Bmo Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Bmo Bank National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bmo Bank National Association 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,292 |
| Total Mortgage Loan Application Amount | $2,767,837,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $8,263,000 |
| Average Applicant Income | $120,333 |
| Highest Applicant Income | $9,644,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bmo Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmo Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bmo Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmo Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bmo Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmo Bank National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3,730 | $ 836,439,000 | $ 224,000 | $ 143,000 |
| DuPage County Illinois | 1,267 | $ 278,227,000 | $ 219,000 | $ 134,000 |
| Will County Illinois | 1,223 | $ 181,291,000 | $ 148,000 | $ 89,000 |
| Kane County Illinois | 746 | $ 130,489,000 | $ 174,000 | $ 116,000 |
| McHenry County Illinois | 735 | $ 130,722,000 | $ 177,000 | $ 93,000 |
| Lake County Illinois | 720 | $ 218,284,000 | $ 303,000 | $ 162,000 |
| Ozaukee County Wisconsin | 500 | $ 73,742,000 | $ 147,000 | $ 103,000 |
| Winnebago County Illinois | 411 | $ 40,786,000 | $ 99,000 | $ 70,000 |
| Lake County Indiana | 323 | $ 39,817,000 | $ 123,000 | $ 79,000 |
| Maricopa County Arizona | 244 | $ 103,818,000 | $ 425,000 | $ 249,000 |
| Milwaukee County Wisconsin | 212 | $ 23,925,000 | $ 112,000 | $ 72,000 |
| Sauk County Wisconsin | 159 | $ 17,571,000 | $ 110,000 | $ 79,000 |
| Kendall County Illinois | 151 | $ 20,680,000 | $ 136,000 | $ 89,000 |
| Howard County Indiana | 134 | $ 12,453,000 | $ 92,000 | $ 61,000 |
| Hamilton County Indiana | 114 | $ 21,207,000 | $ 186,000 | $ 146,000 |
| Porter County Indiana | 94 | $ 27,173,000 | $ 289,000 | $ 117,000 |
| Washington County Wisconsin | 93 | $ 14,696,000 | $ 158,000 | $ 80,000 |
| Dane County Wisconsin | 83 | $ 14,201,000 | $ 171,000 | $ 101,000 |
| Sheboygan County Wisconsin | 82 | $ 9,680,000 | $ 118,000 | $ 77,000 |
| Waukesha County Wisconsin | 73 | $ 12,762,000 | $ 174,000 | $ 118,000 |
| Collier County Florida | 63 | $ 36,489,000 | $ 579,000 | $ 419,000 |
| Morgan County Indiana | 61 | $ 6,459,000 | $ 105,000 | $ 60,000 |
| Boone County Illinois | 59 | $ 6,857,000 | $ 116,000 | $ 77,000 |
| Marion County Indiana | 57 | $ 8,852,000 | $ 155,000 | $ 112,000 |
| Oconto County Wisconsin | 50 | $ 4,404,000 | $ 88,000 | $ 65,000 |
| Grundy County Illinois | 47 | $ 6,416,000 | $ 136,000 | $ 88,000 |
| Sullivan County Indiana | 43 | $ 2,977,000 | $ 69,000 | $ 66,000 |
| King County Washington | 43 | $ 29,634,000 | $ 689,000 | $ 297,000 |
| Vernon County Wisconsin | 42 | $ 3,545,000 | $ 84,000 | $ 67,000 |
| Sarasota County Florida | 41 | $ 17,985,000 | $ 438,000 | $ 338,000 |
| Walworth County Wisconsin | 37 | $ 19,722,000 | $ 533,000 | $ 385,000 |
| Palm Beach County Florida | 35 | $ 17,697,000 | $ 505,000 | $ 454,000 |
| Pima County Arizona | 33 | $ 9,976,000 | $ 302,000 | $ 189,000 |
| Lee County Florida | 33 | $ 7,771,000 | $ 235,000 | $ 358,000 |
| Cass County Indiana | 31 | $ 2,391,000 | $ 77,000 | $ 66,000 |
| Wayne County Indiana | 27 | $ 2,023,000 | $ 74,000 | $ 54,000 |
| Kankakee County Illinois | 26 | $ 3,473,000 | $ 133,000 | $ 65,000 |
| Grant County Indiana | 25 | $ 1,610,000 | $ 64,000 | $ 59,000 |
| Tipton County Indiana | 23 | $ 2,589,000 | $ 112,000 | $ 63,000 |
| DeKalb County Illinois | 22 | $ 2,685,000 | $ 122,000 | $ 98,000 |
| Columbia County Wisconsin | 22 | $ 2,472,000 | $ 112,000 | $ 75,000 |
| La Crosse County Wisconsin | 22 | $ 2,897,000 | $ 131,000 | $ 59,000 |
| Racine County Wisconsin | 22 | $ 3,469,000 | $ 157,000 | $ 86,000 |
| Los Angeles County California | 20 | $ 13,968,000 | $ 698,000 | $ 306,000 |
| LaSalle County Illinois | 20 | $ 2,917,000 | $ 145,000 | $ 112,000 |
| Clay County Indiana | 19 | $ 1,403,000 | $ 73,000 | $ 59,000 |
| LaPorte County Indiana | 19 | $ 4,323,000 | $ 227,000 | $ 432,000 |
| Kenosha County Wisconsin | 19 | $ 3,829,000 | $ 201,000 | $ 161,000 |
| Indian River County Florida | 18 | $ 7,517,000 | $ 417,000 | $ 188,000 |
| Manatee County Florida | 18 | $ 3,720,000 | $ 206,000 | $ 155,000 |
| Hendricks County Indiana | 18 | $ 2,169,000 | $ 120,000 | $ 80,000 |
| Berrien County Michigan | 18 | $ 7,548,000 | $ 419,000 | $ 520,000 |
| Riverside County California | 15 | $ 8,010,000 | $ 534,000 | $ 300,000 |
| Vigo County Indiana | 15 | $ 1,513,000 | $ 100,000 | $ 66,000 |
| Oneida County Wisconsin | 14 | $ 3,672,000 | $ 262,000 | $ 288,000 |
| Pinellas County Florida | 13 | $ 2,416,000 | $ 185,000 | $ 202,000 |
| Adams County Wisconsin | 13 | $ 2,120,000 | $ 163,000 | $ 129,000 |
| Ogle County Illinois | 12 | $ 1,304,000 | $ 108,000 | $ 89,000 |
| Shawano County Wisconsin | 12 | $ 1,397,000 | $ 116,000 | $ 59,000 |
| Vilas County Wisconsin | 12 | $ 3,817,000 | $ 318,000 | $ 187,000 |
| New York County New York | 11 | $ 8,202,000 | $ 745,000 | $ 3,133,000 |
| Crawford County Wisconsin | 11 | $ 863,000 | $ 78,000 | $ 33,000 |
| Rock County Wisconsin | 11 | $ 885,000 | $ 80,000 | $ 51,000 |
| Broward County Florida | 10 | $ 4,143,000 | $ 414,000 | $ 292,000 |
| Clark County Nevada | 10 | $ 1,269,000 | $ 126,000 | $ 113,000 |
| Juneau County Wisconsin | 10 | $ 1,147,000 | $ 114,000 | $ 140,000 |
| Eagle County Colorado | 9 | $ 8,451,000 | $ 939,000 | $ 473,000 |
| Door County Wisconsin | 9 | $ 1,966,000 | $ 218,000 | $ 152,000 |
| Yavapai County Arizona | 8 | $ 3,741,000 | $ 467,000 | $ 193,000 |
| Jo Daviess County Illinois | 8 | $ 1,626,000 | $ 203,000 | $ 260,000 |
| Allegan County Michigan | 8 | $ 2,041,000 | $ 255,000 | $ 176,000 |
| Coconino County Arizona | 7 | $ 5,051,000 | $ 721,000 | $ 350,000 |
| Boone County Indiana | 7 | $ 1,380,000 | $ 197,000 | $ 150,000 |
| Madison County Indiana | 7 | $ 387,000 | $ 55,000 | $ 61,000 |
| Cass County Michigan | 7 | $ 1,952,000 | $ 278,000 | $ 202,000 |
| Pinal County Arizona | 6 | $ 676,000 | $ 112,000 | $ 153,000 |
| Fairfield County Connecticut | 6 | $ 5,960,000 | $ 993,000 | $ 526,000 |
| Miami-Dade County Florida | 6 | $ 5,332,000 | $ 888,000 | $ 2,753,000 |
| White County Indiana | 6 | $ 1,263,000 | $ 210,000 | $ 205,000 |
| Hennepin County Minnesota | 6 | $ 1,953,000 | $ 325,000 | $ 164,000 |
| Fairfax County Virginia | 6 | $ 3,972,000 | $ 662,000 | $ 283,000 |
| Green Lake County Wisconsin | 6 | $ 1,754,000 | $ 292,000 | $ 545,000 |
| Hillsborough County Florida | 5 | $ 1,320,000 | $ 264,000 | $ 224,000 |
| Martin County Florida | 5 | $ 2,520,000 | $ 504,000 | $ 1,022,000 |
| Hawaii County Hawaii | 5 | $ 2,879,000 | $ 575,000 | $ 450,000 |
| Carroll County Illinois | 5 | $ 1,310,000 | $ 262,000 | $ 240,000 |
| McLean County Illinois | 5 | $ 555,000 | $ 111,000 | $ 122,000 |
| Peoria County Illinois | 5 | $ 529,000 | $ 105,000 | $ 75,000 |
| Miami County Indiana | 5 | $ 371,000 | $ 74,000 | $ 50,000 |
| San Juan County Washington | 5 | $ 2,479,000 | $ 495,000 | $ 234,000 |
| Snohomish County Washington | 5 | $ 1,274,000 | $ 254,000 | $ 130,000 |
| Dodge County Wisconsin | 5 | $ 1,062,000 | $ 212,000 | $ 103,000 |
| Iron County Wisconsin | 5 | $ 2,123,000 | $ 424,000 | $ 428,000 |
| Sawyer County Wisconsin | 5 | $ 1,003,000 | $ 200,000 | $ 91,000 |
| Alameda County California | 4 | $ 5,240,000 | $ 1,310,000 | $ 759,000 |
| Orange County California | 4 | $ 3,992,000 | $ 998,000 | $ 399,000 |
| San Diego County California | 4 | $ 5,378,000 | $ 1,344,000 | $ 820,000 |
| Denver County Colorado | 4 | $ 1,840,000 | $ 460,000 | $ 107,000 |
| Iroquois County Illinois | 4 | $ 336,000 | $ 84,000 | $ 71,000 |
| Tazewell County Illinois | 4 | $ 1,358,000 | $ 339,000 | $ 79,000 |
| Monroe County Indiana | 4 | $ 733,000 | $ 183,000 | $ 77,000 |
| Owen County Indiana | 4 | $ 331,000 | $ 82,000 | $ 63,000 |
| Starke County Indiana | 4 | $ 1,343,000 | $ 335,000 | $ 216,000 |
| Clayton County Iowa | 4 | $ 239,000 | $ 59,000 | $ 78,000 |
| Ramsey County Minnesota | 4 | $ 475,000 | $ 118,000 | $ 223,000 |
| Charleston County South Carolina | 4 | $ 6,926,000 | $ 1,731,000 | $ 914,000 |
| Summit County Utah | 4 | $ 4,023,000 | $ 1,005,000 | $ 437,000 |
| Fond du Lac County Wisconsin | 4 | $ 563,000 | $ 140,000 | $ 79,000 |
| Iowa County Wisconsin | 4 | $ 705,000 | $ 176,000 | $ 111,000 |
| Marquette County Wisconsin | 4 | $ 426,000 | $ 106,000 | $ 45,000 |
| Monroe County Wisconsin | 4 | $ 682,000 | $ 170,000 | $ 69,000 |
| Winnebago County Wisconsin | 4 | $ 686,000 | $ 171,000 | $ 65,000 |
| Teton County Wyoming | 4 | $ 2,705,000 | $ 676,000 | $ 436,000 |
| Barbour County Alabama | 3 | $ 180,000 | $ 60,000 | $ 81,000 |
| Ventura County California | 3 | $ 1,264,000 | $ 421,000 | $ 559,000 |
| Boulder County Colorado | 3 | $ 2,815,000 | $ 938,000 | $ 392,000 |
| Summit County Colorado | 3 | $ 500,000 | $ 166,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 3 | $ 992,000 | $ 330,000 | $ 125,000 |
| Charlotte County Florida | 3 | $ 377,000 | $ 125,000 | $ 107,000 |
| Orange County Florida | 3 | $ 210,000 | $ 70,000 | $ 121,000 |
| Polk County Florida | 3 | $ 267,000 | $ 89,000 | $ 41,000 |
| Kauai County Hawaii | 3 | $ 2,575,000 | $ 858,000 | $ 468,000 |
| Lee County Illinois | 3 | $ 254,000 | $ 84,000 | $ 53,000 |
| McDonough County Illinois | 3 | $ 282,000 | $ 94,000 | $ 78,000 |
| Stephenson County Illinois | 3 | $ 566,000 | $ 188,000 | $ 157,000 |
| Carroll County Indiana | 3 | $ 183,000 | $ 61,000 | $ 48,000 |
| Greene County Indiana | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Johnson County Indiana | 3 | $ 176,000 | $ 58,000 | $ 49,000 |
| Norfolk County Massachusetts | 3 | $ 1,456,000 | $ 485,000 | $ 216,000 |
| Suffolk County Massachusetts | 3 | $ 2,067,000 | $ 689,000 | $ 5,829,000 |
| St. Joseph County Michigan | 3 | $ 501,000 | $ 167,000 | $ 103,000 |
| Van Buren County Michigan | 3 | $ 398,000 | $ 132,000 | $ 318,000 |
| Camden County Missouri | 3 | $ 527,000 | $ 175,000 | $ 69,000 |
| St. Louis County Missouri | 3 | $ 523,000 | $ 174,000 | $ 73,000 |
| Gallatin County Montana | 3 | $ 2,341,000 | $ 780,000 | $ 639,000 |
| Tulsa County Oklahoma | 3 | $ 762,000 | $ 254,000 | $ 144,000 |
| Chester County Pennsylvania | 3 | $ 1,104,000 | $ 368,000 | $ 152,000 |
| Collin County Texas | 3 | $ 1,058,000 | $ 352,000 | $ 271,000 |
| El Paso County Texas | 3 | $ 790,000 | $ 263,000 | $ 139,000 |
| Galveston County Texas | 3 | $ 598,000 | $ 199,000 | $ 229,000 |
| Harris County Texas | 3 | $ 568,000 | $ 189,000 | $ 135,000 |
| Travis County Texas | 3 | $ 809,000 | $ 269,000 | $ 90,000 |
| Williamson County Texas | 3 | $ 213,000 | $ 71,000 | $ 65,000 |
| Calumet County Wisconsin | 3 | $ 513,000 | $ 171,000 | $ 49,000 |
| Green County Wisconsin | 3 | $ 293,000 | $ 97,000 | $ 58,000 |
| Menominee County Wisconsin | 3 | $ 317,000 | $ 105,000 | $ 99,000 |
| Richland County Wisconsin | 3 | $ 222,000 | $ 74,000 | $ 60,000 |
| Waushara County Wisconsin | 3 | $ 784,000 | $ 261,000 | $ 195,000 |
| Anchorage County Alaska | 2 | $ 619,000 | $ 309,000 | $ 313,000 |
| Navajo County Arizona | 2 | $ 445,000 | $ 222,000 | $ 285,000 |
| Sacramento County California | 2 | $ 380,000 | $ 190,000 | $ 645,000 |
| San Francisco County California | 2 | $ 2,198,000 | $ 1,099,000 | $ 386,000 |
| San Mateo County California | 2 | $ 2,624,000 | $ 1,312,000 | $ 4,973,000 |
| Santa Barbara County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 169,000 |
| Sonoma County California | 2 | $ 1,149,000 | $ 574,000 | $ 217,000 |
| Stanislaus County California | 2 | $ 1,508,000 | $ 754,000 | $ 378,000 |
| Huerfano County Colorado | 2 | $ 1,415,000 | $ 707,000 | $ 323,000 |
| Jefferson County Colorado | 2 | $ 304,000 | $ 152,000 | $ 109,000 |
| Larimer County Colorado | 2 | $ 299,000 | $ 149,000 | $ 110,000 |
| Pitkin County Colorado | 2 | $ 970,000 | $ 485,000 | $ 234,000 |
| Routt County Colorado | 2 | $ 917,000 | $ 458,000 | $ 189,000 |
| Clay County Florida | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Lake County Florida | 2 | $ 176,000 | $ 88,000 | $ 81,000 |
| Leon County Florida | 2 | $ 184,000 | $ 92,000 | $ 165,000 |
| Monroe County Florida | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 191,000 | $ 95,000 | $ 144,000 |
| Maui County Hawaii | 2 | $ 1,053,000 | $ 526,000 | $ 336,000 |
| Kootenai County Idaho | 2 | $ 1,555,000 | $ 777,000 | $ 204,000 |
| Clark County Illinois | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
| Knox County Illinois | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Madison County Illinois | 2 | $ 2,000,000 | $ 1,000,000 | $ 400,000 |
| Fulton County Indiana | 2 | $ 296,000 | $ 148,000 | $ 83,000 |
| Hancock County Indiana | 2 | $ 208,000 | $ 104,000 | $ 45,000 |
| Jasper County Indiana | 2 | $ 340,000 | $ 170,000 | $ 221,000 |
| Newton County Indiana | 2 | $ 133,000 | $ 66,000 | $ 65,000 |
| Putnam County Indiana | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| St. Joseph County Indiana | 2 | $ 457,000 | $ 228,000 | $ 173,000 |
| Polk County Iowa | 2 | $ 475,000 | $ 237,000 | $ 208,000 |
| Ringgold County Iowa | 2 | $ 469,000 | $ 234,000 | $ 120,000 |
| Orleans County Louisiana | 2 | $ 1,354,000 | $ 677,000 | $ 446,000 |
| Howard County Maryland | 2 | $ 451,000 | $ 225,000 | $ 81,000 |
| Montgomery County Maryland | 2 | $ 512,000 | $ 256,000 | $ 32,000 |
| Olmsted County Minnesota | 2 | $ 991,000 | $ 495,000 | $ 113,000 |
| Lafayette County Missouri | 2 | $ 102,000 | $ 51,000 | $ 32,000 |
| Rockingham County New Hampshire | 2 | $ 627,000 | $ 313,000 | $ 146,000 |
| Hudson County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 385,000 |
| Dona Ana County New Mexico | 2 | $ 464,000 | $ 232,000 | $ 153,000 |
| Queens County New York | 2 | $ 683,000 | $ 341,000 | $ 140,000 |
| Suffolk County New York | 2 | $ 530,000 | $ 265,000 | $ 294,000 |
| Brunswick County North Carolina | 2 | $ 865,000 | $ 432,000 | $ 274,000 |
| Buncombe County North Carolina | 2 | $ 508,000 | $ 254,000 | $ 182,000 |
| Mecklenburg County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 282,000 |
| Montgomery County Ohio | 2 | $ 459,000 | $ 229,000 | $ 399,000 |
| Beaufort County South Carolina | 2 | $ 578,000 | $ 289,000 | $ 152,000 |
| Montgomery County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Bexar County Texas | 2 | $ 151,000 | $ 75,000 | $ 38,000 |
| Fort Bend County Texas | 2 | $ 586,000 | $ 293,000 | $ 95,000 |
| Iron County Utah | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| Chittenden County Vermont | 2 | $ 428,000 | $ 214,000 | $ 140,000 |
| Kitsap County Washington | 2 | $ 733,000 | $ 366,000 | $ 427,000 |
| Barron County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 125,000 |
| Brown County Wisconsin | 2 | $ 246,000 | $ 123,000 | $ 80,000 |
| Clark County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 155,000 |
| Eau Claire County Wisconsin | 2 | $ 701,000 | $ 350,000 | $ 145,000 |
| Forest County Wisconsin | 2 | $ 237,000 | $ 118,000 | $ 109,000 |
| Grant County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 31,000 |
| Jackson County Wisconsin | 2 | $ 229,000 | $ 114,000 | $ 54,000 |
| Marathon County Wisconsin | 2 | $ 395,000 | $ 197,000 | $ 225,000 |
| Marinette County Wisconsin | 2 | $ 499,000 | $ 249,000 | $ 860,000 |
| Trempealeau County Wisconsin | 2 | $ 78,000 | $ 39,000 | $ 51,000 |
| Waupaca County Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 123,000 |
| Apache County Arizona | 1 | $ 250,000 | $ 250,000 | $ 181,000 |
| Santa Cruz County Arizona | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Baxter County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Polk County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Calaveras County California | 1 | $ 399,000 | $ 399,000 | $ 153,000 |
| Humboldt County California | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Marin County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Santa Clara County California | 1 | $ 920,000 | $ 920,000 | $ 275,000 |
| Arapahoe County Colorado | 1 | $ 729,000 | $ 729,000 | $ 240,000 |
| Costilla County Colorado | 1 | $ 190,000 | $ 190,000 | $ 160,000 |
| El Paso County Colorado | 1 | $ 168,000 | $ 168,000 | $ 184,000 |
| San Miguel County Colorado | 1 | $ 405,000 | $ 405,000 | $ 350,000 |
| New Castle County Delaware | 1 | $ 1,000,000 | $ 1,000,000 | $ 500,000 |
| Brevard County Florida | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Flagler County Florida | 1 | $ 930,000 | $ 930,000 | $ 198,000 |
| Osceola County Florida | 1 | $ 140,000 | $ 140,000 | $ 237,000 |
| Seminole County Florida | 1 | $ 115,000 | $ 115,000 | $ 498,000 |
| St. Johns County Florida | 1 | $ 402,000 | $ 402,000 | $ 600,000 |
| Volusia County Florida | 1 | $ 161,000 | $ 161,000 | $ 172,000 |
| Walton County Florida | 1 | $ 176,000 | $ 176,000 | $ 182,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 143,000 |
| Fulton County Georgia | 1 | $ 300,000 | $ 300,000 | $ 164,000 |
| Honolulu County Hawaii | 1 | $ 204,000 | $ 204,000 | $ 196,000 |
| Blaine County Idaho | 1 | $ 417,000 | $ 417,000 | $ 111,000 |
| Champaign County Illinois | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| Fulton County Illinois | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Jackson County Illinois | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Johnson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Livingston County Illinois | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Monroe County Illinois | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Moultrie County Illinois | 1 | $ 38,000 | $ 38,000 | $ 95,000 |
| Sangamon County Illinois | 1 | $ 76,000 | $ 76,000 | $ 149,000 |
| Whiteside County Illinois | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Allen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Benton County Indiana | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Delaware County Indiana | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Elkhart County Indiana | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Henry County Indiana | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Knox County Indiana | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Kosciusko County Indiana | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Marshall County Indiana | 1 | $ 218,000 | $ 218,000 | $ 60,000 |
| Parke County Indiana | 1 | $ 172,000 | $ 172,000 | $ 101,000 |
| Randolph County Indiana | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Tippecanoe County Indiana | 1 | $ 424,000 | $ 424,000 | $ 189,000 |
| Vanderburgh County Indiana | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Vermillion County Indiana | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Wabash County Indiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Delaware County Iowa | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Dubuque County Iowa | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Johnson County Iowa | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Scott County Iowa | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Sioux County Iowa | 1 | $ 64,000 | $ 64,000 | $ 90,000 |
| Story County Iowa | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Atchison County Kansas | 1 | $ 52,000 | $ 52,000 | $ 8,000 |
| Johnson County Kansas | 1 | $ 210,000 | $ 210,000 | $ 161,000 |
| Jefferson County Kentucky | 1 | $ 312,000 | $ 312,000 | $ 121,000 |
| Shelby County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 372,000 |
| Jefferson County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Cumberland County Maine | 1 | $ 2,500,000 | $ 2,500,000 | $ 84,000 |
| Lincoln County Maine | 1 | $ 362,000 | $ 362,000 | $ 200,000 |
| York County Maine | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Talbot County Maryland | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,646,000 |
| Barnstable County Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 292,000 |
| Hampden County Massachusetts | 1 | $ 860,000 | $ 860,000 | $ 410,000 |
| Plymouth County Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 450,000 |
| Delta County Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Emmet County Michigan | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Gogebic County Michigan | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Ingham County Michigan | 1 | $ 99,000 | $ 99,000 | $ 81,000 |
| Keweenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Ontonagon County Michigan | 1 | $ 119,000 | $ 119,000 | $ 135,000 |
| Ottawa County Michigan | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Cook County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Goodhue County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 84,000 |
| Murray County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 300,000 |
| Polk County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| St. Louis County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Washington County Minnesota | 1 | $ 348,000 | $ 348,000 | $ 181,000 |
| Winona County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Benton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Greene County Missouri | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Jasper County Missouri | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Phelps County Missouri | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Platte County Missouri | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Stone County Missouri | 1 | $ 412,000 | $ 412,000 | $ 213,000 |
| Missoula County Montana | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 400,000 | $ 400,000 | $ 450,000 |
| Douglas County Nevada | 1 | $ 264,000 | $ 264,000 | $ 119,000 |
| Nye County Nevada | 1 | $ 67,000 | $ 67,000 | $ 102,000 |
| Belknap County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 88,000 |
| Grafton County New Hampshire | 1 | $ 193,000 | $ 193,000 | $ 113,000 |
| Essex County New Jersey | 1 | $ 1,480,000 | $ 1,480,000 | $ 400,000 |
| Ocean County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Bernalillo County New Mexico | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Sandoval County New Mexico | 1 | $ 214,000 | $ 214,000 | $ 120,000 |
| Santa Fe County New Mexico | 1 | $ 784,000 | $ 784,000 | $ 514,000 |
| Columbia County New York | 1 | $ 311,000 | $ 311,000 | $ 900,000 |
| Nassau County New York | 1 | $ 1,850,000 | $ 1,850,000 | $ 300,000 |
| Orange County New York | 1 | $ 718,000 | $ 718,000 | $ 1,030,000 |
| Rockland County New York | 1 | $ 176,000 | $ 176,000 | $ 574,000 |
| Sullivan County New York | 1 | $ 84,000 | $ 84,000 | $ 125,000 |
| Clay County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 73,000 |
| Dare County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 315,000 |
| Davidson County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 140,000 |
| Henderson County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 554,000 |
| Iredell County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 98,000 |
| Transylvania County North Carolina | 1 | $ 676,000 | $ 676,000 | $ 82,000 |
| Wake County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Watauga County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 281,000 |
| Erie County Ohio | 1 | $ 563,000 | $ 563,000 | $ 80,000 |
| Knox County Ohio | 1 | $ 239,000 | $ 239,000 | $ 256,000 |
| Preble County Ohio | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Clackamas County Oregon | 1 | $ 1,200,000 | $ 1,200,000 | $ 2,250,000 |
| Deschutes County Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Bucks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 170,000 |
| Berkeley County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Greenville County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 99,000 |
| Oconee County South Carolina | 1 | $ 589,000 | $ 589,000 | $ 579,000 |
| Richland County South Carolina | 1 | $ 294,000 | $ 294,000 | $ 115,000 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Hamilton County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
| Knox County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 527,000 |
| Sevier County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 132,000 |
| Williamson County Tennessee | 1 | $ 530,000 | $ 530,000 | $ 556,000 |
| Dallas County Texas | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Kleberg County Texas | 1 | $ 63,000 | $ 63,000 | $ 105,000 |
| Llano County Texas | 1 | $ 750,000 | $ 750,000 | $ 1,157,000 |
| Tarrant County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Salt Lake County Utah | 1 | $ 400,000 | $ 400,000 | $ 34,000 |
| Utah County Utah | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Chesterfield County Virginia | 1 | $ 463,000 | $ 463,000 | $ 780,000 |
| Fauquier County Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 320,000 |
| Lancaster County Virginia | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Richmond City County Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,035,000 |
| Benton County Washington | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Clark County Washington | 1 | $ 278,000 | $ 278,000 | $ 407,000 |
| Douglas County Washington | 1 | $ 338,000 | $ 338,000 | $ 290,000 |
| Okanogan County Washington | 1 | $ 308,000 | $ 308,000 | $ 228,000 |
| Burnett County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 351,000 |
| Florence County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 104,000 |
| Langlade County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Manitowoc County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Outagamie County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 107,000 |
| Price County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Rusk County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 88,000 |
| St. Croix County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Washburn County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Wood County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Bmo Bank National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,676 | $2,236,900,000 | $209,000 | $8,263,000 | $135,000 | $8,000,000 |
| Home Purchase | 2,298 | $506,916,000 | $220,000 | $5,000,000 | $142,000 | $9,644,000 |
| Home Improvement | 318 | $24,021,000 | $75,000 | $1,150,000 | $84,000 | $1,262,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,088 | $1,754,997,000 | $193,000 | $6,157,000 | $127,000 | $8,000,000 |
| Not Provided | 2,221 | $704,831,000 | $317,000 | $4,500,000 | $218,000 | $9,644,000 |
| Hispanic | 1,018 | $123,547,000 | $121,000 | $1,500,000 | $70,000 | $3,820,000 |
| Black or African American | 454 | $55,879,000 | $123,000 | $868,000 | $70,000 | $616,000 |
| Asian | 399 | $93,910,000 | $235,000 | $2,100,000 | $143,000 | $2,755,000 |
| Not applicable | 79 | $27,485,000 | $347,000 | $8,263,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $4,549,000 | $239,000 | $1,000,000 | $86,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,639,000 | $188,000 | $417,000 | $102,000 | $275,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,621 | $2,677,374,000 | $212,000 | $8,263,000 | $139,000 | $9,644,000 |
| FHA-insured (Federal Housing Administration) | 671 | $90,463,000 | $134,000 | $581,000 | $58,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,439 | $1,527,488,000 | $205,000 | $8,263,000 | $147,000 | $7,572,000 |
| Application Denied By Financial Institution | 2,310 | $439,013,000 | $190,000 | $4,800,000 | $97,000 | $8,000,000 |
| Application Withdrawn By Applicant | 1,982 | $482,393,000 | $243,000 | $4,500,000 | $143,000 | $9,644,000 |
| File Closed For Incompleteness | 712 | $163,029,000 | $228,000 | $1,610,000 | $156,000 | $7,572,000 |
| Application Approved But Not Accepted | 430 | $91,182,000 | $212,000 | $3,000,000 | $151,000 | $2,755,000 |
| Preapproval Denied by Financial Institution | 360 | $51,916,000 | $144,000 | $1,300,000 | $63,000 | $931,000 |
| Loan Purchased By The Institution | 59 | $12,816,000 | $217,000 | $417,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 926 | $186,274,000 | $201,000 | $4,800,000 | $116,000 | $2,273,000 |
| Debt-To-Income Ratio | 918 | $179,491,000 | $195,000 | $2,893,000 | $64,000 | $814,000 |
| Credit History | 512 | $71,755,000 | $140,000 | $3,675,000 | $78,000 | $948,000 |
| Other | 114 | $16,254,000 | $142,000 | $999,000 | $103,000 | $911,000 |
| Unverifiable Information | 75 | $15,769,000 | $210,000 | $1,810,000 | $223,000 | $8,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $11,118,000 | $195,000 | $1,680,000 | $86,000 | $635,000 |
| Employment History | 48 | $6,474,000 | $134,000 | $417,000 | $79,000 | $688,000 |
| Credit Application Incomplete | 19 | $3,760,000 | $197,000 | $642,000 | $273,000 | $3,471,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmo Bank National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bmo Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.