Benchmark Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Benchmark Lending Inc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Lending Inc 105 S Wheeler, Ste 200 Plant City, FL 33563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 740 |
| Total Mortgage Loan Application Amount | $70,489,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $303,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $222,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Benchmark Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Benchmark Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Lending Inc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Florida | 160 | $ 14,704,000 | $ 91,000 | $ 35,000 |
| Bay County Florida | 111 | $ 9,873,000 | $ 88,000 | $ 32,000 |
| Orange County Florida | 89 | $ 9,862,000 | $ 110,000 | $ 38,000 |
| Osceola County Florida | 58 | $ 6,329,000 | $ 109,000 | $ 36,000 |
| Hillsborough County Florida | 48 | $ 5,487,000 | $ 114,000 | $ 50,000 |
| Pasco County Florida | 19 | $ 1,850,000 | $ 97,000 | $ 44,000 |
| Jackson County Florida | 18 | $ 1,306,000 | $ 72,000 | $ 30,000 |
| Leon County Florida | 18 | $ 1,472,000 | $ 81,000 | $ 30,000 |
| Gadsden County Florida | 17 | $ 1,303,000 | $ 76,000 | $ 24,000 |
| Seminole County Florida | 15 | $ 1,551,000 | $ 103,000 | $ 41,000 |
| Marion County Florida | 14 | $ 1,198,000 | $ 85,000 | $ 30,000 |
| Bradford County Florida | 12 | $ 1,063,000 | $ 88,000 | $ 37,000 |
| Hernando County Florida | 12 | $ 952,000 | $ 79,000 | $ 35,000 |
| Washington County Florida | 10 | $ 702,000 | $ 70,000 | $ 33,000 |
| Gulf County Florida | 9 | $ 654,000 | $ 72,000 | $ 36,000 |
| Lake County Florida | 9 | $ 1,112,000 | $ 123,000 | $ 48,000 |
| Duval County Florida | 8 | $ 743,000 | $ 92,000 | $ 32,000 |
| Franklin County Florida | 8 | $ 660,000 | $ 82,000 | $ 34,000 |
| Clay County Florida | 7 | $ 772,000 | $ 110,000 | $ 43,000 |
| Highlands County Florida | 7 | $ 615,000 | $ 87,000 | $ 34,000 |
| Walton County Florida | 7 | $ 706,000 | $ 100,000 | $ 48,000 |
| Columbia County Florida | 6 | $ 471,000 | $ 78,000 | $ 33,000 |
| Hardee County Florida | 6 | $ 558,000 | $ 93,000 | $ 41,000 |
| Wakulla County Florida | 6 | $ 475,000 | $ 79,000 | $ 27,000 |
| Citrus County Florida | 5 | $ 498,000 | $ 99,000 | $ 54,000 |
| Jefferson County Florida | 5 | $ 397,000 | $ 79,000 | $ 29,000 |
| Levy County Florida | 5 | $ 396,000 | $ 79,000 | $ 33,000 |
| Putnam County Florida | 5 | $ 498,000 | $ 99,000 | $ 35,000 |
| Volusia County Florida | 5 | $ 526,000 | $ 105,000 | $ 44,000 |
| Calhoun County Florida | 4 | $ 318,000 | $ 79,000 | $ 27,000 |
| Brevard County Florida | 3 | $ 337,000 | $ 112,000 | $ 36,000 |
| Broward County Florida | 3 | $ 355,000 | $ 118,000 | $ 48,000 |
| Manatee County Florida | 3 | $ 249,000 | $ 83,000 | $ 16,000 |
| Nassau County Florida | 3 | $ 311,000 | $ 103,000 | $ 31,000 |
| Union County Florida | 3 | $ 258,000 | $ 86,000 | $ 27,000 |
| Alachua County Florida | 2 | $ 155,000 | $ 77,000 | $ 26,000 |
| Charlotte County Florida | 2 | $ 114,000 | $ 57,000 | $ 41,000 |
| Hamilton County Florida | 2 | $ 165,000 | $ 82,000 | $ 36,000 |
| Palm Beach County Florida | 2 | $ 241,000 | $ 120,000 | $ 69,000 |
| Pinellas County Florida | 2 | $ 211,000 | $ 105,000 | $ 44,000 |
| Sumter County Florida | 2 | $ 163,000 | $ 81,000 | $ 32,000 |
| DeSoto County Florida | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Escambia County Florida | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Flagler County Florida | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Gilchrist County Florida | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Monroe County Florida | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| St. Johns County Florida | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Suwannee County Florida | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Benchmark Lending Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 719 | $67,959,000 | $94,000 | $303,000 | $36,000 | $156,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 21 | $2,530,000 | $120,000 | $291,000 | $60,000 | $222,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $36,491,000 | $96,000 | $303,000 | $38,000 | $222,000 |
| Information not provided by applicant in mail or telephone application | 305 | $28,653,000 | $93,000 | $154,000 | $36,000 | $120,000 |
| Hispanic | 36 | $3,628,000 | $100,000 | $135,000 | $33,000 | $66,000 |
| Black | 18 | $1,544,000 | $85,000 | $107,000 | $27,000 | $40,000 |
| American Indian or Alaskan Native | 1 | $71,000 | $71,000 | $71,000 | $19,000 | $19,000 |
| Asian or Pacific Islander | 1 | $102,000 | $102,000 | $102,000 | $60,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 667 | $62,946,000 | $94,000 | $154,000 | $34,000 | $120,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 73 | $7,543,000 | $103,000 | $303,000 | $51,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 338 | $32,345,000 | $95,000 | $303,000 | $39,000 | $222,000 |
| Application Withdrawn By Applicant | 207 | $20,048,000 | $96,000 | $154,000 | $37,000 | $120,000 |
| Application Denied By Financial Institution | 110 | $10,384,000 | $94,000 | $157,000 | $33,000 | $115,000 |
| Application Approved But Not Accepted | 58 | $5,277,000 | $90,000 | $149,000 | $34,000 | $60,000 |
| File Closed For Incompleteness | 17 | $1,550,000 | $91,000 | $135,000 | $35,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 37 | $3,412,000 | $92,000 | $140,000 | $28,000 | $62,000 |
| Credit History | 29 | $2,916,000 | $100,000 | $157,000 | $36,000 | $73,000 |
| Unverifiable Information | 18 | $1,747,000 | $97,000 | $137,000 | $33,000 | $71,000 |
| Employment History | 12 | $1,098,000 | $91,000 | $115,000 | $26,000 | $45,000 |
| Credit Application Incomplete | 7 | $523,000 | $74,000 | $94,000 | $39,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $433,000 | $86,000 | $113,000 | $37,000 | $55,000 |
| Collateral | 4 | $406,000 | $101,000 | $123,000 | $32,000 | $45,000 |
| Other | 3 | $355,000 | $118,000 | $130,000 | $64,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Lending Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.