Bay Equity LLC Mortgage Lending & HMDA Data, 2019

In 2019, Bay Equity LLC of Detroit, MI reported 22,747 mortgage applications totaling $6.8 billion, up 23% from 2018. The average application was for $298,551, and applicants reported an average income of $106,695. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,643), Phoenix-Mesa-Scottsdale, AZ (1,597) and Grand Junction, CO (1,363) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 22,747
Total Mortgage Loan Application Amount $6,791,155,000
Average Mortgage Loan Application Amount $298,551
Highest Mortgage Loan Application Amount $4,875,000
Average Applicant Income $106,695
Highest Applicant Income $3,815,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,459 $ 400,855,000 $ 274,746 $ 105,000
Mesa, Colorado 1,363 $ 335,265,000 $ 245,975 $ 90,000
Pierce, Washington 976 $ 319,680,000 $ 327,540 $ 99,000
San Diego, California 923 $ 467,905,000 $ 506,939 $ 167,000
Garfield, Colorado 838 $ 285,670,000 $ 340,894 $ 102,000
King, Washington 663 $ 290,035,000 $ 437,458 $ 142,000
Flathead, Montana 517 $ 143,645,000 $ 277,843 $ 95,000
Hennepin, Minnesota 473 $ 115,185,000 $ 243,520 $ 101,000
Washington, Utah 425 $ 110,225,000 $ 259,352 $ 90,000
Cook, Illinois 416 $ 89,010,000 $ 213,966 $ 77,000
Los Angeles, California 408 $ 187,320,000 $ 459,117 $ 126,000
El Paso, Colorado 401 $ 119,095,000 $ 296,995 $ 86,000
Fresno, California 383 $ 116,015,000 $ 302,911 $ 129,000
Campbell, Wyoming 290 $ 62,510,000 $ 215,551 $ 81,000
Snohomish, Washington 277 $ 108,695,000 $ 392,400 $ 110,000
Cobb, Georgia 246 $ 64,320,000 $ 261,463 $ 113,000
Fulton, Georgia 232 $ 83,230,000 $ 358,750 $ 175,000
Lake, Illinois 221 $ 42,255,000 $ 191,199 $ 98,000
Hartford, Connecticut 216 $ 51,420,000 $ 238,055 $ 127,000
Alameda, California 214 $ 124,030,000 $ 579,579 $ 167,000
Orange, California 213 $ 131,005,000 $ 615,046 $ 181,000
Routt, Colorado 212 $ 71,930,000 $ 339,292 $ 123,000
Anoka, Minnesota 211 $ 47,865,000 $ 226,848 $ 78,000
Dakota, Minnesota 210 $ 52,470,000 $ 249,857 $ 94,000
Contra Costa, California 200 $ 109,120,000 $ 545,600 $ 168,000
Will, Illinois 181 $ 35,865,000 $ 198,149 $ 82,000
Brevard, Florida 179 $ 32,425,000 $ 181,145 $ 63,000
Ramsey, Minnesota 179 $ 36,835,000 $ 205,782 $ 98,000
Washoe, Nevada 176 $ 58,880,000 $ 334,545 $ 123,000
San Joaquin, California 173 $ 53,955,000 $ 311,878 $ 96,000
Thurston, Washington 169 $ 48,465,000 $ 286,775 $ 85,000
Bernalillo, New Mexico 163 $ 32,295,000 $ 198,128 $ 90,000
Pima, Arizona 160 $ 32,440,000 $ 202,750 $ 89,000
Clark, Nevada 158 $ 41,580,000 $ 263,164 $ 77,000
Harris, Texas 157 $ 35,345,000 $ 225,127 $ 109,000
Wright, Minnesota 142 $ 33,970,000 $ 239,225 $ 85,000
Lexington, South Carolina 142 $ 26,040,000 $ 183,380 $ 67,000
Pinal, Arizona 138 $ 28,250,000 $ 204,710 $ 76,000
Washington, Minnesota 128 $ 34,060,000 $ 266,093 $ 107,000
Denver, Colorado 125 $ 47,315,000 $ 378,520 $ 126,000
Gunnison, Colorado 124 $ 36,570,000 $ 294,919 $ 117,000
Riverside, California 120 $ 46,500,000 $ 387,500 $ 115,000
Jefferson, Colorado 119 $ 41,555,000 $ 349,201 $ 129,000
Cherokee, Georgia 117 $ 31,315,000 $ 267,649 $ 105,000
Richland, South Carolina 117 $ 19,525,000 $ 166,880 $ 69,000
Montrose, Colorado 115 $ 27,615,000 $ 240,130 $ 86,000
Eagle, Colorado 114 $ 51,660,000 $ 453,157 $ 127,000
McHenry, Illinois 107 $ 23,055,000 $ 215,467 $ 112,000
Buncombe, North Carolina 106 $ 30,190,000 $ 284,811 $ 113,000
Sevier, Tennessee 105 $ 22,045,000 $ 209,952 $ 113,000
Skagit, Washington 102 $ 32,330,000 $ 316,960 $ 96,000
DeKalb, Georgia 101 $ 29,605,000 $ 293,118 $ 125,000
Hillsborough, Florida 94 $ 20,620,000 $ 219,361 $ 85,000
Arapahoe, Colorado 91 $ 34,035,000 $ 374,010 $ 110,000
San Bernardino, California 87 $ 28,565,000 $ 328,333 $ 101,000
Graham, Arizona 86 $ 14,610,000 $ 169,883 $ 68,000
Santa Clara, California 84 $ 62,670,000 $ 746,071 $ 236,000
Duval, Florida 84 $ 17,240,000 $ 205,238 $ 101,000
Gwinnett, Georgia 83 $ 20,315,000 $ 244,759 $ 99,000
Kitsap, Washington 83 $ 27,075,000 $ 326,204 $ 98,000
Paulding, Georgia 82 $ 15,660,000 $ 190,975 $ 81,000
Sandoval, New Mexico 80 $ 17,130,000 $ 214,125 $ 82,000
Glynn, Georgia 77 $ 15,655,000 $ 203,311 $ 103,000
Sherburne, Minnesota 73 $ 17,095,000 $ 234,178 $ 81,000
Pitkin, Colorado 72 $ 24,410,000 $ 339,027 $ 103,000
Jefferson, Kentucky 72 $ 12,580,000 $ 174,722 $ 78,000
Montgomery, Alabama 71 $ 12,205,000 $ 171,901 $ 79,000
Orange, Florida 71 $ 16,685,000 $ 235,000 $ 78,000
Osceola, Florida 71 $ 14,375,000 $ 202,464 $ 63,000
Worcester, Massachusetts 71 $ 20,175,000 $ 284,154 $ 89,000
Mecklenburg, North Carolina 69 $ 14,775,000 $ 214,130 $ 81,000
Montgomery, Texas 65 $ 15,885,000 $ 244,384 $ 133,000
Gila, Arizona 61 $ 12,065,000 $ 197,786 $ 75,000
Yavapai, Arizona 61 $ 19,885,000 $ 325,983 $ 134,000
Lee, Florida 60 $ 13,150,000 $ 219,166 $ 118,000
St. Lucie, Florida 59 $ 13,605,000 $ 230,593 $ 66,000
Chelan, Washington 59 $ 17,435,000 $ 295,508 $ 130,000
Adams, Colorado 58 $ 17,200,000 $ 296,551 $ 86,000
Douglas, Colorado 58 $ 23,640,000 $ 407,586 $ 135,000
Carver, Minnesota 55 $ 15,095,000 $ 274,454 $ 109,000
Scott, Minnesota 54 $ 14,470,000 $ 267,962 $ 105,000
Gaston, North Carolina 54 $ 9,500,000 $ 175,925 $ 89,000
Olmsted, Minnesota 53 $ 10,245,000 $ 193,301 $ 72,000
New Haven, Connecticut 52 $ 11,470,000 $ 220,576 $ 93,000
New London, Connecticut 51 $ 11,385,000 $ 223,235 $ 101,000
Ada, Idaho 51 $ 17,155,000 $ 336,372 $ 136,000
Pinellas, Florida 49 $ 11,195,000 $ 228,469 $ 97,000
Polk, Florida 49 $ 9,255,000 $ 188,877 $ 73,000
DuPage, Illinois 48 $ 11,900,000 $ 247,916 $ 116,000
Forsyth, Georgia 47 $ 14,485,000 $ 308,191 $ 125,000
Stanislaus, California 46 $ 12,080,000 $ 262,608 $ 80,000
Pasco, Florida 46 $ 8,170,000 $ 177,608 $ 65,000
Plymouth, Massachusetts 46 $ 16,300,000 $ 354,347 $ 87,000
Knox, Tennessee 46 $ 7,600,000 $ 165,217 $ 63,000
Weld, Colorado 45 $ 15,075,000 $ 335,000 $ 164,000
Honolulu, Hawaii 45 $ 25,445,000 $ 565,444 $ 160,000
Elmore, Alabama 43 $ 7,705,000 $ 179,186 $ 65,000
Isanti, Minnesota 42 $ 8,560,000 $ 203,809 $ 87,000
Kane, Illinois 41 $ 8,505,000 $ 207,439 $ 89,000
Middlesex, Massachusetts 40 $ 12,220,000 $ 305,500 $ 96,000
Douglas, Washington 40 $ 11,910,000 $ 297,750 $ 71,000
Palm Beach, Florida 39 $ 11,245,000 $ 288,333 $ 175,000
Oklahoma, Oklahoma 39 $ 8,135,000 $ 208,589 $ 121,000
Flagler, Florida 37 $ 7,085,000 $ 191,486 $ 65,000
Bartow, Georgia 37 $ 7,525,000 $ 203,378 $ 84,000
Essex, Massachusetts 36 $ 11,430,000 $ 317,500 $ 113,000
Sacramento, California 35 $ 12,795,000 $ 365,571 $ 131,000
Middlesex, Connecticut 35 $ 8,045,000 $ 229,857 $ 121,000
Grand, Utah 35 $ 9,835,000 $ 281,000 $ 128,000
Broward, Florida 34 $ 8,490,000 $ 249,705 $ 98,000
Clayton, Georgia 34 $ 5,010,000 $ 147,352 $ 54,000
Santa Cruz, California 32 $ 19,280,000 $ 602,500 $ 145,000
Solano, California 32 $ 12,970,000 $ 405,312 $ 170,000
Tolland, Connecticut 32 $ 6,280,000 $ 196,250 $ 88,000
Volusia, Florida 32 $ 6,670,000 $ 208,437 $ 66,000
Delta, Colorado 31 $ 6,605,000 $ 213,064 $ 79,000
Kendall, Illinois 31 $ 6,465,000 $ 208,548 $ 75,000
Steele, Minnesota 31 $ 5,105,000 $ 164,677 $ 74,000
Collin, Texas 31 $ 9,465,000 $ 305,322 $ 157,000
Kittitas, Washington 31 $ 10,605,000 $ 342,096 $ 124,000
Johnson, Kansas 30 $ 7,140,000 $ 238,000 $ 79,000
Lincoln, Montana 30 $ 6,940,000 $ 231,333 $ 78,000
Iron, Utah 30 $ 6,260,000 $ 208,666 $ 83,000
Autauga, Alabama 29 $ 5,505,000 $ 189,827 $ 71,000
Canadian, Oklahoma 29 $ 6,865,000 $ 236,724 $ 96,000
St. Croix, Wisconsin 29 $ 7,535,000 $ 259,827 $ 97,000
Madera, California 28 $ 7,760,000 $ 277,142 $ 188,000
Douglas, Georgia 28 $ 5,600,000 $ 200,000 $ 98,000
Crook, Wyoming 28 $ 5,760,000 $ 205,714 $ 75,000
Marin, California 27 $ 19,655,000 $ 727,962 $ 216,000
Henry, Georgia 27 $ 5,315,000 $ 196,851 $ 62,000
Stearns, Minnesota 27 $ 4,215,000 $ 156,111 $ 64,000
Ventura, California 26 $ 14,680,000 $ 564,615 $ 137,000
Norfolk, Massachusetts 26 $ 9,090,000 $ 349,615 $ 104,000
Jefferson, Tennessee 26 $ 4,890,000 $ 188,076 $ 89,000
Utah, Utah 26 $ 9,430,000 $ 362,692 $ 125,000
San Mateo, California 25 $ 19,985,000 $ 799,400 $ 233,000
Chisago, Minnesota 25 $ 6,055,000 $ 242,200 $ 94,000
Clackamas, Oregon 25 $ 9,295,000 $ 371,800 $ 94,000
Mason, Washington 25 $ 6,055,000 $ 242,200 $ 93,000
Whatcom, Washington 25 $ 6,345,000 $ 253,800 $ 79,000
St. Johns, Florida 24 $ 9,260,000 $ 385,833 $ 154,000
Grundy, Illinois 24 $ 5,370,000 $ 223,750 $ 92,000
Berkeley, South Carolina 24 $ 4,100,000 $ 170,833 $ 47,000
Fort Bend, Texas 24 $ 6,260,000 $ 260,833 $ 133,000
Amador, California 23 $ 6,325,000 $ 275,000 $ 85,000
Sonoma, California 23 $ 10,955,000 $ 476,304 $ 170,000
Dorchester, South Carolina 23 $ 4,535,000 $ 197,173 $ 74,000
Lake, Florida 22 $ 4,690,000 $ 213,181 $ 63,000
Seminole, Florida 22 $ 3,920,000 $ 178,181 $ 92,000
Maui, Hawaii 22 $ 11,490,000 $ 522,272 $ 118,000
Placer, California 21 $ 9,345,000 $ 445,000 $ 140,000
San Francisco, California 21 $ 18,215,000 $ 867,380 $ 268,000
Charlotte, Florida 21 $ 3,485,000 $ 165,952 $ 84,000
Kenosha, Wisconsin 21 $ 4,075,000 $ 194,047 $ 92,000
Calaveras, California 20 $ 6,550,000 $ 327,500 $ 126,000
Kern, California 20 $ 4,830,000 $ 241,500 $ 93,000
Moffat, Colorado 20 $ 3,860,000 $ 193,000 $ 68,000
Lake, Montana 20 $ 6,440,000 $ 322,000 $ 96,000
Salt Lake, Utah 20 $ 5,870,000 $ 293,500 $ 82,000
Lewis, Washington 20 $ 4,900,000 $ 245,000 $ 68,000
Greenlee, Arizona 19 $ 3,095,000 $ 162,894 $ 72,000
Rio Blanco, Colorado 19 $ 3,385,000 $ 178,157 $ 59,000
Charleston, South Carolina 19 $ 4,445,000 $ 233,947 $ 92,000
York, South Carolina 19 $ 4,325,000 $ 227,631 $ 94,000
Grays Harbor, Washington 19 $ 4,065,000 $ 213,947 $ 80,000
Coconino, Arizona 18 $ 5,250,000 $ 291,666 $ 118,000
Navajo, Arizona 18 $ 3,610,000 $ 200,555 $ 215,000
Miami, Kansas 18 $ 4,220,000 $ 234,444 $ 69,000
Cabarrus, North Carolina 18 $ 4,010,000 $ 222,777 $ 69,000
Henderson, North Carolina 18 $ 4,540,000 $ 252,222 $ 84,000
Cleveland, Oklahoma 18 $ 3,890,000 $ 216,111 $ 106,000
Spokane, Washington 18 $ 5,150,000 $ 286,111 $ 133,000
Clay, Florida 17 $ 4,435,000 $ 260,882 $ 114,000
Bristol, Massachusetts 17 $ 5,745,000 $ 337,941 $ 61,000
Crow Wing, Minnesota 17 $ 2,885,000 $ 169,705 $ 78,000
Mille Lacs, Minnesota 17 $ 2,365,000 $ 139,117 $ 57,000
Rice, Minnesota 17 $ 3,185,000 $ 187,352 $ 72,000
Valencia, New Mexico 17 $ 2,865,000 $ 168,529 $ 76,000
Tarrant, Texas 17 $ 4,295,000 $ 252,647 $ 106,000
Clark, Washington 17 $ 5,845,000 $ 343,823 $ 88,000
Island, Washington 17 $ 6,075,000 $ 357,352 $ 103,000
Monterey, California 16 $ 10,220,000 $ 638,750 $ 217,000
Nye, Nevada 16 $ 2,930,000 $ 183,125 $ 60,000
Yakima, Washington 16 $ 3,400,000 $ 212,500 $ 87,000
Mohave, Arizona 15 $ 2,855,000 $ 190,333 $ 80,000
Pueblo, Colorado 15 $ 2,885,000 $ 192,333 $ 67,000
Summit, Colorado 15 $ 4,735,000 $ 315,666 $ 164,000
Fayette, Kentucky 15 $ 2,555,000 $ 170,333 $ 63,000
Suffolk, Massachusetts 15 $ 6,895,000 $ 459,666 $ 91,000
Haywood, North Carolina 15 $ 3,485,000 $ 232,333 $ 77,000
Denton, Texas 15 $ 4,725,000 $ 315,000 $ 124,000
Galveston, Texas 15 $ 2,415,000 $ 161,000 $ 68,000
Merced, California 14 $ 4,190,000 $ 299,285 $ 105,000
Tulare, California 14 $ 3,550,000 $ 253,571 $ 98,000
Larimer, Colorado 14 $ 4,920,000 $ 351,428 $ 153,000
McLeod, Minnesota 14 $ 2,530,000 $ 180,714 $ 79,000
Santa Fe, New Mexico 14 $ 3,550,000 $ 253,571 $ 87,000
Washington, Oregon 14 $ 5,600,000 $ 400,000 $ 144,000
Sarasota, Florida 13 $ 2,645,000 $ 203,461 $ 86,000
Ingham, Michigan 13 $ 1,925,000 $ 148,076 $ 83,000
Pine, Minnesota 13 $ 2,775,000 $ 213,461 $ 68,000
Dallas, Texas 13 $ 2,825,000 $ 217,307 $ 97,000
Fayette, Georgia 12 $ 3,240,000 $ 270,000 $ 116,000
Canyon, Idaho 12 $ 2,910,000 $ 242,500 $ 84,000
Eaton, Michigan 12 $ 1,660,000 $ 138,333 $ 69,000
Lyon, Nevada 12 $ 2,810,000 $ 234,166 $ 74,000
Aiken, South Carolina 12 $ 2,100,000 $ 175,000 $ 72,000
Lancaster, South Carolina 12 $ 2,460,000 $ 205,000 $ 83,000
Ouray, Colorado 11 $ 3,675,000 $ 334,090 $ 107,000
Coweta, Georgia 11 $ 2,415,000 $ 219,545 $ 86,000
Union, North Carolina 11 $ 2,505,000 $ 227,727 $ 88,000
Multnomah, Oregon 11 $ 3,835,000 $ 348,636 $ 110,000
Grant, Washington 11 $ 2,965,000 $ 269,545 $ 157,000
San Luis Obispo, California 10 $ 6,860,000 $ 686,000 $ 262,000
Boulder, Colorado 10 $ 4,920,000 $ 492,000 $ 119,000
Fairfield, Connecticut 10 $ 6,800,000 $ 680,000 $ 253,000
Litchfield, Connecticut 10 $ 1,570,000 $ 157,000 $ 74,000
Nassau, Florida 10 $ 1,770,000 $ 177,000 $ 53,000
Rockdale, Georgia 10 $ 2,120,000 $ 212,000 $ 75,000
Clark, Indiana 10 $ 1,460,000 $ 146,000 $ 46,000
Bullitt, Kentucky 10 $ 2,010,000 $ 201,000 $ 77,000
Kanabec, Minnesota 10 $ 1,720,000 $ 172,000 $ 57,000
Rockingham, New Hampshire 10 $ 2,680,000 $ 268,000 $ 90,000
Deschutes, Oregon 10 $ 3,360,000 $ 336,000 $ 144,000
Blount, Tennessee 10 $ 2,250,000 $ 225,000 $ 87,000
Kings, California 9 $ 2,095,000 $ 232,777 $ 81,000
Teller, Colorado 9 $ 2,615,000 $ 290,555 $ 80,000
Bay, Florida 9 $ 2,505,000 $ 278,333 $ 96,000
Manatee, Florida 9 $ 3,975,000 $ 441,666 $ 170,000
Hall, Georgia 9 $ 2,095,000 $ 232,777 $ 140,000
Newton, Georgia 9 $ 1,405,000 $ 156,111 $ 58,000
Lake, Minnesota 9 $ 1,375,000 $ 152,777 $ 70,000
Cleveland, North Carolina 9 $ 1,325,000 $ 147,222 $ 57,000
Marion, Oregon 9 $ 2,525,000 $ 280,555 $ 163,000
Edgefield, South Carolina 9 $ 2,005,000 $ 222,777 $ 95,000
Bexar, Texas 9 $ 2,225,000 $ 247,222 $ 97,000
Benton, Washington 9 $ 2,675,000 $ 297,222 $ 89,000
Polk, Wisconsin 9 $ 1,925,000 $ 213,888 $ 102,000
San Benito, California 8 $ 4,320,000 $ 540,000 $ 177,000
Yolo, California 8 $ 2,480,000 $ 310,000 $ 109,000
Archuleta, Colorado 8 $ 1,910,000 $ 238,750 $ 65,000
Chaffee, Colorado 8 $ 2,500,000 $ 312,500 $ 112,000
Collier, Florida 8 $ 2,700,000 $ 337,500 $ 274,000
Hernando, Florida 8 $ 1,180,000 $ 147,500 $ 73,000
Warren, Kentucky 8 $ 1,320,000 $ 165,000 $ 67,000
St. Louis, Minnesota 8 $ 1,460,000 $ 182,500 $ 71,000
Missoula, Montana 8 $ 2,070,000 $ 258,750 $ 60,000
San Juan, Utah 8 $ 2,420,000 $ 302,500 $ 168,000
Cochise, Arizona 7 $ 1,465,000 $ 209,285 $ 69,000
El Dorado, California 7 $ 2,855,000 $ 407,857 $ 56,000
Santa Barbara, California 7 $ 4,495,000 $ 642,142 $ 261,000
Tuolumne, California 7 $ 1,425,000 $ 203,571 $ 121,000
Broomfield, Colorado 7 $ 2,705,000 $ 386,428 $ 163,000
Hinsdale, Colorado 7 $ 2,145,000 $ 306,428 $ 74,000
Miami-Dade, Florida 7 $ 1,755,000 $ 250,714 $ 60,000
Benton, Minnesota 7 $ 1,025,000 $ 146,428 $ 55,000
Goodhue, Minnesota 7 $ 1,675,000 $ 239,285 $ 87,000
Gallatin, Montana 7 $ 2,355,000 $ 336,428 $ 123,000
Hillsborough, New Hampshire 7 $ 1,905,000 $ 272,142 $ 87,000
Kershaw, South Carolina 7 $ 1,355,000 $ 193,571 $ 91,000
Ferry, Washington 7 $ 1,255,000 $ 179,285 $ 49,000
Klickitat, Washington 7 $ 1,305,000 $ 186,428 $ 70,000
Laramie, Wyoming 7 $ 1,905,000 $ 272,142 $ 94,000
Weston, Wyoming 7 $ 945,000 $ 135,000 $ 62,000
Elbert, Colorado 6 $ 2,560,000 $ 426,666 $ 137,000
Morgan, Colorado 6 $ 1,400,000 $ 233,333 $ 78,000
Windham, Connecticut 6 $ 950,000 $ 158,333 $ 75,000
Indian River, Florida 6 $ 1,290,000 $ 215,000 $ 62,000
Floyd, Georgia 6 $ 940,000 $ 156,666 $ 201,000
Pickens, Georgia 6 $ 1,090,000 $ 181,666 $ 79,000
Polk, Georgia 6 $ 800,000 $ 133,333 $ 127,000
Valley, Idaho 6 $ 2,860,000 $ 476,666 $ 236,000
DeKalb, Illinois 6 $ 860,000 $ 143,333 $ 63,000
Franklin, Kentucky 6 $ 700,000 $ 116,666 $ 63,000
Hardin, Kentucky 6 $ 670,000 $ 111,666 $ 74,000
Shelby, Kentucky 6 $ 630,000 $ 105,000 $ 74,000
Franklin, Massachusetts 6 $ 1,470,000 $ 245,000 $ 83,000
Mower, Minnesota 6 $ 740,000 $ 123,333 $ 52,000
Wabasha, Minnesota 6 $ 940,000 $ 156,666 $ 102,000
Cass, Missouri 6 $ 1,480,000 $ 246,666 $ 243,000
Jackson, Missouri 6 $ 1,480,000 $ 246,666 $ 88,000
Catawba, North Carolina 6 $ 1,250,000 $ 208,333 $ 67,000
Iredell, North Carolina 6 $ 1,400,000 $ 233,333 $ 77,000
Transylvania, North Carolina 6 $ 1,580,000 $ 263,333 $ 102,000
Wake, North Carolina 6 $ 1,150,000 $ 191,666 $ 85,000
Douglas, Oregon 6 $ 1,160,000 $ 193,333 $ 117,000
Wharton, Texas 6 $ 990,000 $ 165,000 $ 94,000
Davis, Utah 6 $ 1,910,000 $ 318,333 $ 72,000
Cowlitz, Washington 6 $ 1,980,000 $ 330,000 $ 85,000
Okanogan, Washington 6 $ 1,210,000 $ 201,666 $ 53,000
Kankakee, Illinois 5 $ 715,000 $ 143,000 $ 58,000
Floyd, Indiana 5 $ 745,000 $ 149,000 $ 47,000
Nelson, Kentucky 5 $ 1,285,000 $ 257,000 $ 88,000
Aitkin, Minnesota 5 $ 995,000 $ 199,000 $ 157,000
Blue Earth, Minnesota 5 $ 2,215,000 $ 443,000 $ 136,000
Freeborn, Minnesota 5 $ 625,000 $ 125,000 $ 64,000
Stanly, North Carolina 5 $ 1,145,000 $ 229,000 $ 75,000
Grady, Oklahoma 5 $ 985,000 $ 197,000 $ 90,000
Lincoln, Oregon 5 $ 1,485,000 $ 297,000 $ 326,000
Polk, Oregon 5 $ 1,595,000 $ 319,000 $ 84,000
Greenville, South Carolina 5 $ 1,445,000 $ 289,000 $ 92,000
Spartanburg, South Carolina 5 $ 825,000 $ 165,000 $ 65,000
Sumter, South Carolina 5 $ 735,000 $ 147,000 $ 45,000
Beaver, Utah 5 $ 805,000 $ 161,000 $ 115,000
Lee, Alabama 4 $ 1,090,000 $ 272,500 $ 267,000
Imperial, California 4 $ 790,000 $ 197,500 $ 114,000
Napa, California 4 $ 3,020,000 $ 755,000 $ 181,000
Shasta, California 4 $ 1,260,000 $ 315,000 $ 77,000
Grand, Colorado 4 $ 1,510,000 $ 377,500 $ 448,000
La Plata, Colorado 4 $ 1,470,000 $ 367,500 $ 139,000
Park, Colorado 4 $ 1,160,000 $ 290,000 $ 107,000
Marion, Florida 4 $ 660,000 $ 165,000 $ 64,000
Walton, Florida 4 $ 2,840,000 $ 710,000 $ 390,000
Houston, Georgia 4 $ 740,000 $ 185,000 $ 65,000
Jasper, Georgia 4 $ 590,000 $ 147,500 $ 50,000
Spalding, Georgia 4 $ 640,000 $ 160,000 $ 63,000
Towns, Georgia 4 $ 840,000 $ 210,000 $ 64,000
White, Georgia 4 $ 830,000 $ 207,500 $ 109,000
Hawaii, Hawaii 4 $ 1,720,000 $ 430,000 $ 251,000
Kootenai, Idaho 4 $ 840,000 $ 210,000 $ 70,000
Jessamine, Kentucky 4 $ 770,000 $ 192,500 $ 89,000
Oldham, Kentucky 4 $ 890,000 $ 222,500 $ 119,000
Jackson, Michigan 4 $ 430,000 $ 107,500 $ 54,000
Dodge, Minnesota 4 $ 750,000 $ 187,500 $ 75,000
Meeker, Minnesota 4 $ 920,000 $ 230,000 $ 64,000
Morrison, Minnesota 4 $ 740,000 $ 185,000 $ 74,000
Sibley, Minnesota 4 $ 400,000 $ 100,000 $ 54,000
Yellowstone, Montana 4 $ 650,000 $ 162,500 $ 62,000
Logan, Oklahoma 4 $ 980,000 $ 245,000 $ 107,000
Orangeburg, South Carolina 4 $ 360,000 $ 90,000 $ 60,000
Lawrence, South Dakota 4 $ 910,000 $ 227,500 $ 90,000
Cocke, Tennessee 4 $ 830,000 $ 207,500 $ 60,000
Monroe, Tennessee 4 $ 720,000 $ 180,000 $ 57,000
Brazoria, Texas 4 $ 730,000 $ 182,500 $ 73,000
Travis, Texas 4 $ 1,650,000 $ 412,500 $ 149,000
Waller, Texas 4 $ 960,000 $ 240,000 $ 92,000
Williamson, Texas 4 $ 1,490,000 $ 372,500 $ 99,000
Cache, Utah 4 $ 980,000 $ 245,000 $ 73,000
Weber, Utah 4 $ 1,050,000 $ 262,500 $ 81,000
Milwaukee, Wisconsin 4 $ 760,000 $ 190,000 $ 85,000
Racine, Wisconsin 4 $ 860,000 $ 215,000 $ 81,000
Yuma, Arizona 3 $ 565,000 $ 188,333 $ 82,000
Citrus, Florida 3 $ 425,000 $ 141,666 $ 63,000
Barrow, Georgia 3 $ 855,000 $ 285,000 $ 114,000
Brantley, Georgia 3 $ 285,000 $ 95,000 $ 31,000
Bryan, Georgia 3 $ 835,000 $ 278,333 $ 122,000
Butts, Georgia 3 $ 425,000 $ 141,666 $ 42,000
Chatham, Georgia 3 $ 455,000 $ 151,666 $ 95,000
Clarke, Georgia 3 $ 615,000 $ 205,000 $ 416,000
Haralson, Georgia 3 $ 625,000 $ 208,333 $ 95,000
Upson, Georgia 3 $ 825,000 $ 275,000 $ 128,000
Harrison, Indiana 3 $ 535,000 $ 178,333 $ 79,000
Meade, Kentucky 3 $ 775,000 $ 258,333 $ 97,000
Cumberland, Maine 3 $ 855,000 $ 285,000 $ 134,000
Barnstable, Massachusetts 3 $ 1,015,000 $ 338,333 $ 167,000
Clinton, Michigan 3 $ 495,000 $ 165,000 $ 63,000
Cass, Minnesota 3 $ 715,000 $ 238,333 $ 158,000
Itasca, Minnesota 3 $ 645,000 $ 215,000 $ 140,000
Le Sueur, Minnesota 3 $ 635,000 $ 211,666 $ 61,000
Waseca, Minnesota 3 $ 455,000 $ 151,666 $ 80,000
Carson City, Nevada 3 $ 785,000 $ 261,666 $ 71,000
Lincoln, North Carolina 3 $ 415,000 $ 138,333 $ 63,000
Polk, North Carolina 3 $ 495,000 $ 165,000 $ 74,000
Rowan, North Carolina 3 $ 585,000 $ 195,000 $ 82,000
Rutherford, North Carolina 3 $ 675,000 $ 225,000 $ 117,000
Williams, North Dakota 3 $ 725,000 $ 241,666 $ 165,000
McClain, Oklahoma 3 $ 425,000 $ 141,666 $ 80,000
Benton, Oregon 3 $ 1,265,000 $ 421,666 $ 93,000
Wasco, Oregon 3 $ 655,000 $ 218,333 $ 90,000
Providence, Rhode Island 3 $ 995,000 $ 331,666 $ 78,000
Florence, South Carolina 3 $ 255,000 $ 85,000 $ 64,000
Greenwood, South Carolina 3 $ 275,000 $ 91,666 $ 60,000
Saluda, South Carolina 3 $ 365,000 $ 121,666 $ 77,000
Franklin, Tennessee 3 $ 595,000 $ 198,333 $ 132,000
Hamblen, Tennessee 3 $ 465,000 $ 155,000 $ 71,000
Roane, Tennessee 3 $ 425,000 $ 141,666 $ 44,000
Grayson, Texas 3 $ 425,000 $ 141,666 $ 114,000
Kaufman, Texas 3 $ 625,000 $ 208,333 $ 61,000
Liberty, Texas 3 $ 595,000 $ 198,333 $ 117,000
Emery, Utah 3 $ 285,000 $ 95,000 $ 50,000
Wasatch, Utah 3 $ 985,000 $ 328,333 $ 92,000
Pacific, Washington 3 $ 345,000 $ 115,000 $ 43,000
San Juan, Washington 3 $ 1,095,000 $ 365,000 $ 167,000
Stevens, Washington 3 $ 1,125,000 $ 375,000 $ 152,000
Walworth, Wisconsin 3 $ 475,000 $ 158,333 $ 74,000
Carbon, Wyoming 3 $ 465,000 $ 155,000 $ 139,000
Johnson, Wyoming 3 $ 555,000 $ 185,000 $ 92,000
Baldwin, Alabama 2 $ 410,000 $ 205,000 $ 73,000
Chilton, Alabama 2 $ 320,000 $ 160,000 $ 34,000
Lowndes, Alabama 2 $ 240,000 $ 120,000 $ 68,000
Tallapoosa, Alabama 2 $ 180,000 $ 90,000 $ 58,000
Apache, Arizona 2 $ 470,000 $ 235,000 $ 104,000
Alpine, California 2 $ 600,000 $ 300,000 $ 424,000
Butte, California 2 $ 460,000 $ 230,000 $ 105,000
Lake, California 2 $ 600,000 $ 300,000 $ 123,000
Nevada, California 2 $ 1,190,000 $ 595,000 $ 197,000
Fremont, Colorado 2 $ 380,000 $ 190,000 $ 77,000
Montezuma, Colorado 2 $ 460,000 $ 230,000 $ 158,000
San Miguel, Colorado 2 $ 620,000 $ 310,000 $ 132,000
Alachua, Florida 2 $ 320,000 $ 160,000 $ 88,000
Columbia, Florida 2 $ 440,000 $ 220,000 $ 93,000
Putnam, Florida 2 $ 250,000 $ 125,000 $ 106,000
Washington, Florida 2 $ 250,000 $ 125,000 $ 39,000
Camden, Georgia 2 $ 370,000 $ 185,000 $ 84,000
Dawson, Georgia 2 $ 830,000 $ 415,000 $ 229,000
McIntosh, Georgia 2 $ 240,000 $ 120,000 $ 56,000
Troup, Georgia 2 $ 180,000 $ 90,000 $ 76,000
Walton, Georgia 2 $ 530,000 $ 265,000 $ 79,000
Kauai, Hawaii 2 $ 820,000 $ 410,000 $ 76,000
Gem, Idaho 2 $ 530,000 $ 265,000 $ 57,000
Boone, Illinois 2 $ 280,000 $ 140,000 $ 114,000
Carroll, Illinois 2 $ 580,000 $ 290,000 $ 193,000
LaSalle, Illinois 2 $ 400,000 $ 200,000 $ 108,000
McLean, Illinois 2 $ 210,000 $ 105,000 $ 149,000
Winnebago, Illinois 2 $ 270,000 $ 135,000 $ 40,000
Lake, Indiana 2 $ 630,000 $ 315,000 $ 98,000
Washington, Indiana 2 $ 320,000 $ 160,000 $ 48,000
Franklin, Kansas 2 $ 160,000 $ 80,000 $ 33,000
Leavenworth, Kansas 2 $ 300,000 $ 150,000 $ 53,000
Barren, Kentucky 2 $ 90,000 $ 45,000 $ 28,000
Boone, Kentucky 2 $ 530,000 $ 265,000 $ 59,000
Clark, Kentucky 2 $ 330,000 $ 165,000 $ 48,000
Fleming, Kentucky 2 $ 510,000 $ 255,000 $ 0
Grayson, Kentucky 2 $ 140,000 $ 70,000 $ 39,000
Logan, Kentucky 2 $ 240,000 $ 120,000 $ 50,000
Madison, Kentucky 2 $ 530,000 $ 265,000 $ 74,000
Montgomery, Kentucky 2 $ 100,000 $ 50,000 $ 30,000
Spencer, Kentucky 2 $ 460,000 $ 230,000 $ 95,000
Woodford, Kentucky 2 $ 540,000 $ 270,000 $ 129,000
York, Maine 2 $ 540,000 $ 270,000 $ 55,000
Hampden, Massachusetts 2 $ 320,000 $ 160,000 $ 109,000
Newaygo, Michigan 2 $ 210,000 $ 105,000 $ 133,000
Beltrami, Minnesota 2 $ 300,000 $ 150,000 $ 63,000
Big Stone, Minnesota 2 $ 290,000 $ 145,000 $ 68,000
Carlton, Minnesota 2 $ 380,000 $ 190,000 $ 104,000
Fillmore, Minnesota 2 $ 320,000 $ 160,000 $ 43,000
Kandiyohi, Minnesota 2 $ 410,000 $ 205,000 $ 250,000
Lac qui Parle, Minnesota 2 $ 60,000 $ 30,000 $ 63,000
Lincoln, Minnesota 2 $ 260,000 $ 130,000 $ 163,000
Winona, Minnesota 2 $ 420,000 $ 210,000 $ 82,000
Franklin, Missouri 2 $ 370,000 $ 185,000 $ 229,000
Cascade, Montana 2 $ 630,000 $ 315,000 $ 184,000
Elko, Nevada 2 $ 470,000 $ 235,000 $ 67,000
Cibola, New Mexico 2 $ 80,000 $ 40,000 $ 41,000
Colfax, New Mexico 2 $ 220,000 $ 110,000 $ 73,000
Dona Ana, New Mexico 2 $ 400,000 $ 200,000 $ 60,000
Cumberland, North Carolina 2 $ 360,000 $ 180,000 $ 154,000
Granville, North Carolina 2 $ 410,000 $ 205,000 $ 45,000
McDowell, North Carolina 2 $ 350,000 $ 175,000 $ 122,000
Lincoln, Oklahoma 2 $ 750,000 $ 375,000 $ 349,000
Tulsa, Oklahoma 2 $ 570,000 $ 285,000 $ 133,000
Clatsop, Oregon 2 $ 780,000 $ 390,000 $ 126,000
Columbia, Oregon 2 $ 520,000 $ 260,000 $ 114,000
Jackson, Oregon 2 $ 850,000 $ 425,000 $ 145,000
Lane, Oregon 2 $ 610,000 $ 305,000 $ 81,000
Umatilla, Oregon 2 $ 400,000 $ 200,000 $ 60,000
Yamhill, Oregon 2 $ 790,000 $ 395,000 $ 167,000
Chester, South Carolina 2 $ 210,000 $ 105,000 $ 53,000
Georgetown, South Carolina 2 $ 520,000 $ 260,000 $ 88,000
Newberry, South Carolina 2 $ 260,000 $ 130,000 $ 68,000
Williamsburg, South Carolina 2 $ 130,000 $ 65,000 $ 36,000
Bradley, Tennessee 2 $ 540,000 $ 270,000 $ 120,000
Cumberland, Tennessee 2 $ 350,000 $ 175,000 $ 86,000
Davidson, Tennessee 2 $ 540,000 $ 270,000 $ 155,000
Loudon, Tennessee 2 $ 370,000 $ 185,000 $ 41,000
Montgomery, Tennessee 2 $ 460,000 $ 230,000 $ 23,000
Rutherford, Tennessee 2 $ 500,000 $ 250,000 $ 80,000
Brazos, Texas 2 $ 470,000 $ 235,000 $ 315,000
Comal, Texas 2 $ 280,000 $ 140,000 $ 163,000
Guadalupe, Texas 2 $ 460,000 $ 230,000 $ 116,000
Hays, Texas 2 $ 470,000 $ 235,000 $ 132,000
Hood, Texas 2 $ 540,000 $ 270,000 $ 43,000
Kerr, Texas 2 $ 550,000 $ 275,000 $ 113,000
Parker, Texas 2 $ 260,000 $ 130,000 $ 70,000
Carbon, Utah 2 $ 410,000 $ 205,000 $ 92,000
Summit, Utah 2 $ 900,000 $ 450,000 $ 118,000
Tooele, Utah 2 $ 500,000 $ 250,000 $ 195,000
Uintah, Utah 2 $ 320,000 $ 160,000 $ 73,000
Jefferson, Washington 2 $ 470,000 $ 235,000 $ 62,000
Whitman, Washington 2 $ 430,000 $ 215,000 $ 92,000
Barron, Wisconsin 2 $ 370,000 $ 185,000 $ 227,000
Pierce, Wisconsin 2 $ 660,000 $ 330,000 $ 178,000
Rock, Wisconsin 2 $ 320,000 $ 160,000 $ 36,000
Washburn, Wisconsin 2 $ 130,000 $ 65,000 $ 70,000
Sheridan, Wyoming 2 $ 370,000 $ 185,000 $ 50,000
Butler, Alabama 1 $ 245,000 $ 245,000 $ 126,000
DeKalb, Alabama 1 $ 65,000 $ 65,000 $ 47,000
Jefferson, Alabama 1 $ 245,000 $ 245,000 $ 130,000
Tuscaloosa, Alabama 1 $ 145,000 $ 145,000 $ 84,000
La Paz, Arizona 1 $ 565,000 $ 565,000 $ 500,000
Glenn, California 1 $ 175,000 $ 175,000 $ 39,000
Lassen, California 1 $ 195,000 $ 195,000 $ 82,000
Mariposa, California 1 $ 365,000 $ 365,000 $ 155,000
Mono, California 1 $ 385,000 $ 385,000 $ 129,000
Plumas, California 1 $ 625,000 $ 625,000 $ 198,000
Sutter, California 1 $ 275,000 $ 275,000 $ 55,000
Alamosa, Colorado 1 $ 105,000 $ 105,000 $ 31,000
Conejos, Colorado 1 $ 65,000 $ 65,000 $ 83,000
Gilpin, Colorado 1 $ 425,000 $ 425,000 $ 73,000
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Mortgage Loan Application Detail Totals for Bay Equity LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,878 $4,156,820,000 $279,000 $2,325,000 $103,000 $3,600,000
Refinancing 4,411 $1,562,715,000 $354,000 $4,875,000 $115,000 $3,815,000
Cash-out Refinancing 3,458 $1,071,620,000 $309,000 $1,855,000 $112,000 $1,610,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,695 $4,400,735,000 $299,000 $4,875,000 $111,000 $3,815,000
Hispanic 3,007 $809,265,000 $269,000 $2,705,000 $82,000 $3,337,000
Not Provided 2,757 $919,045,000 $333,000 $2,005,000 $120,000 $2,077,000
Black or African American 1,219 $308,825,000 $253,000 $2,015,000 $83,000 $812,000
Asian 802 $275,260,000 $343,000 $2,725,000 $115,000 $649,000
American Indian or Alaskan Native 175 $44,345,000 $253,000 $695,000 $95,000 $900,000
Native Hawaiian or Other Pacific Islander 71 $24,135,000 $339,000 $1,275,000 $96,000 $533,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,019 $4,718,775,000 $314,000 $4,875,000 $124,000 $3,815,000
FHA-insured (Federal Housing Administration) 5,408 $1,343,330,000 $248,000 $865,000 $73,000 $2,334,000
VA-guaranteed (Veterans Administration) 1,910 $644,710,000 $337,000 $1,465,000 $77,000 $460,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 410 $84,340,000 $205,000 $675,000 $61,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,845 $4,969,555,000 $295,000 $4,875,000 $106,000 $3,815,000
File Closed For Incompleteness 2,278 $738,730,000 $324,000 $2,705,000 $114,000 $3,600,000
Application Withdrawn By Applicant 2,225 $635,405,000 $285,000 $2,085,000 $106,000 $2,780,000
Application Denied By Financial Institution 1,019 $320,705,000 $314,000 $2,835,000 $108,000 $1,218,000
Application Approved But Not Accepted 147 $43,315,000 $294,000 $855,000 $103,000 $746,000
Preapproval Approved but not Accepted 135 $56,195,000 $416,000 $1,605,000 $124,000 $804,000
Preapproval Denied by Financial Institution 98 $27,250,000 $278,000 $1,245,000 $95,000 $2,023,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,630 $6,443,200,000 $297,000 $4,875,000 $107,000 $3,815,000
Debt-To-Income Ratio 532 $180,770,000 $339,000 $2,505,000 $108,000 $2,023,000
Collateral 261 $75,805,000 $290,000 $2,835,000 $116,000 $1,218,000
Credit History 145 $40,665,000 $280,000 $1,505,000 $98,000 $516,000
Insufficient Cash (Downpayment, Closing Cost) 85 $22,695,000 $267,000 $1,085,000 $85,000 $387,000
Employment History 72 $21,490,000 $298,000 $1,145,000 $103,000 $950,000
Unverifiable Information 10 $2,740,000 $274,000 $605,000 $94,000 $336,000
Other 9 $2,925,000 $325,000 $1,005,000 $119,000 $635,000
Credit Application Incomplete 3 $865,000 $288,000 $325,000 $73,000 $93,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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