Branch Banking and Trust Co Mortgage Lending & HMDA Data, 2008
In 2008, Branch Banking and Trust Co of Wilson, NC reported 138,340 mortgage applications totaling $23.2 billion, up 15% from 2007. The average application was for $167,888, and applicants reported an average income of $67,296. 43% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (6,729), Atlanta-Sandy Springs-Marietta, GA (5,470) and Baltimore-Towson, MD (4,393) (applications in parentheses).
| Mortgage Company & Address | Branch Banking and Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 138,340 |
| Total Mortgage Loan Application Amount | $23,225,684,000 |
| Average Mortgage Loan Application Amount | $167,888 |
| Highest Mortgage Loan Application Amount | $20,366,000 |
| Average Applicant Income | $67,296 |
| Highest Applicant Income | $9,472,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Branch Banking and Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6,729 | $ 1,759,027,000 | $ 261,409 | $ 102,787 |
| Atlanta-Sandy Springs-Marietta, GA | 5,470 | $ 1,054,170,000 | $ 192,718 | $ 89,000 |
| Baltimore-Towson, MD | 4,393 | $ 1,006,990,000 | $ 229,226 | $ 70,000 |
| Raleigh-Cary, NC | 4,358 | $ 894,153,000 | $ 205,175 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 4,046 | $ 676,585,000 | $ 167,223 | $ 79,911 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3,766 | $ 674,348,000 | $ 179,062 | $ 69,110 |
| Richmond, VA | 3,651 | $ 596,554,000 | $ 163,394 | $ 68,000 |
| Louisville-Jefferson County, KY-IN | 2,427 | $ 249,963,000 | $ 102,992 | $ 66,486 |
| Greensboro-High Point, NC | 2,287 | $ 305,482,000 | $ 133,573 | $ 85,000 |
| Wilmington, NC | 2,132 | $ 453,584,000 | $ 212,750 | $ 96,000 |
| Winston-Salem, NC | 2,120 | $ 306,215,000 | $ 144,441 | $ 71,000 |
| Durham, NC | 2,013 | $ 412,840,000 | $ 205,086 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 1,986 | $ 251,739,000 | $ 126,756 | $ 72,000 |
| Columbia, SC | 1,816 | $ 305,765,000 | $ 168,372 | $ 84,000 |
| St. Louis, MO-IL | 1,696 | $ 275,936,000 | $ 162,698 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1,498 | $ 208,627,000 | $ 139,270 | $ 71,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,492 | $ 423,683,000 | $ 283,969 | $ 99,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1,369 | $ 280,090,000 | $ 204,594 | $ 107,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,308 | $ 265,149,000 | $ 202,713 | $ 105,000 |
| Lynchburg, VA | 1,260 | $ 162,087,000 | $ 128,640 | $ 72,000 |
| Charleston-North Charleston-Summerville, SC | 1,213 | $ 299,467,000 | $ 246,881 | $ 90,000 |
| Charleston, WV | 1,198 | $ 112,491,000 | $ 93,898 | $ 71,000 |
| Jacksonville, FL | 1,181 | $ 277,139,000 | $ 234,664 | $ 96,000 |
| Fayetteville, NC | 1,145 | $ 139,550,000 | $ 121,877 | $ 83,000 |
| Asheville, NC | 1,113 | $ 229,220,000 | $ 205,947 | $ 76,000 |
| Knoxville, TN | 1,033 | $ 178,914,000 | $ 173,198 | $ 77,000 |
| Tallahassee, FL | 1,002 | $ 192,799,000 | $ 192,414 | $ 95,000 |
| Roanoke, VA | 993 | $ 133,881,000 | $ 134,824 | $ 64,000 |
| Morgantown, WV | 937 | $ 120,166,000 | $ 128,245 | $ 82,000 |
| Kansas City, MO-KS | 836 | $ 134,974,000 | $ 161,452 | $ 0 |
| Bradenton-Sarasota-Venice, FL | 801 | $ 163,257,000 | $ 203,816 | $ 99,000 |
| Hagerstown-Martinsburg, MD-WV | 779 | $ 113,906,000 | $ 146,220 | $ 67,780 |
| Orlando-Kissimmee, FL | 731 | $ 191,293,000 | $ 261,686 | $ 100,000 |
| Charlottesville, VA | 702 | $ 132,820,000 | $ 189,202 | $ 86,000 |
| Goldsboro, NC | 698 | $ 75,933,000 | $ 108,786 | $ 70,000 |
| Spartanburg, SC | 698 | $ 81,124,000 | $ 116,223 | $ 66,000 |
| Greenville, NC | 694 | $ 93,325,000 | $ 134,474 | $ 85,000 |
| Birmingham-Hoover, AL | 671 | $ 126,695,000 | $ 188,815 | $ 9,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 663 | $ 135,835,000 | $ 204,879 | $ 32,000 |
| Augusta-Richmond County, GA-SC | 645 | $ 100,876,000 | $ 156,396 | $ 19,982 |
| Chicago-Naperville-Joliet, IL | 635 | $ 131,278,000 | $ 206,737 | $ 3,000 |
| Indianapolis-Carmel, IN | 613 | $ 97,990,000 | $ 159,853 | $ 4,000 |
| Savannah, GA | 594 | $ 98,731,000 | $ 166,213 | $ 94,000 |
| Kingsport-Bristol-Bristol, TN-VA | 562 | $ 55,595,000 | $ 98,923 | $ 60,907 |
| Phoenix-Mesa-Scottsdale, AZ | 518 | $ 97,851,000 | $ 188,901 | $ 2,000 |
| Owensboro, KY | 517 | $ 49,022,000 | $ 94,820 | $ 65,000 |
| Evansville, IN-KY | 505 | $ 66,849,000 | $ 132,374 | $ 3,122 |
| Gainesville, GA | 500 | $ 88,147,000 | $ 176,294 | $ 71,000 |
| Wheeling, WV-OH | 484 | $ 38,673,000 | $ 79,902 | $ 63,239 |
| Harrisonburg, VA | 483 | $ 60,263,000 | $ 124,768 | $ 58,000 |
| Lexington-Fayette, KY | 475 | $ 81,014,000 | $ 170,555 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 469 | $ 40,608,000 | $ 86,584 | $ 62,904 |
| Winchester, VA-WV | 461 | $ 77,117,000 | $ 167,281 | $ 76,110 |
| Blacksburg-Christiansburg-Radford, VA | 436 | $ 42,961,000 | $ 98,534 | $ 63,000 |
| Rocky Mount, NC | 427 | $ 49,345,000 | $ 115,562 | $ 84,000 |
| Anderson, SC | 425 | $ 59,863,000 | $ 140,854 | $ 73,000 |
| Dalton, GA | 393 | $ 45,758,000 | $ 116,432 | $ 53,000 |
| Macon, GA | 371 | $ 50,879,000 | $ 137,140 | $ 72,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 366 | $ 108,426,000 | $ 296,245 | $ 106,000 |
| Clarksville, TN-KY | 362 | $ 36,390,000 | $ 100,524 | $ 49,828 |
| Parkersburg-Marietta-Vienna, WV-OH | 361 | $ 36,452,000 | $ 100,975 | $ 73,772 |
| Houston-Sugar Land-Baytown, TX | 358 | $ 77,022,000 | $ 215,145 | $ 13,000 |
| Ocala, FL | 356 | $ 62,762,000 | $ 176,297 | $ 78,000 |
| Austin-Round Rock, TX | 351 | $ 67,583,000 | $ 192,544 | $ 12,000 |
| Bowling Green, KY | 343 | $ 44,124,000 | $ 128,641 | $ 97,000 |
| Burlington, NC | 339 | $ 51,301,000 | $ 151,330 | $ 94,000 |
| Danville, VA | 326 | $ 34,665,000 | $ 106,334 | $ 72,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 326 | $ 72,465,000 | $ 222,285 | $ 61,000 |
| Palm Bay-Melbourne-Titusville, FL | 324 | $ 61,006,000 | $ 188,290 | $ 104,000 |
| Chattanooga, TN-GA | 315 | $ 48,126,000 | $ 152,780 | $ 61,476 |
| Pensacola-Ferry Pass-Brent, FL | 314 | $ 49,821,000 | $ 158,665 | $ 56,000 |
| Cleveland, TN | 309 | $ 38,202,000 | $ 123,631 | $ 59,000 |
| Florence, SC | 296 | $ 46,985,000 | $ 158,733 | $ 87,000 |
| Port St. Lucie, FL | 295 | $ 52,118,000 | $ 176,671 | $ 19,000 |
| New Orleans-Metairie-Kenner, LA | 291 | $ 57,697,000 | $ 198,271 | $ 3,000 |
| Memphis, TN-MS-AR | 290 | $ 47,554,000 | $ 163,979 | $ 11,027 |
| Sumter, SC | 284 | $ 35,416,000 | $ 124,704 | $ 65,000 |
| Salisbury, MD | 282 | $ 38,871,000 | $ 137,840 | $ 52,000 |
| Cincinnati-Middletown, OH-KY-IN | 278 | $ 43,144,000 | $ 155,194 | $ 3,503 |
| Dallas-Plano-Irving, TX | 274 | $ 46,392,000 | $ 169,313 | $ 10,000 |
| Jacksonville, NC | 270 | $ 47,013,000 | $ 174,122 | $ 99,000 |
| Terre Haute, IN | 254 | $ 29,128,000 | $ 114,677 | $ 0 |
| Columbus, OH | 250 | $ 42,427,000 | $ 169,708 | $ 5,000 |
| Huntsville, AL | 249 | $ 45,420,000 | $ 182,409 | $ 9,000 |
| Warner Robins, GA | 244 | $ 36,024,000 | $ 147,639 | $ 64,000 |
| Philadelphia, PA | 240 | $ 48,647,000 | $ 202,695 | $ 30,000 |
| Denver-Aurora, CO | 236 | $ 45,883,000 | $ 194,419 | $ 8,000 |
| Springfield, MO | 216 | $ 31,648,000 | $ 146,518 | $ 1,000 |
| Wilmington, DE-MD-NJ | 216 | $ 44,046,000 | $ 203,916 | $ 38,027 |
| Fort Wayne, IN | 215 | $ 28,235,000 | $ 131,325 | $ 7,000 |
| Detroit-Livonia-Dearborn, MI | 208 | $ 23,421,000 | $ 112,600 | $ 0 |
| Athens-Clarke County, GA | 194 | $ 32,628,000 | $ 168,185 | $ 62,000 |
| Warren-Troy-Farmington Hills, MI | 184 | $ 30,050,000 | $ 163,315 | $ 11,000 |
| Cape Coral-Fort Myers, FL | 168 | $ 42,543,000 | $ 253,232 | $ 87,000 |
| Wichita, KS | 167 | $ 22,431,000 | $ 134,317 | $ 0 |
| Anniston-Oxford, AL | 162 | $ 19,440,000 | $ 120,000 | $ 63,000 |
| Cleveland-Elyria-Mentor, OH | 161 | $ 23,001,000 | $ 142,863 | $ 4,000 |
| York-Hanover, PA | 156 | $ 28,253,000 | $ 181,108 | $ 37,000 |
| Johnson City, TN | 154 | $ 18,410,000 | $ 119,545 | $ 64,000 |
| San Antonio, TX | 154 | $ 22,694,000 | $ 147,363 | $ 1,000 |
| Miami-Miami Beach-Kendall, FL | 148 | $ 40,887,000 | $ 276,263 | $ 74,000 |
| Panama City-Lynn Haven, FL | 148 | $ 40,063,000 | $ 270,695 | $ 298,000 |
| Columbus, IN | 144 | $ 23,982,000 | $ 166,541 | $ 2,000 |
| Dubuque, IA | 140 | $ 22,708,000 | $ 162,200 | $ 0 |
| Fort Worth-Arlington, TX | 136 | $ 19,608,000 | $ 144,176 | $ 4,000 |
| Morristown, TN | 135 | $ 18,960,000 | $ 140,444 | $ 43,000 |
| Valdosta, GA | 134 | $ 23,568,000 | $ 175,880 | $ 71,000 |
| Cumberland, MD-WV | 133 | $ 13,774,000 | $ 103,563 | $ 48,052 |
| Pittsburgh, PA | 133 | $ 16,930,000 | $ 127,293 | $ 48,000 |
| Michigan City-La Porte, IN | 131 | $ 16,692,000 | $ 127,419 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 130 | $ 50,631,000 | $ 389,469 | $ 54,846 |
| Palm Coast, FL | 130 | $ 41,701,000 | $ 320,776 | $ 246,000 |
| Bloomington, IN | 128 | $ 20,369,000 | $ 159,132 | $ 0 |
| Burlington-South Burlington, VT | 127 | $ 26,730,000 | $ 210,472 | $ 0 |
| Jackson, MS | 127 | $ 21,707,000 | $ 170,921 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 122 | $ 23,227,000 | $ 190,385 | $ 0 |
| Brunswick, GA | 114 | $ 30,130,000 | $ 264,298 | $ 153,000 |
| Akron, OH | 113 | $ 15,904,000 | $ 140,743 | $ 1,000 |
| Canton-Massillon, OH | 113 | $ 17,674,000 | $ 156,407 | $ 0 |
| Gary, IN | 112 | $ 17,546,000 | $ 156,660 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 110 | $ 26,936,000 | $ 244,872 | $ 88,000 |
| Boston-Quincy, MA | 108 | $ 29,335,000 | $ 271,620 | $ 22,000 |
| Seattle-Bellevue-Everett, WA | 108 | $ 33,885,000 | $ 313,750 | $ 23,000 |
| Grand Rapids-Wyoming, MI | 103 | $ 15,139,000 | $ 146,980 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 103 | $ 16,563,000 | $ 160,805 | $ 0 |
| Baton Rouge, LA | 101 | $ 18,678,000 | $ 184,930 | $ 6,000 |
| Grand Junction, CO | 101 | $ 21,307,000 | $ 210,960 | $ 3,000 |
| Fort Walton Beach-Crestview-Destin, FL | 94 | $ 25,016,000 | $ 266,127 | $ 76,000 |
| Naples-Marco Island, FL | 94 | $ 35,008,000 | $ 372,425 | $ 192,000 |
| Montgomery, AL | 91 | $ 15,514,000 | $ 170,483 | $ 17,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 90 | $ 16,948,000 | $ 188,311 | $ 3,911 |
| Lafayette, IN | 89 | $ 12,892,000 | $ 144,853 | $ 0 |
| Bloomington-Normal, IL | 88 | $ 11,975,000 | $ 136,079 | $ 0 |
| Gainesville, FL | 84 | $ 16,976,000 | $ 202,095 | $ 39,000 |
| Fort Collins-Loveland, CO | 81 | $ 15,308,000 | $ 188,987 | $ 0 |
| Lakeland-Winter Haven, FL | 80 | $ 21,147,000 | $ 264,337 | $ 74,000 |
| Muncie, IN | 78 | $ 7,332,000 | $ 94,000 | $ 4,000 |
| Tuscaloosa, AL | 78 | $ 14,941,000 | $ 191,551 | $ 9,000 |
| Dayton, OH | 76 | $ 10,790,000 | $ 141,973 | $ 30,000 |
| Topeka, KS | 75 | $ 8,867,000 | $ 118,226 | $ 0 |
| Mobile, AL | 74 | $ 11,564,000 | $ 156,270 | $ 17,000 |
| Edison-New Brunswick, NJ | 71 | $ 18,976,000 | $ 267,267 | $ 14,000 |
| Lawrence, KS | 68 | $ 11,289,000 | $ 166,014 | $ 0 |
| Columbus, GA-AL | 67 | $ 12,791,000 | $ 190,910 | $ 16,791 |
| Cambridge-Newton-Framingham, MA | 65 | $ 19,566,000 | $ 301,015 | $ 1,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 63 | $ 9,562,000 | $ 151,777 | $ 984 |
| Lake County-Kenosha County, IL-WI | 63 | $ 13,480,000 | $ 213,968 | $ 5,206 |
| Portland-Vancouver-Beaverton, OR-WA | 63 | $ 14,133,000 | $ 224,333 | $ 0 |
| Holland-Grand Haven, MI | 62 | $ 9,056,000 | $ 146,064 | $ 0 |
| Worcester, MA | 62 | $ 11,781,000 | $ 190,016 | $ 0 |
| Newark-Union, NJ-PA | 60 | $ 15,919,000 | $ 265,316 | $ 22,616 |
| Dothan, AL | 58 | $ 8,822,000 | $ 152,103 | $ 23,000 |
| Victoria, TX | 58 | $ 6,119,000 | $ 105,500 | $ 0 |
| Colorado Springs, CO | 56 | $ 10,862,000 | $ 193,964 | $ 15,000 |
| Toledo, OH | 56 | $ 8,088,000 | $ 144,428 | $ 4,000 |
| Greeley, CO | 54 | $ 8,428,000 | $ 156,074 | $ 0 |
| Salt Lake City, UT | 54 | $ 15,549,000 | $ 287,944 | $ 22,000 |
| Punta Gorda, FL | 53 | $ 8,872,000 | $ 167,396 | $ 143,000 |
| Florence-Muscle Shoals, AL | 52 | $ 7,220,000 | $ 138,846 | $ 1,000 |
| McAllen-Edinburg-Mission, TX | 50 | $ 7,110,000 | $ 142,200 | $ 5,000 |
| Decatur, AL | 49 | $ 6,547,000 | $ 133,612 | $ 2,000 |
| Anderson, IN | 48 | $ 5,016,000 | $ 104,500 | $ 0 |
| Camden, NJ | 47 | $ 8,110,000 | $ 172,553 | $ 4,000 |
| Columbia, MO | 47 | $ 7,180,000 | $ 152,765 | $ 0 |
| Las Vegas-Paradise, NV | 47 | $ 8,974,000 | $ 190,936 | $ 3,000 |
| Boise City-Nampa, ID | 46 | $ 7,637,000 | $ 166,021 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 46 | $ 6,259,000 | $ 136,065 | $ 0 |
| Jefferson City, MO | 45 | $ 5,933,000 | $ 131,844 | $ 0 |
| Des Moines-West Des Moines, IA | 44 | $ 7,564,000 | $ 171,909 | $ 1,000 |
| Lancaster, PA | 42 | $ 7,660,000 | $ 182,380 | $ 23,000 |
| Rome, GA | 42 | $ 6,850,000 | $ 163,095 | $ 28,000 |
| Dover, DE | 41 | $ 6,952,000 | $ 169,560 | $ 36,000 |
| Fort Smith, AR-OK | 40 | $ 6,300,000 | $ 157,500 | $ 0 |
| Harrisburg-Carlisle, PA | 40 | $ 6,103,000 | $ 152,575 | $ 13,000 |
| Hattiesburg, MS | 40 | $ 5,981,000 | $ 149,525 | $ 0 |
| Duluth, MN-WI | 39 | $ 6,558,000 | $ 168,153 | $ 0 |
| Boulder, CO | 38 | $ 9,091,000 | $ 239,236 | $ 16,000 |
| Joplin, MO | 38 | $ 4,431,000 | $ 116,605 | $ 0 |
| Ogden-Clearfield, UT | 38 | $ 7,009,000 | $ 184,447 | $ 0 |
| Oklahoma City, OK | 38 | $ 5,035,000 | $ 132,500 | $ 0 |
| Reading, PA | 38 | $ 6,029,000 | $ 158,657 | $ 11,000 |
| Champaign-Urbana, IL | 37 | $ 4,991,000 | $ 134,891 | $ 0 |
| Shreveport-Bossier City, LA | 37 | $ 7,141,000 | $ 193,000 | $ 6,000 |
| Tacoma, WA | 37 | $ 9,554,000 | $ 258,216 | $ 25,000 |
| Hinesville-Fort Stewart, GA | 36 | $ 5,244,000 | $ 145,666 | $ 50,000 |
| Tulsa, OK | 36 | $ 4,830,000 | $ 134,166 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 34 | $ 6,468,000 | $ 190,235 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 5,297,000 | $ 155,794 | $ 0 |
| Spokane, WA | 34 | $ 6,042,000 | $ 177,705 | $ 9,000 |
| Auburn-Opelika, AL | 32 | $ 5,432,000 | $ 169,750 | $ 6,000 |
| Sebastian-Vero Beach, FL | 32 | $ 6,113,000 | $ 191,031 | $ 23,000 |
| Gadsden, AL | 30 | $ 3,861,000 | $ 128,700 | $ 6,000 |
| New Haven-Milford, CT | 29 | $ 7,004,000 | $ 241,517 | $ 9,000 |
| Peabody, MA | 29 | $ 7,307,000 | $ 251,965 | $ 0 |
| South Bend-Mishawaka, IN-MI | 29 | $ 3,643,000 | $ 125,620 | $ 11,103 |
| Lafayette, LA | 28 | $ 6,021,000 | $ 215,035 | $ 25,000 |
| Omaha-Council Bluffs, NE-IA | 28 | $ 4,125,000 | $ 147,321 | $ 0 |
| Tucson, AZ | 27 | $ 5,603,000 | $ 207,518 | $ 20,000 |
| Elkhart-Goshen, IN | 26 | $ 3,368,000 | $ 129,538 | $ 0 |
| Flint, MI | 26 | $ 2,902,000 | $ 111,615 | $ 0 |
| Elizabethtown, KY | 25 | $ 2,714,000 | $ 108,560 | $ 59,000 |
| St. Joseph, MO-KS | 25 | $ 3,746,000 | $ 149,840 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 7,315,000 | $ 304,791 | $ 0 |
| Coeur D'Alene, ID | 24 | $ 4,198,000 | $ 174,916 | $ 0 |
| Lansing-East Lansing, MI | 23 | $ 3,094,000 | $ 134,521 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 23 | $ 5,247,000 | $ 228,130 | $ 0 |
| Danville, IL | 22 | $ 1,759,000 | $ 79,954 | $ 0 |
| Jackson, TN | 22 | $ 2,917,000 | $ 132,590 | $ 4,000 |
| Scranton--Wilkes-Barre, PA | 22 | $ 3,124,000 | $ 142,000 | $ 17,000 |
| Albany, GA | 21 | $ 3,053,000 | $ 145,380 | $ 23,000 |
| Albuquerque, NM | 20 | $ 2,971,000 | $ 148,550 | $ 0 |
| Springfield, OH | 20 | $ 2,282,000 | $ 114,100 | $ 0 |
| Monroe, MI | 19 | $ 2,913,000 | $ 153,315 | $ 0 |
| Corpus Christi, TX | 18 | $ 2,416,000 | $ 134,222 | $ 0 |
| Kalamazoo-Portage, MI | 18 | $ 2,913,000 | $ 161,833 | $ 0 |
| Sherman-Denison, TX | 18 | $ 1,635,000 | $ 90,833 | $ 0 |
| Longview, TX | 17 | $ 2,129,000 | $ 125,235 | $ 0 |
| Provo-Orem, UT | 17 | $ 3,799,000 | $ 223,470 | $ 0 |
| Jonesboro, AR | 16 | $ 1,865,000 | $ 116,562 | $ 0 |
| Lima, OH | 16 | $ 2,445,000 | $ 152,812 | $ 0 |
| Ann Arbor, MI | 15 | $ 2,052,000 | $ 136,800 | $ 0 |
| Lake Havasu City-Kingman, AZ | 15 | $ 2,295,000 | $ 153,000 | $ 0 |
| Peoria, IL | 15 | $ 2,649,000 | $ 176,600 | $ 0 |
| Rockford, IL | 15 | $ 1,875,000 | $ 125,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 14 | $ 2,375,000 | $ 169,642 | $ 0 |
| Gulfport-Biloxi, MS | 14 | $ 2,327,000 | $ 166,214 | $ 6,000 |
| Mansfield, OH | 14 | $ 1,514,000 | $ 108,142 | $ 0 |
| Waco, TX | 14 | $ 1,456,000 | $ 104,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 14 | $ 1,220,000 | $ 87,142 | $ 38,285 |
| Green Bay, WI | 13 | $ 1,993,000 | $ 153,307 | $ 0 |
| Kennewick-Pasco-Richland, WA | 13 | $ 2,144,000 | $ 164,923 | $ 0 |
| Muskegon-Norton Shores, MI | 13 | $ 1,897,000 | $ 145,923 | $ 0 |
| Pueblo, CO | 13 | $ 1,989,000 | $ 153,000 | $ 0 |
| Racine, WI | 13 | $ 1,785,000 | $ 137,307 | $ 0 |
| Prescott, AZ | 12 | $ 2,963,000 | $ 246,916 | $ 26,000 |
| Trenton-Ewing, NJ | 12 | $ 3,994,000 | $ 332,833 | $ 47,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,281,000 | $ 106,750 | $ 7,000 |
| Niles-Benton Harbor, MI | 11 | $ 1,858,000 | $ 168,909 | $ 0 |
| Brownsville-Harlingen, TX | 10 | $ 1,155,000 | $ 115,500 | $ 0 |
| Kokomo, IN | 10 | $ 863,000 | $ 86,300 | $ 0 |
| Las Cruces, NM | 10 | $ 1,699,000 | $ 169,900 | $ 0 |
| Springfield, IL | 10 | $ 1,125,000 | $ 112,500 | $ 0 |
| Atlantic City-Hammonton, NJ | 9 | $ 2,008,000 | $ 223,111 | $ 0 |
| El Paso, TX | 9 | $ 1,581,000 | $ 175,666 | $ 0 |
| Idaho Falls, ID | 9 | $ 1,773,000 | $ 197,000 | $ 0 |
| Jackson, MI | 9 | $ 944,000 | $ 104,888 | $ 0 |
| Madison, WI | 9 | $ 1,532,000 | $ 170,222 | $ 0 |
| Nassau-Suffolk, NY | 9 | $ 2,731,000 | $ 303,444 | $ 7,000 |
| Ocean City, NJ | 9 | $ 2,156,000 | $ 239,555 | $ 10,000 |
| Portland-South Portland-Biddeford, ME | 9 | $ 2,023,000 | $ 224,777 | $ 0 |
| Salem, OR | 9 | $ 2,210,000 | $ 245,555 | $ 0 |
| Springfield, MA | 9 | $ 1,905,000 | $ 211,666 | $ 0 |
| Barnstable Town, MA | 8 | $ 2,255,000 | $ 281,875 | $ 68,000 |
| Houma-Bayou Cane-Thibodaux, LA | 8 | $ 1,381,000 | $ 172,625 | $ 0 |
| Lebanon, PA | 8 | $ 1,534,000 | $ 191,750 | $ 39,000 |
| Logan, UT-ID | 8 | $ 1,306,000 | $ 163,250 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,295,000 | $ 161,875 | $ 25,000 |
| Williamsport, PA | 8 | $ 882,000 | $ 110,250 | $ 99,000 |
| Casper, WY | 7 | $ 1,283,000 | $ 183,285 | $ 0 |
| Cedar Rapids, IA | 7 | $ 1,149,000 | $ 164,142 | $ 0 |
| Lake Charles, LA | 7 | $ 1,045,000 | $ 149,285 | $ 0 |
| Norwich-New London, CT | 7 | $ 1,511,000 | $ 215,857 | $ 0 |
| Rockingham County-Strafford County, NH | 7 | $ 1,734,000 | $ 247,714 | $ 5,000 |
| Altoona, PA | 6 | $ 640,000 | $ 106,666 | $ 49,000 |
| Beaumont-Port Arthur, TX | 6 | $ 736,000 | $ 122,666 | $ 0 |
| Farmington, NM | 6 | $ 971,000 | $ 161,833 | $ 0 |
| Hot Springs, AR | 6 | $ 1,028,000 | $ 171,333 | $ 0 |
| Manchester-Nashua, NH | 6 | $ 1,411,000 | $ 235,166 | $ 0 |
| Oshkosh-Neenah, WI | 6 | $ 626,000 | $ 104,333 | $ 0 |
| Pascagoula, MS | 6 | $ 888,000 | $ 148,000 | $ 0 |
| Pocatello, ID | 6 | $ 991,000 | $ 165,166 | $ 0 |
| Yakima, WA | 6 | $ 612,000 | $ 102,000 | $ 8,000 |
| Appleton, WI | 5 | $ 776,000 | $ 155,200 | $ 0 |
| Battle Creek, MI | 5 | $ 478,000 | $ 95,600 | $ 0 |
| Billings, MT | 5 | $ 633,000 | $ 126,600 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 720,000 | $ 144,000 | $ 0 |
| Eau Claire, WI | 5 | $ 563,000 | $ 112,600 | $ 0 |
| Kankakee-Bradley, IL | 5 | $ 729,000 | $ 145,800 | $ 0 |
| Lubbock, TX | 5 | $ 472,000 | $ 94,400 | $ 0 |
| Olympia, WA | 5 | $ 1,740,000 | $ 348,000 | $ 41,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 1,078,000 | $ 215,600 | $ 0 |
| Saginaw-Saginaw Township North, MI | 5 | $ 537,000 | $ 107,400 | $ 0 |
| Sandusky, OH | 5 | $ 866,000 | $ 173,200 | $ 29,000 |
| Santa Fe, NM | 5 | $ 4,070,000 | $ 814,000 | $ 172,000 |
| Binghamton, NY | 4 | $ 558,000 | $ 139,500 | $ 0 |
| Cheyenne, WY | 4 | $ 512,000 | $ 128,000 | $ 0 |
| College Station-Bryan, TX | 4 | $ 561,000 | $ 140,250 | $ 0 |
| Glens Falls, NY | 4 | $ 563,000 | $ 140,750 | $ 0 |
| Longview, WA | 4 | $ 1,004,000 | $ 251,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,535,000 | $ 383,750 | $ 0 |
| St. George, UT | 4 | $ 674,000 | $ 168,500 | $ 0 |
| State College, PA | 4 | $ 737,000 | $ 184,250 | $ 18,000 |
| Abilene, TX | 3 | $ 377,000 | $ 125,666 | $ 0 |
| Bay City, MI | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Bellingham, WA | 3 | $ 601,000 | $ 200,333 | $ 0 |
| Bend, OR | 3 | $ 408,000 | $ 136,000 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Eugene-Springfield, OR | 3 | $ 407,000 | $ 135,666 | $ 0 |
| Janesville, WI | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Lewiston, ID-WA | 3 | $ 480,000 | $ 160,000 | $ 0 |
| Odessa, TX | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Syracuse, NY | 3 | $ 255,000 | $ 85,000 | $ 26,000 |
| Tyler, TX | 3 | $ 389,000 | $ 129,666 | $ 0 |
| Wenatchee, WA | 3 | $ 777,000 | $ 259,000 | $ 0 |
| Corvallis, OR | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 201,000 | $ 100,500 | $ 0 |
| Johnstown, PA | 2 | $ 152,000 | $ 76,000 | $ 13,000 |
| Lewiston-Auburn, ME | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Midland, TX | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Missoula, MT | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Monroe, LA | 2 | $ 666,000 | $ 333,000 | $ 0 |
| Rochester, NY | 2 | $ 400,000 | $ 200,000 | $ 0 |
| St. Cloud, MN | 2 | $ 225,000 | $ 112,500 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 443,000 | $ 221,500 | $ 0 |
| Bangor, ME | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Carson City, NV | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Decatur, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Erie, PA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Iowa City, IA | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Lincoln, NE | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Medford, OR | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Pittsfield, MA | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Reno-Sparks, NV | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 30,000 | $ 30,000 | $ 180,000 |
| San Angelo, TX | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Stockton, CA | 1 | $ 240,000 | $ 240,000 | $ 205,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Yuma, AZ | 1 | $ 158,000 | $ 158,000 | $ 0 |
Mortgage Loan Application Detail Totals for Branch Banking and Trust Co in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 67,377 | $11,249,184,000 | $166,000 | $20,366,000 | $68,000 | $9,472,000 |
| Home Purchase | 59,407 | $10,894,097,000 | $183,000 | $11,600,000 | $65,000 | $6,430,000 |
| Home Improvement | 11,556 | $1,082,403,000 | $93,000 | $7,863,000 | $75,000 | $2,562,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 75,780 | $11,962,824,000 | $157,000 | $8,000,000 | $93,000 | $9,472,000 |
| Not applicable | 37,884 | $7,023,002,000 | $185,000 | $20,366,000 | $0 | $215,000 |
| Not Provided | 11,754 | $2,374,243,000 | $201,000 | $6,000,000 | $109,000 | $6,072,000 |
| Black or African American | 8,669 | $1,155,835,000 | $133,000 | $2,500,000 | $73,000 | $4,370,000 |
| Hispanic | 2,441 | $348,063,000 | $142,000 | $2,400,000 | $76,000 | $4,318,000 |
| Asian | 1,291 | $275,499,000 | $213,000 | $3,500,000 | $115,000 | $3,509,000 |
| American Indian or Alaskan Native | 295 | $47,818,000 | $162,000 | $1,837,000 | $86,000 | $2,005,000 |
| Native Hawaiian or Other Pacific Islander | 226 | $38,400,000 | $169,000 | $1,275,000 | $88,000 | $1,235,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116,891 | $19,859,058,000 | $169,000 | $20,366,000 | $74,000 | $9,472,000 |
| FHA-insured (Federal Housing Administration) | 18,545 | $2,870,231,000 | $154,000 | $774,000 | $27,000 | $982,000 |
| VA-guaranteed (Veterans Administration) | 2,333 | $431,857,000 | $185,000 | $724,000 | $34,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 571 | $64,538,000 | $113,000 | $284,000 | $40,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 60,007 | $9,610,130,000 | $160,000 | $8,916,000 | $93,000 | $9,472,000 |
| Loan Purchased By The Institution | 35,383 | $6,330,874,000 | $178,000 | $925,000 | $0 | $0 |
| Application Denied By Financial Institution | 21,305 | $3,126,004,000 | $146,000 | $11,600,000 | $76,000 | $5,428,000 |
| Application Withdrawn By Applicant | 9,764 | $2,060,144,000 | $210,000 | $7,400,000 | $113,000 | $6,330,000 |
| File Closed For Incompleteness | 4,606 | $1,083,633,000 | $235,000 | $6,500,000 | $104,000 | $6,000,000 |
| Application Approved But Not Accepted | 3,671 | $475,710,000 | $129,000 | $20,366,000 | $92,000 | $4,370,000 |
| Preapproval Denied by Financial Institution | 3,604 | $539,189,000 | $149,000 | $1,500,000 | $49,000 | $675,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10,754 | $1,355,733,000 | $126,000 | $3,288,000 | $61,000 | $3,431,000 |
| Debt-To-Income Ratio | 7,971 | $1,261,768,000 | $158,000 | $5,100,000 | $62,000 | $3,150,000 |
| Collateral | 3,219 | $502,577,000 | $156,000 | $2,600,000 | $102,000 | $5,428,000 |
| Other | 1,452 | $235,147,000 | $161,000 | $11,600,000 | $110,000 | $2,728,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 886 | $147,207,000 | $166,000 | $1,850,000 | $103,000 | $1,291,000 |
| Unverifiable Information | 289 | $68,663,000 | $237,000 | $4,700,000 | $97,000 | $1,417,000 |
| Employment History | 184 | $36,320,000 | $197,000 | $3,800,000 | $48,000 | $384,000 |
| Credit Application Incomplete | 77 | $46,651,000 | $605,000 | $2,000,000 | $263,000 | $3,358,000 |
| Mortgage Insurance Denied | 4 | $464,000 | $116,000 | $143,000 | $47,000 | $73,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Branch Banking and Trust Co's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Branch Banking and Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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