Benchmark Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Benchmark Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Bank 5700 Legacy Drive Ste. 10 Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 558 |
| Total Mortgage Loan Application Amount | $193,338,000 |
| Average Mortgage Loan Application Amount | $290,000 |
| Highest Mortgage Loan Application Amount | $6,370,000 |
| Average Applicant Income | $156,000 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Benchmark Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Benchmark Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 102 | $ 30,022,000 | $ 294,000 | $ 165,000 |
| Travis County Texas | 98 | $ 31,871,000 | $ 325,000 | $ 160,000 |
| Dallas County Texas | 76 | $ 53,640,000 | $ 705,000 | $ 299,000 |
| Montgomery County Texas | 71 | $ 23,738,000 | $ 334,000 | $ 152,000 |
| Williamson County Texas | 47 | $ 12,384,000 | $ 263,000 | $ 121,000 |
| Bexar County Texas | 45 | $ 9,963,000 | $ 221,000 | $ 91,000 |
| Collin County Texas | 23 | $ 5,373,000 | $ 233,000 | $ 116,000 |
| Fort Bend County Texas | 16 | $ 4,071,000 | $ 254,000 | $ 130,000 |
| Hays County Texas | 10 | $ 3,443,000 | $ 344,000 | $ 84,000 |
| Galveston County Texas | 7 | $ 1,339,000 | $ 191,000 | $ 118,000 |
| Brazoria County Texas | 4 | $ 733,000 | $ 183,000 | $ 90,000 |
| Comal County Texas | 4 | $ 1,299,000 | $ 324,000 | $ 192,000 |
| Denton County Texas | 4 | $ 711,000 | $ 177,000 | $ 218,000 |
| Washington County Oregon | 3 | $ 1,040,000 | $ 346,000 | $ 131,000 |
| Guadalupe County Texas | 3 | $ 827,000 | $ 275,000 | $ 570,000 |
| Kendall County Texas | 3 | $ 1,032,000 | $ 344,000 | $ 153,000 |
| Brazos County Texas | 2 | $ 510,000 | $ 255,000 | $ 71,000 |
| Brown County Texas | 2 | $ 158,000 | $ 79,000 | $ 48,000 |
| Gillespie County Texas | 2 | $ 516,000 | $ 258,000 | $ 248,000 |
| Waller County Texas | 2 | $ 567,000 | $ 283,000 | $ 87,000 |
| Benton County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Orange County California | 1 | $ 2,284,000 | $ 2,284,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 253,000 | $ 253,000 | $ 72,000 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| El Paso County Colorado | 1 | $ 336,000 | $ 336,000 | $ 93,000 |
| Jefferson County Colorado | 1 | $ 181,000 | $ 181,000 | $ 151,000 |
| La Plata County Colorado | 1 | $ 400,000 | $ 400,000 | $ 414,000 |
| Larimer County Colorado | 1 | $ 152,000 | $ 152,000 | $ 115,000 |
| Montgomery County Kansas | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| East Baton Rouge County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Lafayette County Mississippi | 1 | $ 198,000 | $ 198,000 | $ 173,000 |
| Los Alamos County New Mexico | 1 | $ 354,000 | $ 354,000 | $ 86,000 |
| Wood County Ohio | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| McMinn County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Aransas County Texas | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Austin County Texas | 1 | $ 305,000 | $ 305,000 | $ 325,000 |
| Bastrop County Texas | 1 | $ 131,000 | $ 131,000 | $ 55,000 |
| Bosque County Texas | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Burnet County Texas | 1 | $ 343,000 | $ 343,000 | $ 145,000 |
| Caldwell County Texas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Chambers County Texas | 1 | $ 238,000 | $ 238,000 | $ 128,000 |
| Henderson County Texas | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Hunt County Texas | 1 | $ 101,000 | $ 101,000 | $ 6,000 |
| Kerr County Texas | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Leon County Texas | 1 | $ 157,000 | $ 157,000 | $ 132,000 |
| Maverick County Texas | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Navarro County Texas | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Nueces County Texas | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Parker County Texas | 1 | $ 112,000 | $ 112,000 | $ 182,000 |
| Rains County Texas | 1 | $ 152,000 | $ 152,000 | $ 189,000 |
| Rockwall County Texas | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Tarrant County Texas | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| Walker County Texas | 1 | $ 80,000 | $ 80,000 | $ 144,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 4,000,000 |
Mortgage Loan Application Detail Totals for Benchmark Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 363 | $142,343,000 | $392,000 | $6,370,000 | $183,000 | $4,000,000 |
| Refinancing | 157 | $43,277,000 | $275,000 | $1,037,000 | $153,000 | $1,516,000 |
| Home Improvement | 38 | $7,718,000 | $203,000 | $570,000 | $132,000 | $642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 437 | $153,094,000 | $350,000 | $6,370,000 | $180,000 | $4,000,000 |
| Hispanic | 56 | $15,989,000 | $285,000 | $3,825,000 | $134,000 | $1,802,000 |
| Asian | 22 | $6,387,000 | $290,000 | $860,000 | $155,000 | $485,000 |
| Not applicable | 17 | $7,882,000 | $463,000 | $2,284,000 | $0 | $0 |
| Not Provided | 13 | $6,099,000 | $469,000 | $2,240,000 | $339,000 | $1,387,000 |
| Black or African American | 9 | $3,103,000 | $344,000 | $585,000 | $120,000 | $173,000 |
| American Indian or Alaskan Native | 3 | $541,000 | $180,000 | $223,000 | $87,000 | $107,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $243,000 | $243,000 | $243,000 | $132,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $177,718,000 | $358,000 | $6,370,000 | $180,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 36 | $7,142,000 | $198,000 | $335,000 | $86,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 26 | $8,478,000 | $326,000 | $693,000 | $107,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 393 | $115,154,000 | $293,000 | $3,100,000 | $141,000 | $1,516,000 |
| Application Withdrawn By Applicant | 112 | $42,935,000 | $383,000 | $3,825,000 | $206,000 | $4,000,000 |
| Loan Purchased By The Institution | 31 | $27,409,000 | $884,000 | $6,370,000 | $453,000 | $2,544,000 |
| Application Approved But Not Accepted | 12 | $5,050,000 | $420,000 | $1,395,000 | $150,000 | $440,000 |
| Application Denied By Financial Institution | 10 | $2,790,000 | $279,000 | $766,000 | $100,000 | $235,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $1,684,000 | $421,000 | $766,000 | $114,000 | $235,000 |
| Other | 2 | $398,000 | $199,000 | $210,000 | $88,000 | $90,000 |
| Unverifiable Information | 2 | $359,000 | $179,000 | $215,000 | $87,000 | $114,000 |
| Collateral | 1 | $161,000 | $161,000 | $161,000 | $91,000 | $91,000 |
| Credit History | 1 | $188,000 | $188,000 | $188,000 | $106,000 | $106,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.