Beach First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Beach First National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,070 |
| Total Mortgage Loan Application Amount | $263,276,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $3,838,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $3,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Beach First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beach First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Beach First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beach First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beach First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beach First National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 231 | $ 65,315,000 | $ 282,000 | $ 139,000 |
| Wake County North Carolina | 55 | $ 12,360,000 | $ 224,000 | $ 93,000 |
| Beaufort County South Carolina | 36 | $ 11,499,000 | $ 319,000 | $ 143,000 |
| Prince George's County Maryland | 28 | $ 8,156,000 | $ 291,000 | $ 81,000 |
| Montgomery County Maryland | 25 | $ 7,853,000 | $ 314,000 | $ 107,000 |
| Brunswick County North Carolina | 21 | $ 3,993,000 | $ 190,000 | $ 68,000 |
| Loudoun County Virginia | 17 | $ 5,217,000 | $ 306,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 15 | $ 5,183,000 | $ 345,000 | $ 91,000 |
| Mecklenburg County North Carolina | 15 | $ 3,095,000 | $ 206,000 | $ 80,000 |
| Fairfax County Virginia | 15 | $ 6,759,000 | $ 450,000 | $ 145,000 |
| Prince William County Virginia | 15 | $ 3,956,000 | $ 263,000 | $ 101,000 |
| Georgetown County South Carolina | 14 | $ 6,015,000 | $ 429,000 | $ 149,000 |
| Guilford County North Carolina | 11 | $ 2,650,000 | $ 240,000 | $ 80,000 |
| Durham County North Carolina | 10 | $ 1,799,000 | $ 179,000 | $ 59,000 |
| Johnston County North Carolina | 9 | $ 1,767,000 | $ 196,000 | $ 55,000 |
| DeKalb County Georgia | 8 | $ 1,300,000 | $ 162,000 | $ 44,000 |
| Henrico County Virginia | 8 | $ 2,079,000 | $ 259,000 | $ 86,000 |
| Chesterfield County Virginia | 7 | $ 1,572,000 | $ 224,000 | $ 75,000 |
| Fauquier County Virginia | 7 | $ 1,825,000 | $ 260,000 | $ 75,000 |
| Los Angeles County California | 6 | $ 2,916,000 | $ 486,000 | $ 142,000 |
| Cook County Illinois | 6 | $ 1,407,000 | $ 234,000 | $ 75,000 |
| Charleston County South Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 98,000 |
| Miami-Dade County Florida | 5 | $ 1,061,000 | $ 212,000 | $ 60,000 |
| Fulton County Georgia | 5 | $ 794,000 | $ 158,000 | $ 55,000 |
| Frederick County Maryland | 5 | $ 1,399,000 | $ 279,000 | $ 103,000 |
| St. Louis County Missouri | 5 | $ 887,000 | $ 177,000 | $ 62,000 |
| Florence County South Carolina | 5 | $ 618,000 | $ 123,000 | $ 34,000 |
| Spotsylvania County Virginia | 5 | $ 1,413,000 | $ 282,000 | $ 96,000 |
| San Diego County California | 4 | $ 821,000 | $ 205,000 | $ 51,000 |
| Anne Arundel County Maryland | 4 | $ 1,119,000 | $ 279,000 | $ 107,000 |
| Howard County Maryland | 4 | $ 1,479,000 | $ 369,000 | $ 139,000 |
| Hennepin County Minnesota | 4 | $ 1,025,000 | $ 256,000 | $ 74,000 |
| Union County New Jersey | 4 | $ 1,620,000 | $ 405,000 | $ 85,000 |
| Catawba County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 52,000 |
| Cumberland County North Carolina | 4 | $ 614,000 | $ 153,000 | $ 35,000 |
| Forsyth County North Carolina | 4 | $ 501,000 | $ 125,000 | $ 50,000 |
| Moore County North Carolina | 4 | $ 755,000 | $ 188,000 | $ 174,000 |
| Orange County North Carolina | 4 | $ 912,000 | $ 228,000 | $ 107,000 |
| Cuyahoga County Ohio | 4 | $ 429,000 | $ 107,000 | $ 24,000 |
| Philadelphia County Pennsylvania | 4 | $ 507,000 | $ 126,000 | $ 74,000 |
| Lexington County South Carolina | 4 | $ 959,000 | $ 239,000 | $ 111,000 |
| Newberry County South Carolina | 4 | $ 723,000 | $ 180,000 | $ 57,000 |
| Richland County South Carolina | 4 | $ 693,000 | $ 173,000 | $ 59,000 |
| Arlington County Virginia | 4 | $ 1,643,000 | $ 410,000 | $ 131,000 |
| Powhatan County Virginia | 4 | $ 824,000 | $ 206,000 | $ 77,000 |
| Mobile County Alabama | 3 | $ 365,000 | $ 121,000 | $ 32,000 |
| Kent County Delaware | 3 | $ 733,000 | $ 244,000 | $ 68,000 |
| Sussex County Delaware | 3 | $ 933,000 | $ 311,000 | $ 98,000 |
| Jackson County Georgia | 3 | $ 668,000 | $ 222,000 | $ 66,000 |
| Charles County Maryland | 3 | $ 874,000 | $ 291,000 | $ 82,000 |
| Bristol County Massachusetts | 3 | $ 722,000 | $ 240,000 | $ 29,000 |
| Suffolk County New York | 3 | $ 825,000 | $ 275,000 | $ 54,000 |
| Westchester County New York | 3 | $ 1,244,000 | $ 414,000 | $ 103,000 |
| Cabarrus County North Carolina | 3 | $ 404,000 | $ 134,000 | $ 43,000 |
| Columbus County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 30,000 |
| Hoke County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 57,000 |
| Nash County North Carolina | 3 | $ 523,000 | $ 174,000 | $ 53,000 |
| New Hanover County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 81,000 |
| Stokes County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 76,000 |
| Union County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 36,000 |
| Dauphin County Pennsylvania | 3 | $ 501,000 | $ 167,000 | $ 57,000 |
| Clarendon County South Carolina | 3 | $ 863,000 | $ 287,000 | $ 81,000 |
| Pickens County South Carolina | 3 | $ 503,000 | $ 167,000 | $ 43,000 |
| Shelby County Tennessee | 3 | $ 729,000 | $ 243,000 | $ 63,000 |
| Harris County Texas | 3 | $ 379,000 | $ 126,000 | $ 51,000 |
| Jefferson County West Virginia | 3 | $ 698,000 | $ 232,000 | $ 62,000 |
| Madison County Alabama | 2 | $ 516,000 | $ 258,000 | $ 66,000 |
| Shelby County Alabama | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Riverside County California | 2 | $ 394,000 | $ 197,000 | $ 26,000 |
| Denver County Colorado | 2 | $ 386,000 | $ 193,000 | $ 33,000 |
| Hartford County Connecticut | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| New London County Connecticut | 2 | $ 412,000 | $ 206,000 | $ 29,000 |
| Brevard County Florida | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| Broward County Florida | 2 | $ 290,000 | $ 145,000 | $ 21,000 |
| Citrus County Florida | 2 | $ 260,000 | $ 130,000 | $ 12,000 |
| Pasco County Florida | 2 | $ 366,000 | $ 183,000 | $ 78,000 |
| Clayton County Georgia | 2 | $ 239,000 | $ 119,000 | $ 27,000 |
| Lowndes County Georgia | 2 | $ 373,000 | $ 186,000 | $ 38,000 |
| Talbot County Georgia | 2 | $ 522,000 | $ 261,000 | $ 84,000 |
| Will County Illinois | 2 | $ 396,000 | $ 198,000 | $ 48,000 |
| Lake County Indiana | 2 | $ 276,000 | $ 138,000 | $ 70,000 |
| Polk County Iowa | 2 | $ 299,000 | $ 149,000 | $ 32,000 |
| Jefferson County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 62,000 |
| Baltimore County Maryland | 2 | $ 716,000 | $ 358,000 | $ 84,000 |
| St. Mary's County Maryland | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Essex County Massachusetts | 2 | $ 546,000 | $ 273,000 | $ 70,000 |
| Middlesex County Massachusetts | 2 | $ 597,000 | $ 298,000 | $ 81,000 |
| Berrien County Michigan | 2 | $ 317,000 | $ 158,000 | $ 78,000 |
| Calhoun County Michigan | 2 | $ 221,000 | $ 110,000 | $ 45,000 |
| Oakland County Michigan | 2 | $ 316,000 | $ 158,000 | $ 106,000 |
| Camden County New Jersey | 2 | $ 339,000 | $ 169,000 | $ 32,000 |
| Essex County New Jersey | 2 | $ 453,000 | $ 226,000 | $ 71,000 |
| Middlesex County New Jersey | 2 | $ 609,000 | $ 304,000 | $ 68,000 |
| Monmouth County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Ocean County New Jersey | 2 | $ 572,000 | $ 286,000 | $ 99,000 |
| Sussex County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Kings County New York | 2 | $ 1,175,000 | $ 587,000 | $ 47,000 |
| Queens County New York | 2 | $ 937,000 | $ 468,000 | $ 86,000 |
| Rensselaer County New York | 2 | $ 344,000 | $ 172,000 | $ 75,000 |
| Buncombe County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 43,000 |
| Burke County North Carolina | 2 | $ 698,000 | $ 349,000 | $ 15,000 |
| Carteret County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 99,000 |
| Chowan County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 42,000 |
| Cleveland County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 27,000 |
| Craven County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Gaston County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Iredell County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 90,000 |
| Pender County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 69,000 |
| Watauga County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Delaware County Ohio | 2 | $ 526,000 | $ 263,000 | $ 86,000 |
| Adams County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 56,000 |
| Berks County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Delaware County Pennsylvania | 2 | $ 712,000 | $ 356,000 | $ 73,000 |
| Providence County Rhode Island | 2 | $ 428,000 | $ 214,000 | $ 52,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Laurens County South Carolina | 2 | $ 224,000 | $ 112,000 | $ 28,000 |
| McCormick County South Carolina | 2 | $ 506,000 | $ 253,000 | $ 77,000 |
| Alexandria County Virginia | 2 | $ 1,129,000 | $ 564,000 | $ 131,000 |
| Hanover County Virginia | 2 | $ 491,000 | $ 245,000 | $ 76,000 |
| Louisa County Virginia | 2 | $ 488,000 | $ 244,000 | $ 162,000 |
| Manassas County Virginia | 2 | $ 428,000 | $ 214,000 | $ 41,000 |
| Stafford County Virginia | 2 | $ 296,000 | $ 148,000 | $ 157,000 |
| Westmoreland County Virginia | 2 | $ 316,000 | $ 158,000 | $ 76,000 |
| Berkeley County West Virginia | 2 | $ 444,000 | $ 222,000 | $ 52,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Talladega County Alabama | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Tuscaloosa County Alabama | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Maricopa County Arizona | 1 | $ 350,000 | $ 350,000 | $ 194,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Kern County California | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Kings County California | 1 | $ 229,000 | $ 229,000 | $ 97,000 |
| Orange County California | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| San Bernardino County California | 1 | $ 97,000 | $ 97,000 | $ 22,000 |
| San Mateo County California | 1 | $ 605,000 | $ 605,000 | $ 163,000 |
| Santa Cruz County California | 1 | $ 489,000 | $ 489,000 | $ 128,000 |
| Sonoma County California | 1 | $ 369,000 | $ 369,000 | $ 126,000 |
| Adams County Colorado | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Arapahoe County Colorado | 1 | $ 256,000 | $ 256,000 | $ 78,000 |
| Boulder County Colorado | 1 | $ 288,000 | $ 288,000 | $ 93,000 |
| El Paso County Colorado | 1 | $ 409,000 | $ 409,000 | $ 116,000 |
| Elbert County Colorado | 1 | $ 216,000 | $ 216,000 | $ 37,000 |
| Fremont County Colorado | 1 | $ 119,000 | $ 119,000 | $ 26,000 |
| La Plata County Colorado | 1 | $ 167,000 | $ 167,000 | $ 35,000 |
| Fairfield County Connecticut | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Middlesex County Connecticut | 1 | $ 242,000 | $ 242,000 | $ 116,000 |
| Windham County Connecticut | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| New Castle County Delaware | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
| Alachua County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Clay County Florida | 1 | $ 254,000 | $ 254,000 | $ 94,000 |
| Hardee County Florida | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Marion County Florida | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Orange County Florida | 1 | $ 214,000 | $ 214,000 | $ 52,000 |
| Osceola County Florida | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Putnam County Florida | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 264,000 | $ 264,000 | $ 0 |
| St. Johns County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Bartow County Georgia | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Bulloch County Georgia | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Carroll County Georgia | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Chatham County Georgia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Cobb County Georgia | 1 | $ 129,000 | $ 129,000 | $ 71,000 |
| Douglas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 320,000 | $ 320,000 | $ 224,000 |
| Hall County Georgia | 1 | $ 226,000 | $ 226,000 | $ 56,000 |
| Hart County Georgia | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Henry County Georgia | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Jefferson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Richmond County Georgia | 1 | $ 104,000 | $ 104,000 | $ 132,000 |
| Canyon County Idaho | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| DeKalb County Illinois | 1 | $ 201,000 | $ 201,000 | $ 58,000 |
| DuPage County Illinois | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Kendall County Illinois | 1 | $ 174,000 | $ 174,000 | $ 46,000 |
| Lake County Illinois | 1 | $ 193,000 | $ 193,000 | $ 62,000 |
| Madison County Illinois | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| McHenry County Illinois | 1 | $ 955,000 | $ 955,000 | $ 132,000 |
| Clinton County Indiana | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Delaware County Indiana | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Hendricks County Indiana | 1 | $ 202,000 | $ 202,000 | $ 157,000 |
| Kosciusko County Indiana | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Marion County Indiana | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Montgomery County Indiana | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Black Hawk County Iowa | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Jefferson County Kansas | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Seward County Kansas | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Shelby County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Orleans County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Ouachita County Louisiana | 1 | $ 243,000 | $ 243,000 | $ 66,000 |
| St. James County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Aroostook County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cumberland County Maine | 1 | $ 228,000 | $ 228,000 | $ 52,000 |
| Kennebec County Maine | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| Harford County Maryland | 1 | $ 327,000 | $ 327,000 | $ 148,000 |
| Queen Anne's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 157,000 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 14,000 |
| Barnstable County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 95,000 |
| Hampden County Massachusetts | 1 | $ 147,000 | $ 147,000 | $ 12,000 |
| Norfolk County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Plymouth County Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 107,000 |
| Worcester County Massachusetts | 1 | $ 234,000 | $ 234,000 | $ 61,000 |
| Cass County Michigan | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Delta County Michigan | 1 | $ 139,000 | $ 139,000 | $ 35,000 |
| Emmet County Michigan | 1 | $ 218,000 | $ 218,000 | $ 164,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Newaygo County Michigan | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Otsego County Michigan | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Washtenaw County Michigan | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Clay County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Crow Wing County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 35,000 |
| Dakota County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Goodhue County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Morrison County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Olmsted County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Harrison County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Carroll County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Coos County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Hillsborough County New Hampshire | 1 | $ 226,000 | $ 226,000 | $ 46,000 |
| Rockingham County New Hampshire | 1 | $ 208,000 | $ 208,000 | $ 136,000 |
| Atlantic County New Jersey | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Burlington County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Hudson County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 57,000 |
| Salem County New Jersey | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Bernalillo County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Sandoval County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Torrance County New Mexico | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Bronx County New York | 1 | $ 430,000 | $ 430,000 | $ 43,000 |
| Cayuga County New York | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Dutchess County New York | 1 | $ 366,000 | $ 366,000 | $ 60,000 |
| Erie County New York | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Essex County New York | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Nassau County New York | 1 | $ 451,000 | $ 451,000 | $ 83,000 |
| New York County New York | 1 | $ 641,000 | $ 641,000 | $ 168,000 |
| Orange County New York | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Otsego County New York | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Richmond County New York | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Saratoga County New York | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Schenectady County New York | 1 | $ 260,000 | $ 260,000 | $ 220,000 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Bladen County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 14,000 |
| Cherokee County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Currituck County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Davidson County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Davie County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Duplin County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Franklin County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Graham County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 69,000 |
| Harnett County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Haywood County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Henderson County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| Jackson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 82,000 |
| Lee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Northampton County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Pasquotank County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Pitt County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Robeson County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 57,000 |
| Rowan County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Surry County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Transylvania County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Warren County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Wayne County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Wilson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Darke County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Hancock County Ohio | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Lorain County Ohio | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Pickaway County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Pike County Ohio | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Trumbull County Ohio | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Benton County Oregon | 1 | $ 281,000 | $ 281,000 | $ 130,000 |
| Columbia County Oregon | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Jackson County Oregon | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Lincoln County Oregon | 1 | $ 156,000 | $ 156,000 | $ 29,000 |
| Polk County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Clinton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Cumberland County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Erie County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Indiana County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Lehigh County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Monroe County Pennsylvania | 1 | $ 329,000 | $ 329,000 | $ 79,000 |
| Westmoreland County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 0 |
| York County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Chester County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Colleton County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 96,000 |
| Jasper County South Carolina | 1 | $ 401,000 | $ 401,000 | $ 458,000 |
| Kershaw County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Marion County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 9,000 |
| Marlboro County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Spartanburg County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Williamsburg County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Bradley County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Fentress County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Knox County Tennessee | 1 | $ 328,000 | $ 328,000 | $ 105,000 |
| Lincoln County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Montgomery County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Rutherford County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Sevier County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Sumner County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 34,000 |
| Washington County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Burleson County Texas | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Denton County Texas | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Fort Bend County Texas | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Galveston County Texas | 1 | $ 181,000 | $ 181,000 | $ 70,000 |
| Montgomery County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Tarrant County Texas | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Van Zandt County Texas | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Franklin County Vermont | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Albemarle County Virginia | 1 | $ 379,000 | $ 379,000 | $ 169,000 |
| Amherst County Virginia | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Augusta County Virginia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Bedford County Virginia | 1 | $ 261,000 | $ 261,000 | $ 64,000 |
| Botetourt County Virginia | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Brunswick County Virginia | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Caroline County Virginia | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Colonial Heights County Virginia | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Culpeper County Virginia | 1 | $ 256,000 | $ 256,000 | $ 113,000 |
| Danville County Virginia | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Fairfax City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Franklin County Virginia | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Hampton County Virginia | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Isle of Wight County Virginia | 1 | $ 152,000 | $ 152,000 | $ 19,000 |
| King George County Virginia | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Lynchburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Orange County Virginia | 1 | $ 161,000 | $ 161,000 | $ 35,000 |
| Page County Virginia | 1 | $ 163,000 | $ 163,000 | $ 82,000 |
| Richmond City County Virginia | 1 | $ 193,000 | $ 193,000 | $ 48,000 |
| Salem County Virginia | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Southampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Suffolk County Virginia | 1 | $ 160,000 | $ 160,000 | $ 22,000 |
| Warren County Virginia | 1 | $ 152,000 | $ 152,000 | $ 31,000 |
| York County Virginia | 1 | $ 190,000 | $ 190,000 | $ 108,000 |
| King County Washington | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Kitsap County Washington | 1 | $ 460,000 | $ 460,000 | $ 81,000 |
| Pierce County Washington | 1 | $ 286,000 | $ 286,000 | $ 55,000 |
| Spokane County Washington | 1 | $ 273,000 | $ 273,000 | $ 38,000 |
| Fayette County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| Kanawha County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Summers County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 143,000 |
| Columbia County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 57,000 |
| Dane County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| Milwaukee County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Monroe County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Outagamie County Wisconsin | 1 | $ 371,000 | $ 371,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 748 | $184,963,000 | $247,000 | $3,838,000 | $88,000 | $3,835,000 |
| Home Purchase | 306 | $75,060,000 | $245,000 | $1,125,000 | $101,000 | $1,155,000 |
| Home Improvement | 16 | $3,253,000 | $203,000 | $1,700,000 | $59,000 | $361,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 548 | $136,796,000 | $249,000 | $3,838,000 | $119,000 | $3,835,000 |
| Not Provided | 340 | $72,428,000 | $213,000 | $1,300,000 | $60,000 | $402,000 |
| Black or African American | 85 | $20,270,000 | $238,000 | $494,000 | $76,000 | $224,000 |
| Not applicable | 45 | $21,979,000 | $488,000 | $2,600,000 | $0 | $0 |
| Hispanic | 31 | $6,420,000 | $207,000 | $408,000 | $67,000 | $155,000 |
| Asian | 17 | $4,556,000 | $268,000 | $729,000 | $153,000 | $607,000 |
| American Indian or Alaskan Native | 2 | $267,000 | $133,000 | $200,000 | $239,000 | $417,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $560,000 | $280,000 | $409,000 | $92,000 | $116,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 563 | $117,269,000 | $208,000 | $955,000 | $60,000 | $320,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 488 | $140,558,000 | $288,000 | $3,838,000 | $127,000 | $3,835,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,449,000 | $286,000 | $487,000 | $88,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 570 | $153,477,000 | $269,000 | $3,838,000 | $114,000 | $3,835,000 |
| Application Withdrawn By Applicant | 278 | $59,714,000 | $214,000 | $1,185,000 | $65,000 | $523,000 |
| Application Denied By Financial Institution | 107 | $21,201,000 | $198,000 | $1,300,000 | $53,000 | $320,000 |
| File Closed For Incompleteness | 95 | $23,296,000 | $245,000 | $1,125,000 | $71,000 | $300,000 |
| Application Approved But Not Accepted | 19 | $4,919,000 | $258,000 | $556,000 | $108,000 | $500,000 |
| Loan Purchased By The Institution | 1 | $669,000 | $669,000 | $669,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 65 | $11,917,000 | $183,000 | $1,300,000 | $43,000 | $264,000 |
| Debt-To-Income Ratio | 19 | $4,437,000 | $233,000 | $430,000 | $57,000 | $320,000 |
| Collateral | 8 | $1,546,000 | $193,000 | $355,000 | $80,000 | $165,000 |
| Unverifiable Information | 7 | $1,367,000 | $195,000 | $417,000 | $56,000 | $127,000 |
| Other | 5 | $1,085,000 | $217,000 | $310,000 | $101,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $849,000 | $283,000 | $409,000 | $78,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.