BMO Harris Bank NA Mortgage Lending & HMDA Data, 2017

In 2017, BMO Harris Bank NA of Chicago, IL reported 23,397 mortgage applications totaling $6.1 billion, up 5% from 2016. The average application was for $262,672, and applicants reported an average income of $100,032. 44% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,116), Milwaukee-Waukesha-West Allis, WI (2,165) and Phoenix-Mesa-Scottsdale, AZ (1,210) (applications in parentheses).

Mortgage Company & Address BMO Harris Bank NA
111 W. Monroe
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 23,397
Total Mortgage Loan Application Amount $6,145,757,000
Average Mortgage Loan Application Amount $262,672
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $100,032
Highest Applicant Income $8,653,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BMO Harris Bank NA by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,519 $ 919,088,000 $ 261,178 $ 105,000
Milwaukee, Wisconsin 1,158 $ 161,881,000 $ 139,793 $ 77,000
Maricopa, Arizona 1,134 $ 366,567,000 $ 323,251 $ 135,000
Will, Illinois 1,034 $ 162,721,000 $ 157,370 $ 94,000
DuPage, Illinois 918 $ 245,703,000 $ 267,650 $ 115,000
Lake, Illinois 669 $ 184,219,000 $ 275,364 $ 129,000
Kane, Illinois 560 $ 91,545,000 $ 163,473 $ 98,000
Dane, Wisconsin 475 $ 119,607,000 $ 251,804 $ 142,000
Waukesha, Wisconsin 475 $ 131,410,000 $ 276,652 $ 142,000
McHenry, Illinois 463 $ 61,635,000 $ 133,120 $ 91,000
Marion, Indiana 414 $ 53,097,000 $ 128,253 $ 87,000
Brown, Wisconsin 411 $ 55,896,000 $ 136,000 $ 73,000
Hennepin, Minnesota 399 $ 117,784,000 $ 295,197 $ 135,000
St. Louis, Missouri 288 $ 131,266,000 $ 455,784 $ 45,000
Los Angeles, California 279 $ 215,132,000 $ 771,082 $ 29,000
Lake, Indiana 277 $ 30,772,000 $ 111,090 $ 79,000
Washington, Wisconsin 275 $ 50,951,000 $ 185,276 $ 105,000
Winnebago, Illinois 258 $ 18,856,000 $ 73,085 $ 62,000
Ozaukee, Wisconsin 257 $ 60,741,000 $ 236,346 $ 122,000
Sheboygan, Wisconsin 221 $ 29,721,000 $ 134,484 $ 73,000
Rock, Wisconsin 209 $ 22,973,000 $ 109,918 $ 75,000
Kenosha, Wisconsin 203 $ 28,539,000 $ 140,586 $ 83,000
Hamilton, Indiana 202 $ 40,289,000 $ 199,450 $ 101,000
Contra Costa, California 197 $ 148,257,000 $ 752,573 $ 1,000
Outagamie, Wisconsin 192 $ 32,863,000 $ 171,161 $ 118,000
Manatee, Florida 184 $ 36,465,000 $ 198,179 $ 129,000
Winnebago, Wisconsin 167 $ 27,357,000 $ 163,814 $ 94,000
Santa Clara, California 159 $ 112,110,000 $ 705,094 $ 0
Fond du Lac, Wisconsin 149 $ 18,450,000 $ 123,825 $ 79,000
Racine, Wisconsin 146 $ 20,016,000 $ 137,095 $ 75,000
Marathon, Wisconsin 145 $ 18,941,000 $ 130,627 $ 84,000
Orange, California 143 $ 129,384,000 $ 904,783 $ 58,000
King, Washington 142 $ 105,181,000 $ 740,711 $ 114,000
Alameda, California 140 $ 95,518,000 $ 682,271 $ 7,000
Kendall, Illinois 137 $ 22,134,000 $ 161,562 $ 91,000
Walworth, Wisconsin 135 $ 29,263,000 $ 216,762 $ 180,000
Howard, Indiana 128 $ 11,583,000 $ 90,492 $ 66,000
Oneida, Wisconsin 124 $ 15,449,000 $ 124,588 $ 81,000
Adams, Wisconsin 113 $ 9,466,000 $ 83,769 $ 66,000
Johnson, Kansas 112 $ 33,550,000 $ 299,553 $ 138,000
Portage, Wisconsin 112 $ 13,060,000 $ 116,607 $ 70,000
Ramsey, Minnesota 109 $ 21,325,000 $ 195,642 $ 128,000
San Diego, California 108 $ 73,984,000 $ 685,037 $ 41,000
Sarasota, Florida 108 $ 45,850,000 $ 424,537 $ 191,000
Dodge, Wisconsin 107 $ 12,347,000 $ 115,392 $ 75,000
Manitowoc, Wisconsin 107 $ 12,387,000 $ 115,766 $ 84,000
Yavapai, Arizona 106 $ 29,715,000 $ 280,330 $ 128,000
Jackson, Missouri 102 $ 13,837,000 $ 135,656 $ 76,000
Wyandotte, Kansas 96 $ 9,265,000 $ 96,510 $ 43,000
Pima, Arizona 94 $ 22,722,000 $ 241,723 $ 117,000
Sauk, Wisconsin 93 $ 11,435,000 $ 122,956 $ 104,000
Oconto, Wisconsin 90 $ 11,275,000 $ 125,277 $ 85,000
Morgan, Indiana 89 $ 9,554,000 $ 107,348 $ 62,000
Vilas, Wisconsin 89 $ 19,019,000 $ 213,696 $ 117,000
Dakota, Minnesota 87 $ 18,139,000 $ 208,494 $ 95,000
Collier, Florida 86 $ 55,520,000 $ 645,581 $ 424,000
Hendricks, Indiana 83 $ 10,767,000 $ 129,722 $ 81,000
St. Louis City, Missouri 77 $ 16,429,000 $ 213,363 $ 50,000
Dallas, Texas 77 $ 50,290,000 $ 653,116 $ 0
Pinal, Arizona 76 $ 13,287,000 $ 174,828 $ 134,000
Lincoln, Wisconsin 76 $ 6,413,000 $ 84,381 $ 145,000
San Francisco, California 75 $ 56,162,000 $ 748,826 $ 11,000
Marin, California 70 $ 54,156,000 $ 773,657 $ 2,000
Calumet, Wisconsin 70 $ 9,722,000 $ 138,885 $ 74,000
Lee, Florida 68 $ 21,654,000 $ 318,441 $ 222,000
Anoka, Minnesota 67 $ 11,548,000 $ 172,358 $ 68,000
Columbia, Wisconsin 67 $ 10,506,000 $ 156,805 $ 79,000
La Crosse, Wisconsin 67 $ 6,397,000 $ 95,477 $ 86,000
Porter, Indiana 66 $ 11,967,000 $ 181,318 $ 97,000
Wood, Wisconsin 64 $ 7,231,000 $ 112,984 $ 76,000
Eau Claire, Wisconsin 61 $ 10,102,000 $ 165,606 $ 106,000
Boone, Illinois 58 $ 4,837,000 $ 83,396 $ 78,000
San Mateo, California 57 $ 52,319,000 $ 917,877 $ 44,000
Chippewa, Wisconsin 57 $ 7,311,000 $ 128,263 $ 109,000
Shawano, Wisconsin 57 $ 5,903,000 $ 103,561 $ 70,000
Boulder, Colorado 56 $ 40,214,000 $ 718,107 $ 22,000
Denver, Colorado 56 $ 35,179,000 $ 628,196 $ 28,000
Scott, Minnesota 54 $ 14,259,000 $ 264,055 $ 131,000
Johnson, Indiana 53 $ 6,228,000 $ 117,509 $ 69,000
Ashland, Wisconsin 53 $ 4,167,000 $ 78,622 $ 63,000
Marinette, Wisconsin 53 $ 5,937,000 $ 112,018 $ 107,000
Waupaca, Wisconsin 52 $ 7,501,000 $ 144,250 $ 130,000
Charlotte, Florida 51 $ 6,042,000 $ 118,470 $ 90,000
Waushara, Wisconsin 50 $ 7,716,000 $ 154,320 $ 102,000
Juneau, Wisconsin 48 $ 4,146,000 $ 86,375 $ 78,000
St. Charles, Missouri 46 $ 13,022,000 $ 283,086 $ 64,000
Grundy, Illinois 45 $ 5,263,000 $ 116,955 $ 94,000
Hillsborough, Florida 44 $ 8,435,000 $ 191,704 $ 181,000
Clay, Missouri 42 $ 6,287,000 $ 149,690 $ 70,000
Jefferson, Wisconsin 42 $ 6,838,000 $ 162,809 $ 91,000
Pinellas, Florida 40 $ 15,130,000 $ 378,250 $ 220,000
Riverside, California 39 $ 26,439,000 $ 677,923 $ 183,000
Washington, Minnesota 39 $ 14,106,000 $ 361,692 $ 280,000
Pierce, Wisconsin 39 $ 5,688,000 $ 145,846 $ 89,000
Clark, Nevada 38 $ 17,295,000 $ 455,131 $ 94,000
Green Lake, Wisconsin 37 $ 8,597,000 $ 232,351 $ 138,000
Placer, California 36 $ 22,805,000 $ 633,472 $ 15,000
Carver, Minnesota 36 $ 8,659,000 $ 240,527 $ 115,000
Harris, Texas 36 $ 23,168,000 $ 643,555 $ 0
Monterey, California 34 $ 24,775,000 $ 728,676 $ 43,000
Fulton, Georgia 32 $ 18,368,000 $ 574,000 $ 45,000
Clark, Wisconsin 30 $ 3,054,000 $ 101,800 $ 79,000
Douglas, Colorado 29 $ 18,477,000 $ 637,137 $ 37,000
DeKalb, Illinois 29 $ 3,317,000 $ 114,379 $ 66,000
Madison, Indiana 29 $ 2,553,000 $ 88,034 $ 54,000
Boone, Indiana 28 $ 7,131,000 $ 254,678 $ 99,000
Bayfield, Wisconsin 28 $ 3,792,000 $ 135,428 $ 85,000
Jefferson, Colorado 27 $ 13,940,000 $ 516,296 $ 30,000
St. Clair, Illinois 27 $ 2,681,000 $ 99,296 $ 53,000
Douglas, Wisconsin 27 $ 2,257,000 $ 83,592 $ 67,000
Hancock, Indiana 26 $ 3,481,000 $ 133,884 $ 66,000
Santa Barbara, California 25 $ 19,861,000 $ 794,440 $ 24,000
Palm Beach, Florida 25 $ 12,433,000 $ 497,320 $ 328,000
Travis, Texas 25 $ 14,995,000 $ 599,800 $ 0
Jefferson, Missouri 24 $ 3,117,000 $ 129,875 $ 50,000
Door, Wisconsin 24 $ 7,255,000 $ 302,291 $ 388,000
Dunn, Wisconsin 24 $ 2,903,000 $ 120,958 $ 59,000
Iowa, Wisconsin 24 $ 3,890,000 $ 162,083 $ 148,000
Kewaunee, Wisconsin 24 $ 2,631,000 $ 109,625 $ 61,000
Marquette, Wisconsin 24 $ 2,342,000 $ 97,583 $ 70,000
Coconino, Arizona 23 $ 10,764,000 $ 468,000 $ 228,000
Arapahoe, Colorado 23 $ 21,731,000 $ 944,826 $ 92,000
Wright, Minnesota 23 $ 4,241,000 $ 184,391 $ 90,000
Buchanan, Missouri 23 $ 2,285,000 $ 99,347 $ 56,000
Sonoma, California 22 $ 16,463,000 $ 748,318 $ 44,000
Grant, Wisconsin 22 $ 2,672,000 $ 121,454 $ 64,000
Richland, Wisconsin 22 $ 2,362,000 $ 107,363 $ 80,000
St. Croix, Wisconsin 22 $ 5,107,000 $ 232,136 $ 127,000
Pasco, Florida 21 $ 3,275,000 $ 155,952 $ 90,000
Multnomah, Oregon 21 $ 10,533,000 $ 501,571 $ 36,000
Langlade, Wisconsin 21 $ 2,054,000 $ 97,809 $ 76,000
Ventura, California 20 $ 11,856,000 $ 592,800 $ 19,000
LaSalle, Illinois 19 $ 1,812,000 $ 95,368 $ 83,000
Navajo, Arizona 17 $ 3,724,000 $ 219,058 $ 127,000
Santa Cruz, California 17 $ 11,386,000 $ 669,764 $ 11,000
Orange, Florida 17 $ 4,301,000 $ 253,000 $ 138,000
Rush, Indiana 16 $ 1,046,000 $ 65,375 $ 89,000
St. Louis, Minnesota 16 $ 2,429,000 $ 151,812 $ 85,000
Platte, Missouri 16 $ 5,236,000 $ 327,250 $ 168,000
Collin, Texas 16 $ 8,381,000 $ 523,812 $ 10,000
Clackamas, Oregon 15 $ 8,082,000 $ 538,800 $ 488,000
Broward, Florida 14 $ 10,460,000 $ 747,142 $ 413,000
LaPorte, Indiana 14 $ 2,557,000 $ 182,642 $ 158,000
Berrien, Michigan 14 $ 3,458,000 $ 247,000 $ 150,000
Washoe, Nevada 14 $ 9,854,000 $ 703,857 $ 3,000
Green, Wisconsin 14 $ 2,114,000 $ 151,000 $ 79,000
Davidson, Tennessee 13 $ 7,396,000 $ 568,923 $ 54,000
Bexar, Texas 13 $ 6,707,000 $ 515,923 $ 0
Salt Lake, Utah 13 $ 7,579,000 $ 583,000 $ 39,000
Snohomish, Washington 13 $ 6,632,000 $ 510,153 $ 38,000
Larimer, Colorado 12 $ 6,055,000 $ 504,583 $ 11,000
DeKalb, Georgia 12 $ 4,544,000 $ 378,666 $ 11,000
Madison, Illinois 12 $ 2,875,000 $ 239,583 $ 259,000
Crawford, Kansas 12 $ 781,000 $ 65,083 $ 56,000
Oakland, Michigan 12 $ 5,340,000 $ 445,000 $ 49,000
Crawford, Wisconsin 12 $ 1,200,000 $ 100,000 $ 97,000
Vernon, Wisconsin 12 $ 1,091,000 $ 90,916 $ 44,000
Jefferson, Alabama 11 $ 7,621,000 $ 692,818 $ 0
Napa, California 11 $ 7,101,000 $ 645,545 $ 6,000
Eagle, Colorado 11 $ 12,692,000 $ 1,153,818 $ 257,000
Volusia, Florida 11 $ 2,973,000 $ 270,272 $ 125,000
Ogle, Illinois 11 $ 2,308,000 $ 209,818 $ 193,000
Middlesex, Massachusetts 11 $ 4,876,000 $ 443,272 $ 242,000
Monroe, Wisconsin 11 $ 1,042,000 $ 94,727 $ 74,000
Santa Cruz, Arizona 10 $ 2,007,000 $ 200,700 $ 76,000
Miami-Dade, Florida 10 $ 4,810,000 $ 481,000 $ 230,000
Tipton, Indiana 10 $ 905,000 $ 90,500 $ 62,000
New York, New York 10 $ 6,888,000 $ 688,800 $ 0
Williamson, Tennessee 10 $ 7,109,000 $ 710,900 $ 185,000
Tarrant, Texas 10 $ 6,631,000 $ 663,100 $ 7,000
Price, Wisconsin 10 $ 1,026,000 $ 102,600 $ 68,000
Gila, Arizona 9 $ 3,183,000 $ 353,666 $ 161,000
Nevada, California 9 $ 5,061,000 $ 562,333 $ 0
San Luis Obispo, California 9 $ 4,352,000 $ 483,555 $ 0
Solano, California 9 $ 4,237,000 $ 470,777 $ 21,000
Cobb, Georgia 9 $ 5,382,000 $ 598,000 $ 51,000
Forsyth, Georgia 9 $ 4,809,000 $ 534,333 $ 48,000
Putnam, Indiana 9 $ 1,108,000 $ 123,111 $ 45,000
Wayne, Indiana 9 $ 374,000 $ 41,555 $ 30,000
Sherburne, Minnesota 9 $ 1,347,000 $ 149,666 $ 109,000
Denton, Texas 9 $ 5,185,000 $ 576,111 $ 0
Forest, Wisconsin 9 $ 1,133,000 $ 125,888 $ 131,000
Mohave, Arizona 8 $ 1,836,000 $ 229,500 $ 83,000
Honolulu, Hawaii 8 $ 7,195,000 $ 899,375 $ 414,000
Kankakee, Illinois 8 $ 642,000 $ 80,250 $ 96,000
Tippecanoe, Indiana 8 $ 893,000 $ 111,625 $ 79,000
Fort Bend, Texas 8 $ 3,218,000 $ 402,250 $ 0
Davis, Utah 8 $ 3,305,000 $ 413,125 $ 19,000
Summit, Utah 8 $ 5,095,000 $ 636,875 $ 417,000
Sacramento, California 7 $ 3,382,000 $ 483,142 $ 0
San Bernardino, California 7 $ 3,884,000 $ 554,857 $ 0
El Paso, Colorado 7 $ 3,453,000 $ 493,285 $ 33,000
Summit, Colorado 7 $ 4,563,000 $ 651,857 $ 136,000
Brevard, Florida 7 $ 2,442,000 $ 348,857 $ 134,000
Maui, Hawaii 7 $ 6,416,000 $ 916,571 $ 189,000
Allen, Indiana 7 $ 540,000 $ 77,142 $ 54,000
Cass, Indiana 7 $ 433,000 $ 61,857 $ 44,000
Clay, Indiana 7 $ 332,000 $ 47,428 $ 51,000
Jasper, Indiana 7 $ 1,022,000 $ 146,000 $ 76,000
Monroe, Indiana 7 $ 974,000 $ 139,142 $ 97,000
Suffolk, Massachusetts 7 $ 1,956,000 $ 279,428 $ 70,000
Van Buren, Michigan 7 $ 2,810,000 $ 401,428 $ 299,000
Camden, Missouri 7 $ 1,139,000 $ 162,714 $ 151,000
Hamilton, Ohio 7 $ 1,706,000 $ 243,714 $ 44,000
Summit, Ohio 7 $ 719,000 $ 102,714 $ 71,000
Clark, Washington 7 $ 3,656,000 $ 522,285 $ 100,000
Menominee, Wisconsin 7 $ 1,053,000 $ 150,428 $ 82,000
Fairfield, Connecticut 6 $ 4,053,000 $ 675,500 $ 210,000
Citrus, Florida 6 $ 471,000 $ 78,500 $ 79,000
Highlands, Florida 6 $ 499,000 $ 83,166 $ 98,000
Martin, Florida 6 $ 3,579,000 $ 596,500 $ 318,000
Polk, Florida 6 $ 664,000 $ 110,666 $ 63,000
Sullivan, Indiana 6 $ 314,000 $ 52,333 $ 57,000
Orleans, Louisiana 6 $ 3,947,000 $ 657,833 $ 0
Menominee, Michigan 6 $ 429,000 $ 71,500 $ 44,000
Wayne, Michigan 6 $ 970,000 $ 161,666 $ 65,000
Crow Wing, Minnesota 6 $ 1,251,000 $ 208,500 $ 151,000
Stearns, Minnesota 6 $ 999,000 $ 166,500 $ 76,000
Winona, Minnesota 6 $ 520,000 $ 86,666 $ 119,000
Bergen, New Jersey 6 $ 3,176,000 $ 529,333 $ 200,000
Wake, North Carolina 6 $ 1,901,000 $ 316,833 $ 112,000
Lucas, Ohio 6 $ 584,000 $ 97,333 $ 106,000
Deschutes, Oregon 6 $ 2,472,000 $ 412,000 $ 5,000
Beaufort, South Carolina 6 $ 3,736,000 $ 622,666 $ 478,000
Kitsap, Washington 6 $ 3,335,000 $ 555,833 $ 165,000
Buffalo, Wisconsin 6 $ 488,000 $ 81,333 $ 46,000
Burnett, Wisconsin 6 $ 786,000 $ 131,000 $ 134,000
Jackson, Wisconsin 6 $ 1,080,000 $ 180,000 $ 60,000
Trempealeau, Wisconsin 6 $ 549,000 $ 91,500 $ 45,000
El Dorado, California 5 $ 2,627,000 $ 525,400 $ 0
Adams, Colorado 5 $ 1,707,000 $ 341,400 $ 68,000
Alachua, Florida 5 $ 522,000 $ 104,400 $ 38,000
Sumter, Florida 5 $ 1,252,000 $ 250,400 $ 118,000
Cherokee, Georgia 5 $ 2,016,000 $ 403,200 $ 93,000
Gwinnett, Georgia 5 $ 1,903,000 $ 380,600 $ 40,000
Shelby, Indiana 5 $ 711,000 $ 142,200 $ 59,000
Dubuque, Iowa 5 $ 387,000 $ 77,400 $ 100,000
Prince George's, Maryland 5 $ 1,296,000 $ 259,200 $ 136,000
Plymouth, Massachusetts 5 $ 1,903,000 $ 380,600 $ 99,000
Cass, Minnesota 5 $ 1,187,000 $ 237,400 $ 90,000
Monmouth, New Jersey 5 $ 2,410,000 $ 482,000 $ 139,000
Pepin, Wisconsin 5 $ 442,000 $ 88,400 $ 42,000
Rusk, Wisconsin 5 $ 1,341,000 $ 268,200 $ 165,000
Washburn, Wisconsin 5 $ 568,000 $ 113,600 $ 54,000
Teton, Wyoming 5 $ 10,760,000 $ 2,152,000 $ 146,000
Shasta, California 4 $ 1,906,000 $ 476,500 $ 37,000
District of Columbia, District Of Columbia 4 $ 2,083,000 $ 520,750 $ 141,000
Osceola, Florida 4 $ 753,000 $ 188,250 $ 274,000
Seminole, Florida 4 $ 380,000 $ 95,000 $ 50,000
St. Johns, Florida 4 $ 885,000 $ 221,250 $ 63,000
Fulton, Illinois 4 $ 129,000 $ 32,250 $ 67,000
Stephenson, Illinois 4 $ 221,000 $ 55,250 $ 63,000
Washington, Illinois 4 $ 324,000 $ 81,000 $ 58,000
Owen, Indiana 4 $ 100,000 $ 25,000 $ 59,000
White, Indiana 4 $ 516,000 $ 129,000 $ 180,000
Douglas, Kansas 4 $ 872,000 $ 218,000 $ 104,000
Frederick, Maryland 4 $ 1,083,000 $ 270,750 $ 181,000
Antrim, Michigan 4 $ 1,533,000 $ 383,250 $ 73,000
Saginaw, Michigan 4 $ 567,000 $ 141,750 $ 78,000
Douglas, Minnesota 4 $ 896,000 $ 224,000 $ 65,000
Le Sueur, Minnesota 4 $ 728,000 $ 182,000 $ 72,000
Mille Lacs, Minnesota 4 $ 676,000 $ 169,000 $ 87,000
Otter Tail, Minnesota 4 $ 760,000 $ 190,000 $ 223,000
Rice, Minnesota 4 $ 581,000 $ 145,250 $ 42,000
Gallatin, Montana 4 $ 2,468,000 $ 617,000 $ 0
Essex, New Jersey 4 $ 2,026,000 $ 506,500 $ 155,000
Santa Fe, New Mexico 4 $ 2,253,000 $ 563,250 $ 54,000
Cuyahoga, Ohio 4 $ 854,000 $ 213,500 $ 51,000
Mahoning, Ohio 4 $ 267,000 $ 66,750 $ 119,000
Oklahoma, Oklahoma 4 $ 1,369,000 $ 342,250 $ 28,000
Washington, Oregon 4 $ 1,739,000 $ 434,750 $ 0
Allegheny, Pennsylvania 4 $ 841,000 $ 210,250 $ 101,000
Kendall, Texas 4 $ 2,472,000 $ 618,000 $ 0
Montgomery, Texas 4 $ 2,258,000 $ 564,500 $ 0
Pierce, Washington 4 $ 2,353,000 $ 588,250 $ 91,000
Lafayette, Wisconsin 4 $ 247,000 $ 61,750 $ 87,000
Sawyer, Wisconsin 4 $ 537,000 $ 134,250 $ 96,000
Baldwin, Alabama 3 $ 1,035,000 $ 345,000 $ 294,000
Cochise, Arizona 3 $ 352,000 $ 117,333 $ 67,000
Columbia, Arkansas 3 $ 652,000 $ 217,333 $ 361,000
Fresno, California 3 $ 1,785,000 $ 595,000 $ 0
Gunnison, Colorado 3 $ 2,429,000 $ 809,666 $ 320,000
Routt, Colorado 3 $ 2,973,000 $ 991,000 $ 0
Bay, Florida 3 $ 458,000 $ 152,666 $ 219,000
Indian River, Florida 3 $ 934,000 $ 311,333 $ 195,000
Marion, Florida 3 $ 341,000 $ 113,666 $ 375,000
St. Lucie, Florida 3 $ 392,000 $ 130,666 $ 85,000
Walton, Florida 3 $ 1,644,000 $ 548,000 $ 379,000
Chatham, Georgia 3 $ 1,222,000 $ 407,333 $ 10,000
Glynn, Georgia 3 $ 2,880,000 $ 960,000 $ 138,000
Greene, Georgia 3 $ 1,882,000 $ 627,333 $ 0
Monroe, Georgia 3 $ 1,693,000 $ 564,333 $ 0
Muscogee, Georgia 3 $ 1,617,000 $ 539,000 $ 0
Champaign, Illinois 3 $ 569,000 $ 189,666 $ 106,000
Brown, Indiana 3 $ 449,000 $ 149,666 $ 146,000
Carroll, Indiana 3 $ 313,000 $ 104,333 $ 75,000
Clinton, Indiana 3 $ 167,000 $ 55,666 $ 51,000
Grant, Indiana 3 $ 224,000 $ 74,666 $ 50,000
Kosciusko, Indiana 3 $ 538,000 $ 179,333 $ 78,000
Montgomery, Indiana 3 $ 452,000 $ 150,666 $ 109,000
St. Joseph, Indiana 3 $ 186,000 $ 62,000 $ 95,000
Starke, Indiana 3 $ 141,000 $ 47,000 $ 22,000
Vigo, Indiana 3 $ 140,000 $ 46,666 $ 61,000
Clay, Iowa 3 $ 177,000 $ 59,000 $ 87,000
Cherokee, Kansas 3 $ 329,000 $ 109,666 $ 93,000
Leavenworth, Kansas 3 $ 327,000 $ 109,000 $ 56,000
Montgomery, Maryland 3 $ 1,400,000 $ 466,666 $ 174,000
Barnstable, Massachusetts 3 $ 1,447,000 $ 482,333 $ 136,000
Worcester, Massachusetts 3 $ 1,361,000 $ 453,666 $ 143,000
Allegan, Michigan 3 $ 1,190,000 $ 396,666 $ 911,000
Chisago, Minnesota 3 $ 315,000 $ 105,000 $ 70,000
Andrew, Missouri 3 $ 340,000 $ 113,333 $ 67,000
Clinton, Missouri 3 $ 374,000 $ 124,666 $ 152,000
Greene, Missouri 3 $ 360,000 $ 120,000 $ 70,000
Newton, Missouri 3 $ 43,000 $ 14,333 $ 0
Douglas, Nebraska 3 $ 476,000 $ 158,666 $ 222,000
Douglas, Nevada 3 $ 1,364,000 $ 454,666 $ 0
Rockingham, New Hampshire 3 $ 3,442,000 $ 1,147,333 $ 5,273,000
Hudson, New Jersey 3 $ 1,336,000 $ 445,333 $ 107,000
Morris, New Jersey 3 $ 1,588,000 $ 529,333 $ 239,000
Cass, North Dakota 3 $ 731,000 $ 243,666 $ 147,000
Butler, Ohio 3 $ 414,000 $ 138,000 $ 56,000
Clermont, Ohio 3 $ 337,000 $ 112,333 $ 81,000
Tulsa, Oklahoma 3 $ 1,324,000 $ 441,333 $ 59,000
Philadelphia, Pennsylvania 3 $ 416,000 $ 138,666 $ 62,000
Pike, Pennsylvania 3 $ 651,000 $ 217,000 $ 83,000
Greenville, South Carolina 3 $ 975,000 $ 325,000 $ 150,000
Knox, Tennessee 3 $ 1,812,000 $ 604,000 $ 60,000
Rutherford, Tennessee 3 $ 694,000 $ 231,333 $ 106,000
Shelby, Tennessee 3 $ 442,000 $ 147,333 $ 82,000
Barron, Wisconsin 3 $ 462,000 $ 154,000 $ 45,000
Taylor, Wisconsin 3 $ 311,000 $ 103,666 $ 86,000
Jackson, Alabama 2 $ 347,000 $ 173,500 $ 114,000
Apache, Arizona 2 $ 1,269,000 $ 634,500 $ 674,000
Graham, Arizona 2 $ 213,000 $ 106,500 $ 134,000
Kern, California 2 $ 1,248,000 $ 624,000 $ 0
Mono, California 2 $ 1,273,000 $ 636,500 $ 0
Stanislaus, California 2 $ 1,278,000 $ 639,000 $ 0
Yolo, California 2 $ 825,000 $ 412,500 $ 133,000
Elbert, Colorado 2 $ 1,070,000 $ 535,000 $ 0
Gilpin, Colorado 2 $ 1,036,000 $ 518,000 $ 490,000
Pitkin, Colorado 2 $ 7,328,000 $ 3,664,000 $ 1,610,000
Weld, Colorado 2 $ 604,000 $ 302,000 $ 0
Escambia, Florida 2 $ 307,000 $ 153,500 $ 60,000
Lake, Florida 2 $ 244,000 $ 122,000 $ 54,000
Fayette, Georgia 2 $ 667,000 $ 333,500 $ 0
Hall, Georgia 2 $ 1,094,000 $ 547,000 $ 0
Houston, Georgia 2 $ 159,000 $ 79,500 $ 117,000
Paulding, Georgia 2 $ 698,000 $ 349,000 $ 38,000
Hawaii, Hawaii 2 $ 1,213,000 $ 606,500 $ 159,000
Kauai, Hawaii 2 $ 1,381,000 $ 690,500 $ 47,000
Blaine, Idaho 2 $ 724,000 $ 362,000 $ 495,000
Canyon, Idaho 2 $ 276,000 $ 138,000 $ 138,000
Carroll, Illinois 2 $ 655,000 $ 327,500 $ 1,192,000
Coles, Illinois 2 $ 49,000 $ 24,500 $ 58,000
Iroquois, Illinois 2 $ 143,000 $ 71,500 $ 70,000
Jo Daviess, Illinois 2 $ 560,000 $ 280,000 $ 66,000
Johnson, Illinois 2 $ 288,000 $ 144,000 $ 115,000
Peoria, Illinois 2 $ 309,000 $ 154,500 $ 51,000
Rock Island, Illinois 2 $ 242,000 $ 121,000 $ 85,000
Union, Illinois 2 $ 460,000 $ 230,000 $ 47,000
Whiteside, Illinois 2 $ 100,000 $ 50,000 $ 97,000
Blackford, Indiana 2 $ 179,000 $ 89,500 $ 52,000
Delaware, Indiana 2 $ 50,000 $ 25,000 $ 244,000
Elkhart, Indiana 2 $ 199,000 $ 99,500 $ 63,000
Henry, Indiana 2 $ 340,000 $ 170,000 $ 108,000
Lawrence, Indiana 2 $ 249,000 $ 124,500 $ 60,000
Marshall, Indiana 2 $ 425,000 $ 212,500 $ 121,000
Wabash, Indiana 2 $ 200,000 $ 100,000 $ 84,000
Boone, Iowa 2 $ 300,000 $ 150,000 $ 92,000
Dallas, Iowa 2 $ 313,000 $ 156,500 $ 106,000
Polk, Iowa 2 $ 233,000 $ 116,500 $ 45,000
Sedgwick, Kansas 2 $ 284,000 $ 142,000 $ 51,000
Boone, Kentucky 2 $ 352,000 $ 176,000 $ 85,000
Trigg, Kentucky 2 $ 265,000 $ 132,500 $ 65,000
York, Maine 2 $ 1,006,000 $ 503,000 $ 19,000
Baltimore, Maryland 2 $ 940,000 $ 470,000 $ 329,000
Baltimore City, Maryland 2 $ 627,000 $ 313,500 $ 626,000
Howard, Maryland 2 $ 614,000 $ 307,000 $ 105,000
Norfolk, Massachusetts 2 $ 729,000 $ 364,500 $ 84,000
Gogebic, Michigan 2 $ 293,000 $ 146,500 $ 26,000
Kent, Michigan 2 $ 244,000 $ 122,000 $ 83,000
St. Joseph, Michigan 2 $ 178,000 $ 89,000 $ 114,000
Washtenaw, Michigan 2 $ 807,000 $ 403,500 $ 0
Blue Earth, Minnesota 2 $ 811,000 $ 405,500 $ 53,000
Hubbard, Minnesota 2 $ 279,000 $ 139,500 $ 366,000
Lake of the Woods, Minnesota 2 $ 244,000 $ 122,000 $ 771,000
Olmsted, Minnesota 2 $ 5,835,000 $ 2,917,500 $ 66,000
Pine, Minnesota 2 $ 61,000 $ 30,500 $ 105,000
Rock, Minnesota 2 $ 58,000 $ 29,000 $ 29,000
Steele, Minnesota 2 $ 281,000 $ 140,500 $ 79,000
Todd, Minnesota 2 $ 269,000 $ 134,500 $ 51,000
Waseca, Minnesota 2 $ 144,000 $ 72,000 $ 45,000
Hinds, Mississippi 2 $ 334,000 $ 167,000 $ 83,000
Audrain, Missouri 2 $ 110,000 $ 55,000 $ 0
Cass, Missouri 2 $ 610,000 $ 305,000 $ 187,000
Cole, Missouri 2 $ 249,000 $ 124,500 $ 71,000
DeKalb, Missouri 2 $ 139,000 $ 69,500 $ 71,000
Franklin, Missouri 2 $ 1,160,000 $ 580,000 $ 0
Jasper, Missouri 2 $ 308,000 $ 154,000 $ 170,000
Johnson, Missouri 2 $ 447,000 $ 223,500 $ 247,000
Moniteau, Missouri 2 $ 112,000 $ 56,000 $ 33,000
Flathead, Montana 2 $ 1,067,000 $ 533,500 $ 183,000
Union, New Jersey 2 $ 1,211,000 $ 605,500 $ 134,000
Kings, New York 2 $ 234,000 $ 117,000 $ 0
Suffolk, New York 2 $ 842,000 $ 421,000 $ 0
Buncombe, North Carolina 2 $ 1,078,000 $ 539,000 $ 137,000
Davidson, North Carolina 2 $ 236,000 $ 118,000 $ 104,000
Jackson, North Carolina 2 $ 1,111,000 $ 555,500 $ 1,131,000
Mecklenburg, North Carolina 2 $ 308,000 $ 154,000 $ 119,000
Transylvania, North Carolina 2 $ 770,000 $ 385,000 $ 298,000
Union, North Carolina 2 $ 311,000 $ 155,500 $ 77,000
Fairfield, Ohio 2 $ 205,000 $ 102,500 $ 28,000
Franklin, Ohio 2 $ 614,000 $ 307,000 $ 12,000
Medina, Ohio 2 $ 266,000 $ 133,000 $ 61,000
Montgomery, Ohio 2 $ 307,000 $ 153,500 $ 82,000
Richland, Ohio 2 $ 128,000 $ 64,000 $ 48,000
Stark, Ohio 2 $ 170,000 $ 85,000 $ 88,000
Trumbull, Ohio 2 $ 518,000 $ 259,000 $ 250,000
Union, Ohio 2 $ 547,000 $ 273,500 $ 134,000
Warren, Ohio 2 $ 945,000 $ 472,500 $ 27,000
Wood, Ohio 2 $ 123,000 $ 61,500 $ 107,000
Cumberland, Pennsylvania 2 $ 405,000 $ 202,500 $ 51,000
Dauphin, Pennsylvania 2 $ 332,000 $ 166,000 $ 153,000
Lycoming, Pennsylvania 2 $ 164,000 $ 82,000 $ 51,000
Mercer, Pennsylvania 2 $ 202,000 $ 101,000 $ 88,000
Montgomery, Pennsylvania 2 $ 1,156,000 $ 578,000 $ 262,000
Sumner, Tennessee 2 $ 1,998,000 $ 999,000 $ 2,598,000
Brazos, Texas 2 $ 1,659,000 $ 829,500 $ 0
Burnet, Texas 2 $ 788,000 $ 394,000 $ 0
Galveston, Texas 2 $ 1,173,000 $ 586,500 $ 0
Hays, Texas 2 $ 1,116,000 $ 558,000 $ 0
Rockwall, Texas 2 $ 1,079,000 $ 539,500 $ 0
Cache, Utah 2 $ 504,000 $ 252,000 $ 335,000
Utah, Utah 2 $ 1,010,000 $ 505,000 $ 0
Wasatch, Utah 2 $ 1,065,000 $ 532,500 $ 0
Alexandria, Virginia 2 $ 996,000 $ 498,000 $ 225,000
Chesterfield, Virginia 2 $ 750,000 $ 375,000 $ 112,000
Fairfax, Virginia 2 $ 942,000 $ 471,000 $ 126,000
Kittitas, Washington 2 $ 998,000 $ 499,000 $ 0
Okanogan, Washington 2 $ 600,000 $ 300,000 $ 56,000
San Juan, Washington 2 $ 1,038,000 $ 519,000 $ 0
Skagit, Washington 2 $ 961,000 $ 480,500 $ 103,000
Upshur, West Virginia 2 $ 170,000 $ 85,000 $ 105,000
Iron, Wisconsin 2 $ 836,000 $ 418,000 $ 488,000
Polk, Wisconsin 2 $ 329,000 $ 164,500 $ 118,000
Escambia, Alabama 1 $ 136,000 $ 136,000 $ 84,000
Fayette, Alabama 1 $ 34,000 $ 34,000 $ 30,000
Marshall, Alabama 1 $ 308,000 $ 308,000 $ 203,000
Montgomery, Alabama 1 $ 602,000 $ 602,000 $ 0
Yuma, Arizona 1 $ 360,000 $ 360,000 $ 290,000
Baxter, Arkansas 1 $ 107,000 $ 107,000 $ 31,000
Benton, Arkansas 1 $ 497,000 $ 497,000 $ 0
Garland, Arkansas 1 $ 48,000 $ 48,000 $ 32,000
Pulaski, Arkansas 1 $ 1,429,000 $ 1,429,000 $ 0
Sebastian, Arkansas 1 $ 470,000 $ 470,000 $ 0
Alpine, California 1 $ 595,000 $ 595,000 $ 0
Butte, California 1 $ 509,000 $ 509,000 $ 0
Inyo, California 1 $ 405,000 $ 405,000 $ 0
Lake, California 1 $ 505,000 $ 505,000 $ 0
Tulare, California 1 $ 361,000 $ 361,000 $ 478,000
Tuolumne, California 1 $ 516,000 $ 516,000 $ 0
Broomfield, Colorado 1 $ 532,000 $ 532,000 $ 0
Garfield, Colorado 1 $ 639,000 $ 639,000 $ 0
Grand, Colorado 1 $ 1,076,000 $ 1,076,000 $ 0
La Plata, Colorado 1 $ 340,000 $ 340,000 $ 0
Logan, Colorado 1 $ 344,000 $ 344,000 $ 160,000
Park, Colorado 1 $ 474,000 $ 474,000 $ 0
San Miguel, Colorado 1 $ 218,000 $ 218,000 $ 0
Middlesex, Connecticut 1 $ 460,000 $ 460,000 $ 230,000
Windham, Connecticut 1 $ 150,000 $ 150,000 $ 72,000
Sussex, Delaware 1 $ 4,725,000 $ 4,725,000 $ 8,653,000
DeSoto, Florida 1 $ 78,000 $ 78,000 $ 83,000
Duval, Florida 1 $ 1,700,000 $ 1,700,000 $ 550,000
Flagler, Florida 1 $ 160,000 $ 160,000 $ 247,000
Hernando, Florida 1 $ 120,000 $ 120,000 $ 40,000
Monroe, Florida 1 $ 222,000 $ 222,000 $ 305,000
Nassau, Florida 1 $ 800,000 $ 800,000 $ 2,272,000
Santa Rosa, Florida 1 $ 228,000 $ 228,000 $ 59,000
Barrow, Georgia 1 $ 755,000 $ 755,000 $ 0
Bibb, Georgia 1 $ 463,000 $ 463,000 $ 0
Bryan, Georgia 1 $ 233,000 $ 233,000 $ 0
Columbia, Georgia 1 $ 669,000 $ 669,000 $ 0
Harris, Georgia 1 $ 429,000 $ 429,000 $ 0
Henry, Georgia 1 $ 75,000 $ 75,000 $ 49,000
Lee, Georgia 1 $ 195,000 $ 195,000 $ 96,000
Putnam, Georgia 1 $ 660,000 $ 660,000 $ 0
Rabun, Georgia 1 $ 811,000 $ 811,000 $ 0
Ada, Idaho 1 $ 524,000 $ 524,000 $ 0
Bonner, Idaho 1 $ 114,000 $ 114,000 $ 0
De Witt, Illinois 1 $ 347,000 $ 347,000 $ 250,000
Effingham, Illinois 1 $ 250,000 $ 250,000 $ 146,000
Fayette, Illinois 1 $ 61,000 $ 61,000 $ 27,000
Jackson, Illinois 1 $ 30,000 $ 30,000 $ 62,000
Lee, Illinois 1 $ 108,000 $ 108,000 $ 36,000
Livingston, Illinois 1 $ 100,000 $ 100,000 $ 76,000
Marion, Illinois 1 $ 41,000 $ 41,000 $ 38,000
McDonough, Illinois 1 $ 85,000 $ 85,000 $ 60,000
McLean, Illinois 1 $ 144,000 $ 144,000 $ 97,000
Pulaski, Illinois 1 $ 65,000 $ 65,000 $ 48,000
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Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,845 $3,384,151,000 $263,000 $12,000,000 $95,000 $8,653,000
Home Purchase 8,785 $2,540,709,000 $289,000 $6,000,000 $108,000 $7,828,000
Home Improvement 1,767 $220,897,000 $125,000 $3,150,000 $97,000 $3,411,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,661 $2,839,449,000 $193,000 $4,422,000 $116,000 $7,200,000
Not applicable 3,161 $2,169,752,000 $686,000 $5,600,000 $0 $0
Hispanic 2,275 $285,395,000 $125,000 $995,000 $61,000 $932,000
Not Provided 1,425 $517,091,000 $362,000 $12,000,000 $229,000 $8,653,000
Black or African American 956 $119,996,000 $125,000 $1,200,000 $76,000 $2,580,000
Asian 822 $200,689,000 $244,000 $3,229,000 $122,000 $3,417,000
American Indian or Alaskan Native 69 $8,524,000 $123,000 $889,000 $89,000 $507,000
Native Hawaiian or Other Pacific Islander 28 $4,861,000 $173,000 $470,000 $90,000 $239,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,535 $6,016,921,000 $267,000 $12,000,000 $102,000 $8,653,000
FHA-insured (Federal Housing Administration) 862 $128,836,000 $149,000 $411,000 $58,000 $425,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,200 $2,144,658,000 $210,000 $5,600,000 $127,000 $8,653,000
Application Denied By Financial Institution 6,130 $1,064,104,000 $173,000 $12,000,000 $92,000 $4,384,000
Loan Purchased By The Institution 3,425 $2,213,964,000 $646,000 $3,234,000 $6,000 $534,000
Application Withdrawn By Applicant 1,721 $361,109,000 $209,000 $3,200,000 $129,000 $6,200,000
File Closed For Incompleteness 1,452 $259,210,000 $178,000 $4,065,000 $135,000 $7,828,000
Preapproval Denied by Financial Institution 275 $66,721,000 $242,000 $2,000,000 $84,000 $1,217,000
Application Approved But Not Accepted 194 $35,991,000 $185,000 $2,550,000 $139,000 $3,375,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,389 $463,703,000 $194,000 $4,422,000 $69,000 $2,069,000
Credit History 1,892 $240,782,000 $127,000 $1,995,000 $90,000 $3,417,000
Collateral 1,213 $224,410,000 $185,000 $6,370,000 $118,000 $4,384,000
Unverifiable Information 392 $81,721,000 $208,000 $12,000,000 $130,000 $2,053,000
Insufficient Cash (Downpayment, Closing Cost) 260 $49,020,000 $188,000 $1,500,000 $93,000 $1,035,000
Other 225 $64,968,000 $288,000 $6,000,000 $141,000 $2,000,000
Employment History 33 $5,964,000 $180,000 $1,500,000 $59,000 $308,000
Mortgage Insurance Denied 1 $257,000 $257,000 $257,000 $48,000 $48,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BMO Harris Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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