Bmo Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bmo Bank National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bmo Bank National Association 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,397 |
| Total Mortgage Loan Application Amount | $6,145,757,000 |
| Average Mortgage Loan Application Amount | $225,666 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $8,653,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bmo Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmo Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bmo Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmo Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bmo Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmo Bank National Association's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 6,116 | $ 1,416,544,000 | $ 231,000 | $ 103,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2,165 | $ 404,983,000 | $ 187,000 | $ 100,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,210 | $ 379,854,000 | $ 313,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 941 | $ 135,368,000 | $ 143,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 897 | $ 224,390,000 | $ 215,500 | $ 115,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 872 | $ 212,758,000 | $ 207,500 | $ 106,000 |
| ELGIN, IL | 589 | $ 94,862,000 | $ 161,000 | $ 96,000 |
| MADISON, WI | 580 | $ 136,117,000 | $ 234,000 | $ 133,000 |
| GREEN BAY, WI | 525 | $ 69,802,000 | $ 132,000 | $ 75,000 |
| ST. LOUIS, MO-IL | 477 | $ 170,700,000 | $ 259,500 | $ 82,500 |
| KANSAS CITY, MO-KS | 378 | $ 69,777,000 | $ 181,500 | $ 90,000 |
| GARY, IN | 351 | $ 43,831,000 | $ 124,000 | $ 82,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 337 | $ 243,775,000 | $ 723,000 | $ 3,000 |
| ROCKFORD, IL | 316 | $ 23,693,000 | $ 74,000 | $ 65,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 292 | $ 82,315,000 | $ 281,000 | $ 152,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 279 | $ 215,132,000 | $ 771,000 | $ 29,000 |
| APPLETON, WI | 262 | $ 42,585,000 | $ 162,000 | $ 106,000 |
| SHEBOYGAN, WI | 221 | $ 29,721,000 | $ 134,000 | $ 73,000 |
| JANESVILLE-BELOIT, WI | 209 | $ 22,973,000 | $ 109,000 | $ 75,000 |
| OSHKOSH-NEENAH, WI | 167 | $ 27,357,000 | $ 163,000 | $ 94,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 159 | $ 112,110,000 | $ 705,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 155 | $ 111,813,000 | $ 721,000 | $ 107,000 |
| FOND DU LAC, WI | 149 | $ 18,450,000 | $ 123,000 | $ 79,000 |
| DENVER-AURORA-LAKEWOOD, CO | 146 | $ 94,146,000 | $ 644,000 | $ 47,000 |
| RACINE, WI | 146 | $ 20,016,000 | $ 137,000 | $ 75,000 |
| WAUSAU, WI | 145 | $ 18,941,000 | $ 130,000 | $ 84,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 143 | $ 129,384,000 | $ 904,000 | $ 58,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 132 | $ 108,481,000 | $ 821,000 | $ 25,000 |
| KOKOMO, IN | 128 | $ 11,583,000 | $ 90,000 | $ 66,000 |
| EAU CLAIRE, WI | 118 | $ 17,413,000 | $ 147,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD, CA | 108 | $ 73,984,000 | $ 685,000 | $ 41,000 |
| PRESCOTT, AZ | 106 | $ 29,715,000 | $ 280,000 | $ 128,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 106 | $ 26,960,000 | $ 254,000 | $ 176,000 |
| DALLAS-PLANO-IRVING, TX | 104 | $ 64,935,000 | $ 624,000 | $ 2,000 |
| TUCSON, AZ | 94 | $ 22,722,000 | $ 241,000 | $ 117,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 86 | $ 55,520,000 | $ 645,000 | $ 424,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 78 | $ 39,217,000 | $ 502,000 | $ 42,000 |
| SAN RAFAEL, CA | 70 | $ 54,156,000 | $ 773,000 | $ 2,000 |
| CAPE CORAL-FORT MYERS, FL | 68 | $ 21,654,000 | $ 318,000 | $ 222,000 |
| LA CROSSE-ONALASKA, WI-MN | 68 | $ 6,721,000 | $ 209,500 | $ 97,500 |
| BOULDER, CO | 56 | $ 40,214,000 | $ 718,000 | $ 22,000 |
| PUNTA GORDA, FL | 51 | $ 6,042,000 | $ 118,000 | $ 90,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 50 | $ 29,817,000 | $ 596,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 50 | $ 29,639,000 | $ 592,000 | $ 16,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 47 | $ 24,010,000 | $ 515,000 | $ 151,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 46 | $ 30,323,000 | $ 659,000 | $ 155,000 |
| DULUTH, MN-WI | 44 | $ 4,902,000 | $ 119,000 | $ 77,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 38 | $ 17,295,000 | $ 455,000 | $ 94,000 |
| SALINAS, CA | 34 | $ 24,775,000 | $ 728,000 | $ 43,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 29 | $ 17,482,000 | $ 602,000 | $ 281,000 |
| AUSTIN-ROUND ROCK, TX | 28 | $ 16,880,000 | $ 602,000 | $ 0 |
| ST. JOSEPH, MO-KS | 28 | $ 2,764,000 | $ 98,000 | $ 58,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 27 | $ 14,573,000 | $ 544,500 | $ 79,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 27 | $ 5,678,000 | $ 210,000 | $ 139,000 |
| SANTA MARIA-SANTA BARBARA, CA | 25 | $ 19,861,000 | $ 794,000 | $ 24,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 25 | $ 12,433,000 | $ 497,000 | $ 328,000 |
| FLAGSTAFF, AZ | 23 | $ 10,764,000 | $ 468,000 | $ 228,000 |
| SANTA ROSA, CA | 22 | $ 16,463,000 | $ 748,000 | $ 44,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 20 | $ 11,856,000 | $ 592,000 | $ 19,000 |
| CINCINNATI, OH-KY-IN | 18 | $ 3,876,000 | $ 192,000 | $ 66,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 9,179,000 | $ 539,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 11,386,000 | $ 669,000 | $ 11,000 |
| TERRE HAUTE, IN | 16 | $ 786,000 | $ 49,000 | $ 55,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 16 | $ 7,346,000 | $ 448,333 | $ 162,666 |
| BOSTON, MA | 14 | $ 4,588,000 | $ 327,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 10,460,000 | $ 747,000 | $ 413,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 2,557,000 | $ 182,000 | $ 158,000 |
| NILES-BENTON HARBOR, MI | 14 | $ 3,458,000 | $ 247,000 | $ 150,000 |
| RENO, NV | 14 | $ 9,854,000 | $ 703,000 | $ 3,000 |
| NEWARK, NJ-PA | 13 | $ 6,087,000 | $ 380,000 | $ 133,500 |
| SALT LAKE CITY, UT | 13 | $ 7,579,000 | $ 583,000 | $ 39,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 5,535,000 | $ 425,000 | $ 51,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 12 | $ 5,327,000 | $ 443,000 | $ 243,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 3,133,000 | $ 261,000 | $ 135,000 |
| FORT COLLINS, CO | 12 | $ 6,055,000 | $ 504,000 | $ 11,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 7,621,000 | $ 692,000 | $ 0 |
| BLOOMINGTON, IN | 11 | $ 1,074,000 | $ 97,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 7,181,000 | $ 652,000 | $ 7,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 11 | $ 1,206,000 | $ 109,000 | $ 78,000 |
| NAPA, CA | 11 | $ 7,101,000 | $ 645,000 | $ 6,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 4,810,000 | $ 481,000 | $ 230,000 |
| FORT WAYNE, IN | 9 | $ 815,000 | $ 90,000 | $ 57,000 |
| PORT ST. LUCIE, FL | 9 | $ 3,971,000 | $ 441,000 | $ 240,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 9 | $ 4,352,000 | $ 483,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 4,237,000 | $ 470,000 | $ 21,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 3,004,000 | $ 375,000 | $ 277,000 |
| KANKAKEE, IL | 8 | $ 642,000 | $ 80,000 | $ 96,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,836,000 | $ 229,000 | $ 83,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 3,305,000 | $ 413,000 | $ 19,000 |
| TOLEDO, OH | 8 | $ 707,000 | $ 88,000 | $ 106,000 |
| URBAN HONOLULU, HI | 8 | $ 7,195,000 | $ 899,000 | $ 414,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 987,000 | $ 115,500 | $ 125,000 |
| AKRON, OH | 7 | $ 719,000 | $ 102,000 | $ 71,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 7 | $ 2,664,000 | $ 380,000 | $ 332,000 |
| CLEVELAND-ELYRIA, OH | 7 | $ 1,459,000 | $ 208,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 7 | $ 3,453,000 | $ 493,000 | $ 33,000 |
| COLUMBUS, OH | 7 | $ 1,585,000 | $ 226,000 | $ 68,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 6,416,000 | $ 916,000 | $ 189,000 |
| NEW ORLEANS-METAIRIE, LA | 7 | $ 4,422,000 | $ 631,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 2,442,000 | $ 348,000 | $ 134,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 7 | $ 2,483,000 | $ 354,000 | $ 178,000 |
| BEND-REDMOND, OR | 6 | $ 2,472,000 | $ 412,000 | $ 5,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 3,335,000 | $ 555,000 | $ 165,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 4,053,000 | $ 675,000 | $ 210,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,484,000 | $ 294,000 | $ 86,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 970,000 | $ 161,000 | $ 65,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 3,736,000 | $ 622,000 | $ 478,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 471,000 | $ 78,000 | $ 79,000 |
| JACKSONVILLE, FL | 6 | $ 3,385,000 | $ 564,000 | $ 512,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 664,000 | $ 110,000 | $ 63,000 |
| OKLAHOMA CITY, OK | 6 | $ 2,594,000 | $ 432,000 | $ 19,000 |
| RALEIGH, NC | 6 | $ 1,901,000 | $ 316,000 | $ 112,000 |
| SEBRING, FL | 6 | $ 499,000 | $ 83,000 | $ 98,000 |
| ST. CLOUD, MN | 6 | $ 999,000 | $ 166,000 | $ 76,000 |
| DUBUQUE, IA | 5 | $ 387,000 | $ 77,000 | $ 100,000 |
| GAINESVILLE, FL | 5 | $ 522,000 | $ 104,000 | $ 38,000 |
| JOPLIN, MO | 5 | $ 351,000 | $ 70,000 | $ 68,000 |
| THE VILLAGES, FL | 5 | $ 1,252,000 | $ 250,000 | $ 118,000 |
| COLUMBUS, GA-AL | 4 | $ 2,046,000 | $ 511,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 546,000 | $ 136,000 | $ 76,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 737,000 | $ 184,000 | $ 102,000 |
| JEFFERSON CITY, MO | 4 | $ 361,000 | $ 90,000 | $ 52,000 |
| KNOXVILLE, TN | 4 | $ 2,024,000 | $ 506,000 | $ 66,000 |
| LAWRENCE, KS | 4 | $ 872,000 | $ 218,000 | $ 104,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 2,156,000 | $ 539,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 4 | $ 698,000 | $ 201,500 | $ 76,000 |
| PITTSBURGH, PA | 4 | $ 841,000 | $ 210,000 | $ 101,000 |
| REDDING, CA | 4 | $ 1,906,000 | $ 476,000 | $ 37,000 |
| RICHMOND, VA | 4 | $ 1,636,000 | $ 409,000 | $ 148,000 |
| SAGINAW, MI | 4 | $ 567,000 | $ 141,000 | $ 78,000 |
| SANTA FE, NM | 4 | $ 2,253,000 | $ 563,000 | $ 54,000 |
| SAVANNAH, GA | 4 | $ 1,455,000 | $ 363,000 | $ 8,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 336,000 | $ 106,000 | $ 84,000 |
| SPRINGFIELD, MO | 4 | $ 472,000 | $ 118,000 | $ 64,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 2,353,000 | $ 588,000 | $ 91,000 |
| TULSA, OK | 4 | $ 1,428,000 | $ 357,000 | $ 93,000 |
| WORCESTER, MA-CT | 4 | $ 1,511,000 | $ 301,500 | $ 107,500 |
| BARNSTABLE TOWN, MA | 3 | $ 1,447,000 | $ 482,000 | $ 136,000 |
| BOISE CITY, ID | 3 | $ 800,000 | $ 266,000 | $ 92,000 |
| BRUNSWICK, GA | 3 | $ 2,880,000 | $ 960,000 | $ 138,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 569,000 | $ 189,000 | $ 106,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,644,000 | $ 548,000 | $ 379,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 1,035,000 | $ 345,000 | $ 294,000 |
| DAYTON, OH | 3 | $ 407,000 | $ 135,000 | $ 74,000 |
| FARGO, ND-MN | 3 | $ 731,000 | $ 243,000 | $ 147,000 |
| FRESNO, CA | 3 | $ 1,785,000 | $ 595,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 1,046,000 | $ 348,000 | $ 285,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 975,000 | $ 325,000 | $ 150,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 703,000 | $ 296,500 | $ 39,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 1,009,000 | $ 336,000 | $ 0 |
| OCALA, FL | 3 | $ 341,000 | $ 113,000 | $ 375,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 476,000 | $ 158,000 | $ 222,000 |
| PANAMA CITY, FL | 3 | $ 458,000 | $ 152,000 | $ 219,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 535,000 | $ 178,000 | $ 60,000 |
| PEORIA, IL | 3 | $ 412,000 | $ 137,000 | $ 51,000 |
| PHILADELPHIA, PA | 3 | $ 416,000 | $ 138,000 | $ 62,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 3,442,000 | $ 1,147,000 | $ 5,273,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 934,000 | $ 311,000 | $ 195,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 352,000 | $ 117,000 | $ 67,000 |
| WICHITA, KS | 3 | $ 446,000 | $ 148,000 | $ 61,000 |
| ANN ARBOR, MI | 2 | $ 807,000 | $ 403,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 1,078,000 | $ 539,000 | $ 137,000 |
| BAKERSFIELD, CA | 2 | $ 1,248,000 | $ 624,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 491,000 | $ 245,000 | $ 173,000 |
| CANTON-MASSILLON, OH | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| CARBONDALE-MARION, IL | 2 | $ 167,000 | $ 83,000 | $ 51,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 2,362,000 | $ 1,181,000 | $ 1,447,000 |
| CLARKSVILLE, TN-KY | 2 | $ 265,000 | $ 132,000 | $ 65,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 1,659,000 | $ 829,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 242,000 | $ 121,000 | $ 85,000 |
| ELKHART-GOSHEN, IN | 2 | $ 199,000 | $ 99,000 | $ 63,000 |
| GAINESVILLE, GA | 2 | $ 1,094,000 | $ 547,000 | $ 0 |
| GREELEY, CO | 2 | $ 604,000 | $ 302,000 | $ 0 |
| JACKSON, MS | 2 | $ 334,000 | $ 167,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 820,000 | $ 410,000 | $ 251,000 |
| LOGAN, UT-ID | 2 | $ 504,000 | $ 252,000 | $ 335,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 811,000 | $ 405,000 | $ 53,000 |
| MANSFIELD, OH | 2 | $ 128,000 | $ 64,000 | $ 48,000 |
| MODESTO, CA | 2 | $ 1,278,000 | $ 639,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 1,156,000 | $ 578,000 | $ 262,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 961,000 | $ 480,000 | $ 103,000 |
| MUNCIE, IN | 2 | $ 50,000 | $ 25,000 | $ 244,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 1,006,000 | $ 503,000 | $ 19,000 |
| PROVO-OREM, UT | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 5,835,000 | $ 2,917,000 | $ 66,000 |
| SALEM, OR | 2 | $ 752,000 | $ 376,000 | $ 42,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 369,000 | $ 184,000 | $ 106,000 |
| WARNER ROBINS, GA | 2 | $ 159,000 | $ 79,000 | $ 117,000 |
| WILLIAMSPORT, PA | 2 | $ 164,000 | $ 82,000 | $ 51,000 |
| WINSTON-SALEM, NC | 2 | $ 236,000 | $ 118,000 | $ 104,000 |
| ALBANY, GA | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| AMES, IA | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 669,000 | $ 669,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| BILLINGS, MT | 1 | $ 98,000 | $ 98,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 108,000 | $ 108,000 | $ 153,000 |
| CHATTANOOGA, TN-GA | 1 | $ 353,000 | $ 353,000 | $ 177,000 |
| CHICO, CA | 1 | $ 509,000 | $ 509,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 142,000 | $ 142,000 | $ 150,000 |
| COLUMBUS, IN | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 116,000 | $ 116,000 | $ 205,000 |
| EAST STROUDSBURG, PA | 1 | $ 170,000 | $ 170,000 | $ 177,000 |
| ENID, OK | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| EUGENE, OR | 1 | $ 416,000 | $ 416,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 497,000 | $ 497,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 470,000 | $ 470,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| GRANTS PASS, OR | 1 | $ 487,000 | $ 487,000 | $ 211,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 214,000 | $ 214,000 | $ 143,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 460,000 | $ 460,000 | $ 230,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| HOT SPRINGS, AR | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| IOWA CITY, IA | 1 | $ 110,000 | $ 110,000 | $ 341,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 1,429,000 | $ 1,429,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 349,000 | $ 349,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| MONTGOMERY, AL | 1 | $ 602,000 | $ 602,000 | $ 0 |
| NEW BERN, NC | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 766,000 | $ 766,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 660,000 | $ 660,000 | $ 290,000 |
| SALISBURY, MD-DE | 1 | $ 4,725,000 | $ 4,725,000 | $ 8,653,000 |
| SIOUX FALLS, SD | 1 | $ 198,000 | $ 198,000 | $ 104,000 |
| SPRINGFIELD, IL | 1 | $ 58,000 | $ 58,000 | $ 390,000 |
| SPRINGFIELD, OH | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| ST. GEORGE, UT | 1 | $ 567,000 | $ 567,000 | $ 0 |
| TOPEKA, KS | 1 | $ 292,000 | $ 292,000 | $ 167,000 |
| TRENTON, NJ | 1 | $ 107,000 | $ 107,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 361,000 | $ 361,000 | $ 478,000 |
| WACO, TX | 1 | $ 527,000 | $ 527,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| YUMA, AZ | 1 | $ 360,000 | $ 360,000 | $ 290,000 |
Mortgage Loan Application Detail Totals for Bmo Bank National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,845 | $3,384,151,000 | $263,000 | $12,000,000 | $95,000 | $8,653,000 |
| Home Purchase | 8,785 | $2,540,709,000 | $289,000 | $6,000,000 | $108,000 | $7,828,000 |
| Home Improvement | 1,767 | $220,897,000 | $125,000 | $3,150,000 | $97,000 | $3,411,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,661 | $2,839,449,000 | $193,000 | $4,422,000 | $116,000 | $7,200,000 |
| Not applicable | 3,161 | $2,169,752,000 | $686,000 | $5,600,000 | $0 | $0 |
| Hispanic | 2,275 | $285,395,000 | $125,000 | $995,000 | $61,000 | $932,000 |
| Not Provided | 1,425 | $517,091,000 | $362,000 | $12,000,000 | $229,000 | $8,653,000 |
| Black or African American | 956 | $119,996,000 | $125,000 | $1,200,000 | $76,000 | $2,580,000 |
| Asian | 822 | $200,689,000 | $244,000 | $3,229,000 | $122,000 | $3,417,000 |
| American Indian or Alaskan Native | 69 | $8,524,000 | $123,000 | $889,000 | $89,000 | $507,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $4,861,000 | $173,000 | $470,000 | $90,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,535 | $6,016,921,000 | $267,000 | $12,000,000 | $102,000 | $8,653,000 |
| FHA-insured (Federal Housing Administration) | 862 | $128,836,000 | $149,000 | $411,000 | $58,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,200 | $2,144,658,000 | $210,000 | $5,600,000 | $127,000 | $8,653,000 |
| Application Denied By Financial Institution | 6,130 | $1,064,104,000 | $173,000 | $12,000,000 | $92,000 | $4,384,000 |
| Loan Purchased By The Institution | 3,425 | $2,213,964,000 | $646,000 | $3,234,000 | $6,000 | $534,000 |
| Application Withdrawn By Applicant | 1,721 | $361,109,000 | $209,000 | $3,200,000 | $129,000 | $6,200,000 |
| File Closed For Incompleteness | 1,452 | $259,210,000 | $178,000 | $4,065,000 | $135,000 | $7,828,000 |
| Preapproval Denied by Financial Institution | 275 | $66,721,000 | $242,000 | $2,000,000 | $84,000 | $1,217,000 |
| Application Approved But Not Accepted | 194 | $35,991,000 | $185,000 | $2,550,000 | $139,000 | $3,375,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,389 | $463,703,000 | $194,000 | $4,422,000 | $69,000 | $2,069,000 |
| Credit History | 1,892 | $240,782,000 | $127,000 | $1,995,000 | $90,000 | $3,417,000 |
| Collateral | 1,213 | $224,410,000 | $185,000 | $6,370,000 | $118,000 | $4,384,000 |
| Unverifiable Information | 392 | $81,721,000 | $208,000 | $12,000,000 | $130,000 | $2,053,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 260 | $49,020,000 | $188,000 | $1,500,000 | $93,000 | $1,035,000 |
| Other | 225 | $64,968,000 | $288,000 | $6,000,000 | $141,000 | $2,000,000 |
| Employment History | 33 | $5,964,000 | $180,000 | $1,500,000 | $59,000 | $308,000 |
| Mortgage Insurance Denied | 1 | $257,000 | $257,000 | $257,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmo Bank National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bmo Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.