Boston Private Bank & Trust Co Mortgage Lending & HMDA Data, 2011
In 2011, Boston Private Bank & Trust Co of Boston, MA reported 1,296 mortgage applications totaling $1.0 billion, up 3% from 2010. The average application was for $781,107, and applicants reported an average income of $377,092. 77% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Boston-Quincy, MA (536), Cambridge-Newton-Framingham, MA (263) and San Francisco-San Mateo-Redwood City, CA (111) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Co Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,296 |
| Total Mortgage Loan Application Amount | $1,012,315,000 |
| Average Mortgage Loan Application Amount | $781,107 |
| Highest Mortgage Loan Application Amount | $14,500,000 |
| Average Applicant Income | $377,092 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, Massachusetts | 314 | $ 187,989,000 | $ 598,691 | $ 339,000 |
| Middlesex, Massachusetts | 263 | $ 172,355,000 | $ 655,342 | $ 359,000 |
| Norfolk, Massachusetts | 174 | $ 141,949,000 | $ 815,798 | $ 347,000 |
| Essex, Massachusetts | 104 | $ 67,095,000 | $ 645,144 | $ 331,000 |
| San Mateo, California | 92 | $ 85,354,000 | $ 927,760 | $ 403,000 |
| Los Angeles, California | 51 | $ 86,942,000 | $ 1,704,745 | $ 671,000 |
| Plymouth, Massachusetts | 48 | $ 38,077,000 | $ 793,270 | $ 346,000 |
| Barnstable, Massachusetts | 41 | $ 46,016,000 | $ 1,122,341 | $ 550,000 |
| Santa Clara, California | 35 | $ 29,015,000 | $ 829,000 | $ 305,000 |
| King, Washington | 31 | $ 34,221,000 | $ 1,103,903 | $ 337,000 |
| San Francisco, California | 14 | $ 17,647,000 | $ 1,260,500 | $ 119,000 |
| Bristol, Massachusetts | 9 | $ 4,679,000 | $ 519,888 | $ 364,000 |
| Dukes, Massachusetts | 6 | $ 4,459,000 | $ 743,166 | $ 497,000 |
| Nantucket, Massachusetts | 6 | $ 11,168,000 | $ 1,861,333 | $ 1,155,000 |
| Worcester, Massachusetts | 6 | $ 16,946,000 | $ 2,824,333 | $ 115,000 |
| Marin, California | 5 | $ 4,672,000 | $ 934,400 | $ 225,000 |
| York, Maine | 4 | $ 1,325,000 | $ 331,250 | $ 337,000 |
| Grafton, New Hampshire | 4 | $ 2,044,000 | $ 511,000 | $ 1,018,000 |
| Newport, Rhode Island | 4 | $ 8,119,000 | $ 2,029,750 | $ 966,000 |
| Contra Costa, California | 3 | $ 2,221,000 | $ 740,333 | $ 251,000 |
| Orange, California | 3 | $ 4,445,000 | $ 1,481,666 | $ 1,210,000 |
| Ventura, California | 3 | $ 4,901,000 | $ 1,633,666 | $ 439,000 |
| Oxford, Maine | 3 | $ 1,121,000 | $ 373,666 | $ 990,000 |
| Berkshire, Massachusetts | 3 | $ 3,519,000 | $ 1,173,000 | $ 2,474,000 |
| Sullivan, New Hampshire | 3 | $ 2,493,000 | $ 831,000 | $ 428,000 |
| Alameda, California | 2 | $ 788,000 | $ 394,000 | $ 185,000 |
| Monterey, California | 2 | $ 2,398,000 | $ 1,199,000 | $ 526,000 |
| Nevada, California | 2 | $ 785,000 | $ 392,500 | $ 303,000 |
| Placer, California | 2 | $ 1,240,000 | $ 620,000 | $ 247,000 |
| Washington, Rhode Island | 2 | $ 1,550,000 | $ 775,000 | $ 784,000 |
| Snohomish, Washington | 2 | $ 365,000 | $ 182,500 | $ 83,000 |
| Napa, California | 1 | $ 350,000 | $ 350,000 | $ 1,256,000 |
| San Bernardino, California | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| San Diego, California | 1 | $ 1,500,000 | $ 1,500,000 | $ 275,000 |
| San Luis Obispo, California | 1 | $ 400,000 | $ 400,000 | $ 231,000 |
| Santa Cruz, California | 1 | $ 1,240,000 | $ 1,240,000 | $ 266,000 |
| Sonoma, California | 1 | $ 980,000 | $ 980,000 | $ 439,000 |
| Cumberland, Maine | 1 | $ 2,450,000 | $ 2,450,000 | $ 1,363,000 |
| Hancock, Maine | 1 | $ 320,000 | $ 320,000 | $ 68,000 |
| Lincoln, Maine | 1 | $ 234,000 | $ 234,000 | $ 109,000 |
| Hampshire, Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Belknap, New Hampshire | 1 | $ 259,000 | $ 259,000 | $ 420,000 |
| Carroll, New Hampshire | 1 | $ 560,000 | $ 560,000 | $ 300,000 |
| Hillsborough, New Hampshire | 1 | $ 496,000 | $ 496,000 | $ 520,000 |
| Rockingham, New Hampshire | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Providence, Rhode Island | 1 | $ 512,000 | $ 512,000 | $ 114,000 |
| Bennington, Vermont | 1 | $ 1,100,000 | $ 1,100,000 | $ 418,000 |
| Lamoille, Vermont | 1 | $ 1,050,000 | $ 1,050,000 | $ 2,960,000 |
| Windsor, Vermont | 1 | $ 1,730,000 | $ 1,730,000 | $ 943,000 |
| Chelan, Washington | 1 | $ 440,000 | $ 440,000 | $ 249,000 |
| Kittitas, Washington | 1 | $ 655,000 | $ 655,000 | $ 122,000 |
| Mason, Washington | 1 | $ 375,000 | $ 375,000 | $ 358,000 |
| Pierce, Washington | 1 | $ 800,000 | $ 800,000 | $ 0 |
| San Juan, Washington | 1 | $ 1,100,000 | $ 1,100,000 | $ 660,000 |
| Skagit, Washington | 1 | $ 442,000 | $ 442,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Co in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 649 | $610,679,000 | $940,000 | $14,500,000 | $444,000 | $8,745,000 |
| Home Purchase | 618 | $376,196,000 | $608,000 | $8,850,000 | $302,000 | $9,999,000 |
| Home Improvement | 29 | $25,440,000 | $877,000 | $1,615,000 | $480,000 | $2,718,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 980 | $778,449,000 | $794,000 | $8,850,000 | $429,000 | $9,999,000 |
| Not Provided | 87 | $75,512,000 | $867,000 | $4,300,000 | $389,000 | $3,718,000 |
| Asian | 83 | $59,478,000 | $716,000 | $3,000,000 | $256,000 | $1,015,000 |
| Hispanic | 55 | $16,853,000 | $306,000 | $1,946,000 | $162,000 | $1,660,000 |
| Black or African American | 46 | $9,725,000 | $211,000 | $1,463,000 | $101,000 | $1,331,000 |
| Not applicable | 45 | $72,298,000 | $1,606,000 | $14,500,000 | $7,000 | $339,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,296 | $1,012,315,000 | $781,000 | $14,500,000 | $377,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 993 | $762,082,000 | $767,000 | $14,500,000 | $371,000 | $9,999,000 |
| Application Withdrawn By Applicant | 132 | $121,593,000 | $921,000 | $8,850,000 | $409,000 | $2,836,000 |
| Application Denied By Financial Institution | 98 | $76,396,000 | $779,000 | $3,300,000 | $384,000 | $8,745,000 |
| Application Approved But Not Accepted | 40 | $33,967,000 | $849,000 | $2,175,000 | $373,000 | $2,060,000 |
| Preapproval Denied by Financial Institution | 18 | $3,297,000 | $183,000 | $900,000 | $66,000 | $241,000 |
| File Closed For Incompleteness | 11 | $13,992,000 | $1,272,000 | $2,800,000 | $1,122,000 | $6,736,000 |
| Loan Purchased By The Institution | 4 | $988,000 | $247,000 | $300,000 | $57,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 54 | $40,688,000 | $753,000 | $2,995,000 | $196,000 | $950,000 |
| Credit History | 23 | $8,855,000 | $385,000 | $2,240,000 | $135,000 | $665,000 |
| Collateral | 22 | $15,985,000 | $726,000 | $2,000,000 | $314,000 | $1,740,000 |
| Other | 12 | $8,900,000 | $741,000 | $2,999,000 | $771,000 | $6,000,000 |
| Employment History | 2 | $3,588,000 | $1,794,000 | $3,300,000 | $4,448,000 | $8,745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Co's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About