Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bethpage Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,576 |
| Total Mortgage Loan Application Amount | $1,522,834,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $137,333 |
| Highest Applicant Income | $3,672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,367 | $ 633,813,000 | $ 267,000 | $ 142,000 |
| Nassau County New York | 2,225 | $ 620,778,000 | $ 279,000 | $ 152,000 |
| Queens County New York | 144 | $ 36,766,000 | $ 255,000 | $ 109,000 |
| New York County New York | 68 | $ 67,248,000 | $ 988,000 | $ 621,000 |
| Westchester County New York | 43 | $ 22,010,000 | $ 511,000 | $ 395,000 |
| Kings County New York | 27 | $ 11,775,000 | $ 436,000 | $ 226,000 |
| Fairfield County Connecticut | 22 | $ 14,967,000 | $ 680,000 | $ 559,000 |
| Bergen County New Jersey | 20 | $ 8,754,000 | $ 437,000 | $ 232,000 |
| Brevard County Florida | 17 | $ 3,114,000 | $ 183,000 | $ 123,000 |
| Palm Beach County Florida | 15 | $ 3,069,000 | $ 204,000 | $ 166,000 |
| St. Lucie County Florida | 11 | $ 1,014,000 | $ 92,000 | $ 73,000 |
| Monmouth County New Jersey | 10 | $ 3,416,000 | $ 341,000 | $ 187,000 |
| Broward County Florida | 8 | $ 902,000 | $ 112,000 | $ 147,000 |
| St. Johns County Florida | 8 | $ 952,000 | $ 119,000 | $ 83,000 |
| Essex County New Jersey | 8 | $ 2,447,000 | $ 305,000 | $ 196,000 |
| Hudson County New Jersey | 8 | $ 2,985,000 | $ 373,000 | $ 152,000 |
| Collier County Florida | 7 | $ 2,383,000 | $ 340,000 | $ 235,000 |
| Morris County New Jersey | 7 | $ 2,474,000 | $ 353,000 | $ 195,000 |
| Horry County South Carolina | 7 | $ 1,002,000 | $ 143,000 | $ 103,000 |
| Fairfax County Virginia | 7 | $ 2,382,000 | $ 340,000 | $ 164,000 |
| Loudoun County Virginia | 7 | $ 2,043,000 | $ 291,000 | $ 201,000 |
| Middlesex County New Jersey | 6 | $ 1,340,000 | $ 223,000 | $ 134,000 |
| Miami-Dade County Florida | 5 | $ 1,319,000 | $ 263,000 | $ 198,000 |
| Chatham County Georgia | 5 | $ 1,209,000 | $ 241,000 | $ 184,000 |
| Montgomery County Maryland | 5 | $ 1,394,000 | $ 278,000 | $ 146,000 |
| Albany County New York | 5 | $ 1,212,000 | $ 242,000 | $ 268,000 |
| Richmond County New York | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
| Wake County North Carolina | 5 | $ 1,342,000 | $ 268,000 | $ 98,000 |
| Wayne County Pennsylvania | 5 | $ 628,000 | $ 125,000 | $ 117,000 |
| Hartford County Connecticut | 4 | $ 576,000 | $ 144,000 | $ 89,000 |
| Martin County Florida | 4 | $ 496,000 | $ 124,000 | $ 87,000 |
| Gwinnett County Georgia | 4 | $ 850,000 | $ 212,000 | $ 101,000 |
| Bronx County New York | 4 | $ 619,000 | $ 154,000 | $ 108,000 |
| Rockland County New York | 4 | $ 1,044,000 | $ 261,000 | $ 130,000 |
| Bucks County Pennsylvania | 4 | $ 809,000 | $ 202,000 | $ 201,000 |
| Windham County Vermont | 4 | $ 880,000 | $ 220,000 | $ 493,000 |
| Virginia Beach County Virginia | 4 | $ 674,000 | $ 168,000 | $ 70,000 |
| Maricopa County Arizona | 3 | $ 314,000 | $ 104,000 | $ 132,000 |
| Orange County California | 3 | $ 622,000 | $ 207,000 | $ 71,000 |
| San Diego County California | 3 | $ 1,035,000 | $ 345,000 | $ 229,000 |
| Denver County Colorado | 3 | $ 700,000 | $ 233,000 | $ 139,000 |
| El Paso County Colorado | 3 | $ 725,000 | $ 241,000 | $ 141,000 |
| Jefferson County Colorado | 3 | $ 1,034,000 | $ 344,000 | $ 177,000 |
| New London County Connecticut | 3 | $ 702,000 | $ 234,000 | $ 97,000 |
| Charlotte County Florida | 3 | $ 443,000 | $ 147,000 | $ 137,000 |
| Lee County Florida | 3 | $ 417,000 | $ 139,000 | $ 154,000 |
| Orange County Florida | 3 | $ 386,000 | $ 128,000 | $ 75,000 |
| Osceola County Florida | 3 | $ 308,000 | $ 102,000 | $ 68,000 |
| Pasco County Florida | 3 | $ 415,000 | $ 138,000 | $ 141,000 |
| Polk County Florida | 3 | $ 212,000 | $ 70,000 | $ 72,000 |
| Sumter County Florida | 3 | $ 395,000 | $ 131,000 | $ 85,000 |
| Cobb County Georgia | 3 | $ 570,000 | $ 190,000 | $ 128,000 |
| Fulton County Georgia | 3 | $ 420,000 | $ 140,000 | $ 186,000 |
| Ocean County New Jersey | 3 | $ 1,266,000 | $ 422,000 | $ 187,000 |
| Greene County New York | 3 | $ 276,000 | $ 92,000 | $ 215,000 |
| Sullivan County New York | 3 | $ 605,000 | $ 201,000 | $ 131,000 |
| Union County North Carolina | 3 | $ 512,000 | $ 170,000 | $ 106,000 |
| Chesapeake County Virginia | 3 | $ 310,000 | $ 103,000 | $ 101,000 |
| Prince William County Virginia | 3 | $ 1,342,000 | $ 447,000 | $ 173,000 |
| Pima County Arizona | 2 | $ 302,000 | $ 151,000 | $ 94,000 |
| Santa Clara County California | 2 | $ 908,000 | $ 454,000 | $ 134,000 |
| Litchfield County Connecticut | 2 | $ 357,000 | $ 178,000 | $ 162,000 |
| New Haven County Connecticut | 2 | $ 543,000 | $ 271,000 | $ 185,000 |
| Citrus County Florida | 2 | $ 219,000 | $ 109,000 | $ 79,000 |
| Flagler County Florida | 2 | $ 183,000 | $ 91,000 | $ 90,000 |
| Indian River County Florida | 2 | $ 515,000 | $ 257,000 | $ 113,000 |
| Lake County Florida | 2 | $ 235,000 | $ 117,000 | $ 133,000 |
| Pinellas County Florida | 2 | $ 313,000 | $ 156,000 | $ 171,000 |
| Sarasota County Florida | 2 | $ 239,000 | $ 119,000 | $ 79,000 |
| Seminole County Florida | 2 | $ 368,000 | $ 184,000 | $ 67,000 |
| Calcasieu County Louisiana | 2 | $ 459,000 | $ 229,000 | $ 143,000 |
| Washington County Maine | 2 | $ 498,000 | $ 249,000 | $ 65,000 |
| Anne Arundel County Maryland | 2 | $ 413,000 | $ 206,000 | $ 126,000 |
| St. Mary's County Maryland | 2 | $ 695,000 | $ 347,000 | $ 173,000 |
| Berkshire County Massachusetts | 2 | $ 576,000 | $ 288,000 | $ 392,000 |
| Hampden County Massachusetts | 2 | $ 316,000 | $ 158,000 | $ 93,000 |
| Plymouth County Massachusetts | 2 | $ 414,000 | $ 207,000 | $ 212,000 |
| Hillsborough County New Hampshire | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
| Hunterdon County New Jersey | 2 | $ 595,000 | $ 297,000 | $ 107,000 |
| Mercer County New Jersey | 2 | $ 541,000 | $ 270,000 | $ 179,000 |
| Passaic County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 84,000 |
| Sussex County New Jersey | 2 | $ 573,000 | $ 286,000 | $ 170,000 |
| Chenango County New York | 2 | $ 156,000 | $ 78,000 | $ 73,000 |
| Delaware County New York | 2 | $ 264,000 | $ 132,000 | $ 221,000 |
| Dutchess County New York | 2 | $ 344,000 | $ 172,000 | $ 47,000 |
| Monroe County New York | 2 | $ 268,000 | $ 134,000 | $ 101,000 |
| Onondaga County New York | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| Orange County New York | 2 | $ 574,000 | $ 287,000 | $ 127,000 |
| Otsego County New York | 2 | $ 332,000 | $ 166,000 | $ 89,000 |
| Saratoga County New York | 2 | $ 364,000 | $ 182,000 | $ 81,000 |
| Ulster County New York | 2 | $ 384,000 | $ 192,000 | $ 166,000 |
| Mecklenburg County North Carolina | 2 | $ 292,000 | $ 146,000 | $ 79,000 |
| New Hanover County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Polk County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 48,000 |
| Berks County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Lancaster County Pennsylvania | 2 | $ 305,000 | $ 152,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 177,000 |
| York County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 133,000 |
| Charleston County South Carolina | 2 | $ 687,000 | $ 343,000 | $ 174,000 |
| Windsor County Vermont | 2 | $ 529,000 | $ 264,000 | $ 379,000 |
| Franklin County Virginia | 2 | $ 494,000 | $ 247,000 | $ 72,000 |
| Spotsylvania County Virginia | 2 | $ 441,000 | $ 220,000 | $ 281,000 |
| Dallas County Alabama | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Pinal County Arizona | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 199,000 |
| San Mateo County California | 1 | $ 310,000 | $ 310,000 | $ 131,000 |
| Adams County Colorado | 1 | $ 176,000 | $ 176,000 | $ 186,000 |
| Arapahoe County Colorado | 1 | $ 224,000 | $ 224,000 | $ 76,000 |
| Broomfield County Colorado | 1 | $ 168,000 | $ 168,000 | $ 135,000 |
| Douglas County Colorado | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Eagle County Colorado | 1 | $ 119,000 | $ 119,000 | $ 106,000 |
| Lake County Colorado | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Marion County Florida | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Putnam County Florida | 1 | $ 290,000 | $ 290,000 | $ 552,000 |
| Volusia County Florida | 1 | $ 164,000 | $ 164,000 | $ 201,000 |
| Baldwin County Georgia | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| Clayton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Douglas County Georgia | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Paulding County Georgia | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
| Troup County Georgia | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Union County Georgia | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 321,000 | $ 321,000 | $ 184,000 |
| Kane County Illinois | 1 | $ 347,000 | $ 347,000 | $ 143,000 |
| Cumberland County Maine | 1 | $ 133,000 | $ 133,000 | $ 270,000 |
| Baltimore County Maryland | 1 | $ 342,000 | $ 342,000 | $ 103,000 |
| Frederick County Maryland | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Barnstable County Massachusetts | 1 | $ 666,000 | $ 666,000 | $ 251,000 |
| Middlesex County Massachusetts | 1 | $ 301,000 | $ 301,000 | $ 242,000 |
| Norfolk County Massachusetts | 1 | $ 382,000 | $ 382,000 | $ 129,000 |
| Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 194,000 |
| Lamar County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Jackson County Missouri | 1 | $ 500,000 | $ 500,000 | $ 194,000 |
| St. Louis County Missouri | 1 | $ 247,000 | $ 247,000 | $ 105,000 |
| Yellowstone County Montana | 1 | $ 496,000 | $ 496,000 | $ 236,000 |
| Merrimack County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| Strafford County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Burlington County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Gloucester County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Somerset County New Jersey | 1 | $ 269,000 | $ 269,000 | $ 89,000 |
| Union County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Warren County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Columbia County New York | 1 | $ 288,000 | $ 288,000 | $ 189,000 |
| Cortland County New York | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Essex County New York | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Fulton County New York | 1 | $ 155,000 | $ 155,000 | $ 187,000 |
| Hamilton County New York | 1 | $ 288,000 | $ 288,000 | $ 220,000 |
| Livingston County New York | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Oneida County New York | 1 | $ 478,000 | $ 478,000 | $ 286,000 |
| Putnam County New York | 1 | $ 284,000 | $ 284,000 | $ 90,000 |
| Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Cabarrus County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Dare County North Carolina | 1 | $ 430,000 | $ 430,000 | $ 91,000 |
| Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Hoke County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Nash County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Pender County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 86,000 |
| Fairfield County Ohio | 1 | $ 233,000 | $ 233,000 | $ 98,000 |
| Jefferson County Ohio | 1 | $ 33,000 | $ 33,000 | $ 105,000 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 175,000 |
| Cumberland County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Monroe County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Montgomery County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 91,000 |
| Northampton County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 125,000 |
| Pike County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 225,000 |
| Schuylkill County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 45,000 |
| Wyoming County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 523,000 |
| Kent County Rhode Island | 1 | $ 208,000 | $ 208,000 | $ 219,000 |
| Washington County Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 350,000 |
| Aiken County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Berkeley County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 103,000 |
| Georgetown County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Lancaster County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
| Carter County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 15,000 |
| Bennington County Vermont | 1 | $ 210,000 | $ 210,000 | $ 251,000 |
| Orange County Vermont | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Culpeper County Virginia | 1 | $ 300,000 | $ 300,000 | $ 81,000 |
| Fauquier County Virginia | 1 | $ 319,000 | $ 319,000 | $ 131,000 |
| Frederick County Virginia | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Harrisonburg County Virginia | 1 | $ 120,000 | $ 120,000 | $ 184,000 |
| Henrico County Virginia | 1 | $ 272,000 | $ 272,000 | $ 139,000 |
| Waynesboro County Virginia | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Wood County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 186,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,172 | $1,191,596,000 | $285,000 | $3,700,000 | $162,000 | $3,672,000 |
| Home Purchase | 968 | $282,517,000 | $291,000 | $3,000,000 | $133,000 | $2,786,000 |
| Home Improvement | 436 | $48,721,000 | $111,000 | $500,000 | $117,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,031 | $1,109,501,000 | $275,000 | $3,700,000 | $155,000 | $3,672,000 |
| Not Provided | 882 | $239,254,000 | $271,000 | $3,000,000 | $165,000 | $2,786,000 |
| Asian | 310 | $95,081,000 | $306,000 | $950,000 | $152,000 | $2,480,000 |
| Hispanic | 201 | $47,184,000 | $234,000 | $1,000,000 | $117,000 | $475,000 |
| Black or African American | 147 | $30,091,000 | $204,000 | $659,000 | $92,000 | $445,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $814,000 | $271,000 | $382,000 | $137,000 | $230,000 |
| American Indian or Alaskan Native | 2 | $909,000 | $454,000 | $492,000 | $237,000 | $245,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,383 | $1,464,442,000 | $272,000 | $3,700,000 | $155,000 | $3,672,000 |
| FHA-insured (Federal Housing Administration) | 193 | $58,392,000 | $302,000 | $609,000 | $106,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,459 | $942,336,000 | $272,000 | $3,000,000 | $161,000 | $3,672,000 |
| Application Withdrawn By Applicant | 1,219 | $343,766,000 | $282,000 | $3,000,000 | $158,000 | $2,786,000 |
| Application Denied By Financial Institution | 666 | $173,357,000 | $260,000 | $3,700,000 | $112,000 | $1,680,000 |
| Application Approved But Not Accepted | 188 | $51,751,000 | $275,000 | $1,500,000 | $135,000 | $900,000 |
| File Closed For Incompleteness | 44 | $11,624,000 | $264,000 | $800,000 | $128,000 | $443,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 220 | $68,210,000 | $310,000 | $3,700,000 | $130,000 | $1,680,000 |
| Debt-To-Income Ratio | 191 | $47,550,000 | $248,000 | $1,921,000 | $80,000 | $300,000 |
| Collateral | 82 | $20,205,000 | $246,000 | $813,000 | $115,000 | $416,000 |
| Credit History | 75 | $10,776,000 | $143,000 | $712,000 | $127,000 | $631,000 |
| Credit Application Incomplete | 55 | $14,592,000 | $265,000 | $544,000 | $123,000 | $310,000 |
| Employment History | 13 | $3,524,000 | $271,000 | $496,000 | $77,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,864,000 | $322,000 | $730,000 | $95,000 | $191,000 |
| Mortgage Insurance Denied | 4 | $1,298,000 | $324,000 | $401,000 | $129,000 | $199,000 |
| Unverifiable Information | 4 | $1,550,000 | $387,000 | $850,000 | $295,000 | $977,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.