Boston Private Bank & Trust Co Mortgage Lending & HMDA Data, 2011
In 2011, Boston Private Bank & Trust Co of Boston, MA reported 1,296 mortgage applications totaling $1.0 billion, up 3% from 2010. The average application was for $781,107, and applicants reported an average income of $377,092. 77% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Boston-Quincy, MA (536), Cambridge-Newton-Framingham, MA (263) and San Francisco-San Mateo-Redwood City, CA (111) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Co Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,296 |
| Total Mortgage Loan Application Amount | $1,012,315,000 |
| Average Mortgage Loan Application Amount | $781,107 |
| Highest Mortgage Loan Application Amount | $14,500,000 |
| Average Applicant Income | $377,092 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Co in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 649 | $610,679,000 | $940,000 | $14,500,000 | $444,000 | $8,745,000 |
| Home Purchase | 618 | $376,196,000 | $608,000 | $8,850,000 | $302,000 | $9,999,000 |
| Home Improvement | 29 | $25,440,000 | $877,000 | $1,615,000 | $480,000 | $2,718,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 980 | $778,449,000 | $794,000 | $8,850,000 | $429,000 | $9,999,000 |
| Not Provided | 87 | $75,512,000 | $867,000 | $4,300,000 | $389,000 | $3,718,000 |
| Asian | 83 | $59,478,000 | $716,000 | $3,000,000 | $256,000 | $1,015,000 |
| Hispanic | 55 | $16,853,000 | $306,000 | $1,946,000 | $162,000 | $1,660,000 |
| Black or African American | 46 | $9,725,000 | $211,000 | $1,463,000 | $101,000 | $1,331,000 |
| Not applicable | 45 | $72,298,000 | $1,606,000 | $14,500,000 | $7,000 | $339,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,296 | $1,012,315,000 | $781,000 | $14,500,000 | $377,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 993 | $762,082,000 | $767,000 | $14,500,000 | $371,000 | $9,999,000 |
| Application Withdrawn By Applicant | 132 | $121,593,000 | $921,000 | $8,850,000 | $409,000 | $2,836,000 |
| Application Denied By Financial Institution | 98 | $76,396,000 | $779,000 | $3,300,000 | $384,000 | $8,745,000 |
| Application Approved But Not Accepted | 40 | $33,967,000 | $849,000 | $2,175,000 | $373,000 | $2,060,000 |
| Preapproval Denied by Financial Institution | 18 | $3,297,000 | $183,000 | $900,000 | $66,000 | $241,000 |
| File Closed For Incompleteness | 11 | $13,992,000 | $1,272,000 | $2,800,000 | $1,122,000 | $6,736,000 |
| Loan Purchased By The Institution | 4 | $988,000 | $247,000 | $300,000 | $57,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 54 | $40,688,000 | $753,000 | $2,995,000 | $196,000 | $950,000 |
| Credit History | 23 | $8,855,000 | $385,000 | $2,240,000 | $135,000 | $665,000 |
| Collateral | 22 | $15,985,000 | $726,000 | $2,000,000 | $314,000 | $1,740,000 |
| Other | 12 | $8,900,000 | $741,000 | $2,999,000 | $771,000 | $6,000,000 |
| Employment History | 2 | $3,588,000 | $1,794,000 | $3,300,000 | $4,448,000 | $8,745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Co's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About