Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bay Equity Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 22,747 |
| Total Mortgage Loan Application Amount | $6,791,155,000 |
| Average Mortgage Loan Application Amount | $314,000 |
| Highest Mortgage Loan Application Amount | $4,875,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $3,815,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,603 | $ 995,135,000 | $ 224,705 | $ 104,470 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,643 | $ 392,855,000 | $ 251,000 | $ 98,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,597 | $ 429,105,000 | $ 268,000 | $ 102,000 |
| GRAND JUNCTION, CO | 1,363 | $ 335,265,000 | $ 245,000 | $ 90,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,106 | $ 297,810,000 | $ 269,000 | $ 117,000 |
| TACOMA-LAKEWOOD, WA | 976 | $ 319,680,000 | $ 327,000 | $ 99,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 940 | $ 398,730,000 | $ 424,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD, CA | 923 | $ 467,905,000 | $ 506,000 | $ 167,000 |
| CHICAGO-NAPERVILLE, IL | 776 | $ 165,200,000 | $ 212,000 | $ 86,000 |
| DENVER-AURORA-LAKEWOOD, CO | 469 | $ 170,595,000 | $ 363,000 | $ 120,000 |
| ST. GEORGE, UT | 425 | $ 110,225,000 | $ 259,000 | $ 90,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 414 | $ 233,150,000 | $ 563,000 | $ 168,000 |
| COLORADO SPRINGS, CO | 410 | $ 121,710,000 | $ 296,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 408 | $ 187,320,000 | $ 459,000 | $ 126,000 |
| FRESNO, CA | 383 | $ 116,015,000 | $ 302,000 | $ 129,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 283 | $ 65,745,000 | $ 232,000 | $ 122,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 272 | $ 62,190,000 | $ 228,000 | $ 114,000 |
| COLUMBIA, SC | 270 | $ 47,750,000 | $ 176,000 | $ 69,000 |
| ALBUQUERQUE, NM | 261 | $ 52,355,000 | $ 200,000 | $ 86,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 242 | $ 46,330,000 | $ 192,500 | $ 95,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 213 | $ 131,005,000 | $ 615,000 | $ 181,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 207 | $ 75,065,000 | $ 362,000 | $ 109,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 197 | $ 40,185,000 | $ 206,500 | $ 85,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 197 | $ 41,165,000 | $ 208,000 | $ 83,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 186 | $ 39,670,000 | $ 213,000 | $ 72,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 179 | $ 32,425,000 | $ 181,000 | $ 63,000 |
| RENO, NV | 176 | $ 58,880,000 | $ 334,000 | $ 123,000 |
| STOCKTON-LODI, CA | 173 | $ 53,955,000 | $ 311,000 | $ 96,000 |
| OLYMPIA-TUMWATER, WA | 169 | $ 48,465,000 | $ 286,000 | $ 85,000 |
| TUCSON, AZ | 160 | $ 32,440,000 | $ 202,000 | $ 89,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 158 | $ 41,580,000 | $ 263,000 | $ 77,000 |
| MONTGOMERY, AL | 145 | $ 25,655,000 | $ 176,000 | $ 73,000 |
| ASHEVILLE, NC | 139 | $ 38,215,000 | $ 274,000 | $ 105,000 |
| JACKSONVILLE, FL | 135 | $ 32,705,000 | $ 242,000 | $ 108,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 114 | $ 19,630,000 | $ 164,500 | $ 65,500 |
| MOUNT VERNON-ANACORTES, WA | 102 | $ 32,330,000 | $ 316,000 | $ 96,000 |
| OKLAHOMA CITY, OK | 100 | $ 22,030,000 | $ 220,000 | $ 112,000 |
| WENATCHEE, WA | 99 | $ 29,345,000 | $ 296,000 | $ 106,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 92 | $ 66,990,000 | $ 728,000 | $ 231,000 |
| BOSTON, MA | 87 | $ 32,285,000 | $ 371,000 | $ 93,000 |
| BREMERTON-SILVERDALE, WA | 83 | $ 27,075,000 | $ 326,000 | $ 98,000 |
| BRUNSWICK, GA | 82 | $ 16,180,000 | $ 197,000 | $ 99,000 |
| ELGIN, IL | 78 | $ 15,830,000 | $ 202,000 | $ 81,000 |
| WORCESTER, MA-CT | 77 | $ 21,125,000 | $ 221,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 76 | $ 23,650,000 | $ 311,000 | $ 104,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 71 | $ 25,885,000 | $ 357,000 | $ 100,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 71 | $ 27,475,000 | $ 386,000 | $ 124,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 69 | $ 13,755,000 | $ 199,000 | $ 65,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 66 | $ 13,080,000 | $ 198,000 | $ 70,000 |
| BOISE CITY, ID | 65 | $ 20,595,000 | $ 316,000 | $ 123,000 |
| DALLAS-PLANO-IRVING, TX | 65 | $ 18,355,000 | $ 282,000 | $ 131,000 |
| KANSAS CITY, MO-KS | 65 | $ 15,285,000 | $ 234,500 | $ 113,500 |
| ROCHESTER, MN | 65 | $ 12,255,000 | $ 188,000 | $ 74,000 |
| KNOXVILLE, TN | 62 | $ 10,750,000 | $ 173,000 | $ 65,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 61 | $ 19,885,000 | $ 325,000 | $ 134,000 |
| CAPE CORAL-FORT MYERS, FL | 60 | $ 13,150,000 | $ 219,000 | $ 118,000 |
| PORT ST. LUCIE, FL | 59 | $ 13,605,000 | $ 230,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 52 | $ 11,470,000 | $ 220,000 | $ 93,000 |
| NORWICH-NEW LONDON, CT | 51 | $ 11,385,000 | $ 223,000 | $ 101,000 |
| LAKELAND-WINTER HAVEN, FL | 49 | $ 9,255,000 | $ 188,000 | $ 73,000 |
| MODESTO, CA | 46 | $ 12,080,000 | $ 262,000 | $ 80,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 46 | $ 38,200,000 | $ 830,000 | $ 249,000 |
| GREELEY, CO | 45 | $ 15,075,000 | $ 335,000 | $ 164,000 |
| URBAN HONOLULU, HI | 45 | $ 25,445,000 | $ 565,000 | $ 160,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 39 | $ 11,245,000 | $ 288,000 | $ 175,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 34 | $ 8,490,000 | $ 249,000 | $ 98,000 |
| ST. CLOUD, MN | 34 | $ 5,240,000 | $ 154,000 | $ 62,000 |
| SANTA CRUZ-WATSONVILLE, CA | 32 | $ 19,280,000 | $ 602,000 | $ 145,000 |
| VALLEJO-FAIRFIELD, CA | 32 | $ 12,970,000 | $ 405,000 | $ 170,000 |
| MORRISTOWN, TN | 30 | $ 5,510,000 | $ 183,000 | $ 85,000 |
| LANSING-EAST LANSING, MI | 29 | $ 4,215,000 | $ 145,000 | $ 74,000 |
| MADERA, CA | 28 | $ 7,760,000 | $ 277,000 | $ 188,000 |
| PROVO-OREM, UT | 27 | $ 9,645,000 | $ 357,000 | $ 122,000 |
| SAN RAFAEL, CA | 27 | $ 19,655,000 | $ 727,000 | $ 216,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 26 | $ 14,680,000 | $ 564,000 | $ 137,000 |
| BELLINGHAM, WA | 25 | $ 6,345,000 | $ 253,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 4,315,000 | $ 150,000 | $ 74,000 |
| LEXINGTON-FAYETTE, KY | 23 | $ 4,195,000 | $ 182,000 | $ 72,000 |
| SANTA ROSA, CA | 23 | $ 10,955,000 | $ 476,000 | $ 170,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 22 | $ 11,490,000 | $ 522,000 | $ 118,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 22 | $ 6,620,000 | $ 300,000 | $ 120,000 |
| SALT LAKE CITY, UT | 22 | $ 6,370,000 | $ 289,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 21 | $ 7,165,000 | $ 346,000 | $ 89,000 |
| PUNTA GORDA, FL | 21 | $ 3,485,000 | $ 165,000 | $ 84,000 |
| SPOKANE-SPOKANE VALLEY, WA | 21 | $ 6,275,000 | $ 298,000 | $ 135,000 |
| BAKERSFIELD, CA | 20 | $ 4,830,000 | $ 241,000 | $ 93,000 |
| DULUTH, MN-WI | 19 | $ 3,215,000 | $ 169,000 | $ 74,000 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 4,555,000 | $ 239,000 | $ 102,000 |
| FLAGSTAFF, AZ | 18 | $ 5,250,000 | $ 291,000 | $ 118,000 |
| SALINAS, CA | 16 | $ 10,220,000 | $ 638,000 | $ 217,000 |
| YAKIMA, WA | 16 | $ 3,400,000 | $ 212,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 15 | $ 2,855,000 | $ 190,000 | $ 80,000 |
| PUEBLO, CO | 15 | $ 2,885,000 | $ 192,000 | $ 67,000 |
| FORT COLLINS, CO | 14 | $ 4,920,000 | $ 351,000 | $ 153,000 |
| MERCED, CA | 14 | $ 4,190,000 | $ 299,000 | $ 105,000 |
| SALEM, OR | 14 | $ 4,120,000 | $ 294,000 | $ 135,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 3,410,000 | $ 243,000 | $ 113,000 |
| SANTA FE, NM | 14 | $ 3,550,000 | $ 253,000 | $ 87,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 3,550,000 | $ 253,000 | $ 98,000 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 3,610,000 | $ 361,000 | $ 125,000 |
| BEND-REDMOND, OR | 10 | $ 3,360,000 | $ 336,000 | $ 144,000 |
| BOULDER, CO | 10 | $ 4,920,000 | $ 492,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 6,800,000 | $ 680,000 | $ 253,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 1,600,000 | $ 160,000 | $ 80,000 |
| KENNEWICK-RICHLAND, WA | 10 | $ 3,060,000 | $ 306,000 | $ 102,000 |
| OGDEN-CLEARFIELD, UT | 10 | $ 2,960,000 | $ 296,000 | $ 76,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 10 | $ 2,680,000 | $ 268,000 | $ 90,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 10 | $ 6,860,000 | $ 686,000 | $ 262,000 |
| GAINESVILLE, GA | 9 | $ 2,095,000 | $ 232,000 | $ 140,000 |
| HANFORD-CORCORAN, CA | 9 | $ 2,095,000 | $ 232,000 | $ 81,000 |
| PANAMA CITY, FL | 9 | $ 2,505,000 | $ 278,000 | $ 96,000 |
| SPRINGFIELD, MA | 9 | $ 1,955,000 | $ 217,000 | $ 99,000 |
| BOWLING GREEN, KY | 8 | $ 1,320,000 | $ 165,000 | $ 67,000 |
| MISSOULA, MT | 8 | $ 2,070,000 | $ 258,000 | $ 60,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 2,700,000 | $ 337,000 | $ 274,000 |
| CHEYENNE, WY | 7 | $ 1,905,000 | $ 272,000 | $ 94,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 1,875,000 | $ 267,000 | $ 94,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,515,000 | $ 216,000 | $ 85,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,905,000 | $ 272,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 1,755,000 | $ 250,000 | $ 60,000 |
| RALEIGH, NC | 7 | $ 1,315,000 | $ 187,000 | $ 79,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 4,495,000 | $ 642,000 | $ 261,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 1,465,000 | $ 209,000 | $ 69,000 |
| LONGVIEW, WA | 6 | $ 1,980,000 | $ 330,000 | $ 85,000 |
| ROME, GA | 6 | $ 940,000 | $ 156,000 | $ 201,000 |
| SAVANNAH, GA | 6 | $ 1,290,000 | $ 215,000 | $ 108,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,290,000 | $ 215,000 | $ 62,000 |
| BILLINGS, MT | 5 | $ 1,015,000 | $ 203,000 | $ 79,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 3,825,000 | $ 765,000 | $ 376,000 |
| KANKAKEE, IL | 5 | $ 715,000 | $ 143,000 | $ 58,000 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 2,215,000 | $ 443,000 | $ 136,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 975,000 | $ 195,000 | $ 77,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 1,325,000 | $ 265,000 | $ 106,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,395,000 | $ 279,000 | $ 103,000 |
| SPARTANBURG, SC | 5 | $ 825,000 | $ 165,000 | $ 65,000 |
| SUMTER, SC | 5 | $ 735,000 | $ 147,000 | $ 45,000 |
| WARNER ROBINS, GA | 5 | $ 865,000 | $ 173,000 | $ 59,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 1,420,000 | $ 355,000 | $ 390,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,090,000 | $ 272,000 | $ 267,000 |
| COEUR D'ALENE, ID | 4 | $ 840,000 | $ 210,000 | $ 70,000 |
| EL CENTRO, CA | 4 | $ 790,000 | $ 197,000 | $ 114,000 |
| FLORENCE, SC | 4 | $ 330,000 | $ 82,000 | $ 54,000 |
| JACKSON, MI | 4 | $ 430,000 | $ 107,000 | $ 54,000 |
| LOGAN, UT-ID | 4 | $ 980,000 | $ 245,000 | $ 73,000 |
| NAPA, CA | 4 | $ 3,020,000 | $ 755,000 | $ 181,000 |
| OCALA, FL | 4 | $ 660,000 | $ 165,000 | $ 64,000 |
| RACINE, WI | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| REDDING, CA | 4 | $ 1,260,000 | $ 315,000 | $ 77,000 |
| ROCKFORD, IL | 4 | $ 550,000 | $ 137,000 | $ 77,000 |
| BARNSTABLE TOWN, MA | 3 | $ 1,015,000 | $ 338,000 | $ 167,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| CARSON CITY, NV | 3 | $ 785,000 | $ 261,000 | $ 71,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 705,000 | $ 235,000 | $ 49,000 |
| CORVALLIS, OR | 3 | $ 1,265,000 | $ 421,000 | $ 93,000 |
| GARY, IN | 3 | $ 1,075,000 | $ 358,000 | $ 147,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 425,000 | $ 141,000 | $ 63,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 515,000 | $ 171,000 | $ 38,000 |
| SHERMAN-DENISON, TX | 3 | $ 425,000 | $ 141,000 | $ 114,000 |
| ST. LOUIS, MO-IL | 3 | $ 475,000 | $ 145,000 | $ 127,000 |
| YUMA, AZ | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| BLOOMINGTON, IL | 2 | $ 210,000 | $ 105,000 | $ 149,000 |
| CHATTANOOGA, TN-GA | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| CHICO, CA | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| CLARKSVILLE, TN-KY | 2 | $ 460,000 | $ 230,000 | $ 23,000 |
| CLEVELAND, TN | 2 | $ 540,000 | $ 270,000 | $ 120,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 470,000 | $ 235,000 | $ 315,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 410,000 | $ 205,000 | $ 45,000 |
| EUGENE, OR | 2 | $ 610,000 | $ 305,000 | $ 81,000 |
| FAYETTEVILLE, NC | 2 | $ 360,000 | $ 180,000 | $ 154,000 |
| GAINESVILLE, FL | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| GREAT FALLS, MT | 2 | $ 630,000 | $ 315,000 | $ 184,000 |
| HINESVILLE, GA | 2 | $ 490,000 | $ 245,000 | $ 71,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| LAS CRUCES, NM | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| MEDFORD, OR | 2 | $ 850,000 | $ 425,000 | $ 145,000 |
| SIOUX FALLS, SD | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| TULSA, OK | 2 | $ 570,000 | $ 285,000 | $ 133,000 |
| ANN ARBOR, MI | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| BATTLE CREEK, MI | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| ELKHART-GOSHEN, IN | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| FARGO, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| FARMINGTON, NM | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| GRAND FORKS, ND-MN | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 485,000 | $ 485,000 | $ 204,000 |
| GRANTS PASS, OR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| JACKSONVILLE, NC | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| LEWISTON, ID-WA | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| MIDLAND, TX | 1 | $ 395,000 | $ 395,000 | $ 141,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| ODESSA, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| PEORIA, IL | 1 | $ 225,000 | $ 225,000 | $ 747,000 |
| POCATELLO, ID | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| SHEBOYGAN, WI | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| SPRINGFIELD, IL | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| SPRINGFIELD, MO | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| TALLAHASSEE, FL | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| TOPEKA, KS | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| TUSCALOOSA, AL | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| TYLER, TX | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| WALLA WALLA, WA | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| WILMINGTON, NC | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| YUBA CITY, CA | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,878 | $4,156,820,000 | $279,000 | $2,325,000 | $103,000 | $3,600,000 |
| Refinancing | 4,411 | $1,562,715,000 | $354,000 | $4,875,000 | $115,000 | $3,815,000 |
| Cash-out Refinancing | 3,458 | $1,071,620,000 | $309,000 | $1,855,000 | $112,000 | $1,610,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,695 | $4,400,735,000 | $299,000 | $4,875,000 | $111,000 | $3,815,000 |
| Hispanic | 3,007 | $809,265,000 | $269,000 | $2,705,000 | $82,000 | $3,337,000 |
| Not Provided | 2,757 | $919,045,000 | $333,000 | $2,005,000 | $120,000 | $2,077,000 |
| Black or African American | 1,219 | $308,825,000 | $253,000 | $2,015,000 | $83,000 | $812,000 |
| Asian | 802 | $275,260,000 | $343,000 | $2,725,000 | $115,000 | $649,000 |
| American Indian or Alaskan Native | 175 | $44,345,000 | $253,000 | $695,000 | $95,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 71 | $24,135,000 | $339,000 | $1,275,000 | $96,000 | $533,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,019 | $4,718,775,000 | $314,000 | $4,875,000 | $124,000 | $3,815,000 |
| FHA-insured (Federal Housing Administration) | 5,408 | $1,343,330,000 | $248,000 | $865,000 | $73,000 | $2,334,000 |
| VA-guaranteed (Veterans Administration) | 1,910 | $644,710,000 | $337,000 | $1,465,000 | $77,000 | $460,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 410 | $84,340,000 | $205,000 | $675,000 | $61,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,845 | $4,969,555,000 | $295,000 | $4,875,000 | $106,000 | $3,815,000 |
| File Closed For Incompleteness | 2,278 | $738,730,000 | $324,000 | $2,705,000 | $114,000 | $3,600,000 |
| Application Withdrawn By Applicant | 2,225 | $635,405,000 | $285,000 | $2,085,000 | $106,000 | $2,780,000 |
| Application Denied By Financial Institution | 1,019 | $320,705,000 | $314,000 | $2,835,000 | $108,000 | $1,218,000 |
| Application Approved But Not Accepted | 147 | $43,315,000 | $294,000 | $855,000 | $103,000 | $746,000 |
| Preapproval Approved but not Accepted | 135 | $56,195,000 | $416,000 | $1,605,000 | $124,000 | $804,000 |
| Preapproval Denied by Financial Institution | 98 | $27,250,000 | $278,000 | $1,245,000 | $95,000 | $2,023,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,630 | $6,443,200,000 | $297,000 | $4,875,000 | $107,000 | $3,815,000 |
| Debt-To-Income Ratio | 532 | $180,770,000 | $339,000 | $2,505,000 | $108,000 | $2,023,000 |
| Collateral | 261 | $75,805,000 | $290,000 | $2,835,000 | $116,000 | $1,218,000 |
| Credit History | 145 | $40,665,000 | $280,000 | $1,505,000 | $98,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 85 | $22,695,000 | $267,000 | $1,085,000 | $85,000 | $387,000 |
| Employment History | 72 | $21,490,000 | $298,000 | $1,145,000 | $103,000 | $950,000 |
| Unverifiable Information | 10 | $2,740,000 | $274,000 | $605,000 | $94,000 | $336,000 |
| Other | 9 | $2,925,000 | $325,000 | $1,005,000 | $119,000 | $635,000 |
| Credit Application Incomplete | 3 | $865,000 | $288,000 | $325,000 | $73,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.