Beach First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Beach First National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 567 |
| Total Mortgage Loan Application Amount | $166,102,000 |
| Average Mortgage Loan Application Amount | $235,333 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $182,666 |
| Highest Applicant Income | $5,842,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Beach First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beach First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Beach First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beach First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beach First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beach First National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 208 | $ 72,216,000 | $ 347,000 | $ 155,000 |
| Georgetown County South Carolina | 36 | $ 12,744,000 | $ 354,000 | $ 123,000 |
| Beaufort County South Carolina | 20 | $ 8,873,000 | $ 443,000 | $ 247,000 |
| Prince George's County Maryland | 16 | $ 3,430,000 | $ 214,000 | $ 92,000 |
| Prince William County Virginia | 16 | $ 3,933,000 | $ 245,000 | $ 71,000 |
| Fairfax County Virginia | 15 | $ 3,869,000 | $ 257,000 | $ 88,000 |
| Loudoun County Virginia | 13 | $ 5,001,000 | $ 384,000 | $ 134,000 |
| Brunswick County North Carolina | 12 | $ 2,321,000 | $ 193,000 | $ 50,000 |
| Anne Arundel County Maryland | 10 | $ 2,671,000 | $ 267,000 | $ 143,000 |
| Stafford County Virginia | 10 | $ 2,176,000 | $ 217,000 | $ 71,000 |
| District of Columbia County District Of Columbia | 8 | $ 1,732,000 | $ 216,000 | $ 91,000 |
| Mecklenburg County North Carolina | 7 | $ 1,130,000 | $ 161,000 | $ 119,000 |
| Fauquier County Virginia | 7 | $ 1,860,000 | $ 265,000 | $ 90,000 |
| Lee County Florida | 6 | $ 1,936,000 | $ 322,000 | $ 281,000 |
| Fulton County Georgia | 6 | $ 1,031,000 | $ 171,000 | $ 116,000 |
| Frederick County Maryland | 6 | $ 2,074,000 | $ 345,000 | $ 125,000 |
| Wake County North Carolina | 6 | $ 2,237,000 | $ 372,000 | $ 131,000 |
| Weld County Colorado | 5 | $ 1,052,000 | $ 210,000 | $ 134,000 |
| Palm Beach County Florida | 5 | $ 1,130,000 | $ 226,000 | $ 98,000 |
| Polk County Florida | 5 | $ 1,304,000 | $ 260,000 | $ 131,000 |
| New Hanover County North Carolina | 5 | $ 785,000 | $ 157,000 | $ 24,000 |
| Gwinnett County Georgia | 4 | $ 874,000 | $ 218,000 | $ 101,000 |
| Howard County Maryland | 4 | $ 824,000 | $ 206,000 | $ 93,000 |
| Guilford County North Carolina | 4 | $ 432,000 | $ 108,000 | $ 34,000 |
| Larimer County Colorado | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Sussex County Delaware | 3 | $ 516,000 | $ 172,000 | $ 56,000 |
| Broward County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 220,000 |
| Columbia County Florida | 3 | $ 301,000 | $ 100,000 | $ 85,000 |
| Cobb County Georgia | 3 | $ 721,000 | $ 240,000 | $ 108,000 |
| Montgomery County Maryland | 3 | $ 921,000 | $ 307,000 | $ 71,000 |
| Middlesex County New Jersey | 3 | $ 668,000 | $ 222,000 | $ 121,000 |
| Columbus County North Carolina | 3 | $ 179,000 | $ 59,000 | $ 27,000 |
| Iredell County North Carolina | 3 | $ 366,000 | $ 122,000 | $ 82,000 |
| Franklin County Ohio | 3 | $ 341,000 | $ 113,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 3 | $ 240,000 | $ 80,000 | $ 62,000 |
| York County South Carolina | 3 | $ 4,071,000 | $ 1,357,000 | $ 43,000 |
| Pueblo County Colorado | 2 | $ 256,000 | $ 128,000 | $ 86,000 |
| Alachua County Florida | 2 | $ 383,000 | $ 191,000 | $ 114,000 |
| Walton County Georgia | 2 | $ 269,000 | $ 134,000 | $ 82,000 |
| Baltimore County Maryland | 2 | $ 365,000 | $ 182,000 | $ 102,000 |
| Baltimore City County Maryland | 2 | $ 613,000 | $ 306,000 | $ 61,000 |
| Carroll County Maryland | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Charles County Maryland | 2 | $ 258,000 | $ 129,000 | $ 65,000 |
| Worcester County Maryland | 2 | $ 841,000 | $ 420,000 | $ 339,000 |
| Newaygo County Michigan | 2 | $ 345,000 | $ 172,000 | $ 91,000 |
| Lincoln County Mississippi | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| Passaic County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| St. Lawrence County New York | 2 | $ 379,000 | $ 189,000 | $ 247,000 |
| Durham County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| Lincoln County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 15,000 |
| Robeson County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 150,000 |
| Sampson County North Carolina | 2 | $ 111,000 | $ 55,000 | $ 56,000 |
| Wilson County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 53,000 |
| York County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 121,000 |
| Windsor County Vermont | 2 | $ 212,000 | $ 106,000 | $ 75,000 |
| Chesterfield County Virginia | 2 | $ 237,000 | $ 118,000 | $ 45,000 |
| Fredericksburg County Virginia | 2 | $ 551,000 | $ 275,000 | $ 139,000 |
| Rockingham County Virginia | 2 | $ 173,000 | $ 86,000 | $ 300,000 |
| Warren County Virginia | 2 | $ 516,000 | $ 258,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 184,000 | $ 184,000 | $ 121,000 |
| Grand County Colorado | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 181,000 | $ 181,000 | $ 74,000 |
| Morgan County Colorado | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Collier County Florida | 1 | $ 210,000 | $ 210,000 | $ 66,000 |
| Duval County Florida | 1 | $ 231,000 | $ 231,000 | $ 112,000 |
| Escambia County Florida | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Clarke County Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| DeKalb County Georgia | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Franklin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Tift County Georgia | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Kane County Illinois | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Cumberland County Maine | 1 | $ 258,000 | $ 258,000 | $ 70,000 |
| Lincoln County Maine | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Queen Anne's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Lewis and Clark County Montana | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 282,000 | $ 282,000 | $ 69,000 |
| Bernalillo County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 67,000 |
| Dona Ana County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 148,000 |
| Kings County New York | 1 | $ 352,000 | $ 352,000 | $ 96,000 |
| Alamance County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Buncombe County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 150,000 |
| Cabarrus County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 20,000 |
| Catawba County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Currituck County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 240,000 |
| Dare County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Franklin County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Moore County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 166,000 |
| Orange County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 122,000 |
| Wayne County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 87,000 |
| Wilkes County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Lake County Ohio | 1 | $ 181,000 | $ 181,000 | $ 73,000 |
| Rogers County Oklahoma | 1 | $ 332,000 | $ 332,000 | $ 247,000 |
| Jackson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Allegheny County Pennsylvania | 1 | $ 372,000 | $ 372,000 | $ 216,000 |
| Anderson County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Charleston County South Carolina | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 131,000 |
| Marion County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Richland County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 360,000 |
| Williamsburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Bristol County Virginia | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Culpeper County Virginia | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Hopewell County Virginia | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Northumberland County Virginia | 1 | $ 236,000 | $ 236,000 | $ 64,000 |
| Roanoke County Virginia | 1 | $ 228,000 | $ 228,000 | $ 115,000 |
| Spotsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Jefferson County West Virginia | 1 | $ 286,000 | $ 286,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 317 | $94,664,000 | $298,000 | $9,000,000 | $127,000 | $5,842,000 |
| Refinancing | 234 | $69,647,000 | $297,000 | $3,750,000 | $114,000 | $1,517,000 |
| Home Improvement | 16 | $1,791,000 | $111,000 | $500,000 | $307,000 | $3,249,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 377 | $100,021,000 | $265,000 | $3,264,000 | $156,000 | $5,842,000 |
| Not applicable | 72 | $40,934,000 | $568,000 | $9,000,000 | $9,000 | $682,000 |
| Black or African American | 61 | $12,094,000 | $198,000 | $650,000 | $91,000 | $247,000 |
| Hispanic | 29 | $6,765,000 | $233,000 | $460,000 | $101,000 | $373,000 |
| Not Provided | 17 | $3,734,000 | $219,000 | $540,000 | $146,000 | $300,000 |
| Asian | 8 | $1,805,000 | $225,000 | $400,000 | $119,000 | $216,000 |
| American Indian or Alaskan Native | 3 | $749,000 | $249,000 | $355,000 | $119,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 566 | $165,833,000 | $292,000 | $9,000,000 | $127,000 | $5,842,000 |
| VA-guaranteed (Veterans Administration) | 1 | $269,000 | $269,000 | $269,000 | $96,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 516 | $156,796,000 | $303,000 | $9,000,000 | $129,000 | $5,842,000 |
| Application Withdrawn By Applicant | 41 | $7,346,000 | $179,000 | $440,000 | $104,000 | $618,000 |
| Application Denied By Financial Institution | 9 | $1,628,000 | $180,000 | $540,000 | $61,000 | $139,000 |
| Application Approved But Not Accepted | 1 | $332,000 | $332,000 | $332,000 | $247,000 | $247,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $647,000 | $215,000 | $441,000 | $113,000 | $139,000 |
| Debt-To-Income Ratio | 3 | $777,000 | $259,000 | $540,000 | $45,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $89,000 | $89,000 | $89,000 | $31,000 | $31,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $33,000 | $33,000 |
| Credit History | 1 | $75,000 | $75,000 | $75,000 | $17,000 | $17,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.