Truist Bank Mortgage Lending & HMDA Data, 2011

In 2011, Truist Bank of Raleigh, NC reported 200,616 mortgage applications totaling $34.6 billion. The average application was for $172,343, and applicants reported an average income of $81,550. 41% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (10,340), Atlanta-Sandy Springs-Marietta, GA (6,688) and Charlotte-Gastonia-Rock Hill, NC-SC (5,709) (applications in parentheses).

Mortgage Company & Address Truist Bank
3100 Smoketree Ct Fl 5
Raleigh, NC 27604
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 200,616
Total Mortgage Loan Application Amount $34,574,815,000
Average Mortgage Loan Application Amount $172,343
Highest Mortgage Loan Application Amount $20,600,000
Average Applicant Income $81,550
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Truist Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington-Arlington-Alexandria, DC-VA-MD-WV 10,340 $ 2,743,147,000 $ 265,294 $ 162,394
Atlanta-Sandy Springs-Marietta, GA 6,688 $ 1,133,496,000 $ 169,482 $ 113,000
Charlotte-Gastonia-Rock Hill, NC-SC 5,709 $ 872,705,000 $ 152,864 $ 99,009
Raleigh-Cary, NC 5,674 $ 1,055,279,000 $ 185,985 $ 100,000
Baltimore-Towson, MD 5,508 $ 1,291,531,000 $ 234,482 $ 108,000
Virginia Beach-Norfolk-Newport News, VA-NC 4,295 $ 809,789,000 $ 188,542 $ 95,611
Richmond, VA 4,007 $ 653,654,000 $ 163,128 $ 70,000
St. Louis, MO-IL 3,790 $ 726,762,000 $ 191,757 $ 9,189
Bethesda-Rockville-Frederick, MD 3,190 $ 999,970,000 $ 313,470 $ 153,000
Louisville-Jefferson County, KY-IN 2,852 $ 322,488,000 $ 113,074 $ 68,128
Greensboro-High Point, NC 2,845 $ 384,020,000 $ 134,980 $ 88,000
Tampa-St. Petersburg-Clearwater, FL 2,798 $ 517,898,000 $ 185,095 $ 135,000
Winston-Salem, NC 2,733 $ 399,771,000 $ 146,275 $ 109,000
Columbia, SC 2,543 $ 385,231,000 $ 151,486 $ 96,000
Wilmington, NC 2,507 $ 442,238,000 $ 176,401 $ 161,000
Durham-Chapel Hill, NC 2,477 $ 469,055,000 $ 189,364 $ 91,000
Kansas City, MO-KS 2,388 $ 431,916,000 $ 180,869 $ 7,507
Greenville-Mauldin-Easley, SC 2,335 $ 341,558,000 $ 146,277 $ 79,000
Hickory-Lenoir-Morganton, NC 2,233 $ 247,464,000 $ 110,821 $ 64,000
Jacksonville, FL 1,965 $ 409,852,000 $ 208,576 $ 145,000
Myrtle Beach-North Myrtle Beach-Conway, SC 1,903 $ 287,851,000 $ 151,261 $ 133,000
Dallas-Plano-Irving, TX 1,830 $ 458,851,000 $ 250,738 $ 193,000
Charleston-North Charleston-Summerville, SC 1,805 $ 427,827,000 $ 237,023 $ 139,000
Cincinnati-Middletown, OH-KY-IN 1,722 $ 287,855,000 $ 167,163 $ 2,499
Orlando-Kissimmee-Sanford, FL 1,423 $ 206,217,000 $ 144,917 $ 133,000
Birmingham-Hoover, AL 1,413 $ 237,930,000 $ 168,386 $ 53,000
Lynchburg, VA 1,369 $ 183,375,000 $ 133,948 $ 90,000
Fayetteville, NC 1,366 $ 168,466,000 $ 123,327 $ 88,000
Knoxville, TN 1,280 $ 188,977,000 $ 147,638 $ 87,000
Asheville, NC 1,263 $ 229,264,000 $ 181,523 $ 86,000
North Port-Bradenton-Sarasota, FL 1,233 $ 218,495,000 $ 177,206 $ 132,000
Roanoke, VA 1,179 $ 168,727,000 $ 143,110 $ 56,000
Springfield, MO 1,178 $ 164,052,000 $ 139,263 $ 0
Charleston, WV 1,161 $ 114,201,000 $ 98,364 $ 86,000
Tallahassee, FL 1,148 $ 191,627,000 $ 166,922 $ 98,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,082 $ 235,195,000 $ 217,370 $ 46,000
Houston-Sugar Land-Baytown, TX 1,077 $ 326,603,000 $ 303,252 $ 74,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,040 $ 201,511,000 $ 193,760 $ 126,000
Greenville, NC 1,026 $ 140,641,000 $ 137,076 $ 102,000
Charlottesville, VA 1,020 $ 192,614,000 $ 188,837 $ 128,000
Indianapolis-Carmel, IN 1,017 $ 189,605,000 $ 186,435 $ 10,000
Morgantown, WV 911 $ 130,315,000 $ 143,046 $ 119,000
Chicago-Joliet-Naperville, IL 870 $ 200,906,000 $ 230,926 $ 10,000
Miami-Miami Beach-Kendall, FL 861 $ 229,256,000 $ 266,267 $ 194,000
West Palm Beach-Boca Raton-Boynton Beach, FL 860 $ 183,114,000 $ 212,923 $ 225,000
Owensboro, KY 852 $ 85,696,000 $ 100,582 $ 77,000
Savannah, GA 845 $ 151,117,000 $ 178,836 $ 48,000
Spartanburg, SC 844 $ 104,836,000 $ 124,213 $ 74,000
Cambridge-Newton-Framingham, MA 840 $ 246,789,000 $ 293,796 $ 21,000
Provo-Orem, UT 840 $ 157,328,000 $ 187,295 $ 1,000
Milwaukee-Waukesha-West Allis, WI 832 $ 164,736,000 $ 198,000 $ 2,000
Goldsboro, NC 785 $ 91,457,000 $ 116,505 $ 71,000
Palm Bay-Melbourne-Titusville, FL 777 $ 110,785,000 $ 142,580 $ 86,000
Hagerstown-Martinsburg, MD-WV 742 $ 90,947,000 $ 122,570 $ 74,000
Cape Coral-Fort Myers, FL 723 $ 119,117,000 $ 164,753 $ 105,000
Salt Lake City, UT 675 $ 133,474,000 $ 197,739 $ 2,000
Lexington-Fayette, KY 628 $ 109,145,000 $ 173,797 $ 144,000
Kingsport-Bristol-Bristol, TN-VA 616 $ 60,822,000 $ 98,737 $ 63,704
Chattanooga, TN-GA 615 $ 94,226,000 $ 153,213 $ 63,642
Ogden-Clearfield, UT 597 $ 108,220,000 $ 181,273 $ 1,000
Philadelphia, PA 587 $ 137,556,000 $ 234,337 $ 15,000
Harrisonburg, VA 586 $ 88,260,000 $ 150,614 $ 80,000
Austin-Round Rock-San Marcos, TX 576 $ 165,019,000 $ 286,491 $ 129,000
Bowling Green, KY 570 $ 73,496,000 $ 128,940 $ 103,000
Augusta-Richmond County, GA-SC 550 $ 99,095,000 $ 180,172 $ 28,269
Denver-Aurora-Broomfield, CO 546 $ 146,989,000 $ 269,210 $ 28,000
Blacksburg-Christiansburg-Radford, VA 542 $ 67,104,000 $ 123,808 $ 66,000
Evansville, IN-KY 533 $ 81,162,000 $ 152,273 $ 24,472
Deltona-Daytona Beach-Ormond Beach, FL 531 $ 75,504,000 $ 142,192 $ 92,000
Wilmington, DE-MD-NJ 531 $ 100,902,000 $ 190,022 $ 33,736
Rocky Mount, NC 526 $ 60,008,000 $ 114,083 $ 65,000
Boston-Quincy, MA 524 $ 158,465,000 $ 302,414 $ 16,000
Las Vegas-Paradise, NV 520 $ 80,551,000 $ 154,905 $ 1,000
Wichita, KS 505 $ 68,878,000 $ 136,392 $ 0
Port St. Lucie, FL 488 $ 80,909,000 $ 165,797 $ 78,000
Joplin, MO 480 $ 58,194,000 $ 121,237 $ 2,000
Gainesville, GA 476 $ 72,735,000 $ 152,804 $ 68,000
Little Rock-North Little Rock-Conway, AR 476 $ 76,442,000 $ 160,592 $ 0
Anderson, SC 475 $ 59,691,000 $ 125,665 $ 65,000
Memphis, TN-MS-AR 468 $ 96,284,000 $ 205,735 $ 12,175
Montgomery, AL 467 $ 71,579,000 $ 153,274 $ 56,000
Fort Wayne, IN 463 $ 64,696,000 $ 139,732 $ 3,000
Dalton, GA 459 $ 42,351,000 $ 92,267 $ 44,000
Winchester, VA-WV 455 $ 67,731,000 $ 148,859 $ 81,065
Florence, SC 447 $ 63,539,000 $ 142,145 $ 78,000
Macon, GA 445 $ 49,842,000 $ 112,004 $ 96,000
Davenport-Moline-Rock Island, IA-IL 430 $ 64,326,000 $ 149,595 $ 1,432
Lakeland-Winter Haven, FL 429 $ 44,767,000 $ 104,351 $ 102,000
Wheeling, WV-OH 427 $ 37,349,000 $ 87,468 $ 94,852
Burlington, NC 422 $ 56,277,000 $ 133,357 $ 65,000
Ocala, FL 414 $ 50,219,000 $ 121,301 $ 49,000
Grand Rapids-Wyoming, MI 413 $ 65,982,000 $ 159,762 $ 0
Danville, VA 406 $ 40,300,000 $ 99,261 $ 88,000
Huntsville, AL 398 $ 69,700,000 $ 175,125 $ 46,000
Burlington-South Burlington, VT 397 $ 89,902,000 $ 226,453 $ 2,000
Lafayette, IN 397 $ 57,838,000 $ 145,687 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 395 $ 81,814,000 $ 207,124 $ 2,954
Fort Worth-Arlington, TX 391 $ 84,988,000 $ 217,360 $ 51,000
New Orleans-Metairie-Kenner, LA 391 $ 78,208,000 $ 200,020 $ 12,000
Sumter, SC 379 $ 48,607,000 $ 128,250 $ 61,000
Huntington-Ashland, WV-KY-OH 375 $ 39,684,000 $ 105,824 $ 94,522
Portland-South Portland-Biddeford, ME 375 $ 81,956,000 $ 218,549 $ 30,000
Jacksonville, NC 372 $ 56,990,000 $ 153,198 $ 98,000
Parkersburg-Marietta-Vienna, WV-OH 362 $ 32,527,000 $ 89,853 $ 98,991
Pensacola-Ferry Pass-Brent, FL 359 $ 60,063,000 $ 167,306 $ 59,000
Seattle-Bellevue-Everett, WA 357 $ 97,913,000 $ 274,266 $ 3,000
Fayetteville-Springdale-Rogers, AR-MO 351 $ 58,921,000 $ 167,866 $ 985
Boise City-Nampa, ID 349 $ 51,841,000 $ 148,541 $ 0
Clarksville, TN-KY 344 $ 38,575,000 $ 112,136 $ 58,235
Anniston-Oxford, AL 342 $ 33,081,000 $ 96,728 $ 48,000
Naples-Marco Island, FL 327 $ 78,172,000 $ 239,058 $ 197,000
New York-White Plains-Wayne, NY-NJ 326 $ 115,623,000 $ 354,671 $ 4,530
Providence-New Bedford-Fall River, RI-MA 326 $ 67,080,000 $ 205,766 $ 0
Mobile, AL 317 $ 36,761,000 $ 115,965 $ 127,000
Olympia, WA 303 $ 54,875,000 $ 181,105 $ 0
Spokane, WA 299 $ 56,181,000 $ 187,896 $ 0
Gary, IN 293 $ 45,747,000 $ 156,133 $ 2,000
Salisbury, MD 283 $ 35,465,000 $ 125,318 $ 67,000
Topeka, KS 276 $ 41,436,000 $ 150,130 $ 8,000
Auburn-Opelika, AL 269 $ 37,081,000 $ 137,847 $ 66,000
Colorado Springs, CO 265 $ 61,857,000 $ 233,422 $ 2,000
Green Bay, WI 261 $ 39,765,000 $ 152,356 $ 0
Columbus, GA-AL 260 $ 38,874,000 $ 149,515 $ 99,653
Holland-Grand Haven, MI 258 $ 39,491,000 $ 153,065 $ 0
Brunswick, GA 251 $ 55,512,000 $ 221,163 $ 144,000
Warner Robins, GA 247 $ 30,813,000 $ 124,748 $ 56,000
Portland-Vancouver-Hillsboro, OR-WA 246 $ 57,302,000 $ 232,934 $ 6,109
Missoula, MT 242 $ 47,139,000 $ 194,789 $ 4,000
Manhattan, KS 240 $ 39,701,000 $ 165,420 $ 0
Peabody, MA 238 $ 67,081,000 $ 281,852 $ 9,000
St. George, UT 235 $ 42,236,000 $ 179,727 $ 0
San Antonio-New Braunfels, TX 231 $ 65,252,000 $ 282,476 $ 49,000
Cleveland, TN 224 $ 28,002,000 $ 125,008 $ 57,000
Panama City-Lynn Haven-Panama City Beach, FL 224 $ 41,450,000 $ 185,044 $ 152,000
Crestview-Fort Walton Beach-Destin, FL 222 $ 47,903,000 $ 215,779 $ 78,000
Des Moines-West Des Moines, IA 222 $ 40,903,000 $ 184,247 $ 1,000
Columbus, OH 221 $ 38,153,000 $ 172,638 $ 55,000
Bridgeport-Stamford-Norwalk, CT 218 $ 67,554,000 $ 309,880 $ 3,000
Columbus, IN 218 $ 35,957,000 $ 164,940 $ 3,000
Worcester, MA 215 $ 51,468,000 $ 239,386 $ 1,000
Morristown, TN 211 $ 25,852,000 $ 122,521 $ 52,000
Madison, WI 196 $ 36,655,000 $ 187,015 $ 0
Athens-Clarke County, GA 194 $ 30,225,000 $ 155,798 $ 78,000
Baton Rouge, LA 194 $ 34,492,000 $ 177,793 $ 3,000
Gainesville, FL 189 $ 35,018,000 $ 185,280 $ 27,000
Bloomington, IN 186 $ 36,352,000 $ 195,440 $ 4,000
Valdosta, GA 185 $ 25,628,000 $ 138,529 $ 41,000
Pittsburgh, PA 184 $ 26,205,000 $ 142,418 $ 32,000
Coeur D'Alene, ID 182 $ 33,129,000 $ 182,027 $ 0
Casper, WY 177 $ 32,335,000 $ 182,683 $ 0
Michigan City-La Porte, IN 176 $ 26,518,000 $ 150,670 $ 6,000
Dothan, AL 175 $ 20,245,000 $ 115,685 $ 41,000
Phoenix-Mesa-Glendale, AZ 174 $ 35,160,000 $ 202,068 $ 70,000
Johnson City, TN 173 $ 21,412,000 $ 123,768 $ 57,000
Lawrence, KS 173 $ 29,672,000 $ 171,514 $ 29,000
Palm Coast, FL 165 $ 34,366,000 $ 208,278 $ 198,000
Anderson, IN 164 $ 19,660,000 $ 119,878 $ 0
Allentown-Bethlehem-Easton, PA-NJ 159 $ 29,902,000 $ 188,062 $ 3,698
Fort Smith, AR-OK 149 $ 18,255,000 $ 122,516 $ 0
Muncie, IN 149 $ 17,512,000 $ 117,530 $ 3,000
Sebastian-Vero Beach, FL 148 $ 27,451,000 $ 185,479 $ 95,000
Bloomington-Normal, IL 146 $ 22,397,000 $ 153,404 $ 0
Cheyenne, WY 146 $ 26,846,000 $ 183,876 $ 1,000
Punta Gorda, FL 146 $ 20,077,000 $ 137,513 $ 74,000
Camden, NJ 145 $ 27,688,000 $ 190,951 $ 2,000
Jackson, MS 138 $ 27,815,000 $ 201,557 $ 6,000
York-Hanover, PA 137 $ 21,868,000 $ 159,620 $ 37,000
Albuquerque, NM 133 $ 23,861,000 $ 179,406 $ 4,000
Newark-Union, NJ-PA 129 $ 38,509,000 $ 298,519 $ 3,984
Cumberland, MD-WV 123 $ 11,939,000 $ 97,065 $ 59,195
Lake County-Kenosha County, IL-WI 122 $ 30,728,000 $ 251,868 $ 27,442
Edison-New Brunswick, NJ 117 $ 31,361,000 $ 268,042 $ 98,000
Florence-Muscle Shoals, AL 116 $ 16,331,000 $ 140,784 $ 5,000
Peoria, IL 109 $ 18,607,000 $ 170,706 $ 1,000
Lancaster, PA 108 $ 17,291,000 $ 160,101 $ 9,000
Rome, GA 107 $ 14,834,000 $ 138,635 $ 28,000
Billings, MT 106 $ 21,916,000 $ 206,754 $ 13,000
Iowa City, IA 106 $ 15,169,000 $ 143,103 $ 0
Nassau-Suffolk, NY 106 $ 35,629,000 $ 336,122 $ 6,000
Gadsden, AL 103 $ 13,254,000 $ 128,679 $ 47,000
Rochester, NY 101 $ 15,235,000 $ 150,841 $ 7,000
Tacoma, WA 100 $ 19,531,000 $ 195,310 $ 0
Tuscaloosa, AL 92 $ 17,702,000 $ 192,413 $ 79,000
Tulsa, OK 91 $ 17,547,000 $ 192,824 $ 2,000
Warren-Troy-Farmington Hills, MI 88 $ 13,805,000 $ 156,875 $ 2,000
Pocatello, ID 86 $ 13,292,000 $ 154,558 $ 0
Rockingham County-Strafford County, NH 81 $ 19,060,000 $ 235,308 $ 14,000
Decatur, AL 77 $ 13,771,000 $ 178,844 $ 28,000
Dayton, OH 76 $ 10,729,000 $ 141,171 $ 0
Idaho Falls, ID 76 $ 12,354,000 $ 162,552 $ 0
Detroit-Livonia-Dearborn, MI 74 $ 10,459,000 $ 141,337 $ 0
Columbia, MO 72 $ 11,749,000 $ 163,180 $ 0
Boulder, CO 71 $ 22,820,000 $ 321,408 $ 42,000
St. Joseph, MO-KS 71 $ 9,398,000 $ 132,366 $ 7,000
Albany, GA 67 $ 10,062,000 $ 150,179 $ 11,000
Oklahoma City, OK 67 $ 15,864,000 $ 236,776 $ 21,000
Bremerton-Silverdale, WA 66 $ 13,853,000 $ 209,893 $ 0
Racine, WI 66 $ 10,240,000 $ 155,151 $ 0
Cape Girardeau-Jackson, MO-IL 65 $ 10,911,000 $ 167,861 $ 0
Cedar Rapids, IA 65 $ 8,371,000 $ 128,784 $ 0
Grand Junction, CO 65 $ 11,095,000 $ 170,692 $ 0
Dubuque, IA 64 $ 10,544,000 $ 164,750 $ 0
Sioux City, IA-NE-SD 64 $ 8,307,000 $ 129,796 $ 0
Appleton, WI 63 $ 8,785,000 $ 139,444 $ 0
Scranton--Wilkes-Barre, PA 62 $ 9,240,000 $ 149,032 $ 7,000
Dover, DE 61 $ 10,120,000 $ 165,901 $ 9,000
Kennewick-Pasco-Richland, WA 61 $ 11,156,000 $ 182,885 $ 0
Reading, PA 61 $ 8,722,000 $ 142,983 $ 6,000
Springfield, MA 60 $ 9,623,000 $ 160,383 $ 0
Champaign-Urbana, IL 58 $ 8,565,000 $ 147,672 $ 5,000
Fort Collins-Loveland, CO 57 $ 12,962,000 $ 227,403 $ 18,000
Jackson, TN 57 $ 8,183,000 $ 143,561 $ 3,000
Springfield, OH 57 $ 6,338,000 $ 111,192 $ 0
Barnstable Town, MA 56 $ 18,725,000 $ 334,375 $ 34,000
Great Falls, MT 56 $ 9,128,000 $ 163,000 $ 0
Los Angeles-Long Beach-Glendale, CA 52 $ 13,175,000 $ 253,365 $ 0
Duluth, MN-WI 50 $ 7,400,000 $ 148,000 $ 0
Hartford-West Hartford-East Hartford, CT 49 $ 10,331,000 $ 210,836 $ 2,000
Manchester-Nashua, NH 49 $ 11,097,000 $ 226,469 $ 0
State College, PA 48 $ 9,640,000 $ 200,833 $ 6,000
Cleveland-Elyria-Mentor, OH 46 $ 8,031,000 $ 174,586 $ 24,000
El Paso, TX 46 $ 7,219,000 $ 156,934 $ 8,000
Houma-Bayou Cane-Thibodaux, LA 46 $ 7,496,000 $ 162,956 $ 0
Lewiston-Auburn, ME 46 $ 6,640,000 $ 144,347 $ 0
Lafayette, LA 44 $ 9,146,000 $ 207,863 $ 20,000
Rapid City, SD 42 $ 7,141,000 $ 170,023 $ 0
Elizabethtown, KY 40 $ 6,105,000 $ 152,625 $ 19,000
Santa Fe, NM 40 $ 11,231,000 $ 280,775 $ 17,000
South Bend-Mishawaka, IN-MI 40 $ 5,492,000 $ 137,300 $ 2,775
Tucson, AZ 40 $ 8,693,000 $ 217,325 $ 0
Ames, IA 38 $ 6,435,000 $ 169,342 $ 0
Hinesville-Fort Stewart, GA 37 $ 5,380,000 $ 145,405 $ 292,000
Jonesboro, AR 37 $ 5,428,000 $ 146,702 $ 0
Logan, UT-ID 37 $ 5,858,000 $ 158,324 $ 0
Harrisburg-Carlisle, PA 36 $ 5,619,000 $ 156,083 $ 14,000
Omaha-Council Bluffs, NE-IA 36 $ 6,451,000 $ 179,194 $ 0
Shreveport-Bossier City, LA 36 $ 7,094,000 $ 197,055 $ 0
Youngstown-Warren-Boardman, OH-PA 35 $ 3,622,000 $ 103,485 $ 9,142
Toledo, OH 33 $ 5,759,000 $ 174,515 $ 2,000
Ann Arbor, MI 32 $ 5,616,000 $ 175,500 $ 16,000
Buffalo-Niagara Falls, NY 32 $ 3,776,000 $ 118,000 $ 0
Santa Barbara-Santa Maria-Goleta, CA 32 $ 10,335,000 $ 322,968 $ 0
Johnstown, PA 30 $ 3,037,000 $ 101,233 $ 6,000
Kalamazoo-Portage, MI 30 $ 4,589,000 $ 152,966 $ 0
Waterloo-Cedar Falls, IA 30 $ 4,458,000 $ 148,600 $ 2,000
Killeen-Temple-Fort Hood, TX 29 $ 5,079,000 $ 175,137 $ 22,000
Sacramento--Arden-Arcade--Roseville, CA 29 $ 5,756,000 $ 198,482 $ 0
Salem, OR 29 $ 5,178,000 $ 178,551 $ 7,000
Sherman-Denison, TX 29 $ 4,184,000 $ 144,275 $ 62,000
Hot Springs, AR 28 $ 4,781,000 $ 170,750 $ 19,000
Riverside-San Bernardino-Ontario, CA 28 $ 5,679,000 $ 202,821 $ 0
Terre Haute, IN 28 $ 2,897,000 $ 103,464 $ 19,000
Akron, OH 26 $ 3,627,000 $ 139,500 $ 19,000
Bellingham, WA 26 $ 5,945,000 $ 228,653 $ 0
Brownsville-Harlingen, TX 26 $ 3,252,000 $ 125,076 $ 2,000
Greeley, CO 26 $ 4,767,000 $ 183,346 $ 3,000
Monroe, LA 26 $ 5,651,000 $ 217,346 $ 3,000
Pueblo, CO 26 $ 4,187,000 $ 161,038 $ 0
Elkhart-Goshen, IN 25 $ 2,953,000 $ 118,120 $ 6,000
Lansing-East Lansing, MI 25 $ 3,233,000 $ 129,320 $ 0
Eugene-Springfield, OR 24 $ 4,951,000 $ 206,291 $ 0
McAllen-Edinburg-Mission, TX 24 $ 5,028,000 $ 209,500 $ 48,000
Trenton-Ewing, NJ 24 $ 5,445,000 $ 226,875 $ 19,000
Bakersfield-Delano, CA 23 $ 3,203,000 $ 139,260 $ 0
New Haven-Milford, CT 22 $ 5,343,000 $ 242,863 $ 0
Vineland-Millville-Bridgeton, NJ 22 $ 3,077,000 $ 139,863 $ 0
Jefferson City, MO 21 $ 2,670,000 $ 127,142 $ 0
Lima, OH 21 $ 2,976,000 $ 141,714 $ 6,000
Muskegon-Norton Shores, MI 21 $ 2,676,000 $ 127,428 $ 0
Rochester, MN 21 $ 3,873,000 $ 184,428 $ 10,000
Yakima, WA 21 $ 3,067,000 $ 146,047 $ 0
Las Cruces, NM 20 $ 3,576,000 $ 178,800 $ 0
Ocean City, NJ 20 $ 6,100,000 $ 305,000 $ 16,000
Pine Bluff, AR 20 $ 2,959,000 $ 147,950 $ 0
Beaumont-Port Arthur, TX 18 $ 2,978,000 $ 165,444 $ 14,000
Erie, PA 18 $ 2,378,000 $ 132,111 $ 7,000
Altoona, PA 17 $ 2,162,000 $ 127,176 $ 2,000
Bangor, ME 17 $ 2,471,000 $ 145,352 $ 9,000
Lake Charles, LA 17 $ 2,657,000 $ 156,294 $ 0
Longview, WA 17 $ 3,427,000 $ 201,588 $ 0
Oshkosh-Neenah, WI 17 $ 2,849,000 $ 167,588 $ 0
Steubenville-Weirton, OH-WV 17 $ 1,253,000 $ 73,705 $ 69,411
Wenatchee-East Wenatchee, WA 17 $ 4,366,000 $ 256,823 $ 7,000
Atlantic City-Hammonton, NJ 16 $ 3,397,000 $ 212,312 $ 0
College Station-Bryan, TX 16 $ 2,477,000 $ 154,812 $ 15,000
Lubbock, TX 16 $ 2,634,000 $ 164,625 $ 30,000
Williamsport, PA 16 $ 2,089,000 $ 130,562 $ 3,000
La Crosse, WI-MN 14 $ 1,986,000 $ 141,857 $ 0
Reno-Sparks, NV 14 $ 2,930,000 $ 209,285 $ 12,000
San Angelo, TX 14 $ 1,913,000 $ 136,642 $ 0
Texarkana, Tx-Texarkana, AR 14 $ 2,017,000 $ 144,071 $ 714
Yuma, AZ 14 $ 1,487,000 $ 106,214 $ 0
Amarillo, TX 13 $ 2,940,000 $ 226,153 $ 35,000
Bend, OR 13 $ 3,614,000 $ 278,000 $ 0
Waco, TX 13 $ 1,432,000 $ 110,153 $ 61,000
Gulfport-Biloxi, MS 12 $ 1,989,000 $ 165,750 $ 4,000
Medford, OR 12 $ 2,026,000 $ 168,833 $ 0
Niles-Benton Harbor, MI 12 $ 2,613,000 $ 217,750 $ 43,000
Salinas, CA 11 $ 3,301,000 $ 300,090 $ 0
San Jose-Sunnyvale-Santa Clara, CA 11 $ 2,252,000 $ 204,727 $ 0
Tyler, TX 11 $ 2,386,000 $ 216,909 $ 53,000
Canton-Massillon, OH 10 $ 2,292,000 $ 229,200 $ 37,000
Corpus Christi, TX 10 $ 2,556,000 $ 255,600 $ 49,000
Janesville, WI 10 $ 1,373,000 $ 137,300 $ 0
Mount Vernon-Anacortes, WA 10 $ 1,869,000 $ 186,900 $ 0
Norwich-New London, CT 10 $ 1,564,000 $ 156,400 $ 0
St. Cloud, MN 10 $ 1,125,000 $ 112,500 $ 0
Stockton, CA 10 $ 1,366,000 $ 136,600 $ 0
Fargo, ND-MN 9 $ 878,000 $ 97,555 $ 0
Kokomo, IN 9 $ 1,211,000 $ 134,555 $ 15,000
Victoria, TX 9 $ 1,228,000 $ 136,444 $ 10,000
Vallejo-Fairfield, CA 8 $ 1,923,000 $ 240,375 $ 0
Wausau, WI 8 $ 943,000 $ 117,875 $ 0
Wichita Falls, TX 8 $ 668,000 $ 83,500 $ 70,000
Lebanon, PA 7 $ 1,329,000 $ 189,857 $ 12,000
Monroe, MI 7 $ 975,000 $ 139,285 $ 0
Oxnard-Thousand Oaks-Ventura, CA 7 $ 2,005,000 $ 286,428 $ 0
Pittsfield, MA 7 $ 1,819,000 $ 259,857 $ 0
Prescott, AZ 7 $ 1,239,000 $ 177,000 $ 0
Albany-Schenectady-Troy, NY 6 $ 1,768,000 $ 294,666 $ 165,000
Flagstaff, AZ 6 $ 2,025,000 $ 337,500 $ 1,666,000
Hattiesburg, MS 6 $ 904,000 $ 150,666 $ 0
Laredo, TX 6 $ 781,000 $ 130,166 $ 0
Lawton, OK 6 $ 854,000 $ 142,333 $ 0
San Luis Obispo-Paso Robles, CA 6 $ 1,874,000 $ 312,333 $ 0
Santa Ana-Anaheim-Irvine, CA 6 $ 2,084,000 $ 347,333 $ 0
Lincoln, NE 5 $ 663,000 $ 132,600 $ 0
Alexandria, LA 4 $ 521,000 $ 130,250 $ 0
Battle Creek, MI 4 $ 482,000 $ 120,500 $ 0
Bismarck, ND 4 $ 719,000 $ 179,750 $ 0
Corvallis, OR 4 $ 974,000 $ 243,500 $ 0
Danville, IL 4 $ 253,000 $ 63,250 $ 0
Farmington, NM 4 $ 633,000 $ 158,250 $ 0
Longview, TX 4 $ 1,376,000 $ 344,000 $ 119,000
Mansfield, OH 4 $ 378,000 $ 94,500 $ 40,000
Oakland-Fremont-Hayward, CA 4 $ 579,000 $ 144,750 $ 0
Poughkeepsie-Newburgh-Middletown, NY 4 $ 792,000 $ 198,000 $ 0
Rockford, IL 4 $ 454,000 $ 113,500 $ 0
Sheboygan, WI 4 $ 675,000 $ 168,750 $ 0
Springfield, IL 4 $ 417,000 $ 104,250 $ 0
Binghamton, NY 3 $ 435,000 $ 145,000 $ 0
Eau Claire, WI 3 $ 784,000 $ 261,333 $ 0
Elmira, NY 3 $ 345,000 $ 115,000 $ 0
Flint, MI 3 $ 308,000 $ 102,666 $ 0
Fresno, CA 3 $ 410,000 $ 136,666 $ 0
Jackson, MI 3 $ 282,000 $ 94,000 $ 0
Kingston, NY 3 $ 942,000 $ 314,000 $ 72,000
Lake Havasu City-Kingman, AZ 3 $ 311,000 $ 103,666 $ 0
Mankato-North Mankato, MN 3 $ 558,000 $ 186,000 $ 0
Midland, TX 3 $ 1,339,000 $ 446,333 $ 65,000
Odessa, TX 3 $ 367,000 $ 122,333 $ 0
San Francisco-San Mateo-Redwood City, CA 3 $ 877,000 $ 292,333 $ 0
Sandusky, OH 3 $ 390,000 $ 130,000 $ 0
Abilene, TX 2 $ 461,000 $ 230,500 $ 76,000
Ithaca, NY 2 $ 302,000 $ 151,000 $ 0
Lewiston, ID-WA 2 $ 305,000 $ 152,500 $ 0
San Diego-Carlsbad-San Marcos, CA 2 $ 210,000 $ 105,000 $ 7,000
Visalia-Porterville, CA 2 $ 402,000 $ 201,000 $ 0
Decatur, IL 1 $ 252,000 $ 252,000 $ 0
Fond Du Lac, WI 1 $ 178,000 $ 178,000 $ 0
Glens Falls, NY 1 $ 30,000 $ 30,000 $ 53,000
Grand Forks, ND-MN 1 $ 132,000 $ 132,000 $ 0
Hanford-Corcoran, CA 1 $ 173,000 $ 173,000 $ 0
Merced, CA 1 $ 161,000 $ 161,000 $ 0
Modesto, CA 1 $ 95,000 $ 95,000 $ 0
Napa, CA 1 $ 408,000 $ 408,000 $ 0
Pascagoula, MS 1 $ 100,000 $ 100,000 $ 0
Sioux Falls, SD 1 $ 86,000 $ 86,000 $ 0

Mortgage Loan Application Detail Totals for Truist Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 116,404 $21,064,357,000 $180,000 $11,200,000 $88,000 $9,999,000
Home Purchase 70,437 $12,409,794,000 $176,000 $19,000,000 $71,000 $9,999,000
Home Improvement 13,775 $1,100,664,000 $79,000 $20,600,000 $81,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 97,951 $15,278,850,000 $155,000 $11,200,000 $122,000 $9,999,000
Not applicable 71,492 $13,907,014,000 $194,000 $20,600,000 $0 $310,000
Not Provided 15,608 $3,287,900,000 $210,000 $3,036,000 $191,000 $9,999,000
Black or African American 8,702 $1,007,714,000 $115,000 $2,500,000 $74,000 $9,999,000
Hispanic 3,806 $523,695,000 $137,000 $2,000,000 $117,000 $9,999,000
Asian 2,374 $465,809,000 $196,000 $2,500,000 $127,000 $9,999,000
American Indian or Alaskan Native 392 $60,226,000 $153,000 $900,000 $193,000 $9,999,000
Native Hawaiian or Other Pacific Islander 291 $43,607,000 $149,000 $1,734,000 $120,000 $9,999,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 172,653 $30,074,992,000 $174,000 $20,600,000 $90,000 $9,999,000
FHA-insured (Federal Housing Administration) 16,864 $2,467,528,000 $146,000 $737,000 $34,000 $9,999,000
VA-guaranteed (Veterans Administration) 7,525 $1,560,918,000 $207,000 $1,101,000 $26,000 $749,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,574 $471,377,000 $131,000 $374,000 $17,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 83,069 $13,285,327,000 $159,000 $11,700,000 $128,000 $9,999,000
Loan Purchased By The Institution 70,016 $13,300,647,000 $189,000 $940,000 $0 $0
Application Denied By Financial Institution 26,897 $4,034,520,000 $149,000 $8,200,000 $97,000 $9,999,000
Application Withdrawn By Applicant 11,049 $2,261,640,000 $204,000 $20,600,000 $157,000 $9,999,000
File Closed For Incompleteness 5,930 $1,264,935,000 $213,000 $5,000,000 $164,000 $9,999,000
Application Approved But Not Accepted 3,655 $427,746,000 $117,000 $9,755,000 $126,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9,087 $914,555,000 $100,000 $4,320,000 $68,000 $9,999,000
Collateral 6,685 $1,267,321,000 $189,000 $5,500,000 $147,000 $9,999,000
Debt-To-Income Ratio 6,507 $1,171,030,000 $179,000 $6,350,000 $61,000 $9,999,000
Other 3,181 $381,339,000 $119,000 $8,200,000 $125,000 $9,999,000
Unverifiable Information 699 $133,914,000 $191,000 $1,840,000 $124,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 458 $91,061,000 $198,000 $1,500,000 $163,000 $9,999,000
Employment History 214 $37,149,000 $173,000 $1,000,000 $65,000 $756,000
Credit Application Incomplete 57 $36,108,000 $633,000 $1,463,000 $791,000 $9,999,000
Mortgage Insurance Denied 7 $1,573,000 $224,000 $321,000 $97,000 $168,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truist Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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