Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Banner Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,349 |
| Total Mortgage Loan Application Amount | $3,699,725,000 |
| Average Mortgage Loan Application Amount | $346,833 |
| Highest Mortgage Loan Application Amount | $46,405,000 |
| Average Applicant Income | $123,166 |
| Highest Applicant Income | $3,475,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 725 | $ 372,875,000 | $ 514,000 | $ 198,000 |
| Spokane County Washington | 606 | $ 124,760,000 | $ 205,000 | $ 102,000 |
| San Diego County California | 437 | $ 206,615,000 | $ 472,000 | $ 186,000 |
| Pierce County Washington | 375 | $ 158,955,000 | $ 423,000 | $ 157,000 |
| Yakima County Washington | 340 | $ 57,750,000 | $ 169,000 | $ 104,000 |
| Walla Walla County Washington | 330 | $ 65,120,000 | $ 197,000 | $ 111,000 |
| Whatcom County Washington | 326 | $ 86,820,000 | $ 266,000 | $ 121,000 |
| Lane County Oregon | 309 | $ 52,995,000 | $ 171,000 | $ 89,000 |
| Snohomish County Washington | 296 | $ 113,940,000 | $ 384,000 | $ 166,000 |
| Clark County Washington | 294 | $ 72,310,000 | $ 245,000 | $ 149,000 |
| Los Angeles County California | 293 | $ 433,895,000 | $ 1,480,000 | $ 189,000 |
| Skagit County Washington | 293 | $ 54,325,000 | $ 185,000 | $ 97,000 |
| Jackson County Oregon | 258 | $ 60,140,000 | $ 233,000 | $ 124,000 |
| Coos County Oregon | 232 | $ 36,690,000 | $ 158,000 | $ 91,000 |
| Benton County Washington | 231 | $ 48,775,000 | $ 211,000 | $ 127,000 |
| Chelan County Washington | 227 | $ 65,185,000 | $ 287,000 | $ 143,000 |
| Umatilla County Oregon | 213 | $ 29,455,000 | $ 138,000 | $ 90,000 |
| Washington County Oregon | 166 | $ 43,760,000 | $ 263,000 | $ 144,000 |
| Multnomah County Oregon | 163 | $ 68,935,000 | $ 422,000 | $ 144,000 |
| Ada County Idaho | 157 | $ 32,105,000 | $ 204,000 | $ 129,000 |
| Douglas County Washington | 152 | $ 41,260,000 | $ 271,000 | $ 133,000 |
| Riverside County California | 138 | $ 71,930,000 | $ 521,000 | $ 187,000 |
| Clackamas County Oregon | 138 | $ 38,770,000 | $ 280,000 | $ 165,000 |
| Franklin County Washington | 131 | $ 23,325,000 | $ 178,000 | $ 89,000 |
| Douglas County Oregon | 124 | $ 15,440,000 | $ 124,000 | $ 90,000 |
| Grant County Washington | 121 | $ 22,595,000 | $ 186,000 | $ 105,000 |
| Island County Washington | 109 | $ 26,535,000 | $ 243,000 | $ 111,000 |
| Sacramento County California | 107 | $ 95,745,000 | $ 894,000 | $ 161,000 |
| Stevens County Washington | 107 | $ 16,715,000 | $ 156,000 | $ 97,000 |
| San Bernardino County California | 93 | $ 34,355,000 | $ 369,000 | $ 146,000 |
| Kootenai County Idaho | 87 | $ 20,925,000 | $ 240,000 | $ 111,000 |
| Tehama County California | 79 | $ 8,995,000 | $ 113,000 | $ 123,000 |
| Canyon County Idaho | 75 | $ 14,425,000 | $ 192,000 | $ 70,000 |
| Siskiyou County California | 65 | $ 9,235,000 | $ 142,000 | $ 86,000 |
| Union County Oregon | 63 | $ 10,295,000 | $ 163,000 | $ 96,000 |
| Josephine County Oregon | 53 | $ 11,335,000 | $ 213,000 | $ 99,000 |
| Cowlitz County Washington | 51 | $ 17,085,000 | $ 335,000 | $ 141,000 |
| Bonner County Idaho | 50 | $ 12,750,000 | $ 255,000 | $ 127,000 |
| Orange County California | 47 | $ 42,795,000 | $ 910,000 | $ 242,000 |
| Benewah County Idaho | 40 | $ 4,990,000 | $ 124,000 | $ 72,000 |
| Kitsap County Washington | 38 | $ 12,680,000 | $ 333,000 | $ 210,000 |
| Baker County Oregon | 36 | $ 5,240,000 | $ 145,000 | $ 89,000 |
| Whitman County Washington | 35 | $ 4,295,000 | $ 122,000 | $ 69,000 |
| Marion County Oregon | 34 | $ 11,290,000 | $ 332,000 | $ 97,000 |
| El Dorado County California | 33 | $ 17,165,000 | $ 520,000 | $ 229,000 |
| Nevada County California | 33 | $ 5,635,000 | $ 170,000 | $ 128,000 |
| Nez Perce County Idaho | 33 | $ 4,435,000 | $ 134,000 | $ 142,000 |
| Placer County California | 32 | $ 18,780,000 | $ 586,000 | $ 198,000 |
| Yolo County California | 32 | $ 20,150,000 | $ 629,000 | $ 126,000 |
| Morrow County Oregon | 32 | $ 3,820,000 | $ 119,000 | $ 59,000 |
| Asotin County Washington | 32 | $ 4,690,000 | $ 146,000 | $ 149,000 |
| Kittitas County Washington | 30 | $ 11,620,000 | $ 387,000 | $ 197,000 |
| San Juan County Washington | 30 | $ 8,110,000 | $ 270,000 | $ 98,000 |
| Thurston County Washington | 30 | $ 17,910,000 | $ 597,000 | $ 301,000 |
| Salt Lake County Utah | 29 | $ 82,775,000 | $ 2,854,000 | $ 0 |
| Fresno County California | 28 | $ 81,830,000 | $ 2,922,000 | $ 100,000 |
| Yamhill County Oregon | 28 | $ 21,330,000 | $ 761,000 | $ 138,000 |
| Maricopa County Arizona | 26 | $ 66,580,000 | $ 2,560,000 | $ 0 |
| Latah County Idaho | 26 | $ 4,590,000 | $ 176,000 | $ 102,000 |
| Columbia County Washington | 24 | $ 2,670,000 | $ 111,000 | $ 79,000 |
| Butte County California | 23 | $ 4,445,000 | $ 193,000 | $ 129,000 |
| Shasta County California | 23 | $ 10,025,000 | $ 435,000 | $ 110,000 |
| Deschutes County Oregon | 23 | $ 19,495,000 | $ 847,000 | $ 334,000 |
| Linn County Oregon | 20 | $ 8,160,000 | $ 408,000 | $ 87,000 |
| Lewis County Washington | 19 | $ 4,585,000 | $ 241,000 | $ 101,000 |
| Okanogan County Washington | 19 | $ 4,505,000 | $ 237,000 | $ 115,000 |
| Contra Costa County California | 18 | $ 29,100,000 | $ 1,616,000 | $ 575,000 |
| Lincoln County Washington | 18 | $ 3,720,000 | $ 206,000 | $ 121,000 |
| Denver County Colorado | 16 | $ 52,170,000 | $ 3,260,000 | $ 0 |
| Alameda County California | 15 | $ 26,985,000 | $ 1,799,000 | $ 261,000 |
| San Joaquin County California | 15 | $ 10,845,000 | $ 723,000 | $ 113,000 |
| Pend Oreille County Washington | 15 | $ 3,355,000 | $ 223,000 | $ 122,000 |
| Marin County California | 14 | $ 51,120,000 | $ 3,651,000 | $ 211,000 |
| Klickitat County Washington | 14 | $ 4,740,000 | $ 338,000 | $ 118,000 |
| Columbia County Oregon | 13 | $ 5,755,000 | $ 442,000 | $ 136,000 |
| Lincoln County Oregon | 13 | $ 3,945,000 | $ 303,000 | $ 149,000 |
| Grays Harbor County Washington | 13 | $ 2,805,000 | $ 215,000 | $ 78,000 |
| Twin Falls County Idaho | 12 | $ 2,660,000 | $ 221,000 | $ 126,000 |
| Utah County Utah | 12 | $ 26,860,000 | $ 2,238,000 | $ 0 |
| Mason County Washington | 12 | $ 3,640,000 | $ 303,000 | $ 282,000 |
| Jefferson County Colorado | 11 | $ 24,315,000 | $ 2,210,000 | $ 0 |
| Ferry County Washington | 11 | $ 1,425,000 | $ 129,000 | $ 88,000 |
| Solano County California | 10 | $ 33,370,000 | $ 3,337,000 | $ 271,000 |
| Curry County Oregon | 10 | $ 2,150,000 | $ 215,000 | $ 104,000 |
| Klamath County Oregon | 10 | $ 1,540,000 | $ 154,000 | $ 75,000 |
| Skamania County Washington | 10 | $ 3,790,000 | $ 379,000 | $ 107,000 |
| Arapahoe County Colorado | 9 | $ 23,615,000 | $ 2,623,000 | $ 0 |
| Clearwater County Idaho | 9 | $ 1,215,000 | $ 135,000 | $ 201,000 |
| Jefferson County Washington | 9 | $ 3,685,000 | $ 409,000 | $ 134,000 |
| Sutter County California | 8 | $ 15,260,000 | $ 1,907,000 | $ 108,000 |
| Valley County Idaho | 8 | $ 2,090,000 | $ 261,000 | $ 183,000 |
| Polk County Oregon | 8 | $ 1,900,000 | $ 237,000 | $ 226,000 |
| Pima County Arizona | 7 | $ 12,695,000 | $ 1,813,000 | $ 0 |
| Tillamook County Oregon | 7 | $ 1,645,000 | $ 235,000 | $ 175,000 |
| Adams County Washington | 7 | $ 1,775,000 | $ 253,000 | $ 123,000 |
| Pacific County Washington | 7 | $ 2,205,000 | $ 315,000 | $ 184,000 |
| Kern County California | 6 | $ 11,890,000 | $ 1,981,000 | $ 184,000 |
| Adams County Colorado | 6 | $ 20,070,000 | $ 3,345,000 | $ 0 |
| Boise County Idaho | 6 | $ 1,450,000 | $ 241,000 | $ 141,000 |
| Weber County Utah | 6 | $ 16,250,000 | $ 2,708,000 | $ 0 |
| Clallam County Washington | 6 | $ 1,580,000 | $ 263,000 | $ 174,000 |
| Madera County California | 5 | $ 1,385,000 | $ 277,000 | $ 82,000 |
| San Francisco County California | 5 | $ 6,285,000 | $ 1,257,000 | $ 399,000 |
| San Luis Obispo County California | 5 | $ 1,365,000 | $ 273,000 | $ 253,000 |
| Stanislaus County California | 5 | $ 6,725,000 | $ 1,345,000 | $ 234,000 |
| Yuba County California | 5 | $ 865,000 | $ 173,000 | $ 140,000 |
| Clatsop County Oregon | 5 | $ 1,085,000 | $ 217,000 | $ 82,000 |
| Glenn County California | 4 | $ 1,240,000 | $ 310,000 | $ 106,000 |
| Monterey County California | 4 | $ 3,310,000 | $ 827,000 | $ 298,000 |
| San Mateo County California | 4 | $ 6,110,000 | $ 1,527,000 | $ 110,000 |
| El Paso County Colorado | 4 | $ 16,820,000 | $ 4,205,000 | $ 0 |
| Gem County Idaho | 4 | $ 650,000 | $ 162,000 | $ 52,000 |
| Shoshone County Idaho | 4 | $ 580,000 | $ 145,000 | $ 115,000 |
| Santa Clara County California | 3 | $ 10,865,000 | $ 3,621,000 | $ 158,000 |
| Ventura County California | 3 | $ 785,000 | $ 261,000 | $ 140,000 |
| Adams County Idaho | 3 | $ 265,000 | $ 88,000 | $ 108,000 |
| Boundary County Idaho | 3 | $ 575,000 | $ 191,000 | $ 42,000 |
| Elmore County Idaho | 3 | $ 675,000 | $ 225,000 | $ 54,000 |
| Idaho County Idaho | 3 | $ 255,000 | $ 85,000 | $ 145,000 |
| Washoe County Nevada | 3 | $ 6,115,000 | $ 2,038,000 | $ 0 |
| Benton County Oregon | 3 | $ 1,025,000 | $ 341,000 | $ 155,000 |
| Hood River County Oregon | 3 | $ 1,655,000 | $ 551,000 | $ 136,000 |
| Lake County Oregon | 3 | $ 615,000 | $ 205,000 | $ 216,000 |
| Wallowa County Oregon | 3 | $ 515,000 | $ 171,000 | $ 141,000 |
| Lake County California | 2 | $ 800,000 | $ 400,000 | $ 92,000 |
| Plumas County California | 2 | $ 860,000 | $ 430,000 | $ 338,000 |
| Santa Barbara County California | 2 | $ 1,880,000 | $ 940,000 | $ 23,000 |
| Sonoma County California | 2 | $ 3,770,000 | $ 1,885,000 | $ 142,000 |
| Jerome County Idaho | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Minidoka County Idaho | 2 | $ 1,460,000 | $ 730,000 | $ 273,000 |
| Washington County Idaho | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Yuma County Arizona | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Amador County California | 1 | $ 485,000 | $ 485,000 | $ 81,000 |
| Calaveras County California | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Colusa County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Del Norte County California | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Humboldt County California | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Imperial County California | 1 | $ 13,245,000 | $ 13,245,000 | $ 0 |
| Modoc County California | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Napa County California | 1 | $ 2,115,000 | $ 2,115,000 | $ 0 |
| Sierra County California | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Boulder County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Larimer County Colorado | 1 | $ 2,335,000 | $ 2,335,000 | $ 0 |
| Bannock County Idaho | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Blaine County Idaho | 1 | $ 505,000 | $ 505,000 | $ 1,714,000 |
| Cassia County Idaho | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lewis County Idaho | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Owyhee County Idaho | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Payette County Idaho | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Crook County Oregon | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Gilliam County Oregon | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Malheur County Oregon | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Wasco County Oregon | 1 | $ 605,000 | $ 605,000 | $ 545,000 |
| Davis County Utah | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Garfield County Washington | 1 | $ 455,000 | $ 455,000 | $ 82,000 |
| Wahkiakum County Washington | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Banner Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,621 | $1,893,685,000 | $522,000 | $46,405,000 | $135,000 | $1,600,000 |
| Home Improvement | 2,169 | $225,345,000 | $103,000 | $8,505,000 | $142,000 | $3,340,000 |
| Cash-out Refinancing | 1,416 | $397,480,000 | $280,000 | $2,665,000 | $123,000 | $3,475,000 |
| Refinancing | 1,014 | $1,085,140,000 | $1,070,000 | $22,005,000 | $169,000 | $2,507,000 |
| Other Purpose | 970 | $97,030,000 | $100,000 | $1,055,000 | $134,000 | $1,714,000 |
| Not Applicable | 159 | $1,045,000 | $6,000 | $175,000 | $36,000 | $88,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,808 | $1,325,630,000 | $228,000 | $2,575,000 | $136,000 | $3,475,000 |
| Not Provided | 1,550 | $572,830,000 | $369,000 | $15,505,000 | $168,000 | $2,239,000 |
| Hispanic | 775 | $147,005,000 | $189,000 | $1,325,000 | $101,000 | $2,507,000 |
| Not applicable | 751 | $1,524,115,000 | $2,029,000 | $46,405,000 | $39,000 | $88,000 |
| Asian | 205 | $77,965,000 | $380,000 | $3,505,000 | $161,000 | $987,000 |
| Black or African American | 89 | $21,475,000 | $241,000 | $2,185,000 | $121,000 | $487,000 |
| American Indian or Alaskan Native | 59 | $11,785,000 | $199,000 | $1,245,000 | $121,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,450,000 | $145,000 | $365,000 | $133,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,701 | $3,521,365,000 | $404,000 | $46,405,000 | $139,000 | $3,475,000 |
| FHA-insured (Federal Housing Administration) | 356 | $89,350,000 | $250,000 | $615,000 | $74,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 255 | $81,015,000 | $317,000 | $785,000 | $99,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $7,995,000 | $216,000 | $465,000 | $58,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,559 | $1,895,155,000 | $340,000 | $46,405,000 | $146,000 | $3,340,000 |
| Application Denied By Financial Institution | 2,240 | $1,398,620,000 | $624,000 | $22,005,000 | $114,000 | $1,600,000 |
| Application Withdrawn By Applicant | 1,016 | $304,870,000 | $300,000 | $2,005,000 | $139,000 | $3,475,000 |
| Loan Purchased By The Institution | 298 | $2,390,000 | $8,000 | $175,000 | $39,000 | $88,000 |
| Application Approved But Not Accepted | 135 | $65,375,000 | $484,000 | $9,005,000 | $155,000 | $1,728,000 |
| File Closed For Incompleteness | 101 | $33,315,000 | $329,000 | $1,505,000 | $163,000 | $1,419,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,109 | $2,301,105,000 | $323,000 | $46,405,000 | $141,000 | $3,475,000 |
| Collateral | 822 | $1,166,530,000 | $1,419,000 | $22,005,000 | $154,000 | $1,600,000 |
| Debt-To-Income Ratio | 666 | $125,570,000 | $188,000 | $2,665,000 | $88,000 | $928,000 |
| Credit History | 635 | $79,285,000 | $124,000 | $2,285,000 | $106,000 | $1,073,000 |
| Other | 69 | $19,335,000 | $280,000 | $4,155,000 | $145,000 | $1,139,000 |
| Unverifiable Information | 26 | $3,840,000 | $147,000 | $485,000 | $195,000 | $1,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,360,000 | $236,000 | $455,000 | $61,000 | $90,000 |
| Employment History | 8 | $910,000 | $113,000 | $355,000 | $118,000 | $305,000 |
| Credit Application Incomplete | 4 | $790,000 | $197,000 | $355,000 | $244,000 | $389,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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