BMO Harris Bank NA Mortgage Lending & HMDA Data, 2011
In 2011, BMO Harris Bank NA of Chicago, IL reported 13,292 mortgage applications totaling $2.8 billion. The average application was for $208,233, and applicants reported an average income of $134,990. 56% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (7,921), Milwaukee-Waukesha-West Allis, WI (878) and Lake County-Kenosha County, IL-WI (739) (applications in parentheses).
| Mortgage Company & Address | BMO Harris Bank NA 111 W. Monroe Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,292 |
| Total Mortgage Loan Application Amount | $2,767,837,000 |
| Average Mortgage Loan Application Amount | $208,233 |
| Highest Mortgage Loan Application Amount | $8,263,000 |
| Average Applicant Income | $134,990 |
| Highest Applicant Income | $9,644,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 3,730 | $ 836,439,000 | $ 224,246 | $ 143,000 |
| DuPage, Illinois | 1,267 | $ 278,227,000 | $ 219,595 | $ 134,000 |
| Will, Illinois | 1,223 | $ 181,291,000 | $ 148,234 | $ 89,000 |
| Kane, Illinois | 746 | $ 130,489,000 | $ 174,918 | $ 116,000 |
| McHenry, Illinois | 735 | $ 130,722,000 | $ 177,853 | $ 93,000 |
| Lake, Illinois | 720 | $ 218,284,000 | $ 303,172 | $ 162,000 |
| Ozaukee, Wisconsin | 500 | $ 73,742,000 | $ 147,484 | $ 103,000 |
| Winnebago, Illinois | 411 | $ 40,786,000 | $ 99,236 | $ 70,000 |
| Lake, Indiana | 323 | $ 39,817,000 | $ 123,272 | $ 79,000 |
| Maricopa, Arizona | 244 | $ 103,818,000 | $ 425,483 | $ 249,000 |
| Milwaukee, Wisconsin | 212 | $ 23,925,000 | $ 112,853 | $ 72,000 |
| Sauk, Wisconsin | 159 | $ 17,571,000 | $ 110,509 | $ 79,000 |
| Kendall, Illinois | 151 | $ 20,680,000 | $ 136,953 | $ 89,000 |
| Howard, Indiana | 134 | $ 12,453,000 | $ 92,932 | $ 61,000 |
| Hamilton, Indiana | 114 | $ 21,207,000 | $ 186,026 | $ 146,000 |
| Porter, Indiana | 94 | $ 27,173,000 | $ 289,074 | $ 117,000 |
| Washington, Wisconsin | 93 | $ 14,696,000 | $ 158,021 | $ 80,000 |
| Dane, Wisconsin | 83 | $ 14,201,000 | $ 171,096 | $ 101,000 |
| Sheboygan, Wisconsin | 82 | $ 9,680,000 | $ 118,048 | $ 77,000 |
| Waukesha, Wisconsin | 73 | $ 12,762,000 | $ 174,821 | $ 118,000 |
| Collier, Florida | 63 | $ 36,489,000 | $ 579,190 | $ 419,000 |
| Morgan, Indiana | 61 | $ 6,459,000 | $ 105,885 | $ 60,000 |
| Boone, Illinois | 59 | $ 6,857,000 | $ 116,220 | $ 77,000 |
| Marion, Indiana | 57 | $ 8,852,000 | $ 155,298 | $ 112,000 |
| Oconto, Wisconsin | 50 | $ 4,404,000 | $ 88,080 | $ 65,000 |
| Grundy, Illinois | 47 | $ 6,416,000 | $ 136,510 | $ 88,000 |
| Sullivan, Indiana | 43 | $ 2,977,000 | $ 69,232 | $ 66,000 |
| King, Washington | 43 | $ 29,634,000 | $ 689,162 | $ 297,000 |
| Vernon, Wisconsin | 42 | $ 3,545,000 | $ 84,404 | $ 67,000 |
| Sarasota, Florida | 41 | $ 17,985,000 | $ 438,658 | $ 338,000 |
| Walworth, Wisconsin | 37 | $ 19,722,000 | $ 533,027 | $ 385,000 |
| Palm Beach, Florida | 35 | $ 17,697,000 | $ 505,628 | $ 454,000 |
| Pima, Arizona | 33 | $ 9,976,000 | $ 302,303 | $ 189,000 |
| Lee, Florida | 33 | $ 7,771,000 | $ 235,484 | $ 358,000 |
| Cass, Indiana | 31 | $ 2,391,000 | $ 77,129 | $ 66,000 |
| Wayne, Indiana | 27 | $ 2,023,000 | $ 74,925 | $ 54,000 |
| Kankakee, Illinois | 26 | $ 3,473,000 | $ 133,576 | $ 65,000 |
| Grant, Indiana | 25 | $ 1,610,000 | $ 64,400 | $ 59,000 |
| Tipton, Indiana | 23 | $ 2,589,000 | $ 112,565 | $ 63,000 |
| DeKalb, Illinois | 22 | $ 2,685,000 | $ 122,045 | $ 98,000 |
| Columbia, Wisconsin | 22 | $ 2,472,000 | $ 112,363 | $ 75,000 |
| La Crosse, Wisconsin | 22 | $ 2,897,000 | $ 131,681 | $ 59,000 |
| Racine, Wisconsin | 22 | $ 3,469,000 | $ 157,681 | $ 86,000 |
| Los Angeles, California | 20 | $ 13,968,000 | $ 698,400 | $ 306,000 |
| LaSalle, Illinois | 20 | $ 2,917,000 | $ 145,850 | $ 112,000 |
| Clay, Indiana | 19 | $ 1,403,000 | $ 73,842 | $ 59,000 |
| LaPorte, Indiana | 19 | $ 4,323,000 | $ 227,526 | $ 432,000 |
| Kenosha, Wisconsin | 19 | $ 3,829,000 | $ 201,526 | $ 161,000 |
| Indian River, Florida | 18 | $ 7,517,000 | $ 417,611 | $ 188,000 |
| Manatee, Florida | 18 | $ 3,720,000 | $ 206,666 | $ 155,000 |
| Hendricks, Indiana | 18 | $ 2,169,000 | $ 120,500 | $ 80,000 |
| Berrien, Michigan | 18 | $ 7,548,000 | $ 419,333 | $ 520,000 |
| Riverside, California | 15 | $ 8,010,000 | $ 534,000 | $ 300,000 |
| Vigo, Indiana | 15 | $ 1,513,000 | $ 100,866 | $ 66,000 |
| Oneida, Wisconsin | 14 | $ 3,672,000 | $ 262,285 | $ 288,000 |
| Pinellas, Florida | 13 | $ 2,416,000 | $ 185,846 | $ 202,000 |
| Adams, Wisconsin | 13 | $ 2,120,000 | $ 163,076 | $ 129,000 |
| Ogle, Illinois | 12 | $ 1,304,000 | $ 108,666 | $ 89,000 |
| Shawano, Wisconsin | 12 | $ 1,397,000 | $ 116,416 | $ 59,000 |
| Vilas, Wisconsin | 12 | $ 3,817,000 | $ 318,083 | $ 187,000 |
| New York, New York | 11 | $ 8,202,000 | $ 745,636 | $ 3,133,000 |
| Crawford, Wisconsin | 11 | $ 863,000 | $ 78,454 | $ 33,000 |
| Rock, Wisconsin | 11 | $ 885,000 | $ 80,454 | $ 51,000 |
| Broward, Florida | 10 | $ 4,143,000 | $ 414,300 | $ 292,000 |
| Clark, Nevada | 10 | $ 1,269,000 | $ 126,900 | $ 113,000 |
| Juneau, Wisconsin | 10 | $ 1,147,000 | $ 114,700 | $ 140,000 |
| Eagle, Colorado | 9 | $ 8,451,000 | $ 939,000 | $ 473,000 |
| Door, Wisconsin | 9 | $ 1,966,000 | $ 218,444 | $ 152,000 |
| Yavapai, Arizona | 8 | $ 3,741,000 | $ 467,625 | $ 193,000 |
| Jo Daviess, Illinois | 8 | $ 1,626,000 | $ 203,250 | $ 260,000 |
| Allegan, Michigan | 8 | $ 2,041,000 | $ 255,125 | $ 176,000 |
| Coconino, Arizona | 7 | $ 5,051,000 | $ 721,571 | $ 350,000 |
| Boone, Indiana | 7 | $ 1,380,000 | $ 197,142 | $ 150,000 |
| Madison, Indiana | 7 | $ 387,000 | $ 55,285 | $ 61,000 |
| Cass, Michigan | 7 | $ 1,952,000 | $ 278,857 | $ 202,000 |
| Pinal, Arizona | 6 | $ 676,000 | $ 112,666 | $ 153,000 |
| Fairfield, Connecticut | 6 | $ 5,960,000 | $ 993,333 | $ 526,000 |
| Miami-Dade, Florida | 6 | $ 5,332,000 | $ 888,666 | $ 2,753,000 |
| White, Indiana | 6 | $ 1,263,000 | $ 210,500 | $ 205,000 |
| Hennepin, Minnesota | 6 | $ 1,953,000 | $ 325,500 | $ 164,000 |
| Fairfax, Virginia | 6 | $ 3,972,000 | $ 662,000 | $ 283,000 |
| Green Lake, Wisconsin | 6 | $ 1,754,000 | $ 292,333 | $ 545,000 |
| Hillsborough, Florida | 5 | $ 1,320,000 | $ 264,000 | $ 224,000 |
| Martin, Florida | 5 | $ 2,520,000 | $ 504,000 | $ 1,022,000 |
| Hawaii, Hawaii | 5 | $ 2,879,000 | $ 575,800 | $ 450,000 |
| Carroll, Illinois | 5 | $ 1,310,000 | $ 262,000 | $ 240,000 |
| McLean, Illinois | 5 | $ 555,000 | $ 111,000 | $ 122,000 |
| Peoria, Illinois | 5 | $ 529,000 | $ 105,800 | $ 75,000 |
| Miami, Indiana | 5 | $ 371,000 | $ 74,200 | $ 50,000 |
| San Juan, Washington | 5 | $ 2,479,000 | $ 495,800 | $ 234,000 |
| Snohomish, Washington | 5 | $ 1,274,000 | $ 254,800 | $ 130,000 |
| Dodge, Wisconsin | 5 | $ 1,062,000 | $ 212,400 | $ 103,000 |
| Iron, Wisconsin | 5 | $ 2,123,000 | $ 424,600 | $ 428,000 |
| Sawyer, Wisconsin | 5 | $ 1,003,000 | $ 200,600 | $ 91,000 |
| Alameda, California | 4 | $ 5,240,000 | $ 1,310,000 | $ 759,000 |
| Orange, California | 4 | $ 3,992,000 | $ 998,000 | $ 399,000 |
| San Diego, California | 4 | $ 5,378,000 | $ 1,344,500 | $ 820,000 |
| Denver, Colorado | 4 | $ 1,840,000 | $ 460,000 | $ 107,000 |
| Iroquois, Illinois | 4 | $ 336,000 | $ 84,000 | $ 71,000 |
| Tazewell, Illinois | 4 | $ 1,358,000 | $ 339,500 | $ 79,000 |
| Monroe, Indiana | 4 | $ 733,000 | $ 183,250 | $ 77,000 |
| Owen, Indiana | 4 | $ 331,000 | $ 82,750 | $ 63,000 |
| Starke, Indiana | 4 | $ 1,343,000 | $ 335,750 | $ 216,000 |
| Clayton, Iowa | 4 | $ 239,000 | $ 59,750 | $ 78,000 |
| Ramsey, Minnesota | 4 | $ 475,000 | $ 118,750 | $ 223,000 |
| Charleston, South Carolina | 4 | $ 6,926,000 | $ 1,731,500 | $ 914,000 |
| Summit, Utah | 4 | $ 4,023,000 | $ 1,005,750 | $ 437,000 |
| Fond du Lac, Wisconsin | 4 | $ 563,000 | $ 140,750 | $ 79,000 |
| Iowa, Wisconsin | 4 | $ 705,000 | $ 176,250 | $ 111,000 |
| Marquette, Wisconsin | 4 | $ 426,000 | $ 106,500 | $ 45,000 |
| Monroe, Wisconsin | 4 | $ 682,000 | $ 170,500 | $ 69,000 |
| Winnebago, Wisconsin | 4 | $ 686,000 | $ 171,500 | $ 65,000 |
| Teton, Wyoming | 4 | $ 2,705,000 | $ 676,250 | $ 436,000 |
| Barbour, Alabama | 3 | $ 180,000 | $ 60,000 | $ 81,000 |
| Ventura, California | 3 | $ 1,264,000 | $ 421,333 | $ 559,000 |
| Boulder, Colorado | 3 | $ 2,815,000 | $ 938,333 | $ 392,000 |
| Summit, Colorado | 3 | $ 500,000 | $ 166,666 | $ 88,000 |
| District of Columbia, District Of Columbia | 3 | $ 992,000 | $ 330,666 | $ 125,000 |
| Charlotte, Florida | 3 | $ 377,000 | $ 125,666 | $ 107,000 |
| Orange, Florida | 3 | $ 210,000 | $ 70,000 | $ 121,000 |
| Polk, Florida | 3 | $ 267,000 | $ 89,000 | $ 41,000 |
| Kauai, Hawaii | 3 | $ 2,575,000 | $ 858,333 | $ 468,000 |
| Lee, Illinois | 3 | $ 254,000 | $ 84,666 | $ 53,000 |
| McDonough, Illinois | 3 | $ 282,000 | $ 94,000 | $ 78,000 |
| Stephenson, Illinois | 3 | $ 566,000 | $ 188,666 | $ 157,000 |
| Carroll, Indiana | 3 | $ 183,000 | $ 61,000 | $ 48,000 |
| Greene, Indiana | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Johnson, Indiana | 3 | $ 176,000 | $ 58,666 | $ 49,000 |
| Norfolk, Massachusetts | 3 | $ 1,456,000 | $ 485,333 | $ 216,000 |
| Suffolk, Massachusetts | 3 | $ 2,067,000 | $ 689,000 | $ 5,829,000 |
| St. Joseph, Michigan | 3 | $ 501,000 | $ 167,000 | $ 103,000 |
| Van Buren, Michigan | 3 | $ 398,000 | $ 132,666 | $ 318,000 |
| Camden, Missouri | 3 | $ 527,000 | $ 175,666 | $ 69,000 |
| St. Louis, Missouri | 3 | $ 523,000 | $ 174,333 | $ 73,000 |
| Gallatin, Montana | 3 | $ 2,341,000 | $ 780,333 | $ 639,000 |
| Tulsa, Oklahoma | 3 | $ 762,000 | $ 254,000 | $ 144,000 |
| Chester, Pennsylvania | 3 | $ 1,104,000 | $ 368,000 | $ 152,000 |
| Collin, Texas | 3 | $ 1,058,000 | $ 352,666 | $ 271,000 |
| El Paso, Texas | 3 | $ 790,000 | $ 263,333 | $ 139,000 |
| Galveston, Texas | 3 | $ 598,000 | $ 199,333 | $ 229,000 |
| Harris, Texas | 3 | $ 568,000 | $ 189,333 | $ 135,000 |
| Travis, Texas | 3 | $ 809,000 | $ 269,666 | $ 90,000 |
| Williamson, Texas | 3 | $ 213,000 | $ 71,000 | $ 65,000 |
| Calumet, Wisconsin | 3 | $ 513,000 | $ 171,000 | $ 49,000 |
| Green, Wisconsin | 3 | $ 293,000 | $ 97,666 | $ 58,000 |
| Menominee, Wisconsin | 3 | $ 317,000 | $ 105,666 | $ 99,000 |
| Richland, Wisconsin | 3 | $ 222,000 | $ 74,000 | $ 60,000 |
| Waushara, Wisconsin | 3 | $ 784,000 | $ 261,333 | $ 195,000 |
| Anchorage, Alaska | 2 | $ 619,000 | $ 309,500 | $ 313,000 |
| Navajo, Arizona | 2 | $ 445,000 | $ 222,500 | $ 285,000 |
| Sacramento, California | 2 | $ 380,000 | $ 190,000 | $ 645,000 |
| San Francisco, California | 2 | $ 2,198,000 | $ 1,099,000 | $ 386,000 |
| San Mateo, California | 2 | $ 2,624,000 | $ 1,312,000 | $ 4,973,000 |
| Santa Barbara, California | 2 | $ 2,000,000 | $ 1,000,000 | $ 169,000 |
| Sonoma, California | 2 | $ 1,149,000 | $ 574,500 | $ 217,000 |
| Stanislaus, California | 2 | $ 1,508,000 | $ 754,000 | $ 378,000 |
| Huerfano, Colorado | 2 | $ 1,415,000 | $ 707,500 | $ 323,000 |
| Jefferson, Colorado | 2 | $ 304,000 | $ 152,000 | $ 109,000 |
| Larimer, Colorado | 2 | $ 299,000 | $ 149,500 | $ 110,000 |
| Pitkin, Colorado | 2 | $ 970,000 | $ 485,000 | $ 234,000 |
| Routt, Colorado | 2 | $ 917,000 | $ 458,500 | $ 189,000 |
| Clay, Florida | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Lake, Florida | 2 | $ 176,000 | $ 88,000 | $ 81,000 |
| Leon, Florida | 2 | $ 184,000 | $ 92,000 | $ 165,000 |
| Monroe, Florida | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| St. Lucie, Florida | 2 | $ 191,000 | $ 95,500 | $ 144,000 |
| Maui, Hawaii | 2 | $ 1,053,000 | $ 526,500 | $ 336,000 |
| Kootenai, Idaho | 2 | $ 1,555,000 | $ 777,500 | $ 204,000 |
| Clark, Illinois | 2 | $ 323,000 | $ 161,500 | $ 50,000 |
| Knox, Illinois | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Madison, Illinois | 2 | $ 2,000,000 | $ 1,000,000 | $ 400,000 |
| Fulton, Indiana | 2 | $ 296,000 | $ 148,000 | $ 83,000 |
| Hancock, Indiana | 2 | $ 208,000 | $ 104,000 | $ 45,000 |
| Jasper, Indiana | 2 | $ 340,000 | $ 170,000 | $ 221,000 |
| Newton, Indiana | 2 | $ 133,000 | $ 66,500 | $ 65,000 |
| Putnam, Indiana | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| St. Joseph, Indiana | 2 | $ 457,000 | $ 228,500 | $ 173,000 |
| Polk, Iowa | 2 | $ 475,000 | $ 237,500 | $ 208,000 |
| Ringgold, Iowa | 2 | $ 469,000 | $ 234,500 | $ 120,000 |
| Orleans, Louisiana | 2 | $ 1,354,000 | $ 677,000 | $ 446,000 |
| Howard, Maryland | 2 | $ 451,000 | $ 225,500 | $ 81,000 |
| Montgomery, Maryland | 2 | $ 512,000 | $ 256,000 | $ 32,000 |
| Olmsted, Minnesota | 2 | $ 991,000 | $ 495,500 | $ 113,000 |
| Lafayette, Missouri | 2 | $ 102,000 | $ 51,000 | $ 32,000 |
| Rockingham, New Hampshire | 2 | $ 627,000 | $ 313,500 | $ 146,000 |
| Hudson, New Jersey | 2 | $ 780,000 | $ 390,000 | $ 385,000 |
| Dona Ana, New Mexico | 2 | $ 464,000 | $ 232,000 | $ 153,000 |
| Queens, New York | 2 | $ 683,000 | $ 341,500 | $ 140,000 |
| Suffolk, New York | 2 | $ 530,000 | $ 265,000 | $ 294,000 |
| Brunswick, North Carolina | 2 | $ 865,000 | $ 432,500 | $ 274,000 |
| Buncombe, North Carolina | 2 | $ 508,000 | $ 254,000 | $ 182,000 |
| Mecklenburg, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 282,000 |
| Montgomery, Ohio | 2 | $ 459,000 | $ 229,500 | $ 399,000 |
| Beaufort, South Carolina | 2 | $ 578,000 | $ 289,000 | $ 152,000 |
| Montgomery, Tennessee | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Bexar, Texas | 2 | $ 151,000 | $ 75,500 | $ 38,000 |
| Fort Bend, Texas | 2 | $ 586,000 | $ 293,000 | $ 95,000 |
| Iron, Utah | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| Chittenden, Vermont | 2 | $ 428,000 | $ 214,000 | $ 140,000 |
| Kitsap, Washington | 2 | $ 733,000 | $ 366,500 | $ 427,000 |
| Barron, Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Brown, Wisconsin | 2 | $ 246,000 | $ 123,000 | $ 80,000 |
| Clark, Wisconsin | 2 | $ 297,000 | $ 148,500 | $ 155,000 |
| Eau Claire, Wisconsin | 2 | $ 701,000 | $ 350,500 | $ 145,000 |
| Forest, Wisconsin | 2 | $ 237,000 | $ 118,500 | $ 109,000 |
| Grant, Wisconsin | 2 | $ 191,000 | $ 95,500 | $ 31,000 |
| Jackson, Wisconsin | 2 | $ 229,000 | $ 114,500 | $ 54,000 |
| Marathon, Wisconsin | 2 | $ 395,000 | $ 197,500 | $ 225,000 |
| Marinette, Wisconsin | 2 | $ 499,000 | $ 249,500 | $ 860,000 |
| Trempealeau, Wisconsin | 2 | $ 78,000 | $ 39,000 | $ 51,000 |
| Waupaca, Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 123,000 |
| Apache, Arizona | 1 | $ 250,000 | $ 250,000 | $ 181,000 |
| Santa Cruz, Arizona | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Baxter, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Polk, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Calaveras, California | 1 | $ 399,000 | $ 399,000 | $ 153,000 |
| Humboldt, California | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Marin, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Santa Clara, California | 1 | $ 920,000 | $ 920,000 | $ 275,000 |
| Arapahoe, Colorado | 1 | $ 729,000 | $ 729,000 | $ 240,000 |
| Costilla, Colorado | 1 | $ 190,000 | $ 190,000 | $ 160,000 |
| El Paso, Colorado | 1 | $ 168,000 | $ 168,000 | $ 184,000 |
| San Miguel, Colorado | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
| New Castle, Delaware | 1 | $ 1,000,000 | $ 1,000,000 | $ 500,000 |
| Brevard, Florida | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Flagler, Florida | 1 | $ 930,000 | $ 930,000 | $ 198,000 |
| Osceola, Florida | 1 | $ 140,000 | $ 140,000 | $ 237,000 |
| Seminole, Florida | 1 | $ 115,000 | $ 115,000 | $ 498,000 |
| St. Johns, Florida | 1 | $ 402,000 | $ 402,000 | $ 600,000 |
| Volusia, Florida | 1 | $ 161,000 | $ 161,000 | $ 172,000 |
| Walton, Florida | 1 | $ 176,000 | $ 176,000 | $ 182,000 |
| Camden, Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Cobb, Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 515,000 | $ 515,000 | $ 143,000 |
| Fulton, Georgia | 1 | $ 300,000 | $ 300,000 | $ 164,000 |
| Honolulu, Hawaii | 1 | $ 204,000 | $ 204,000 | $ 196,000 |
| Blaine, Idaho | 1 | $ 417,000 | $ 417,000 | $ 111,000 |
| Champaign, Illinois | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| Fulton, Illinois | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Jackson, Illinois | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Johnson, Illinois | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Livingston, Illinois | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Monroe, Illinois | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Moultrie, Illinois | 1 | $ 38,000 | $ 38,000 | $ 95,000 |
| Sangamon, Illinois | 1 | $ 76,000 | $ 76,000 | $ 149,000 |
| Whiteside, Illinois | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Allen, Indiana | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Benton, Indiana | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Delaware, Indiana | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Elkhart, Indiana | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Henry, Indiana | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Knox, Indiana | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Kosciusko, Indiana | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Marshall, Indiana | 1 | $ 218,000 | $ 218,000 | $ 60,000 |
| Parke, Indiana | 1 | $ 172,000 | $ 172,000 | $ 101,000 |
| Randolph, Indiana | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Tippecanoe, Indiana | 1 | $ 424,000 | $ 424,000 | $ 189,000 |
| Vanderburgh, Indiana | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Vermillion, Indiana | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Wabash, Indiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Delaware, Iowa | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Dubuque, Iowa | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Johnson, Iowa | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Scott, Iowa | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Sioux, Iowa | 1 | $ 64,000 | $ 64,000 | $ 90,000 |
| Story, Iowa | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Atchison, Kansas | 1 | $ 52,000 | $ 52,000 | $ 8,000 |
| Johnson, Kansas | 1 | $ 210,000 | $ 210,000 | $ 161,000 |
| Jefferson, Kentucky | 1 | $ 312,000 | $ 312,000 | $ 121,000 |
| Shelby, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 372,000 |
| Jefferson, Louisiana | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Cumberland, Maine | 1 | $ 2,500,000 | $ 2,500,000 | $ 84,000 |
| Lincoln, Maine | 1 | $ 362,000 | $ 362,000 | $ 200,000 |
| York, Maine | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Talbot, Maryland | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,646,000 |
| Barnstable, Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 292,000 |
| Hampden, Massachusetts | 1 | $ 860,000 | $ 860,000 | $ 410,000 |
| Plymouth, Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 450,000 |
| Delta, Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Emmet, Michigan | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Gogebic, Michigan | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Ingham, Michigan | 1 | $ 99,000 | $ 99,000 | $ 81,000 |
| Keweenaw, Michigan | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Ontonagon, Michigan | 1 | $ 119,000 | $ 119,000 | $ 135,000 |
| Ottawa, Michigan | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Wayne, Michigan | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Cook, Minnesota | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Goodhue, Minnesota | 1 | $ 248,000 | $ 248,000 | $ 84,000 |
| Murray, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 300,000 |
| Polk, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| St. Louis, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Washington, Minnesota | 1 | $ 348,000 | $ 348,000 | $ 181,000 |
| Winona, Minnesota | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Benton, Missouri | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Greene, Missouri | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Jasper, Missouri | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Phelps, Missouri | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Platte, Missouri | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Stone, Missouri | 1 | $ 412,000 | $ 412,000 | $ 213,000 |
| Missoula, Montana | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Douglas, Nebraska | 1 | $ 400,000 | $ 400,000 | $ 450,000 |
| Douglas, Nevada | 1 | $ 264,000 | $ 264,000 | $ 119,000 |
| Nye, Nevada | 1 | $ 67,000 | $ 67,000 | $ 102,000 |
| Belknap, New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 88,000 |
| Grafton, New Hampshire | 1 | $ 193,000 | $ 193,000 | $ 113,000 |
| Essex, New Jersey | 1 | $ 1,480,000 | $ 1,480,000 | $ 400,000 |
| Ocean, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Bernalillo, New Mexico | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Sandoval, New Mexico | 1 | $ 214,000 | $ 214,000 | $ 120,000 |
| Santa Fe, New Mexico | 1 | $ 784,000 | $ 784,000 | $ 514,000 |
| Columbia, New York | 1 | $ 311,000 | $ 311,000 | $ 900,000 |
| Nassau, New York | 1 | $ 1,850,000 | $ 1,850,000 | $ 300,000 |
| Orange, New York | 1 | $ 718,000 | $ 718,000 | $ 1,030,000 |
| Rockland, New York | 1 | $ 176,000 | $ 176,000 | $ 574,000 |
| Sullivan, New York | 1 | $ 84,000 | $ 84,000 | $ 125,000 |
| Clay, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 73,000 |
| Dare, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 315,000 |
| Davidson, North Carolina | 1 | $ 332,000 | $ 332,000 | $ 140,000 |
| Henderson, North Carolina | 1 | $ 350,000 | $ 350,000 | $ 554,000 |
| Iredell, North Carolina | 1 | $ 322,000 | $ 322,000 | $ 98,000 |
| Transylvania, North Carolina | 1 | $ 676,000 | $ 676,000 | $ 82,000 |
| Wake, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Watauga, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 281,000 |
| Erie, Ohio | 1 | $ 563,000 | $ 563,000 | $ 80,000 |
| Knox, Ohio | 1 | $ 239,000 | $ 239,000 | $ 256,000 |
| Preble, Ohio | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| Craig, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Le Flore, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Clackamas, Oregon | 1 | $ 1,200,000 | $ 1,200,000 | $ 2,250,000 |
| Deschutes, Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Washington, Oregon | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Bucks, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 170,000 |
| Berkeley, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Greenville, South Carolina | 1 | $ 49,000 | $ 49,000 | $ 99,000 |
| Oconee, South Carolina | 1 | $ 589,000 | $ 589,000 | $ 579,000 |
| Richland, South Carolina | 1 | $ 294,000 | $ 294,000 | $ 115,000 |
| Campbell, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Hamilton, Tennessee | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
| Knox, Tennessee | 1 | $ 229,000 | $ 229,000 | $ 527,000 |
| Sevier, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Shelby, Tennessee | 1 | $ 193,000 | $ 193,000 | $ 132,000 |
| Williamson, Tennessee | 1 | $ 530,000 | $ 530,000 | $ 556,000 |
| Dallas, Texas | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Kleberg, Texas | 1 | $ 63,000 | $ 63,000 | $ 105,000 |
| Llano, Texas | 1 | $ 750,000 | $ 750,000 | $ 1,157,000 |
| Tarrant, Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Salt Lake, Utah | 1 | $ 400,000 | $ 400,000 | $ 34,000 |
| Utah, Utah | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Chesterfield, Virginia | 1 | $ 463,000 | $ 463,000 | $ 780,000 |
| Fauquier, Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 320,000 |
| Lancaster, Virginia | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Norfolk, Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Richmond City, Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,035,000 |
| Benton, Washington | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Clark, Washington | 1 | $ 278,000 | $ 278,000 | $ 407,000 |
| Douglas, Washington | 1 | $ 338,000 | $ 338,000 | $ 290,000 |
| Okanogan, Washington | 1 | $ 308,000 | $ 308,000 | $ 228,000 |
| Burnett, Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 351,000 |
| Florence, Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 104,000 |
| Langlade, Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Manitowoc, Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Outagamie, Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 107,000 |
| Price, Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Rusk, Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 88,000 |
| St. Croix, Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Washburn, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Wood, Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,676 | $2,236,900,000 | $209,000 | $8,263,000 | $135,000 | $8,000,000 |
| Home Purchase | 2,298 | $506,916,000 | $220,000 | $5,000,000 | $142,000 | $9,644,000 |
| Home Improvement | 318 | $24,021,000 | $75,000 | $1,150,000 | $84,000 | $1,262,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,088 | $1,754,997,000 | $193,000 | $6,157,000 | $127,000 | $8,000,000 |
| Not Provided | 2,221 | $704,831,000 | $317,000 | $4,500,000 | $218,000 | $9,644,000 |
| Hispanic | 1,018 | $123,547,000 | $121,000 | $1,500,000 | $70,000 | $3,820,000 |
| Black or African American | 454 | $55,879,000 | $123,000 | $868,000 | $70,000 | $616,000 |
| Asian | 399 | $93,910,000 | $235,000 | $2,100,000 | $143,000 | $2,755,000 |
| Not applicable | 79 | $27,485,000 | $347,000 | $8,263,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $4,549,000 | $239,000 | $1,000,000 | $86,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,639,000 | $188,000 | $417,000 | $102,000 | $275,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,621 | $2,677,374,000 | $212,000 | $8,263,000 | $139,000 | $9,644,000 |
| FHA-insured (Federal Housing Administration) | 671 | $90,463,000 | $134,000 | $581,000 | $58,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,439 | $1,527,488,000 | $205,000 | $8,263,000 | $147,000 | $7,572,000 |
| Application Denied By Financial Institution | 2,310 | $439,013,000 | $190,000 | $4,800,000 | $97,000 | $8,000,000 |
| Application Withdrawn By Applicant | 1,982 | $482,393,000 | $243,000 | $4,500,000 | $143,000 | $9,644,000 |
| File Closed For Incompleteness | 712 | $163,029,000 | $228,000 | $1,610,000 | $156,000 | $7,572,000 |
| Application Approved But Not Accepted | 430 | $91,182,000 | $212,000 | $3,000,000 | $151,000 | $2,755,000 |
| Preapproval Denied by Financial Institution | 360 | $51,916,000 | $144,000 | $1,300,000 | $63,000 | $931,000 |
| Loan Purchased By The Institution | 59 | $12,816,000 | $217,000 | $417,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 926 | $186,274,000 | $201,000 | $4,800,000 | $116,000 | $2,273,000 |
| Debt-To-Income Ratio | 918 | $179,491,000 | $195,000 | $2,893,000 | $64,000 | $814,000 |
| Credit History | 512 | $71,755,000 | $140,000 | $3,675,000 | $78,000 | $948,000 |
| Other | 114 | $16,254,000 | $142,000 | $999,000 | $103,000 | $911,000 |
| Unverifiable Information | 75 | $15,769,000 | $210,000 | $1,810,000 | $223,000 | $8,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $11,118,000 | $195,000 | $1,680,000 | $86,000 | $635,000 |
| Employment History | 48 | $6,474,000 | $134,000 | $417,000 | $79,000 | $688,000 |
| Credit Application Incomplete | 19 | $3,760,000 | $197,000 | $642,000 | $273,000 | $3,471,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BMO Harris Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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