5 | $ 535,000 | $ 107,000 | $ 74,000 |
| Blue Earth County Minnesota | 4 | $ 220,000 | $ 55,000 | $ 92,000 |
| Nicollet County Minnesota | 4 | $ 210,000 | $ 52,000 | $ 67,000 |
| Stillwater County Montana | 4 | $ 390,000 | $ 97,000 | $ 91,000 |
| Sioux County North Dakota | 4 | $ 350,000 | $ 87,000 | $ 93,000 |
| Bennett County South Dakota | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| Campbell County Wyoming | 4 | $ 460,000 | $ 115,000 | $ 63,000 |
| Warren County Iowa | 3 | $ 75,000 | $ 25,000 | $ 56,000 |
| Jackson County Minnesota | 3 | $ 115,000 | $ 38,000 | $ 44,000 |
| St. Louis County Minnesota | 3 | $ 125,000 | $ 41,000 | $ 31,000 |
| Gallatin County Montana | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Missoula County Montana | 3 | $ 245,000 | $ 81,000 | $ 69,000 |
| Roosevelt County Montana | 3 | $ 325,000 | $ 108,000 | $ 128,000 |
| Lincoln County Nebraska | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Cass County North Dakota | 3 | $ 95,000 | $ 31,000 | $ 72,000 |
| Morton County North Dakota | 3 | $ 125,000 | $ 41,000 | $ 61,000 |
| Bon Homme County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 57,000 |
| Codington County South Dakota | 3 | $ 205,000 | $ 68,000 | $ 118,000 |
| Haakon County South Dakota | 3 | $ 235,000 | $ 78,000 | $ 91,000 |
| Hand County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 106,000 |
| Hyde County South Dakota | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Marshall County South Dakota | 3 | $ 305,000 | $ 101,000 | $ 52,000 |
| Mellette County South Dakota | 3 | $ 335,000 | $ 111,000 | $ 87,000 |
| Miner County South Dakota | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Roberts County South Dakota | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Sanborn County South Dakota | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Maricopa County Arizona | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Pima County Arizona | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Dallas County Iowa | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Johnson County Iowa | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Woodbury County Iowa | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Olmsted County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Wabasha County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Carbon County Montana | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Carter County Montana | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Sheridan County Montana | 2 | $ 260,000 | $ 130,000 | $ 82,000 |
| Box Butte County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Buffalo County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 11,000 |
| Dawson County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Lancaster County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Clark County Nevada | 2 | $ 390,000 | $ 195,000 | $ 274,000 |
| McLean County North Dakota | 2 | $ 180,000 | $ 90,000 | $ 141,000 |
| Mountrail County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 134,000 |
| Rolette County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Sargent County North Dakota | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Sheridan County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 22,000 |
| Campbell County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 137,000 |
| Corson County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Day County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Harding County South Dakota | 2 | $ 140,000 | $ 70,000 | $ 198,000 |
| McPherson County South Dakota | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Todd County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Union County South Dakota | 2 | $ 60,000 | $ 30,000 | $ 49,000 |
| Ziebach County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 123,000 |
| Big Horn County Wyoming | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Crook County Wyoming | 2 | $ 140,000 | $ 70,000 | $ 115,000 |
| Weston County Wyoming | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 260,000 |
| Douglas County Colorado | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Gunnison County Colorado | 1 | $ 415,000 | $ 415,000 | $ 122,000 |
| Monroe County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Marion County Iowa | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Aitkin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Beltrami County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Carlton County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Kanabec County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Meeker County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Morrison County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Otter Tail County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Stearns County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Steele County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Cass County Missouri | 1 | $ 515,000 | $ 515,000 | $ 433,000 |
| Big Horn County Montana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Broadwater County Montana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cascade County Montana | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Custer County Montana | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Fallon County Montana | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Jefferson County Montana | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Madison County Montana | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Musselshell County Montana | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Park County Montana | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Prairie County Montana | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Richland County Montana | 1 | $ 155,000 | $ 155,000 | $ 292,000 |
| Sanders County Montana | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Toole County Montana | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Boone County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Cherry County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Cheyenne County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Douglas County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Knox County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Madison County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Phelps County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Sarpy County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Thurston County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Adams County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Benson County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Dunn County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Golden Valley County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Grand Forks County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Kidder County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| LaMoure County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| McHenry County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Mercer County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Richland County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Stutsman County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Clark County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Dewey County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Kingsbury County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Maury County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 146,000 |
| Burnett County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 231,000 |
| Carbon County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 180,000 |
| Converse County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Fremont County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Goshen County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Sheridan County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,466 | $147,270,000 | $100,000 | $1,055,000 | $73,000 | $868,000 |
| Refinancing | 387 | $89,825,000 | $232,000 | $16,455,000 | $103,000 | $498,000 |
| Cash-out Refinancing | 215 | $41,505,000 | $193,000 | $515,000 | $103,000 | $737,000 |
| Home Improvement | 37 | $1,445,000 | $39,000 | $205,000 | $88,000 | $240,000 |
| Other Purpose | 23 | $1,775,000 | $77,000 | $325,000 | $99,000 | $206,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,710 | $225,420,000 | $131,000 | $1,605,000 | $84,000 | $868,000 |
| Hispanic | 114 | $7,610,000 | $66,000 | $305,000 | $58,000 | $180,000 |
| Not Provided | 103 | $10,275,000 | $99,000 | $685,000 | $88,000 | $498,000 |
| American Indian or Alaskan Native | 72 | $6,850,000 | $95,000 | $425,000 | $77,000 | $768,000 |
| Asian | 56 | $3,590,000 | $64,000 | $275,000 | $64,000 | $149,000 |
| Not applicable | 37 | $25,385,000 | $686,000 | $16,455,000 | $0 | $0 |
| Black or African American | 30 | $2,140,000 | $71,000 | $205,000 | $73,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,908 | $244,970,000 | $128,000 | $16,455,000 | $84,000 | $868,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 130 | $19,700,000 | $151,000 | $275,000 | $55,000 | $122,000 |
| FHA-insured (Federal Housing Administration) | 50 | $8,290,000 | $165,000 | $305,000 | $68,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 40 | $8,860,000 | $221,000 | $425,000 | $86,000 | $197,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,207 | $206,155,000 | $170,000 | $16,455,000 | $94,000 | $868,000 |
| Application Denied By Financial Institution | 665 | $44,495,000 | $66,000 | $475,000 | $60,000 | $768,000 |
| Application Withdrawn By Applicant | 232 | $28,480,000 | $122,000 | $1,605,000 | $83,000 | $336,000 |
| File Closed For Incompleteness | 23 | $2,655,000 | $115,000 | $395,000 | $75,000 | $178,000 |
| Application Approved But Not Accepted | 1 | $35,000 | $35,000 | $35,000 | $72,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,463 | $237,325,000 | $162,000 | $16,455,000 | $92,000 | $868,000 |
| Debt-To-Income Ratio | 310 | $22,060,000 | $71,000 | $475,000 | $45,000 | $180,000 |
| Credit History | 295 | $17,175,000 | $58,000 | $415,000 | $67,000 | $768,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $2,235,000 | $72,000 | $185,000 | $94,000 | $285,000 |
| Collateral | 14 | $1,750,000 | $125,000 | $325,000 | $141,000 | $407,000 |
| Unverifiable Information | 9 | $465,000 | $51,000 | $95,000 | $36,000 | $87,000 |
| Other | 4 | $710,000 | $177,000 | $305,000 | $279,000 | $737,000 |
| Employment History | 2 | $100,000 | $50,000 | $65,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.