Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bny Mellon, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,541 |
| Total Mortgage Loan Application Amount | $2,481,665,000 |
| Average Mortgage Loan Application Amount | $1,812,500 |
| Highest Mortgage Loan Application Amount | $48,705,000 |
| Average Applicant Income | $759,000 |
| Highest Applicant Income | $6,970,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 71 | $ 116,605,000 | $ 1,642,000 | $ 732,000 |
| Los Angeles County California | 61 | $ 224,275,000 | $ 3,676,000 | $ 788,000 |
| Palm Beach County Florida | 48 | $ 111,600,000 | $ 2,325,000 | $ 1,370,000 |
| Maricopa County Arizona | 39 | $ 63,705,000 | $ 1,633,000 | $ 807,000 |
| Collier County Florida | 33 | $ 84,755,000 | $ 2,568,000 | $ 919,000 |
| Cook County Illinois | 33 | $ 36,165,000 | $ 1,095,000 | $ 536,000 |
| Fairfield County Connecticut | 30 | $ 48,210,000 | $ 1,607,000 | $ 684,000 |
| King County Washington | 30 | $ 43,560,000 | $ 1,452,000 | $ 570,000 |
| Suffolk County Massachusetts | 28 | $ 37,750,000 | $ 1,348,000 | $ 679,000 |
| San Diego County California | 26 | $ 61,040,000 | $ 2,347,000 | $ 888,000 |
| Westchester County New York | 26 | $ 29,590,000 | $ 1,138,000 | $ 702,000 |
| Orange County California | 25 | $ 36,655,000 | $ 1,466,000 | $ 800,000 |
| Middlesex County Massachusetts | 25 | $ 28,965,000 | $ 1,158,000 | $ 705,000 |
| Miami-Dade County Florida | 21 | $ 27,095,000 | $ 1,290,000 | $ 689,000 |
| Suffolk County New York | 21 | $ 37,515,000 | $ 1,786,000 | $ 1,189,000 |
| Travis County Texas | 20 | $ 32,870,000 | $ 1,643,000 | $ 483,000 |
| San Francisco County California | 18 | $ 27,730,000 | $ 1,540,000 | $ 793,000 |
| Kings County New York | 15 | $ 18,875,000 | $ 1,258,000 | $ 598,000 |
| Charleston County South Carolina | 15 | $ 34,965,000 | $ 2,331,000 | $ 1,213,000 |
| Dallas County Texas | 15 | $ 17,485,000 | $ 1,165,000 | $ 502,000 |
| San Mateo County California | 14 | $ 38,960,000 | $ 2,782,000 | $ 756,000 |
| Fulton County Georgia | 14 | $ 27,880,000 | $ 1,991,000 | $ 1,153,000 |
| Harris County Texas | 14 | $ 29,940,000 | $ 2,138,000 | $ 1,291,000 |
| Marin County California | 12 | $ 29,740,000 | $ 2,478,000 | $ 1,233,000 |
| Broward County Florida | 12 | $ 44,030,000 | $ 3,669,000 | $ 1,281,000 |
| Lee County Florida | 12 | $ 14,010,000 | $ 1,167,000 | $ 732,000 |
| Sarasota County Florida | 12 | $ 17,360,000 | $ 1,446,000 | $ 913,000 |
| Barnstable County Massachusetts | 12 | $ 14,620,000 | $ 1,218,000 | $ 567,000 |
| Riverside County California | 11 | $ 18,875,000 | $ 1,715,000 | $ 1,010,000 |
| District of Columbia County District Of Columbia | 11 | $ 9,995,000 | $ 908,000 | $ 673,000 |
| Pinellas County Florida | 11 | $ 10,645,000 | $ 967,000 | $ 1,244,000 |
| Norfolk County Massachusetts | 10 | $ 8,890,000 | $ 889,000 | $ 336,000 |
| Nassau County New York | 10 | $ 11,340,000 | $ 1,134,000 | $ 458,000 |
| Arapahoe County Colorado | 9 | $ 20,165,000 | $ 2,240,000 | $ 752,000 |
| Nantucket County Massachusetts | 9 | $ 16,115,000 | $ 1,790,000 | $ 1,344,000 |
| Mecklenburg County North Carolina | 9 | $ 7,485,000 | $ 831,000 | $ 546,000 |
| Wake County North Carolina | 9 | $ 5,515,000 | $ 612,000 | $ 476,000 |
| Summit County Utah | 9 | $ 15,175,000 | $ 1,686,000 | $ 810,000 |
| Boulder County Colorado | 8 | $ 7,480,000 | $ 935,000 | $ 453,000 |
| Denver County Colorado | 8 | $ 6,640,000 | $ 830,000 | $ 300,000 |
| Alameda County California | 7 | $ 12,335,000 | $ 1,762,000 | $ 1,344,000 |
| Santa Clara County California | 7 | $ 15,415,000 | $ 2,202,000 | $ 1,222,000 |
| Essex County Massachusetts | 7 | $ 8,415,000 | $ 1,202,000 | $ 439,000 |
| Plymouth County Massachusetts | 7 | $ 7,085,000 | $ 1,012,000 | $ 377,000 |
| Clark County Nevada | 7 | $ 31,565,000 | $ 4,509,000 | $ 382,000 |
| Ocean County New Jersey | 7 | $ 8,155,000 | $ 1,165,000 | $ 803,000 |
| Chester County Pennsylvania | 7 | $ 10,475,000 | $ 1,496,000 | $ 605,000 |
| Pitkin County Colorado | 6 | $ 27,000,000 | $ 4,500,000 | $ 1,484,000 |
| Indian River County Florida | 6 | $ 23,580,000 | $ 3,930,000 | $ 612,000 |
| Greene County Georgia | 6 | $ 9,620,000 | $ 1,603,000 | $ 403,000 |
| Montgomery County Maryland | 6 | $ 6,780,000 | $ 1,130,000 | $ 543,000 |
| Dukes County Massachusetts | 6 | $ 9,830,000 | $ 1,638,000 | $ 741,000 |
| Hennepin County Minnesota | 6 | $ 6,200,000 | $ 1,033,000 | $ 382,000 |
| Cape May County New Jersey | 6 | $ 15,230,000 | $ 2,538,000 | $ 2,797,000 |
| Morris County New Jersey | 6 | $ 8,680,000 | $ 1,446,000 | $ 1,314,000 |
| Philadelphia County Pennsylvania | 6 | $ 3,650,000 | $ 608,000 | $ 426,000 |
| Davidson County Tennessee | 6 | $ 4,540,000 | $ 756,000 | $ 2,130,000 |
| Contra Costa County California | 5 | $ 7,405,000 | $ 1,481,000 | $ 532,000 |
| Douglas County Colorado | 5 | $ 7,515,000 | $ 1,503,000 | $ 264,000 |
| Bergen County New Jersey | 5 | $ 4,995,000 | $ 999,000 | $ 634,000 |
| Montgomery County Pennsylvania | 5 | $ 3,055,000 | $ 611,000 | $ 285,000 |
| Wasatch County Utah | 5 | $ 9,625,000 | $ 1,925,000 | $ 1,335,000 |
| Fairfax County Virginia | 5 | $ 18,725,000 | $ 3,745,000 | $ 1,152,000 |
| Teton County Wyoming | 5 | $ 13,975,000 | $ 2,795,000 | $ 2,779,000 |
| Fresno County California | 4 | $ 4,880,000 | $ 1,220,000 | $ 1,108,000 |
| Napa County California | 4 | $ 5,870,000 | $ 1,467,000 | $ 684,000 |
| San Luis Obispo County California | 4 | $ 4,100,000 | $ 1,025,000 | $ 678,000 |
| Santa Barbara County California | 4 | $ 6,650,000 | $ 1,662,000 | $ 618,000 |
| Sonoma County California | 4 | $ 5,190,000 | $ 1,297,000 | $ 550,000 |
| Ventura County California | 4 | $ 5,430,000 | $ 1,357,000 | $ 559,000 |
| San Miguel County Colorado | 4 | $ 11,760,000 | $ 2,940,000 | $ 1,124,000 |
| Brevard County Florida | 4 | $ 3,130,000 | $ 782,000 | $ 853,000 |
| Hillsborough County Florida | 4 | $ 5,000,000 | $ 1,250,000 | $ 539,000 |
| Walton County Florida | 4 | $ 7,070,000 | $ 1,767,000 | $ 1,062,000 |
| Chatham County Georgia | 4 | $ 2,840,000 | $ 710,000 | $ 477,000 |
| Glynn County Georgia | 4 | $ 6,990,000 | $ 1,747,000 | $ 1,006,000 |
| Honolulu County Hawaii | 4 | $ 7,520,000 | $ 1,880,000 | $ 645,000 |
| Orleans County Louisiana | 4 | $ 4,490,000 | $ 1,122,000 | $ 453,000 |
| Knox County Maine | 4 | $ 4,130,000 | $ 1,032,000 | $ 270,000 |
| Berkshire County Massachusetts | 4 | $ 2,790,000 | $ 697,000 | $ 491,000 |
| Belknap County New Hampshire | 4 | $ 10,170,000 | $ 2,542,000 | $ 1,008,000 |
| Essex County New Jersey | 4 | $ 3,320,000 | $ 830,000 | $ 302,000 |
| Hudson County New Jersey | 4 | $ 5,010,000 | $ 1,252,000 | $ 530,000 |
| Monmouth County New Jersey | 4 | $ 4,510,000 | $ 1,127,000 | $ 648,000 |
| Queens County New York | 4 | $ 3,340,000 | $ 835,000 | $ 614,000 |
| New Hanover County North Carolina | 4 | $ 5,270,000 | $ 1,317,000 | $ 613,000 |
| Washington County Oregon | 4 | $ 3,520,000 | $ 880,000 | $ 371,000 |
| Allegheny County Pennsylvania | 4 | $ 3,940,000 | $ 985,000 | $ 421,000 |
| Washington County Rhode Island | 4 | $ 6,510,000 | $ 1,627,000 | $ 1,216,000 |
| Beaufort County South Carolina | 4 | $ 5,730,000 | $ 1,432,000 | $ 854,000 |
| Comal County Texas | 4 | $ 9,230,000 | $ 2,307,000 | $ 1,063,000 |
| Salt Lake County Utah | 4 | $ 3,370,000 | $ 842,000 | $ 465,000 |
| Windham County Vermont | 4 | $ 4,240,000 | $ 1,060,000 | $ 1,289,000 |
| Snohomish County Washington | 4 | $ 3,250,000 | $ 812,000 | $ 478,000 |
| Walworth County Wisconsin | 4 | $ 17,980,000 | $ 4,495,000 | $ 1,166,000 |
| Monterey County California | 3 | $ 3,275,000 | $ 1,091,000 | $ 972,000 |
| Eagle County Colorado | 3 | $ 13,905,000 | $ 4,635,000 | $ 2,090,000 |
| New Castle County Delaware | 3 | $ 2,415,000 | $ 805,000 | $ 361,000 |
| Sussex County Delaware | 3 | $ 2,225,000 | $ 741,000 | $ 336,000 |
| Manatee County Florida | 3 | $ 2,715,000 | $ 905,000 | $ 307,000 |
| Martin County Florida | 3 | $ 5,405,000 | $ 1,801,000 | $ 862,000 |
| Seminole County Florida | 3 | $ 6,375,000 | $ 2,125,000 | $ 1,868,000 |
| DeKalb County Georgia | 3 | $ 2,775,000 | $ 925,000 | $ 539,000 |
| Gwinnett County Georgia | 3 | $ 4,305,000 | $ 1,435,000 | $ 1,701,000 |
| Blaine County Idaho | 3 | $ 4,225,000 | $ 1,408,000 | $ 691,000 |
| DuPage County Illinois | 3 | $ 2,705,000 | $ 901,000 | $ 463,000 |
| Johnson County Kansas | 3 | $ 3,215,000 | $ 1,071,000 | $ 421,000 |
| Baltimore County Maryland | 3 | $ 4,225,000 | $ 1,408,000 | $ 2,128,000 |
| Jackson County Missouri | 3 | $ 4,095,000 | $ 1,365,000 | $ 475,000 |
| St. Louis County Missouri | 3 | $ 6,035,000 | $ 2,011,000 | $ 1,908,000 |
| Gallatin County Montana | 3 | $ 10,985,000 | $ 3,661,000 | $ 962,000 |
| Washoe County Nevada | 3 | $ 10,635,000 | $ 3,545,000 | $ 1,951,000 |
| Mercer County New Jersey | 3 | $ 2,665,000 | $ 888,000 | $ 476,000 |
| Somerset County New Jersey | 3 | $ 2,585,000 | $ 861,000 | $ 515,000 |
| Santa Fe County New Mexico | 3 | $ 3,035,000 | $ 1,011,000 | $ 320,000 |
| Ulster County New York | 3 | $ 2,105,000 | $ 701,000 | $ 362,000 |
| Macon County North Carolina | 3 | $ 3,815,000 | $ 1,271,000 | $ 705,000 |
| Orange County North Carolina | 3 | $ 4,965,000 | $ 1,655,000 | $ 781,000 |
| Cuyahoga County Ohio | 3 | $ 1,645,000 | $ 548,000 | $ 581,000 |
| Hamilton County Ohio | 3 | $ 1,935,000 | $ 645,000 | $ 356,000 |
| Deschutes County Oregon | 3 | $ 4,065,000 | $ 1,355,000 | $ 366,000 |
| Bucks County Pennsylvania | 3 | $ 1,855,000 | $ 618,000 | $ 519,000 |
| Delaware County Pennsylvania | 3 | $ 2,835,000 | $ 945,000 | $ 433,000 |
| Newport County Rhode Island | 3 | $ 3,275,000 | $ 1,091,000 | $ 601,000 |
| Greenville County South Carolina | 3 | $ 1,765,000 | $ 588,000 | $ 178,000 |
| Oconee County South Carolina | 3 | $ 3,765,000 | $ 1,255,000 | $ 441,000 |
| Pickens County South Carolina | 3 | $ 3,805,000 | $ 1,268,000 | $ 845,000 |
| Williamson County Tennessee | 3 | $ 4,005,000 | $ 1,335,000 | $ 237,000 |
| Bexar County Texas | 3 | $ 2,015,000 | $ 671,000 | $ 253,000 |
| Denton County Texas | 3 | $ 2,335,000 | $ 778,000 | $ 713,000 |
| Montgomery County Texas | 3 | $ 1,915,000 | $ 638,000 | $ 368,000 |
| Nueces County Texas | 3 | $ 2,355,000 | $ 785,000 | $ 624,000 |
| Windsor County Vermont | 3 | $ 1,615,000 | $ 538,000 | $ 244,000 |
| Jefferson County Alabama | 2 | $ 1,110,000 | $ 555,000 | $ 503,000 |
| Coconino County Arizona | 2 | $ 2,190,000 | $ 1,095,000 | $ 1,413,000 |
| Pima County Arizona | 2 | $ 1,060,000 | $ 530,000 | $ 911,000 |
| San Bernardino County California | 2 | $ 1,060,000 | $ 530,000 | $ 684,000 |
| Routt County Colorado | 2 | $ 970,000 | $ 485,000 | $ 151,000 |
| Weld County Colorado | 2 | $ 1,760,000 | $ 880,000 | $ 323,000 |
| Hartford County Connecticut | 2 | $ 1,490,000 | $ 745,000 | $ 409,000 |
| New Haven County Connecticut | 2 | $ 3,190,000 | $ 1,595,000 | $ 6,036,000 |
| Duval County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 264,000 |
| Gulf County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 509,000 |
| Monroe County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 351,000 |
| St. Johns County Florida | 2 | $ 2,260,000 | $ 1,130,000 | $ 460,000 |
| Sumter County Florida | 2 | $ 910,000 | $ 455,000 | $ 287,000 |
| Cobb County Georgia | 2 | $ 1,340,000 | $ 670,000 | $ 271,000 |
| Jones County Georgia | 2 | $ 3,930,000 | $ 1,965,000 | $ 340,000 |
| Hawaii County Hawaii | 2 | $ 2,340,000 | $ 1,170,000 | $ 924,000 |
| Maui County Hawaii | 2 | $ 6,360,000 | $ 3,180,000 | $ 733,000 |
| Ada County Idaho | 2 | $ 2,160,000 | $ 1,080,000 | $ 361,000 |
| Elmore County Idaho | 2 | $ 6,470,000 | $ 3,235,000 | $ 2,208,000 |
| Kootenai County Idaho | 2 | $ 8,610,000 | $ 4,305,000 | $ 1,174,000 |
| Somerset County Maine | 2 | $ 2,010,000 | $ 1,005,000 | $ 242,000 |
| York County Maine | 2 | $ 950,000 | $ 475,000 | $ 369,000 |
| Anne Arundel County Maryland | 2 | $ 3,250,000 | $ 1,625,000 | $ 744,000 |
| Hampshire County Massachusetts | 2 | $ 810,000 | $ 405,000 | $ 99,000 |
| Worcester County Massachusetts | 2 | $ 1,230,000 | $ 615,000 | $ 325,000 |
| Oakland County Michigan | 2 | $ 1,050,000 | $ 525,000 | $ 406,000 |
| Flathead County Montana | 2 | $ 6,940,000 | $ 3,470,000 | $ 920,000 |
| Yellowstone County Montana | 2 | $ 2,220,000 | $ 1,110,000 | $ 870,000 |
| Carroll County New Hampshire | 2 | $ 1,260,000 | $ 630,000 | $ 735,000 |
| Atlantic County New Jersey | 2 | $ 2,130,000 | $ 1,065,000 | $ 458,000 |
| Union County New Jersey | 2 | $ 1,630,000 | $ 815,000 | $ 577,000 |
| Bernalillo County New Mexico | 2 | $ 2,540,000 | $ 1,270,000 | $ 406,000 |
| Columbia County New York | 2 | $ 1,270,000 | $ 635,000 | $ 247,000 |
| Dutchess County New York | 2 | $ 790,000 | $ 395,000 | $ 295,000 |
| Saratoga County New York | 2 | $ 2,110,000 | $ 1,055,000 | $ 524,000 |
| Avery County North Carolina | 2 | $ 2,010,000 | $ 1,005,000 | $ 435,000 |
| Brunswick County North Carolina | 2 | $ 2,130,000 | $ 1,065,000 | $ 654,000 |
| Buncombe County North Carolina | 2 | $ 1,550,000 | $ 775,000 | $ 314,000 |
| Dare County North Carolina | 2 | $ 1,460,000 | $ 730,000 | $ 965,000 |
| Guilford County North Carolina | 2 | $ 1,440,000 | $ 720,000 | $ 302,000 |
| Henderson County North Carolina | 2 | $ 1,790,000 | $ 895,000 | $ 1,016,000 |
| Jackson County North Carolina | 2 | $ 8,450,000 | $ 4,225,000 | $ 4,025,000 |
| Clackamas County Oregon | 2 | $ 1,690,000 | $ 845,000 | $ 349,000 |
| Multnomah County Oregon | 2 | $ 2,330,000 | $ 1,165,000 | $ 524,000 |
| Butler County Pennsylvania | 2 | $ 1,210,000 | $ 605,000 | $ 307,000 |
| Lancaster County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| Kent County Rhode Island | 2 | $ 1,370,000 | $ 685,000 | $ 184,000 |
| Berkeley County South Carolina | 2 | $ 3,200,000 | $ 1,600,000 | $ 510,000 |
| Knox County Tennessee | 2 | $ 1,760,000 | $ 880,000 | $ 575,000 |
| Fort Bend County Texas | 2 | $ 1,790,000 | $ 895,000 | $ 401,000 |
| Kendall County Texas | 2 | $ 890,000 | $ 445,000 | $ 289,000 |
| Rockwall County Texas | 2 | $ 1,220,000 | $ 610,000 | $ 300,000 |
| Bennington County Vermont | 2 | $ 2,420,000 | $ 1,210,000 | $ 331,000 |
| Washington County Vermont | 2 | $ 1,210,000 | $ 605,000 | $ 396,000 |
| Charlottesville County Virginia | 2 | $ 1,360,000 | $ 680,000 | $ 336,000 |
| Richmond City County Virginia | 2 | $ 1,630,000 | $ 815,000 | $ 826,000 |
| Virginia Beach County Virginia | 2 | $ 2,910,000 | $ 1,455,000 | $ 1,028,000 |
| Kitsap County Washington | 2 | $ 2,160,000 | $ 1,080,000 | $ 819,000 |
| Pierce County Washington | 2 | $ 1,860,000 | $ 930,000 | $ 585,000 |
| San Juan County Washington | 2 | $ 2,110,000 | $ 1,055,000 | $ 809,000 |
| Waukesha County Wisconsin | 2 | $ 2,310,000 | $ 1,155,000 | $ 335,000 |
| Elmore County Alabama | 1 | $ 1,605,000 | $ 1,605,000 | $ 891,000 |
| Lee County Alabama | 1 | $ 475,000 | $ 475,000 | $ 317,000 |
| El Dorado County California | 1 | $ 805,000 | $ 805,000 | $ 410,000 |
| Mendocino County California | 1 | $ 1,305,000 | $ 1,305,000 | $ 676,000 |
| Mono County California | 1 | $ 975,000 | $ 975,000 | $ 313,000 |
| Nevada County California | 1 | $ 605,000 | $ 605,000 | $ 393,000 |
| Placer County California | 1 | $ 755,000 | $ 755,000 | $ 357,000 |
| Sacramento County California | 1 | $ 465,000 | $ 465,000 | $ 185,000 |
| Tuolumne County California | 1 | $ 1,115,000 | $ 1,115,000 | $ 707,000 |
| Yolo County California | 1 | $ 745,000 | $ 745,000 | $ 409,000 |
| Fremont County Colorado | 1 | $ 1,315,000 | $ 1,315,000 | $ 1,140,000 |
| Grand County Colorado | 1 | $ 505,000 | $ 505,000 | $ 308,000 |
| Gunnison County Colorado | 1 | $ 805,000 | $ 805,000 | $ 465,000 |
| Larimer County Colorado | 1 | $ 475,000 | $ 475,000 | $ 82,000 |
| Ouray County Colorado | 1 | $ 555,000 | $ 555,000 | $ 166,000 |
| Summit County Colorado | 1 | $ 755,000 | $ 755,000 | $ 711,000 |
| Litchfield County Connecticut | 1 | $ 1,505,000 | $ 1,505,000 | $ 777,000 |
| Middlesex County Connecticut | 1 | $ 955,000 | $ 955,000 | $ 710,000 |
| Bay County Florida | 1 | $ 365,000 | $ 365,000 | $ 196,000 |
| Charlotte County Florida | 1 | $ 625,000 | $ 625,000 | $ 171,000 |
| Escambia County Florida | 1 | $ 605,000 | $ 605,000 | $ 193,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Leon County Florida | 1 | $ 605,000 | $ 605,000 | $ 212,000 |
| Marion County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 632,000 |
| Nassau County Florida | 1 | $ 595,000 | $ 595,000 | $ 224,000 |
| Orange County Florida | 1 | $ 575,000 | $ 575,000 | $ 151,000 |
| Pasco County Florida | 1 | $ 505,000 | $ 505,000 | $ 260,000 |
| Polk County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 444,000 |
| Baldwin County Georgia | 1 | $ 745,000 | $ 745,000 | $ 285,000 |
| Bibb County Georgia | 1 | $ 705,000 | $ 705,000 | $ 339,000 |
| Fannin County Georgia | 1 | $ 575,000 | $ 575,000 | $ 1,873,000 |
| Gilmer County Georgia | 1 | $ 715,000 | $ 715,000 | $ 269,000 |
| Hall County Georgia | 1 | $ 3,655,000 | $ 3,655,000 | $ 1,164,000 |
| Oconee County Georgia | 1 | $ 765,000 | $ 765,000 | $ 173,000 |
| Union County Georgia | 1 | $ 725,000 | $ 725,000 | $ 268,000 |
| Teton County Idaho | 1 | $ 605,000 | $ 605,000 | $ 361,000 |
| Lake County Illinois | 1 | $ 805,000 | $ 805,000 | $ 743,000 |
| Will County Illinois | 1 | $ 1,085,000 | $ 1,085,000 | $ 443,000 |
| Hamilton County Indiana | 1 | $ 505,000 | $ 505,000 | $ 484,000 |
| Porter County Indiana | 1 | $ 1,685,000 | $ 1,685,000 | $ 392,000 |
| St. Joseph County Indiana | 1 | $ 755,000 | $ 755,000 | $ 295,000 |
| Whitley County Indiana | 1 | $ 2,005,000 | $ 2,005,000 | $ 674,000 |
| Dickinson County Iowa | 1 | $ 1,765,000 | $ 1,765,000 | $ 736,000 |
| Ottawa County Kansas | 1 | $ 1,205,000 | $ 1,205,000 | $ 512,000 |
| Sedgwick County Kansas | 1 | $ 965,000 | $ 965,000 | $ 385,000 |
| Fayette County Kentucky | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| McCracken County Kentucky | 1 | $ 1,405,000 | $ 1,405,000 | $ 808,000 |
| East Baton Rouge County Louisiana | 1 | $ 605,000 | $ 605,000 | $ 236,000 |
| Lafayette County Louisiana | 1 | $ 825,000 | $ 825,000 | $ 250,000 |
| Plaquemines County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 528,000 |
| Cumberland County Maine | 1 | $ 555,000 | $ 555,000 | $ 151,000 |
| Franklin County Maine | 1 | $ 1,505,000 | $ 1,505,000 | $ 545,000 |
| Hancock County Maine | 1 | $ 845,000 | $ 845,000 | $ 1,047,000 |
| Lincoln County Maine | 1 | $ 1,805,000 | $ 1,805,000 | $ 456,000 |
| Oxford County Maine | 1 | $ 645,000 | $ 645,000 | $ 302,000 |
| Garrett County Maryland | 1 | $ 585,000 | $ 585,000 | $ 390,000 |
| Talbot County Maryland | 1 | $ 1,905,000 | $ 1,905,000 | $ 673,000 |
| Worcester County Maryland | 1 | $ 1,125,000 | $ 1,125,000 | $ 784,000 |
| Bristol County Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 609,000 |
| Berrien County Michigan | 1 | $ 605,000 | $ 605,000 | $ 826,000 |
| Charlevoix County Michigan | 1 | $ 865,000 | $ 865,000 | $ 654,000 |
| Emmet County Michigan | 1 | $ 505,000 | $ 505,000 | $ 130,000 |
| Kent County Michigan | 1 | $ 505,000 | $ 505,000 | $ 297,000 |
| Leelanau County Michigan | 1 | $ 625,000 | $ 625,000 | $ 963,000 |
| Mason County Michigan | 1 | $ 375,000 | $ 375,000 | $ 430,000 |
| Ottawa County Michigan | 1 | $ 855,000 | $ 855,000 | $ 1,453,000 |
| Van Buren County Michigan | 1 | $ 1,455,000 | $ 1,455,000 | $ 1,340,000 |
| Washtenaw County Michigan | 1 | $ 505,000 | $ 505,000 | $ 213,000 |
| Benton County Minnesota | 1 | $ 965,000 | $ 965,000 | $ 399,000 |
| Carver County Minnesota | 1 | $ 1,365,000 | $ 1,365,000 | $ 760,000 |
| Crow Wing County Minnesota | 1 | $ 1,005,000 | $ 1,005,000 | $ 338,000 |
| Le Sueur County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 198,000 |
| Ramsey County Minnesota | 1 | $ 1,505,000 | $ 1,505,000 | $ 361,000 |
| Scott County Minnesota | 1 | $ 1,655,000 | $ 1,655,000 | $ 362,000 |
| Harrison County Mississippi | 1 | $ 1,005,000 | $ 1,005,000 | $ 770,000 |
| Boone County Missouri | 1 | $ 755,000 | $ 755,000 | $ 339,000 |
| Greene County Missouri | 1 | $ 675,000 | $ 675,000 | $ 184,000 |
| Lake County Montana | 1 | $ 755,000 | $ 755,000 | $ 245,000 |
| Madison County Montana | 1 | $ 3,005,000 | $ 3,005,000 | $ 4,464,000 |
| Silver Bow County Montana | 1 | $ 585,000 | $ 585,000 | $ 377,000 |
| Douglas County Nebraska | 1 | $ 1,205,000 | $ 1,205,000 | $ 414,000 |
| Grafton County New Hampshire | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Hillsborough County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 216,000 |
| Sullivan County New Hampshire | 1 | $ 1,705,000 | $ 1,705,000 | $ 605,000 |
| Bronx County New York | 1 | $ 1,625,000 | $ 1,625,000 | $ 451,000 |
| Erie County New York | 1 | $ 485,000 | $ 485,000 | $ 726,000 |
| Essex County New York | 1 | $ 555,000 | $ 555,000 | $ 408,000 |
| Jefferson County New York | 1 | $ 755,000 | $ 755,000 | $ 415,000 |
| Monroe County New York | 1 | $ 1,485,000 | $ 1,485,000 | $ 418,000 |
| Sullivan County New York | 1 | $ 305,000 | $ 305,000 | $ 332,000 |
| Carteret County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 349,000 |
| Durham County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Forsyth County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Iredell County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 235,000 |
| Lincoln County North Carolina | 1 | $ 2,105,000 | $ 2,105,000 | $ 965,000 |
| Randolph County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 538,000 |
| Transylvania County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 360,000 |
| Watauga County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 269,000 |
| Franklin County Ohio | 1 | $ 445,000 | $ 445,000 | $ 370,000 |
| Trumbull County Ohio | 1 | $ 565,000 | $ 565,000 | $ 197,000 |
| Warren County Ohio | 1 | $ 685,000 | $ 685,000 | $ 170,000 |
| Cleveland County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 478,000 |
| Creek County Oklahoma | 1 | $ 905,000 | $ 905,000 | $ 370,000 |
| Oklahoma County Oklahoma | 1 | $ 675,000 | $ 675,000 | $ 75,000 |
| Benton County Oregon | 1 | $ 465,000 | $ 465,000 | $ 508,000 |
| Lane County Oregon | 1 | $ 505,000 | $ 505,000 | $ 96,000 |
| Tillamook County Oregon | 1 | $ 925,000 | $ 925,000 | $ 506,000 |
| Berks County Pennsylvania | 1 | $ 1,025,000 | $ 1,025,000 | $ 1,051,000 |
| Blair County Pennsylvania | 1 | $ 825,000 | $ 825,000 | $ 1,228,000 |
| Centre County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 250,000 |
| Lackawanna County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 217,000 |
| Lycoming County Pennsylvania | 1 | $ 1,535,000 | $ 1,535,000 | $ 380,000 |
| Monroe County Pennsylvania | 1 | $ 1,205,000 | $ 1,205,000 | $ 300,000 |
| Bristol County Rhode Island | 1 | $ 1,255,000 | $ 1,255,000 | $ 361,000 |
| Providence County Rhode Island | 1 | $ 1,005,000 | $ 1,005,000 | $ 503,000 |
| Horry County South Carolina | 1 | $ 1,315,000 | $ 1,315,000 | $ 723,000 |
| Blount County Tennessee | 1 | $ 1,505,000 | $ 1,505,000 | $ 852,000 |
| Hamilton County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 493,000 |
| Marshall County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 480,000 |
| Maury County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 223,000 |
| Brazos County Texas | 1 | $ 645,000 | $ 645,000 | $ 362,000 |
| Burnet County Texas | 1 | $ 755,000 | $ 755,000 | $ 879,000 |
| Collin County Texas | 1 | $ 855,000 | $ 855,000 | $ 869,000 |
| El Paso County Texas | 1 | $ 735,000 | $ 735,000 | $ 315,000 |
| Ellis County Texas | 1 | $ 1,905,000 | $ 1,905,000 | $ 415,000 |
| Fayette County Texas | 1 | $ 505,000 | $ 505,000 | $ 475,000 |
| Guadalupe County Texas | 1 | $ 825,000 | $ 825,000 | $ 827,000 |
| Hood County Texas | 1 | $ 855,000 | $ 855,000 | $ 713,000 |
| Randall County Texas | 1 | $ 485,000 | $ 485,000 | $ 1,049,000 |
| San Patricio County Texas | 1 | $ 2,255,000 | $ 2,255,000 | $ 640,000 |
| Tarrant County Texas | 1 | $ 675,000 | $ 675,000 | $ 373,000 |
| Williamson County Texas | 1 | $ 695,000 | $ 695,000 | $ 344,000 |
| Davis County Utah | 1 | $ 805,000 | $ 805,000 | $ 2,099,000 |
| Washington County Utah | 1 | $ 2,025,000 | $ 2,025,000 | $ 433,000 |
| Chittenden County Vermont | 1 | $ 2,535,000 | $ 2,535,000 | $ 855,000 |
| Albemarle County Virginia | 1 | $ 1,015,000 | $ 1,015,000 | $ 284,000 |
| Alexandria County Virginia | 1 | $ 1,105,000 | $ 1,105,000 | $ 382,000 |
| Arlington County Virginia | 1 | $ 505,000 | $ 505,000 | $ 447,000 |
| Fauquier County Virginia | 1 | $ 2,705,000 | $ 2,705,000 | $ 998,000 |
| Lancaster County Virginia | 1 | $ 705,000 | $ 705,000 | $ 272,000 |
| Loudoun County Virginia | 1 | $ 655,000 | $ 655,000 | $ 233,000 |
| Mecklenburg County Virginia | 1 | $ 1,115,000 | $ 1,115,000 | $ 652,000 |
| Nelson County Virginia | 1 | $ 705,000 | $ 705,000 | $ 714,000 |
| Orange County Virginia | 1 | $ 1,505,000 | $ 1,505,000 | $ 582,000 |
| Grays Harbor County Washington | 1 | $ 695,000 | $ 695,000 | $ 340,000 |
| Whatcom County Washington | 1 | $ 755,000 | $ 755,000 | $ 477,000 |
| Brown County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 402,000 |
| Door County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 455,000 |
| Green Lake County Wisconsin | 1 | $ 1,595,000 | $ 1,595,000 | $ 1,415,000 |
| Oneida County Wisconsin | 1 | $ 3,575,000 | $ 3,575,000 | $ 1,940,000 |
| Vilas County Wisconsin | 1 | $ 1,005,000 | $ 1,005,000 | $ 306,000 |
| Big Horn County Wyoming | 1 | $ 915,000 | $ 915,000 | $ 376,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 638 | $1,058,590,000 | $1,659,000 | $48,705,000 | $728,000 | $6,420,000 |
| Other Purpose | 486 | $764,510,000 | $1,573,000 | $37,565,000 | $813,000 | $6,970,000 |
| Refinancing | 381 | $567,515,000 | $1,489,000 | $39,905,000 | $764,000 | $6,249,000 |
| Home Improvement | 36 | $91,050,000 | $2,529,000 | $18,205,000 | $731,000 | $1,726,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,037 | $1,500,065,000 | $1,446,000 | $20,005,000 | $738,000 | $6,970,000 |
| Not Provided | 389 | $696,925,000 | $1,791,000 | $39,905,000 | $812,000 | $6,243,000 |
| Asian | 49 | $78,395,000 | $1,599,000 | $5,505,000 | $901,000 | $4,726,000 |
| Not applicable | 35 | $158,515,000 | $4,529,000 | $48,705,000 | $0 | $0 |
| Hispanic | 19 | $24,165,000 | $1,271,000 | $3,185,000 | $726,000 | $2,071,000 |
| Black or African American | 9 | $9,515,000 | $1,057,000 | $2,005,000 | $423,000 | $616,000 |
| American Indian or Alaskan Native | 2 | $11,880,000 | $5,940,000 | $11,005,000 | $2,819,000 | $5,444,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $2,205,000 | $2,205,000 | $2,205,000 | $1,226,000 | $1,226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,541 | $2,481,665,000 | $1,610,000 | $48,705,000 | $763,000 | $6,970,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,206 | $1,850,890,000 | $1,534,000 | $48,705,000 | $780,000 | $6,970,000 |
| Application Denied By Financial Institution | 92 | $159,050,000 | $1,728,000 | $7,005,000 | $570,000 | $5,202,000 |
| Application Withdrawn By Applicant | 85 | $132,145,000 | $1,554,000 | $13,505,000 | $906,000 | $6,420,000 |
| Preapproval Approved but not Accepted | 55 | $80,495,000 | $1,463,000 | $5,505,000 | $582,000 | $4,472,000 |
| Application Approved But Not Accepted | 49 | $96,585,000 | $1,971,000 | $21,005,000 | $717,000 | $2,198,000 |
| File Closed For Incompleteness | 34 | $112,090,000 | $3,296,000 | $20,005,000 | $733,000 | $4,292,000 |
| Preapproval Denied by Financial Institution | 20 | $50,410,000 | $2,520,000 | $15,005,000 | $728,000 | $5,478,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,429 | $2,272,205,000 | $1,590,000 | $48,705,000 | $776,000 | $6,970,000 |
| Debt-To-Income Ratio | 72 | $124,260,000 | $1,725,000 | $7,005,000 | $436,000 | $2,122,000 |
| Collateral | 18 | $40,740,000 | $2,263,000 | $5,045,000 | $1,031,000 | $5,202,000 |
| Credit History | 8 | $10,750,000 | $1,343,000 | $2,455,000 | $696,000 | $2,431,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $26,775,000 | $3,825,000 | $15,005,000 | $1,085,000 | $5,478,000 |
| Other | 6 | $6,150,000 | $1,025,000 | $2,105,000 | $544,000 | $897,000 |
| Unverifiable Information | 1 | $785,000 | $785,000 | $785,000 | $541,000 | $541,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.