BMO Harris Bank NA Mortgage Lending & HMDA Data, 2017
In 2017, BMO Harris Bank NA of Chicago, IL reported 23,397 mortgage applications totaling $6.1 billion, up 5% from 2016. The average application was for $262,672, and applicants reported an average income of $100,032. 44% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,116), Milwaukee-Waukesha-West Allis, WI (2,165) and Phoenix-Mesa-Scottsdale, AZ (1,210) (applications in parentheses).
| Mortgage Company & Address | BMO Harris Bank NA 111 W. Monroe Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,397 |
| Total Mortgage Loan Application Amount | $6,145,757,000 |
| Average Mortgage Loan Application Amount | $262,672 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $100,032 |
| Highest Applicant Income | $8,653,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 6,116 | $ 1,416,544,000 | $ 231,612 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,165 | $ 404,983,000 | $ 187,059 | $ 100,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,210 | $ 379,854,000 | $ 313,928 | $ 135,000 |
| Indianapolis-Carmel-Anderson, IN | 941 | $ 135,368,000 | $ 143,855 | $ 85,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 897 | $ 224,390,000 | $ 250,156 | $ 126,299 |
| Lake County-Kenosha County, IL-WI | 872 | $ 212,758,000 | $ 243,988 | $ 118,291 |
| Elgin, IL | 589 | $ 94,862,000 | $ 161,056 | $ 96,000 |
| Madison, WI | 580 | $ 136,117,000 | $ 234,684 | $ 133,000 |
| Green Bay, WI | 525 | $ 69,802,000 | $ 132,956 | $ 75,000 |
| St. Louis, MO-IL | 477 | $ 170,700,000 | $ 357,861 | $ 53,641 |
| Kansas City, MO-KS | 378 | $ 69,777,000 | $ 184,595 | $ 90,465 |
| Gary, IN | 351 | $ 43,831,000 | $ 124,874 | $ 82,000 |
| Oakland-Hayward-Berkeley, CA | 337 | $ 243,775,000 | $ 723,367 | $ 3,000 |
| Rockford, IL | 316 | $ 23,693,000 | $ 74,977 | $ 65,000 |
| North Port-Sarasota-Bradenton, FL | 292 | $ 82,315,000 | $ 281,900 | $ 152,000 |
| Los Angeles-Long Beach-Glendale, CA | 279 | $ 215,132,000 | $ 771,082 | $ 29,000 |
| Appleton, WI | 262 | $ 42,585,000 | $ 162,538 | $ 106,000 |
| Sheboygan, WI | 221 | $ 29,721,000 | $ 134,484 | $ 73,000 |
| Janesville-Beloit, WI | 209 | $ 22,973,000 | $ 109,918 | $ 75,000 |
| Oshkosh-Neenah, WI | 167 | $ 27,357,000 | $ 163,814 | $ 94,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 159 | $ 112,110,000 | $ 705,094 | $ 0 |
| Seattle-Bellevue-Everett, WA | 155 | $ 111,813,000 | $ 721,374 | $ 107,000 |
| Fond Du Lac, WI | 149 | $ 18,450,000 | $ 123,825 | $ 79,000 |
| Denver-Aurora-Lakewood, CO | 146 | $ 94,146,000 | $ 644,835 | $ 47,000 |
| Racine, WI | 146 | $ 20,016,000 | $ 137,095 | $ 75,000 |
| Wausau, WI | 145 | $ 18,941,000 | $ 130,627 | $ 84,000 |
| Anaheim-Santa Ana-Irvine, CA | 143 | $ 129,384,000 | $ 904,783 | $ 58,000 |
| San Francisco-Redwood City-South San Francisco, CA | 132 | $ 108,481,000 | $ 821,825 | $ 25,000 |
| Kokomo, IN | 128 | $ 11,583,000 | $ 90,492 | $ 66,000 |
| Eau Claire, WI | 118 | $ 17,413,000 | $ 147,567 | $ 107,000 |
| San Diego-Carlsbad, CA | 108 | $ 73,984,000 | $ 685,037 | $ 41,000 |
| Prescott, AZ | 106 | $ 29,715,000 | $ 280,330 | $ 128,000 |
| Tampa-St. Petersburg-Clearwater, FL | 106 | $ 26,960,000 | $ 254,339 | $ 176,000 |
| Dallas-Plano-Irving, TX | 104 | $ 64,935,000 | $ 624,375 | $ 2,000 |
| Tucson, AZ | 94 | $ 22,722,000 | $ 241,723 | $ 117,000 |
| Naples-Immokalee-Marco Island, FL | 86 | $ 55,520,000 | $ 645,581 | $ 424,000 |
| Atlanta-Sandy Springs-Roswell, GA | 78 | $ 39,217,000 | $ 502,782 | $ 42,000 |
| San Rafael, CA | 70 | $ 54,156,000 | $ 773,657 | $ 2,000 |
| Cape Coral-Fort Myers, FL | 68 | $ 21,654,000 | $ 318,441 | $ 222,000 |
| La Crosse-Onalaska, WI-MN | 68 | $ 6,721,000 | $ 98,838 | $ 86,338 |
| Boulder, CO | 56 | $ 40,214,000 | $ 718,107 | $ 22,000 |
| Punta Gorda, FL | 51 | $ 6,042,000 | $ 118,470 | $ 90,000 |
| Houston-The Woodlands-Sugar Land, TX | 50 | $ 29,817,000 | $ 596,340 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 50 | $ 29,639,000 | $ 592,780 | $ 16,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 47 | $ 24,010,000 | $ 510,851 | $ 186,808 |
| Riverside-San Bernardino-Ontario, CA | 46 | $ 30,323,000 | $ 659,195 | $ 155,000 |
| Duluth, MN-WI | 44 | $ 4,902,000 | $ 111,409 | $ 74,727 |
| Las Vegas-Henderson-Paradise, NV | 38 | $ 17,295,000 | $ 455,131 | $ 94,000 |
| Salinas, CA | 34 | $ 24,775,000 | $ 728,676 | $ 43,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 17,482,000 | $ 602,827 | $ 281,000 |
| Austin-Round Rock, TX | 28 | $ 16,880,000 | $ 602,857 | $ 0 |
| St. Joseph, MO-KS | 28 | $ 2,764,000 | $ 98,714 | $ 58,000 |
| New York-Jersey City-White Plains, NY-NJ | 27 | $ 14,573,000 | $ 539,740 | $ 87,777 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 5,678,000 | $ 210,296 | $ 139,000 |
| Santa Maria-Santa Barbara, CA | 25 | $ 19,861,000 | $ 794,440 | $ 24,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 12,433,000 | $ 497,320 | $ 328,000 |
| Flagstaff, AZ | 23 | $ 10,764,000 | $ 468,000 | $ 228,000 |
| Santa Rosa, CA | 22 | $ 16,463,000 | $ 748,318 | $ 44,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 20 | $ 11,856,000 | $ 592,800 | $ 19,000 |
| Cincinnati, OH-KY-IN | 18 | $ 3,876,000 | $ 215,333 | $ 56,666 |
| San Antonio-New Braunfels, TX | 17 | $ 9,179,000 | $ 539,941 | $ 0 |
| Santa Cruz-Watsonville, CA | 17 | $ 11,386,000 | $ 669,764 | $ 11,000 |
| Terre Haute, IN | 16 | $ 786,000 | $ 49,125 | $ 55,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 16 | $ 7,346,000 | $ 459,125 | $ 170,062 |
| Boston, MA | 14 | $ 4,588,000 | $ 327,714 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 10,460,000 | $ 747,142 | $ 413,000 |
| Michigan City-La Porte, IN | 14 | $ 2,557,000 | $ 182,642 | $ 158,000 |
| Niles-Benton Harbor, MI | 14 | $ 3,458,000 | $ 247,000 | $ 150,000 |
| Reno, NV | 14 | $ 9,854,000 | $ 703,857 | $ 3,000 |
| Newark, NJ-PA | 13 | $ 6,087,000 | $ 468,230 | $ 160,692 |
| Salt Lake City, UT | 13 | $ 7,579,000 | $ 583,000 | $ 39,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 5,535,000 | $ 425,769 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 5,327,000 | $ 443,916 | $ 243,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 3,133,000 | $ 261,083 | $ 135,000 |
| Fort Collins, CO | 12 | $ 6,055,000 | $ 504,583 | $ 11,000 |
| Birmingham-Hoover, AL | 11 | $ 7,621,000 | $ 692,818 | $ 0 |
| Bloomington, IN | 11 | $ 1,074,000 | $ 97,636 | $ 83,000 |
| Fort Worth-Arlington, TX | 11 | $ 7,181,000 | $ 652,818 | $ 7,000 |
| Lafayette-West Lafayette, IN | 11 | $ 1,206,000 | $ 109,636 | $ 78,000 |
| Napa, CA | 11 | $ 7,101,000 | $ 645,545 | $ 6,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 4,810,000 | $ 481,000 | $ 230,000 |
| Fort Wayne, IN | 9 | $ 815,000 | $ 90,555 | $ 57,000 |
| Port St. Lucie, FL | 9 | $ 3,971,000 | $ 441,222 | $ 240,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 4,352,000 | $ 483,555 | $ 0 |
| Vallejo-Fairfield, CA | 9 | $ 4,237,000 | $ 470,777 | $ 21,000 |
| Kalamazoo-Portage, MI | 8 | $ 3,004,000 | $ 375,500 | $ 277,000 |
| Kankakee, IL | 8 | $ 642,000 | $ 80,250 | $ 96,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,836,000 | $ 229,500 | $ 83,000 |
| Ogden-Clearfield, UT | 8 | $ 3,305,000 | $ 413,125 | $ 19,000 |
| Toledo, OH | 8 | $ 707,000 | $ 88,375 | $ 106,000 |
| Urban Honolulu, HI | 8 | $ 7,195,000 | $ 899,375 | $ 414,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 987,000 | $ 123,375 | $ 143,500 |
| Akron, OH | 7 | $ 719,000 | $ 102,714 | $ 71,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 2,664,000 | $ 380,571 | $ 332,000 |
| Cleveland-Elyria, OH | 7 | $ 1,459,000 | $ 208,428 | $ 63,000 |
| Colorado Springs, CO | 7 | $ 3,453,000 | $ 493,285 | $ 33,000 |
| Columbus, OH | 7 | $ 1,585,000 | $ 226,428 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 6,416,000 | $ 916,571 | $ 189,000 |
| New Orleans-Metairie, LA | 7 | $ 4,422,000 | $ 631,714 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 2,442,000 | $ 348,857 | $ 134,000 |
| Silver Spring-Frederick-Rockville, MD | 7 | $ 2,483,000 | $ 354,714 | $ 178,000 |
| Bend-Redmond, OR | 6 | $ 2,472,000 | $ 412,000 | $ 5,000 |
| Bremerton-Silverdale, WA | 6 | $ 3,335,000 | $ 555,833 | $ 165,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 4,053,000 | $ 675,500 | $ 210,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 1,484,000 | $ 247,333 | $ 143,333 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 970,000 | $ 161,666 | $ 65,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 3,736,000 | $ 622,666 | $ 478,000 |
| Homosassa Springs, FL | 6 | $ 471,000 | $ 78,500 | $ 79,000 |
| Jacksonville, FL | 6 | $ 3,385,000 | $ 564,166 | $ 512,000 |
| Lakeland-Winter Haven, FL | 6 | $ 664,000 | $ 110,666 | $ 63,000 |
| Oklahoma City, OK | 6 | $ 2,594,000 | $ 432,333 | $ 19,000 |
| Raleigh, NC | 6 | $ 1,901,000 | $ 316,833 | $ 112,000 |
| Sebring, FL | 6 | $ 499,000 | $ 83,166 | $ 98,000 |
| St. Cloud, MN | 6 | $ 999,000 | $ 166,500 | $ 76,000 |
| Dubuque, IA | 5 | $ 387,000 | $ 77,400 | $ 100,000 |
| Gainesville, FL | 5 | $ 522,000 | $ 104,400 | $ 38,000 |
| Joplin, MO | 5 | $ 351,000 | $ 70,200 | $ 68,000 |
| The Villages, FL | 5 | $ 1,252,000 | $ 250,400 | $ 118,000 |
| Columbus, GA-AL | 4 | $ 2,046,000 | $ 511,500 | $ 0 |
| Des Moines-West Des Moines, IA | 4 | $ 546,000 | $ 136,500 | $ 76,000 |
| Harrisburg-Carlisle, PA | 4 | $ 737,000 | $ 184,250 | $ 102,000 |
| Jefferson City, MO | 4 | $ 361,000 | $ 90,250 | $ 52,000 |
| Knoxville, TN | 4 | $ 2,024,000 | $ 506,000 | $ 66,000 |
| Lawrence, KS | 4 | $ 872,000 | $ 218,000 | $ 104,000 |
| Macon-Bibb County, GA | 4 | $ 2,156,000 | $ 539,000 | $ 0 |
| Memphis, TN-MS-AR | 4 | $ 698,000 | $ 174,500 | $ 79,000 |
| Pittsburgh, PA | 4 | $ 841,000 | $ 210,250 | $ 101,000 |
| Redding, CA | 4 | $ 1,906,000 | $ 476,500 | $ 37,000 |
| Richmond, VA | 4 | $ 1,636,000 | $ 409,000 | $ 148,000 |
| Saginaw, MI | 4 | $ 567,000 | $ 141,750 | $ 78,000 |
| Santa Fe, NM | 4 | $ 2,253,000 | $ 563,250 | $ 54,000 |
| Savannah, GA | 4 | $ 1,455,000 | $ 363,750 | $ 8,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 336,000 | $ 84,000 | $ 89,500 |
| Springfield, MO | 4 | $ 472,000 | $ 118,000 | $ 64,000 |
| Tacoma-Lakewood, WA | 4 | $ 2,353,000 | $ 588,250 | $ 91,000 |
| Tulsa, OK | 4 | $ 1,428,000 | $ 357,000 | $ 93,000 |
| Worcester, MA-CT | 4 | $ 1,511,000 | $ 377,750 | $ 125,250 |
| Barnstable Town, MA | 3 | $ 1,447,000 | $ 482,333 | $ 136,000 |
| Boise City, ID | 3 | $ 800,000 | $ 266,666 | $ 92,000 |
| Brunswick, GA | 3 | $ 2,880,000 | $ 960,000 | $ 138,000 |
| Champaign-Urbana, IL | 3 | $ 569,000 | $ 189,666 | $ 106,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,644,000 | $ 548,000 | $ 379,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 1,035,000 | $ 345,000 | $ 294,000 |
| Dayton, OH | 3 | $ 407,000 | $ 135,666 | $ 74,000 |
| Fargo, ND-MN | 3 | $ 731,000 | $ 243,666 | $ 147,000 |
| Fresno, CA | 3 | $ 1,785,000 | $ 595,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,046,000 | $ 348,666 | $ 285,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 975,000 | $ 325,000 | $ 150,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 703,000 | $ 234,333 | $ 52,000 |
| Nassau County-Suffolk County, NY | 3 | $ 1,009,000 | $ 336,333 | $ 0 |
| Ocala, FL | 3 | $ 341,000 | $ 113,666 | $ 375,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 476,000 | $ 158,666 | $ 222,000 |
| Panama City, FL | 3 | $ 458,000 | $ 152,666 | $ 219,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 535,000 | $ 178,333 | $ 60,000 |
| Peoria, IL | 3 | $ 412,000 | $ 137,333 | $ 51,000 |
| Philadelphia, PA | 3 | $ 416,000 | $ 138,666 | $ 62,000 |
| Rockingham County-Strafford County, NH | 3 | $ 3,442,000 | $ 1,147,333 | $ 5,273,000 |
| Sebastian-Vero Beach, FL | 3 | $ 934,000 | $ 311,333 | $ 195,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 352,000 | $ 117,333 | $ 67,000 |
| Wichita, KS | 3 | $ 446,000 | $ 148,666 | $ 61,000 |
| Ann Arbor, MI | 2 | $ 807,000 | $ 403,500 | $ 0 |
| Asheville, NC | 2 | $ 1,078,000 | $ 539,000 | $ 137,000 |
| Bakersfield, CA | 2 | $ 1,248,000 | $ 624,000 | $ 0 |
| Bloomington, IL | 2 | $ 491,000 | $ 245,500 | $ 173,000 |
| Canton-Massillon, OH | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Carbondale-Marion, IL | 2 | $ 167,000 | $ 83,500 | $ 51,000 |
| Charleston-North Charleston, SC | 2 | $ 2,362,000 | $ 1,181,000 | $ 1,447,000 |
| Clarksville, TN-KY | 2 | $ 265,000 | $ 132,500 | $ 65,000 |
| College Station-Bryan, TX | 2 | $ 1,659,000 | $ 829,500 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 242,000 | $ 121,000 | $ 85,000 |
| Elkhart-Goshen, IN | 2 | $ 199,000 | $ 99,500 | $ 63,000 |
| Gainesville, GA | 2 | $ 1,094,000 | $ 547,000 | $ 0 |
| Greeley, CO | 2 | $ 604,000 | $ 302,000 | $ 0 |
| Jackson, MS | 2 | $ 334,000 | $ 167,000 | $ 83,000 |
| Lexington-Fayette, KY | 2 | $ 820,000 | $ 410,000 | $ 251,000 |
| Logan, UT-ID | 2 | $ 504,000 | $ 252,000 | $ 335,000 |
| Mankato-North Mankato, MN | 2 | $ 811,000 | $ 405,500 | $ 53,000 |
| Mansfield, OH | 2 | $ 128,000 | $ 64,000 | $ 48,000 |
| Modesto, CA | 2 | $ 1,278,000 | $ 639,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 1,156,000 | $ 578,000 | $ 262,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 961,000 | $ 480,500 | $ 103,000 |
| Muncie, IN | 2 | $ 50,000 | $ 25,000 | $ 244,000 |
| Portland-South Portland, ME | 2 | $ 1,006,000 | $ 503,000 | $ 19,000 |
| Provo-Orem, UT | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Rochester, MN | 2 | $ 5,835,000 | $ 2,917,500 | $ 66,000 |
| Salem, OR | 2 | $ 752,000 | $ 376,000 | $ 42,000 |
| Spokane-Spokane Valley, WA | 2 | $ 369,000 | $ 184,500 | $ 106,000 |
| Warner Robins, GA | 2 | $ 159,000 | $ 79,500 | $ 117,000 |
| Williamsport, PA | 2 | $ 164,000 | $ 82,000 | $ 51,000 |
| Winston-Salem, NC | 2 | $ 236,000 | $ 118,000 | $ 104,000 |
| Albany, GA | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Ames, IA | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 669,000 | $ 669,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Billings, MT | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 108,000 | $ 108,000 | $ 153,000 |
| Chattanooga, TN-GA | 1 | $ 353,000 | $ 353,000 | $ 177,000 |
| Chico, CA | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Columbia, SC | 1 | $ 142,000 | $ 142,000 | $ 150,000 |
| Columbus, IN | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
| Durham-Chapel Hill, NC | 1 | $ 116,000 | $ 116,000 | $ 205,000 |
| East Stroudsburg, PA | 1 | $ 170,000 | $ 170,000 | $ 177,000 |
| Enid, OK | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Eugene, OR | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Grants Pass, OR | 1 | $ 487,000 | $ 487,000 | $ 211,000 |
| Greensboro-High Point, NC | 1 | $ 214,000 | $ 214,000 | $ 143,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 460,000 | $ 460,000 | $ 230,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Hot Springs, AR | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Iowa City, IA | 1 | $ 110,000 | $ 110,000 | $ 341,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 1,429,000 | $ 1,429,000 | $ 0 |
| Longview, WA | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| Montgomery, AL | 1 | $ 602,000 | $ 602,000 | $ 0 |
| New Bern, NC | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Olympia-Tumwater, WA | 1 | $ 766,000 | $ 766,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 660,000 | $ 660,000 | $ 290,000 |
| Salisbury, MD-DE | 1 | $ 4,725,000 | $ 4,725,000 | $ 8,653,000 |
| Sioux Falls, SD | 1 | $ 198,000 | $ 198,000 | $ 104,000 |
| Springfield, IL | 1 | $ 58,000 | $ 58,000 | $ 390,000 |
| Springfield, OH | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| St. George, UT | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Topeka, KS | 1 | $ 292,000 | $ 292,000 | $ 167,000 |
| Trenton, NJ | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Visalia-Porterville, CA | 1 | $ 361,000 | $ 361,000 | $ 478,000 |
| Waco, TX | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Yuma, AZ | 1 | $ 360,000 | $ 360,000 | $ 290,000 |
Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,845 | $3,384,151,000 | $263,000 | $12,000,000 | $95,000 | $8,653,000 |
| Home Purchase | 8,785 | $2,540,709,000 | $289,000 | $6,000,000 | $108,000 | $7,828,000 |
| Home Improvement | 1,767 | $220,897,000 | $125,000 | $3,150,000 | $97,000 | $3,411,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,661 | $2,839,449,000 | $193,000 | $4,422,000 | $116,000 | $7,200,000 |
| Not applicable | 3,161 | $2,169,752,000 | $686,000 | $5,600,000 | $0 | $0 |
| Hispanic | 2,275 | $285,395,000 | $125,000 | $995,000 | $61,000 | $932,000 |
| Not Provided | 1,425 | $517,091,000 | $362,000 | $12,000,000 | $229,000 | $8,653,000 |
| Black or African American | 956 | $119,996,000 | $125,000 | $1,200,000 | $76,000 | $2,580,000 |
| Asian | 822 | $200,689,000 | $244,000 | $3,229,000 | $122,000 | $3,417,000 |
| American Indian or Alaskan Native | 69 | $8,524,000 | $123,000 | $889,000 | $89,000 | $507,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $4,861,000 | $173,000 | $470,000 | $90,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,535 | $6,016,921,000 | $267,000 | $12,000,000 | $102,000 | $8,653,000 |
| FHA-insured (Federal Housing Administration) | 862 | $128,836,000 | $149,000 | $411,000 | $58,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,200 | $2,144,658,000 | $210,000 | $5,600,000 | $127,000 | $8,653,000 |
| Application Denied By Financial Institution | 6,130 | $1,064,104,000 | $173,000 | $12,000,000 | $92,000 | $4,384,000 |
| Loan Purchased By The Institution | 3,425 | $2,213,964,000 | $646,000 | $3,234,000 | $6,000 | $534,000 |
| Application Withdrawn By Applicant | 1,721 | $361,109,000 | $209,000 | $3,200,000 | $129,000 | $6,200,000 |
| File Closed For Incompleteness | 1,452 | $259,210,000 | $178,000 | $4,065,000 | $135,000 | $7,828,000 |
| Preapproval Denied by Financial Institution | 275 | $66,721,000 | $242,000 | $2,000,000 | $84,000 | $1,217,000 |
| Application Approved But Not Accepted | 194 | $35,991,000 | $185,000 | $2,550,000 | $139,000 | $3,375,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,389 | $463,703,000 | $194,000 | $4,422,000 | $69,000 | $2,069,000 |
| Credit History | 1,892 | $240,782,000 | $127,000 | $1,995,000 | $90,000 | $3,417,000 |
| Collateral | 1,213 | $224,410,000 | $185,000 | $6,370,000 | $118,000 | $4,384,000 |
| Unverifiable Information | 392 | $81,721,000 | $208,000 | $12,000,000 | $130,000 | $2,053,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 260 | $49,020,000 | $188,000 | $1,500,000 | $93,000 | $1,035,000 |
| Other | 225 | $64,968,000 | $288,000 | $6,000,000 | $141,000 | $2,000,000 |
| Employment History | 33 | $5,964,000 | $180,000 | $1,500,000 | $59,000 | $308,000 |
| Mortgage Insurance Denied | 1 | $257,000 | $257,000 | $257,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BMO Harris Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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