Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bay Equity Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 9,238 |
| Total Mortgage Loan Application Amount | $2,978,581,000 |
| Average Mortgage Loan Application Amount | $315,333 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $124,666 |
| Highest Applicant Income | $7,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,337 | $ 511,187,000 | $ 382,000 | $ 137,000 |
| Orange County California | 742 | $ 313,265,000 | $ 422,000 | $ 151,000 |
| San Diego County California | 579 | $ 206,671,000 | $ 356,000 | $ 149,000 |
| King County Washington | 530 | $ 158,117,000 | $ 298,000 | $ 110,000 |
| Snohomish County Washington | 447 | $ 111,735,000 | $ 249,000 | $ 86,000 |
| Pierce County Washington | 425 | $ 90,823,000 | $ 213,000 | $ 80,000 |
| Santa Clara County California | 412 | $ 175,472,000 | $ 425,000 | $ 141,000 |
| Alameda County California | 359 | $ 126,031,000 | $ 351,000 | $ 122,000 |
| Riverside County California | 358 | $ 90,873,000 | $ 253,000 | $ 107,000 |
| Contra Costa County California | 355 | $ 125,327,000 | $ 353,000 | $ 125,000 |
| Sonoma County California | 303 | $ 96,410,000 | $ 318,000 | $ 105,000 |
| San Mateo County California | 294 | $ 129,724,000 | $ 441,000 | $ 153,000 |
| San Francisco County California | 293 | $ 131,548,000 | $ 448,000 | $ 168,000 |
| San Bernardino County California | 216 | $ 56,417,000 | $ 261,000 | $ 123,000 |
| San Joaquin County California | 186 | $ 38,751,000 | $ 208,000 | $ 84,000 |
| Sacramento County California | 171 | $ 36,856,000 | $ 215,000 | $ 84,000 |
| Skagit County Washington | 121 | $ 25,021,000 | $ 206,000 | $ 68,000 |
| Ventura County California | 112 | $ 43,348,000 | $ 387,000 | $ 148,000 |
| Marin County California | 110 | $ 55,109,000 | $ 500,000 | $ 164,000 |
| Thurston County Washington | 104 | $ 21,719,000 | $ 208,000 | $ 82,000 |
| Maricopa County Arizona | 78 | $ 16,848,000 | $ 216,000 | $ 101,000 |
| Multnomah County Oregon | 77 | $ 18,819,000 | $ 244,000 | $ 105,000 |
| Clark County Washington | 77 | $ 15,848,000 | $ 205,000 | $ 77,000 |
| Honolulu County Hawaii | 69 | $ 26,630,000 | $ 385,000 | $ 104,000 |
| Solano County California | 66 | $ 16,763,000 | $ 253,000 | $ 107,000 |
| Clackamas County Oregon | 60 | $ 15,090,000 | $ 251,000 | $ 109,000 |
| Washington County Oregon | 60 | $ 15,324,000 | $ 255,000 | $ 82,000 |
| Kitsap County Washington | 60 | $ 13,827,000 | $ 230,000 | $ 74,000 |
| Stanislaus County California | 54 | $ 10,587,000 | $ 196,000 | $ 76,000 |
| Placer County California | 50 | $ 18,245,000 | $ 364,000 | $ 267,000 |
| Chelan County Washington | 46 | $ 10,273,000 | $ 223,000 | $ 73,000 |
| Spokane County Washington | 41 | $ 6,932,000 | $ 169,000 | $ 86,000 |
| Kern County California | 40 | $ 7,101,000 | $ 177,000 | $ 74,000 |
| Cowlitz County Washington | 36 | $ 6,462,000 | $ 179,000 | $ 72,000 |
| Clallam County Washington | 34 | $ 6,209,000 | $ 182,000 | $ 71,000 |
| Santa Barbara County California | 32 | $ 11,263,000 | $ 351,000 | $ 187,000 |
| Monterey County California | 29 | $ 10,730,000 | $ 370,000 | $ 125,000 |
| Marion County Oregon | 29 | $ 5,321,000 | $ 183,000 | $ 59,000 |
| Clark County Nevada | 28 | $ 6,530,000 | $ 233,000 | $ 129,000 |
| Sutter County California | 27 | $ 4,725,000 | $ 175,000 | $ 80,000 |
| Whatcom County Washington | 27 | $ 5,685,000 | $ 210,000 | $ 66,000 |
| Santa Cruz County California | 26 | $ 10,017,000 | $ 385,000 | $ 144,000 |
| Island County Washington | 24 | $ 5,858,000 | $ 244,000 | $ 90,000 |
| Fresno County California | 23 | $ 5,231,000 | $ 227,000 | $ 112,000 |
| Napa County California | 22 | $ 8,050,000 | $ 365,000 | $ 137,000 |
| San Luis Obispo County California | 22 | $ 8,344,000 | $ 379,000 | $ 124,000 |
| Deschutes County Oregon | 21 | $ 4,298,000 | $ 204,000 | $ 81,000 |
| Yolo County California | 19 | $ 4,387,000 | $ 230,000 | $ 111,000 |
| Douglas County Washington | 19 | $ 4,052,000 | $ 213,000 | $ 78,000 |
| Yakima County Washington | 19 | $ 3,095,000 | $ 162,000 | $ 67,000 |
| Lane County Oregon | 18 | $ 3,384,000 | $ 188,000 | $ 63,000 |
| Benton County Washington | 18 | $ 3,378,000 | $ 187,000 | $ 69,000 |
| Yavapai County Arizona | 16 | $ 4,332,000 | $ 270,000 | $ 98,000 |
| Kittitas County Washington | 16 | $ 3,058,000 | $ 191,000 | $ 84,000 |
| Grant County Washington | 15 | $ 2,927,000 | $ 195,000 | $ 136,000 |
| Yamhill County Oregon | 14 | $ 2,697,000 | $ 192,000 | $ 82,000 |
| El Dorado County California | 13 | $ 4,070,000 | $ 313,000 | $ 125,000 |
| Lake County California | 13 | $ 2,584,000 | $ 198,000 | $ 82,000 |
| Polk County Oregon | 13 | $ 2,519,000 | $ 193,000 | $ 72,000 |
| Jefferson County Washington | 13 | $ 2,845,000 | $ 218,000 | $ 100,000 |
| San Benito County California | 12 | $ 4,880,000 | $ 406,000 | $ 128,000 |
| Tulare County California | 12 | $ 2,226,000 | $ 185,000 | $ 65,000 |
| Nevada County California | 11 | $ 3,329,000 | $ 302,000 | $ 106,000 |
| Klamath County Oregon | 11 | $ 2,134,000 | $ 194,000 | $ 84,000 |
| Mendocino County California | 10 | $ 4,185,000 | $ 418,000 | $ 141,000 |
| Merced County California | 10 | $ 2,779,000 | $ 277,000 | $ 85,000 |
| Columbia County Oregon | 10 | $ 2,018,000 | $ 201,000 | $ 74,000 |
| Linn County Oregon | 10 | $ 1,983,000 | $ 198,000 | $ 86,000 |
| Tillamook County Oregon | 10 | $ 2,064,000 | $ 206,000 | $ 71,000 |
| Salt Lake County Utah | 10 | $ 2,472,000 | $ 247,000 | $ 134,000 |
| Amador County California | 9 | $ 1,597,000 | $ 177,000 | $ 87,000 |
| Coos County Oregon | 9 | $ 1,707,000 | $ 189,000 | $ 75,000 |
| Lewis County Washington | 9 | $ 1,260,000 | $ 140,000 | $ 44,000 |
| Pinal County Arizona | 8 | $ 961,000 | $ 120,000 | $ 74,000 |
| Calaveras County California | 8 | $ 1,859,000 | $ 232,000 | $ 339,000 |
| Denver County Colorado | 8 | $ 2,495,000 | $ 311,000 | $ 89,000 |
| Hawaii County Hawaii | 8 | $ 2,533,000 | $ 316,000 | $ 60,000 |
| Douglas County Oregon | 8 | $ 1,035,000 | $ 129,000 | $ 44,000 |
| Kaufman County Texas | 8 | $ 2,182,000 | $ 272,000 | $ 119,000 |
| Mason County Washington | 8 | $ 1,422,000 | $ 177,000 | $ 63,000 |
| Okanogan County Washington | 8 | $ 1,451,000 | $ 181,000 | $ 72,000 |
| Maui County Hawaii | 7 | $ 3,039,000 | $ 434,000 | $ 125,000 |
| Jackson County Oregon | 7 | $ 1,457,000 | $ 208,000 | $ 104,000 |
| Coconino County Arizona | 6 | $ 1,561,000 | $ 260,000 | $ 107,000 |
| Imperial County California | 6 | $ 898,000 | $ 149,000 | $ 113,000 |
| Shasta County California | 6 | $ 2,047,000 | $ 341,000 | $ 121,000 |
| Josephine County Oregon | 6 | $ 1,326,000 | $ 221,000 | $ 87,000 |
| Collin County Texas | 6 | $ 1,607,000 | $ 267,000 | $ 120,000 |
| Dallas County Texas | 6 | $ 892,000 | $ 148,000 | $ 77,000 |
| Denton County Texas | 6 | $ 934,000 | $ 155,000 | $ 70,000 |
| Tarrant County Texas | 6 | $ 935,000 | $ 155,000 | $ 81,000 |
| Mohave County Arizona | 5 | $ 685,000 | $ 137,000 | $ 85,000 |
| Plumas County California | 5 | $ 1,374,000 | $ 274,000 | $ 159,000 |
| Yuba County California | 5 | $ 941,000 | $ 188,000 | $ 74,000 |
| Douglas County Colorado | 5 | $ 1,805,000 | $ 361,000 | $ 82,000 |
| Utah County Utah | 5 | $ 1,090,000 | $ 218,000 | $ 81,000 |
| Asotin County Washington | 5 | $ 1,221,000 | $ 244,000 | $ 86,000 |
| Franklin County Washington | 5 | $ 995,000 | $ 199,000 | $ 62,000 |
| Yuma County Arizona | 4 | $ 735,000 | $ 183,000 | $ 93,000 |
| Humboldt County California | 4 | $ 1,020,000 | $ 255,000 | $ 86,000 |
| Madera County California | 4 | $ 687,000 | $ 171,000 | $ 101,000 |
| Tuolumne County California | 4 | $ 1,101,000 | $ 275,000 | $ 47,000 |
| Boulder County Colorado | 4 | $ 1,742,000 | $ 435,000 | $ 140,000 |
| Kauai County Hawaii | 4 | $ 1,357,000 | $ 339,000 | $ 101,000 |
| Benton County Oregon | 4 | $ 808,000 | $ 202,000 | $ 65,000 |
| Curry County Oregon | 4 | $ 1,006,000 | $ 251,000 | $ 63,000 |
| Grays Harbor County Washington | 4 | $ 711,000 | $ 177,000 | $ 58,000 |
| Klickitat County Washington | 4 | $ 744,000 | $ 186,000 | $ 63,000 |
| Pima County Arizona | 3 | $ 554,000 | $ 184,000 | $ 58,000 |
| Butte County California | 3 | $ 794,000 | $ 264,000 | $ 66,000 |
| Arapahoe County Colorado | 3 | $ 1,196,000 | $ 398,000 | $ 124,000 |
| Crook County Oregon | 3 | $ 703,000 | $ 234,000 | $ 92,000 |
| Umatilla County Oregon | 3 | $ 413,000 | $ 137,000 | $ 46,000 |
| Pacific County Washington | 3 | $ 607,000 | $ 202,000 | $ 50,000 |
| San Juan County Washington | 3 | $ 761,000 | $ 253,000 | $ 56,000 |
| Stevens County Washington | 3 | $ 502,000 | $ 167,000 | $ 51,000 |
| Walla Walla County Washington | 3 | $ 390,000 | $ 130,000 | $ 49,000 |
| Inyo County California | 2 | $ 779,000 | $ 389,000 | $ 41,000 |
| Mono County California | 2 | $ 503,000 | $ 251,000 | $ 134,000 |
| Siskiyou County California | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Tehama County California | 2 | $ 403,000 | $ 201,000 | $ 60,000 |
| Larimer County Colorado | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Kootenai County Idaho | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Clatsop County Oregon | 2 | $ 450,000 | $ 225,000 | $ 85,000 |
| Jefferson County Oregon | 2 | $ 327,000 | $ 163,000 | $ 69,000 |
| Lincoln County Oregon | 2 | $ 305,000 | $ 152,000 | $ 92,000 |
| Wasco County Oregon | 2 | $ 272,000 | $ 136,000 | $ 55,000 |
| Davis County Utah | 2 | $ 434,000 | $ 217,000 | $ 74,000 |
| Summit County Utah | 2 | $ 834,000 | $ 417,000 | $ 94,000 |
| Weber County Utah | 2 | $ 1,556,000 | $ 778,000 | $ 140,000 |
| Glenn County California | 1 | $ 136,000 | $ 136,000 | $ 107,000 |
| Kings County California | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Mariposa County California | 1 | $ 323,000 | $ 323,000 | $ 80,000 |
| Adams County Colorado | 1 | $ 343,000 | $ 343,000 | $ 198,000 |
| Broomfield County Colorado | 1 | $ 399,000 | $ 399,000 | $ 154,000 |
| La Plata County Colorado | 1 | $ 865,000 | $ 865,000 | $ 185,000 |
| Montrose County Colorado | 1 | $ 301,000 | $ 301,000 | $ 71,000 |
| Pueblo County Colorado | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Weld County Colorado | 1 | $ 239,000 | $ 239,000 | $ 87,000 |
| Ada County Idaho | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Canyon County Idaho | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Latah County Idaho | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Nye County Nevada | 1 | $ 100,000 | $ 100,000 | $ 239,000 |
| Washoe County Nevada | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Baker County Oregon | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Grant County Oregon | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Hood River County Oregon | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Malheur County Oregon | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Union County Oregon | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Wallowa County Oregon | 1 | $ 127,000 | $ 127,000 | $ 22,000 |
| Brazoria County Texas | 1 | $ 231,000 | $ 231,000 | $ 117,000 |
| Cherokee County Texas | 1 | $ 184,000 | $ 184,000 | $ 90,000 |
| Comal County Texas | 1 | $ 307,000 | $ 307,000 | $ 139,000 |
| Grayson County Texas | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Harris County Texas | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| McLennan County Texas | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| Shelby County Texas | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Smith County Texas | 1 | $ 276,000 | $ 276,000 | $ 240,000 |
| Wise County Texas | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Washington County Utah | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Pend Oreille County Washington | 1 | $ 137,000 | $ 137,000 | $ 108,000 |
| Skamania County Washington | 1 | $ 193,000 | $ 193,000 | $ 41,000 |
| Whitman County Washington | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,867 | $1,948,562,000 | $332,000 | $2,070,000 | $129,000 | $7,440,000 |
| Home Purchase | 3,340 | $1,020,423,000 | $305,000 | $3,250,000 | $104,000 | $1,742,000 |
| Home Improvement | 31 | $9,596,000 | $309,000 | $626,000 | $141,000 | $647,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,355 | $1,708,181,000 | $318,000 | $3,250,000 | $122,000 | $5,064,000 |
| Not Provided | 1,345 | $500,257,000 | $371,000 | $2,070,000 | $149,000 | $7,440,000 |
| Hispanic | 1,108 | $299,849,000 | $270,000 | $1,464,000 | $84,000 | $1,325,000 |
| Asian | 1,044 | $360,646,000 | $345,000 | $1,400,000 | $122,000 | $2,150,000 |
| Black or African American | 210 | $61,743,000 | $294,000 | $895,000 | $99,000 | $1,139,000 |
| Native Hawaiian or Other Pacific Islander | 90 | $25,994,000 | $288,000 | $650,000 | $102,000 | $359,000 |
| Not applicable | 57 | $13,297,000 | $233,000 | $669,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $8,614,000 | $297,000 | $884,000 | $111,000 | $365,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,085 | $2,361,822,000 | $333,000 | $3,250,000 | $133,000 | $7,440,000 |
| FHA-insured (Federal Housing Administration) | 1,479 | $420,936,000 | $284,000 | $956,000 | $76,000 | $1,139,000 |
| VA-guaranteed (Veterans Administration) | 546 | $169,260,000 | $310,000 | $1,089,000 | $82,000 | $633,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $26,563,000 | $207,000 | $626,000 | $55,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,832 | $1,551,662,000 | $321,000 | $1,885,000 | $119,000 | $3,985,000 |
| File Closed For Incompleteness | 2,783 | $881,702,000 | $316,000 | $2,070,000 | $124,000 | $7,440,000 |
| Application Withdrawn By Applicant | 721 | $247,722,000 | $343,000 | $1,500,000 | $128,000 | $2,400,000 |
| Application Approved But Not Accepted | 453 | $154,278,000 | $340,000 | $1,300,000 | $105,000 | $1,318,000 |
| Application Denied By Financial Institution | 392 | $129,920,000 | $331,000 | $3,250,000 | $116,000 | $2,150,000 |
| Loan Purchased By The Institution | 57 | $13,297,000 | $233,000 | $669,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 145 | $50,841,000 | $350,000 | $3,250,000 | $95,000 | $867,000 |
| Collateral | 62 | $18,082,000 | $291,000 | $884,000 | $155,000 | $720,000 |
| Other | 47 | $15,959,000 | $339,000 | $1,380,000 | $164,000 | $2,150,000 |
| Credit History | 44 | $12,801,000 | $290,000 | $721,000 | $79,000 | $291,000 |
| Unverifiable Information | 38 | $11,890,000 | $312,000 | $626,000 | $119,000 | $670,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,647,000 | $235,000 | $456,000 | $72,000 | $96,000 |
| Credit Application Incomplete | 6 | $1,796,000 | $299,000 | $417,000 | $84,000 | $182,000 |
| Employment History | 5 | $2,966,000 | $593,000 | $1,160,000 | $120,000 | $180,000 |
| Mortgage Insurance Denied | 1 | $290,000 | $290,000 | $290,000 | $111,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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