Boston Private Bank & Trust Co Mortgage Lending & HMDA Data, 2015
In 2015, Boston Private Bank & Trust Co of Boston, MA reported 1,122 mortgage applications totaling $1.0 billion, up 18% from 2014. The average application was for $920,312, and applicants reported an average income of $385,472. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Boston, MA (355), Cambridge-Newton-Framingham, MA (245) and Los Angeles-Long Beach-Glendale, CA (170) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Co Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,122 |
| Total Mortgage Loan Application Amount | $1,032,591,000 |
| Average Mortgage Loan Application Amount | $920,312 |
| Highest Mortgage Loan Application Amount | $13,100,000 |
| Average Applicant Income | $385,472 |
| Highest Applicant Income | $9,370,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boston, MA | 355 | $ 319,089,000 | $ 898,842 | $ 424,000 |
| Cambridge-Newton-Framingham, MA | 245 | $ 169,833,000 | $ 693,195 | $ 303,000 |
| Los Angeles-Long Beach-Glendale, CA | 170 | $ 216,253,000 | $ 1,272,076 | $ 375,000 |
| San Francisco-Redwood City-South San Francisco, CA | 139 | $ 131,348,000 | $ 944,949 | $ 295,000 |
| Barnstable Town, MA | 26 | $ 18,112,000 | $ 696,615 | $ 497,000 |
| Providence-Warwick, RI-MA | 22 | $ 17,413,000 | $ 791,500 | $ 653,090 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 18,560,000 | $ 1,160,000 | $ 283,000 |
| Oakland-Hayward-Berkeley, CA | 12 | $ 8,781,000 | $ 731,750 | $ 283,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 18,019,000 | $ 1,638,090 | $ 521,000 |
| Portland-South Portland, ME | 8 | $ 6,680,000 | $ 835,000 | $ 311,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 7,793,000 | $ 1,298,833 | $ 859,000 |
| San Rafael, CA | 5 | $ 6,616,000 | $ 1,323,200 | $ 395,000 |
| Worcester, MA-CT | 5 | $ 6,428,000 | $ 1,285,600 | $ 582,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 7,144,000 | $ 1,786,000 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 1,695,000 | $ 565,000 | $ 584,000 |
| Salinas, CA | 3 | $ 2,841,000 | $ 947,000 | $ 383,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 4,412,000 | $ 1,470,666 | $ 420,000 |
| Santa Rosa, CA | 3 | $ 2,440,000 | $ 813,333 | $ 358,000 |
| Napa, CA | 2 | $ 839,000 | $ 419,500 | $ 285,000 |
| San Diego-Carlsbad, CA | 2 | $ 1,870,000 | $ 935,000 | $ 210,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 4,740,000 | $ 2,370,000 | $ 1,007,000 |
| Bakersfield, CA | 1 | $ 480,000 | $ 480,000 | $ 200,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 250,000 | $ 250,000 | $ 133,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 468,000 | $ 468,000 | $ 535,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 699,000 | $ 699,000 | $ 376,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 785,000 | $ 785,000 | $ 192,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 278,000 | $ 278,000 | $ 77,000 |
| Sebastian-Vero Beach, FL | 1 | $ 320,000 | $ 320,000 | $ 243,000 |
| Stockton-Lodi, CA | 1 | $ 400,000 | $ 400,000 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 500,000 | $ 500,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Co in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 628 | $524,222,000 | $834,000 | $13,100,000 | $331,000 | $7,778,000 |
| Refinancing | 412 | $414,147,000 | $1,005,000 | $11,800,000 | $427,000 | $9,370,000 |
| Home Improvement | 82 | $94,222,000 | $1,149,000 | $4,820,000 | $594,000 | $7,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 830 | $754,215,000 | $908,000 | $9,000,000 | $453,000 | $9,370,000 |
| Asian | 98 | $69,929,000 | $713,000 | $2,400,000 | $238,000 | $1,200,000 |
| Not Provided | 75 | $55,916,000 | $745,000 | $3,500,000 | $317,000 | $2,754,000 |
| Hispanic | 48 | $18,859,000 | $392,000 | $1,500,000 | $119,000 | $524,000 |
| Not applicable | 47 | $122,156,000 | $2,599,000 | $13,100,000 | $0 | $0 |
| Black or African American | 24 | $11,516,000 | $479,000 | $1,903,000 | $177,000 | $557,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,122 | $1,032,591,000 | $920,000 | $13,100,000 | $386,000 | $9,370,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 840 | $792,352,000 | $943,000 | $13,100,000 | $407,000 | $9,370,000 |
| Application Withdrawn By Applicant | 113 | $101,294,000 | $896,000 | $4,000,000 | $379,000 | $7,700,000 |
| Application Denied By Financial Institution | 88 | $85,465,000 | $971,000 | $5,000,000 | $337,000 | $2,524,000 |
| Preapproval Denied by Financial Institution | 33 | $14,750,000 | $446,000 | $1,725,000 | $127,000 | $548,000 |
| Application Approved But Not Accepted | 25 | $21,494,000 | $859,000 | $2,398,000 | $350,000 | $1,181,000 |
| File Closed For Incompleteness | 17 | $15,704,000 | $923,000 | $1,999,000 | $293,000 | $505,000 |
| Loan Purchased By The Institution | 6 | $1,532,000 | $255,000 | $304,000 | $55,000 | $75,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 63 | $57,679,000 | $915,000 | $5,000,000 | $210,000 | $1,209,000 |
| Other | 21 | $12,342,000 | $587,000 | $1,925,000 | $255,000 | $956,000 |
| Credit History | 16 | $8,570,000 | $535,000 | $1,500,000 | $228,000 | $721,000 |
| Collateral | 15 | $18,376,000 | $1,225,000 | $2,900,000 | $703,000 | $2,524,000 |
| Unverifiable Information | 2 | $1,424,000 | $712,000 | $1,084,000 | $312,000 | $550,000 |
| Employment History | 2 | $520,000 | $260,000 | $412,000 | $122,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Co's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About